Half the videos say next year is a bull run. Other half say it will crash. I just dca my major ETFs along with 5 stocks I believe in and we’ll see how we look in 10 years. I am not smart enough to know if a crash is coming.
smart move! for me, its ideal to always speak to a license advisor amid uncertain times, especially those with experience since the '08 crash and beyond, they can help in proper investment planning notwithstanding crash
True, over 50 years of data reveals that folks who seek financial advice earn more than those who do it alone. At first hand encounter, I've been fortunate enough to reach my highest milestone of $1m after 100s of thousands invested, since the covid-outbreak to date.
I've stuck with ''Karen Lynne Chess'' for 5 years now, and her performance has been consistently impressive. To be honest, if it wasn't for the pandemic, I wouldn't have supplemented my stream of income, but so glad I did.
Warren Buffett was asked at one of the shareholder meetings why he was selling some stocks. His answer was because taxes are low right now and he would rather pay 21% versus 37%. There are other UA-camrs that have done this video and included the clip of Warren Buffet stating this.
Buffet has never worried about taxes. He said his philosophy on taxes in 'I just pay them'. He has also stated he pays a lower tax rate then his secretary. You have taken that comment completely out of context. It has zero to do with taxation and 100 % to do with his Buffet indicator.
@@RonAlfonse-t7y There is a difference between his personal tax and company taxes. The reason he pays lower personal tax than his secretary is because she make like $350,000 and his salary is $100,000.
@@Dave-sw2dm You are 100 % missing the point. On purpose. His point is, rich people and corporations pay less tax than the middle class. My point is, Buffet could not care less about his tax rate. He said so publicly many times. I will quote him " I've paid more taxes, over 10 billion, than anyone else, but the government should require people in my position to pay significantly higher taxes " You are trying to suggest he is selling because he feared he would pay more taxes if Harris got elected. You are 100 % wrong. He is selling because his Buffet indicator is at an all time high. He cares about the market , not the president and certainly not taxes.
@ , you need to separate his personal and business interests. He doesn’t care about paying more personal taxes. All his investors care if he pays more business taxes.
Yes but when it does it will be bad; the longer it’s delayed the bigger the fall will be. By the way why am i making new investment in by when all he is doing is charging me for putting it in cash ?? NB he’s NOT selligbn the companies he OWNS -Burlington Nortehrn , BH Insurance etc; only those PUBLICLY traded equities he doesn’t control.
at this point may just watch it closely, I jest invested my life savings in snp 500 yet I'm supposed to get house in a year. maybe ill be overly cautious and pull out if there's an entire month negative
Buffet was also selling when the pandemic hit, a great entry point for people of my generation (30s, 40s) and a great period for stocks overall. My question is do you think it's a good time to consider selling some stocks too? I’m considering rebalancing my $200k portfolios and curious for the best strategies to do so.
I agree. Exactly why I now work with one. A lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m
My CFA SOPHIE LYNN CARRABUS a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Buffett doesn’t run the company by himself or on his own behalf. He has most likely vested much autonomy to his lieutenants. In others, the decision to sell is not his alone.
Guaranteed 4% in savings is looking really good right now compared to the risk in equities. I am about 92% in equities, but I am taking that risk for long term.
Every time a household name like Warren makes a big move, it instantly creates uncertainty in the markets. 75% of my $400k portfolio comprises of plummeting stocks which were once revered. Do i liquidate and bear losses or just hold on?
Well all i know is that you cannot go wrong taking profit at near high. No one ever went broke taking a 10% loss. It's best if you consult with a fiduciary advisor to get informed buying & selling decisions..
Agreed, the role of advisors an only be overlooked but not denied. I was shocked that I made more money with investing than hard work, not even my CEO income. Earning ''return on investment'' fetched me millions within a space of 5 yrs.(But I still enjoy working)
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Melissa Terri Swayne for about 4 years now, and her performance has been consistently impressive.
I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.
I'm favoured only God knows how much I praise Him, $230k every 4weeks! I now have a big mansion and can now afford anything and also support God’s work and the church.
Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!
I remember giving her my first saved up $20000 and she opened a brokerage account with it for me, it turned out to be the best thing that ever happened to me.
I recently sold half my tech stock holdings due to all-time highs, leaving me with $400k. Should I invest in ETFs now or wait for a market correction considering potential inflation?
From $37K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
Sounds interesting. I was planning to invest some few £ in some coins, stack them up and leave them for a few years, but seeing this changed my mindset. Thank you very much
If buffet selling, then Is this a good time to buy stocks? I know everyone is saying stocks are at a discount and all but just how long will It take to recover or am I better off putting my money elsewhere. I need a lot as rent, inflation alone eat up almost all of what I make with dependents and other obligations included. Tbh it's an uncertain year for me.
As they say. Time in the market, not timing the market. Only contribute what you can afford bcos it’s a long term thing. Property & Stocks will dip & peak but they aren't going anywhere anytime soon.
