Sam Hyde on Devaluing Dollar, EVIL Banks, DEBT Maxing/Collecting & Sam's Favorite Amateur Comedian!
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- Опубліковано 8 вер 2024
- Sam Hyde on PGL Perfect Guy Life with Nick Rochefort are talking first about the US Dollars constant decline and how banks treat their customers. Sam touches on his Debt Maxing advice and how it hold true. Sam & Nick then discuss debt collections and the reality of debt. Finally Sam brings up an amateur comedian that was bombing at an open mic that he personally found hilarious.
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Every Jewish woman needs a strong black husband
Yeah, you are the exact person Sam was talking about. You should get into stand up comedy for sure!
This! So much this. The future of israel is mixed, and thats a good thing.
@leonardlawrence3394 They're going into multicultural mode now, but without that immigration, Israel will not survive.
Diversity is their strength. Demand open borders.
@@deathhaschosenyouHope he reads this bro.
play brazilian games (not paying debts), win brazilian prizes (indian debt collectors call you 20 times a day)
"ah GEEEEEEZE uuhhhh i cant pay that i spent all my money on heroine...can i pay 3 dollars a month?"
"Surry, no spika engrish"
Jokes on them, i will (not) pay debts
@@kobold7466no $5 max
Get yourself a newer iPhone that has the do not disturb/work contact list feature that will auto forward calls from numbers not in your phone book.
I COME ACROSS a guy who's friend STARTED a debt collection business. He was buying debt and paying upfront for 10 cents on the dollar, never more than 15 cents on the dollar, had some office in a cheap crap suburb, probably some hovel above a pizza shop or something and he WAS RAKING IN money. I mean in a matter of 3 years he was worth MILLIONS and driving some high end car. And he had these guys that would make all his calls. I think he done it himself for a year then just hired other to do it.
That's literally every business if you can also manage your addiction along with running a buisness the buisness owners are the only somewhat reliant on themselves people and even then they just use laborers that dint know better trust me I was one and now I won't stop untill I own something of value in this wcountry and all that is anymore is kinda land and a buinsess
The Office but Debt Collection not paper
Duhwayne and lafundatrice instead of Jim and Pam
Boss Michael Cohen
Someone get this to Sam
they’re doin it fo dey daughta
Half the people are actors, half of them think it’s real
Ahhh geez dood... i just crashed my cahh
hi sam, my friend is a debt maxxer. His score was like 400, he managed to get it to over 700 in a few months. Creditors then leant him £25000 LOL. As the money is spent on an inherited house not in his name, he has nothing to remove either!
How did he get it so high so fast???
@@mattblah7737 For my friend it took two things. Debts to be dropped from his file and paying off a secured credit card on time
@@mattblah7737credit repair services, on time payments, good credit utilization, etc
@@mattblah7737 i think he worked hard on increasing his score not asking on youtube how to do it
@@mattblah7737probably himself claiming his old credit reports as “inaccurate” to the credit company’s after settling his old debt.
Only take Sam’s financial advice if like him, you have a rich dad to bail you out every time.
Or just rent
Dont rent they use us, trust me ive run the numbers, even owning a small trailerpark could bring you in 100k a year at this point @@alexapexgod4643
Also I don't think this comment even needed to be said, if you was born poor your not going to be wealthy anymore the opportunity has ran dry we are fighting with overpopulation now the only benefit you could have anymore is being a literal psychopath or having generational wealth
@@shakinbottles you're too rich to learn english, clearly
@@TheThreatActor Daz fakts my negah I'm suppa pyyyiiimmpp
You know what really gets the banks?
STOP GETTING LOANS FROM THEM, STOP REFINANCING YOUR HOUSE.
Ever wonder how banks make any money when rates were 4%?
Because before your mortgage starts amortizing your entire payment is interest, then you change homes in 5 years and start all over.
Pay your house off if you're fortunate enough to have one.
Exactly. Sam is saying the banks are scummy, don't treat them well, where he SHOULD be saying, the banks are scummy, don't do business with them in the first place.
@@RCCarDude i regret taking out a loan. i'm doing well enough that i can pay my house off in less than 10 years, but i hate that i'm giving any extra money to the bank. i wish i waited until i had enough to buy the house right away or less than a year.
