I found your videos the other day and think they are the best in this category! I really appreciate how detailed you are in covering everything and catching potentially misleading marketing stuff, as well as your sound approach to investing and critical thinking. for example your video on taxable brokerage accounts sometimes making more sense than investing in an IRA, despite traditional advice. one piece of advice/criticism I have is just that something about your audio kind of hurts my ears? I’m sorry that this is vague since I don’t know technically what’s going on here but it’s like it sounds “loud” even at a low volume and kind of “fuzzy”, like there’s too much noise going on, not like you have the volume incorrectly set. this might just be me, but wanted to throw this out just in case it helps you :)
I appreciate the discussion. I love your passion about this kind of stuff and it's fun to watch. I wanted to share what I do personally that I think others wil appreciate too. You don't have to open up a wealthfront account, get higher returns, and have same level of liquidity all while having a much lower ER. What is it? Just buy a treasury ETF like SGOV or USFR. Lower expense ratios, same tax benefits, and last I checked it USFR is around 4.8%. You can just buy it from whatever brokerage you already have anditt's based on the same 0-3 month treasury deal, but gives you a higher return than what wealthfront is offering and less of a fee.
Thank you for the video Brendan!
Thanks for the idea!
Can you lose all of your invested money(princicpal) in the bond ladder like if I invest 5k and loose 2.5 or do you only loose the interest money?
How is the public bond account "riskier"? is it because the public one holds coprate bonds where as the wealthfront ownnes gov bonds (munci and fed)?
I found your videos the other day and think they are the best in this category! I really appreciate how detailed you are in covering everything and catching potentially misleading marketing stuff, as well as your sound approach to investing and critical thinking. for example your video on taxable brokerage accounts sometimes making more sense than investing in an IRA, despite traditional advice. one piece of advice/criticism I have is just that something about your audio kind of hurts my ears? I’m sorry that this is vague since I don’t know technically what’s going on here but it’s like it sounds “loud” even at a low volume and kind of “fuzzy”, like there’s too much noise going on, not like you have the volume incorrectly set. this might just be me, but wanted to throw this out just in case it helps you :)
Lub ❤ But I wish they also had this for TIPS. Maybe in 10 years when I’m ready to retire someone will come up with an automated TIPS ladder too.
I don't see why not!
Thanks mere!!
MYGAs ... Still doing 5.5% on a 5 year.
Love❤
Love
I appreciate the discussion. I love your passion about this kind of stuff and it's fun to watch. I wanted to share what I do personally that I think others wil appreciate too. You don't have to open up a wealthfront account, get higher returns, and have same level of liquidity all while having a much lower ER.
What is it? Just buy a treasury ETF like SGOV or USFR. Lower expense ratios, same tax benefits, and last I checked it USFR is around 4.8%. You can just buy it from whatever brokerage you already have anditt's based on the same 0-3 month treasury deal, but gives you a higher return than what wealthfront is offering and less of a fee.
1st