Be extremely attentive as we are entering an unusual market economy. That doesn't mean that you can't unravel opportunities in every sectors, you can but you should be considering rewarding options first. It would be a vast awareness to align under a top performer for easy earning picks. I did the same and it works.
I work with Stacy Lynn Staples as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Thanks for the advice. The search for your coach was simple. I investigated her well before using her services. Considering her résumé, she appears competent.
I believe the stock market will rally initially with the sentiment of increased corporate profits from tax cuts and deregulation but reality will set in and tax cuts will create debt causing inflation and high interest and deregulation will cause expensive consequences adding to the debt.
This is old news. Suggestions for your videos: 1) Assume your audience is not completely uniformed. 2) Assume your audience can understand after explaining a concept once. 3) Shorten these these to about 4 minutes - just facts, avoid rhetorical questions and omit verbose introductions, no tangents, stay on topic.
As an investment enthusiast, I often wonder how top-level investors are able to become millionaires through investing. I have a significant amount of capital to start with, but I'm unsure about the strategies and direction I should take to help me generate substantial profits like some people are this season.
I’m not in a position to offer financial advice, but given the significant amount of capital you're working with, it would be wise to consult a financial advisor who can guide you in developing a strategy tailored to your goals and risk tolerance.
The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.
My CFA is Laurel Ann Watkins, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I was able to find her website on Google by researching her name. She’s got incredible credentials. Hope she replies to my email soon. Thanks for sharing.
I've heard Buffet say several times he is holding cash because he can't find anything he finds attractive to buy right now. He studies shareholder reports and buys just a few companies stock at a time. He is absolutely not a market timer, so he doesn't really care about a recession.
He, along with many other insiders, are market timers. They are net sellers even as the markets continue to make new highs. They only sell piecemeal as they just don’t time the top. Insiders absolutely care about recessions because they present the greatest opportunities for bargains.
@@toinengwyn3935 That is not what he says at stockholder meetings. I've heard him say he can't do market timing successfully. Maybe he is a liar, but I doubt it.
@@midwestron8576 IMO, he's getting ahead of an equities top, just not timing it. His own metrics are indicating the markets to be historically over-valued. Better to slowly sell into a rally than at the last minute. It was not a coincidence that Buffett also upped his cash holdings prior to the las 2 economic implosions. Why would Buffett reveal his entire plans to the public and risk his own positions before they are secure?
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Charlotte Miller for helping me achieve this
I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
The market will have a major correction at some point. That is a certainty. However, when is impossible to predict. So if you are a long term investor, probably little to do other than periodic rebalancing. However, if you are in withdrawal mode, then a somewhat more conservative strategy makes sense if you have enough, but can’t afford a 50% crash.
Buffett's indicator, which is stock market value vs GDP, is extremely high right now. In the short run, that can be meaningless, but in the long run, his indicator eventually reverts to the mean.
4.5% Yearly Interest on 325 Billion To calculate the interest, I’ll use the formula: Interest = Principal × Rate × Time Where: Principal = $325,000,000,000 (325 billion) Rate = 4.5% (as a decimal: 0.045) Time = 1 year (since it’s yearly interest) Plugging in the values: Interest = $325,000,000,000 × 0.045 × 1 = $14,625,000,000 So, the interest earned on $325 billion at a 4.5% yearly interest rate would be approximately $14.625 billion. To break it down further: The initial principal amount remains $325 billion. The interest earned is $14.625 billion. The new total balance would be $325 billion (principal) + $14.625 billion (interest) = $339.625 billion. So BERKSHIRE HATHAWAY is making 14.625 BILLION a year. They never need to invest ever again as THEY HAVE REACHED CRITICAL MASS!
Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Everyone should have BTC in their portfolio🌲
It’s really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It’s a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Robert! Imagine i invested $50,000 and received $190,500 after 14 days
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Robert L Cox.
May be bec he is 94 and doesn't need or care anymore. He has already won the game. Ever thought abt that? People who are in this for the long run, just keep doing DCA and reap the rewards later. It's as simple as that. 😉
Isnt your advice essentially market timing? If you go from 60/40 down to 50/50, then the market goes up another 20-30% and is then even more overvalued - then you go back to your 60/40 plan?
The focus should be on return relative to risk. In late 1999, you'd be "wrong" by retail investors to miss the boat, but the PE ratios were RIDICULOUS. And conditions are far more ridiculous now. How much is a dollar worth when the market is deeply "on sale". As in 2020, we're positioned to find out just what that value will become.
The entire market is living in hype and higher PE, never ask the question "Can you survive without any financing from Wall Street?" Rather, be nice to have CDs and gold on hand for creditors. At least, keep fundamental analysis before technical analysis
I've always been fascinated by how top investors achieve millionaire status through their investments. Currently, I'm sitting on $345,000 from a home sale, and I'm torn between investing in stocks or holding out for a better opportunity.
