Unstuffing our part completed 100envelope challenge | UK Cash Stuffing & Budgeting

Поділитися
Вставка
  • Опубліковано 25 січ 2025

КОМЕНТАРІ • 90

  • @ThisMomBudgets
    @ThisMomBudgets 2 роки тому +6

    I know it must be gutting to have to empty all your envelopes but in a positive, you aren’t having to get into debt to cover the car bill! ❤
    Was so satisfying to see those notes and coins grow as you unstuffed!

  • @Cashstuffwithjazz
    @Cashstuffwithjazz 2 роки тому +3

    You have done amazing to save that amount. Don't be sad look at it this way you had the money available for something you needed. And that must of given you some relief. Really enjoyed this video ❤️

  • @BronwenBudgets
    @BronwenBudgets 2 роки тому +1

    Great use for the money you had saved! You are right about how long it takes to save and how quickly it can be spent. Glad you had the funds available to you.

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому

      I'm very thankful for having the 'spare' money xx

  • @FoxyBudgets
    @FoxyBudgets Рік тому +1

    I have had to empty an unfinished challenge to pay for something. It wasn't pleasant to unstuffy it but I was thankful that I had the money there. Before budgeting I would have been out of luck as I never saved anything from my paychecks. Its awesome that you had the money in your challenge to pay for the unexpected bill.

    • @BudgetwithKerry
      @BudgetwithKerry  Рік тому +1

      It's never nice to unstuff an uncompleted challenge, but we need to do what's best x

  • @aviationaddict_1602
    @aviationaddict_1602 Рік тому +1

    I've decied to modify the 100 envelope challenge and turn it into a 10 envelope challenge, but with the range of 90-100, and I wil be doing it in 3 sets of 3 envelopes and 1 set of 2 envelopes, and ive made it into 4 monthly payments of the sum of the envelopes, just cause it suits my situation and well thinking about it, I would only need to repeat it four times in the year to have it done to a similar version of the 100 envelope challenge.

    • @BudgetwithKerry
      @BudgetwithKerry  Рік тому

      That's a brilliant idea. You'll smash it x

    • @aviationaddict_1602
      @aviationaddict_1602 Рік тому

      @@BudgetwithKerry Thanks!!

    • @BudgetwithKerry
      @BudgetwithKerry  Рік тому

      You're so welcome 🙏

    • @aviationaddict_1602
      @aviationaddict_1602 Рік тому

      @@BudgetwithKerry a lot of my pals at work think I’m crazy 😂😂, especially when they see me doing my budgeting for the month, and I think the best part is by week 2 they’re all moaning that they’re broke, where as I’m still got money 😂😂😂, think I’ve convinced some to cash stuff 😂😂

  • @irisbudgets
    @irisbudgets 2 роки тому +2

    I bet this was bittersweet! But totally makes sense. This was great to watch and now you can sort your car without worry! X

  • @MC-hn5go
    @MC-hn5go 2 роки тому +1

    Great that you had that money there Kerry albeit not finished but hey when emergency calls , great to have xx

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому

      Yeah it wa bittersweet but glad I done it and thankful I had the 'spare' funds.

  • @whatififly3891
    @whatififly3891 2 роки тому

    Catching up on YT - thanks so much for the lovely review of my challenge booklet - glad you love it 💕 xx

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому +1

      You're so welcome Fiona, I absolutely love it! x

  • @saadiasfinances
    @saadiasfinances 2 роки тому +1

    I'm glad you decided to use this challenge for your car issues. It's annoying to unstuff early but you can try again next year x

  • @aglasgowmumslife
    @aglasgowmumslife 2 роки тому +1

    Glad you managed to work out what to do, you can always go back to it, and least you got a few other things stuffed with what was left.x

  • @GalaxyRoyal
    @GalaxyRoyal 2 роки тому +2

    2:46 & 23:36 🎵 It’s a kind of magic 🪄

  • @chrisd3701
    @chrisd3701 2 роки тому +1

    It’s definitely the right thing to do ❤

  • @labellebudget
    @labellebudget 2 роки тому +1

    What a fab video, I really enjoyed the unstuffing! Sometimes it’s the better option to unstuff an unfinished challenge but that’s okay because it’s being used for purpose… fab video lovely 💜

