You can compare Term Insurance here 👉 bit.ly/46hsSJA You can compare Health Insurance here 👉 tinyurl.com/pgc9dcxc TELEGRAM: telegram.openinapp.co/money-purse
Looks like Sai garu has missed two important points. 1. He is not aware that you can get 10% rebate on your premium if you take policy online. 2. Looks like he has not understood the importance of words - GARUNTEED RETURNS. Indian index funds providing 10% returns for next 65 years. Are you kidding me. Just to discuss. No other intention.
Sai garu, edaina plan explain chesinappudu full fledged ga explain cheste baguntadhi, 1st option gurinchi chepparu 2nd option flexi benefit, 5.5% compounding last varaku unte, dani IRR explain cheyaledhu , E policy term plan tho kakunda, annuity plan's tho compare cheste, e product unna annuity plans lo ela undi.... Andariki index funds, equity idea undav, ippudu unna generation, financial knowledge unnavalaki tappithey, andulonu proper ga ardam cheskovali, common people ki tagattu alochiste vallaki proper idea enti....
Sai Garu.. I'm a Great follower of You.. but ఎక్కడో ఓ చోట మీరు కూడా చాలా కమర్షియల్ అనిపించింది .. ఈ వీడియో చూసాక... ఎందుకంటే.. మీరు చాలా convenient గా మీ మేధావితనాన్ని చూపించారు. Flexi Income Benefit Explain చెయ్యండి... అందులో 5.5% Compounding Yearly ఉంది కదా in addition to 10% of Regular Benefit.. .. Explain that one also with IRR.. Sir, You are choosing as per your Convenience . Kindly do the Flexi Benefit options also... And what aout Capital gain 10% at the end of the MF maturity... మీరు మీ వీడియో లో అది కూడా చెప్పాలి కదా Sir, Educate చెయ్యాలనుకుంటే మొత్తం చెప్పండి.. మీకు ఎంతవరకు Convenience. ఉంటే అంతవరకు మాత్రమే చెప్తే ఎలా sir. Kindly do another presentation with Flexi benefit option for 100 years. 🙏
Yes, flexiy option miss chesaru and death benifit chepaledu And amount stocks lo invest cheyamni suggest chesaru which is no guarantee of fixed returns But LIC will give fixed income without any link with stocks
Hello Sai garu, ఈ video చూసిన తరువాత LIC agents కి రాత్రి నిద్ర పట్టదు. వాళ్ళ గుండెల్లో గుబులు start అవుతాది. I will share this video all to my friends and relatives. Thank you Sai Anna. ❤
ఇలాంటి వాళ్ళను చాలామందిని చూసాం lic వాళ్ళం. LIC ప్రజల జీవనాడి దేశాభివృద్ధికి అంకితమైనది. ఎలా హాఫ్ knowledge తొ మాట్లాడే వాళ్ళు మాకు ఎదురుపాడుతూనే వుంటారు
Iam from middle class family i dint trust share market i trust govt products only.. which help my family... Please please Don't compare investment products to share market..meku Dandam swami...
మీరు సమాజాన్ని ఉద్దరొంచడాని వచ్చారు LIC Govt కాబట్టి చెప్తున్నారు ప్రైవేట్ కంపెనీలలో ఇ లాంటి policy లు చాలా సంవత్సారాలు క్రితం వచ్చి నాఈ వాటిగురించి ఎoడుకు vedio చేయలేదు sai garu ప్రైవేట్ కంపెనీ లంటే బయమ భక్తా
Here is it for you, this video we have uploaded 3 years back HDFC Sanchay Plus Policy కన్నా, Guarantee తో Better Return & Insurance Cover ఇచ్చే Product ఏది? ua-cam.com/video/YyueOV5fG48/v-deo.html . No bias towards anyone.
Sir chala intelligent, 99 years varaku evaru brathakaru ani telisi kuda 99 years varaku calculate chesaru ..endukante fixed returns lo time perige koddi percentage taggutadi ,,equity lo percentage fix ga unchi time penchadam valla final value perugutadi ..ofcourse policy is not good kani meeru insurance(death benefit) veyyakunda ela calculate chesaru and 2nd option flexi lo enduku calculate cheyyaledu..we want more fair calculations sir ....also see my 1st comment
Hi Anna, In the comparison which created corpus of 48cr till 99yrs we need to pay ippud unna situation lo appati dhaka earn cheyadam kastame ga, I think meer chesna comparison correct kadhu m o, as per LIC policy we need to pay only for 10yrs tarwatha antha earning a, meer comparison lo 99yrs pay chesthune undali payer meedha chala stress padthadhi Can you explain us the best comparative where we have to pay for only 10yrs and returns us more than 10% till we live and extra death benefit. E policy tho manam better way lo kuda use cheyochu, from our example every year 1lac vasthundho dhani mana needs ki ana use cheskovachu need ledhu ante dhani Index funds lo or manaki vache 1lac ni SIP ga convert chesna big corpus create aythadhi plus point nti ante e SIP pay cheyadanki manam job cheyadam avasaram ledhu LIC nunchi manaki vache 1lac payout tho kattukovach Correct me if I'm wrong anna
Lic ki sovereign guarantee untundi whereas icici prudential or others ki sovereign guarantee undadu kada DICGC lantidi emaina untunda insurance sector lo……and moreover ……. Term life insurance claims are risky when compared to lic ani na feeling
Of course you are right bro.. but Sai garu not suggested to take term insurance in private companies only.. and also said take same term policy LIC also.. I mean don't him wrongly as he covered all things in video..
@@nagusrinivas8500No sir, he is promoting private insurance companies. In every video he mentioned link related Policy Bazaar in description. When we click the link and after taking policy, he will earn Commission not only first year but also tenure period. So he is promoting private sector. LIC never tieup with corporate sector like policy bazar. కానీ ఒక్కటి గుర్తు పెట్టుకోండి. మన మంచి కోసం మాత్రమే చెప్తున్నారు అనుకోవడం చాలా పొరపాటు.. ఈ లోకంలో ప్రతి ఒక్కరు స్వార్థపరులే.
Insurance coverage is received for 50L....The illustration is to show how the excess premium paid can be used for investment. If I dont want to mix, then take only Term for 50L instead of this policy which is offering 10L for much higher amount
Agreed people who make more income better to take term insurance and investment in mutual funds. But people have low income which they don’t get term policy they don’t have option need to go for lic policy… every product is good but we need to select which is right for us..
