RETIRE EARLY using LEVERAGE & HIGH Income ETFs - 50/30/20 Portfolio (DO THIS)
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- Опубліковано 7 лют 2025
- How can leverage be used maximize the growth of a modern day portfolio.
This is something that I've been thinking about for quite some time, but I wanted to figure out the most effective way investors can incorporate leverage without taking on 100% of the risks.
So in this video I decided to do a little experiment creating a series of hypothetical portfolios with different ETFs & adjusting percentage allocation of individual holdings to try and figure out an optimal combination that would make full use of leverage.
And the final results are AMAZING!
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Disclaimer:
I am not a financial advisor. Viktoriya Moskalyuk does not provide investing, tax, legal or accounting advice. This video is for entertainment and educational purposes only and should not be considered as financial advice. I am solely sharing my personal experience and opinions. I highly encourage you to do your own research- there is a risk of losing money in the market. You should consult your own tax, legal and financial/investment advisors before engaging in any transactions.
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Can you please make a video on Buffer ETF and Defined outcome ETF
where would you rather be if you have an option. Personally I’m always invested aside from a small emergency fund. Financial-market for me seem the only way forward with my long time horizon (accrued almost $1.4m in gains since 2020 ) but if you don’t have that fortune of time it’s a tough market out there almost nowhere feels safe! . Just know the risk you're comfortable with . Mistake is expensive
very informative, one option I suppose is, if you were to invest a set amount buy the whole share in a ETF and the remainder could go into a index for which would allow you to purchase the fractional shares, is that an option?
well a million in profit is a nice milestone, how did you achieve that? I guess you have a proven trading strategy that you've spent a lot on please share more info !! and YES I dont want to make
I work with Camille Anne Hector. Investing with her has been a different ball game entirely so different from the stale methods of managers I’ve worked with in the past. She has a large following and is easily found onlin e.
Thank you! I entered her full name into my browser, and her website came out on top. I sent her a mail and I hope she gets back to me soon.
I am only 23 years old with minimal savings. Do you think its worth looking into an advisor at such an age?
You are such a smart and beautiful woman. Thanks for going over an early retirement option. Your information was very good. In my retirement I started going with more ETFs and handful of closed end funds still have 20 dividend paying stocks which I still might dwindle down to only 10 stocks and going into more high yield ETFs…. thank you for your info. Happy Easter.
on a start of a bear market, you can play sqqq or fngd (inverse leverage) until the market is doing good then sell the shares to put the cash into your long term if you dont want to play with options.
Thank you, Viktoriya.
The duration of the study is nowhere near long enough to certify this approach as a good idea. And the TQQQ "boost" only did well because of the very short duration of the bear markets and subsequent fast and sharp recoveries. In longer bear markets or prolonged declining markets the results are going to be very painful and hard to stick with unless you have very strong nerves and diamond hands.
Selling your also depressed JEPI and SCHD holdings to buy more TQQQ that may be down 60%+ during a bear market isn't easy. If you're going to implement a 3X leveraged approach, the correct time to do it would be AFTER a large correction or -20%+ bear market. In that scenario your you'd strongly increase your chances of success and produce a strategy with higher upside than downside.
In reality bear markets are of short duration, the year long 2022 is unusual. I found using DCA with a stop loss on my 3x ETF is the way to invest in them. Your entry goal in a 3x ETFs is patience and your sizing is based on the idea your stop loss will be hit several times as mine was in 2022.
Amazing work my friend. You hit a home run with this one. Thanks for all your effort.
Keep doing what you’re doing. A note: I’m not sure something can be both exponential and linear? I’m no expert…
Do you personally invest in the various ETFs you mention in each new video? As a novice investor, I struggle to keep pace with the constant introductions.
Get a book buy Warren Buffet, then, and ignore UA-cam.
In your conclusion, "an even better way is to..." use the dividend money to buy more TQQQ or a different leveraged ETF? If TQQQ, wouldn't over a period of a few years you would be back to having bigger drawdowns?
What would happen if you use SVOL instead of TQQQ?
I guess vanguard does not allow you to buy leveraged products at all, which is interesting. I guess I can see probably why. So are there any other options out there besides the one that you're referring to? That's kind of like a leveraged fund but different
Im in the UK so subject to currency fees on foreign instruments. Are you able to make a video on UK leveraged instruments for retirement income please? And for holding. Thanks 😊
very helpful, thank you so much
Great strategy. Thanks.
UA-cam didn't display link to your other video when you pointed your finger
It only works on PC or the App
The link flashed on the screen, but whenI rewound the video, it did not appear. Nevertheless, it's the video called, "CREATE a Market BEATING Portfolio with HIGH INCOME ETEFs (Retire Early). Find the "...more" in the body of the text and click on it to expand it. You'll find the video there.
Might give this approach a try. Thanks!
I've done the math on similar leveraged portfolios... The projected results are very appealing. I've tried a couple of them IRL with real money. They are very hard to live with, at least for me. I gave up both times. But now you are tempting me again with this portfolio...
I wish I knew what she was talking about!
