How I'm Retiring Early | Finanicial Independence Retire Early (FIRE)
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- Опубліковано 18 вер 2023
- Ex-Google TechLead on his early retirement plan, making money, and finding real success.
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love you funny arrongant tone xDD yeah you give great tips big fan here from Portugal
i am x universe tech lead. with nukes lol
i am looking at your videos.
Best mechanical keyboard for programmer 1m views
Best chair for programmer 6m views
Anything-else-not-best-for-programmer: 10k views
what u are saying is exacty my life.U might have a new friend.
@TechLead. You should try ecstazy and go partying :) 180 degree personality reversal
Am 58 retiring next year but the thought of retirement gives me weakness. My apologies to everyone who have retired and filing social security during this time after putting in all those years of work just to lose everything to a problem you never imagined to happen. It’s so difficult for people who are retired and have no savings or loved ones to fall back on.
Even if you’re not skilled, it is still possible to hire one. I was a project manager and my personal portfolio of approximately $850k of my retirement pension took a big hit in April due to the crash. I quickly got in touch with a financial-planner that devised a defensive strategy to protect my funds and make profit from my portfolio this red season. I’ve made over $250k since then.
This is exactly how i wish to get my finances coordinated ahead of retirement. Can I get access to your advisor?
Certainly, there are a handful of experts in the field. I've experimented with a few over the past years, but I've stuck with ‘’AILEEN GERTRUDE TIPPY” for about five years now, and her performance has been consistently impressive.She’s quite known in her field, look-her up.
Thank you for this tip. It was easy to find your coach. Did my due diligence on her before scheduling a phone call with her. She seems proficient considering her resume.
As an investing enthusiast, I've kept aside a good sum of capital to invest for financial independence and early retirement, but my concern right now is the market rally being propaganda. Is this a good time to buy stocks, or do I wait for the crash?
“Nobody is with me. But you know what? No body was with me when I was studying.” - Tech lead
Sad.
Next video: Why I started working 9-5 again (as a millionaire)
😂😭
This aged well
New TechLead is unexpectedly the best version. The amount of truth this man speaks is incredible
It's estimated that Americans will need more than $1 million to retire comfortably, but I found most of us aren’t bullish about meeting that goal. I’ve been sitting on over $750K equity from a home sale and I want to invest on the stock market, how do I achieve this?
American workers are losing ground on retirement readiness and increasing the risk of outliving their assets, we all need to do more to help improve the savings and retirement security. If you're not who understands strategies to invest in the market, seek a Financial advisor to guide you.
A lot of folks downplay the role of AdvisoRs until being burnt by their own emotions. I needed a good boost to help my business stay afloat, hence I researched for certified advisors and came across someone of good repute, helped a lot to grow my reserve so far, from 270k to over 600k notwithstanding the present inflationary factors
@@ElizabethGalvin1 I wouldn't mind speaking with the Adviser that assists you. I truly want to improve my retirement funding because I plan to retire in three years.
I started out with an FA named Laura Marie Ray Her honest approach gives me complete ownership and control over my position, and her rates are incredibly affordable given my very impressive ROI.
@@ElizabethGalvin1 Laura pears to be a true authority in this field. I looked her up on the net cos I really need this, and found her website, went through her profile and I can say she's superb. Dropped a message hoping it gets replied.
I've done all of these basics, but my portfolio is still in great decline. I have lost over $200K in the stock market, and now I'm desperately trying to improve my portfolio. How do I turn tide around?
The market hasn't been good this year, but it is important you find stocks with market-beating yields and shares that at least keep pace with the market long term. For a successful long-term strategy you have to seek guidance from a broker or financial advisor.
I diversified my $400K portfolio across various market with the aid of an investment advisor, I have been able to generate over $300k in net profit across high dividend yield stocks, ETF and bonds.
Sounds really great. I’ve been down a ton, and I’m only holding on so I can recoup. I really need help. Who is this investment-advisor that guides you?
The coach I use is actually quite known, and her name is Emily Lois Parker She has a contact website, so you can just search her online because I cant't drop her number here.
Thank you for this. I'm gonna check her out and try to reach her. I hope she gets back to me before my portfolio is completely gone.
Everyone's situation is different. I am seeing lots of older people, like 70+ doing Uber and food delivery. It is so crazy to see many older people still having to work just to buy food, pay rent and majorly to meet their basic needs.. Dont want that to be me! I'm so concerned that the rising inflation may lead my entire $982k retirement funds to lose value. Where else could we put our cash?
The financial market is still a good bet. There are many interesting stocks in many industries that you might follow. You don't have to act on every forecast, so I'll suggest that you work with a financial advisor who can help you choose the best times to purchase and sell stocks.
