Have you given a thought to the duration of your visa ? I heard that some people get difficulties for them to stay more than 90 days or for their visa to be renewed after one year.
In France, care costs less, it is regulated, and you will be treated as well as in the USA if you need it. The general consultation costs €25, the home visit costs €35. Prices are displayed at the entrance to the office and set by the state for all of France, not at the client's head or the thickness of their wallet.
There is a great need for baby boomer videos and greatly lacks relatable channels out there. Most channels are younger people that some of us cannot relate and our needs are greatly different. Many many thanks for putting this out. Keep it coming and your travel adventures as well.
We made the move to Amsterdam, Netherlands almost 4 years ago. The cost of living is much cheaper here than in the USA. Better quality food, lifestyle, healthcare etc. Less stress with work, more vacation days. It’s all relative in the adventure and your priorities adjust accordingly. We will never ever move back to the USA. My suggestion when you are in the South, head to Antibes and Cagnes-sur- Mer.
Congrats on your move and that you are enjoying the Netherlands. Also appreciate the recommendation regarding Antibes and Cagnes-sur-Mer. We are going to check out as much as we can.
I’m not planning to move from the US but I love your channel. I’ve been to France, and seeing your videos brings back many lovely memories. You’re both so personable and fun to watch. Looking forward to all of your future videos!!
Thank you! That's so nice to know that you are enjoying watching the videos, and especially that they are bringing back lovely memories for you. We also appreciate your kind comments ❤️
Love your adventure in France. It gives me such a joy to watch when I probably wont ever live or travel there. However you never know what life brings to anyone. Love being with you in your journey and look forward to all the videos in the future.
I wanted to add to my question I left earlier - I LOVE your youtube videos. My husband and I have been to France and have thought about renting a place for a month and your videos are so helpful!
Fantastic video. I lived and grew up in Paris, from the ages of 5 to 10. Have been back several times since. Your videos have not only confirmed my love for France (as it was one of my homes) but also have been so enjoyable to watch with my mother and my brother. So much of what you have shown, we have known exactly where you are. So happy for you and your adventure. Your personal stories about recovery, as well as your joy of life are inspirational. God bless you both!
Hi Tony and KJ. I think I'm the guy you mentioned meeting in Versailles! As I'd mentioned, my wife and I thoroughly enjoy watching your videos. Something to consider regarding the metro system, there are 3 different train lines to get from Versailles to Paris, each being operated by a different network. The first is the Paris RER Line C which goes to Versailles Rive Gauche and heads to the left bank in Paris (Eiffel Tower, Musee d'Orsay, Gare d'Austerlitz). The second is the SNCF Transilien Ile de France Line L which leaves from Versailles Rive Droite and goes to La Defense and Gare St. Lazare. The third system is the SNCF Ter which is a regional system that leaves from Versailles Chantiers and goes to Gare Montparnasse. The Ter train is the only one that does not terminate in Versailles and continues east to serve as far out as Chartres. Something to look into would be picking up a Navigo Easy pass. I use the Versailles RD most and have found that this pass gives me seamless service to ride the train into Paris, use any metro, bus or tram in the city, and also use any bus around Versailles (Phebus). One of the great conveniences about this pass is that I can check the balance as well as pay and add more trips to the pass using only my smartphone. No more station kiosks! Its done with the NFC function on the smartphone. The only downside I've found is that it is not compatible with the RER train for Versailles RG. We got our passes last summer at the Phebus office downtown next to the Monoprix (close to where we met). I also see that there is a Navigo office at the Chantiers train station. I've found that this little pass has been a great convenience to aid in using the bus system around town, as well as a huge plus when zipping around the subways in Paris. Keep the updates coming! We love your channel!
I live outside Paris but commute daily. To start with or for occasional use of the transport system, the Navigo Easy recharge is the solution par excellence! Also, the paper to keys are being phased out. Next for the route options, the app IDF Mobilités gives you all the option via public transport.
Hi Jon - Yes, Tony was so happy to get to meet you. He called me (KJ) right afterwards. Thanks so much for the information regarding the train stations and the Navigo card. We recently learned about Navigo. Definitely the way to go. Also, we didn't realize there's another train station in Versailles. We were only aware of Chantiers and Rive Gauche. Thanks for all the helpful tips!
When I was in London and Paris I would just google, what Metro line to I take from Montparnasse station to The Louvre, for example. The choices would pop up and I'd get my map of Paris and see how I wanted to go. Did the same in London. I love having a paper city map. Actually both London and Paris maps were foldable, laminated paper. I can see a very large area, see where I am, where I want to go, and it just gave me a good relationship as to where I was in relation to places. By having the big map I often found that the place I was going was very close to another place I wanted to see. Using the map on the phone just didn't give the that reference. I'd plan my routes in my hotel room at night and then used the phone for quick reference as needed but I knw what lines I needed to take and what my stop was and I knew what direction I needed to walk when I came out of the Metro. It worked great, I learned areas, street names and landmarks pretty quickly. i LOVE that transportation. The US has really missed the boat.
Thank you, Pamela. Tony also likes having a paper map. Like you said, it gives you more informationa relative to what is also near where you are going. Thanks for the info and for watching!
I love paper maps too. It seems almost scary to some younger people that you can travel relying on road signs and a little bit of planning with a general idea of the route!
You are the only You Tuber who completely clarified the Travel Health Insurance needed to come to France. Apparently, the expensive US. travel insurance which costs 1,000 a month for older people is worthless. This alone, makes this video worth its weight in gold. People are very confused about which insurance to purchase.
My daughter lived in Paris for 9 months. Her experience with the health care was fantastic. She had to go to the doctor for some facial swelling/allergic reaction. They sent her to the American Hospital in the 17th. They were wonderful with her. She was alone, but felt safe. She was discharged after a few hours of observation. She also said just going to the Pharmacy for a prescription renewal went well also.
Thank you for an excellent video! Very informative. Visa, health insurance, costs, expectations. Your video helps me with my thoughts about us living in France. As retired educators (we helped a new school open in Lviv - Aug-Dec), we are exploring Poland (Dec-Jan), Estonia (Feb 1-20), and possibly France (Feb 20-29) before we head back to Portland, Oregon. Paris is beautiful and walkable. We seek a walkable, affordable, and comfortable place to call home. My wife Cindy has MS, so calm is a required component. I grew up in Los Angeles, working & driving 24/7, so the European pace is very attractive. Thank you. Dean & Cindy
Yes, we love Paris. But depending on where you live in France, you may be sacrificing a lot in terms of space. Not sure how it compares to places like Lviv, Poland and Estonia. Would be interested to know what your impressions are once you've been to France.
Hi, I was in Paris in September for a book festival. The festival was actually in Vincennes which is two metro stops outside of Paris on the 1 line. Beautiful little city, looks like a neighborhood in Paris so much in fact that I thought out taxi driver was lost on the drive in. There are many restaurants, stores etc. I'm not sure how expensive living there is or if it's on your list of places to try out but I thought I'd mention it. I'm enjoying watching your journey, thanks for sharing!
Thank you, Kelly. We heard this from others as well. There are just so many places to see and so many different recommendations. It's hard to choose. We appreciate the recommendation and for sharing in the journey with us.
Vincennes sure is cute, pleasant but for a common french citizen like me, I can't afford to live there. It is a bourgeois town for french middle class. Parisian area is too expensive, even outskirts. Even french métropoles are become unaffordable.
I love seeing the different Airbnb’s that you stay in. I love traveling and have figured out that my “nest” I stay in, has a lot to do with my happiness while visiting places. It Has to have a certain feel to it.
