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If u want to make money sunshine dont drag down the country you've been to or not........ post it on u tube any COUNTRY all over the world therer are high and lows not. Perfect.. don't come to the place u've got doubts.
Nothing wrong with retiring and just renting a nice little house, don't need the headache of running a business or paying a mortgage. Retirement is meant to be enjoyable, not stressful. Thanks Calvin :)
@Gregory Jones So glad people are telling the truth about the cons and negatives of Philippines. All I've been hearing are how easy to get a young Filipina wife and how cheap to live there. Quality over quantity!
@@regankilpin2609 Nice try. Most countries have stringent requirements to live there year round. There are minimum income standards requiring proof, proof of gainful employment not being taken from a local and etc. You may define an ex-pat as an "immigrant" which is fine but let's not compare them with illegals who only take.
Brother, that is the best advice for a retiree for any foreign country. Don't buy property, don't put your money in their banks (unless you're in Switzerland). Never invest in anything you can't afford to lose.
@@espanolparatodos-jimmyquez4618 women anywhere in the world are golddiggers. Anyone can make a blanket statement without any facts to verify it. There are good women in every part of the world, it's what you attract
I'm a Fil-Am and have been out of the country for 5 decades now. I bought a condo in the heart of Metromanila because I want to have things easily accessible unlike living in the provinces. There are lots of negatives written about Manila but that is ourweighed by the conveniences available. The maximum time I allot to staying in Manila is no more than 6 months. After that I go back for my medical necessities. In essence, I have the best of both worlds. We don't have to go one way or another. Life is a balancing act.
From my experience in the Philippines, though many years ago, if you want to keep the American pace in life, stay in America. The Philippines has a much more laid back lifestyle and the people aren't stressed as much. I have Filipino friends and I'm engaged to a Filipina and my intentions are to return with her to the Philippines when I retire to live in the province. Accept their culture and you will be much happier. Great video!
@John Grenville I'm guessing you had a bad experience because your remark obviously reflects your own insecurities to the point that you feel the need to drag someone else down with you. As for myself, I'll be just fine.
Actually they are very stressed out. Usually it’s because of finances and job (lack of it). Don’t let the jovial exterior of people fool you. They have a lot of headaches and problems living. They are under stress. If you speak the language this will become apparent.
I have lived all over the Philippines for over sixteen years now, and let me tell you, if your not used to loud noise don't come here. I don't care where you go in the Philippines. There is always noise. Anything from dogs barking all day and night, people singing Videoke 24/7 .🐓 Roosters , load trikes with no mufflers, people yelling all hours of the day and night, cars constantly beeping their horns.people blasting there music, those that do own cars most likely have a car alarm and they have to press it about ten times to make sure everyone in the area can hear it. You can't escape it. Don't let me even begin to tell you about all the trash that people burn all hours of the day. The burning trash is always mixed with plastic bottles and melting rubber from disgarded wires. The Philippines has nice breeze blowing most of the year. But most of that breeze is filled with smoke that would make even a chain smoker want to puke.
I live on Bohol for 10 years. I live good with a family of 4 for $1,500 a month kids going to a private school. My doctor is one of the best I've ever seen 400 pesos a visit. Businesses ownership is 49%. No problem with steering here, at stories most people leave the keys in the motorcycle, but I bicycle everywhere. Your name can be on the property deed if you are married to a Filipina.
Just know if you're a foreigner and your Filipina wife dies, you have 1 year to sell your property. If you don't sell it in 1 year, it goes to one of the family members. Sure hope your family member loves you and allows you to stay on the property and doesn't kick you off the land.
Just viewed this video. Level headed. I enjoy the Philippines. I am married to my Philippina Wife. I get insight from your videos. We are more near to Manila, Tanza, and Naic. Excellent area. I have not wandered that far south. Enjoy your life in the southern Philipppines.
Excellent video...people need to know these things big-time. Am married to a Filipina I imported here to the US. She has wanted me to go there and retire. I have told her for years the same things from your video. God bless you young man. Love your delivery of knowledge on the matter. May save some seniors or even younger more fortunate individuals.
This was an excellent video discussion on why many foreigners do not retire in the Philippines, and I think the reasons are very valid. For those who want to retire in the Philippines, those are important points to consider. In my case, healthcare and travel are the two major concerns since Medicare will not work there. I may have to purchase supplementary insurance that is not cheap. I hate those really long flights, and they are expensive, unless you want the long 30+ hour flights and fly in the baggage compartment. I travel from the East Coast of the US, so it's a killer flight -- and I've flown East and West from Washington, D.C. to the Philippines. Only once was I upgraded to First Class from Dubai to Manila -- that makes a BIG difference. Makes me think about living in Central America or the Caribbean, but there are issues there too.
I think this video is intended for Americans, not foreigners in general. Americans represent a very small minority of foreigners who elect to retire in the Philippines. Most of the foreigners here are Chinese, Koreans, Europeans, Japanese, Indians, Asians, Middle Eastern.
@Mark Haywood I guess anything is possible. Europe has more advantages and in my opinion safer with less opportunity to inadvertently get into trouble. There are many strange laws in the Philippines that are not intuitive to Americans or Europeans that can get you in a boat load of trouble. Additionally, it's on the other side of the world vs "across the pond," with larger numbers of less expensive flights.
@none none Good point. Well, so far, I have used Phil medicine twice in the Philippines, and had very good experiences, one at a major hospital in Manila, and one at an "Urgent Care Center" in Bohol. Both were exceptional with no complaints and only compliments.
#7. People have families in the States. They have grandparents, parents, aunts, uncles, nieces, nephews, brothers, sisters, their own children they love and will miss. Many have fallen in love with a Filipina, only to be ripped off and left broken hearted and broke. You did not say what you did before. I assume you worked in the military 20 years and retired. You can pay for medical care in the Philippines, submit the receipts, and get reimbursed by the military. Plus, outside Clark, their is a medical facility you can still use. You have a good military pension and other benefits. So, if my assumption is correct, many benefits are available to a retired military person. That is not most people’s case. I would recommend people go to the Philippines for a vacation, enjoy themselves and return to America. If one really wants to live there for a long time, rent an apartment.
Good points and great advice. I am retired and living in Thailand for the last four years. Loving it! I liked your comment about feeling free (even with all the restrictions on foreigners), I feel more free living in Thailand than I ever did while living in America.
Calvin thank you so much for the information there’s been a lot of videos about the Philippines but they always talk about the good things that goes on there no one ever talks points out these important parts and you write some are dealbreaker.
Great presentation. As a permanent resident here my issue is driving and infrastructure. Food choices are also limited compared to american supermarkets. You can't get a license to carry and forget about citizenship. My wife and daughter are happy here. I'm okay but understand you will lose a lot of amenities and personal freedom as a foreigner in the Philippines. Maybe your next podcast will cover the 5 or 6 best reasons for living here.
Due diligence is paramount for any ex-pat considering retiring/rejuvenating overseas. Understanding property ownership should be at the top of their list and Health care should be a close second. No matter where you live you can always make adjustments to suit your lifestyle. On point with this vlog.
