She said 100% of basic + DA, which is correct. 88% is in excess of minimum 12%, which is also correct but it's not how she framed the sentence. She's not talking about exceeding, she said 'you can go to 100% of basic + DA' IIRC
Good to know information. I believe we can continue with the 12% EPF and the amount intended to invest under VPF can ideally be invested via SIP into one of the Small Cap Fund is the investment is for a long term as the VPF returns will be lesser than the investment into SMALLCAP
It’s good deal to understand the concept in Hindi, pls provide all veracity module in Hindi also some module like personal finance part 2 is also not available in PDF or Hindi pls bring them as early as possible
Hi, thanks for the video, it is great. However, I do have few questions: * When we change job, then do we need to transfer VPF account as well? * Can the VPF contribution % be changed with new employer? * Can VPF contribution % be changed each month? * Does the 5 year locking period reset on joining new company? * On changing job, is there an option to stop VPF contribution? * Post 5 years, is it mandatory to withdraw the VPF account? Or we can extend it till whenever we want?
You have the option to change how much % of your basic salary you want to contribute in VPF. You can also stop the VPF request from your current company.
Very useful Info Team.! Thanks .. Just help me to understand whether Money Invested in VPF is tax exempted completely over and above 80C limit ? For Example: I am under 30% tax slab and my 80C limit is over utilized by EPF and ELSS, apart from EPF I am contribution 1Lakh Extra as VPF. Now this 1laks is exempted from my salary TDS (30%) ? I am assuming this 1Lakh will debited before tax calculation. Or this 1Lakh will be debited post tax/TDS calculation and I need to pay 30% tax on this amount before it goes to VPF ? Please do clarify.
Finally something that clearly demarcates the two and also puts forth a clear unambiguous suggestion.
Technically, Max you can contribute in VPF is not 100% but 88% because 12% is already blocked for EPF. :)
She said 100% of basic + DA, which is correct. 88% is in excess of minimum 12%, which is also correct but it's not how she framed the sentence. She's not talking about exceeding, she said 'you can go to 100% of basic + DA' IIRC
Ur conclusion makes all the doubts clear. Thanks!
Please some your thoughts around taxes on VPF, during withdrawal.
This is a good video not only information wise but also its very captivating and engaging with all the animations and presentation skills ❤
Good to know information. I believe we can continue with the 12% EPF and the amount intended to invest under VPF can ideally be invested via SIP into one of the Small Cap Fund is the investment is for a long term as the VPF returns will be lesser than the investment into SMALLCAP
EEE is the main advantage of PFs
It’s good deal to understand the concept in Hindi, pls provide all veracity module in Hindi also some module like personal finance part 2 is also not available in PDF or Hindi pls bring them as early as possible
Thank you so much madam
Very important information with good explanation
Hi, thanks for the video, it is great. However, I do have few questions:
* When we change job, then do we need to transfer VPF account as well?
* Can the VPF contribution % be changed with new employer?
* Can VPF contribution % be changed each month?
* Does the 5 year locking period reset on joining new company?
* On changing job, is there an option to stop VPF contribution?
* Post 5 years, is it mandatory to withdraw the VPF account? Or we can extend it till whenever we want?
You have the option to change how much % of your basic salary you want to contribute in VPF. You can also stop the VPF request from your current company.
Best video I have come acrross till date...thanks
1 thing in case you exhaust you 2.5 Lakh limit of your Vpf then go for PPF
Very useful Info Team.! Thanks .. Just help me to understand whether Money Invested in VPF is tax exempted completely over and above 80C limit ? For Example: I am under 30% tax slab and my 80C limit is over utilized by EPF and ELSS, apart from EPF I am contribution 1Lakh Extra as VPF. Now this 1laks is exempted from my salary TDS (30%) ? I am assuming this 1Lakh will debited before tax calculation. Or this 1Lakh will be debited post tax/TDS calculation and I need to pay 30% tax on this amount before it goes to VPF ? Please do clarify.
Thank you very much for the video please continue like this
Good to see you, here Aastha...
I was wondering why you were not in YIA videos.
For NEW TAX EPF interest in not taxable?
U r wonderful presenter
Is VPF considered in taxable income for a salaried employee when opted for new Tax regime ?
No
Please publish video and content on EPS
Could we modify the amount after investing in VPF
Can we stop investment thru VPF after 5 years?
Mem mujhe vpf account close karna hai kaise hoga
VPF ka lockin 5yrs hai- withdrawal is allowed aftr that. Pls confirm
What form require for vpf
Williams Betty Taylor Daniel Brown Joseph
Hi...if vpf contribution is 25k per month .and new tax regime is opted...
Will tax be deducted on vpf contribution n interest??
Please reply
12*25= 3lac, anything exceeding above 2.5lac for pf is taxable, the taxable amount is intrest earned on 50k in your case as it exceeds 2.5lacs
Hi I have a question if I add to VPF can I stop it next month or after a year or is it permanent once I start ?
It can be stopped anytime
Hey, have I seen you in Invest Yadnya videos before?
Isn't she Astha
Only thing is they are lying about inflation 😅 so 8.15% is nothing
Company chor hai
Thank you so much madam
Very important information with good explanation