LIC of India clearly announced in the policy 10% of SA is paid as Income Benefit per year & 5.5% cumulative interest will be payable on F.I. B., 1 . as per product knowledge & explanation is great & perfect. 2. But you are spreading false alegations & hatred statements on LIC & LIC sales persons, not this video only, no of videos on Life insurance comparison with MF,SIP & other Fin. investments. 3. Half knowledge is more dangerous. 4. practical knowlege is always greater than book knowledge 5. for EX : if you are a vegitable vendor, you like potatos only. So you prefer all public to purchase potatos only, not other vegitables. Every vegitable has its own strength, quality, structure, benefits, special benefits. just like Life Insurance 6. entire LIC of india public statement on the JEEVAN UTSAV, you have manupulated, hide main benefits & spread misleading statements. 7. Pls don't compare the skills of Elephant, horse, snake & fish, it is foolish comparision , just life insurance also. 8. As per your statement in this video entire I.R.D.A., L.I.C., Acturials & Financial Ministry are cheaters & looters of public money ????? 9. Nagative spreads more faster then positive...... you are successful on this issue. 10. you are ignorent & not analising the facts, Indians, B.P.L families, agriculture, rural people awareness. 11. lacs LIC of Employees & Agents working day and night for the indian public to safe guarding their money from private players like Sahara, Deepika, Peerless, etc., 12. No. of bank customers committed sucide before Banks (MUMBAI) as they are not able to vwithdraw his deposit from the Bank (PMC Bank ) 13. Crores of money looted and defaulters to the banks. 14. Government to infuse Rs 20,000 crore in India's state-run banks. 15. LIC since its inception 1956 , has supported Indian Economy, profit shown organisation, which is shared to indian government and indian public only. 16. if you are a paid youtuber to create this type of ( on surrender value also ) hatred, false vidoes with half knowledge & with hatred comments, Its not right. Pls Use your skills, knowledge in a genuine way & think once again. Pls don’t think my statement on negative mood, try to understand the facts & realise.
100 years evaru untaru sir.. Gattiga 65 to 70 years ee current generation.. Maximum 70 years untaru... Edi LIC baga advantage tesukuni 100 years antunnaru... Your last quotation is super sir... Name lo unna Ustavam policy lo ledu ani... Once again proved LIC returns less than inflation...
కొంచెం సామాన్యులకు అర్దం అయ్యేలా simple terminology వాడండి sai gaaru..... మరీ financiel terminology like cash flow లాంటివి వాడితే మాలాంటి వాళ్ళకి అర్దం కాదు.....
Sir very good explanation. But i have a doubt.. Meru endukani .. Flexi income mode option two compound interest.illustration table Explain cheyyaledhu..? N meru meru compare chesina plan ni + jeevan umang ki flex i mode ki explanation echi vunte.. Edhi best ah waste ah ani oka idea enka baga vachedi.. 😊 flex mode kuda explain chesi answer evvara pls.. 🤗😊
Flexi Income mode lone clear ga undandi, if you don't take that year's income on that 5.5% will be added annually. Which indirectly they are saying that it will be around 5.5% only
Meru cheppe stockmarket fund high lo vunnappudu withdraw Cheste labam ala cheyyali ani andariki teleyadu.meru lic meda chesina 2 video లు lic image ni tagginchalevu.
Sir meeru index funds antunnaru but please explain more where to invest exactly and what is the exact process, every one saying that invest in mutual funds but there are lot mutual funds and don't know where to invest exactly. Maybe this is the cause most of the customers are doing lic because they are just paying a fixed amount yearly at one place and the company simply telling that some bulk amount will get at the end of the policy tenure. So please suggest us about the mutual funds like reveal some company name . Thank you
Sir meeru baga chepparu term insurance tisukondi ani ok, but remaining amount investment cheyali ante andariki index bse nse Stocks knowledge undadu kada sir Televanivallu invest chesthe loss avutharu kada Please don't invest money if don't have knowledge on index other markets
Lic best... దీనికి గవర్నమెంట్ గ్యారెంటీ ఉంది. బయట ఇన్సూరెన్స్ కంపెనీలక లకు గ్యారెంటీ లేదు ఆ కంపెనీలు బ్రాంచ్లు ఎక్కడ ఉంటాయో కూడా తెలియదు ఎవరు సర్వీస్ అందిస్తారో కూడా తెలియదు.
Super MP Team... You explained about Regular income...What About Flexi Income...? Why you not taking Hdfc Plan same like this plan...? Team policy As per eligibility they will give.. you don't fill IT RETURNS ¬ a company Salary...for them they not give term policy.. why you not thinking... Share market & mutual fund knowledge some people don't know how come you will tell...think middle class family...
Clever investor to the insurance agent: Eee policy ni exact ga reverse cheddam. Meeru 10 years ki yearly 1,11,050 nak pay cheyyandi, nen 13th year nunchi meeku 99 years vache varaku (or till your life ends, whichever is earlier) 1 lakh per year pay chestha. Kavali ante meeku 10 lakhs cover unde term insurance premium kuda nene pay chestha. Insurance agent shocks, Money Purse-ians rocks !
Sai Sir 🙏 NPS account online apply చేసుకోలేను. బ్యాంక్ వెళ్ళి అడిగితే తెలియదు అని, వేరే వేరే కారణాలు చెపుతున్నారు. అలాగే మీ సేవ లో కూడా తెలియదు అంటున్నారు. మరీ ఎక్కడైనా apply చేసుకోవచ్చా!!!! కొద్దిగా చెప్పండి సార్ Please 🙏.
MUTUAL FUND INVESTMENTS SUBJECT TO MARKET RISK LIKE LIC PLAN JEEVAN UTSAV IS A GUARENTEED RETURN WITH INSURANCE COVERAGE LIC PLAN INVESTMENT IS LIKE A PEACE OF MIND & SAFE INVESTMENT SIR
మొత్తం ఎవరు పెట్ట మన్నారు? FD/RD లో సగం పెట్టండి, దానిలో కూడా 6% పైనే రిటర్న్ చూడచ్చు, mutual funds లో సగం పెట్టండి, రిస్క్ కోసం టర్మ్ పాలసీ తీసుకోండి..