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому

      Definitely thanks Laura, just glad I had the 'spare' money to fund this little emergency xx

  • @planswithl
    @planswithl 2 роки тому +1

    The decision you made makes complete sense. It’s lovely that you added at the end about not comparing budgets. It’s something deep down I know but sometimes forget so it’s helpful to have that reminder. Hopefully with more money in date night you’ll have a great trip where you’re not having to think about the budget for it 😊. X

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому

      Always remember that, need to remind myself sometimes x

  • @clarebreadin2247
    @clarebreadin2247 10 місяців тому +1

    Just discovered your channel. Thank you for inspiring me 😊

  • @Budgetwithamber
    @Budgetwithamber 2 роки тому +1

    You made the right decision for your budget! It seems to be happening a lot this time off year at the moment. I’ve had to change my car battery, a new gearbox and now having the electrical side looked at 🙄 You can always restart the challenge when you feel it is best to! Great video, and have a lovely week 🤍

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому

      aww it's soo expensive.. Cars are great until they fall apart 😂😂

  • @rachelbishop1617
    @rachelbishop1617 2 роки тому +1

    That’s an amazing amount saved 🎉 well done. Oh no another challenge to add to my shopping list lol xx

  • @budgetingchronicles
    @budgetingchronicles 2 роки тому +1

    Hey Kerry sorry to hear about the car expenses. Thank goodness you were far along with your challenge. Needs must for sure. Good luck with your car 🚗

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому +1

      Thank you, confident with my decision more so today xc

  • @rachelbishop1617
    @rachelbishop1617 2 роки тому +1

    Oh don’t be sad you’ll finish the challenge when the time is right. That’s brilliant you had the money there ready. I’m always stopping and starting challenges lol. I’ve just taken £100 out of my £1 challenge to use for Christmas . Yay for another video and definitely enjoy it xx

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому

      So true, at least I didn't need to borrow off someone or use a credit card. Thanks Rachel xx

  • @yorkshirebudgets
    @yorkshirebudgets 2 роки тому +1

    Cars are brilliant but they can be a killer on our budgets and plans! I know it was sad unstuffing before completion but I think you made the best decision for your family 💖💖 xx

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому +1

      Thanks Michelle, feeling better about it today x

  • @frompenniestopounds8774
    @frompenniestopounds8774 2 роки тому +1

    Fab video Kerry. It's a shame you had to unstuff the 100 envelope challenge but sometimes you just have to. You had a good amount and you and Ryan are gonna have a fab time xx

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому +1

      Yeah I'm glad I'm not going into debt with it, thanks Vee 💗

  • @lifewithrayk
    @lifewithrayk 2 роки тому

    Great video chick!! I unstuffed my 100 envelope challenge early as we needed a new fridge freezer (franny) and felt guilty at the beginning. Ut it was right for us so happy about the decision like you say do what's right for you this is your journey and need to do what works or it's pointless xx

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому +1

      It's definitely hard to make decisions like that but gotta do what's best x

  • @kristinem6118
    @kristinem6118 2 роки тому +1

    So sorry you've had so much car trouble. Ive jad to go into my saving challenges also. Definitely start them up again once you can

  • @leighssavingbudgets
    @leighssavingbudgets 2 роки тому +1

    It get it must feel like a bit of a bummer unstuffing the envelopes, but think how good it was for you to have the cash there to use! Always annoying when things like this come up, especially car trouble! You’re doing so well in other challenge though 🎉

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому

      Thanks Leigh, it is a monster of a challenge x

  • @wendyhopkins2902
    @wendyhopkins2902 2 роки тому +1

    Hey Kerry , life happens and you have to think of what you have achieved so far and you what you have got is real bonus 😀 😉 👍

  • @myweebudget
    @myweebudget 2 роки тому +1

    Cars are an absolute nightmare when they go wrong. Sorry you had to empty your envelopes but you will smash it again your the challenge queen lol xxx

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому

      It is a big challenge, glad to get as far as I got xx

    • @myweebudget
      @myweebudget 2 роки тому +1

      @@BudgetwithKerry yeah you did amazing with it. And it’s put to something you needed I would say that’s successful xxx

  • @lizandless
    @lizandless 2 роки тому

    I'm so sad you had to do this but... I just think, what a gift that you spent all that time putting the money away AND you have the money.
    Glad you're able to get the few days away!

