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आम लोगोने 2 - 3 EMI installments नही चुकाये तो घर पे नोटीस आ जाती है. लेकिन बडे उद्योगपती हजारो करोड का लोन भी आराम से डुबा सकते है. Banks ऐसे लोन का loss हुवा है ऐसे अपने accounts मे दिखा देती है.
I'm working in rural bank. Believe me this is bitter truth. All banking system rotten from inside. Whatever recovery bank had done ,90% part from written-off policy.
Ye sab chize normal hai world ki best country mai , proud of my country 🥹, future itna bright hogya hai iss country ka ki aage kuch dikhai bhi nhi de rha itna zyada roshni hogyi hai
Those who are saying no loans are waived off should understand that historically only 13% of the written-off loans are actually recovered!! Even the Government target is 35%! So even if they achieve it 7.5 lakh crores are anyway lost but in reality if we go with 13% then 10.6 lakh crores of public money is lost
Logo k 10 rs nhi chodte ye bank aur businessman k 12 lak crore maf kr diye 😠 govt ka ab ye hi kam reh gya h amiro ka loan maf kre. Unse paise recovere krne k liye koi policy nhi late h
I as private entity loan deka na lu my choice Govt ka kya lena dena , they business is only with psu And psu ka written off less than 5 lakh cr And write off recoverable hai
@@drgaurav2850 tum bhi neta ban rha hai, pura bdo dekho pura bdo dekho,yrr write off ka mtlb hai ki bank loan recovery krega lekin bat samjhne ki hai jo 5,6 sall me nhi aaage ka samay me chance nhi hai utna ok
A write-off is an accounting term that refers to reducing the value of an asset or recognizing it as a loss because it is no longer recoverable or useful. This often happens in financial accounting or tax contexts.
How loan write-off is loan waiver this is misleading these loan are not waived off the asset of these businesses are taken and then sold in market to recover the loan.
@ yeah that recovery rate is Low but banks have taken the asset and in one interview in print financial advisor told print that presently market is not good to sell these assets due to war and other situation.
@@viralboy007 mujhe de paise mein de deta hu tujhe job , Giving jobs doesn't give them the right to not give off loan aur they are there to make profit not in public service
Kindly see full video no one’s loan write off is accepted. And just to let u know even farmers who have side business comes in this term too. So it’s a combination of both proper business management and side business people as well.
Garbo or kisaan ka loan maaf karne main desh pe bhoj padta hai lakin amiro ka loan maaf karne pe desh ko fayda mila ye hai apna pyaara bharat 😢. Shameful 😡
People started crying before watching the video - KINDLY NOTE - Even after a loan is written off, the borrower remains legally liable for the loan and the lender can take legal action to recover the outstanding amount.
@@drgaurav2850what percentage of these wrote off amount will the banks be able to recover? Stop calling others uneducated for hiding wrong doings of your favourite government.
अब किसी को कोई दिक्कत नहीं होगी problem तो सिर्फ़ आम आदमी के और किसानों के क़र्ज़ माफ़ करने के नाम से होती हैं फ़िर बहुत सारे लोगों के पेट में दर्द होता हैं।😮😮
Army jawan ko 4 saal ki job Fund minimise ke naam per, Kisano ko fasal ka bhaav nhi fe rhye, logo se tax ki loot macha rkhi hai.... businessman ka loan maaf. Vaah kya scene hai😇
12 lakh crore can generate high employment... This should not be waved off ..Banks are reducing interest rates of people's money in saving account to wave off these loans of business houses to recover their losses .
I think its a good news because businessman gives lots of Employment to the peoples of nation businessmans of every nation is considered as Driver of nation's growth and development
There is a time when we proudly say that a tea seller became the Prime Minister, and this is often celebrated as a beautiful aspect of democracy. However, when a leader who is not well-educated is chosen to lead the country, it can have serious consequences. Education plays a crucial role in shaping a leader’s decision-making, critical thinking, and understanding of complex global and national issues. A lack of formal education may lead to ill-informed policies, mismanagement, and an inability to effectively address the challenges that a country faces. While democracy allows for the election of leaders from diverse backgrounds, it is essential to prioritize competence, knowledge, and leadership qualities that will truly benefit the nation.