100% agree about the place having a lot to do with happiness while visiting. It doesn't seem to impact Tony either way, but my surroundings are very important to my overall mental and emotional wellbeing.
OK, on the health insurance. After 90 days of uninterrupted stay in France you must apply for a permanent residence permit. At the same time one (1) of you should apply to be enrolled into the "protection universelle maladie (Puma)". This gives you access to the french health insurance, you will get a social security number and the famous "Carte Vitale" to be used at doctors, hospitals and pharmacies. In fact you have to pay an annual premium based of the revenues of this ONE persons revenues (France is not so socialized yet). Afterwards you demand to associate your spouse or partner to your social security number. This is always granted and there are no additional premiums to pay. Same would apply for underage children or students. For the fees not covered by the "Securite Social" you enroll with a "Mutuelle", usually non profit organizations or insurances, they will cover the rest.
@@ahoj7720 No, you don't pay upfront for the "Security Social". Even for the "Mutuelle" most is paid without upfront payments. You are usually not invovled in the payment process between the health care provider and the insurance.
Different rules apply to students. Once you have spent 90 days in France, you need to be intending to spend 6 months a year minimum to qualify for the cover. And for reimbursements, unless I am mistaken, you need a French bank account in. The top-up cover can make a real difference.
Very informative comments by Gunter. Only to add that having a verified address is important, both for the Assurance Maladie and to obtain a bank account; there will also be a security check after applying for either the Puma or a bank account, which can take a couple weeks up to months to complete. As insurance involves reimbursements, don’t delay establishing a bank account. If you do not already have an account with an international bank (PNB Paribas, HSBC) your best bet is La Banque Postale, which adds a State entity cannot decline your request on the basis of FATCA, assuming you meet all other bank requirements.
I have been intending to say that the approach you are taking with trying different area of the country before you settle down is such a good one and I think that other folks should do the same if they can, in whatever way. Whether that is a temporary, relatively long-term stay doing something more than be a tourist on vacation but dealing with the various logistics and interacting with the people or whatever form it takes, because living in a place is different than being on vacation there. I lived in a tourist town for 23 years.
Thank you. Yes, living in a place is definitely much different than being a tourist. We still feel like we are living like tourists because we have our son staying with us and we are wanting to show him as much of Paris and Versailles as possible.
@@kjandtonylovefrance You are still living like tourists but that's okay. It is a gradual process. Even when I used to make week long trips (with two days on either side for travel), there would be points at which I would want a touch of home, usually in the form of American food. Part of it for you is the holidays and only a month in each place. I think you are right to take advantage of the opportunity to see things and show your son around while he is there as well as enjoy each other's company. Your videos have covered a lot of the business end of expatriating and the change to not only a more minimal lifestyle but to a European and specifically French lifestyle. Your vlogs are very practical, helpful, and fun. Thank you and please keep on doing what you do!
Just to add to the health cover in France. A general doctor’s visit costs 25 euros and is 70 % reimbursed. If you have a serious medical condition that requires hospital treatment it is covered 100% by the Government. Last year I had colonoscopy treatment and that was 100% covered. The reimbursement is done automatically in a few days direct to your bank account ( you will need a French account for this) No paperwork is needed. Your mutuelle top up insurance company details are linked to your carte vitale, which is essentially your social security card and your card is swiped at the doctors or hospital when you go there. This enables automatic reimbursement.
Glad to hear your experience with Wise has been positive. Like you, I plan to keep my US bank accounts and only open a local account once I'm settled (if ever) in one country. The ability to convert funds into multiple currencies and pay through the same account seems convenient and sensible especially if you travel outside countries that use the euro.
SO HAPPY that your Channel has taken off SO quickly! Good for you!! This was SUCH an informative and interesting video. AND last but NOT least, THANK for the shoes, I too have the dreaded "B" word. They never bothered me until the past few years. I am not happy about it lol! I walk every day and can't wait to try these! Thank you!!!
Thank you, Maxine. I'm so glad you're enjoying the channel and trust me, you are going to love these shoes. My dreadful B's have never been more comfortable...lol.
Also, this is really fun to watch you guys… My husband and I are about the same age as you KJ, just up against 60, and I’ve always had a little fantasy about moving to western Europe after my husband retires! Have you guys ever thought of Normandy?
In picking a location to stay long term, do not overlook France's mid-size western cities such as Nantes or Rennes or Angers, which have been quite successful in improving services and amenities to their residents, restoring their heritage and historic city centers. Also look into the south west : Bordeaux, Toulouse, Bayonne. If you think ' south of France ', consider Montpellier, not only the Riviera towns.
Paris is phasing out the paper tickets. You may find it more practical and cheaper to load up a number of journeys onto a rechargeable Navigo card. Of you use transport every day or several days a week, the monthly Navigo pass is soon the cheaper option
Thanks KJ and Tony for the great information. Just to clarify, did you guys go with the MutuAide Annual Health Insurance plan for your needs, or the the MutuAide Annual Lite plan? That is the one that the VFS Global site led me to from their website. That way we will know exactly which one worked for you two for the France Long Stay Visa application. Thanks, Peter.
What an adventure you guys are on! I have been watching your saga from the beginning. Question: Are you learning any French? Once you come to have a fair grasp of the language, a whole new world will open up to you. Although I'm biased, I predict it will be a high experience! Keep up the great videos!
We are learning some french, but studying has been difficult with our son here. We've been so busy. It's been more of the vacation style living having him here, because we want him to see as much as possible. I think that once he goes back to school we'll have more time for expanding our French beyond the basic greetings.
My dear god, I highly dislike sponsorship on yt. However, you two are doing it in such an adorable and authentic and rustic manner, that I won't hold a grudge! 😄
Another informative video. Congrats on being monetized in just a month. It took me almost 2 years. I just became monetized at the end of last year. I also wanted to mention a couple of things you didn't mention, just in case you're not aware, since I know you're there, finding your way through the "maze". I did a lot of research last year, for a video for my own UA-cam channel, that included info on the travel insurance you get for your Long Stay visa and costs of getting on the France national healthcare plan. I learned that most of the companies that sell the health insurance plan you need for the Long Stay Visa will refund whatever part of the 1 year policy you don't use in that 1 year period. So once you get on the France Healthcare system, check with the company you bought your policy from and see if you can cancel the "travel insurance plan" as of the effective date of the France national plan, and get a refund for the unused portion of the policy. If the plan cost you nearly $1000 and you can $400-500 of it back, that's a good deal. And 2nd, not sure if you're aware, but there's a cost for coverage on the national healthcare plan in France. I don't know how regular French citizens or Americans working in France get charged that payment. Maybe it's a payroll deduction? But for seniors who retire in France, if you're not working, and if you're on US Social Security, and have no income, (not working) there is no cost to us. None. They base the cost of their health plan on your income level and for the national health plan purposes, pension plans and US Social Security is not considered income. This was great news for us in our pre-planning since we're both collecting Social Security and that's how we're going to support ourselves (assuming it still exists by next year)! They also have "top up" type plans you can buy (just like our US Social Security supplemental insurance plans) that will cover that other 30% of all the medical bills their plan doesn't cover. You just submit the bills for reimbursement. Ok, that's my 2 cents for today. I hope it's of value. Really enjoying your videos. Giving me lots to think about. Can't wait till we're there too!
Hi An - Thank you so much for all of that valuable information. I was aware of some of it through the video I recommended by International Living. They do a great job of explaining all about the French healthcare system and even how to go about scheduling a doctors appointment. As for your channel, I was told by a view that once we arrived in Paris and started making videos in France that our channel would start to become really popular. I didn't think much of it but then we posted that first video and boom. It was really a surreal experience. Wishing you much continued success with your channel and your retirement to Nice in 2024! Perhaps we will be there too.
