11 Best Investment options for senior citizens 2024 | New Schemes and 100% Secure Schemes 2024
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- Опубліковано 28 тра 2024
- 100% Secure investment plans for Senior citizens in India. Top 11 investment options that can help senior citizens FD, RD, SCSS, GILT fund, MIS, Govt bank FD, Private Bank FD, Small Finance Bank FD, Gold SGB.
#BestPlansForSeniorCitizen #SeniorCitizensSavingSchemes #BestFDSeniorCitizens #BestGovtSchemes #BestMutualFundForSeniorCitizens
SBI Annuity Deposit Scheme - • SBI Annuity Deposit Sc...
TimeLine for Best Investment Schemes for Senior Citizens :
0:00 Introduction
0:30 Term Insurance and Mutual Fund Investment or not?
3:00 Best Scheme for regular Income on Monthly basis
3:36 SCSS Schemes 2024
5:08 RD Interest rates
5:30 Private Bank RD Interest rates
5:46 Govt Bank RD Rates
5:59 GILT Fund Investment 2024
7:15 MIS Scheme 2024
7:50 Senior Citizens schemes for Long term
8:22 Govt Bank FD Interest rates
8:54 Private bank FD Rates 2024
9:13 Small Finance bank FD Rates
9:30 Gold investment for Senior Citizens
10:30 NSC Scheme
10:56 KVP Schemes
11:37 best Mutual Fund for senior citizens
🔹Senior citizens Highest RD rates
🔹Senior citizens Highest Saving account Rate
🔹 Senior citizens Jana Bank FD rates
🔹 Senior citizens IndusInd bank FD rates
- Small Finance Bank Rates
- Government bank FD rates
- Max Interest Tenure
✅ Best Bank for FD & RD Interest rates 2024 FEB : • Video
✅ बैंक में ज्यादा पैसा रखने के नुकसान - • बैंक में ज्यादा पैसा र...
✅ घर में कितना CASH रख सकते हैं - • घर में कितना CASH रख स...
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Senior citizens they have paid tax throughout their life. Now government should offer them some dignity and should not make a taxable. I totally agree with your viewpoint.
govt. will not listen this suggestion
I also agree with your views for tax exemptin
100% सही कह रहे है।टैक्स मे छुट होनी ही चाहिए। इस सरकार का निगेटिव प्वाइंट है।
वास्तव में सीनियर सिटीजन का ब्याज आयकरमुक्त होना चाहिए और ब्याज भी बढ़ना चाहिए
Very informative
Yes the intrest on SCSS tax should be free
Agreed sir,
Requesting the govt to please exempt the interest on scss from income tax.
Thanks.
you Daryaganj the
govt. will not listen this suggestion
Can an individual invest 30 lakhs each in two different banks under SCSS?
Good informative video.
As a senior citizen I request Government to exempt the interest of SCSS as tax free.
senior citizens scheme should be fully tax-free.
Income tax
Very informative.....yes scss should be tax free.....
Sir, thank you very much for giving very useful tips for senior citizens. Best wishes.
Very long awaited information. Anyhow thankQ Sirs, VERY GOOD INFORMATION. Please keep up.
Always welcome
Yes, I totally agree with you that tax for income generated out of fixed deposit should not be levied.
Very informative
Yes the intrest on SCSS should be tax free
Nice vedio for senior citizens please keep going such Vedios i shall become senior citizen arter one and half year now I shall start thinking regarding these schemes thanks and regards both of you 🙏🏿🙏🏿
Thanks for motivation - these words matter a lot
Very nice explanation Sir.... Bundle of info in a small videos... Thanks a lot
Scss tax free hona chahiye bilkul
100 percent agree with u,intrest of SCSS will be tax free.
Absolutely, govt must make SCSS completely tax free
I hope Maulana Modi gives thought about this scheme in the interest on ndianf elderly. people
SCSS completely tax free
Yes, for Sr Citz,it should be absolutely TAX FREE.
Namaste Sir. Bahut acchi tarah se samjane ke liye dhanyvad🙏🙏🙏
Most Welcome and thanks for your motivation
You are right sir. Interest on the deposit for sinior citizens savings scheme should be tax free. Government should consider this for sinior citizens savings scheme
Yes you are very correct
Yes...SCSS ME INTREST TAX FREE HONA CHAHIYE.TDS BILKUL NAHI HONA CHAHIYE.
