Hello gurleen Ma'am. I planning to buy aditya birla active one plan, when im proceeding to buy the policy. I am getting an option in discount section (if i modify my room from "no room limit" to sharing room or single room. If i opt for this i am getting discount on premium. Shall i take it?
Thank you Ma'am! Your video's are quite helpful! I have a question. I'm 33 individual from Nagpur, planning to buy a health plan for self. I was planning to buy HDFC ergo restore plan with 5 lac cover. But my nature of job is such that I might have to work outside India for more than an year. In such case what should I do? Should I buy any other plans with 1 or 2 lac cover adding super top up so that it will have less premiums while I'm out of India. If yes, can you recommend any good health plans which offer option to choose less cover + super top up? Because HDFC dosen't provide option to choose below 5 lac cover. Kindly advise. Thank you in advance!
Hello Ishan, most of the insurers will not give sum assured less than 5 lacs. I will suggest that atleast go with 5 lacs base cover. and yes, HDFC restore is a good plan.
Hello ma’am, My TPA has rejected my claim after keeping it on hold for more than 2 months.. they did an investigation and I was told repeatedly by the people on call from TPA that everything is found ok from my as well as hospital’s end and the claim will be processed soon.. suddenly 2 days back the status shows as rejected.. I haven’t received any letter but upon calling customer care I understand that the word MANIPULATED is mentioned and the claim is rejected.. All docs are as original and correct.. How do I proceed about it now?? Shall i apply to consumer court?? Kindly advise
@@GurleenKaurTikku thanks for reply. I had sent mail to grievence cell the very same day.. how long should i wait?? What should be my next step if they dont reply?? Please reply
Exclusion and inclusion : mam kya koi bi customer agr health policy leta h to use policy wording provide kri jti h jisee use pta lg paye ki kya exclude h kya include uski policy m ????
मेरी पॉलिसी ऑप्टिमा रिस्टोर में है।। मेरी वाइफ को ट्यूबरक्लोसिस हुआ था।। हॉस्पिटल में एडमिट हुए बिना ही सारा इलाज करवाया था। और रिपोर्ट भी नार्मल हो गयी है।। तो क्या इस केस में कंपनी को बताना जरूरी है। pls tell me।
Rakesh jee, Here it is OPD treatment, firstly cant be claimed from insurance company and secondly it is not required to inform the company but retain the treatment papers, aage claims ke time par zarurat padh sakti hai in treatment papers ki.
Very well explained in very short time Gurleen!! Your explanation is simple and easy to understand.
Thank you jee :)
Ma’am the way you explain 👍🏻
Ma’am please make a separate video on riders plans and their features
Thank you :)
SUPER EXPLAIN MADAM TQ
👍
Complete information, exellent explanation Mam 👍👍
Thank you so much :)
Super explaination
Thank you so much, keep watching
Nicely Explained very informative video 👍
Thank you so much jee :)
Nice Explaination
Thank you , keep watching !
It's very helpful for interview
Thank you jee, all the best & keep watching !
🙏☺️
Very Nice
Thank you !
Please provide details early death & non early death claim death claim...what are the most cause for claim rejection
Thank madam
Keep Watching !
Mam what is reinstatement?
How does aggregate deductible works in optima secure, does it work like top up or super top up? I could find a clear explanation in policy wordings.
It is annual aggregate deductible, so you can say it works like a super top up
Mam I newly joined Reliance health insurance company.. fresher no knowledge
Mam meri health policy 2018 se chal rahi hi us me critical illnes diagnos hui thi ab meri healt com.sum insuar + ker degi kya ya nahi
No, underwriting is done at the time of buying the policy. The company will not reduce sum assured on its own.
Make a video on bajaj health garud policy
Sure, Thanks for the suggestion.
Will shoot a video soon :)
Ma'am if i use the SA during first year , there will be any deductions in next year in SA?or can i increase the SA??
No deductions, yes you can increase if you want to.
