Detailed Analysis on MCLR vs EBLR Which one is better? || Pathway to Prelims 2024 ||

[@Aspirantupsc001]

I dont know Economic teacher's name... But the economic sir and shraddha mam (geography)...their teaching quality is par excellence..... They mould the difficult concepts into easy one.
Thank you

[@shashankshekhar6061]

arvind guleria sir

[@itsgauravactivity2]

Eblr recommended by janak raj committee .. Dhanyavaad gurujii

[@Lxjaat-qq1vq]

sir bahut achha samjhaya aapne thanks 🙏

[@nainasaher8472]

may god really bless souls like them... beautifully explained each topic and additional information as well. please keep doing it and be our saviors.

[@shubhamgupta2701]

Bhut accha sir aapne smjhaya

[@kazmi.maryam96]

Janak Raj Committee. Thank you sir.

[@panksa7853]

Excellent video with end to end details.. My hdfc home loan was alligned as per MCLR. However, got a notification from the bank to switch over to eblr.. Pls adv if i can opt for eblr

[@Royal_IAS]

Day-745
Consistent effort makes you prosperous ❤❤❤😊😊😊

[@sandeepkushwaha2.o151]

Janak Raj Committee recommended EBLR ❤️

[@dineshthakare4579]

Thank You sir... Appreciate Your Efforts

[@AradhanaDhiwar-u5m]

Very insightful ❤️‍🔥

[@SMArya-ir9ne]

EBLR system setup recommendation of Janak Rai Committee.thanks

[@Informalschool]

thank you sir

[@BhartiSharma-du4xw]

Nice Ravinder sir

[@sakshidukare4952]

Summery = External Benchmark Lending Rate (EBLR) is only applicable to floating interest rate loans, and not fixed interest rate.
The EBLR is mandatory for personal loans, retail loans, and loans to MSMEs.
The Reserve Bank of India (RBI) introduced the EBLR in 2019. Some external benchmarks that the RBI has introduced include the RBI's Repo Rate and the Government of India's 3 months and 6 months Treasury Bill yield + FBIL benchmark rate.
MPC will meet 4 times in FY
Borrower gets more transparency on rate of interest as lending rates are based upon those benchmarking eg. Repo which are publicly known.
Banks should stick to one rate categorization eg. If 181days t bill benchmark is getting used for MSME then throughout MSME category 181days Tbill bench only should be used

[@princekumar-ey4nj]

Many many thanks sir g

[@truptikhot4670]

Hello sir, I watched your video in detail. However I have a doubt. Is there a way I can connect with you

[@78gopendra]

Sir I have taken home load in 2007 at floating rate 5 lakhs for 20 yrs ...can you advice me should I switch to EBLR ...please advice because bank compaling me to switch over EBLR

[@Aryan_09105]

Sir MCLR ke case Mai per month update Krna hota h

[@smehra8078]

Sir Mera home HDFC main hai... Bank ka msg aaya hai ELBR main convert karne k liye....kya karna chahiye...pls guide

[@panksa7853]

Bhai, same here.. got the same notification.. I think sab ko accept hi karna hai.. pls adv what u did

[@SnehaMore-it6lk]

Aapne kiya kya muje bhi msg aya hia

[@shashankshekhar6061]

thanks sir

[@iq2gd]

Janak Raj Committee.

[@AnshBulletinvlogs]

MCLR SE EBLR ME CONVERT KARNE KE LIYE KYA BANK CHARGES BHI LAGA SAKTI HAI.?

[@Dr.Anishkumarr]

Yes ....5000 se 6000 ke between Lagti Hai and it depends on bank to bank , Edit - for onetime

[@rossd6416]

what is rplr. My loan is on rplr?

[@TheOrganicfacts]

Ye satyam jain sir h

[@bikesh427]

Janakraj committee

[@sauravkumar7212]

Janak rai committee

[@Arjun-p5z5r]

Janak Raj Committee

[@AnjaliPatel-jo5cn]

Janak Raj committee

[@adityagupta339]

Janak raj Committee

[@amarnathmourya3835]

Why u are telling non sense content in between....

[@amarnathmourya3835]

Bakwass

[@jayapandey7041]

Thanku 🎉sir

[@roushankumarsoni2010]

janakraj committee