Yes, you can. Investing about 80% of that in the S&P 500 at an 8% annual return will grow to about $805k in 30 years. Also going with guidance can get you 10-15% returns, so do your research and consider options.
I started investing on my own, and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was sceptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I've been sticking to investing via an analyst.
There are a handful of CFAs. I've experimented with a few over the past years, but I've stuck with Caroline Suzan Olson for some years now, and her performance has been consistently impressive. She's known in her field-look her up!
Buffet absolutely explained his cash reserves. He said that proportionately his cash reserve is the same and that he doesn't see any thing worth investing in at this time or he would put that cash to use.
I'm not sure a 4 month old article is recent, but everything still makes sense these months later. Though a lot of Berkshire is insurance, so they NEED a lot of cash (equivalents obviously) all the time any way.
like most investors its good to rebalance periodically, Buffet was very heavy in some stocks like Apple. It makes sense to rebalance when you are that overweight in certain stocks or sectors.
I expect that Warren Buffett has more information than us commoners, he knows the detailed plans business & political leaders are implementing and the consequences of those plans.
Really, how much does asset.allocation matter, esp incremental changes? I 2008 i had much in bonds and still lost a ton of money. Then when we started to recover, it took me muxh longer becauseni needed sticks to grow back. For novices, this stuff is pure silliness.
I think Warren Buffett is a bit older than most of us so you know most liquidity events are age related feel free to design a new video on that subject
Price for perfection? Yes! Overpriced? Yes! Inflated? Yes! At least in tech. But remember there are other sectors as well. You could buy defensive stocks or solid dividend stocks for companies that produce products and services that will be in demand regardless if it is hard times or not.
WB stacking cash definitely means that in his thinking there are little opportunities to invest right now given his investing style and risk preference -> implying a crash given his behaviour is an interpretation. However, there are other indicators that could imply a correction or a crash is around the corner.
I think we are forgetting Warren is getting intrest from 1 month Treasuries. That approximately 2 percent over inflation rate. So he is not losing money because it cash.
Someone has already said this but he sold is Apple stock to crystallise the grain at the current reasonably low capital gain rate. He is paying lower CGT now before it accelerates up.
I'll be following Warren. I have placed stop-loss (keep-profits) orders under any of my holdings that are exposed to the US stockmarkets. If they rise, fine. Accumulated dividends are going into gold ETCs. I like the way gold behaves in a stockmarket correction/crash.
I've worked for the same Wall Street firm since 1991. EVERYONE I know is selling stocks, and moving into money market funds, short term T bills, and long term treasuries. Everyone knows a crash is coming, but no one knows how long and deep this "trump slump" is going to last. The Hoover crash lasted 25 years until Eisenhower injected massive Infrastructure spending, healthcare spending, and added SSI Disability to Social Security. The Reagan crash lasted 6 years, and cost George H.W. Bush his re-election because everyone blamed him for Reagan's incompetence (Bush told us in 1980 it was "VOODOO ECONOMICS"). The Bush/Cheney crash lasted 5 years, and Obama couldn't get more infrastructure and domestic spending past McConnell's Senate, and the Middle Class still hasn't recovered. I can't afford to lose everything for 5, or 6, or 25 years waiting for the markets to bounce back, so I've already cashed out.
Overvaluation especially concentrated in the top few stocks contained in the S & P Index funds ? Maybe "new money" intended for Stocks mutual funds should go into something else like a mid- cap index fund? People who believe in "rebalancing" might do a little bit of that? Hard to find anything as tax efficient as the S & P Index Fund ? (Vanguard) (When in a regular taxed brokerage account)
First off, your numbers are completely out dated. The amount of cash he has on hand is 325.21 billion and his indicator is at 2.073 now. So that seems a little misleading right off the bat. The thing I don't get is, if you told someone to invest in a company with a P/E in the high 20's a few years back, they would think you are crazy and say it's a bad bet. Now people are piling into stocks with P/E's over 50 and saying "it's different this time " are you serious ? People have become that disconnected from reality . Most people today are passive investors. There are a lot of well connected folks saying that the 60/40 passive investor is about to get hit very hard in the next downturn, and that having 60 % of your wealth in the market at current evaluations is a very risky position, especially for a retired person. Good luck everyone.
I reached $138k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in October 2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area. Thanks so much Charlotte Grace Miller.
I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
He got pissed with Apple's pointless buybacks, and decided to cash on some highly overvalued positions. It's less about a economic recession rather a due market correction.
Feels like click bait Azul. Old info and no real analysis. I’m a fan and appreciate your message on retiring while you still have time to enjoy the fruits of good fiscal stewardship. None of us need billions to retire comfortably
Pretty much nothing WB does will affect his standard of living. He's not in the same position as the working class, so take what he says with a huge grain of salt.
Forget about Buffet. Make up your own mind, follow your strategy and look at the bigger trends... It will be a more bumby ride i guess due to all the unpredictable "leaders" we are getting...
I can tell you without question that Buffet is extremely concerned at current valuations of the market and believes that markets are about to crash. Buffet loves to buy stocks as they crash and he will.