Was waiting for this much awaited video. Thank you so much ❤
Hello Girish ji
Happy to see your comment after long time. How are you?
Thanks
Ashish
@@SahajInfo All good. 😊
Sir I have a doubt.
Post 5years of Senior citizen savings scheme can it be extended for another 3years for the initial investment period Interest rate or for 3years extension the current SCSS interest rate will be considered.
It can be extended but with new rates
We are missing your suggestion on New Video Topics
@@SahajInfo Many Thanks for your quick response.
One request.
I recently noticed that Quarterly interest paid out by Banks like Fincare and other small finance bank etc are paying out good interest for long term deposits.
For example in Fincare , they have 8% interest for upto 60months investment term period and and total interest yield for 60months investment came upto 9%+.
Is it possible to make a video on
Quarterly interest payout FD vs yearly interest payout video.
We investors should invest in quarterly payout FDs to maximize our long-term FD investment
Agreed yes govt should consider it
Yes Sir Sir. Citizen's ka interest TAX Free hona Chahiye saath hi Unke age ko dhyan me rakh kr unki sari Income Tax free honi Chahiye jisse vo aaram se apni life ji sake
100%agree with you interest of scss will be tax free.
Senior citizens Scheme interest must be made tax Free. Govt. of must give a look to it.
Govt must think of Sr Citizen
Jee haan sir ji 🙏🙏interest should be tax free for senior citizens ashish and vinay ji 🙏🙏
Right - demand is for SCSS atleast
Thanks for informing
Yes u r right interest tax free hona chahea
For senior citizens, upto 10 lacs, income p.a. there should be no tax. Difficult to earn but medical and other expenses increases. Govt.not giving any comfort or medical benefit for middle class. Difficult to live after retirement.
Well said and it should be considered
@@SahajInfo No, it is not 'it should be consideted' but it MUST be considered. KAM
बेहतरीन information
Thanks for nice comment
Sir, video ke cover pr likha h 10 % interest rate. Pls clear which one of these investments is offering 10 % interest rate. Thanking you for superb videos.
If it's done it will be great help.
Absolutely true.
Thanks nice information
Very good holistic info
The Interest on Senior citizens Scheme should be interest free.
Great Sir 👍🙏🏻
Thanks a lot
Yes,interest of sr.citizen scheme should be income tax free.
Thanks je❤❤❤❤❤❤❤❤❤❤❤❤❤❤
Yes 100%right
thank you for giving valuable information. Please elaborate usually one says that the return on mutual funds is 15-20%. Which is calculated on a base NAV of 10. But when we invest at an NAV of more than 30. It means the return will be 15/3%=5%. Please guide us, this is a very important subject to make a video on it.
Nice and informative video. Appreciate your efforts. I have a question please: my mother is a pensioner and recently sold land property. She is unaware of the ITR and tax etc. Should she proactively fill ITR ? tax will be cut automatically only right ? would she get any notice for the sold property as the money is in her account ?
Definitely. We all the sr. Citizens request the govt to make the int earned in scss tax free.
Good Explanation
Thanks and welcome
Very good information 🎉🎉🎉
Thanks a lot
It should be interest free as senior citizen pay tax throughout earning till 60 yeas of age, so when his earning stop seeing inflation must be interest free
अवश्य टैक्स रिबेट मिलना चाहिए।sr c को इनकम टैक्स में। प्रभात मिश्रा।
Scss should be tax free.because most of the people don't have monthly pension or any other source of income.
You are right up to some limit as rs 5lac to int free if he have not govt pension
Interest of SCSS should be tax free and I hope Govt will do something about it.
Ashishji, Sr.Citizen ke liye samay samay par aise videos late rahiyega...🎉
Bilkul Sir - next will be how to save tax and TDS for Sr Citizen
Good idea see pl calculation. Being I am sr but due to tds i make fd in name of son. So scheme is failed see 8'2-10 percent=7':40 or 6:50 if 20 percent slab. Cancluded it is excemped as per your video that can stop flow to son
Yes taxation on interest up to 6 lakhs should be free
SCSS scheme bilkul TAX FREE hona chahie.