You damn fool! It's ALMOST ALWAYS better to let the mortgage run
This dude gets it.
this may be the most important topic ever talked about on tis show
Doubtful. They mentioned Franklin.
It’s widely known, the Federal government increases the debt rather than raise taxes. Not that I think they should raise taxes, they need to stop spending money. But they just keep the tab rolling rather than be the unpopular politician who balances the budget.
The Federal Government isn't going to reign in spending ever
It's intentional, they need to do it to reduce the value of off-market savings.
debt maxing lmao
Just checking the mail, get it? Checking the male.
Sam Hyde, remember to mix your toilets before eating.
One time i was the guy who did open mic cuz my friends told me to. Worst mistake of my life!
Typical jre origin story
Typical jre origin story
Kanye: i treat my cash like the government treats theirs
By sending it to the Jews (Adidas)
Pls put the pgl episode number in description
It’s super old and outdated
Homura Akemi was right about Kyubey. Trick and make the debt collector work for you.
Dont be dumb and tell your creditors to screw off. Not easy to even rent an apartment with bad credit
most apartments only check your eviction credit not your actual credit score.
Not even easy to rent an apartment WITH A JOB I've heard.
@@BasicUniversalEconomics it took me forever to find a place last year. Nyc
@@BasicUniversalEconomicsBlatantly false. Every landlord I've had checked my credit score.
I like that sam never factors in the interest part
The longer you take to pay the debt the more money will accumulate "compounding interest".
If you continue to ignore it people will start to show up and take your shit as collateral. Not paying the debt and ignoring it is the dumbest thing you can do.
Sam has been doing this for probably 8 years and as far as I know that's yet to happen to him. He seems to get away with it because he pays bare minimum to all of his creditors
What the other guy said. Ita called debt maxing. The whole point is you pay then as little as you can a month, even below the minimum through negotiation. Then, your assets aren't seized.
You've gotta do it right and game the creditors by doing everything you can do settle debts
I think debtmaxxing is generally a dumb idea but there's probably some truth to the method
You’re confusing debt. Unsecured debt has no claim on your personal collateral
Ok jew
Sam's subscribed to Clearvalue Tax, too! Based.
The US is entering a period similar to the "Great Inflation" of 1965-1982 when rates topped out at over 18%.
They can't afford that shit this time around because they debt is now so colossal they'd be fucked at those rates
I think unofficially it's ALREADY here. In Australia the prices of groceries are ON AVERAGE 40% more than pre c0vid, often 40% more than THE END of c0vid. The official inflation rates of ANY country are usually totally bs.
@@hollowgonzalo4329they have to only pay whatever the percentage is on bonds. They're not running down to Bank Of America for a loan.
really weird that nick has a specific obsession with guitar feedback
8:04 is so funny
Fun fact: crack has been the same price since its invention. If you want to keep your wealth, I would invest in fat rocks. You just have to try really hard not to smoke them, because holy shit it's so good.
Bro that means its loosing value. A 10 dollar rock wouldve been way bigger in the 80s
@@durbeshpatel3047 Lmfao. I know. I wasn't even intending that to be so retarded, but it makes me laugh.
Nah you have that backwards. Your right- a 10 dollar rock would have been much larger in the 80s- now that same rock would get you 100 bucks on the street. It actually would have made for a great investment
@@nathanmiller9785 Yeah it doesn't make sense that it would be the same, because how could people from the 80's afford that? Let alone black people lol.
I just lit up the equivalent of a decent rent in the past three days. I've been afraid that I'll sleep in for my new job, so I just decided to not sleep instead lmao. I don't wanna brag, but I'm kind of a genius.
This comment is just a valuable as Sam's investment advice.
The value of the dollar isn't dropping 20% per year to keep pace with interest accrued. This is like saying you will not dehydrate in a desert because every 10 miles you take a drink out of a canteen. Lol
lawrence of arabia did it...
I do this with my truck loan, I got a good % before 2020 and now I only pay the minimum each month to let inflation help pay it off.
@@jakepicard7858
Not on this one and paying it off early puts a dip on the credit score.