Is it really? We r losing money and these amounts are too common every year, and the ease of doing business is really bad and thousands of millionaires are leaving India every year.
Over 3 months ❌ Over 90 days ✅ Because different months have different days and it creates problems for both customers and management. So it is better to take days rather than months.
I hope people see the whole video and understand the difference between write off and waive off before commenting on finance ministry and present government.
As you have stated that there is difference betweet write off and waiver of loans. Write off is not माफ करना। Write off is बट्टे खाते में डालना। Waiver माफ करना।
Jo log samjte hai ki banks ne loan maf kia wo abhi immature hai, asal me loan maaf krwaya gaya hai, bank ke logo me itni himmat nahi aa skti ki wo bade bde netao ko no keh sake.
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Ye bhi batao ki kisne loan diya? Khangress rule me minister ke phone par loan diye gaye
wrong title of video write off and ' माफ़ ' karna are different things
12 lakh cr ke loan chuka nhi paye yeto thik he bagar har saal 20 lakh cr ki gst jama karadete he businesses wo kisi ko nhi dikhtha
I hope people watch the whole video before they start arguing in the comments
1:11 chaliye shuruwat karte hain
👌👌👌👌
साधुवाद।
Dhanyawad 😅
❤
Par suruwaat kari usne
Nirmala Sitaraman - tension nhi hum hai na LE TAX GST 😂
Video poori dekh ley nhe to galiyan padegi 😂
Right @@rajansah2900
Abusing nirmala okay but ask rahul gandos will he reduce tax or he increase more to pay khatakhat to muslims
Video tho pura dekho love day 😂
😂😂
आम लोगोने 2 - 3 EMI installments नही चुकाये तो घर पे नोटीस आ जाती है.
लेकिन बडे उद्योगपती हजारो करोड का लोन भी आराम से डुबा सकते है. Banks ऐसे लोन का loss हुवा है ऐसे अपने accounts मे दिखा देती है.
Puri video dekho
Yes
अमीरों के मजे है.. लोन लेके बिजनेस करो चला तो ठीक नहीं चला तो माफ....🌚
@@engineeringexpert5985yahi to chhote se bade sabhi karte hai
वीडियो पूरा देखने से आप
Emi भरोगे क्या...?? @@hanshrajmaurya6176
Ab koi ye nahi bolega ke government bekar hai warna aapko anti-national ka tag de diya jayega 🤡
पूरा वीडियो देख ले अनपढ.... किसी उद्योगपति का 1 रुपये भी लोन माफ नही किया गया है!
Pura video toh dekhle bhai😂😂..kyun gali khane wale kaam krta hai
Poora video dekle
video dekhle sunwar
Average tatee fan 🤡
I'm working in rural bank. Believe me this is bitter truth. All banking system rotten from inside. Whatever recovery bank had done ,90% part from written-off policy.
Gareeb loge to loan maaf nahi hote, sahi se wasooli kiyi jati h , or udyog pati ki loan maaf, ye bhi sahi h
Bhai pahle video dekho kya btaya hai
Pehle video dekh lo sir ji
😂😂😂😂 video dekha tune 😂😂😂
Love day video pura dekho 😂
@ray__1 Ye kya bol diye Bhai ab tumhare comment me deshbhakt reply denge 😂.
Adani be like : why are you looking at me guys😂
Puri video dekho
😂 right Bro
😂😂😂😂
@@VijayKumar-xw8bs adani ka koi loan NPA nahi hai. Adani ke piche pade rahenge , job kya vadhra or papu dega?
Lol@@vikasverma_1
Wo de hi nahi rahe hai shirf chunav me chanda dekar kam chal ja raha jai
Puri video dekho
Ye sab chize normal hai world ki best country mai , proud of my country 🥹, future itna bright hogya hai iss country ka ki aage kuch dikhai bhi nhi de rha itna zyada roshni hogyi hai
Puri video dekho
Internet se education lene walo Kam se Kam thik se likhna to Sikh lo
😂😂
Love day pura dekh
Sarcasm?