@@garrylafferty100 I put property first If you do invest It will become your biggest outlay of capital over health care cost. Since you should be on a plan and not require health care so soon
God bless you for being a teacher. There is a special place in Heaven for teachers. Such patience, such a sincere desire to help others, imparting knowledge and skills a person will need to earn a living.
When I retired, I was teasing my 20 employees in the Philippines that I was going to retire in the Philippines. Within an hour, I had received about ten e-mails asking if I was loco. These folks were all college educated and were trained at our HQ in Chicago so they were familiar with both lifestyles to some point. I would add a couple more things: 1) Crime and poverty - . You need to be careful about your lifestyle as an ex-pat. A number of my friends who have made the move report that they are often the victim of petty crime like stolen sneakers and the like. 2) Food is a big concern for a lot of people (not an issue with me as I tend to cook a lot of Thai and Pinoy dishes when I can get access to ingredients). Eating American style is much cheaper in Chicago than it is in large cities in the Philippines. The $125 grocery bill from Chris in Cebu thsi week would cost about $80 in my local markets.
Comparing lifestyles in America and the Philippines is like comparing apples to grapes - no real comparison, especially when it comes to the economies! Both are consumer driven but that’s about it. Your food comparison leaves out the fact that rent in a middle class neighborhood in Chicago is 10X what it costs here in the Philippines, swallowing your 45 dollar savings on your food bill! But if you insist on being smarter than the blogger then go ahead 😊
Can you imagine the outrage in the Philippines if the US government told green card holding filipinos they cant own property or more than 40% of a business? There is an official term for it, its called RECIPROCATION.
@@PinoyAbnoy What countries would that be? America freed the Philippines twice, once from Spain, and another from Japan. America had no former colonies. And we ended the rest of the world's colonies when we freed Europe and Asia/South Pacific from Nazi Germany and Imperial Japan. Colonization was done by 1949. And it was a mistake for America to end the colonies so quickly instead of decades of transition. Look at China and the Middle East and Africa now. The world's not a better place without an educated transition in place. Never ending wars, genocide, and aggression.
@@tinmanrobby look at the US it’s a mess, the world doesn’t need the American we are the world police bs. Clean up your own backyard before you tell other people what they should do. America may not have had official colonies, but they certainly took riches from countries just like the colonial governments, the US doesn’t do anything unless their is Oil and money in it for them.
@@PinoyAbnoy those countries are free and are ruling themselves. The problem is they can’t run their own countries (pinas). Stop blaming the “colonizers” you have been running your own country for at least fifty years now. Want to blame someone? Look in the mirror.
I like your honest approach. I've been to the PI a few times but chose Thailand for retirement. If I ever have leave here I would consider the PI. I prefer renting and have world wide health ins. I'm 68. I will subscribe. Thanks.
Honest, "Real World", full-disclosure channel. I am an American; pre-COVID I spent 6 - 8 Months each year traveling/working throughout SE Asia and have done so for decades. Have watched numerous videos published by many different channels; Calvin is the real deal. Few provide complete and accurate information, Calvin delivers salient information with basis in fact, no pandering for the sake of ratings. Soldier on Calvin! Your candor is recognized my me and greatly appreciated. BTW, I do not know Calvin personally and certainly have no motivation to proffer any faux-endorsement. Planning to return within the next few months, waiting for COVID related histrionics to quell a little more. I certainly would welcome the opportunity to have an in-person conversation to learn more and to share some of my personal experiences toward providing information which others may find useful.
@@codybrucewilliams Flight from nyc. The shortest flight, if direct is 18 hours on Philippine airlines, which is more expensive depending on the time of year you fly. With 1-2 layovers, which are cheaper, but have long layovers up to 11 hours.
For me it was a 36 hour trip. The flight I believe was as direct as it could be - östersund to stockholm, stockholm to beijing, beijing to manila and manila to laoag, the closest airport 4 hours away from my girlfriend
Sound advice / warnings.... I've been there quite a few times and own a house in Tarlac. I love the place, but it does have its "issues", many are nothing but a mere annoyance, but you learn how to work around them. I love the early mornings there as well as the sunsets and hopefully I'll be able to see them again soon. Awesome that last part about helping people, such small gestures like buying food can really bring some smiles to their faces, we try to do a little every time we go there. Aloha brother.... 👍
Good stuff Sunshine; this 8 am outside light serving your vid mutch better comparrassing your indoor ones; that´s got me to stop by.. May be your viewers will love to watch more of those beautyfull country side scenery diba ? . Yeah huh !
I have never watched more than 30 sec. of you ,but i am pleased to have watched this whole one .having spent most of the last five years here you are right on and are telling the {as paul harvey says it ] the other side of the story , I'm happy to say thanks and you have a new subscriber
The US definitely should prohibit foreigners from owning property in the US. That's the root of the housing issues the US has today. Citizenship should be a requirement. Give them one year to get US nationality or sell their home(s).
1) Land ownership: Definitely and issue. Foreigners can own condos, but demand from Chinese and Koreans have caused condo's to be extremely overpriced for Americans to buy. Compared to Beijing or Seoul they are cheap, but to Americans the floorplans are super small and overpriced. That said, renting nice condo for me in Cebu City with power, cable, and decent internet in a great location is about 60% less than what i pay in the US. I'm fine with not owning, you are better off renting in PH. 2) Healthcare: I have found healthcare at private hospitals to be good quality and extremely cheap. For a frame of reference, a typical office visit even for specialists is usually around $10. For most things, you can pay cash for an entire procedure for much less than what your Co-Pay would be in the US. For any major surgeries, i would plan a trip back to the US, but for basic healthcare it's great. 3) Cost of Living: I think his estimate of $1,800 a month is a bit high. You can certainly spend that or more, but i can live very comfortably on $1,200 in Cebu City which is a major city (but much much more pleasant than Manila). If you go out to an outlying city like Dumaguete or Cayagan De Oro, $800 to $1,000 is very doable. 4) Language: If your goal is to retire well for less, any other option is going to be much more problematic for people. I have had very little issues with language in the Philippines because it's so common there. If you are somebody that wants to chat up everyone you see, then yes, you will be a bit limited as the older generation has less English. The younger folk all learn it in school now as a major subject and college instruction is almost 100% in English. If you are in a city, its not an issue at all really. If you go out into the provinces, its more so. 5) Logistics: For me this is a feature, not a bug. Because of distance, most North Americans will not bother with the place, and i like that. 6) Business ownership: The 40% rule only applies to businesses that generate their revenue in country. A restaurant, a bar, a retail shop, etc. But if you have say an e-commerce biz that makes its money in the US, then you can have your backoffice and customer service operations in the Philippines and save huge on employee costs. This situation can also give you preferential immigration status. Just have your corporation domiciled in the US, or Singapore or whatever, then it's 100% yours.
Well Chinese and Koreans are foreigners too don’t you think? Maybe you should change the title to ‘Why Americans shouldn’t retire in the Philippines’ instead of ‘Foreigners’.
