I have the Ritz card. The 85K cert got me a $1,254 hotel in Hawaii. The $300 incidental got me Alaska+ lounge membership for $250...that includes American Admirals Club lounges. The PP gets me free massages at Be Relax, naps at Minute Suites, and great restaurants, none of which AX or C1 provide. I added 5 authorized users, who enter PP lounges in Europe and the Americas.
The Ritz Card is definitely a gem that is underrated partly because the only way to get it now, is to product change! The flexibility with the Travel Credit definitely seems like it could be super useful, and that you don't have to specifically choose one airline. 85K Marriott Certificates are dang valuable toooo. The Ritz Card definitely has a ton of value and thanks for going over all the benefits Chase, great video as always!
One year ago on 10/5/23 I got a Marriott Bountiful Card annual fee $250.. this wasn't a bad card as I normally stay 50-60 nights a year and you get 1000 points per stay.. anyway.. I called in 2/3 times to upgrade after the one year anniversary and they were not able to do it.. but after 3 weeks it was allowed.. Ritz Card showed up last week. Should be a great card for us!
Even though I don't usually stay at Marriott properties, this card is so good that it is worth going through the process to get the Ritz-Carlton card even if you only stay at Marriotts a couple times a year. Easily positive value!
So there’s a reason that the ritz card is competitive with the J.P. Morgan Reserve card and that is because they are both not chase cards but J.P. Morgan. And as such they both get access to the J.P. Morgan Concierge which is on par with the Amex Centurion Concierge
I love this card. Just got my 85k cert after product changing a year ago and using it at the St Regis in NYC this winter. Room is well over $1,000 per night, so great value there. I use my $300 for seat upgrades and airline wifi. I may go for Brilliant next year after it has been 2 years since having the ritz, but I'll have to downgrade it then upgrade, which Chase may not love.
You are right about this card. My fiance and I has it together for about 5-6 years now. So far this year I used the certificate for a 950.00 night at the Ritz-Carlton Central Park NY. I already used up my travel credits with luggage check ins and seat upgrades upto now with my travels. This year so far I've done 4 lounges and 2 restaurants thru priority Pass. And last I already have 2 upcoming stays at Ritz-Carltons in Denver and Miami in October that I already applied my club level upgrades. Those savings per night with the upgrades is 200 at one property and 400 at the other. Sweet!!!!!
damn you and your fiancé are really milking all the benefits/credits from this card 🔥 I'd love to get that much value from this card when I eventually get it. Have fun on those upcoming trips!
Also I forgot to mention earlier this year when I visited Myrtle Beach SC i rented a car for 4 days and utilized the primary liability insurance from the card saving me some extra cash.
Although this card will be in my wallet at some point , I still believe the Hilton aspire is creme de la creme. Great video Chase , nice talking to you at the Vegas meetup!
Def need to wait 12 mos before requesting the product change. The extra day is a good idea. I waited to get the 35K FNA from my boundless to post first. That's the whole point of the boundless. And then Chase was able to refund my Boundless AF as well.
im looking forward to using the brilliant to help me get titanium status next year. That's part of the reason why I wanted it first before the Ritz-Carlton card
Stan sold me on this card pretty hard, but this video made me even more excited about it!! I *may* have just started my Ritz card journey with the Marriott Boundless this week 👀 Nice video as always Chase!! p.s. I hope your move went well! Excited for the new set!
Oh ya. Stan's videos about gaining the free nights with Marriott cards was so valuable! Thank you Spencer. I should be filming my first video here over the weekend of early next week 😬
I just got my Marriott Boundless with plans to acquire this in a year, but I may wait at least 24 months so that I can get the AMEX Marriott Brilliant first since per Stan the Credit Frog stated that the SUB will not be given for the AMEX Marriott Brilliant if I have the Ritz card...so get the Brilliant 24 months after the Boundless then shortly thereafter product change to the Ritz. (I think that's what he said was in the small print.) That's something to consider. I would mainly get the expensive Brilliant for the annual free 85K room and the SUB, of course. I just have to decide if waiting another 12 months is worth it.