Hum, attempting to time the market is a mistake. The next downturn is always coming. However, no one knows when it is coming. Warren Buffet has been claiming the next down turn is coming for several years at this point. Buy and hold in good times and bad. You will not be able to time the market.
I’ve been investing many years by now. Every time I sold in the past because of some predicted “crash” resulted in me losing money compared to investments I just let ride. The problem with selling is you never know when to get back in, resulting in missing big up days. Key is to be diversified. A down market is a good time to buy, not sell. The market has always gone up over long-enough periods.
Azul! Stay with life time activity advice. Buffet is just readjusting to his customary % Berkshire cash levels. Big fund makes for big flows. I do not understand you trying to be an investment advisor.
I have seen these “ It’s coming “ for last 4 years on UA-cam.. so far not come. No need to wait - it will come anyways 😊😂😂 Moreover if Warren is selling that means it’s a boom - but surely recession maybe coming because he’s hoarding cash to buy in dip.
Half the videos say next year is a bull run. Other half say it will crash. I just dca my major ETFs along with 5 stocks I believe in and we’ll see how we look in 10 years. I am not smart enough to know if a crash is coming.
smart move! for me, its ideal to always speak to a license advisor amid uncertain times, especially those with experience since the '08 crash and beyond, they can help in proper investment planning notwithstanding crash
True, over 50 years of data reveals that folks who seek financial advice earn more than those who do it alone. At first hand encounter, I've been fortunate enough to reach my highest milestone of $1m after 100s of thousands invested, since the covid-outbreak to date.
@@andykuzman very encouraging for noobs like myself, mind sharing advisor info please? in dire need of proper investment planning
I've stuck with ''Karen Lynne Chess'' for 5 years now, and her performance has been consistently impressive. To be honest, if it wasn't for the pandemic, I wouldn't have supplemented my stream of income, but so glad I did.
curiously googled Karen Lynne Chess and at once spotted her consulting page, she seems highly professional from her resumé
Warren Buffett was asked at one of the shareholder meetings why he was selling some stocks. His answer was because taxes are low right now and he would rather pay 21% versus 37%. There are other UA-camrs that have done this video and included the clip of Warren Buffet stating this.
Buffet has never worried about taxes. He said his philosophy on taxes in 'I just pay them'. He has also stated he pays a lower tax rate then his secretary. You have taken that comment completely out of context. It has zero to do with taxation and 100 % to do with his Buffet indicator.
@@RonAlfonse-t7y There is a difference between his personal tax and company taxes. The reason he pays lower personal tax than his secretary is because she make like $350,000 and his salary is $100,000.
@@Dave-sw2dm You are 100 % missing the point. On purpose. His point is, rich people and corporations pay less tax than the middle class. My point is, Buffet could not care less about his tax rate. He said so publicly many times. I will quote him " I've paid more taxes, over 10 billion, than anyone else, but the government should require people in my position to pay significantly higher taxes " You are trying to suggest he is selling because he feared he would pay more taxes if Harris got elected. You are 100 % wrong. He is selling because his Buffet indicator is at an all time high. He cares about the market , not the president and certainly not taxes.
@ , you need to separate his personal and business interests. He doesn’t care about paying more personal taxes. All his investors care if he pays more business taxes.
Again. He made it clear that this particular sell is to save taxes.
I cannot think of any other reason than; he believes the current prices are higher than they are actually worth. "Be fearful when others are greedy".
He's been selling Apple all year.
It's always "coming". The problem is, no one knows when.
Yes but when it does it will be bad; the longer it’s delayed the bigger the fall will be. By the way why am i making new investment in by when all he is doing is charging me for putting it in cash ?? NB he’s NOT selligbn the companies he OWNS -Burlington Nortehrn , BH Insurance etc; only those PUBLICLY traded equities he doesn’t control.
So is the end of the world LOL. It'll come like a thief in the night
at this point may just watch it closely, I jest invested my life savings in snp 500 yet I'm supposed to get house in a year. maybe ill be overly cautious and pull out if there's an entire month negative
Perfect!
Like Jesus.
Buffet was also selling when the pandemic hit, a great entry point for people of my generation (30s, 40s) and a great period for stocks overall. My question is do you think it's a good time to consider selling some stocks too? I’m considering rebalancing my $200k portfolios and curious for the best strategies to do so.
Even with great opportunities, we should proceed cautiously. Seeking market analysis or advice from certified market strategists is important.
I agree. Exactly why I now work with one. A lot of folks downplay the role of advisors until being burnt by their emotions, no offense. I remember some years back, during the covid-outbreak, I needed a good boost to stay afloat, hence researched for advisors and thankfully came across one with grit. As of today, my cash reserve has yielded from $350k to nearly $1m
@@PatrickLloyd- I’ve been looking to switch to an advisor for a while now. Any help pointing me to who your advisor is?