This is an interesting portfolio, but seems only possible in a tax advantaged account. The tax drag from Jepi in a brokerage account would have a significant impact on these results.
when you stated leverage i was thinking you meant x3-10 like we do in forex so i was a bit confused. and when you say to gain the compound effect reinvest into the growth part of the portfolio, which sector is this? thx im a beginning
So how you feel about 20% SCHD 20% QQQM 20% SMH 20% COWZ 20%SPGP I was looking at this on portfolio Visualizer and the up side and downside numbers were really good good! So what is your thoughts on it?
What is the name of the app she uses to get to percentages?
Looked like Portfolio Visualizer's backtest feature
Ten year TQQQ price return is 2352% but risk rating is a F. Following your methodology with fun money in a tax exempt account is tempting.
even though it is fun money protect it with a stop loss, and stagger your entries and if your patient your fun money over a few years will be more like your vacation or a down payment for a house.
Does anyone understand her thumbnails? She always shows a really large monthly income? From what?
The issue with the methodology is the stating point. If you do you calculation from a top market, Jan 2020 vs may 2020, the results are not so good.
Keep thinking and I'm listening, good ideas
Can SCHD be replaced with CGDV?
What are your recommendations for your Europe user bare 😮....
It is not difficult to cherry pick investments that meet your targets over a specific time period. This approach has no predictive value.
I really appreciate your persistence in finding the best ETF combination. Be curious on what the results would be with DIVO rather than JEPI, certainly less income, but more total return particularly over the long term.
The website for testing is free. And divo has a longer track record.
@@ryanbrown5058 yep actually DIVO has been around since 2005 via Capital wealth planning company owned by Kevin Simpson and was called EDIP. Most investors are not aware of that and I essentially manage my own individual Growth Dividend stock Portfolio in a very similar way. I really believe in that strategy and took early retirement 7 years ago. It’s been a game changer because you don’t ever have to worry about selling shares to pay the bills.
@@ryanbrown5058 yes DIVO actually has been around since 2005 via Capital Wealth Planning which is Kevin Simpson company it is called EDIP. Many investors are surprised to find that out. I took early retirement nearly 7 years ago, and essentially use a very similar strategy as DIVO in managing my own individual growth dividend stock portfolio.
@@ryanbrown5058 Yes DIVO has actually been around since 2005 via Capital Wealth Planning which is Kevin Simpson company and it is called EDIP. Many investors are surprised to find that out. I took early retirement nearly 7 years ago and essentially use a very similar covered call strategy as DIVO in managing my own individual growth dividend stock portfolio.
Yes DIVO has actually been around since 2005 via Capital Wealth Planning which is Kevin Simpson company it is called EDIP. Many investors are surprised to find that out. I took early retirement nearly 7 years ago and essentially use a very similar strategy selling covered calls (strategically/tactically) as DIVO in managing my own individual growth dividend stock portfolio.
Hi first thank you for the content! Did you notice in your videos every time you say if you didn’t see the video click this right here nothing actually comes up!!!
Interesting.....but not buying it since your loose is greater in a downturn: A BABYBOOMER VALUE PORTFOLIO WOULD SAVE YOU A TON OF $$$$ IN A DOWNTURN = 25% Large Cap, 25% Mid-Cap, 25% VGIT and 25% VGLT garnered only a 9.12% lose in 2008!
great
4 videos ago you were dumping SCHD!!! Make up your mind!! Hard to take you serious!!
She does not buy or dump anything. It's all speculation and she has no skin in the game. She is in it for the views and affiliate link use.
The only reason I used SCHD is because the fan base is VERY strong. Many people have commented that SCHD is a core holding in their portfolio. So I created the video with that in mind. Simple. Personally I would use DGRO instead, it has outperformed since inception, and I like the stock picking criteria better.
@@ViktoriyaMedia please state that as a "caveat emptor" in your links as this is total contradiction of your positions !
UA-cam, the whole catalog , for all of time…caveat emptor ! There you go!
Helpful but was no SCHD and yes it now 😜
Just go 100% tqqq with a trailing stop loss
What are your thought on the Yield Max ETF’S thank you for your knowledge and support and advice.
I was taken by surprise when TSLY did a reverse split a few weeks ago. What are your thought on why they did that ?
Warren Buffet hasn't retired yet and he doesn't own SCHD , if your content is true and good you wouldn't need click bait on your video's
9:04 What is this website?
What is this website?
Your entire channel is based on the high risk assumption that a severe recession is very unlikely within the next 12 months. Many market observers believe such an event is highly likely.
I sold all schd and tqqq. I'm not buying either of those until there's a sharp drop.
Gonna try to time the market? Good luck.
You are becoming more and more dangerous.
Do you always have to use clickbait thumbnails?
I'm gonna have to block this channel, you keep calling 3% a high dividend. That is painfully low. Waste of time.
I watch her for a good laugh. In my opinion a lot of her videos are irresponsible.
Its not a common sense channel. Only for entertainment and degen purposes only.
JEPQ all the way
I watch her for the way she tilts her head and says byyeee at the end of her videos
@@artvandalay6620 LOL. How can you take her seriously when she acts like a 10 year old at the end of every video.
First. 😂
Pitiful
You might not 'just' be a pretty face, but you 'also' just might be a GENIUS. And I mean that 'seriously'. Keep it up! What a Blessing You Are! Thank You, Beautiful Genius.🫵👏👍👍👍👍👍👍👍👍
‘really’? Derp 🤪