Great ending message... I haven’t been to Philippines in over 7 years.. I am reaching retirement age and look there also, because just as you’ve told.. it really fits like a glove. Beauty everywhere, place, people, living simply is great. There is good health care there, but gotta track it down. My base before was Bacolod)))) I see where you are... great again! Thanks
If you want to retire in the Philippines make sure you have a fat bank account! Housing is cheap to foreigners and not to the locals. But in major cities like Manila it's hell expensive. Worse if you want to be fancy and your budget is just few thousands of dollars. Food is cheap if you will try at home local easy to cook filipino dishes (except those dishes that you can find in some fancy filipino restaurants) or eat in small canteens selling cheap food. If you prefer typical dish what you use to have in EU, US, Canada, Australia, etc. well you will be spending more. A foreign resident has no access to free medication, even local has to pay too. The Philhealth which suppose to help locals for hospitalization is not enough. It will only cover a little. And this is only for local filipinos. It's not like in EU, US, Canada, Australia, etc. countries that hospitalization is free and discounts on medicines. MAKE SURE YOU HAVE ENOUGH MONEY FOR HOSPITALIZATION AND MEDICATION! Jobs? Good luck to that! Locals can't even find a decent job. Red tape in all government offices and institutions. Worse is when you had a filipina girlfriend or wife like a leech because she just want to live a comfortable life and want to leave the country. Wondering most filipinos want to leave the Philippines? You will find the answers on the streets.
Hello. I've heard from many people that bureaucracy is very stupid, shitty and complicated in the Philippines. One might need take a 3 hour trip to go in another city just to get a paper. Then he's told to comeback with paper because the other employee forgot to mention it or did not know and BLABLABLA! The nightmare begins... All this just for a shitty job... Why is it like this there? Why everything is so absurd and illogical? It's not as if things are done in the rules of the art. It's pretty much like a lawless pirate island. Just listen all the trash that comes from the big mouth of Duterte.
Very good video sir honest and straightforward of how things are here. I was unable to meet you at Justin’s meet and greet. You were a busy man 😊 I did subscribe to your channel and enjoying your videos
Yes sir, you pretty much nailed it. Almost the same list of deal-breakers in the rest of SE Asia (notably Thailand and Vietnam). The stories I’ve heard of retired ex-pats taking a short trip back to the States and upon their return to their new property in the Philippines (or Thailand, etc.) find their key no longer fits the lock on their front door ! Needless to say, their young Filipino (or Thai, etc.) “wife” is nowhere to be found. The number of times I’ve heard this SAME story actually makes me laugh.
@@paulshamblin6260 it never ends. your wife's brother and his wife and kids, your wife's sister and her husband and kids, your wife's sister and her husband and kids, etc etc.
@@mikejones5364 true but you can always visit Manila 🤷♂️ I'd rather be somewhere nice,very quiet, drama free. And then head out if I'm looking for action.
Hey Paul. I’ve been to the VA in Manila. They won’t help you if you don’t have a service connection problem. I couldn’t even get refills there. I was told differently here in the states. But in Manila the guy broke out a book and quoted government law to me. I ended up searching for pharmacies in Manila to get what I needed. Not all my meds were available here. I had to have a friend pick up my meds from the VA and federal express them to me. So be advised. Unless you have a service connected disability you won’t get help.
My inlaw family lives in Calatrava just up the coast from San Carlos City. Your points are spot on. I'll have to look you up next time we get to visit which I hope is not far off. Thanks, Calvin! Stan & Wilma Reed Alexandria, VA
Everybody speaks Filipino or Tagalog in the Visayas region. But yes, as a traveler, who has been to 9 of 10 ASEAN states, Philippines is not cheap. But 1 thousand dollars a month, one could or should live like a king. Most Filipinos survive with 200-300 dollars a month.
You can get a one year visa in Cambodia for $350.00. Can come and leave as many times in that year as you want too. Gan get jobs, but can not own land.
I definitely agree with you with the language barrier. Majority of the women talk behind your back and say multiple negative things about you since you don't have any idea what they are saying. They criticize and always smirk and laugh at you. They take advantage of you. So, it's a must for you to educate yourself within the realm of language. BTW...Tagalog has been the National Language and English was adopted to be the Universal Language. All the other ones, like Visaya, Cebuano, I locano, etc. are called Dialects! A language and a dialect are two different things. They both have different connotations!
You forgot to sign it..."Thanks from a 25YO Filipina" Joke lang, relax. I am there 2 months a year, 10 years straight. Didn't have any of your experiences talaga. But I have a great Filipina wife. Live in La Union and Tarlac and got rid of the condo in Manila. Love it.
Personally I love the Philippines, I love the people. I have vacationed there 4 times. My wife is Filipina from a middle class family. I love her family as well, nice people. It is different from the states in so many ways. My suggestion to anyone wanting to retire there is to live there for several months to see if the lifestyle begins to weigh on you. See if you start getting homesick. In my case I have in-laws that I have become close with. This would make it easier for me to transition there. But he is correct about the healthcare and ownership of land. Everything would have to be in her name (yes I trust her with everything). If I could afford it, I would rather be a 6 month snowbird. Live both in the states and the Philippines. As far as flying, there is/maybe was a direct flight from LA to Manila on Philippine airlines. We would fly to LA, stay overnight and fly the next day to Manila. This adds extra time but the hours in the air for the one day would be cut to about 13.
Great advice, in Thailand you can buy cheaply a company and be the one that collects the profits, and condos are twice the size and half the price in Thailand 🇹🇭
I watched an old video, Filipina Beauty, It's not like that any more. Even though I'm not allowed to come to the Philippines right now, if I could, I would think twice about coming because I am worried about the government restricting my movements.
I have retired in the filippines , been here 10 years and I am living on a slippery slope . We cannot arm ourselves to protect us from the criminal element . many of local gov. believe in the covin so much they want to cause problems acting like little dictators , don't want to know the facts . Is it a friendly place ? I give it a 50/50 yes only . Go anyplace in Mindano and we are targeted by beggers wanting money , I offer something to eat , they walk away and so it goes .I do live ok here , could be better , can't travel much it's just too dangerous .
Filipinos are helpful. Honoring "debt of grattitude" is a big thing. If you marry a filipina expect them to help out their siblings, parents, cousins, aunts, uncles etc.. they cannot not help. If the pinay dont hav work, likely the money will be asked from u. The solution is to set a fixed amount for this possibility.
My filipina ex was able to lie to me with a straight face and go to church every Sunday ......christians without a conscience is the best way to describe people like her(and her family)
Take it easy brodah ... you were just unlucky. She could have been from Utah, a Mormon, proly same result. Or worse, you could have been damaged for life. Cheers ! Live ! Love ! Life is short !
We had a child together,turned out it wasn’t mine....meanwhile I had bought us land and built a house as any responsible father would...later when I found out my daughter was not mine i wanted to sell the property to recover my investment but she would not allow it as it was in her name....we went to court over it and she won..took the house and land and the whole family moved in....you don’t get justice in philippines,you just get Philippine justice.....the country is famous for this sort of behaviour...sure it could happen in any country but philippines and Thailand are both famous for this sort of deception.....I am just writing a warning here to others because I was not green when this happened.....