@aureliobjm I agree. Based on personal experience working with an investment advlsor, I currently have $985k in a well-diversified portfollo that has experienced exponential growth. It's not only about having money to invest in st0cks, but you also need to be knowledgeable, persistent, and have strong hands to back it up.
@georgeh How can I participate in this? I sincerely aspire to establish a secure financlal future and am eager to participate. Who is the driving force behind your success?
@tommymyyershoffman There are a lot of independent advisors you might look into. But i only work with 'Heather Lee Larioni' and I have been working together for nearly four years, and she is excellent. You could proceed with her if she satisfies your discretion. I endorse her.
@georgeh I just googled her and I'm really impressed with her credentials; I reached out to her since I need all the assistance I can get. I just scheduled a caII.
I've come to realize that the key to amassing wealth lies in making sound investments. I purchased my first home at the age of 21 for $87,000 and sold it for $197,000. My second home, acquired for $170,000, was later sold for $320,000, and my third property, purchased at $300,000, fetched $589,000, with buyers covering all closing costs and expenses. Not reaching a million before retirement feels like an unfulfilled goal.-
I'm exploring different investment opportunities and would appreciate others' insights on this matter.,.
Nice investments
87k house lol
Stfu who cares
Im reporting all your bots
subscribed again. Loved the video, this is exactly what I like to see you doing. Enjoy yourself
What you don't realize and I know because I retired at 28 (as a multi-millionaire) and I am 41 now, is that eventually you get bored and want to work again. I have been to 59 countries, been back to 20% of them multiple times, did everything I wanted.. Now I am just bored, looking to work to feel needed, not for the money, that people will call me, that I am adding value to people that I feel part of something.. You have been retired for a short time.. but you will see..
Exactly. Providing value is a great feeling. Thanks for sharing, I was looking for a comment like this one.
Absolutely, after an afternoon on the beach I'm already bored and want to do something the next day. Traveling and coding in nice locations is the sweet spot for me.
Humans are designed to add value, I had the chance to go anywhere on Earth, forever and leave my best life.. People don't realize there is internal programing, he can't overwrite the code, its hardwired in.. This is why almost every wealthy person that doesn't need money still works. My brother who retired early had everything, looks, money and he committed suicide.. if he was working I'm sure he would be alive today!@@aminromero8599
Fulfillment is more than just vacation, that's for certain.
I'll call you bro
Hey Techlead, the mindshift in this video was SO mind-blowing. Greece was one of my past bucket list visit. Love your background and theme.
Appreciate you man! Enjoy!
Always very grateful for your wisdom! Please continue posting! Thank you.
6:17 Interesting point - going from 2 days per week free time to 7 days per week free time = "3.5X increase in lifespan". Very true. Re-define 'living' and 'lifespan'. When we are young, we will will sacrifice any amount of time for even one more dollar; but when we are old, we will sacrifice any amount of money for even one more day...
People grappling with the difficulty of meeting essential expenses often encounter this situation due to inadequate savings during their working years. The decisions taken in readiness for retirement carry extensive consequences, as demonstrated within my own family dynamics. Differing investment approaches yielded disparate results. Guided by a financial advisor, I'm currently retired.
Indeed, that's accurate. I'm currently in my mid-50s. My wife and I were on a similar path until a couple of years ago when I decided to shift my investments to her wealth manager. While I haven't quite caught up to her accumulated profits over the years, I'm at least earning more now. I'm generating income even before retirement, and my retirement fund has experienced remarkable growth compared to what it would have with just the 401(k). It's quite amusing.
It's regrettable that many individuals lack access to such insights. I understand why people might become anxious. Insufficient information can indeed pose significant challenges. Personally, I've been able to generate over $25k passively simply by investing through an advisor, and the best part is, I don't need to exert much effort. Regardless of economic fluctuations, skilled wealth managers consistently deliver returns.
@@edward.abraham I need a guide so i can salvage my port-folio due to the massive dips and come up with better strategies. How can one reach this advisor?
My advisor is “Camille Alicia Garcia”. She has since provide entry and exit points on the securities I focus on. You can look her up online if you care for supervision. I basically follow her trade pattern and haven’t regretted doing so
Thanks for sharing, I just looked her up on the web and I would say she really has an impressive background in investing. I will write her an e-mail shortly.
I'm glad you reminded us that you're still a millionaire🤪😜, enjoy your life and be sure not to waste your time in moving on big guy😊
( as a viewer )
He just give the Andrew Tate thing with "milionaire"
I say "I have to work" so I can avoid people.
Sometime I can’t really tell whether he is serious or is he joking.
I always assume he is serious lol
If you are not in the financial market space right now, you are making a huge mistake. I understand that it could be due to ignorance,but if you want to make your money work for you...prevent inflation.
