If it drops under $28 per share….. imma just try to estimate and buy a crap load of shares. If the stock starts paying $0.33 or more in dividend payouts per share then that’s a huge W for investors
Thank you for the information Danny. I recently heard from someone else talking about the 3-1 on SCHD and i was not sure exactly what it ment. I recently purchased 1 share of SCHD so thank you for clarifying all this.
If the yield is $0.75 cents then the 😅Three way split dividend will be $0.25 estimate. Ratio will be the same but SCHD announce dividend increase so it’s pretty good!
The $10/365days example still gets the point across regarding compound interest, however the math will be a bit different given there are only ~250-252 trading days per year.
Hey great question! You don't need a schwab account for an ETF like SCHD. you can buy it on nearly any platform you invest on! The reason I suggest multiple is because as you build wealth, it provides more protection instead of having all of your assets through one broker. Thanks for watching my content!
@DannySully Thank you for answering my question. I've asked this question on several platforms and you're the only one that answered me. I appreciate that. You just gained a referral on Sofi once I sign up. However, I do have another question. I was considering Fidelity for a roth ira for long-term investing. Yet, Sofi investing is offering a 1% match on Roths. I know you're with Fidelity, but if you started over today. Would you stay with that choice or would you invest with Sofi?
Danny, How about a detailed video explaining bonds and their changing prices due to rate cuts and why everyone looks at the 10-year one. Also, another video about REITS Would be great.
Hey this is a great question! I will definitely add this. I am actually posting a video tomorrow covering some of these topics. Thank you for mentioning this!
Thanks for considering my hints! A program on how to allocate investments with examples, how to invest during a recession, and what to invest against inflation would be awesome as well!
Overall, it has no effect. Dividend will be cut by 1/3 for SCHD, but since you'll have three times the nimber of shares, the amount you receive is the same!
Sooooooo, dumb question. Do you think I should purchase before or after the split? I know the value won’t change, so I kinda already have the answer…but I’m VERY new to this so just wanna be sure. Thanks in advance for your help.
Not a dumb question! I personally would stick to whatever plan I have consistently stuck with. If the 1k was doing absolutely nothing and is meant for long term investments, I personally would buy and not even worry about it.
I personally would stick to whatever plan I have consistently stuck with. If the 1k was doing absolutely nothing and is meant for long term investments, I personally would buy and not even worry about it.
Nothing changes with the underlying buisness when a company foward spilts. It only matters really for those who aren't already having a position in schd.
How? Expense ratio is a percentsge of the value. If you are paying 0.03% on a portfolio of $10,000, it doesn't matter if that is made up of 10 shares or 10,000 shares.
@@jdgolf499 actually an expense ratio is the fee you pay annually for the fund it doesn't matter if you have 10k shares or 10k$ in cash the fee doesn't change
Can you please explain something? I have a Roth IRA, and have about 50% FXAIX along with a diversification of other mutual funds. I’ve never added any SCHD. Do you think I should have some ETFs in the mix and to what percentage of the $7,000 max?
Great question! Although this is a personal decision, here are two videos I recently created that I highly recommend checking out about this. ua-cam.com/video/u593fmxfEy4/v-deo.htmlsi=kTdkB--1jVCW0tCC ua-cam.com/video/aot5LKF6964/v-deo.htmlsi=2g1JNxfN5-P9tYtW On a personal note, I do not invest in dividend investments in my roth ira as I have many years until i can even touch the funds tax free and penalty free. Thanks for watching my content!
The higher returns, the higher the end portfolio will be. The sp500 and other growth alternatives have outperformed SCHD over the long term. I will be making a video on this and have discussed this in the videos linked above. SCHD is a great way to diversify, but if the plan is for something I can’t touch for over 30 years, I don’t see a reason. Roth IRA switching investments later on will not trigger taxes as well. Hope this helps. Not a financial advisor lol.
@@DannySully I know..no worries I’m not going to sue you over financial advice. All this stuff is quite confusing though and a lot to process. I see videos on here of people talking so highly of SCHD and this other one called FDVV. They make out like putting money in it weekly and letting dividends snowball on it in time will make you very wealthy. However, you’re saying in a Roth IRA you typically stick with S&P 500 growth mutual funds like FXAIX?