It strikes me that the audience appeal is wider-ranging on videos which are a mix of travel, information and experience - with a wider entertainment value than the other types of videos with a more specific theme.
What do you love so much about France?I know there is so much to see, great food, etc., but so does Italy and so many other places. I would like to know what makes France stand out from all of the other places you have been.
It’s just such vicarious fun to watch you explore. KJ like Grace Kelly and Tony like William Styron or Hemingway. Sorry, I know you’re more than that but it’s so frickin romantic! You go kids! Call it a midlife gap year(s) 😅💃🕺!
Within Paris, i found google maps to be a sh*tshow; constantly sending me in the wrong direction. I learned from others to use the Citymapper app and it is sooo much better! I'm on an Android and found it in the Google play store. I highly recommend it. I even shared it with other folks from the States while I was in Paris. Also the Paris RATP app is insanely good for finding best routes while using le Métro, les buses, et cetera. The two together are le mieux! Love you two, keep going, keep learning. So good to see you following your dream. 🙂
Hi TeddyBaeBear. I am working my way through all the comments and see this comment after I responded to your last one. Not sure what happened between this comment and your most recent comment but would love to know more. We certainly appreciate all the suggestions We, too, have androids, so I'm going to look for the Citymapper app. I'll also download the RATP app, which I'm sure will be helpful. Thank you so much. Can you please tell us your name? I think we may be missing something?! Thank you.
By the way….you mentioned a pair walking sneakers that I bought today based on your recommendation. I have never…ever been influenced to buy something based on a Utuber but took a chance and bought the sneakers. They are a dream for bunion sufferers that love to walk. Thank you.
Yes, they truly are. Mine are the most comfortable sneakers I've ever worn. I hope you find them as comfortable as I do. Appreciate you trying them out!
When you move from place to place within France to discover your favorite place to decide where you ultimately want to live in France, in the meantime how do you deal with your French residential address for the French authorities to reach you or mail you stuff related to VLS-TS and Carte Vitale matters?
We have emailed registered for VLS-TS information. We are currently searching for ways to get a permanent address, such as the one we use for our business in the US. Another area where we will need to keep you posted as we find out more.
HI KJnTony! We enjoy your channel and learn so much from your experiences! Re: the Wise account - I see it's a debit card. Is it accepted everywhere? Ubers or taxis? We are planning to be in Barcelona and then on to Rome this spring and the Wise debit looks great, but just wanted a little more info. And yes! Wise should sponsor your channel! Thank you!
Hi guys, you are great fun and very new to France , but if your video has the title of French Health Insurance, can you please stiick to the topic. We’ve been through an informercial, how you made videos, where you are moving to, finding out you do not have a bank account. What about health insurance. You have a few problems. You need an address, where you are going to live. You need this for your titre de sejour, your carte vitale, your bank account and your mutuelle. That would be my focus. Its nice to be chatty but people here want the info too! I have lived in France for going on five years and these items I have mentioned should really be your focus, also, finding a place to live. I think you would do really well in the Dordogne. Check it out!
Hi Cyn! Thank you for the feedback and suggestions. We will be addressing how we are navigating these issues (the ones you mention as your concerns for us) in future videos. I'm sorry you felt we were too chatty. We believe we did provide helpful information and a link to another resource we found (video) that gives very detailed information regarding health insurance in France. Our focus is simply to provide what we are learning as we are experiencing it. We don't have a specific agenda, except to share our experiences and hopefully pass on a little happiness along the way. We have been asked many questions about health insurance. I researched information and provided what I learned and admittedly shared that we are not here 90 days yet (a requirement to apply for insurance) and that we would provide an update when we have ourselves gone through the process. Again, thank you for your feedback and especially that you are concerned for us and our wellbeing. It's very kind of you and greatly appreciated.
My friend who is a Frenchwoman who lives near Lille has an apartment in Menton which is east of Monaco. I like it there better than Nice as is beautiful and much quieter than Nice, mor like the difference between Miami andBoca Raton. It is near Italy and you have the best of both countries. Check it out.
My question would be, "What would be some advantages and disadvantages of choosing Paris over Versailles? And, if this is a spiritual experience, do you feel like you are being led to a certain place? Thank you, Debby in Kansas
When you open a WISE TRANSFER "account, "you get a "Membership #" because they say this is not a "bank account". Must you report your WISE TRANSFER "Account" to IRS and also to the foreign country, e.g. France, where you are a tax resident?
What about Medicare in the U.S.? Have you given it up entirely? Are you not intending to ever return? Or, if you decided to return, could you then get right back into Medicare & a supplement insurance? Also, what about long-term care in France?
Hi Gaby - Those are all great questions. We are not able to use Medicare here in France. I'm sure if we ever return to live in the US that we would be able to take advantage of Medicare. As for long-term care in France, I'm not really sure how that works but will share about it as soon as we know more.
@@kjandtonylovefrance Yes, I am aware that Medicare is only for those who live (and remain) in the U.S., and that it is not transferrable to other countries (which is stupid, because the fees would be lower in most other places). This is unlike in the EU, where the insurance benefits of the various countries are transferrable to a certain extent. I was just wondering: IF you were to decide to return to the U.S. for whatever reason, would you able to "pick up" Medicare again? Are you continuing to pay the Medicare premium that is normally being deducted from your SS payments? Or can you actually drop the Medicate premium?
Hi KJ and Tony, thanks so much for your informative videos! I was wondering if you might be able to clarify up something for me regarding healthcare costs for American and Canadians retirees (and early retirees) in France. I'm trying to get to the bottom of what the costs would be for healthcare if my husband and I move to France. I'm 50 and he's 53. You shared a link to an video by International Living, which I watch and, in it, Tuula (the host) says that expat retirees with an income of 35K/year could expect to pay about $1500/year for healthcare in France yet, iin the video description, they share a link to their website that says that expat retirees would need to join an association like the Association of Americans Resident Overseas and pay approximately 12K/year for their healthcare. There's a big difference between those 2 costs. I'm wondering if you can share which of those costs is correct? Thanks so much! Keep up the awesome videos and enjoy France!
Hi! Thanks for your question. Unfortunately, we have no idea. We left France due to a medical issue (ironically) and were not able to find out for sure. When we move there again next fall we are debating whether or not we will seek residency. Part of the issue for us is the conflicting info we are hearing relative to health insurance and taxes. I'm sorry I can be of any further assistance to you.
@@kjandtonylovefrance Hi again KJ! I found the answer to my question in a Facebook group for expats in France and thought I would share that information with you in case it might be helpful. This is what I was told (keep in mind that I asked about my husband and me): "You will be required to buy a year's worth of private insurance to get your visa. Once you are accepted into the healthcare system (apply after 3 months, could take 3-18 months according to various experiences), your potential healthcare cotisation to the government for the Carte Vitale will be 6.5% of your worldwide non-pension income less about 20K per person per year. For example, if you have 60K of non-pension income (investments, rental income, etc) together, then take 60K less about 40K (20k * 2) and then 6.5% of that. It is calculated by URSSAF based on your worldwide income declared on your French tax declaration, and if you need to pay, they send you a bill. The exact #'s/etc can be found online at: www.urssaf.fr/portail/home/espaces-dedies/beneficiaire-de-la-puma/modalites-de-calcul-de-la-cotisa.html?fbclid=IwAR05jaH3xCfCDJM9grhJr5IwLrnS4ELWIvm-764XvdLL6kqwt2SJc92cKqM and then PASS could change yearly so you just have to find that amount, but for 2023, PASS was 43,992 euros."