Hmm, I don’t have this card on my radar, but it is value packed for the right person. I think I’d prefer the HH Aspire. Gotta love the CC community for outlining the runaround process to be able to get this card 😂.
You can take a look at this thread with more detail information. frequentmiler.com/ritz-fee-credits-what-works/#What_purchases_officially_count_towards_Ritz_airline_fee_credits
Thinking about changing to the RC card from my Boundless that I’ve had from when it was just a Marriott card. Could I then apply for a new boundless and get another 15 reward nights and the free night award?
After the product change I believe you can apply for the Boundless card and get the SUB if you have not received a welcome bonus for it in the last 24 months.
The Ritz Carlton card is great 💪 I still think the Aspire is in a different level 👑 Great overview Chase! It was great meeting you in person during the Vegas meet up! Keep up the great work 🫵
Hey Chase quick question, you mentioned that authorized users of the Ritz-Carlton credit card have free global entry/TSA Pre-Check and priority pass. I knew about the priority pass but did not know that authorized users also get a credit of their own for global entry/TSA Pre-Check. Can you verify this? Thanks!
I don't have any personal experience with it but all the sources i've read online say that Global Entry is NOT covered for authorized users. So I would follow that information (although I am aware that someone commented on this video saying they got their authorized user covered).
yes I can see how certain people will have a hard time using those credits. However I believe users that the Ritz carlton card target will get exceptional value from it.
Even though I’m new in my credit journey, the ritz card manage to make it on my list. Going to start from the bottom and work my way up (1.Bold 2.Boundless 3.ritz hopefully)
Sounds great! The Ritz-Carlton card is definitely a card worth looking into. And since u gotta get it from a product change, its good to start planning for it sooner than later
♥the Ritz Carlton CC!!! Very easy to get value from. The $300 airline credit is way easier to use than the airline credit on the AMEX Hilton Aspire IMO. Thanks for the info + video!
Yooooo thank you very much! 🙏🏼 That means a lot to me and Im so happy that you are getting interested in credit cards! Keep on learning and figuring out which cards work for your lifestyle. Welcome to the credit card game! 🔥 🤙🏼
Question: I am going to product change my Bonvoy BOLD card to Ritz Carton - after that plan to apply to Bonvoy Brilliant - Can I simultaneously have both Chase Ritz Carlton & AMEX Marriott cards ? Or Mutually exclusive - Only 1 or the other? Need advise before applying!
Trying to decide between the Hyatt business or a PC to the Ritz card. Currently Bonvoy gold member. I'll stay a minimum of 135 nights in 2024 plus vacations. Marriot hotels are wearing me out. Some are awful
@@ChaseYokoyama I got a referral from a friend. He didn't have the personal. I'm also self employed and I'll be in hotels about 145 nights minimum next year
@@ChaseYokoyama and I'm not sure if their footprint is enough. Munich and Frankfurt are my main cities and Munich only has one Hyatt. It's in my favourite location. I guess I'll learn? I'm gold with Marriott but they don't have very good or convenient hotels in Munich
See I love this card and want it but I guess I would rather chase after status and might do the Amex card instead because of the platinum status and 25 nights. If the ritz had those two for $450, it’s a no brainer
truee that platinum status comes in handy on the brilliant. and those 25 night credits are great to chase after titanium status. I have the brilliant card now and am eager to use it more frequently later this year
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I have the Ritz card. The 85K cert got me a $1,254 hotel in Hawaii. The $300 incidental got me Alaska+ lounge membership for $250...that includes American Admirals Club lounges. The PP gets me free massages at Be Relax, naps at Minute Suites, and great restaurants, none of which AX or C1 provide. I added 5 authorized users, who enter PP lounges in Europe and the Americas.
so its safe to say you get tons of value from this card 😂 That is very nice. Which hotel did you use it at in Hawaii?
Awesome tactics. I’m booked at Ritz Mexico City to tour museums with AP Oct 1-7th. How do I get Gallery tours? Ask Chase, or Ritz? Thank you.