@@DannySully What do you do if you’re someone who wants to invest more than $7,000 that the Roth IRA allows? I know you can use 401k through a job, but aside from that what other options are there?
Reverse splits are bad for investors a reverse split indicates the buisness is failing and on the verge of bankruptcy as a reverse split takes stocks away from shareholder on top of diluting preuvious shares.
This is like saying NVidia’s 10-1 reverse split means the company is dying or failing as well? edit: Didn't mean to say reverse-split. Nvidia completed stock split on June 7th 2024.
For the Newbie if you are actually trading in the stock market space and you don't have a sound mentor. Then you are certainly going to get liquidated in 90% of your trades. Yeah that's sad truth. I remember when i just got into crypto back in 2019 but later in 2020 i ended up selling it because i have lost alot trading all by myself without a guide. Got back into crypto early in 2023 with $100k and I'm up with $732k in a short period of time.
Share price depends on the share prices of the stocks fund holds. Don't expect a windfall if there is a split.
If it drops under $28 per share….. imma just try to estimate and buy a crap load of shares.
If the stock starts paying $0.33 or more in dividend payouts per share then that’s a huge W for investors
Thank you for the information Danny. I recently heard from someone else talking about the 3-1 on SCHD and i was not sure exactly what it ment. I recently purchased 1 share of SCHD so thank you for clarifying all this.
Of course! I'm glad to hear you found it helpful!
Will the yield stay the same
If the yield is $0.75 cents then the 😅Three way split dividend will be $0.25 estimate. Ratio will be the same but SCHD announce dividend increase so it’s pretty good!
The $10/365days example still gets the point across regarding compound interest, however the math will be a bit different given there are only ~250-252 trading days per year.
Dude.... Because of you I bought SCHD about three months ago. I have 12K worth of this stock in the $76 range. I will be buying more. Thanks
Do you have to setup a Charles Schwab account in order to buy SCHD? In fact, is it smart to setup multiple brokerage accounts or best to have one?
Hey great question! You don't need a schwab account for an ETF like SCHD. you can buy it on nearly any platform you invest on! The reason I suggest multiple is because as you build wealth, it provides more protection instead of having all of your assets through one broker. Thanks for watching my content!
@DannySully Thank you for answering my question. I've asked this question on several platforms and you're the only one that answered me. I appreciate that. You just gained a referral on Sofi once I sign up. However, I do have another question. I was considering Fidelity for a roth ira for long-term investing. Yet, Sofi investing is offering a 1% match on Roths. I know you're with Fidelity, but if you started over today. Would you stay with that choice or would you invest with Sofi?
@DannySully By the way I'm signing up with you on Sofi regardless, I just want your opinion on which I should do the investing on
Danny, How about a detailed video explaining bonds and their changing prices due to rate cuts and why everyone looks at the 10-year one. Also, another video about REITS Would be great.
Hey this is a great question! I will definitely add this. I am actually posting a video tomorrow covering some of these topics. Thank you for mentioning this!
which one is the patron link????
Thank you for asking! I have updated it in the description and here is the direct link: www.patreon.com/dannysully
Thanks, Bro. Thanks for all. I wish I🤑🤨 could be your personal friend.
Thanks for considering my hints! A program on how to allocate investments with examples, how to invest during a recession, and what to invest against inflation would be awesome as well!
How will this effect the dividend payout?
Overall, it has no effect. Dividend will be cut by 1/3 for SCHD, but since you'll have three times the nimber of shares, the amount you receive is the same!
Sooooooo, dumb question. Do you think I should purchase before or after the split? I know the value won’t change, so I kinda already have the answer…but I’m VERY new to this so just wanna be sure. Thanks in advance for your help.
Not a dumb question! I personally would stick to whatever plan I have consistently stuck with. If the 1k was doing absolutely nothing and is meant for long term investments, I personally would buy and not even worry about it.
Do both as much as you can before the split and after doing it before is going to give you free shares after just makes the price cheaper
Never a dumb question when it comes to investing
Makes no difference. DCA all the way and one day the price will be less and you will have more shares
@@shannoncargo468 thank you. I appreciate that.