ఈ ప్రేవేట్ కంపెనీలు అన్ని బాగున్నప్పుడు అధిక రిటర్న్స్ ఇస్తాయి. కానీ ఇప్పుడు ప్రపంచ యుద్దాల ప్రమాదంలో, ఆర్ధిక మాంద్యం పరిస్థితుల్లో ఎన్ని సంవత్సరాలు నిలబడతాయో తెలియని గందరగోళం ఉంది. 2008 ఫైనాన్షియల్ క్రైసిస్ లో అమెరికా ప్రజల ఆస్తులను పూర్తిగా తుడిచెలిపెట్టేసి ఇండియాకి వచ్చాయి. ఇన్సూరెన్స్ తీసుకున్న అమెరికా ప్రజలు కార్లలో కాపురాలు చేసే పరిస్థితికి నెట్టబడ్డారని తెలిసింది
Till the policy explanation, you explained a lot. That's great. But when you started comparison with Investment it's gone not good. Here 2 points 1) there is no guarantee on 10% or 12% return 2) you explained a value in corpus without taking money back but where as in the LIC policy you showed calculation of money back.
Sir annual compounding chusina kuda 10 lakhs meeru kattina amount ki every year compounding cheste at 5.5% migiledhi 1.5-1.6 crore at 100 years for a 35 years person. Which is worst than FD RD any bank deposit too worst Andi kavalante compound kuda calculate cheskondi 1.6 lakhs ki minchi compound avvadhu @5.5% compound avvalanna kuda inflation ni atleast beat cheyyali kada andi teeskokunda vunna dabbe 1.5 crore ante em use andi ee policy assalu waste
Meeru guarantee evvagalara.. FD meedha life long oke rate ki estharu ani.. India is developing country. Interest rates in 1990 12% now its is around 6. Hereafter it may go to 2% also. But here lic is giving you Lifelong 5.5% compounding
Wint wealth, Golden Pi lanti debt investment platforms unnai kada. They are giving 10% cagr with lesser risk since they are offering corporate bonds. Vati gurinchi video chesthara ?
one lakh meeda one year ki 10000 istunte one intrest ki vacchina 12000 avutundi poni veelu garanteekada ania ante mana time ayipointarva sixyears valla daggar unchukoni manaki musti vestaru ii scheeme anni lic agents batakadani baguntai
Thank you Sai anna. Video chusaka navvagatledhu. Ee Lic agentlu teliyani rojulo amayaka prajalathoti aneka policy lu cheyinchi commition rupamlo lakshala Rupayalu salary thisukuntunnaru. Naku telisina oka friend ki monthly 3lack salary ata entha mandhini mayamatalatho munchadoo Naku policy cheyamani chalasarlu adigadu nen cheyaledhu . 3years nunchi money purse videos chusthunna .Ika life lo LIC polocy mathram cheyodhani deside ayya. Thank you moneypurse team
Sir Can you calculate IRR for the policy taken at 0 age. As longevity is more in that case naturally IRR will be more if I am true. This part you missed. And you have not explained the flexi income part and it's IRR impact. Under this option IRR will be more if I am true. Next death payment part. Further most of the insurance companies putting restrictions on term plans. Now they are not offering the plans on easy terms. Income tax returns alongwith qualification is must. Then how will you suggest the scheme in the absence of term insurance which is the most important element in the present scenario. Only one option you explained what about other option ( flexi income) When the product brochure is displayed in full in social media why the other option is left is the big question before us whether to misguide or not to purchase the product. Should have clear idea
It is better polacy for the people who are not investing in Real estate or eqvity.... It is bettervthan bank FD. now bank fd rates around 7% at today is high intrest rate time... If we consider recnt bank FD on avre we will get 6% . In future there are ample chancess of reduced to less than 5%... Note: it only for who are not investing in eqvity or real estate
If you are speaking about SBI Mithra MF its a good proposition but incase you are comparing SBI Mithra Life with LIC Utsav in terms of investment then neither of them fits good. As we all know that we should not mix insurance with investment
@@MoneyPurse మీ రిప్లైకి చాలా సంతోషం సార్ నేను ఒక లక్ష రూపాయలు పెట్టుబడి పెట్టాలి అనుకుంటున్నాను మంచి లాభాలను ఇచ్చే మార్గాలను చూచించగలరా దయచేసి తెలుగు లో పెట్టగలరా
Please don't compare Insurance with mutual funds or any other stock related investements. Both are very different in returns. Atlest insurance companies will provide returns what about stocks, do any stocks one give guarantee returns? Meru mi Convient kosam meru marketing kosam wrong information pass cheya kandi, Asalu flexi income gurinchi cheppaledu flexi return chupinchi IRR cheppandi Asalu IRR Insurance ki calculate cheyocha? Please note sir. Stocks lo manaku emaina jarigina family ki, istara sir. Please Please oka information pass chese tappudu 100% cheppandi.
All is good Sai garu .if a person who took policy .but died in 3rd year..so LIC has to pay sum assured.. that point also there for LIC to bare such pain.
Avunandi....Nenu chesenu... earlier like this in same way..... anduke maa ammayee ki....Term insurance ki veltunanu......Realised my mistake..... Thank you Money purse. 🙏 Anthakante Anthakante Lic agent. Abdalu cheppedu ani....ollu Manta.....
I appreciate your kind words. My monthly salary is Rs 140,000, and I currently have two home loans. The first home loan is for Rs 45,00,000, with a tenure of 20 years, an EMI of Rs 41,000, and an interest rate of 8.75%. This loan commenced in January. The second home loan is for Rs 16,00,000, with a tenure of 10 years, an EMI of Rs 22,000, and an interest rate of 9.15%. As of now, I have Rs 5 lakhs. I'm living in a leased property in Bangalore that is of Rs 900,000. I receive a total rent of Rs 28,000 from both of my houses. Additionally, I'm investing Rs 10,000 monthly in NPS, accumulating to Rs 60,000, and Rs 10,000 as a SIP for my child's education. Given this financial scenario, I am seeking advice on whether to prioritize repayment of one of the home loans. Any guidance on this matter would be greatly appreciated.
In Lic policies there is PWB rider Premium waiver benefit. If you made policy on our child who is minor if anything risk happened to proposer who is paying Premium. Then the child need not pay any amount to lic but policy will continue by lic.
Really appreciate your efforts to bring these information to our Money purse Channel ❤️ Thanks very much Please share us the excel sheet so that it can help us similar kind of calculation and return findings
One Rule...LIC's any endowment or moneyback or any product you check...the maximum CAGR is 6.5% maximum...you check all the LIC plans...you will realise.