I like it!
The Ritz Card is definitely a gem that is underrated partly because the only way to get it now, is to product change! The flexibility with the Travel Credit definitely seems like it could be super useful, and that you don't have to specifically choose one airline. 85K Marriott Certificates are dang valuable toooo. The Ritz Card definitely has a ton of value and thanks for going over all the benefits Chase, great video as always!
I appreciate it Matt! the 85k cert and airline fee credit are nice to have.
One year ago on 10/5/23 I got a Marriott Bountiful Card annual fee $250.. this wasn't a bad card as I normally stay 50-60 nights a year and you get 1000 points per stay.. anyway.. I called in 2/3 times to upgrade after the one year anniversary and they were not able to do it.. but after 3 weeks it was allowed.. Ritz Card showed up last week. Should be a great card for us!
Even though I don't usually stay at Marriott properties, this card is so good that it is worth going through the process to get the Ritz-Carlton card even if you only stay at Marriotts a couple times a year. Easily positive value!
Totally agree! im looking forward to getting this card sooner than later 😬
So there’s a reason that the ritz card is competitive with the J.P. Morgan Reserve card and that is because they are both not chase cards but J.P. Morgan. And as such they both get access to the J.P. Morgan Concierge which is on par with the Amex Centurion Concierge
I definitely am going after this card one day, just gotta get a Chase Marriott card first! Great video! It was a pleasure meeting you in Vegas!
It was awesome to meet you in person as well Manny! 🔥
I love this card. Just got my 85k cert after product changing a year ago and using it at the St Regis in NYC this winter. Room is well over $1,000 per night, so great value there. I use my $300 for seat upgrades and airline wifi. I may go for Brilliant next year after it has been 2 years since having the ritz, but I'll have to downgrade it then upgrade, which Chase may not love.
Sheeeesh. You really milked the value outta that 85k cert! 👏🏼 I hope you enjoy your stay at the St. Regis
You are right about this card. My fiance and I has it together for about 5-6 years now. So far this year I used the certificate for a 950.00 night at the Ritz-Carlton Central Park NY. I already used up my travel credits with luggage check ins and seat upgrades upto now with my travels. This year so far I've done 4 lounges and 2 restaurants thru priority Pass. And last I already have 2 upcoming stays at Ritz-Carltons in Denver and Miami in October that I already applied my club level upgrades. Those savings per night with the upgrades is 200 at one property and 400 at the other. Sweet!!!!!
damn you and your fiancé are really milking all the benefits/credits from this card 🔥 I'd love to get that much value from this card when I eventually get it. Have fun on those upcoming trips!
Also I forgot to mention earlier this year when I visited Myrtle Beach SC i rented a car for 4 days and utilized the primary liability insurance from the card saving me some extra cash.
Although this card will be in my wallet at some point , I still believe the Hilton aspire is creme de la creme. Great video Chase , nice talking to you at the Vegas meetup!
facts. the Aspire card is solid! Im anxious to see the how many of the rumored changes will stick. it was great meeting you this past weekend!
@@ChaseYokoyama likewise 👍🏻
No guaranteed late checkout is a huge negative for me, but I still have the aspire card.
@@JohnDoe-vp1bo it is a nice safety net to have that guaranteed late checkout
Def need to wait 12 mos before requesting the product change. The extra day is a good idea. I waited to get the 35K FNA from my boundless to post first. That's the whole point of the boundless. And then Chase was able to refund my Boundless AF as well.
Good call! Gotta get that FNA 👏🏼
the 85k cert is a really cool fact that is invaluable! Thanks for the info as always!!! - your #1 fan
This card is decent but the amex brilliant is better. Especially if u care about marriott status.
im looking forward to using the brilliant to help me get titanium status next year. That's part of the reason why I wanted it first before the Ritz-Carlton card
@@ChaseYokoyama ill get the ritz card in a year or 2 from now. This 12/24 status is killing me
Great video, been watching a lot of videos about the RC card and the Brilliant card. I'd love to see a comparison video of both.