My CFA SOPHIE LYNN CARRABUS a renowned figure in her line of work. I recommend researching her credentials further... She has many years of experience and is a valuable resource for anyone looking to navigate the financial market..
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
Warren Buffett is 94 how much longer is he supposed to hold ?
Buffett doesn’t run the company by himself or on his own behalf. He has most likely vested much autonomy to his lieutenants. In others, the decision to sell is not his alone.
With Treasury bills paying about 4.5%, I don't mind waiting in some. I'm 74yo and a 70/30 portfolio suits me. I stay calm.
Guaranteed 4% in savings is looking really good right now compared to the risk in equities. I am about 92% in equities, but I am taking that risk for long term.
92% in equities you might want to talk to a mental health professional!
@rgarri6396 Do you recommend any???
Every time a household name like Warren makes a big move, it instantly creates uncertainty in the markets. 75% of my $400k portfolio comprises of plummeting stocks which were once revered. Do i liquidate and bear losses or just hold on?
Well all i know is that you cannot go wrong taking profit at near high. No one ever went broke taking a 10% loss. It's best if you consult with a fiduciary advisor to get informed buying & selling decisions..
Agreed, the role of advisors an only be overlooked but not denied. I was shocked that I made more money with investing than hard work, not even my CEO income. Earning ''return on investment'' fetched me millions within a space of 5 yrs.(But I still enjoy working)
I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with Melissa Terri Swayne for about 4 years now, and her performance has been consistently impressive.
I just googled her name and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a call.
I'm favoured only God knows how much I praise Him, $230k every 4weeks! I now have a big mansion and can now afford anything and also support God’s work and the church.
Only God knows how much grateful i am. After so much struggles I now own a new house and my family is happy once again everything is finally falling into place!!
Wow that's huge, how do you make that much monthly?
I'm 37 and have been looking for ways to be successful, please how??
I remember giving her my first saved up $20000 and she opened a brokerage account with it for me, it turned out to be the best thing that ever happened to me.
Retirement Ready? Balance Risk and Reward with Bitcoin Investments Today🇺🇲
Many new tra-ders face challenges without proper guidance. I found success by learning from James Clark's expertise.
exactly that's why I always seek Mr J Clark's guidance in all I do 😊
I recently sold half my tech stock holdings due to all-time highs, leaving me with $400k. Should I invest in ETFs now or wait for a market correction considering potential inflation?
From $37K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
Sounds interesting. I was planning to invest some few £ in some coins, stack them up and leave them for a few years, but seeing this changed my mindset. Thank you very much
If buffet selling, then Is this a good time to buy stocks? I know everyone is saying stocks are at a discount and all but just how long will It take to recover or am I better off putting my money elsewhere. I need a lot as rent, inflation alone eat up almost all of what I make with dependents and other obligations included. Tbh it's an uncertain year for me.
As they say. Time in the market, not timing the market. Only contribute what you can afford bcos it’s a long term thing. Property & Stocks will dip & peak but they aren't going anywhere anytime soon.
Be extremely attentive as we are entering an unusual market economy. That doesn't mean that you can't unravel opportunities in every sectors, you can but you should be considering rewarding options first. It would be a vast awareness to align under a top performer for easy earning picks. I did the same and it works.
please who is the consultant that assist you with your investment and if you don't mind, how do I get in touch with them?
I work with Stacy Lynn Staples as my fiduciary advisor. Simply look up the name. You would discover the information you needed to schedule an appointment.
Thanks for the advice. The search for your coach was simple. I investigated her well before using her services. Considering her résumé, she appears competent.
I believe the stock market will rally initially with the sentiment of increased corporate profits from tax cuts and deregulation but reality will set in and tax cuts will create debt causing inflation and high interest and deregulation will cause expensive consequences adding to the debt.
This is old news. Suggestions for your videos: 1) Assume your audience is not completely uniformed. 2) Assume your audience can understand after explaining a concept once. 3) Shorten these these to about 4 minutes - just facts, avoid rhetorical questions and omit verbose introductions, no tangents, stay on topic.
4% on his cash is not to bad. WB doesn’t worry about the stock market.
Nope, just manually reinvest or drip
As an investment enthusiast, I often wonder how top-level investors are able to become millionaires through investing. I have a significant amount of capital to start with, but I'm unsure about the strategies and direction I should take to help me generate substantial profits like some people are this season.
I’m not in a position to offer financial advice, but given the significant amount of capital you're working with, it would be wise to consult a financial advisor who can guide you in developing a strategy tailored to your goals and risk tolerance.
The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.
This is incredible. Could you recommend who you work with? I really could use some help at this moment.
My CFA is Laurel Ann Watkins, a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I was able to find her website on Google by researching her name. She’s got incredible credentials. Hope she replies to my email soon. Thanks for sharing.
I've heard Buffet say several times he is holding cash because he can't find anything he finds attractive to buy right now. He studies shareholder reports and buys just a few companies stock at a time. He is absolutely not a market timer, so he doesn't really care about a recession.