अगर किसान 1 लाख का कर्ज नहीं चुका पाता है, तो उनके खेत की नीलामी हो जाती है और उद्योगपति का कर्ज माफ वह r
कर्ज माफ नहीं हुआ है, उसका भी नीलामी होगा।
😅😅parai karo😅
Kisi kisan ki koi zameen nilam nahi hoti... Ha udhyogpati ka karza maaf karna bhi sahi nahi hai
Those who are saying no loans are waived off should understand that historically only 13% of the written-off loans are actually recovered!! Even the Government target is 35%! So even if they achieve it 7.5 lakh crores are anyway lost but in reality if we go with 13% then 10.6 lakh crores of public money is lost
India need to switch to presidential democracy like US. Good for our country
There would no change the minions of that leader would only Benefit
That could make it even worse
Us banks also write off loans it's common thing it doesn't mean that bank will not take back the money.
What's wrong with Chinese single party system?
No in us u cant ness the banks huge fines are placed there@@animeshverma-5398
गरीब किसान का 12 लाख का लोन माफ नहीं होता और 12 लाख करोड़ का लोन माफ कर दिए गए भड़वा सिस्टम।
Businessman ka toh karna padta hai write off + liability is of the business not the individual ,should not be more than 2% of total loans
Ek kisaan khana deta hai
Ek businessman khana plus rojgaar deta hai vo bhi kisaan se 100 guna jyada
पूरा वीडियो देख ले अनपढ.... किसी उद्योगपति का 1 रुपये भी लोन माफ नही किया गया है!! 🤣
सरकार के हाथ मे होता ही नही है लोन माफ करना!!
kiya toh hai kai baar maaf
Arey bhai amritkaal chal raha hai kuch mat bolna🤫🤫🙂↔️🙂↔️
Logo k 10 rs nhi chodte ye bank aur businessman k 12 lak crore maf kr diye 😠 govt ka ab ye hi kam reh gya h amiro ka loan maf kre. Unse paise recovere krne k liye koi policy nhi late h
Puri video dekho
Aapki hi govt kahti hai aisa krne ko.
Apna view Thora develope kro sir . Aise kaam nai chalega kuch bhi kah dene se.
@@AnuragThakuridesofmay ye loan recoverey ka liye hi policy ha
@@AnuragThakuridesofmay sources bhi ha
@@AnuragThakuridesofmay writte off karne ka bad bhi recoverey band nahi hoti
Ye govt to sirf Udyogpatio ki hai...12 lakh crore to India ka defence budget bhi nahi hai. Or Govt ne ye paisa maaf kar diya. Wah
I as private entity loan deka na lu my choice
Govt ka kya lena dena , they business is only with psu
And psu ka written off less than 5 lakh cr
And write off recoverable hai
Puri video dekho
Govt ne nhi bank ne aur bank ke profit se not from govt's profit or revenue
Abe aarakshan ki pedaish aarakshan ka use karke thoda pd lega toh ye comment nhi Krna love day
listen to the full video and then comment.
Corruption is in our DNA.. nothing can change us.... waiting for the apocalypse...in 2047😢😢😂
Puri video dekho
Method change hua hai corruption ka 😅😅 andhbhakat bolagay corruption free India 😅
Poora video dekh tab kuch bol
Sir Mera home loan kese write off hoga ? Kya procedure hai
woh tumhara Ghar utha lenge agar loan nhi diya toh
तुम घर छोड़ के भाग जाओ.... वो तुम्हारा लोन write off कर देंगे.. बाद में तुम्हारी संपत्ति जब्त कर के लोन कवर कर लेंगे!
जैसा कि सबके साथ करते हैं!
Tumhara ghar hai na so ghar kabza Kar lega bank. Aur tume loan tumhare aukat se jyada Mila bhi nahi hoga.
Puri video dekho
😂😂💔
अमीरों का 12 lakh... गरीब का 12 लाख भी नहीं करती है मोदी सरकार....
पूरा वीडियो देख ले अनपढ.... किसी उद्योगपति का 1 रुपये भी लोन माफ नही किया गया है!
Garib admi vote bank hay sirf
@@drgaurav2850Tere ko itni mirchi kyo lagti hai
@@Tejaspreet तुम्हे मेरे किस कमेंट से मिर्ची लगी??
