Thanks so much learning a lot that I didn't know I'm 55 and have my first secured card so since I didn't know how to do utilization til now do I pay whole thing off then try to keep it 10% utilization?
In my case is difficult to report high utilization because of the available credit. When I see the most benefit in my report is when only 1 card reports a small charge and the rest report $0. As always great video and information!🫵
Keep dropping 💎💎💎💎 The good thing about having a large amount of available credit is its very hard to report a high utilization. But for beginners, i think its important to find out when their cards report. That info is easily available
Check out the 'Credit card help for beginners' playlist on this channel's home page. There are a lot of helpful videos on that playlist that might assist with your questions. Check out this video: ua-cam.com/video/-TAyhRiyMjk/v-deo.html
@@WaterYourSoil what’s your email need you to explain my utilization for my bank is 0% but they said it was excellent but my Kikoff account my utilization is at 8% and they said it was good
Chime shows the total balance you charged for that statement period, even though you pay off your balance immediately. It will DEFINITELY show up on your credit report.
Chime shows whatever is in your account. Mines report on the 30th of each month if I’m correct. Whatever is in my account at that time that’s what they report
My man great video great content. I will say that the strategy for checking your credit utilization every month is a great way to monitor and it will give you a snapshot of. What’s what I agree 30% is way too high 10% or below is good. Keep the content coming sir thank you for your enlightenment. Be easy.
Nice job!
Thanks for watching, Phillip.
10% utilization on my cc this month caused 28 point TU deduction
Thanks for watching, Lisa.
Thanks so much learning a lot that I didn't know I'm 55 and have my first secured card so since I didn't know how to do utilization til now do I pay whole thing off then try to keep it 10% utilization?
Congrats on the secured card, Lisa. This video might help: ua-cam.com/video/9bJPrj0Pn0w/v-deo.htmlsi=FXX_7vWZueQNuwi9
In my case is difficult to report high utilization because of the available credit. When I see the most benefit in my report is when only 1 card reports a small charge and the rest report $0. As always great video and information!🫵
Same here Cesar. At this point, because of my amount of available credit, it's very hard for me to report a high utilization
Thanks for watching, Cesar.
Not being funny if your card is no limit what is your utilization percentage?
Utilization is the percentage of your credit limit that you are using. Thanks for watching.
Keep dropping 💎💎💎💎
The good thing about having a large amount of available credit is its very hard to report a high utilization. But for beginners, i think its important to find out when their cards report. That info is easily available
Thanks for watching, Sledge.
Love the video!such important info
Thanks for watching, Betty.
When should u pay your credit card and how do you report your credit card
Check out the 'Credit card help for beginners' playlist on this channel's home page. There are a lot of helpful videos on that playlist that might assist with your questions. Check out this video: ua-cam.com/video/-TAyhRiyMjk/v-deo.html
@@WaterYourSoil what’s your email need you to explain my utilization for my bank is 0% but they said it was excellent but my Kikoff account my utilization is at 8% and they said it was good
Chime shows the total balance you charged for that statement period, even though you pay off your balance immediately. It will DEFINITELY show up on your credit report.
Chime shows whatever is in your account. Mines report on the 30th of each month if I’m correct. Whatever is in my account at that time that’s what they report
Thanks for watching, Blake.
Thanks for watching, Tray.
My man great video great content. I will say that the strategy for checking your credit utilization every month is a great way to monitor and it will give you a snapshot of. What’s what I agree 30% is way too high 10% or below is good. Keep the content coming sir thank you for your enlightenment. Be easy.
Thanks for watching, Clausell.
💪🏾💯
Thanks for watching, Yida.