Early Retirement trick with SWP AND SIP |SYSTEMATIC WITHDRAWAL PLAN |FINANCIAL LITERACY|MUTUAL FUNDS
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- Опубліковано 5 лют 2025
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A systematic withdrawal plan (SWP) is a facility offered by mutual funds to their investors to withdraw a fixed or variable amount of money from their investments at regular intervals. In an SWP, the investor specifies the amount they wish to withdraw and the frequency of the withdrawals (e.g., monthly, quarterly, or annually). The mutual fund then sells a certain number of units or shares to generate the specified amount and transfers it to the investor's bank account. An SWP can be an effective way for investors to generate a regular stream of income from their mutual fund investments, particularly for retirees or those who need a regular cash flow for their expenses.
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About Bhaven, a Certified financial planner
Bhaven, CFP is the founder of The Art of Wealth Building, a financial planning firm that helps professionals make mindful decisions with their money and strategically use their incomes to achieve financial freedom.
He started a UA-cam channel with a vision of spreading financial literacy, he started this mission in November 2017 and within the span of 5 years he has more than 2 lahks + subscribers and over 10 million views on his UA-cam channel “the art of wealth building”
The Art of Wealth Building is a professionally managed company led by a business professional comprising of Certified Financial Planner, with several years of experience in Financial Planning and Estate Planning.
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• Personal Finance
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Frugality lets you maintain a balance where only your priorities come first , leading you to a secure financial future. I am avoiding debt , saving and investing around 40 percent of my income. I have a high paying engineering job, and I live upstate CN. since covid year my expenses are curtailed. I have zero debt on a 7 figure portfolio, low rent and car paid off. So i can just save. feel lucky and grateful my fiduciary came into play.
I realized that the secret to making a million is saving for a better investment.. I always tell myself you don’t need that new supercar or that vacation in Hawaii just yet and that mindset helps me make more money investing.
please can i get your consultants info?
she is Becky Lou Gordon by name. please do your own research to see if she is suitable with your goals.
did a quick search and found her webpage. I must say her resume is pretty impressive.. will be writing her too
On time for the video... One of the first to watch. Thank you
Thank you... learning new strategy and ways to achieve Financial freedom from you.....Am planning to enroll with you ny this year end...God bless you
Thanks for SWP awareness 😊
Thank you for your informative video. I have a doubt- if Ronnie is withdrawing 40000 and investing 60000 won't it be simple that he is investing 20000 overall rather than SWP & SIP?
that's an eye opener...thanks..!!!
Excellent❤❤
thank you Bhaven your videos always improve our financial IQ
SWP - If move out money on monthly basis on next after lumsump, it will attract short term capital gain, while If do the same after a year it will attract a long term capital gain which will be less.
Your advice
Thank you so much sir❤
Thank you bhavin bhai🙏👌
On regularly withdrawing long term capital gain tax incurred. This is not considered in your video
Beautifully explained.
Thank you 🙏🏻💐
What r the tax implication on swp kindly elaborate as well
Is it really advisable to have a SWP from a large cap fund ?
Thank you given good knowledge
Hi Bhaven, Please confirm can we do SIP and SWP in the same fund.
Hi Bhaven, please make a video on best platform or way to invest in Direct Mutual Funds scheme.
Can we continue to do our SIP when we enable SWP on the same MF ?.
Eg : Using SWP i want to withdraw 5k every month but also do SIP of 25k on same MF ?
Thank You Sir
logic not clear , why should, we do swp if we are not retired abd still have salary coming every month?
Thank you
How .uch you charge gor advise bro
Thanks
Tq
bekar idea...Ise atcha 50 L ko lumsum dal kar 10years bad 15% xirr 2 cr hoga...nd 60k ki sip ko Step up 10% hisap se 10 yrs bad 15% xirr ke hisap se 2.34 cr hoga total 4 cr hoga...issye swp karke 4 L nikal kar kha sakte hain...Be simple no need to make it complecated
Baat tho sahi hai , pr utna lumpsum hona chaheye kisi k pass .
5000000 lakh laye kaha che bhai koi real life example do.
Are capital hi nahito kaise SWP Karea...... 😂😂😂😂
❤
20 saal baad ltcg govt 30℅ kar degi.. 50℅ bhi ho sakta hai. Taxes ko bhul gaye aap
Roni ki income jab 1 lakh hi h to 50lac kaha. Se jod liya 35 m
❤
Thank u
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