Hello gurleen Ma'am. I planning to buy aditya birla active one plan, when im proceeding to buy the policy. I am getting an option in discount section (if i modify my room from "no room limit" to sharing room or single room. If i opt for this i am getting discount on premium. Shall i take it?
Hi, It is your choice.
If you feel, you are ok with shared room or single private AC room, then go for it
Is there REASONABLE & CUSTOMARY CHARGE clause in HDFC OPTIMA SECURE policy?
Yes, applicable
Please tell more adhitya birla insurance enhanced plan
There are few companies who accept BMI till 31-32 and beyond that loading will be there.
Sure, video coming soon.
मैम रिलायंस हेल्थ इनफिनिटी इंश्योरेंस के बारे में वीडियो बनाओ प्लीज
Sure, thanks for the suggestion :)
Ma'am kya insurance proposal for fill karne se phele payment kr dena hota hai?
Proposal form filling is done first and then payment
People! Jfyi, Restore can’t be done for same illness.
GMC explain feature
Thank you Ma'am! Your video's are quite helpful! I have a question.
I'm 33 individual from Nagpur, planning to buy a health plan for self. I was planning to buy HDFC ergo restore plan with 5 lac cover.
But my nature of job is such that I might have to work outside India for more than an year. In such case what should I do? Should I buy any other plans with 1 or 2 lac cover adding super top up so that it will have less premiums while I'm out of India.
If yes, can you recommend any good health plans which offer option to choose less cover + super top up? Because HDFC dosen't provide option to choose below 5 lac cover. Kindly advise. Thank you in advance!
Hello Ishan, reverted on your email for this query.
Hello Ishan, most of the insurers will not give sum assured less than 5 lacs.
I will suggest that atleast go with 5 lacs base cover.
and yes, HDFC restore is a good plan.
Salry 18000 he 5 lakh ki health ins Lena he to konsi policy Leni chahiye
Vipul jee, please get in touch with our team at 9650706699
Hello ma’am,
My TPA has rejected my claim after keeping it on hold for more than 2 months.. they did an investigation and I was told repeatedly by the people on call from TPA that everything is found ok from my as well as hospital’s end and the claim will be processed soon.. suddenly 2 days back the status shows as rejected.. I haven’t received any letter but upon calling customer care I understand that the word MANIPULATED is mentioned and the claim is rejected..
All docs are as original and correct..
How do I proceed about it now?? Shall i apply to consumer court??
Kindly advise
You can approach grievance cell
@@GurleenKaurTikku thanks for reply.
I had sent mail to grievence cell the very same day.. how long should i wait??
What should be my next step if they dont reply??
Please reply
@@nitish_srivstv www.policyholder.gov.in/report.aspx#
Restoration benefits
Exclusion and inclusion : mam kya koi bi customer agr health policy leta h to use policy wording provide kri jti h jisee use pta lg paye ki kya exclude h kya include uski policy m ????
Yes, Policy wording is available before buying the policy also. It is easily available online.
@@GurleenKaurTikku ok
Products yaad nahi hore hai mam
are mam mai SBI General ke liye apply karra hu interview mai poochega toh kuch yaad he nahi rehra.
Nicely defined
Can u tell me any good insurance with same premium with Global Coverage (incase treatment is available abroad)
Kanwaljit jee, as discussed over call yesterday, For global coverage few policies are available and they will come at higher cost like Max Bupa Premia
मेरी पॉलिसी ऑप्टिमा रिस्टोर में है।। मेरी वाइफ को ट्यूबरक्लोसिस हुआ था।। हॉस्पिटल में एडमिट हुए बिना ही सारा इलाज करवाया था। और रिपोर्ट भी नार्मल हो गयी है।। तो क्या इस केस में कंपनी को बताना जरूरी है। pls tell me।
Rakesh jee, Here it is OPD treatment, firstly cant be claimed from insurance company and secondly it is not required to inform the company but retain the treatment papers, aage claims ke time par zarurat padh sakti hai in treatment papers ki.
@@GurleenKaurTikku tnx very much mem.
@@rakeshkumarsundesha36 :)
Hindi me btaye mam please
jee, thank you for the feedback !