Sai anna am big fan of you and meru cheppedi chala bagumdi kuda but I have a doubt please clarify to me ekkada one lakh 10 years invest chestham LIC lo but meru cheppina process lo investment long period cheyalli kada edi correct na ledha nenu confuse aieyana please cheppamdi and one more thing index investment ante niftybees lo kuda invet cheyachu kada mari nifty bees ni manam shares la buy chesaka stocks dividend ni ela share chesthadi divided ni kuda re invest chesthey kada real alpha create avvuthumdi please tell me anna
Hi Sai Anna, I also argue with my friends same way. But one questions always comes to me. Term insurance need medical tests, As current term insurance are medical test mandatory. So if a guy with obese or diabetes term insurance is not provided. What to do in that case? Suggest some term insurances without medicals or share some other plans which can help in these cases. I hope this reaches you.
Hi Sai Anna Maa relative oka athanu LIC agent edhoka policy teesukomani intlo vallu pressure chestunnaru relation paduavvakoodadhu ani.Unna LIC policies lo term insurance(Naku already term insurance undi and amount kuda naa present income ki 20x undi) kakunda vere policies best returns endulo istayo konchem cheppagalara please
You can compare Term Insurance here 👉 bit.ly/46hsSJA
You can compare Health Insurance here 👉 tinyurl.com/pgc9dcxc
TELEGRAM: telegram.openinapp.co/money-purse
Sai gaaru... Suggest best index fund... please 😊
Sir, what is the plan selected in Policy bazar
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If you select and buy this plan that commission goes to MP Team.. without links no video will share... because they need money...
Looks like Sai garu has missed two important points.
1. He is not aware that you can get 10% rebate on your premium if you take policy online.
2. Looks like he has not understood the importance of words - GARUNTEED RETURNS. Indian index funds providing 10% returns for next 65 years. Are you kidding me.
Just to discuss. No other intention.
LIC లో పాలసి తీసుకుంటే ఏది BEST POLICY సాయి గారు చెప్పండి
కుదిరితే వీడియో చేయండి
jeevan labh
Jeevan Umang
Sai garu goes into aggressive mode after IRR calculation 😄. Thanks for the efforts Sai garu.
Sai garu, edaina plan explain chesinappudu full fledged ga explain cheste baguntadhi,
1st option gurinchi chepparu
2nd option flexi benefit, 5.5% compounding last varaku unte, dani IRR explain cheyaledhu ,
E policy term plan tho kakunda, annuity plan's tho compare cheste, e product unna annuity plans lo ela undi....
Andariki index funds, equity idea undav, ippudu unna generation, financial knowledge unnavalaki tappithey, andulonu proper ga ardam cheskovali, common people ki tagattu alochiste vallaki proper idea enti....
Sai Garu..
I'm a Great follower of You.. but ఎక్కడో ఓ చోట మీరు కూడా చాలా కమర్షియల్ అనిపించింది .. ఈ వీడియో చూసాక...
ఎందుకంటే..
మీరు చాలా convenient గా మీ మేధావితనాన్ని చూపించారు.
Flexi Income Benefit Explain చెయ్యండి... అందులో 5.5% Compounding Yearly ఉంది కదా in addition to 10% of Regular Benefit.. ..
Explain that one also with IRR..
Sir, You are choosing as per your Convenience .
Kindly do the Flexi Benefit options also...
And what aout Capital gain 10% at the end of the MF maturity...
మీరు మీ వీడియో లో అది కూడా చెప్పాలి కదా Sir,
Educate చెయ్యాలనుకుంటే మొత్తం చెప్పండి..
మీకు ఎంతవరకు Convenience. ఉంటే అంతవరకు మాత్రమే చెప్తే ఎలా sir.
Kindly do another presentation with Flexi benefit option for 100 years.
🙏
Yes, flexiy option miss chesaru and death benifit chepaledu
And amount stocks lo invest cheyamni suggest chesaru which is no guarantee of fixed returns
But LIC will give fixed income without any link with stocks
100% true andi sir complete information ivva ledu.
Hello Sai garu, ఈ video చూసిన తరువాత LIC agents కి రాత్రి నిద్ర పట్టదు. వాళ్ళ గుండెల్లో గుబులు start అవుతాది.
I will share this video all to my friends and relatives.
Thank you Sai Anna. ❤
ఇలాంటి వాళ్ళను చాలామందిని చూసాం lic వాళ్ళం. LIC ప్రజల జీవనాడి దేశాభివృద్ధికి అంకితమైనది. ఎలా హాఫ్ knowledge తొ మాట్లాడే వాళ్ళు మాకు ఎదురుపాడుతూనే వుంటారు
@@chsanthikrishna465vammo sare reality edho oka video chese pettu bro memu chustham
He didn't studied about the product in full....and more so he has to know what's investment and insurance..
@@donimran8351Mari mutual funds lic laga guarantee na
Sai garu, 90days valla policy IRR kuda meru calculate chesi 90days-35yrs compare cheyalsindhi andi.
Note: I am not lic agent😅
Iam from middle class family i dint trust share market i trust govt products only.. which help my family... Please please Don't compare investment products to share market..meku Dandam swami...
మీరు సమాజాన్ని ఉద్దరొంచడాని వచ్చారు LIC Govt కాబట్టి చెప్తున్నారు
ప్రైవేట్ కంపెనీలలో ఇ లాంటి policy లు చాలా సంవత్సారాలు క్రితం వచ్చి నాఈ వాటిగురించి ఎoడుకు vedio చేయలేదు sai garu
ప్రైవేట్ కంపెనీ లంటే బయమ భక్తా
Here is it for you, this video we have uploaded 3 years back HDFC Sanchay Plus Policy కన్నా, Guarantee తో Better Return & Insurance Cover ఇచ్చే Product ఏది?
ua-cam.com/video/YyueOV5fG48/v-deo.html . No bias towards anyone.
Sir chala intelligent, 99 years varaku evaru brathakaru ani telisi kuda 99 years varaku calculate chesaru ..endukante fixed returns lo time perige koddi percentage taggutadi ,,equity lo percentage fix ga unchi time penchadam valla final value perugutadi ..ofcourse policy is not good kani meeru insurance(death benefit) veyyakunda ela calculate chesaru and 2nd option flexi lo enduku calculate cheyyaledu..we want more fair calculations sir ....also see my 1st comment
Hi Anna,
In the comparison which created corpus of 48cr till 99yrs we need to pay ippud unna situation lo appati dhaka earn cheyadam kastame ga, I think meer chesna comparison correct kadhu m o, as per LIC policy we need to pay only for 10yrs tarwatha antha earning a, meer comparison lo 99yrs pay chesthune undali payer meedha chala stress padthadhi
Can you explain us the best comparative where we have to pay for only 10yrs and returns us more than 10% till we live and extra death benefit.