KJ… Although I don’t have any issues with my feet yet, I do want to ask you, and you may not know this yet, but what types of shoes do you see people walking around in Paris? We are going to be in London toward the end of May, but I’m not really into big lug sole type shoes. I just want to make sure that trainers aren’t too casual… We also need something that’s going to be dry for our feet if we’re walking around all day.
Hi Lisa! It's interesting because I watched a bunch of videos about what to wear and not to wear in Paris (compared to the US) and I have seen a variety of everything. I remember one video saying "whatever you do, don't wear Uggs!" That's ridiculous. I've seen Uggs everywhere too. I've also seen trainers. I support the wear what is comfortable and makes you happy approach 😊
@@kjandtonylovefrance Normandie has the advantage of being close to Paris and yet very different- but I’ve been living between Paris and Normandie for a few years now and I love how untouched it still is. Congratulations on making the “big move”! There’s a lot going for this country, the national character notwithstanding
HI My husband and I use to go to Paris at least 4 times a year. Then covid hit. Now we wuld like to go back to see our friends. Were you guys concerned when you went? Thanks in advance
Hi Patricia. No, we have not had any issues relative to Covid. I hope you are able to come back. It's so beautiful here, as you know. Thanks for watching!
Here's a sweeping generalisation but which has some truth in it. France is generally much less consumer orientated than the United States. Like I say, I know it's a generalisation. 😉
Hi Michelle! It's not really that straight forward for us because we have different living expenses in Versailles. We are in Versailles because we wanted to stay within our budget and needed a 2 bedroom apartment to accommodate having our son with us for his winter break (which is 7 weeks). By virtue of him staying with us, our expenses are a lot higher than when we were in Paris. We are still living like we are on vacation because we want him to see as much as possible. If it were just the 2 of us, I think the expenses in Versaille would be less, but I don't think by very much. I really think that it depends on lifestyle. If you eat out a lot or if you are someone who cooks.
@@kjandtonylovefrance thank you so much for such a great reply! Funny how those college kids raise our expenses, eh? Just paid for the last semester of our youngest daughter. Fall is going to feel like we received a pay raise!! LOL
Public transport tends to be very good but per usual and human nature people like to moan and they romanticize and selectively remember the past. They remember and exaggerate the good things in the past and the bad is forgotten.
Great video! I am curious to know if you can just continue to live in France indefinitely? As a Brit I know I would have to come home after 90 days (thanks to Brexit) 😢
And France considers you tax resident once you can declare it us where you maintain your permanent home; many other countries use a 183 residency guideline.
Yes, we have heard conflicting things about this. I"ve heard reports of some people going back to the US because of tax issues and also how the French government handles death, etc.. I'm not sure what to believe. We've heard the French will not double tax income made in the US but then others have told us they will. I guess we will find out.
@@kjandtonylovefrance you can easily find the tax treaty between the US and France on the US state department web site. Your US Sourced retirement income, both social security and private retirement funds, are only taxed in the US. There should be no double taxation. However France will tax global income at its own rates, so you will likely need to pay some income tax in France next year-that is different from double taxation and some may get it confused.
@@kjandtonylovefranceThe French laws of succession go back to Napoleonic times and are very different than in the l’anglophone world (they remain in effect in Louisiana, however!). This is an area where professional advice is weiter paying for.
Academically speaking, yes, the term "expat" is for people living full time in a foreign country for a while, usually for professional reasons. There is no intention to stay forever. If permanent residency is the goal, academics use the term "immigration."
@@nikkiscott4341 Academically speaking yes but in practice I almost always find Americans using the term even though their intention may vary, while a lot of them would just call someone an immigrant for coming to US in spite of the reason. I don't have anything against the couple I just find interesting the broader phenomenon of Americans and sometimes Brits avoiding the word immigrant when speaking of themselves.
do u realize how EASY of a life u have? Married? Living in FR? Some of us - like me - a single mom - abused by ex, then US government who ripped my kids away, refused to even let me contact my kids and still holding me hostage and NOT letting me go home to Europe??? Pls pray for Corrupt Evil USA to let me leave!!! I am so traumatized.. I can not even build relationships.. I am robbed of motherhood and Love by evil USA Injustice and ABuse System! #VivelaFrance
I'm so sorry to hear of your struggles, Anna. How incredibly painful for you. There was a time in my life that I was in similar circumstances. I did not have my children taken, but it was one of my biggest fears. So I certainly imagine how traumatic this is for you. Please have hope 🙏
I haven't read all the comments so hopefully this isn't a repeat tip. We discovered a priceless app for getting around unknown cities when traveling in Europe and the U.K. with high school students. It is called citymapper(green icon). It is free and shows all options available. I loved how efficient it was as we are usually on a tight schedule with limited free time. We enjoy your videos, thank you!
Please leave a comment with any questions you have that we can answer in next week's Q&A 🙋♂
K J and Tony Thank You for all the information. Happy Travels.
Have you given a thought to the duration of your visa ? I heard that some people get difficulties for them to stay more than 90 days or for their visa to be renewed after one year.
In France, care costs less, it is regulated, and you will be treated as well as in the USA if you need it.
The general consultation costs €25, the home visit costs €35.
Prices are displayed at the entrance to the office and set by the state for all of France, not at the client's head or the thickness of their wallet.
Yes, we have had very positive experiences with health care in France.
There is a great need for baby boomer videos and greatly lacks relatable channels out there. Most channels are younger people that some of us cannot relate and our needs are greatly different. Many many thanks for putting this out. Keep it coming and your travel adventures as well.
Thank you, Melanie. I'm glad you are enjoying the videos.
Very helpful video! Merci 😊 You are doing a great job together making your helpful & fun videos- Bravo ❤🎉🇫🇷
We made the move to Amsterdam, Netherlands almost 4 years ago. The cost of living is much cheaper here than in the USA. Better quality food, lifestyle, healthcare etc. Less stress with work, more vacation days. It’s all relative in the adventure and your priorities adjust accordingly. We will never ever move back to the USA. My suggestion when you are in the South, head to Antibes and Cagnes-sur- Mer.
Congrats on your move and that you are enjoying the Netherlands. Also appreciate the recommendation regarding Antibes and Cagnes-sur-Mer. We are going to check out as much as we can.
I'm looking forward to watching your videos from Nice. You won't want to leave. It's a magical place. I lived there for 3 years.
We can't wait!! Looking forward to being there and sharing it with you!
I’m not planning to move from the US but I love your channel. I’ve been to France, and seeing your videos brings back many lovely memories. You’re both so personable and fun to watch. Looking forward to all of your future videos!!
Thank you! That's so nice to know that you are enjoying watching the videos, and especially that they are bringing back lovely memories for you. We also appreciate your kind comments ❤️
Love your adventure in France. It gives me such a joy to watch when I probably wont ever live or travel there. However you never know what life brings to anyone. Love being with you in your journey and look forward to all the videos in the future.
Thanks, Dianna. Happy to have you joining us for the adventure! And, yes. You n never know what life will bring 😊
I wanted to add to my question I left earlier - I LOVE your youtube videos. My husband and I have been to France and have thought about renting a place for a month and your videos are so helpful!
Thank you, Pamela. So glad you are enjoying the videos.
K J and Tony Thank You for all the information. Happy Travels.