He, along with many other insiders, are market timers. They are net sellers even as the markets continue to make new highs. They only sell piecemeal as they just don’t time the top. Insiders absolutely care about recessions because they present the greatest opportunities for bargains.
@@toinengwyn3935 That is not what he says at stockholder meetings. I've heard him say he can't do market timing successfully. Maybe he is a liar, but I doubt it.
@@midwestron8576 IMO, he's getting ahead of an equities top, just not timing it. His own metrics are indicating the markets to be historically over-valued. Better to slowly sell into a rally than at the last minute. It was not a coincidence that Buffett also upped his cash holdings prior to the las 2 economic implosions. Why would Buffett reveal his entire plans to the public and risk his own positions before they are secure?
I Hit 110k today. Thank you for all the knowledge and nuggets you had thrown my way over the last months. Started last month 2024. Financial education is indeed required for more than 70% of the society in the country as very few are literate on the subject. thanks to Charlotte Miller for helping me achieve this
I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
The very first time we tried, we invested $1000 and after a week, we received $7500. That really helped us a lot to pay up our bills.
She is my family's personal broker and also a personal broker in many families I'm United States, she's a licensed broker and a FINRA AGENT in United states
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
The “Buffet Factor” is at an all time high. The S&P PE ratio is insane based on historical metrics. Always hold stocks but reduce the % now.
That’s not his indicator. It’s total stock market cap divided by GDP.
The market will have a major correction at some point. That is a certainty. However, when is impossible to predict.
So if you are a long term investor, probably little to do other than periodic rebalancing.
However, if you are in withdrawal mode, then a somewhat more conservative strategy makes sense if you have enough, but can’t afford a 50% crash.
Buffett's indicator, which is stock market value vs GDP, is extremely high right now. In the short run, that can be meaningless, but in the long run, his indicator eventually reverts to the mean.
4.5% Yearly Interest on 325 Billion
To calculate the interest, I’ll use the formula:
Interest = Principal × Rate × Time
Where:
Principal = $325,000,000,000 (325 billion)
Rate = 4.5% (as a decimal: 0.045)
Time = 1 year (since it’s yearly interest)
Plugging in the values:
Interest = $325,000,000,000 × 0.045 × 1 = $14,625,000,000
So, the interest earned on $325 billion at a 4.5% yearly interest rate would be approximately $14.625 billion.
To break it down further:
The initial principal amount remains $325 billion.
The interest earned is $14.625 billion.
The new total balance would be $325 billion (principal) + $14.625 billion (interest) = $339.625 billion.
So BERKSHIRE HATHAWAY is making 14.625 BILLION a year.
They never need to invest ever again as THEY HAVE REACHED CRITICAL MASS!
What about inflation?
Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments. Everyone should have BTC in their portfolio🌲
It’s really heartbreaking to see how inflation and recession impact low-income families. The cost of living keeps rising, and many struggle just to meet basic needs, let alone save or invest. It’s a reminder of the importance of finding ways to create financial opportunities. You've helped me a lot sir Robert! Imagine i invested $50,000 and received $190,500 after 14 days
Absolutely! Profits are possible, especially now, but complex transactions should be handled by experienced market professionals.
Some persons think inves'tin is all about buying stocks; I think going into the stock market without a good experience is a big risk, that's why I'm lucky to have seen someone like mr Robert L Cox.
Finding yourself a good broker is as same as finding a good wife, which you go less stress, you get just enough with so much little effort at things
Cox demonstrates an excellent understanding of market trends, making well informed decisions that leads to consistent profit
May be bec he is 94 and doesn't need or care anymore. He has already won the game. Ever thought abt that? People who are in this for the long run, just keep doing DCA and reap the rewards later. It's as simple as that. 😉
None of that would affect his fiduciary duties to Berkshire Hathaway investors.
He won the game 60 years ago
Good time to lighten up on index funds.
Isnt your advice essentially market timing? If you go from 60/40 down to 50/50, then the market goes up another 20-30% and is then even more overvalued - then you go back to your 60/40 plan?
The focus should be on return relative to risk. In late 1999, you'd be "wrong" by retail investors to miss the boat, but the PE ratios were RIDICULOUS. And conditions are far more ridiculous now. How much is a dollar worth when the market is deeply "on sale". As in 2020, we're positioned to find out just what that value will become.
The entire market is living in hype and higher PE, never ask the question "Can you survive without any financing from Wall Street?" Rather, be nice to have CDs and gold on hand for creditors. At least, keep fundamental analysis before technical analysis
Birkshire does not hold it in cash but by short term t bills with interest around 4% atm
Thank you for providing quality, consistent information provided daily and helping each of us move ahead step by step
I've always been fascinated by how top investors achieve millionaire status through their investments. Currently, I'm sitting on $345,000 from a home sale, and I'm torn between investing in stocks or holding out for a better opportunity.