मैंने तो बस बोला है कि मूर्खों को कमेंट करने से पहले पूरा वीडियो देखना चाहिए
@@drgaurav2850 tum bhi neta ban rha hai, pura bdo dekho pura bdo dekho,yrr write off ka mtlb hai ki bank loan recovery krega lekin bat samjhne ki hai jo 5,6 sall me nhi aaage ka samay me chance nhi hai utna ok
A write-off is an accounting term that refers to reducing the value of an asset or recognizing it as a loss because it is no longer recoverable or useful. This often happens in financial accounting or tax contexts.
1:24 actual video
अब कोई उद्योगपति विदेश नहीं भागेगा govt हाथ के हाथ sattlement kr रही है 😂
आम जनता पर और टैक्स बढ़ा देना चाहिए पर अमीरों का कर्ज माफ होना चाहिए चाहे देश किसान झूला झूलते रहे।😢😢😢
Business tycoons can buy propeties and fancy cars but cannot repay loans😂
Electoral bond se to chanda mili hai political parties ko to write off to hoga hi...
Ye hi to hai na khaunga na khane dunga 😂😂😂😂😂
Bhai puri video dekho
Chanda nhi lene wali party ka naam to bata de ??😂
Sahi baat hai
Mahangai nahi hai hum hi gareeb hain...
बिल्कुल सही बात है.... भारत से सस्ता दुनिया मे कोई देश नही है!!
और यहां महंगाई दर भी सिर्फ 5% के आसपास है।
@@drgaurav2850 food inflation? , increase wage can't compete with our increased inflation anymore that really hurts
Save your time @1:13
Loan at time of npa 100rs at the time of settlement rs 40 and payment. Writeoff principal is Rs60. 00 except interest and charges after npa date.😊
How loan write-off is loan waiver this is misleading these loan are not waived off the asset of these businesses are taken and then sold in market to recover the loan.
Yeah and what about time & recovery rate. Check how much is the recovery rate. It might not be the same but most of it is not recovered.
@ yeah that recovery rate is Low but banks have taken the asset and in one interview in print financial advisor told print that presently market is not good to sell these assets due to war and other situation.
Not possible NPA never recovered by banks 😢😢
Hum to fakir h.. Desh bechenge aur jhola uthakar chal denge..💰💰💰💰
❤ de pura video dekh, 9:22 pr clear bataya hai isne
😂😂garibo se looto ameero ko maf karo😂😂🎉🎉paisa hi paisa hoga
Garib kya Ameer ki tarah dusro ko job provide karwate h kya?
write off hua wave off nhi pura vdo dkh le
@@viralboy007 mujhe de paise mein de deta hu tujhe job ,
Giving jobs doesn't give them the right to not give off loan aur they are there to make profit not in public service
video dekh, isilye garib hai
Hamara loan b bas write off karde sarkar@@XI_ZINPING
Kindly see full video no one’s loan write off is accepted. And just to let u know even farmers who have side business comes in this term too. So it’s a combination of both proper business management and side business people as well.
Garbo or kisaan ka loan maaf karne main desh pe bhoj padta hai lakin amiro ka loan maaf karne pe desh ko fayda mila ye hai apna pyaara bharat 😢. Shameful 😡
or maine 7 lakh ka tax bhra tha....mujhe 700 ra k liye notice bhej diya ....ab to bas yeh govt loot hi rahi hai
People started crying before watching the video -
KINDLY NOTE - Even after a loan is written off, the borrower remains legally liable for the loan and the lender can take legal action to recover the outstanding amount.
Ye wahi bank hai jo pen bandh ke rakhtey hai...😅😢
Puri video dekho
मैं देश विरोधी घोषित कर दिया जाऊंगा अगर कुछ बोला तो 😂
Waah he govt ...shetkari cha loan maaf karayala yana naaki nau yetat....ani bussiness men je satahach fayada paytat...tyach loan maaf kartat
Bhau tu plz purn video bagh ....
पूरा वीडियो देख ले अनपढ.... किसी उद्योगपति का 1 रुपये भी लोन माफ नही किया गया है!
pura video dekhe??? tax save krne k liye krte h
@@drgaurav2850what percentage of these wrote off amount will the banks be able to recover? Stop calling others uneducated for hiding wrong doings of your favourite government.