Noted!
Stan sold me on this card pretty hard, but this video made me even more excited about it!! I *may* have just started my Ritz card journey with the Marriott Boundless this week 👀 Nice video as always Chase!!
p.s. I hope your move went well! Excited for the new set!
Oh ya. Stan's videos about gaining the free nights with Marriott cards was so valuable! Thank you Spencer. I should be filming my first video here over the weekend of early next week 😬
Had my Ritz card for at least 8-10 years now.
😳 i wish i could relate
I just got my Marriott Boundless with plans to acquire this in a year, but I may wait at least 24 months so that I can get the AMEX Marriott Brilliant first since per Stan the Credit Frog stated that the SUB will not be given for the AMEX Marriott Brilliant if I have the Ritz card...so get the Brilliant 24 months after the Boundless then shortly thereafter product change to the Ritz. (I think that's what he said was in the small print.) That's something to consider. I would mainly get the expensive Brilliant for the annual free 85K room and the SUB, of course. I just have to decide if waiting another 12 months is worth it.
Nice breakdown Chase. I may have to look into this card.
Please do! It's worth looking into for sure
Hmm, I don’t have this card on my radar, but it is value packed for the right person. I think I’d prefer the HH Aspire. Gotta love the CC community for outlining the runaround process to be able to get this card 😂.
Oh ya. The aspire card is still so beautiful *chef's kiss*. Im just hoping Amex will be nice to it when the inevitable nerf comes along.
Good video, Chase.
Thank you! 🙏🏼
I can’t wait to get this card next year
👀 did you already pick up one of the Chase Marriott cards? So that you can product change
@@ChaseYokoyama yessss sirrrrr!
I picked up the boundless card back in February, they hooked me up with a 21k limit
It's a $300 travel credit, i always use it for my Marriott stays
thats clutch 🤝🏽
Yokoyama-san, I thought you were wearing a Fidelity Investment’s logo t-shirt.
hahahah no I do not own such a shirt 😂 however I do own an account with them
I really do like the perks of this card. It would be an automatic yes if u got this card with a SUB.
Yessir ALWAYS gotta get the SUB 👏🏼
Is the 300 travel credit used for USA airline only?
You can take a look at this thread with more detail information. frequentmiler.com/ritz-fee-credits-what-works/#What_purchases_officially_count_towards_Ritz_airline_fee_credits
Thinking about changing to the RC card from my Boundless that I’ve had from when it was just a Marriott card. Could I then apply for a new boundless and get another 15 reward nights and the free night award?
After the product change I believe you can apply for the Boundless card and get the SUB if you have not received a welcome bonus for it in the last 24 months.
Ask a savvy Chase banker about that. Sometimes it’s 48 months.
The Ritz Carlton card is great 💪 I still think the Aspire is in a different level 👑 Great overview Chase! It was great meeting you in person during the Vegas meet up! Keep up the great work 🫵
No doubt! The Aspire helped me with the free room at Vegas lol. It was great to meet you in person as well Cesar! 🤙🏼
@@ChaseYokoyama huge fan of your content and meeting you was great! Can’t wait to see you all again Chase! Keep up the great work 🫵
Hey Chase quick question, you mentioned that authorized users of the Ritz-Carlton credit card have free global entry/TSA Pre-Check and priority pass. I knew about the priority pass but did not know that authorized users also get a credit of their own for global entry/TSA Pre-Check. Can you verify this? Thanks!
I don't have any personal experience with it but all the sources i've read online say that Global Entry is NOT covered for authorized users. So I would follow that information (although I am aware that someone commented on this video saying they got their authorized user covered).
Why promote a card whose credits are so hard to use? No it is not one of the most powerful!
yes I can see how certain people will have a hard time using those credits. However I believe users that the Ritz carlton card target will get exceptional value from it.