May I say " Welcome to the Philippines!" in advance? Yes, please do enjoy your retirement here. And just in case you encounter any issues, Calvin is already here to help out. And of course, Me and my fellow Filipinos will be here to help you out. Thanks for considering the Philippines as a retirement option. Stay safe!
Not to worry about the language issue at all! You can converse with 80% of the population there and they’re happy to talk to foreigners. Unlike a lot of other Asian countries where all you can talk to are tourists or expats from English speaking countries. Probably the best country to be in to not have to learn their language
Great video Calvin, and you expose very important issues for ex pats there. I would even add one more vital problem area and obviously its BANKING. Seeing everyone say's don't trust the banks there, it means you are limited to banking from your home country via debit card or credit card. Both seem like a pain in the backside to me and a bit scary. As an intending visitor to the Php's soon, this is my real fear area as my home bank here in the UK will not affiliate with Php banks.. This means I would have to access my Pension (social security) literally from an ATM machine every month and God help me if I lost that card or had it mislaid or whatever. I might have to wait 2 months for the inadequate postal system there to deliver a new card from the UK and hoping that it does not get stolen along the way!. Also people have to realise that its impossible to open a bank account in the Php's in less than 60 days (The end of your 1st visa extension period, which is crazy and puts loads of pressure on the settling in period. Something to think about Calvin. Other than the banking issues I have good feelings about the Php's. I did live in Thailand for 4 years and had no banking problems whatsoever, and my pension arrived in time every month into my Thai bank account....but beware, some asian countries are not index linked to the affiliations. This meant in Thailand that my pension was slowly receding in value at the mercy of the exchange rates, and I did not get the annual pension increases also. Im not sure, as Php banks have all sorts of other problems from most of the vlogs I have listened to. Its all about the money at the end of the day. Sorry about the long reply, keep up the good work, Tom from the UK.
Great information to know...I’m 68 and would like to check Philippines out for a few months out of the year and will rent to get away from Minnesota winters...
I'm Filipino ,I like everything from wet markets, sceneries..air purity,clean environment..The one thing I don't like about P.I. is noisy people, karaoke,loud voices..people congregating,typhoons...I read a lot, I listen to classical music..I mind my own business...I get depressed to loud sounds..I like solitude..I like internet but I do not like crowds,corny tv shows,I don't like moviestars,bad press ,you know what I mean...but Philippines and its people are the rarest of all because of their hospitality and kindness
You're absolutely right Calvin we got trust issues and my Filipina is having a hard time understanding this. I'm torn and this could be a deal breaker for me.
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If u want to make money sunshine dont drag down the country you've been to or not........ post it on u tube any COUNTRY all over the world therer are high and lows not. Perfect.. don't come to the place u've got doubts.
Nothing wrong with retiring and just renting a nice little house, don't need the headache of running a business or paying a mortgage. Retirement is meant to be enjoyable, not stressful. Thanks Calvin :)
Totally agree!
@Gregory Jones So glad people are telling the truth about the cons and negatives of Philippines. All I've been hearing are how easy to get a young Filipina wife and how cheap to live there. Quality over quantity!
Totally agree. When I retire in 6 years, I don't want to make any more money. I just want to enjoy my retirement.
@@samchampion912 Expats?
Don't you mean immigrants?
@@regankilpin2609 Nice try. Most countries have stringent requirements to live there year round. There are minimum income standards requiring proof, proof of gainful employment not being taken from a local and etc. You may define an ex-pat as an "immigrant" which is fine but let's not compare them with illegals who only take.
Brother, that is the best advice for a retiree for any foreign country. Don't buy property, don't put your money in their banks (unless you're in Switzerland). Never invest in anything you can't afford to lose.
Including their women
I'VE SEEN MANY UA-cam VIDEOS OF FOREIGNERS-PHILIPPINES COUPLES AND FOR THE MOST PART WOMEN THERE ARE GOLD DIGGERS.
There are exemptions no doubt.
@@espanolparatodos-jimmyquez4618 women anywhere in the world are golddiggers. Anyone can make a blanket statement without any facts to verify it. There are good women in every part of the world, it's what you attract
I'm a Fil-Am and have been out of the country for 5 decades now. I bought a condo in the heart of Metromanila because I want to have things easily accessible unlike living in the provinces. There are lots of negatives written about Manila but that is ourweighed by the conveniences available. The maximum time I allot to staying in Manila is no more than 6 months. After that I go back for my medical necessities. In essence, I have the best of both worlds. We don't have to go one way or another. Life is a balancing act.
@Great White Every year for decades?
From my experience in the Philippines, though many years ago, if you want to keep the American pace in life, stay in America. The Philippines has a much more laid back lifestyle and the people aren't stressed as much.
I have Filipino friends and I'm engaged to a Filipina and my intentions are to return with her to the Philippines when I retire to live in the province. Accept their culture and you will be much happier. Great video!
Absolutely right. I’ve learned over the years to keep American values and toss the rest when living here. Thanks for your comments!
@John Grenville I'm guessing you had a bad experience because your remark obviously reflects your own insecurities to the point that you feel the need to drag someone else down with you.
As for myself, I'll be just fine.
@John Grenville - Been there! Done that! Dumb Bitch got a rude awakening when she saw Las Vegas ! Culture shock!! 🤬😤😝
@John Grenville there are bad "tomatoes" anywhere/any race. Thats why there are Cases of divorced marriage , right?
Actually they are very stressed out. Usually it’s because of finances and job (lack of it). Don’t let the jovial exterior of people fool you. They have a lot of headaches and problems living. They are under stress. If you speak the language this will become apparent.
I have lived all over the Philippines for over sixteen years now, and let me tell you, if your not used to loud noise don't come here. I don't care where you go in the Philippines. There is always noise. Anything from dogs barking all day and night, people singing Videoke 24/7 .🐓 Roosters , load trikes with no mufflers, people yelling all hours of the day and night, cars constantly beeping their horns.people blasting there music, those that do own cars most likely have a car alarm and they have to press it about ten times to make sure everyone in the area can hear it. You can't escape it.
Don't let me even begin to tell you about all the trash that people burn all hours of the day. The burning trash is always mixed with plastic bottles and melting rubber from disgarded wires. The Philippines has nice breeze blowing most of the year. But most of that breeze is filled with smoke that would make even a chain smoker want to puke.
Copy and paste and substitute Philippines with Cambodia, except it’s cheaper.
True 😊 But if you live in high end area. Then you’ll be fine...
Sounds like a prison with all that constant noise
I lived in Mexico for 10 years same thing .The plastic burning pisses me off.
Oh hell yes so true! I sleep with ear plugs.
I live on Bohol for 10 years. I live good with a family of 4 for $1,500 a month kids going to a private school. My doctor is one of the best I've ever seen 400 pesos a visit. Businesses ownership is 49%. No problem with steering here, at stories most people leave the keys in the motorcycle, but I bicycle everywhere. Your name can be on the property deed if you are married to a Filipina.