If you could drop 1k on schg would you do it before or after the split?
I personally would stick to whatever plan I have consistently stuck with. If the 1k was doing absolutely nothing and is meant for long term investments, I personally would buy and not even worry about it.
Can you make a video about good ETFs for Roth IRA? Or commenting here would be appreciated.
For sure! Definitely will work on this in the next week to post! Thank you!
Expense ratio stays the same? If so we’ll be paying triple the price
Yes expense ratio stays the same! Thanks for your input here!
Nothing changes with the underlying buisness when a company foward spilts. It only matters really for those who aren't already having a position in schd.
How? Expense ratio is a percentsge of the value. If you are paying 0.03% on a portfolio of $10,000, it doesn't matter if that is made up of 10 shares or 10,000 shares.
@@jdgolf499 actually an expense ratio is the fee you pay annually for the fund it doesn't matter if you have 10k shares or 10k$ in cash the fee doesn't change
@@jdgolf499thx for the reply, that’s the answer I’m looking for
Can you please explain something? I have a Roth IRA, and have about 50% FXAIX along with a diversification of other mutual funds. I’ve never added any SCHD. Do you think I should have some ETFs in the mix and to what percentage of the $7,000 max?
Great question! Although this is a personal decision, here are two videos I recently created that I highly recommend checking out about this.
ua-cam.com/video/u593fmxfEy4/v-deo.htmlsi=kTdkB--1jVCW0tCC
ua-cam.com/video/aot5LKF6964/v-deo.htmlsi=2g1JNxfN5-P9tYtW
On a personal note, I do not invest in dividend investments in my roth ira as I have many years until i can even touch the funds tax free and penalty free. Thanks for watching my content!
@@DannySully Isn’t that the idea behind a dividend ETF like SCHD though…to let it snowball over many years?
The higher returns, the higher the end portfolio will be. The sp500 and other growth alternatives have outperformed SCHD over the long term. I will be making a video on this and have discussed this in the videos linked above. SCHD is a great way to diversify, but if the plan is for something I can’t touch for over 30 years, I don’t see a reason. Roth IRA switching investments later on will not trigger taxes as well. Hope this helps. Not a financial advisor lol.
@@DannySully I know..no worries I’m not going to sue you over financial advice. All this stuff is quite confusing though and a lot to process. I see videos on here of people talking so highly of SCHD and this other one called FDVV. They make out like putting money in it weekly and letting dividends snowball on it in time will make you very wealthy. However, you’re saying in a Roth IRA you typically stick with S&P 500 growth mutual funds like FXAIX?
@@DannySully What do you do if you’re someone who wants to invest more than $7,000 that the Roth IRA allows? I know you can use 401k through a job, but aside from that what other options are there?
Why would I want this with an F rating for dividend yield?
That was for SCHG, which is a growth fund. SCHG is for growth, SCHD is for dividends.
Reverse splits are bad for investors a reverse split indicates the buisness is failing and on the verge of bankruptcy as a reverse split takes stocks away from shareholder on top of diluting preuvious shares.
That is correct! Thanks for your input here!
This is like saying NVidia’s 10-1 reverse split means the company is dying or failing as well?
edit: Didn't mean to say reverse-split. Nvidia completed stock split on June 7th 2024.
@@nonayabusiness6170 nvda didn't do a reverse split they did a foward split a huge difference
Is this a reverse split?
@@kellylee514 Oh you're right. wrong term. Thanks for checking it on me! I hope that you and Jeff know what I'm trying to say here.
For the Newbie if you are actually trading in the stock market space and you don't have a sound mentor. Then you are certainly going to get liquidated in 90% of your trades. Yeah that's sad truth. I remember when i just got into crypto back in 2019 but later in 2020 i ended up selling it because i have lost alot trading all by myself without a guide. Got back into crypto early in 2023 with $100k and I'm up with $732k in a short period of time.
Maybe I'd rather they just do fractional purchases like real brokerages. I'm so glad they bought Ameritrade and I'm stuck with Klous.
This means absolutely nothing
First