Yes, you can. Investing about 80% of that in the S&P 500 at an 8% annual return will grow to about $805k in 30 years. Also going with guidance can get you 10-15% returns, so do your research and consider options.
I started investing on my own, and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was sceptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I've been sticking to investing via an analyst.
Could you possibly recommend a CFA you've consulted with?
There are a handful of CFAs. I've experimented with a few over the past years, but I've stuck with Caroline Suzan Olson for some years now, and her performance has been consistently impressive. She's known in her field-look her up!
@@uwerathsackI would avoid this one. The website was first listed in September. It looks like a scam.
Buffet absolutely explained his cash reserves. He said that proportionately his cash reserve is the same and that he doesn't see any thing worth investing in at this time or he would put that cash to use.
Interesing analysis. Another possibility might be that Warren Buffet is 94 and he is putting his affairs in order gradually? Thanks.
I'm not sure a 4 month old article is recent, but everything still makes sense these months later. Though a lot of Berkshire is insurance, so they NEED a lot of cash (equivalents obviously) all the time any way.
Not this much cash. They have always been in insurance and they usually have a fraction of the cash they have now.
from last 1 year m hearing crash coming. 1 year profit?
like most investors its good to rebalance periodically, Buffet was very heavy in some stocks like Apple. It makes sense to rebalance when you are that overweight in certain stocks or sectors.
It's not Buffett's money it the money of shareholders that own Berkshire Hathaway stock.
I expect that Warren Buffett has more information than us commoners, he knows the detailed plans business & political leaders are implementing and the consequences of those plans.
NVDA at 28x revenue. AAPL at 10x revenue and 66x book. What could possibly go wrong?
Hoarding cash? In what? Certainly not money in savings account
I'm not selling mine of I'm not worried what it's doing today what will it be in 20 years when I retire.
Be greedy when others are fearful and fearful when others are greedy.
Really, how much does asset.allocation matter, esp incremental changes? I 2008 i had much in bonds and still lost a ton of money. Then when we started to recover, it took me muxh longer becauseni needed sticks to grow back. For novices, this stuff is pure silliness.
Buffett just works out the classic act of "Investment Pyramid Template". We don't have to fight every where to win a war.
I think Warren Buffett is a bit older than most of us so you know most liquidity events are age related feel free to design a new video on that subject
Price for perfection? Yes! Overpriced? Yes! Inflated? Yes! At least in tech. But remember there are other sectors as well. You could buy defensive stocks or solid dividend stocks for companies that produce products and services that will be in demand regardless if it is hard times or not.
WB stacking cash definitely means that in his thinking there are little opportunities to invest right now given his investing style and risk preference -> implying a crash given his behaviour is an interpretation. However, there are other indicators that could imply a correction or a crash is around the corner.
Yes. You'd better sell before its too late! Put your money into anything other than stocks for a few years to keep it safe from volatility.
Think about it Azul, W.B. is compounding Over 1 Billion per month in interest.
diversify half bonds half equities have cash don't be too greedy unless you're young.
I think we are forgetting Warren is getting intrest from 1 month Treasuries. That approximately 2 percent over inflation rate. So he is not losing money because it cash.
Someone has already said this but he sold is Apple stock to crystallise the grain at the current reasonably low capital gain rate. He is paying lower CGT now before it accelerates up.
Will it go up under the Trump presidency though? I thought Trump would be far more business friendly.
I'll be following Warren. I have placed stop-loss (keep-profits) orders under any of my holdings that are exposed to the US stockmarkets. If they rise, fine. Accumulated dividends are going into gold ETCs. I like the way gold behaves in a stockmarket correction/crash.
Economics is not that easy. The sky is not always fallin..
I've worked for the same Wall Street firm since 1991. EVERYONE I know is selling stocks, and moving into money market funds, short term T bills, and long term treasuries. Everyone knows a crash is coming, but no one knows how long and deep this "trump slump" is going to last. The Hoover crash lasted 25 years until Eisenhower injected massive Infrastructure spending, healthcare spending, and added SSI Disability to Social Security. The Reagan crash lasted 6 years, and cost George H.W. Bush his re-election because everyone blamed him for Reagan's incompetence (Bush told us in 1980 it was "VOODOO ECONOMICS"). The Bush/Cheney crash lasted 5 years, and Obama couldn't get more infrastructure and domestic spending past McConnell's Senate, and the Middle Class still hasn't recovered. I can't afford to lose everything for 5, or 6, or 25 years waiting for the markets to bounce back, so I've already cashed out.
Am not about to change my long term strategy based on whatever the heck Buffet is doing this time :)
Thats what he does-he buys and sells-makes money
Overvaluation especially concentrated in the top few stocks contained in the S & P Index funds ? Maybe "new money" intended for Stocks mutual funds should go into something else like a mid- cap index fund? People who believe in "rebalancing" might do a little bit of that?
Hard to find anything as tax efficient as the S & P Index Fund ? (Vanguard) (When in a regular taxed brokerage account)
First off, your numbers are completely out dated. The amount of cash he has on hand is 325.21 billion and his indicator is at 2.073 now. So that seems a little misleading right off the bat.