Our pleasure. Thanks for watching and for your well wishes 🥰
Fantastic video. I lived and grew up in Paris, from the ages of 5 to 10. Have been back several times since. Your videos have not only confirmed my love for France (as it was one of my homes) but also have been so enjoyable to watch with my mother and my brother. So much of what you have shown, we have known exactly where you are. So happy for you and your adventure. Your personal stories about recovery, as well as your joy of life are inspirational. God bless you both!
Wow, thank you! So glad to know you're enjoying them and that they're bringing back such wondeful memoreis for you 🥰
Hi Tony and KJ. I think I'm the guy you mentioned meeting in Versailles! As I'd mentioned, my wife and I thoroughly enjoy watching your videos.
Something to consider regarding the metro system, there are 3 different train lines to get from Versailles to Paris, each being operated by a different network. The first is the Paris RER Line C which goes to Versailles Rive Gauche and heads to the left bank in Paris (Eiffel Tower, Musee d'Orsay, Gare d'Austerlitz). The second is the SNCF Transilien Ile de France Line L which leaves from Versailles Rive Droite and goes to La Defense and Gare St. Lazare. The third system is the SNCF Ter which is a regional system that leaves from Versailles Chantiers and goes to Gare Montparnasse. The Ter train is the only one that does not terminate in Versailles and continues east to serve as far out as Chartres.
Something to look into would be picking up a Navigo Easy pass. I use the Versailles RD most and have found that this pass gives me seamless service to ride the train into Paris, use any metro, bus or tram in the city, and also use any bus around Versailles (Phebus).
One of the great conveniences about this pass is that I can check the balance as well as pay and add more trips to the pass using only my smartphone. No more station kiosks! Its done with the NFC function on the smartphone. The only downside I've found is that it is not compatible with the RER train for Versailles RG.
We got our passes last summer at the Phebus office downtown next to the Monoprix (close to where we met). I also see that there is a Navigo office at the Chantiers train station. I've found that this little pass has been a great convenience to aid in using the bus system around town, as well as a huge plus when zipping around the subways in Paris.
Keep the updates coming! We love your channel!
I live outside Paris but commute daily. To start with or for occasional use of the transport system, the Navigo Easy recharge is the solution par excellence! Also, the paper to keys are being phased out.
Next for the route options, the app IDF Mobilités gives you all the option via public transport.
Hi Jon - Yes, Tony was so happy to get to meet you. He called me (KJ) right afterwards. Thanks so much for the information regarding the train stations and the Navigo card. We recently learned about Navigo. Definitely the way to go. Also, we didn't realize there's another train station in Versailles. We were only aware of Chantiers and Rive Gauche. Thanks for all the helpful tips!
Thanks, Nikki!
Wow! This is really important information to have from someone who lives there. Thank you!
When I was in London and Paris I would just google, what Metro line to I take from Montparnasse station to The Louvre, for example. The choices would pop up and I'd get my map of Paris and see how I wanted to go. Did the same in London. I love having a paper city map. Actually both London and Paris maps were foldable, laminated paper. I can see a very large area, see where I am, where I want to go, and it just gave me a good relationship as to where I was in relation to places. By having the big map I often found that the place I was going was very close to another place I wanted to see. Using the map on the phone just didn't give the that reference. I'd plan my routes in my hotel room at night and then used the phone for quick reference as needed but I knw what lines I needed to take and what my stop was and I knew what direction I needed to walk when I came out of the Metro. It worked great, I learned areas, street names and landmarks pretty quickly. i LOVE that transportation. The US has really missed the boat.
Thank you, Pamela. Tony also likes having a paper map. Like you said, it gives you more informationa relative to what is also near where you are going. Thanks for the info and for watching!
I love paper maps too. It seems almost scary to some younger people that you can travel relying on road signs and a little bit of planning with a general idea of the route!
A Canadian about to travel to UK, Ireland, France and Spain. I have started to use Wise as my banking card, it’s brilliant! Highly recommended.
Yes!! It's wonderful!
You are the only You Tuber who completely clarified the Travel Health Insurance needed to come to France. Apparently, the expensive US. travel insurance which costs 1,000 a month for older people is worthless. This alone, makes this video worth its weight in gold. People are very confused about which insurance to purchase.
So glad you found it helpful. It took a lot of research to finally figure out what to do and what we needed to buy versus what was a waste of money.
My daughter lived in Paris for 9 months. Her experience with the health care was fantastic. She had to go to the doctor for some facial swelling/allergic reaction. They sent her to the American Hospital in the 17th. They were wonderful with her. She was alone, but felt safe. She was discharged after a few hours of observation. She also said just going to the Pharmacy for a prescription renewal went well also.
That''s very comforting to know she had such a good experience. So far, we have only heard of positive experiences. Thank you for sharing this.
Just discovered this great channel and just subscribed. Excellent and helpful videos! Thank you, KJ and Tony, and happy living in France too!
Thank you, Yanni. Welcome!!
Excellent explanations of topics important to people planning to travel to France.
Thank you! 😃
What a lovely couple! Much success to you both.
Thanks so much for the kind comments and well wishes 🥰
Thank you for an excellent video! Very informative. Visa, health insurance, costs, expectations. Your video helps me with my thoughts about us living in France. As retired educators (we helped a new school open in Lviv - Aug-Dec), we are exploring Poland (Dec-Jan), Estonia (Feb 1-20), and possibly France (Feb 20-29) before we head back to Portland, Oregon.
Paris is beautiful and walkable. We seek a walkable, affordable, and comfortable place to call home. My wife Cindy has MS, so calm is a required component. I grew up in Los Angeles, working & driving 24/7, so the European pace is very attractive.
Thank you.
Dean & Cindy
Yes, we love Paris. But depending on where you live in France, you may be sacrificing a lot in terms of space. Not sure how it compares to places like Lviv, Poland and Estonia. Would be interested to know what your impressions are once you've been to France.
Happy 2023 great to see you great info!!
Thank you, same to you Virginia. Bonne Annee. Glad you enjoyed the video.
Very helpful, thank you!
You're welcome! Glad it was helpful.
Hi, I was in Paris in September for a book festival. The festival was actually in Vincennes which is two metro stops outside of Paris on the 1 line. Beautiful little city, looks like a neighborhood in Paris so much in fact that I thought out taxi driver was lost on the drive in. There are many restaurants, stores etc. I'm not sure how expensive living there is or if it's on your list of places to try out but I thought I'd mention it. I'm enjoying watching your journey, thanks for sharing!
Thank you, Kelly. We heard this from others as well. There are just so many places to see and so many different recommendations. It's hard to choose. We appreciate the recommendation and for sharing in the journey with us.
The East of Paris has become trendy these past two decades since there is no space left to be built on the western side.
Vincennes sure is cute, pleasant but for a common french citizen like me, I can't afford to live there. It is a bourgeois town for french middle class.
Parisian area is too expensive, even outskirts. Even french métropoles are become unaffordable.
I love seeing the different Airbnb’s that you stay in. I love traveling and have figured out that my “nest” I stay in, has a lot to do with my happiness while visiting places. It Has to have a certain feel to it.
100% agree about the place having a lot to do with happiness while visiting. It doesn't seem to impact Tony either way, but my surroundings are very important to my overall mental and emotional wellbeing.
OK, on the health insurance. After 90 days of uninterrupted stay in France you must apply for a permanent residence permit. At the same time one (1) of you should apply to be enrolled into the "protection universelle maladie (Puma)". This gives you access to the french health insurance, you will get a social security number and the famous "Carte Vitale" to be used at doctors, hospitals and pharmacies. In fact you have to pay an annual premium based of the revenues of this ONE persons revenues (France is not so socialized yet). Afterwards you demand to associate your spouse or partner to your social security number. This is always granted and there are no additional premiums to pay. Same would apply for underage children or students. For the fees not covered by the "Securite Social" you enroll with a "Mutuelle", usually non profit organizations or insurances, they will cover the rest.