Dada purn video bagha
12 लाख करोड़ माफ किए और उद्योगपतियों ने बॉन्ड खरीदे 😂😂😂😂😂😂😂😂
Sir, yeh bataye.... write off ka ab tak kitna recovery hua hai?
मिल सके आसानी से, उसकी ख्वाहिश किसे है,
ज़िद तो उसकी है जो मुकद्दर में लिखा ही नहीं।❤🔥
Ans- C
Power of "Electoral Bonds" 😅
Ans-D
सीधे सीधे क्यूँ नहीं बोलते अंधभक्त के अडानी ही सेंट्रल गवर्नमेंट है 😂 लोन तो माफ़ हो सकता
Maximum NPA has been gone into IBC, writing off is number to banks. IBC, SARFAESI and DRT are there for recovery.
2014-24. Namo has right off Rs. 23Lac core 😂😂😂😂 Budget 24 - 45Lac Core. GDP - 324 Lac Core.❤
12 लाख नहीं 23 लाख करोड़... चलो मै यही सोच रहा था की कोई सही फिगर बताने वाला कमेंट बॉक्स मे है की नहीं .... Haircut करा के भी npa कम हो जाता है
अब किसी को कोई दिक्कत नहीं होगी problem तो सिर्फ़ आम आदमी के और किसानों के क़र्ज़ माफ़ करने के नाम से होती हैं फ़िर बहुत सारे लोगों के पेट में दर्द होता हैं।😮😮
इस भ्रष्टाचार में बड़े बड़े लोग मिले हुए हैं लोगो के टैक्स के पैसे से ऐश कर रहे हैं
Video dekh😂😂😂 last ka part
@@Kabi24hye logo ki taraki hogi bhot
Army jawan ko 4 saal ki job Fund minimise ke naam per, Kisano ko fasal ka bhaav nhi fe rhye, logo se tax ki loot macha rkhi hai.... businessman ka loan maaf. Vaah kya scene hai😇
Pura video dekh pahele 🤣
*"Power of Adani and Ambani"* ✨🔥💪
Agar garib loan nhi de pata toh woh gareeb bikh jata hai aur agar amir loan nhi de pata toh bank ..
Video dekh pura😂😂😂
12 lakh crore can generate high employment... This should not be waved off ..Banks are reducing interest rates of people's money in saving account to wave off these loans of business houses to recover their losses .
गरीब लोगों का लोन सरकार नहीं माफ करती, अमीरों की कर देती है, ये है हमारी सरकार,😂😂😂😂😂
Haa private banks bhi sarkar chala rahi hai😂
Option (A)
If you take home loan then give will sell your kideny to recover that but if take few caror the if is free just ask waver , our Gov. Will help you .
Make Thought by Watching Full Video instead of Comments
Mera toh loan.....badh raha hai.. After paying emi also😂😢😢😢
My bank hdfc is never in these lists ❤
Mere scooty ki emi maaf nhi kr skti govt😂😂
I think its a good news because businessman gives lots of Employment to the peoples of nation businessmans of every nation is considered as Driver of nation's growth and development
There is a time when we proudly say that a tea seller became the Prime Minister, and this is often celebrated as a beautiful aspect of democracy. However, when a leader who is not well-educated is chosen to lead the country, it can have serious consequences. Education plays a crucial role in shaping a leader’s decision-making, critical thinking, and understanding of complex global and national issues. A lack of formal education may lead to ill-informed policies, mismanagement, and an inability to effectively address the challenges that a country faces. While democracy allows for the election of leaders from diverse backgrounds, it is essential to prioritize competence, knowledge, and leadership qualities that will truly benefit the nation.
Is it really? We r losing money and these amounts are too common every year, and the ease of doing business is really bad and thousands of millionaires are leaving India every year.
Correct Option is (A)
Thank you for the explanation
कृपया Write Off तथा Waive Off का अंतर जानना आवश्यक है
सारे NPA लोन जिनकी चर्चा चल रही है वह घोटालेबाज UPA द्वारा दिए गए थे।
??? Would you please explain?
Hai muje bhi yaad h NEHRU ne diya tha loan....