  • @savingwithrosie7678
    @savingwithrosie7678 2 роки тому +1

    Omg love these videos xx

  • @Bindersandcash19
    @Bindersandcash19 2 роки тому +1

    You can always do it again later on or do a smaller one instead, lot money you have saved least you wont be in debt.

  • @midlifekhrissy
    @midlifekhrissy 2 роки тому +1

    Amazing! Just over £1100 in cash to allocate.

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому +1

      Thanks so much, definitely made a big difference and felt greatly x

  • @patrickkerr4514
    @patrickkerr4514 2 роки тому

    Kerry give me idea buy my self white envelopes write down the amount on the envelope

  • @Dreamingbigbudgets
    @Dreamingbigbudgets 2 роки тому +1

    I've dipped in and out of sinking funds I've done penny challenge 3 times now one got to 250 then 600 just started it again I do use our for day trips though the only sinking fund I do is Christmas I have a full emergency fund and started a house deposit both of which are cashless as too large to keep in the house hopefully your emergency would be finished soon to help x

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому +1

      Thanks Becky, sounds like you're doing amazing 🤩🤩

    • @Dreamingbigbudgets
      @Dreamingbigbudgets 2 роки тому

      @@BudgetwithKerry I had a 5 year plan that ends in 2023 but with the interest on mortgages we made a decision last night to try pay cash for a derelict house instead so maybe done a little later than the 5 year goal but we will see I paid 100k of debt in that 5 years too it's been rough going as its not particularly cheap where I am in England we was looking at Scotland but hubby thinks we should go Highlands I'm more thinking a village a bit further down as I love growing vegetables etc x

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому +1

      Houses do seem to be alot cheaper in Scotland. But you're doing so good. x

    • @Dreamingbigbudgets
      @Dreamingbigbudgets 2 роки тому

      @@BudgetwithKerry thank you x

  • @GillianBudgets20203
    @GillianBudgets20203 2 роки тому +2

    Great decision Kerry.

  • @endlessbudgetsanddesigns
    @endlessbudgetsanddesigns 2 роки тому +1

    Kerry well done

  • @budgetsdreams
    @budgetsdreams 2 роки тому +1

    That was super satisfying to watch and I’m glad you have managed to cover the car costs and have a bit extra for your break 💛 I love that booklet from WhatIfIFly17… that’ll be going on my wish list for sure!

  • @Savingforlife
    @Savingforlife 2 роки тому +1

    Its horrid to have to use it for something unexpected, but at least you had it there to fall back on. Better than a credit card! Well done. Good move.

  • @CraftyBudgeting
    @CraftyBudgeting 2 роки тому +1

    Shame you had to empty your challenge but amazing you had so much there to avoid using a credit card for your car 🙌

  • @StaciesBudget2509
    @StaciesBudget2509 2 роки тому +1

    On that final £10 I think that was actually £11 as you popped that extra £1 on top at the beginning of the video xx

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому +1

      Oh yeah! Thanks for that Stacie, I'll knock off £1 as well x

    • @StaciesBudget2509
      @StaciesBudget2509 2 роки тому

      @@BudgetwithKerry lol it is a good feeling when you knock off a box isn't it 😁 xx

    • @BudgetwithKerry
      @BudgetwithKerry  2 роки тому +1

      Definitely, don't know how I missed that one! Thanks for being so observant💜

  • @olgabow9982
    @olgabow9982 2 роки тому +1

    Where in Scotland do you stay???I am couple of hours away from Aberdeen.

  • @stellabudgets2617
    @stellabudgets2617 2 роки тому

    Makes total sense to unstuff this :)

  • @MissBudgets
    @MissBudgets 2 роки тому +1

    Woooooo xxxx