Very helpful, Gunter. Thank you!
To get reimbursed you’ll need a bank account!
@@ahoj7720 No, you don't pay upfront for the "Security Social". Even for the "Mutuelle" most is paid without upfront payments. You are usually not invovled in the payment process between the health care provider and the insurance.
Different rules apply to students. Once you have spent 90 days in France, you need to be intending to spend 6 months a year minimum to qualify for the cover. And for reimbursements, unless I am mistaken, you need a French bank account in.
The top-up cover can make a real difference.
Very informative comments by Gunter. Only to add that having a verified address is important, both for the Assurance Maladie and to obtain a bank account; there will also be a security check after applying for either the Puma or a bank account, which can take a couple weeks up to months to complete. As insurance involves reimbursements, don’t delay establishing a bank account. If you do not already have an account with an international bank (PNB Paribas, HSBC) your best bet is La Banque Postale, which adds a State entity cannot decline your request on the basis of FATCA, assuming you meet all other bank requirements.
Thanks for answering my question. Lots of good info here, thank you! From CT~
You're welcome. Glad you found it helpful.
I have been intending to say that the approach you are taking with trying different area of the country before you settle down is such a good one and I think that other folks should do the same if they can, in whatever way. Whether that is a temporary, relatively long-term stay doing something more than be a tourist on vacation but dealing with the various logistics and interacting with the people or whatever form it takes, because living in a place is different than being on vacation there. I lived in a tourist town for 23 years.
Thank you. Yes, living in a place is definitely much different than being a tourist. We still feel like we are living like tourists because we have our son staying with us and we are wanting to show him as much of Paris and Versailles as possible.
@@kjandtonylovefrance You are still living like tourists but that's okay. It is a gradual process. Even when I used to make week long trips (with two days on either side for travel), there would be points at which I would want a touch of home, usually in the form of American food. Part of it for you is the holidays and only a month in each place. I think you are right to take advantage of the opportunity to see things and show your son around while he is there as well as enjoy each other's company. Your videos have covered a lot of the business end of expatriating and the change to not only a more minimal lifestyle but to a European and specifically French lifestyle. Your vlogs are very practical, helpful, and fun. Thank you and please keep on doing what you do!
Just to add to the health cover in France. A general doctor’s visit costs 25 euros and is 70 % reimbursed. If you have a serious medical condition that requires hospital treatment it is covered 100% by the Government. Last year I had colonoscopy treatment and that was 100% covered. The reimbursement is done automatically in a few days direct to your bank account ( you will need a French account for this) No paperwork is needed. Your mutuelle top up insurance company details are linked to your carte vitale, which is essentially your social security card and your card is swiped at the doctors or hospital when you go there. This enables automatic reimbursement.
Thank you, Jenni!
I don’t have words!!!!! Extraordinary beautiful
Aw, thank you Ivy. Love you 🥰🥰
Glad to hear your experience with Wise has been positive. Like you, I plan to keep my US bank accounts and only open a local account once I'm settled (if ever) in one country. The ability to convert funds into multiple currencies and pay through the same account seems convenient and sensible especially if you travel outside countries that use the euro.
Hi Linda! Yes, Wise has really been great for us.
SO HAPPY that your Channel has taken off SO quickly! Good for you!! This was SUCH an informative and interesting video. AND last but NOT least, THANK for the shoes, I too have the dreaded "B" word. They never bothered me until the past few years. I am not happy about it lol! I walk every day and can't wait to try these! Thank you!!!
Thank you, Maxine. I'm so glad you're enjoying the channel and trust me, you are going to love these shoes. My dreadful B's have never been more comfortable...lol.
Also, this is really fun to watch you guys… My husband and I are about the same age as you KJ, just up against 60, and I’ve always had a little fantasy about moving to western Europe after my husband retires! Have you guys ever thought of Normandy?
We haven't really considered Normandy because of the cold weather. If we're going to be cold, we're going to be cold in Paris 😊
In picking a location to stay long term, do not overlook France's mid-size western cities such as Nantes or Rennes or Angers, which have been quite successful in improving services and amenities to their residents, restoring their heritage and historic city centers. Also look into the south west : Bordeaux, Toulouse, Bayonne.
If you think ' south of France ', consider Montpellier, not only the Riviera towns.
Thank you for the recommendations, Francois 😊
Why isn't ever the southwest included in the "south" as people mean it ??? A really underrated region
@@noefillon1749 well, as everyone knows, the 'south of France ' is between Nice and Cannes😊
How dare you say that Rennes and Nantes are middle-size cities ? At that rate, Bayonne is a mere village!
@@alkante2962 Rennes (368 k) is significantly smaller than Lyon (1.69 M), Bordeaux (995 k) or even Nantes (672 k).
Paris is phasing out the paper tickets. You may find it more practical and cheaper to load up a number of journeys onto a rechargeable Navigo card. Of you use transport every day or several days a week, the monthly Navigo pass is soon the cheaper option
Thanks, Nikki. This is definitely a great suggestion and something we've considered.
Thanks KJ and Tony for the great information. Just to clarify, did you guys go with the MutuAide Annual Health Insurance plan for your needs, or the the MutuAide Annual Lite plan? That is the one that the VFS Global site led me to from their website. That way we will know exactly which one worked for you two for the France Long Stay Visa application. Thanks, Peter.
Yes, the health plan.
What an adventure you guys are on! I have been watching your saga from the beginning. Question: Are you learning any French? Once you come to have a fair grasp of the language, a whole new world will open up to you. Although I'm biased, I predict it will be a high experience! Keep up the great videos!
We are learning some french, but studying has been difficult with our son here. We've been so busy. It's been more of the vacation style living having him here, because we want him to see as much as possible. I think that once he goes back to school we'll have more time for expanding our French beyond the basic greetings.
My dear god, I highly dislike sponsorship on yt.
However, you two are doing it in such an adorable and authentic and rustic manner, that I won't hold a grudge! 😄
Thank you, Al. I'm so glad we didn't offend... at least not too much 😆
THANKS FOR THE GREAT TIPS!!!!
THERE ARE WATERPROOF SPRAYS THAT WORK GREAT!!!!
Thank you!
Excellent video guys!!!
Thanks so much!
Ordered with your code. Thank u
Great! I hope you enjoy them!!
Another informative video. Congrats on being monetized in just a month. It took me almost 2 years. I just became monetized at the end of last year. I also wanted to mention a couple of things you didn't mention, just in case you're not aware, since I know you're there, finding your way through the "maze". I did a lot of research last year, for a video for my own UA-cam channel, that included info on the travel insurance you get for your Long Stay visa and costs of getting on the France national healthcare plan. I learned that most of the companies that sell the health insurance plan you need for the Long Stay Visa will refund whatever part of the 1 year policy you don't use in that 1 year period. So once you get on the France Healthcare system, check with the company you bought your policy from and see if you can cancel the "travel insurance plan" as of the effective date of the France national plan, and get a refund for the unused portion of the policy. If the plan cost you nearly $1000 and you can $400-500 of it back, that's a good deal. And 2nd, not sure if you're aware, but there's a cost for coverage on the national healthcare plan in France. I don't know how regular French citizens or Americans working in France get charged that payment. Maybe it's a payroll deduction? But for seniors who retire in France, if you're not working, and if you're on US Social Security, and have no income, (not working) there is no cost to us. None. They base the cost of their health plan on your income level and for the national health plan purposes, pension plans and US Social Security is not considered income. This was great news for us in our pre-planning since we're both collecting Social Security and that's how we're going to support ourselves (assuming it still exists by next year)! They also have "top up" type plans you can buy (just like our US Social Security supplemental insurance plans) that will cover that other 30% of all the medical bills their plan doesn't cover. You just submit the bills for reimbursement. Ok, that's my 2 cents for today. I hope it's of value. Really enjoying your videos. Giving me lots to think about. Can't wait till we're there too!