Just know if you're a foreigner and your Filipina wife dies, you have 1 year to sell your property. If you don't sell it in 1 year, it goes to one of the family members. Sure hope your family member loves you and allows you to stay on the property and doesn't kick you off the land.
@@keinlieb3818 good to know. I was not aware of that. My name is on the title with my wife.
Just viewed this video. Level headed. I enjoy the Philippines. I am married to my Philippina Wife. I get insight from your videos. We are more near to Manila, Tanza, and Naic. Excellent area. I have not wandered that far south. Enjoy your life in the southern Philipppines.
We are almost neighbors. I live in Lancaster Cavite..
Excellent video...people need to know these things big-time. Am married to a Filipina I imported here to the US. She has wanted me to go there and retire. I have told her for years the same things from your video. God bless you young man. Love your delivery of knowledge on the matter. May save some seniors or even younger more fortunate individuals.
Just seen part two of this, excellent points covered. Cheers
This was an excellent video discussion on why many foreigners do not retire in the Philippines, and I think the reasons are very valid. For those who want to retire in the Philippines, those are important points to consider. In my case, healthcare and travel are the two major concerns since Medicare will not work there. I may have to purchase supplementary insurance that is not cheap. I hate those really long flights, and they are expensive, unless you want the long 30+ hour flights and fly in the baggage compartment. I travel from the East Coast of the US, so it's a killer flight -- and I've flown East and West from Washington, D.C. to the Philippines. Only once was I upgraded to First Class from Dubai to Manila -- that makes a BIG difference. Makes me think about living in Central America or the Caribbean, but there are issues there too.
I think this video is intended for Americans, not foreigners in general. Americans represent a very small minority of foreigners who elect to retire in the Philippines. Most of the foreigners here are Chinese, Koreans, Europeans, Japanese, Indians, Asians, Middle Eastern.
U whiner! Dont go then Nitwitt!! 🙃🥸😝🥱
@Mark Haywood I guess anything is possible. Europe has more advantages and in my opinion safer with less opportunity to inadvertently get into trouble. There are many strange laws in the Philippines that are not intuitive to Americans or Europeans that can get you in a boat load of trouble. Additionally, it's on the other side of the world vs "across the pond," with larger numbers of less expensive flights.
@none none Good point. Well, so far, I have used Phil medicine twice in the Philippines, and had very good experiences, one at a major hospital in Manila, and one at an "Urgent Care Center" in Bohol. Both were exceptional with no complaints and only compliments.
@@ReastrawI agree with that. Good Point.
Another excellent brief Colonel. I'll consider those 6 factors before my next mission there. Bravo Zulu!!!
#7. People have families in the States. They have grandparents, parents, aunts, uncles, nieces, nephews, brothers, sisters, their own children they love and will miss. Many have fallen in love with a Filipina, only to be ripped off and left broken hearted and broke. You did not say what you did before. I assume you worked in the military 20 years and retired. You can pay for medical care in the Philippines, submit the receipts, and get reimbursed by the military. Plus, outside Clark, their is a medical facility you can still use. You have a good military pension and other benefits. So, if my assumption is correct, many benefits are available to a retired military person. That is not most people’s case. I would recommend people go to the Philippines for a vacation, enjoy themselves and return to America. If one really wants to live there for a long time, rent an apartment.
You made like 10 assumptions. You constructed an entire back story for someone you don't know. You are a weird person
Good points and great advice. I am retired and living in Thailand for the last four years. Loving it! I liked your comment about feeling free (even with all the restrictions on foreigners), I feel more free living in Thailand than I ever did while living in America.
Calvin thank you so much for the information there’s been a lot of videos about the Philippines but they always talk about the good things that goes on there no one ever talks points out these important parts and you write some are dealbreaker.
Great presentation. As a permanent resident here my issue is driving and infrastructure. Food choices are also limited compared to american supermarkets. You can't get a license to carry and forget about citizenship. My wife and daughter are happy here. I'm okay but understand you will lose a lot of amenities and personal freedom as a foreigner in the Philippines. Maybe your next podcast will cover the 5 or 6 best reasons for living here.
Due diligence is paramount for any ex-pat considering retiring/rejuvenating overseas. Understanding property ownership should be at the top of their list and Health care should be a close second. No matter where you live you can always make adjustments to suit your lifestyle. On point with this vlog.
@@garrylafferty100 I put property first If you do invest It will become your biggest outlay of capital over health care cost. Since you should be on a plan and not require health care so soon
Well done video. Explained well, no filler. Good seasons to consider when choosing to live somewhere.
Thank you for the video. I love the genuine feel you give it
You were the most honest and most refreshing person telling it like it is. Thanks so much for your update. Well enjoyed.
I was a teacher for 30 years: This guy is very well spoken and has an aura about him! Great job!
God bless you for being a teacher. There is a special place in Heaven for teachers. Such patience, such a sincere desire to help others, imparting knowledge and skills a person will need to earn a living.
This is a really great list of important things to consider before moving to the Philippines. Thank you for sharing your knowledge.
I too have been here for 11yrs and you hit the nail on the head six times!
When I retired, I was teasing my 20 employees in the Philippines that I was going to retire in the Philippines. Within an hour, I had received about ten e-mails asking if I was loco. These folks were all college educated and were trained at our HQ in Chicago so they were familiar with both lifestyles to some point.
I would add a couple more things:
1) Crime and poverty - . You need to be careful about your lifestyle as an ex-pat. A number of my friends who have made the move report that they are often the victim of petty crime like stolen sneakers and the like.
2) Food is a big concern for a lot of people (not an issue with me as I tend to cook a lot of Thai and Pinoy dishes when I can get access to ingredients). Eating American style is much cheaper in Chicago than it is in large cities in the Philippines. The $125 grocery bill from Chris in Cebu thsi week would cost about $80 in my local markets.
Comparing lifestyles in America and the Philippines is like comparing apples to grapes - no real comparison, especially when it comes to the economies! Both are consumer driven but that’s about it. Your food comparison leaves out the fact that rent in a middle class neighborhood in Chicago is 10X what it costs here in the Philippines, swallowing your 45 dollar savings on your food bill! But if you insist on being smarter than the blogger then go ahead 😊
@@calroach1 nice one.
Can you imagine the outrage in the Philippines if the US government told green card holding filipinos they cant own property or more than 40% of a business? There is an official term for it, its called RECIPROCATION.
@Mark Haywood how about the countries they bombed,invaded, former colonies
@@PinoyAbnoy What countries would that be? America freed the Philippines twice, once from Spain, and another from Japan. America had no former colonies. And we ended the rest of the world's colonies when we freed Europe and Asia/South Pacific from Nazi Germany and Imperial Japan. Colonization was done by 1949. And it was a mistake for America to end the colonies so quickly instead of decades of transition. Look at China and the Middle East and Africa now. The world's not a better place without an educated transition in place. Never ending wars, genocide, and aggression.