E policy tho manam better way lo kuda use cheyochu, from our example every year 1lac vasthundho dhani mana needs ki ana use cheskovachu need ledhu ante dhani Index funds lo or manaki vache 1lac ni SIP ga convert chesna big corpus create aythadhi plus point nti ante e SIP pay cheyadanki manam job cheyadam avasaram ledhu LIC nunchi manaki vache 1lac payout tho kattukovach
Correct me if I'm wrong anna
In the calculation shown you will invest only for 10 years as it is in the policy. After that you don't have to pay anything from your pocket
@@MoneyPurse Can you share the Excel file anna
Sir poor people middle class people దృష్టి లో పెట్టుకొని నిజం సత్యం గ చెప్పండి
Don't trust these guys ...it is good policy....I invested ......if something goes wrong our family safe
😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂😂good joke@@kannayam9641
సార్ టర్మ్ పాలసీ లో incom proof లేకుండా ( Self employed) 50లక్షల పాలసీ వుంటే చెప్పండి please ..
Take 25+25
Term పాలసీకి income proofs కావాలి..share market లో invest చేస్తే రిస్క్ ఎక్కువ ఉంటుంది కదా 😢
మీరు చెప్తున్న టర్మ్ ఇన్సూరెన్స్ లో ఉన్న exclusions ఎందుకు highlight చేయటంలేదు..
Sir lic returns పైన tax లేదు కదా..... Fund house returns పైన 15% tax పోతుంది కదా అలాంటప్పుడు ఎది better కొంచెం వివరించండి sir please.....
అంత అమౌంట్ పాలసీ తీసుకునే కేపబిలిటి ఉండే ఆదాయం వాళ్ళకి 1.5 లక్షల 80C కోసం, పిల్లల స్కూల్ ఫీజులతో హోం లోన్ ప్రిన్సిపాల్ కాంపోనెంట్ తో చాలు..
What about who don't have children's and who don't want to take loan @@ravikirankattamuri3909
Lic ki sovereign guarantee untundi whereas icici prudential or others ki sovereign guarantee undadu kada DICGC lantidi emaina untunda insurance sector lo……and moreover ……. Term life insurance claims are risky when compared to lic ani na feeling
Of course you are right bro.. but Sai garu not suggested to take term insurance in private companies only.. and also said take same term policy LIC also.. I mean don't him wrongly as he covered all things in video..
@@nagusrinivas8500No sir, he is promoting private insurance companies. In every video he mentioned link related Policy Bazaar in description. When we click the link and after taking policy, he will earn Commission not only first year but also tenure period. So he is promoting private sector. LIC never tieup with corporate sector like policy bazar. కానీ ఒక్కటి గుర్తు పెట్టుకోండి. మన మంచి కోసం మాత్రమే చెప్తున్నారు అనుకోవడం చాలా పొరపాటు.. ఈ లోకంలో ప్రతి ఒక్కరు స్వార్థపరులే.
GOLDEN RULE - NEVER COMBINE INSURANCE AND INVESTMENT
Very true
Insurance coverage is received for 50L....The illustration is to show how the excess premium paid can be used for investment. If I dont want to mix, then take only Term for 50L instead of this policy which is offering 10L for much higher amount
@@sreekanthk8772information chusa ke ga vachi dhi bro
Very much agreed
Agreed people who make more income better to take term insurance and investment in mutual funds. But people have low income which they don’t get term policy they don’t have option need to go for lic policy… every product is good but we need to select which is right for us..
Great video , thanks i have stopped my tata policy which has less IRR . Learned very much from this video
LIC of India clearly announced in the policy 10% of SA is paid as Income Benefit per year & 5.5% cumulative interest will be payable on F.I. B.,
1 . as per product knowledge & explanation is great & perfect. 2. But you are spreading false alegations & hatred statements on LIC & LIC sales persons, not this video only, no of videos on Life insurance comparison with MF,SIP & other Fin. investments. 3. Half knowledge is more dangerous. 4. practical knowlege is always greater than book knowledge 5. for EX : if you are a vegitable vendor, you like potatos only. So you prefer all public to purchase potatos only, not other vegitables. Every vegitable has its own strength, quality, structure, benefits, special benefits. just like Life Insurance 6. entire LIC of india public statement on the JEEVAN UTSAV, you have manupulated, hide main benefits & spread misleading statements. 7. Pls don't compare the skills of Elephant, horse, snake & fish, it is foolish comparision , just life insurance also. 8. As per your statement in this video entire I.R.D.A., L.I.C., Acturials & Financial Ministry are cheaters & looters of public money ????? 9. Nagative spreads more faster then positive...... you are successful on this issue. 10. you are ignorent & not analising the facts, Indians, B.P.L families, agriculture, rural people awareness. 11. lacs LIC of Employees & Agents working day and night for the indian public to safe guarding their money from private players like Sahara, Deepika, Peerless, etc., 12. No. of bank customers committed sucide before Banks (MUMBAI) as they are not able to vwithdraw his deposit from the Bank (PMC Bank ) 13. Crores of money looted and defaulters to the banks. 14. Government to infuse Rs 20,000 crore in India's state-run banks. 15. LIC since its inception 1956 , has supported Indian Economy, profit shown organisation, which is shared to indian government and indian public only. 16. if you are a paid youtuber to create this type of ( on surrender value also ) hatred, false vidoes with half knowledge & with hatred comments, Its not right. Pls Use your skills, knowledge in a genuine way & think once again.
Pls don’t think my statement on negative mood, try to understand the facts & realise.
Excellent review Sir, these type cheaters always make public diverting to false suggestions
Good reply sir thankyou sir
Good information sir,
మీరు చెప్పింది 100% నిజం.
ఈ మనీ పర్స్ పబ్లిక్ సెక్టార్ పై విషం చిమ్ముతున్నారు.
Motaneki confused Chesaru Brother em tisukovalo ardam kavadamledu kane Baga Explain chesaru !!!!!👏🥰🙏🫡🥳🥺
Correct brother
100 years evaru untaru sir.. Gattiga 65 to 70 years ee current generation.. Maximum 70 years untaru... Edi LIC baga advantage tesukuni 100 years antunnaru...