Hi An - Thank you so much for all of that valuable information. I was aware of some of it through the video I recommended by International Living. They do a great job of explaining all about the French healthcare system and even how to go about scheduling a doctors appointment. As for your channel, I was told by a view that once we arrived in Paris and started making videos in France that our channel would start to become really popular. I didn't think much of it but then we posted that first video and boom. It was really a surreal experience. Wishing you much continued success with your channel and your retirement to Nice in 2024! Perhaps we will be there too.
It strikes me that the audience appeal is wider-ranging on videos which are a mix of travel, information and experience - with a wider entertainment value than the other types of videos with a more specific theme.
We like creating the mixture of personal experience, travel tips and entertaining videos. So I'm glad people are finding them appealing 🥰
As always love your video's. I love Switzerland so much! Never have been to France. Want to go. Sending HUGS, Prayers and Kindness! xoxo
Thank you, Kaye. Always appreciate your HUGS, prayers and kindness. Also, fyi... I've never been to Switzerland, but looking forward to going there 🥰
That health Insurance is WAY better than any option I have! Wow, cone on US get your act together
Yes, 💯
I love your channel. Thank you for sharing your experiences. My dream is to live partially in Italy. Your experiences are helpful.
Thanks, Tammy. Glad you are enjoying the channel and that you are finding the videos to be helpful.
What do you love so much about France?I know there is so much to see, great food, etc., but so does Italy and so many other places. I would like to know what makes France stand out from all of the other places you have been.
Thanks, Pamela. I've added your questions to our list for next week's Q&A. I hope you have a great day!
It’s just such vicarious fun to watch you explore. KJ like Grace Kelly and Tony like William Styron or Hemingway. Sorry, I know you’re more than that but it’s so frickin romantic! You go kids! Call it a midlife gap year(s) 😅💃🕺!
Thanks for the kind comments. Don't mind being compared to those lovely folks at all 🥰
Thank you very much 💕😊😊💕
You're welcome 😊
Within Paris, i found google maps to be a sh*tshow; constantly sending me in the wrong direction. I learned from others to use the Citymapper app and it is sooo much better! I'm on an Android and found it in the Google play store. I highly recommend it. I even shared it with other folks from the States while I was in Paris.
Also the Paris RATP app is insanely good for finding best routes while using le Métro, les buses, et cetera.
The two together are le mieux! Love you two, keep going, keep learning. So good to see you following your dream. 🙂
Hi TeddyBaeBear. I am working my way through all the comments and see this comment after I responded to your last one. Not sure what happened between this comment and your most recent comment but would love to know more. We certainly appreciate all the suggestions We, too, have androids, so I'm going to look for the Citymapper app. I'll also download the RATP app, which I'm sure will be helpful. Thank you so much. Can you please tell us your name? I think we may be missing something?! Thank you.
By the way….you mentioned a pair walking sneakers that I bought today based on your recommendation. I have never…ever been influenced to buy something based on a Utuber but took a chance and bought the sneakers. They are a dream for bunion sufferers that love to walk. Thank you.
Yes, they truly are. Mine are the most comfortable sneakers I've ever worn. I hope you find them as comfortable as I do. Appreciate you trying them out!
When I saw the green ones I thought they were beautiful too.
Thank you, Dianna! I love them. I have them on right now 🥰
When you move from place to place within France to discover your favorite place to decide where you ultimately want to live in France, in the meantime how do you deal with your French residential address for the French authorities to reach you or mail you stuff related to VLS-TS and Carte Vitale matters?
We have emailed registered for VLS-TS information. We are currently searching for ways to get a permanent address, such as the one we use for our business in the US. Another area where we will need to keep you posted as we find out more.
HI KJnTony! We enjoy your channel and learn so much from your experiences! Re: the Wise account - I see it's a debit card. Is it accepted everywhere? Ubers or taxis? We are planning to be in Barcelona and then on to Rome this spring and the Wise debit looks great, but just wanted a little more info. And yes! Wise should sponsor your channel! Thank you!
Hi there! As far as we know it is. We have not had any issues using it anywhere.
Hey hey, I just bought my travel insurance for 1 year with your link...! I hope they give the visa for 1 year...! Thanks!
Hi guys, you are great fun and very new to France , but if your video has the title of French Health Insurance, can you please stiick to the topic. We’ve been through an informercial, how you made videos, where you are moving to, finding out you do not have a bank account. What about health insurance. You have a few problems. You need an address, where you are going to live. You need this for your titre de sejour, your carte vitale, your bank account and your mutuelle. That would be my focus. Its nice to be chatty but people here want the info too! I have lived in France for going on five years and these items I have mentioned should really be your focus, also, finding a place to live. I think you would do really well in the Dordogne. Check it out!
Hi Cyn! Thank you for the feedback and suggestions. We will be addressing how we are navigating these issues (the ones you mention as your concerns for us) in future videos. I'm sorry you felt we were too chatty. We believe we did provide helpful information and a link to another resource we found (video) that gives very detailed information regarding health insurance in France. Our focus is simply to provide what we are learning as we are experiencing it. We don't have a specific agenda, except to share our experiences and hopefully pass on a little happiness along the way. We have been asked many questions about health insurance. I researched information and provided what I learned and admittedly shared that we are not here 90 days yet (a requirement to apply for insurance) and that we would provide an update when we have ourselves gone through the process. Again, thank you for your feedback and especially that you are concerned for us and our wellbeing. It's very kind of you and greatly appreciated.
My friend who is a Frenchwoman who lives near Lille has an apartment in Menton which is east of Monaco. I like it there better than Nice as is beautiful and much quieter than Nice, mor like the difference between Miami andBoca Raton. It is near Italy and you have the best of both countries. Check it out.
Hi Caryn! Menton is definitely on our list. We heard wonderful things about Menton and it's location is ideal for traveling to nearby countries.
My question would be, "What would be some advantages and disadvantages of choosing Paris over Versailles? And, if this is a spiritual experience, do you feel like you are being led to a certain place? Thank you, Debby in Kansas
Thanks, Debby. I've added them to our list!
City mapper is a great free app to show you the routes (foot, subway, bus..), with the time it will need...
Thank you, Christine!!
Your video editing has really improved. Perhaps you can share what tools you use to edit with. -Daniel 🇫🇷
Hi Daniel - Thank you so much! I'm trying my best. I use Camtasia to edit all my videos.
When you open a WISE TRANSFER "account, "you get a "Membership #" because they say this is not a "bank account". Must you report your WISE TRANSFER "Account" to IRS and also to the foreign country, e.g. France, where you are a tax resident?
We are not sure, but will keep you posted.
I just ordered a pair of the blue ones, I don't know why because I never wear blue....but, they looked so cute on Tony. :)
Hi Sheila. They are a really beautiful blue. I hope you enjoy them.
What about Medicare in the U.S.? Have you given it up entirely? Are you not intending to ever return? Or, if you decided to return, could you then get right back into Medicare & a supplement insurance? Also, what about long-term care in France?
Hi Gaby - Those are all great questions. We are not able to use Medicare here in France. I'm sure if we ever return to live in the US that we would be able to take advantage of Medicare. As for long-term care in France, I'm not really sure how that works but will share about it as soon as we know more.