@@tinmanrobby look at the US it’s a mess, the world doesn’t need the American we are the world police bs. Clean up your own backyard before you tell other people what they should do. America may not have had official colonies, but they certainly took riches from countries just like the colonial governments, the US doesn’t do anything unless their is Oil and money in it for them.
WORD!!!!!!!!
@@PinoyAbnoy those countries are free and are ruling themselves. The problem is they can’t run their own countries (pinas). Stop blaming the “colonizers” you have been running your own country for at least fifty years now. Want to blame someone? Look in the mirror.
I like your honest approach. I've been to the PI a few times but chose Thailand for retirement. If I ever have leave here I would consider the PI. I prefer renting and have world wide health ins. I'm 68. I will subscribe. Thanks.
Thanks for stopping by I appreciate your feedback and comments.
@@ShadyD365 Blue Cross, carried over from my gov't job.
@@ShadyD365 ...TRICARE can be used. There is also a VA hospital in Manila from my understanding.
Honest, "Real World", full-disclosure channel. I am an American; pre-COVID I spent 6 - 8 Months each year traveling/working throughout SE Asia and have done so for decades. Have watched numerous videos published by many different channels; Calvin is the real deal. Few provide complete and accurate information, Calvin delivers salient information with basis in fact, no pandering for the sake of ratings. Soldier on Calvin! Your candor is recognized my me and greatly appreciated. BTW, I do not know Calvin personally and certainly have no motivation to proffer any faux-endorsement. Planning to return within the next few months, waiting for COVID related histrionics to quell a little more. I certainly would welcome the opportunity to have an in-person conversation to learn more and to share some of my personal experiences toward providing information which others may find useful.
Good morning my sunshine of the day keep it up you are a good person be happy
Thanks for the informative and educational video... I appreciate it bruh; I was definitely thinking about retirement there 👀
Great video man ! Nice looking horses in the back ground too. Have a good day !
That 18 hour flight is a direct flight, but if you have a layover it can then be anywhere from 21-36 hour trip.
Direct flight even from Canada Vancouver is only 14 hours. How slow of a plane are you using?
@@codybrucewilliams Flight from nyc. The shortest flight, if direct is 18 hours on Philippine airlines, which is more expensive depending on the time of year you fly. With 1-2 layovers, which are cheaper, but have long layovers up to 11 hours.
For me it was a 36 hour trip. The flight I believe was as direct as it could be - östersund to stockholm, stockholm to beijing, beijing to manila and manila to laoag, the closest airport 4 hours away from my girlfriend
@@morganjonasson2947 Wow, I hope she thanked you very much for taking that trip! 😃😃
Flown there 2x , love the adventure..
Another gem from boots on the ground. Great prospective thanks bro.
Happy holidays brother! It’s 4 am over here I just turned over 😆 I really appreciate your support brother!
New subscriber here: This is my favorite Phillipines site so far, keep up the excellent work, i hope your site continuez to rock!
Thanks and welcome to my channel!
Excellent video. Thank you.
Good honest advice, thank you Calvin!
Awesomely presented!
Well said, good content. TY for the upload.
Sound advice / warnings.... I've been there quite a few times and own a house in Tarlac. I love the place, but it does have its "issues", many are nothing but a mere annoyance, but you learn how to work around them. I love the early mornings there as well as the sunsets and hopefully I'll be able to see them again soon.
Awesome that last part about helping people, such small gestures like buying food can really bring some smiles to their faces, we try to do a little every time we go there.
Aloha brother.... 👍
Good stuff Sunshine; this 8 am outside light serving your vid mutch better comparrassing your indoor ones; that´s got me to stop by.. May be your viewers will love to watch more of those beautyfull country side scenery diba ? . Yeah huh !
God Bless you Man! I like that piece at the end. Stay well. - Mark
Direct & to the point. Well done.
Thank you, for the recon and the boots on the ground info
I have never watched more than 30 sec. of you ,but i am pleased to have watched this whole one .having spent most of the last five years here you are right on and are telling the {as paul harvey says it ] the other side of the story , I'm happy to say thanks and you have a new subscriber
Thanks.
Good video, and you made some good points!
The US definitely should prohibit foreigners from owning property in the US. That's the root of the housing issues the US has today. Citizenship should be a requirement. Give them one year to get US nationality or sell their home(s).
Bribed politicians have sold out the US in the last few decades, which is why a lot of US regulations and laws do not protect its own citizens.
When DeSantis made that a Law here in Florida, Liberals called him a racist and a dictator. They successfully got the law removed
I've been watching a lot of your vlogs, you do good. Thank you for your topics. Gusto ko ang Pilipinas.
Thanks for your feedback!
Tricare has authorized providers in Angeles City
Thanks for sharing!
karma is a circle - help others is helping yourself! sadly, some people receiving help learn to (only) take advantage of others help.
Man, you hit all six major reasons. Great video!!!
Thanks brother. What time is it over there?
I don't agree with the cost of living reason. For $ 1500, one can live very well outside major cities.
Go back and listen again you missed my point. Thanks for stopping by!
1) Land ownership: Definitely and issue. Foreigners can own condos, but demand from Chinese and Koreans have caused condo's to be extremely overpriced for Americans to buy. Compared to Beijing or Seoul they are cheap, but to Americans the floorplans are super small and overpriced. That said, renting nice condo for me in Cebu City with power, cable, and decent internet in a great location is about 60% less than what i pay in the US. I'm fine with not owning, you are better off renting in PH. 2) Healthcare: I have found healthcare at private hospitals to be good quality and extremely cheap. For a frame of reference, a typical office visit even for specialists is usually around $10. For most things, you can pay cash for an entire procedure for much less than what your Co-Pay would be in the US. For any major surgeries, i would plan a trip back to the US, but for basic healthcare it's great. 3) Cost of Living: I think his estimate of $1,800 a month is a bit high. You can certainly spend that or more, but i can live very comfortably on $1,200 in Cebu City which is a major city (but much much more pleasant than Manila). If you go out to an outlying city like Dumaguete or Cayagan De Oro, $800 to $1,000 is very doable. 4) Language: If your goal is to retire well for less, any other option is going to be much more problematic for people. I have had very little issues with language in the Philippines because it's so common there. If you are somebody that wants to chat up everyone you see, then yes, you will be a bit limited as the older generation has less English. The younger folk all learn it in school now as a major subject and college instruction is almost 100% in English. If you are in a city, its not an issue at all really. If you go out into the provinces, its more so. 5) Logistics: For me this is a feature, not a bug. Because of distance, most North Americans will not bother with the place, and i like that. 6) Business ownership: The 40% rule only applies to businesses that generate their revenue in country. A restaurant, a bar, a retail shop, etc. But if you have say an e-commerce biz that makes its money in the US, then you can have your backoffice and customer service operations in the Philippines and save huge on employee costs. This situation can also give you preferential immigration status. Just have your corporation domiciled in the US, or Singapore or whatever, then it's 100% yours.