Your last quotation is super sir... Name lo unna Ustavam policy lo ledu ani... Once again proved LIC returns less than inflation...
కొంచెం సామాన్యులకు అర్దం అయ్యేలా simple terminology వాడండి sai gaaru..... మరీ financiel terminology like cash flow లాంటివి వాడితే మాలాంటి వాళ్ళకి అర్దం కాదు.....
Sir very good explanation. But i have a doubt.. Meru endukani .. Flexi income mode option two compound interest.illustration table Explain cheyyaledhu..? N meru meru compare chesina plan ni + jeevan umang ki flex i mode ki explanation echi vunte.. Edhi best ah waste ah ani oka idea enka baga vachedi.. 😊 flex mode kuda explain chesi answer evvara pls.. 🤗😊
Flexi Income mode lone clear ga undandi, if you don't take that year's income on that 5.5% will be added annually. Which indirectly they are saying that it will be around 5.5% only
@@MoneyPurse sir compounding power tho adhi regular mode lo vache dani kanna.. Multiple times lo vasthundi kadha sir.
Meru cheppe stockmarket fund high lo vunnappudu withdraw Cheste labam ala cheyyali ani andariki teleyadu.meru lic meda chesina 2 video లు lic image ni tagginchalevu.
After maturity 14 LAKH వస్తుంది మరియు LONGTERM share మార్కెట్లో ఎవరూ ఇన్వెస్ట్ చెయ్యరు. Anyway ఎవరిష్టం వారిదే😊
🌹 చాలా ఉపయోగకరం.. మంచి అవగాహన కలిగించారు.. ధన్యవాదాలు🙏
Sir meeru index funds antunnaru but please explain more where to invest exactly and what is the exact process, every one saying that invest in mutual funds but there are lot mutual funds and don't know where to invest exactly. Maybe this is the cause most of the customers are doing lic because they are just paying a fixed amount yearly at one place and the company simply telling that some bulk amount will get at the end of the policy tenure. So please suggest us about the mutual funds like reveal some company name . Thank you
Sir meeru baga chepparu term insurance tisukondi ani ok, but remaining amount investment cheyali ante andariki index bse nse
Stocks knowledge undadu kada sir
Televanivallu invest chesthe loss avutharu kada
Please don't invest money if don't have knowledge on index other markets
Lic policy ni ala explain chesaroo
Same alaney aa icici plan with document tho explain cheyandii
Daanilo vunnavi anni andhariki thelusthayi kadha
Lic best... దీనికి గవర్నమెంట్ గ్యారెంటీ ఉంది. బయట ఇన్సూరెన్స్ కంపెనీలక లకు గ్యారెంటీ లేదు ఆ కంపెనీలు బ్రాంచ్లు ఎక్కడ ఉంటాయో కూడా తెలియదు ఎవరు సర్వీస్ అందిస్తారో కూడా తెలియదు.
Sai garu
Term insurance thesukovalante
Compalusary 3 years Itr
And degree kavaluntunnaru
Kaman people yela thesukovali
Shekar Hyderabad
Super MP Team... You explained about Regular income...What About Flexi Income...? Why you not taking Hdfc Plan same like this plan...? Team policy As per eligibility they will give.. you don't fill IT RETURNS ¬ a company Salary...for them they not give term policy.. why you not thinking... Share market & mutual fund knowledge some people don't know how come you will tell...think middle class family...
Clever investor to the insurance agent: Eee policy ni exact ga reverse cheddam. Meeru 10 years ki yearly 1,11,050 nak pay cheyyandi, nen 13th year nunchi meeku 99 years vache varaku (or till your life ends, whichever is earlier) 1 lakh per year pay chestha. Kavali ante meeku 10 lakhs cover unde term insurance premium kuda nene pay chestha.
Insurance agent shocks, Money Purse-ians rocks !
35 yrs age vaallu minimum 60 yrs varaku vunna 13L returns vasthavi and after death benefit kuda వస్తవి.
Sai Sir 🙏 NPS account online apply చేసుకోలేను. బ్యాంక్ వెళ్ళి అడిగితే తెలియదు అని, వేరే వేరే కారణాలు చెపుతున్నారు. అలాగే మీ సేవ లో కూడా తెలియదు అంటున్నారు. మరీ ఎక్కడైనా apply చేసుకోవచ్చా!!!! కొద్దిగా చెప్పండి సార్ Please 🙏.
ఇన్సూరెన్స్ లో ఎన్ని రకాల డాన్సులు కట్టినా, ఏ పేరు పెట్టినా గట్టిగా వచ్చేది 5 నుండి 6 లోపే తప్ప అంతకు మించి రాదు..😂
MUTUAL FUND INVESTMENTS SUBJECT TO MARKET RISK LIKE LIC PLAN JEEVAN UTSAV IS A GUARENTEED RETURN WITH INSURANCE COVERAGE LIC PLAN INVESTMENT IS LIKE A PEACE OF MIND & SAFE INVESTMENT SIR
మొత్తం ఎవరు పెట్ట మన్నారు? FD/RD లో సగం పెట్టండి, దానిలో కూడా 6% పైనే రిటర్న్ చూడచ్చు, mutual funds లో సగం పెట్టండి, రిస్క్ కోసం టర్మ్ పాలసీ తీసుకోండి..
Andaru market lo invest cheyyaleru,invest cheyyakunda unte aa money elagola kharchu ayipotadi.many people ki jarigedi ide
Starting lo unna alert Telugu lo kuda ivvandi sir, because some might miss that English alert.
Noted
Yes Good idea
మినిమం గ్యారెంటీ వున్న lic పాలసీ చాలు మాకు
ఈ ప్రేవేట్ కంపెనీలు అన్ని బాగున్నప్పుడు అధిక రిటర్న్స్ ఇస్తాయి. కానీ ఇప్పుడు ప్రపంచ యుద్దాల ప్రమాదంలో, ఆర్ధిక మాంద్యం పరిస్థితుల్లో ఎన్ని సంవత్సరాలు నిలబడతాయో తెలియని గందరగోళం ఉంది. 2008 ఫైనాన్షియల్ క్రైసిస్ లో అమెరికా ప్రజల ఆస్తులను పూర్తిగా తుడిచెలిపెట్టేసి ఇండియాకి వచ్చాయి. ఇన్సూరెన్స్ తీసుకున్న అమెరికా ప్రజలు కార్లలో కాపురాలు చేసే పరిస్థితికి నెట్టబడ్డారని తెలిసింది
SBI Mithra midha oka video cheyyandi??