What are you talking about and how could this be explained?can someone please explain
I'm really confused, especially in market analysis,how are people using trading with them?
Trading with an expert is really beneficial. This will help you not to lose your money in the trading market.
How does this stuff really works and how do I make good profit from it? I'm willing to give it a try but I need guidance so I don't lose out.
Do you have an idea of any good broker/trader I can start with that's trust worthy?
You absolutely nailed it! This is what I have been doing/telling people/exercising for more than two decades now. It's so lonely "at the top". The problem is everyone else "working"and not having time to do something really meaningful as you described in the video. Actually, the way I got out (connecting with people) is to get back to UNI because they are you find people that have "time ".
looking healthy and kinda jacked actually, man! hope ur good. wish you happiness!
Just found you. Love the bluntness of your messages.
Thank you for this great video!
Health is wealth my man.
People don’t realize this until they lose their health
@@FelipeValdez-og2tg Truest words, I get a cold and already want to off myself
“A taste of freedom can make a person unemployable”. Good for you man, enjoy
I love this new content, TECHLEAD is one of my FAV CHANNELS NOW!
I feel the same. He is just so smart and honest. I look forward to his videos every week. He just makes me feel so good about my decision to retire as well.
@@unikreations2258 Indeed, he deserve his place in online community, the new content is a must in this era.
Question: What is your opinion on the Netflix documentary: Live to 100: Secrets of the Blue Zones? Regardless of financial condition, do you think we will be able to live as long as previous generations?
I am happy for you 🎉 great video❤
Honestly this channel’s just getting better
And he’s condoning looting LOL
“Your life doesn’t get much better than this, for you. For me it goes much higher though”
@@masoncdyer How is he condoning looting?
@@masoncdyer He didn’t condone looting. He was being sarcastic… obviously. Social commentary on the degenerate California politics that accepts crime.
Solid content and perspective
Very interesting to hear such a point of view!👍
I'm officially retired now as a millionaire and I'm not even joking. Yes, I was a tech lead. I've just had enough of corp. bullshit.
How are you doing with it? I have about 3.7mil USD, you have a lot more? You get bored also?
@@johnnash90 Just started retirement. We’ll see how it goes. Can always unretire if needed.
How old are you?
@@snotrohmitabc123 Not old enough to withdraw from 401k/IRAs without penalty.
@@snotrohmitabc123Let me guess.. Felix the cat.. 007 like goldeneye from 1995. Felix the cat 1988. So I bet he is from ~1970 . That means he is around 40 (Let say 43).
Good point!
How do we make money now? Is your defy project the best way for the average person that's not a techie?
It is easy for you to say prioritise Quality time over work when you are milionair. Glad for you.
I'm actually happy for you. I work in tech and I know a lot of worker drones. You are like a worker drone that got freed
Gotta be the most honest dude on UA-cam.
💯🙌🏽
3:13 I felt this one about, "You think that's so productive? YOU do that then."
Except when he's stealing money tho
@@krishcshah why are you falsely accusing him of stealing money?
@@Freakazoid12345wdym falsely?
To be happy in retirement you need more social interaction. Join a tennis club, or a hiking club, or any type of club that puts you in a situation where you have to talk to people and get to know people. Every experience is better when it is shared with someone.
Love this video.
Surprised your quitting when your channel is doing so well. Great video!
Love the life related vids keep'em coming homie 😂
Bird photography sounds like a great idea. I have recently bought a 200-600mm lens and it helps me to sit down and enjoy nature. there is also the sigma 500mm which is much lighter, if you dont need the zoom flexibility, this one might be a good choice.
Anyone who doesn't understand anything you say on this channel should just get back to work getting me my Big Mac and Fries. Best Channel on UA-cam by far
Your muscles are getting bigger 💪
i'm happy for you man, seeing you are able to enjoy life, you won. i can say, especially as an asian, where work and ambition comes before ALL, it's even harder to do this.
TechLead realising the ultimate goal of programming: programming himself!
I'm like you without money and fancy hotels. Great photography!
Hope you keep publishing at your own pace.
You have a good sense of humor, made me laugh several times 😂 Cool video!
with all the time you have now i would recommend getting into making music or maybe learning a few instruments if you haven’t already
Patrick,
May you have a long, healthy and happy life. 😃🖖
Knizia, the board game designer, retired from his banking job at 30. He devoted himself to games that bring blissful times to families, and to friendships. It's not very different to programming, including a lot of math, but much more satisfying.
preach!
9:34, I like those cubicles. They are horrible at look, but are kind good to keep focus. Of course, that doesn't beat home office.