Land Ownership.... A Foreigner Can own Land..... With Buildings.....you just have to learn how......👍
Well Chinese and Koreans are foreigners too don’t you think? Maybe you should change the title to ‘Why Americans shouldn’t retire in the Philippines’ instead of ‘Foreigners’.
@@juliomanalo7074 It's not my video. I'm just a commenter. So, it's not my place or ability to change the title.
@@darnation8650 Sorry, I meant that comment for the OP
good go to Singapore then, my ass. Just stay in the U.S. we do not want cry baby of a foreigners coming to our islands
Hi Calvin;This is the Honest Truth ! Be Humble with an open mind an everything else is self planetary !
Great ending message... I haven’t been to Philippines in over 7 years.. I am reaching retirement age and look there also, because just as you’ve told.. it really fits like a glove. Beauty everywhere, place, people, living simply is great. There is good health care there, but gotta track it down. My base before was Bacolod)))) I see where you are... great again! Thanks
Sir, appreciate your sound counsel here and for your pleasant personality... it was a pleasure listening to you.
Good noon my friend happy Sunday godbless you and your family today
Hey Sunshine! I appreciate the straight talk brother. Thank you!
You’re welcome!
This was a great video man. Thank you it helped a lot
If you want to retire in the Philippines make sure you have a fat bank account!
Housing is cheap to foreigners and not to the locals. But in major cities like Manila it's hell expensive. Worse if you want to be fancy and your budget is just few thousands of dollars.
Food is cheap if you will try at home local easy to cook filipino dishes (except those dishes that you can find in some fancy filipino restaurants) or eat in small canteens selling cheap food. If you prefer typical dish what you use to have in EU, US, Canada, Australia, etc. well you will be spending more.
A foreign resident has no access to free medication, even local has to pay too. The Philhealth which suppose to help locals for hospitalization is not enough. It will only cover a little. And this is only for local filipinos. It's not like in EU, US, Canada, Australia, etc. countries that hospitalization is free and discounts on medicines. MAKE SURE YOU HAVE ENOUGH MONEY FOR HOSPITALIZATION AND MEDICATION!
Jobs? Good luck to that! Locals can't even find a decent job.
Red tape in all government offices and institutions.
Worse is when you had a filipina girlfriend or wife like a leech because she just want to live a comfortable life and want to leave the country.
Wondering most filipinos want to leave the Philippines? You will find the answers on the streets.
Hello. I've heard from many people that bureaucracy is very stupid, shitty and complicated in the Philippines. One might need take a 3 hour trip to go in another city just to get a paper. Then he's told to comeback with paper because the other employee forgot to mention it or did not know and BLABLABLA! The nightmare begins... All this just for a shitty job... Why is it like this there? Why everything is so absurd and illogical? It's not as if things are done in the rules of the art. It's pretty much like a lawless pirate island. Just listen all the trash that comes from the big mouth of Duterte.
Very good video sir honest and straightforward of how things are here. I was unable to meet you at Justin’s meet and greet. You were a busy man 😊 I did subscribe to your channel and enjoying your videos
Welcome to my channel and thanks for your support. My video is about why retirees bypass the Philippines. It's not a put down of this country. Thanks.
@@calroach1 I didn’t see that you were doing that you were just being honest
Yes sir, you pretty much nailed it. Almost the same list of deal-breakers in the rest of SE Asia (notably Thailand and Vietnam). The stories I’ve heard of retired ex-pats taking a short trip back to the States and upon their return to their new property in the Philippines (or Thailand, etc.) find their key no longer fits the lock on their front door ! Needless to say, their young Filipino (or Thai, etc.) “wife” is nowhere to be found. The number of times I’ve heard this SAME story actually makes me laugh.
In india, foreigners have a lot of rights and privilages when married to Indians, unlike Philippines and SEA countries
$2000- a month is ok for the in-laws, but what will you live on ?
😆😆😆 that’s hilarious
🤣🤣🤣
My in-laws gave me my wife. I don't mind helping them. Why would I?
@@paulshamblin6260 it never ends. your wife's brother and his wife and kids, your wife's sister and her husband and kids, your wife's sister and her husband and kids, etc etc.
@@paulshamblin6260 "Gave" you a wife ... with a dowry or monthly installments? Lucky boy. :)
Really good video brother !! 👍👍
Really enjoy your candidness bro . WORDS OF WISDOM
Thank God I'm a Vet, I can deal with Manila because there's a VA hospital there
That's a good point, I am also a Vet. Is there a commissary or exchange in the Philippine's.
@@mikejones5364 true but you can always visit Manila 🤷♂️
I'd rather be somewhere nice,very quiet, drama free. And then head out if I'm looking for action.
Hey Paul. I’ve been to the VA in Manila. They won’t help you if you don’t have a service connection problem. I couldn’t even get refills there. I was told differently here in the states. But in Manila the guy broke out a book and quoted government law to me. I ended up searching for pharmacies in Manila to get what I needed. Not all my meds were available here. I had to have a friend pick up my meds from the VA and federal express them to me. So be advised. Unless you have a service connected disability you won’t get help.
Thanks George, I'm working on that now, I won't nudge until I'm service connected
@@NeverGiveup-go7og Sounds like my, DC, & chicago 🤷🤷🤷
My inlaw family lives in Calatrava just up the coast from San Carlos City. Your points are spot on. I'll have to look you up next time we get to visit which I hope is not far off. Thanks, Calvin! Stan & Wilma Reed Alexandria, VA
Everybody speaks Filipino or Tagalog in the Visayas region. But yes, as a traveler, who has been to 9 of 10 ASEAN states, Philippines is not cheap. But 1 thousand dollars a month, one could or should live like a king. Most Filipinos survive with 200-300 dollars a month.
'' SURVIVE '' , that is not a great way to live !
@@Resmith18SR what part of mexico are you in? (im guessing somewhere in the middle of the country)
You can get a one year visa in Cambodia for $350.00.
Can come and leave as many times in that year as you want too.
Gan get jobs, but can not own land.
Finally something that's not sugar coated thank you.
Good points, and yes you mentioned things the other guys don't.
Keep up the videos. I feel like your videos are more honest and real.
I definitely agree with you with the language barrier. Majority of the women talk behind your back and say multiple negative things about you since you don't have any idea what they are saying. They criticize and always smirk and laugh at you. They take advantage of you. So, it's a must for you to educate yourself within the realm of language. BTW...Tagalog has been the National Language and English was adopted to be the Universal Language. All the other ones, like Visaya, Cebuano, I locano, etc. are called Dialects! A language and a dialect are two different things. They both have different connotations!
You forgot to sign it..."Thanks from a 25YO Filipina" Joke lang, relax.
I am there 2 months a year, 10 years straight. Didn't have any of your experiences talaga. But I have a great Filipina wife. Live in La Union and Tarlac and got rid of the condo in Manila. Love it.