Over 3 months ❌
Over 90 days ✅
Because different months have different days and it creates problems for both customers and management. So it is better to take days rather than months.
OPTION A
*Ye Ameero ki "REVDI" hai* ✨🔥😊
Ab recover krne k liye public se charges k naam pe wasool kiya jayega
Assets kabza Kiya jata hai business man ka. Waha se recover karega baki sarkar se
Pura video dekh ❤de ,9:22
Public should protest against government for this
Very well explained difference between Waive off and Write off.
Good amount of recovery due to Insolvency Code and other measures.
Thanks Sir 👍
Most of NPA Never recovered 😢😢
Why you are putting a misleading headline.
Not only misleading headline. In video also he told write off means maf kr diye.
Thanks why people got confused and started commenting.
I hope people see the whole video and understand the difference between write off and waive off before commenting on finance ministry and present government.
bank rate is a rate charged by a central bank for providing a short term loan to a commercial bank
1:12 save your time
हमारे यहां दो लोग बिजली बिल नहीं दे पाए उन्हे जेल भेज दिया अब हमारे सिस्टम से घिन आने लगी है
Sbi largest npa
When we open instagram sbi employees be like- Age 24 salary 90k u?😂
And yes motivational song to rahegahi
Sbi ka profit yeh quarter ak baar check karna phir bolna
क्या ही कहे गरीब लोगों महंगाई से परेशान हैं और अमीरों के कर्जे माफ़ हो रहे हैं। यही है हमारी सरकार की नीति फिर भी लोगों अकल से कम ले रहे।
Option C. RBI lends long term loans to commercial banks
Govt bank se govt logo se loot rahe hai
But private bank se nehi,
कोई बात नही बढ़ाओ LPG और पेट्रोल पर 10 10 रूपये और घाटे को पूरा करो कोई कुछ बोले तो बोल देना देशहित में जरूरी है🙃
As you have stated that there is difference betweet write off and waiver of loans. Write off is not माफ करना। Write off is बट्टे खाते में डालना। Waiver माफ करना।
Ans c
The bank rate is the rate of interest which is charged by a central bank while lending loans to a commercial bank.
बैंक पैसे अब खाताधारक आम नागरिकों से निकालेगी 😂😂
Thik h me v ab 100cr lekr desh se vagta hu gd idea 😅😂
Sabhi buddhijeeviyon se ek gujarish ki comments m bhokne se phle pura video dekhe. Namaskar 🙏
A) RBI lends short term loans to commercial banks
A- Bank Rate is defined as the rate at which RBI lends short term loans to the commercial banks.
And Then Banks recovery Agent will Run Down a Poor person with tractor over a failure to pay 1.8Lk 😂😂
aam Aadmi agar ek autorickshaw le uska 50,000 maaf nii hota lekin 12 lakh crore 😂
Gawar write off and waive off ka diff pta h ?
Hum to fiker Aadmi hai jhola leke chal padenge ji 😁😁😁😀😀😃
❤de, pura video dekh pahle 9:22
प्रेजेंट गवर्मेंट तुम मुझे 1 करोड़ लाख रुपए दो मैं तुम्हारी 12 लाख करोड़ लोन माफ कर दूंगा 😂😂
Or hom 2 Emi late diya to manager ghr pe aa gaya 😂😂
Jo log samjte hai ki banks ne loan maf kia wo abhi immature hai, asal me loan maaf krwaya gaya hai, bank ke logo me itni himmat nahi aa skti ki wo bade bde netao ko no keh sake.
Congratulations 🎉❤
Bde Bde desho me aisi chhoti chhoti baatein hote rhti hai...
Be happy accept the system😊
Bat brabar hai GST & Income TAX sare loan default cover kr dalenge😂😂
भाई इनके अधिकारी पर्सनल से गुस लेके इन bussinessmen से। फिर बैलेंस सीट बैलेंस करने के बहाने माफ करदेते है its true 🤣🤣🤣
Looting normal people to written off the loan of corporate friends....😂😂😂
Hamare to yahan balance na hone par minimum charge cut rahe hain aur udyogpatiyon ke rupiye maaf kiya ja raha hai
But Palki Sharma is more concern about Chinese banks 😂😂😂