The thing I don't get is, if you told someone to invest in a company with a P/E in the high 20's a few years back, they would think you are crazy and say it's a bad bet. Now people are piling into stocks with P/E's over 50 and saying "it's different this time " are you serious ? People have become that disconnected from reality . Most people today are passive investors. There are a lot of well connected folks saying that the 60/40 passive investor is about to get hit very hard in the next downturn, and that having 60 % of your wealth in the market at current evaluations is a very risky position, especially for a retired person. Good luck everyone.
I reached $138k today. Thank you for all the knowledge and insights you've shared with me over the past few months. I began this journey in October
2024. Financial education is essential for over 70% of the population, as only a few are truly literate in this area.
Thanks so much Charlotte Grace Miller.
I'm celebrating a $30k stock portfolio today. started this journey with 6k. I have invested on time and also with the right terms now I have time for my family and the life ahead of me
The very first time we tried, we invested $1000 and after a week, we received $7500. That really helped us a lot to pay up our bills.
I'm surprised that you just mentioned and recommended Charlotte Miller, I met her at a conference in 2018 and we have been working together ever since.
I'm new at this, please how can I reach her?
I just withdrew my profits a week ago, To be honest it was an amazing feeling when the profits hits my wallet I wish I could reinvest but, too much bills
🤔 WB has to keep cash to cover possible payouts by insurance-compagnies. He has done this all his life.
This is like saying WB went to cash to pay for dinner.
He is buying in goverment bond
Warren is an insider so he knows what’s coming down the tracks.
I'm guessing he is in treasuries at 4.4%.
Not bad for taking a safe position
How much money per month is Buffet loosing due to inflation?
Charlie said he’d never see he’d be alive to see the index as over valued - yes he thinks the market is over valued by record PE ratios.
Don’t overthink 😊 They sell so the new successors can have a clean slate.
It's because he's an Intelligent Investor.
I wonder where he parks 'cash'. A money market fund? : )
Rush into 10 year bonds is confirmation 🎉
He got pissed with Apple's pointless buybacks, and decided to cash on some highly overvalued positions. It's less about a economic recession rather a due market correction.
Do any so called journalists bother to ask buffet what he is doing and why. Otherwise there is no actionable advice
Yeah well he selled Apple way too early so there's that.
Good tactic.
Sell everything,
people who follow you do the same,
Buy back what you sold
He’s 94 , 🙄
Feels like click bait Azul. Old info and no real analysis. I’m a fan and appreciate your message on retiring while you still have time to enjoy the fruits of good fiscal stewardship. None of us need billions to retire comfortably
Pretty much nothing WB does will affect his standard of living. He's not in the same position as the working class, so take what he says with a huge grain of salt.
The market is always priced to perfection.
ya, Warren Buffet is gonna call up a random youtube wannabe
Yet here you are........watching
Love it!!!!!!!!!!!!!!
Forget about Buffet. Make up your own mind, follow your strategy and look at the bigger trends... It will be a more bumby ride i guess due to all the unpredictable "leaders" we are getting...
I can tell you without question that Buffet is extremely concerned at current valuations of the market and believes that markets are about to crash. Buffet loves to buy stocks as they crash and he will.
Warren B is getting ready to leave this world. He knows he can’t scape that. That’s it.
30% of his holding in cash (320 billion)is not unusually for Warren.
If I was 70 or older I wouldn’t be investing I would be spending
Its been coming for the last 2years
Maybe he's just taking profits...
He’s getting ready to buy up Bitcoin when it tanks
Hum, attempting to time the market is a mistake. The next downturn is always coming. However, no one knows when it is coming. Warren Buffet has been claiming the next down turn is coming for several years at this point. Buy and hold in good times and bad. You will not be able to time the market.
Calm down and dollar cost average .Everyone buys and sells.
I’ve been investing many years by now. Every time I sold in the past because of some predicted “crash” resulted in me losing money compared to investments I just let ride. The problem with selling is you never know when to get back in, resulting in missing big up days. Key is to be diversified. A down market is a good time to buy, not sell. The market has always gone up over long-enough periods.
Sure wish a sell off would happen already
Well he's freaking 94
Berkshire Hathaway is perpetual.
No one can forecast the market’s future. The secret to success is keeping the same asset allocation throughout the highs and lows. Never panic. Never.
Azul! Stay with life time activity advice. Buffet is just readjusting to his customary % Berkshire cash levels. Big fund makes for big flows. I do not understand you trying to be an investment advisor.
Hes getting ready to buy the crash.
Au usual , eye catching title and then wage content that only leaves you confused
CLICK BAIT
I have seen these “ It’s coming “ for last 4 years on UA-cam.. so far not come. No need to wait - it will come anyways 😊😂😂
Moreover if Warren is selling that means it’s a boom - but surely recession maybe coming because he’s hoarding cash to buy in dip.