Utsav policy లో ఉన్న flexi option with 5.5% compounded గురించి ఎందుకు explain చెయ్యలేదు..
అతిగా ఆశ పడితే మొదటికే మోసం అని గుర్తు పెట్టుకోవాలి
Thank u sai garu. Meru chalamandini LIC nundi kapaduthunnaru.
Super Chepparu sir Good job,నిజాన్ని నిర్భయంగా చెప్పారు.
Anna e video ki 10 likes kottali Ani undhi kani kudaradhu super ga cheppav nijam cheppav
Ilanti information cheppalanate chala guts undali .... great anna meeru......meeru society ki chese work simply fantastic
Share market Paranga mee analysis correct avva vachu bullish trend lo market vunnappudu
Till the policy explanation, you explained a lot. That's great. But when you started comparison with Investment it's gone not good. Here 2 points 1) there is no guarantee on 10% or 12% return 2) you explained a value in corpus without taking money back but where as in the LIC policy you showed calculation of money back.
Insurance ki investment ki compare cheyakandi bro... Risk ki rusk ki vunnantha theda undi brother.!
Ppf tho compare chesunte bagundi, ante tenure peddadi but, risk free factor matters. Ippudu agents vochi, aa video lo ayina stock market antunnad, pothai antar dabbulu.
Sir annual compounding chusina kuda 10 lakhs meeru kattina amount ki every year compounding cheste at 5.5% migiledhi 1.5-1.6 crore at 100 years for a 35 years person. Which is worst than FD RD any bank deposit too worst Andi kavalante compound kuda calculate cheskondi 1.6 lakhs ki minchi compound avvadhu @5.5% compound avvalanna kuda inflation ni atleast beat cheyyali kada andi teeskokunda vunna dabbe 1.5 crore ante em use andi ee policy assalu waste
సాయి అన్న , 50 సం" ల తర్వాత కూడా LIC ఉంటుందా? HDFC LIFE, TATA LIFE...మీరు ఏ కంపెనీ ని నమ్ముతారు???
Sir kotak Life maximizer గురించి తెలుగులో వివరించండి.... దాని గురించి మ్యాటర్ దొరకటం లేదు
Oka vela LIC vaallu mee meedha case pedithe em chestharu sai garu..
Maa products ni de-fame chesthunnarani
You can take jeevan umang for insurance coverage
Meeru cheppina icici plan guaranteed returns aa
Aa last punch bagundi bro perulo utsavam product lo ledu 😂😂
Good explanation but you did not focus on option 2 which is giving 5.5% interest rate compounding annually, which gives more returns after long period
Bro 5.5% chala takkuva bro..fd loni ka ekkuva vastadi bro
FD lo flat 5.5%,, ikkada compound 5/5%.
@@venkateswararaokolluri8937 fd lo kuda compound interest vastundi..simple ani yavaru cheparu niku..
Meeru guarantee evvagalara.. FD meedha life long oke rate ki estharu ani.. India is developing country. Interest rates in 1990 12% now its is around 6. Hereafter it may go to 2% also. But here lic is giving you Lifelong 5.5% compounding
Wint wealth, Golden Pi lanti debt investment platforms unnai kada.
They are giving 10% cagr with lesser risk since they are offering corporate bonds.
Vati gurinchi video chesthara ?
one lakh meeda one year ki 10000 istunte one intrest ki vacchina 12000 avutundi poni veelu garanteekada ania ante mana time ayipointarva sixyears valla daggar unchukoni manaki musti vestaru ii scheeme anni lic agents batakadani baguntai
Thank you Sai anna.
Video chusaka navvagatledhu.
Ee Lic agentlu teliyani rojulo amayaka prajalathoti aneka policy lu cheyinchi commition rupamlo lakshala Rupayalu salary thisukuntunnaru.
Naku telisina oka friend ki monthly 3lack salary ata entha mandhini mayamatalatho munchadoo
Naku policy cheyamani chalasarlu adigadu nen cheyaledhu .
3years nunchi money purse videos chusthunna .Ika life lo LIC polocy mathram cheyodhani deside ayya.
Thank you moneypurse team
LIC Aents mosam evarini cheyaru, meeru ela job chestaro vallu kuda ala chestunnaru. Meeru anavasaranga negative propaganda cheyakandi. Meeku interest leka pothe maneyandi. Konni samvatsarala nundi LIC entho seva chesindi, chestundi kuda. Please note that, evaru kuda vurike work cheyyaru. Vallu kuda brathakali kada. 3lakhs vastundi ante athanu entho kastapadi vuntadu modati nunchi.
Sir
Can you calculate IRR for the policy taken at 0 age. As longevity is more in that case naturally IRR will be more if I am true. This part you missed. And you have not explained the flexi income part and it's IRR impact. Under this option IRR will be more if I am true. Next death payment part.
Further most of the insurance companies putting restrictions on term plans. Now they are not offering the plans on easy terms.
Income tax returns alongwith qualification is must.
Then how will you suggest the scheme in the absence of term insurance which is the most important element in the present scenario.
Only one option you explained what about other option ( flexi income)
When the product brochure is displayed in full in social media why the other option is left is the big question before us whether to misguide or not to purchase the product.
Should have clear idea
It is better polacy for the people who are not investing in Real estate or eqvity....
It is bettervthan bank FD.
now bank fd rates around 7% at today is high intrest rate time...
If we consider recnt bank FD on avre we will get 6% . In future there are ample chancess of reduced to less than 5%...
Note: it only for who are not investing in eqvity or real estate
సాయి గారు SBI మిత్రా,LICఉత్సవ్ ఈ రెండింటిలో ఏది మంచిదో చెప్పగలరు
If you are speaking about SBI Mithra MF its a good proposition but incase you are comparing SBI Mithra Life with LIC Utsav in terms of investment then neither of them fits good. As we all know that we should not mix insurance with investment
@@MoneyPurse మీ రిప్లైకి చాలా సంతోషం సార్ నేను ఒక లక్ష రూపాయలు పెట్టుబడి పెట్టాలి అనుకుంటున్నాను మంచి లాభాలను ఇచ్చే మార్గాలను చూచించగలరా దయచేసి తెలుగు లో పెట్టగలరా
Baal amrit plan gurunchi pros and cons explain cheyyande sir
Sai Garu Reliance Nippon Life NISCHIT SAMRUDDI PLAN Explain Cheyandi Please
23:09 yevariki utsavam ooo nak ardam ayyindi ! Shhhh ! Nen cheppanu Kani It’s an open secret now ! 😊
E video chudakapote nenu invest chesevadni thank you bro
Unfortunately I am paying one LIC policy from last 8years, and after getting the knowledge that I took term insurance in 2022 march.