Personally I love the Philippines, I love the people. I have vacationed there 4 times. My wife is Filipina from a middle class family. I love her family as well, nice people. It is different from the states in so many ways. My suggestion to anyone wanting to retire there is to live there for several months to see if the lifestyle begins to weigh on you. See if you start getting homesick. In my case I have in-laws that I have become close with. This would make it easier for me to transition there. But he is correct about the healthcare and ownership of land. Everything would have to be in her name (yes I trust her with everything). If I could afford it, I would rather be a 6 month snowbird. Live both in the states and the Philippines. As far as flying, there is/maybe was a direct flight from LA to Manila on Philippine airlines. We would fly to LA, stay overnight and fly the next day to Manila. This adds extra time but the hours in the air for the one day would be cut to about 13.
Great advice, in Thailand you can buy cheaply a company and be the one that collects the profits, and condos are twice the size and half the price in Thailand 🇹🇭
You need thai partners to buy company?
I watched an old video, Filipina Beauty, It's not like that any more. Even though I'm not allowed to come to the Philippines right now, if I could, I would think twice about coming because I am worried about the government restricting my movements.
Why, what did you do??
I like your channel brother because I feel like you are the one who is telling the truth!
Thanks it means a lot!
I have retired in the filippines , been here 10 years and I am living on a slippery slope . We cannot arm ourselves to protect us from the criminal element . many of local gov. believe in the covin so much they want to cause problems acting like little dictators , don't want to know the facts . Is it a friendly place ? I give it a 50/50 yes only . Go anyplace in Mindano and we are targeted by beggers wanting money , I offer something to eat , they walk away and so it goes .I do live ok here , could be better , can't travel much it's just too dangerous .
Nice to see you with a different background for once hehe
😆😆😆 it’s strict here and my movement is limited.
You’re a good man Calvin 🙏👍
Filipinos are helpful. Honoring "debt of grattitude" is a big thing. If you marry a filipina expect them to help out their siblings, parents, cousins, aunts, uncles etc.. they cannot not help.
If the pinay dont hav work, likely the money will be asked from u.
The solution is to set a fixed amount for this possibility.
yes no land ownership /no business ownership /i can live at home cheaper
Thank you for sharing. Good information.
Thanks for the video!
My filipina ex was able to lie to me with a straight face and go to church every Sunday
......christians without a conscience is the best way to describe people like her(and her family)
^ They call you "White man in the jungle"
@@GregMoress aka "Round Eye"
Take it easy brodah ... you were just unlucky. She could have been from Utah, a Mormon, proly same result. Or worse, you could have been damaged for life. Cheers ! Live ! Love ! Life is short !
We had a child together,turned out it wasn’t mine....meanwhile I had bought us land and built a house as any responsible father would...later when I found out my daughter was not mine i wanted to sell the property to recover my investment but she would not allow it as it was in her name....we went to court over it and she won..took the house and land and the whole family moved in....you don’t get justice in philippines,you just get Philippine justice.....the country is famous for this sort of behaviour...sure it could happen in any country but philippines and Thailand are both famous for this sort of deception.....I am just writing a warning here to others because I was not green when this happened.....
Well all religious are money suckers of people
No foreign ownership of home or business is probably why they are economically depressed.
True put then the Chinese and other foreigners would buy everything up and exploit the natives.
I believe it’s the biggest reason to lack of investment.
It's to keep from the locals being overrun by rich foreigners. Also bad weather destroying investment every year
Thanks for your information and the work you are doing to help. It is inspiring me to move there for a more enjoyable life.
May I say " Welcome to the Philippines!" in advance? Yes, please do enjoy your retirement here. And just in case you encounter any issues, Calvin is already here to help out. And of course, Me and my fellow Filipinos will be here to help you out.
Thanks for considering the Philippines as a retirement option. Stay safe!
Very insightful, thanks. The language issue is interesting. I would be flying out of Detroit or Chicago too btw.
Not to worry about the language issue at all! You can converse with 80% of the population there and they’re happy to talk to foreigners. Unlike a lot of other Asian countries where all you can talk to are tourists or expats from English speaking countries. Probably the best country to be in to not have to learn their language
@@rickbold9337 Very helpful sir, thanks
I appreciate your content brother. Thank you!
Thanks for stopping by my channel brother.
Great video Calvin, and you expose very important issues for ex pats there. I would even add one more vital problem area and obviously its BANKING. Seeing everyone say's don't trust the banks there, it means you are limited to banking from your home country via debit card or credit card. Both seem like a pain in the backside to me and a bit scary. As an intending visitor to the Php's soon, this is my real fear area as my home bank here in the UK will not affiliate with Php banks.. This means I would have to access my Pension (social security) literally from an ATM machine every month and God help me if I lost that card or had it mislaid or whatever. I might have to wait 2 months for the inadequate postal system there to deliver a new card from the UK and hoping that it does not get stolen along the way!. Also people have to realise that its impossible to open a bank account in the Php's in less than 60 days (The end of your 1st visa extension period, which is crazy and puts loads of pressure on the settling in period. Something to think about Calvin. Other than the banking issues I have good feelings about the Php's. I did live in Thailand for 4 years and had no banking problems whatsoever, and my pension arrived in time every month into my Thai bank account....but beware, some asian countries are not index linked to the affiliations. This meant in Thailand that my pension was slowly receding in value at the mercy of the exchange rates, and I did not get the annual pension increases also. Im not sure, as Php banks have all sorts of other problems from most of the vlogs I have listened to. Its all about the money at the end of the day. Sorry about the long reply, keep up the good work, Tom from the UK.
Like your positive style thanks brother looks like you found your niche
Aloha, new subscriber here. I can appreciate the straight dope. Mahalo.
Welcome. I appreciate you stopping by brother!
Well done, Sunshine!
Good luck.
Great information to know...I’m 68 and would like to check Philippines out for a few months out of the year and will rent to get away from Minnesota winters...
Yes, please do. Check it out for yourself and experience what the Philippines has to offer. Thanks in advance and hope you enjoy your stay here!
@@lolitabeauregard3706 thanks!
@Mark Haywood Been planning to move to Baguio. I am very positively sure that weather wise, it will be conducive.
Good video, I never knew some of this information
Thanks for giving me the straight scoop brother!
Good and true advice, but I wouldn’t want to be anywhere else 👍🏻🇦🇺🇵🇭
Hey Calvin...Great Job! Like your style man. Jerry
Thanks I am glad you stopped by today.
I'm Filipino ,I like everything from wet markets, sceneries..air purity,clean environment..The one thing I don't like about P.I. is noisy people, karaoke,loud voices..people congregating,typhoons...I read a lot, I listen to classical music..I mind my own business...I get depressed to loud sounds..I like solitude..I like internet but I do not like crowds,corny tv shows,I don't like moviestars,bad press ,you know what I mean...but Philippines and its people are the rarest of all because of their hospitality and kindness
Well done. Thanks for sharing.
I agree with all of your points!
Nice info. Many of those things are probably true moving to any country from your home country. 🙏☺️
You're absolutely right Calvin we got trust issues and my Filipina is having a hard time understanding this. I'm torn and this could be a deal breaker for me.
Ya know I’ve never thought I would ever go outside the US but i think you made we wanna go experience a new world. Thank you.