It works well IF you hop jobs every 2 years or less because ONLY then do your wages keep up with inflation. Because pay increases staying at the same place dont.
8:26 trash-canning
Playlists
Misty Mundae now acts under her real name: Erin Brown.
did you little cult film fanatics know that??
Debt maxing is late stage blackpilled if you’re like 30. If you’re like 16 or 18 meh
Take the max amount on your student loans and invest the extra into VTI or SPY
18 is when a lot of people debtmax on education promises
@@nickydee569 that’s not true debt maxing. You generally can’t discharge that debt in bankruptcy. Credit cards however…..restablishing your credit usually isn’t the end of the world if you’re 25
Its awful advice from a rich kid.
doin it fo my neighbuh's daughtuh..wait
Oh, I'm sure Sam's clued in on what's going on in Jerome Powell's head!
You wanna get antagonistic?!
Sooooooo buy stuff with money you don’t have finance a sports car?
Does Sam not know what interest is
Know, but father does though.
It would be so funny if the next financial crisis comes from this video in the same sense a pandemic can erupt from people taking antibiotics en masse
I only answer the phone if the number is in my contact list and I have never set up my voicemail
"The US dollar will never increase in value"
Never say never baby! Whether we go back to the gold standard, enter WWIII, or do a complete financial reset we'll be rich! RICH I SAY!
Swimming in money like scrooge mcduck
Dollar is strong and it's not going anywhere. I'm a geezer and I've been hearing about the end of the dollar for over 40 years now.
All hail, the debt jubilee
You realise DEFLATION upsets things REALLY badly and they deliberately try to avoid it right? They will start printing money to avoid it. The dollar has been "going to die" SINCE THE LATE 80s.... I have heard it a million times.
ni
What episode is this????
It's super old and outdated.
I am making my wife watch this with me! 😊
GoodGoys works hard and get in debt only for get slightly better things like new shitbox and that fancy new shitbox will be totaled by somone like me lol. All those years of hard work and you finally was able to finance that new black on black premium crossover with AMG trim...too bad i mix estroegen pills, adhd meds and monster with thc vape. Now '95 e38 bmw is sitting in middle of your new AMG gle. You got insurance but they wan't pay you all your money, all this will take months and the best part is...Your tax money will cover all my health isue, they cover my meds, they cover my neetbux, they will finance my new car lol. Legal consequences...dude i will cry at court. I do it all the time. God i Love the EU system. Tho i don't know how normal ppl can still work normal jobs and look at all this shit and be like TIMES ARE HARD SO I NEED TO WORK HARD. Dude all your hard works pays for all the bad stuff around you. I'm degenerat but i least i don't lie to myself.
You are ill
Ragebait Rating: G for Goyslop, it’s low effort but good enough.
as a goyim I can confirm
Scienxe bless you for your hard work, Xir!
Hey little boy. Just Wait till you have kids.... If you can find a girl dumb enough.
The dollar gets devalued but Interest rates also increase
....yeah debts have interest ... wat is sam sayin
Yet my interest is dropping off rapidly
Thought that within ten seconds. Sam's funny as fuck and makes great societal points, but if you take life advice from him, you are a pawn.
borrow money from a jew you will never be forgotten
Does Sam somehow not know what interest is?
the value of the dollar is always going down. No... its at a 10 or 20 years high everywhere I travel now . clown talk
Yeah well, at the least the S&p 509 gains 11% on average per year for the last like 100 years straight, so wouldn't that be a case of your money gaining value? I don't do s&p 500 cause they got 490 companies that I don't know anything about and probably don't agree with their values, I do the D&P 10, the 10 companies that I think are profitable, so far were doing 23% on the Dave & Poor's 10.
my peni gains 11% every morning too
You're looking at it wrong. The Federal Reserve artificially increases the values of assets via fluctuating interest rates and adding money supply. This is why things like houses and stocks go up. The actual value of a single US dollar is less than .1% of it's original worth, and getting worse every day.
@@tommylookupwho cares
@@iwannabethekid34xc thanks for your input fruitcake
@@tommylookup your comment has nothing to do with the comment your responding to what are you waffling about