Good motivational coach kicking you hard by telling the truth in order to push you out of comfort zone(routine matrix) and become conscious
Old lady retired; best vacation recently was floating in a Key West oceanfront pool, watching the sky while fighter jets came back to base and sea planes toured the Keys. Finished evening with an exquisite seafood dinner with family. Thank you for the Santorini views!
Thanks, I needed this. I've been 3 years into early retirement, now 38 years old. I wish I could travel like techlead, but my wife and I have a young son, and another one's on the way.
I was a little depressed lately because my self esteem has taken a hit for being a stay at home parent for this long. I was contemplating getting back to the software industry again, because with very young kids, there's no opportunity to travel, and outside of recreational hobbies, I don't have other serious interests. So getting back to software is my only option. But thanks to this video, I'll hold off on that for a while.
I love your videos and you make great value for a big public.
Me too!
Glad you're enjoying your time.
As a humble intj myself, I can see techlead going completely insane in this one. No worries, he'll get back to his normal self as soon as he hits yet another realization about how society and this world works, which will give him a sense of hope that there's still something left to live for in this life. Or maybe it's already too late :)
Ah real quality time with Tech lead!
I'm a german father and my son has a friend (11 years) in his class that seems to be a bit like you (in the past) - asian parents, no time for friends, just learning (working) day in and out, also on weekends . That friend is not only the best in class but in school, learning math stuff already from his older brother, also winning math competitions - very efficient, very productive. But one day, I think, he will be just as frustrated as you - having enough money to retire early BUT ...................... missing life that never comes back - friendships, family life, hobbies, parties, travelling, video games with friends, sports teams, girls, nature & sun, .... - a meaningful life to enjoy.
I'm glad you made this minset flip. I did the same too :)
love it!
Welcome to our beautiful island, enjoy your stay (as a millionaire)
Great video. Next vlog on the Ducati
I agree with all of this. I retired five years early. I do not have as much to spend as you but I do not get much pleasure out of spending anyway. But spending my day riding my bike, exploring my city, watching astronomy lectures on UA-cam at night, these things are free and make me happy. You do not need much money if you do not spend much. If I were married, I'd be spending all my money on short term things like vacations. I like investing in myself and being cheap, that makes me happy. My main vice is going out to eat but I can afford it.
My classmate's life goal is centered that every year needs to be more fun than the last.
oh my god, this cracks me up
Exercise is the main EVENT of the day, what a great phrase!!! So damned true!!!
TeachLead doesn't need to relax. The relaxation needs TechLead
I like your recent content change ❤
love you, man.
There was a time I was also rich and retired, however the reality of the situation is I just wish that was true.
TL's videos are getting better and better. Loving it.
Love your insights because the older you get the more valuable time becomes.
What are you trying to explain and deliver while thinking loud while you should spend some time working until the age of 30 and saving as much as you can for better future?
I totally understand your point of view and keeping the same path as you did...
I recommend scuba diving to look at sunken city's offshore.
Every day is gold
how much do you spend on average for cooze
I love gardening, in the warm summer sun 🎉
The book "Outlive" would be a nice retirement book for the Ipad.
Hows the situation with the kid in japan going
“I refuse to prioritize work at first”. same dude few years ago: “I skip going outside for lunches with my coworkers - it is waisting of time which I can spend on my work” 😅
You just grew in my eyes like 100x, thanx for the honesty. I am also in a place in life where I don't have debt, have a house and a car and just got engaged with a beutifull girl, but so much of my friends and family don't have any time for just hanging out, sad... Keep up the great fun and chill.
Thank you great❤
Amazing
Great advice. 50yrs old, block of land in the country, work (help out friends) a day or two a week if I feel like it, one of my favourite tasks is collecting manure for the garden. Just me and the land collecting gold for the future. Simple. But, without the land I would have to run on that hamster wheel, rent is a killer.
"Time is more valuable than money. We can get more money, but unfortunately we can't get more time." Jim Rohn
You just did it long time ago man!
I'm so happy for you, I'm glad you found a way to live in a present moment, it's always so scary to allow yourself to do that, but it always pays out in the long run, because life is not money or digits, life is our experiences!
Thanks
TechLead always keeps it real
Techlead always delivers what I'd like to call it "truth in satirical but also plain hurtful form". Enjoy your quality time as we did these 10 mins
Welcome to Greece bro!
Thanks TL for sharing your time and experiences
So much wisdom here. And your dry delivery is hilarious. Thank you for taking the time out of your completely chill schedule to enrich our lives.
Can you make a video on how to get enough money to retire?
now this is the type of quality content i'm looking for
Facts, all over the place.. thanks for this.. now let's back to code..
I would be expecting a response 🎉from you sooner on the a bove di gits_
@@AnissaRobinson2 🤔