Ho Sai Garu, Thank you so much andi.. chala manchi video share chesaru.. Mee videos Anni chala baaguntai andi... Once again thank you andi...,,🙏🙏🙏
మీరు 10% కాకుండా IRR 5.72 ప్రకారం caliculate చేయవచ్చుగా!
Please don't compare Insurance with mutual funds or any other stock related investements. Both are very different in returns. Atlest insurance companies will provide returns what about stocks, do any stocks one give guarantee returns?
Meru mi Convient kosam meru marketing kosam wrong information pass cheya kandi,
Asalu flexi income gurinchi cheppaledu flexi return chupinchi IRR cheppandi
Asalu IRR Insurance ki calculate cheyocha?
Please note sir.
Stocks lo manaku emaina jarigina family ki, istara sir. Please
Please oka information pass chese tappudu 100% cheppandi.
Bro like chesa, 2 shares chesa. Naku old age home ala start cheyali. Govt help ala theskovali explain cheyandi. 🙏🙏🙏
Sooooooooo Super Informational Video 👌👌👌👌👌👌👌👌 ThankYou So Much SaiSir and MP Team 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
Hi andi very informative video. Can you please share your views on LIC life umang policy also. Thanks
It would be interesting to see this comparison with UMANG
All is good Sai garu .if a person who took policy .but died in 3rd year..so LIC has to pay sum assured.. that point also there for LIC to bare such pain.
Avunandi....Nenu chesenu... earlier like this in same way..... anduke maa ammayee ki....Term insurance ki veltunanu......Realised my mistake..... Thank you Money purse. 🙏 Anthakante Anthakante Lic agent. Abdalu cheppedu ani....ollu Manta.....
చివరిలో చెప్పిన పాలసీవివరలు బాగున్నాయి. ఎలా కటలో చెప్పండి. నేను కడతాను.
Sir, Jeevan Umang plan gurinchi cheyandi sir.
Naaku kuda maa cousin cheppadu TATA AIG gurinchi pay cheyyamani....7 to 8% ani cheppadu. Calculate chesthe 3.65% vasthundhi..... Cancelled
I appreciate your kind words. My monthly salary is Rs 140,000, and I currently have two home loans. The first home loan is for Rs 45,00,000, with a tenure of 20 years, an EMI of Rs 41,000, and an interest rate of 8.75%. This loan commenced in January. The second home loan is for Rs 16,00,000, with a tenure of 10 years, an EMI of Rs 22,000, and an interest rate of 9.15%.
As of now, I have Rs 5 lakhs. I'm living in a leased property in Bangalore that is of Rs 900,000. I receive a total rent of Rs 28,000 from both of my houses. Additionally, I'm investing Rs 10,000 monthly in NPS, accumulating to Rs 60,000, and Rs 10,000 as a SIP for my child's education.
Given this financial scenario, I am seeking advice on whether to prioritize repayment of one of the home loans. Any guidance on this matter would be greatly appreciated.
In Lic policies there is PWB rider Premium waiver benefit. If you made policy on our child who is minor if anything risk happened to proposer who is paying Premium. Then the child need not pay any amount to lic but policy will continue by lic.
Really appreciate your efforts to bring these information to our Money purse Channel ❤️
Thanks very much
Please share us the excel sheet so that it can help us similar kind of calculation and return findings
P
ఎవరు పలీసి కట్టరు ఈపడినుండి బయ్ lic మేము టర్మ్ ప్లాన్ హెల్త్ ఇన్సూరెన్స్ తీసుకుంటాను invest chesthanu
SSY vs THIS policy...ఎది బెటర్ అన్న?
16:14 - అసలు mattar ఇక్కడ start avutadi
One Rule...LIC's any endowment or moneyback or any product you check...the maximum CAGR is 6.5% maximum...you check all the LIC plans...you will realise.
Sai anna am big fan of you and meru cheppedi chala bagumdi kuda but I have a doubt please clarify to me ekkada one lakh 10 years invest chestham LIC lo but meru cheppina process lo investment long period cheyalli kada edi correct na ledha nenu confuse aieyana please cheppamdi and one more thing index investment ante niftybees lo kuda invet cheyachu kada mari nifty bees ni manam shares la buy chesaka stocks dividend ni ela share chesthadi divided ni kuda re invest chesthey kada real alpha create avvuthumdi please tell me anna
You have confused the investment is considered till the premium paying term only from there onwards nothing is added from your pocket
Hi Anna ..
Can u please explain LIC Jeevan Umang product..
Hi Sai Anna, I also argue with my friends same way. But one questions always comes to me. Term insurance need medical tests, As current term insurance are medical test mandatory. So if a guy with obese or diabetes term insurance is not provided. What to do in that case? Suggest some term insurances without medicals or share some other plans which can help in these cases. I hope this reaches you.
Thank you sir. Chala helpful video. Someone approached me for this product.but before buying I thought of going through your video. Really saved me
Hi Sai Anna
Maa relative oka athanu LIC agent edhoka policy teesukomani intlo vallu pressure chestunnaru relation paduavvakoodadhu ani.Unna LIC policies lo term insurance(Naku already term insurance undi and amount kuda naa present income ki 20x undi) kakunda vere policies best returns endulo istayo konchem cheppagalara please
Jeevan umang
Jeevan umang,jeevan labh better check for highest returns
BRO Emanukokunda LIC UTSAV ki LIC UMANG ki difference enti and both tax exemption kinda chuyinchukovacha . please chepara bro
Yes you can show tax exemption u/s 80C for both the products
Sir lic jeevan umang policy detailed explain cheigalara.
Flexi income lo 100 years daka alane vunchithe 2 crore 92 lakhs vasthai investment 11 lakhs
You forgot to add 14 lakhs at 99th year. I mean sum assured+bonus at the end of 99th year
Sir మీకు నమస్కారం 🎉
Sir home loan తీసుకోవాలంటే 3 yrs ఐటీ రిటర్న్స్ కట్టి ఉందలన...
Please reply Sir
Thanks sai anna for valuable information....LIC agent nunchi okkate music naku tisuko tisuko ani.... finally i got idea and made me decision......