@@ChaseYokoyama I would get this card in heart beat if credits applied for buying airline tickets, but this process of getting is so convoluted
you can put the 300$ in United Travel Bank every year if you have no use for it :]
Do I need to be under chase 5/24 for the product change?
no product changes do not add to the 5/24 rule and you do not need to be under the 5/24 to do a product change
@@ChaseYokoyama thanks for the quick response I appreciate it
I dont see it.
gotta take advantage of the 85k cert, airline credit, PP access, free authorized users, insurances / protections.
I really want to get this card, but I'm at 5/24 😢
Chase really be testing our patience 😬
its a product change. so it wont take your slot. if you already have marriott boundless you can go for the upgrade even at 5/24
Even though I’m new in my credit journey, the ritz card manage to make it on my list. Going to start from the bottom and work my way up (1.Bold 2.Boundless 3.ritz hopefully)
Sounds great! The Ritz-Carlton card is definitely a card worth looking into. And since u gotta get it from a product change, its good to start planning for it sooner than later
♥the Ritz Carlton CC!!! Very easy to get value from. The $300 airline credit is way easier to use than the airline credit on the AMEX Hilton Aspire IMO. Thanks for the info + video!
i totally agree! AND we would get a free night cert! those two things alone provide quite a bit of value.
Hey chase I just wanted to say I really love your content. Your enthusiasm has gotten me intrigued and interested in credit cards
Yooooo thank you very much! 🙏🏼 That means a lot to me and Im so happy that you are getting interested in credit cards! Keep on learning and figuring out which cards work for your lifestyle. Welcome to the credit card game! 🔥 🤙🏼
While it's not a card for me, it's still a solid card with a lot of value....Good luck on your move bro 💥
yewww thank you Mike! 🤝🏼 🤙🏼
7:50 are you sure each authorized user gets a Global entry credit?
Appreciate you bringing this up. The Ritz-Carlton card does NOT give authorized users Global Entry / TSA precheck credit
I've had this card for about 5-6 years now.
I was able to get my fiance TSA global entry credit as an authorized user with the Ritz-Carlton Card.
For Chase apply the rule 5/24. Now, for American Express , Capital One and American Bank is the same rule 5/24 ??????????????????????????
Question: I am going to product change my Bonvoy BOLD card to Ritz Carton - after that plan to apply to Bonvoy Brilliant - Can I simultaneously have both Chase Ritz Carlton & AMEX Marriott cards ? Or Mutually exclusive - Only 1 or the other? Need advise before applying!
You can have the other Marriott cards and the Ritz Carlton card!
Does it matter where you move the credit limit from?? For instance, can I move it from an Amazon prime card??
Yes as long as its a personal card to a personal card. or Business card to business card.
Do you have a link of the Marriott boundless? I wanna open the Marriott boundless and then get this.
thank you for asking but I do not have a link for the Marriott boundless.
Trying to decide between the Hyatt business or a PC to the Ritz card. Currently Bonvoy gold member. I'll stay a minimum of 135 nights in 2024 plus vacations. Marriot hotels are wearing me out. Some are awful
May i ask why the Hyatt Business versus the Hyatt personal? And will the Hyatt footprint be sufficient enough for your travel?
@@ChaseYokoyama I got a referral from a friend. He didn't have the personal. I'm also self employed and I'll be in hotels about 145 nights minimum next year
@@ChaseYokoyama and I'm not sure if their footprint is enough. Munich and Frankfurt are my main cities and Munich only has one Hyatt. It's in my favourite location. I guess I'll learn? I'm gold with Marriott but they don't have very good or convenient hotels in Munich
Chase has the Rizz Carlton card
Chase sure does 🤝🏼
How many cards can I transfer credit from?
as long as its a personal (not business card) there is no limit
now I'm relieved. Cause I'm not in the US, it's a bit hard for me to spend much on the card, so I was concerned@@ChaseYokoyama
See I love this card and want it but I guess I would rather chase after status and might do the Amex card instead because of the platinum status and 25 nights. If the ritz had those two for $450, it’s a no brainer
truee that platinum status comes in handy on the brilliant. and those 25 night credits are great to chase after titanium status. I have the brilliant card now and am eager to use it more frequently later this year