Can you please have videos 1. schemes which are low risk with interest exemption
2. Schemes for senior citizens who have citizenship of foreign country but plan to live in India permanently as a resident Indian
agar hum SGB secondary market se buy karke premature redemption karwate hain, what would be tax implications?
Gilt ETF जैसे LTGILTBEES में कर सकते है क्या?
Yes right.
Sir can u tell me if nomination is mandatory? Inspire of 2nd holder?
Yes, it should be tax-free interest earned from sscs
बिलकुल tax free hona chahiye
Tax free
SCSS Tax free hona chayiye
..
टेक्सफ्री होना चाहिए
Very Informative.
Yes the interest on SCSS should be Tax Free as this is only source of income for old age persons.
Namaskar.
Thanks a lot for motivation
Good ❤
❤
Thanks
Thanks a lot Rahul ji for Super Thanks
Interest must be Tax free, considering the senior citizen who has paid Taxes through out his life.
Yes we agree income of scss should be tax free.
Yes..for Senior citizens it should be tax free
Bilkul Scss me Milne vala interest tax free hona chahiye
SCSS, Nsc, Rd, Saving scheme mae intrest Tds, Income tax free hona chiyae senior citizens ko. Sarkar nae yae karana cahiye.
Ye jo no TDS wale investment vehicles hai like NSC inke inrest honge unka taxation as per tax slab joga kya?
Entire interest of SCSS should be tax free.
well said - its a need of hour for SCSS
Govt should consider interest free scss interest.
SCSS AND MIS OF POST OFFICE SHOULD BE TAX FREE FOR Sr. citizen.
FD and SCSS de jo interest earn hoga uski combine limit 50k PA rahegi kya?
Government should judge interest as well as remove the tax. Keeping in mind should consider both two factors interest that applicable and removal of tax.
Informative, Ty
You're welcome
Kindly suggest balanced mutual fund for senior citizens
What are the conditions to avail capital gain tax exemption if SGB are purchased from secondary market and redeemed as usual on maturity through RBI, that is on completion of 8 years from date of initial issue of SGB.
Interest for senior citizens should be tax free and government. May make more policies for them.
Yes intrest from SCSS should be tax Free
Please tell me if the scss is eligible for resident Indians who have citizenship of a different country
Govt. should think on taxfree SCSS income for senior citizen.
Govt should also consider to start Safe mutual fund for Sr. Citizen
Ji bilkul milna chahiye
Yes,SCSS must be tax free up to the limit of returns on 30 Lakhs investment.
Rate of interest to be 8.5 percent.
Yes, senior citizen should get income tax free interest on SCM
वास्तव में सीनियर सिटीजन के ब्याज पर टैक्स फ्री करना चाहिए
सीनियर सिटीजन टैक्स फ्री करना चाहिए
For the last 30 years we have paid income tax. Now we, the retired, persons, should get tax free interest from SCSS.
Will you please tell me how much amount eligible under 80D that's Health Insurance Premium. Interest on Senior Citizens Scheme must be surely tax free.
Interest earned by Senior citizens should be made tax-free because they have health issues, no or less earnings deteriorating physical &mental health etc. .At least, tax free interest should be brought to 3 lakes per annum .
Monthly sip kar sakte hai kya sir.
Equity funds mein kis tarah invest karey.
SENIOR CITIZEN KA INTEREST CHHUT MILNA CHAHIYE KYONKI UNKE UPAR RETIERMENT KE BAD DHER SARI ZIMMEDARIYAN SIR PAR KHADI RAHTI HAI 🇮🇳🙏
I agree with that senior citizen scheme interest should be tax free
Mutual fund me investment k liye konsa aap best rahenga sir
सर, scss को रिन्यू करना उचित रहेगा या मैच्योरिटी के बाद reinvest करना उचित रहेगा। व्याज दर तो शायद बदल जाता है।
Yes, should be
Senior citizen scheme me post office me 2 year pehle 10 lacs deposit kiye or udhar hee Milne Wale interest ki RD Kara di 5.7 percent interest per kya usko khatam karke ab bank me Rd Kara sakte hai kinyo ki vanha interest jayada mil Raha hai