@@kjandtonylovefrance Yes, I am aware that Medicare is only for those who live (and remain) in the U.S., and that it is not transferrable to other countries (which is stupid, because the fees would be lower in most other places). This is unlike in the EU, where the insurance benefits of the various countries are transferrable to a certain extent.
I was just wondering: IF you were to decide to return to the U.S. for whatever reason, would you able to "pick up" Medicare again? Are you continuing to pay the Medicare premium that is normally being deducted from your SS payments? Or can you actually drop the Medicate premium?
Tony is a great model.
Thank you, Bette 🥰
Hi KJ and Tony, thanks so much for your informative videos! I was wondering if you might be able to clarify up something for me regarding healthcare costs for American and Canadians retirees (and early retirees) in France. I'm trying to get to the bottom of what the costs would be for healthcare if my husband and I move to France. I'm 50 and he's 53. You shared a link to an video by International Living, which I watch and, in it, Tuula (the host) says that expat retirees with an income of 35K/year could expect to pay about $1500/year for healthcare in France yet, iin the video description, they share a link to their website that says that expat retirees would need to join an association like the Association of Americans Resident Overseas and pay approximately 12K/year for their healthcare. There's a big difference between those 2 costs. I'm wondering if you can share which of those costs is correct? Thanks so much! Keep up the awesome videos and enjoy France!
Hi! Thanks for your question. Unfortunately, we have no idea. We left France due to a medical issue (ironically) and were not able to find out for sure. When we move there again next fall we are debating whether or not we will seek residency. Part of the issue for us is the conflicting info we are hearing relative to health insurance and taxes. I'm sorry I can be of any further assistance to you.
@@kjandtonylovefrance Hi again KJ! I found the answer to my question in a Facebook group for expats in France and thought I would share that information with you in case it might be helpful. This is what I was told (keep in mind that I asked about my husband and me): "You will be required to buy a year's worth of private insurance to get your visa. Once you are accepted into the healthcare system (apply after 3 months, could take 3-18 months according to various experiences), your potential healthcare cotisation to the government for the Carte Vitale will be 6.5% of your worldwide non-pension income less about 20K per person per year. For example, if you have 60K of non-pension income (investments, rental income, etc) together, then take 60K less about 40K (20k * 2) and then 6.5% of that. It is calculated by URSSAF based on your worldwide income declared on your French tax declaration, and if you need to pay, they send you a bill. The exact #'s/etc can be found online at: www.urssaf.fr/portail/home/espaces-dedies/beneficiaire-de-la-puma/modalites-de-calcul-de-la-cotisa.html?fbclid=IwAR05jaH3xCfCDJM9grhJr5IwLrnS4ELWIvm-764XvdLL6kqwt2SJc92cKqM and then PASS could change yearly so you just have to find that amount, but for 2023, PASS was 43,992 euros."
@@nadynekasta Thank you so much!
KJ… Although I don’t have any issues with my feet yet, I do want to ask you, and you may not know this yet, but what types of shoes do you see people walking around in Paris? We are going to be in London toward the end of May, but I’m not really into big lug sole type shoes. I just want to make sure that trainers aren’t too casual… We also need something that’s going to be dry for our feet if we’re walking around all day.
Hi Lisa! It's interesting because I watched a bunch of videos about what to wear and not to wear in Paris (compared to the US) and I have seen a variety of everything. I remember one video saying "whatever you do, don't wear Uggs!" That's ridiculous. I've seen Uggs everywhere too. I've also seen trainers. I support the wear what is comfortable and makes you happy approach 😊
Try Normandie!
Thank you!
@@kjandtonylovefrance Normandie has the advantage of being close to Paris and yet very different- but I’ve been living between Paris and Normandie for a few years now and I love how untouched it still is. Congratulations on making the “big move”! There’s a lot going for this country, the national character notwithstanding
That’s it dental🎉 I’m ciming😊
Yay 🥰
HI My husband and I use to go to Paris at least 4 times a year. Then covid hit. Now we wuld like to go back to see our friends.
Were you guys concerned when you went? Thanks in advance
Hi Patricia. No, we have not had any issues relative to Covid. I hope you are able to come back. It's so beautiful here, as you know. Thanks for watching!
Here's a sweeping generalisation but which has some truth in it. France is generally much less consumer orientated than the United States. Like I say, I know it's a generalisation. 😉
I agree, Nikki. I am find that to be true in my limited experience here.
Have you found you need a drastically different budget for Paris compared to Versailles?
Hi Michelle! It's not really that straight forward for us because we have different living expenses in Versailles. We are in Versailles because we wanted to stay within our budget and needed a 2 bedroom apartment to accommodate having our son with us for his winter break (which is 7 weeks). By virtue of him staying with us, our expenses are a lot higher than when we were in Paris. We are still living like we are on vacation because we want him to see as much as possible. If it were just the 2 of us, I think the expenses in Versaille would be less, but I don't think by very much. I really think that it depends on lifestyle. If you eat out a lot or if you are someone who cooks.
@@kjandtonylovefrance thank you so much for such a great reply! Funny how those college kids raise our expenses, eh? Just paid for the last semester of our youngest daughter. Fall is going to feel like we received a pay raise!! LOL
I like duck feet..they are hand made in Holland and poland
Interesting. I don't know that we've ever heard of them.
Public transport tends to be very good but per usual and human nature people like to moan and they romanticize and selectively remember the past. They remember and exaggerate the good things in the past and the bad is forgotten.
I would like to know what your other channel is?!
It's called Fostering Resilience.
Thank You- I’ll check it out! 💜
I am thoroughly enjoying your adventures.
So glad to know you're enjoying the videos, Janis. Thanks for watching 🥰
Do you feel that you have to live in a country in order to learn the language?
That's an easy one, but I'll also address in the next Q&A. For me, it's an absolute YES!
Because people want to move to Paris
❤️
Great video! I am curious to know if you can just continue to live in France indefinitely? As a Brit I know I would have to come home after 90 days (thanks to Brexit) 😢
Yes, apparently so. We have long-stay (full year) visas that are renewable.
@@kjandtonylovefrance That's great!! 😀👍🏻
No car needed?!
No so far!!
Isn’t this working in France
This is our passion. Some people retire and play tennis. We retired and are living an adventure we are enjoying sharing with others.
Carte Vitale (vital card! 😅)
Thanks, Carol! Love your pic❤️
What is a carte Vitale?
@@YT-Viewer France’s national health care card, from what I’ve heard
25 eur for doctor, not 35.
Thank you.
Sorry i was so abrupt but in a hurry. U must know by now you should get a mutuelle that will cover what the soc sec does not. Good luck 2 u.
The notion of residency for tax purposes will come into play at once point. One thing at a time. 🙂
And France considers you tax resident once you can declare it us where you maintain your permanent home; many other countries use a 183 residency guideline.
Yes, we have heard conflicting things about this. I"ve heard reports of some people going back to the US because of tax issues and also how the French government handles death, etc.. I'm not sure what to believe. We've heard the French will not double tax income made in the US but then others have told us they will. I guess we will find out.
Is this something we can look up? This 183 residency guideline.
@@kjandtonylovefrance you can easily find the tax treaty between the US and France on the US state department web site. Your US Sourced retirement income, both social security and private retirement funds, are only taxed in the US. There should be no double taxation. However France will tax global income at its own rates, so you will likely need to pay some income tax in France next year-that is different from double taxation and some may get it confused.
@@kjandtonylovefranceThe French laws of succession go back to Napoleonic times and are very different than in the l’anglophone world (they remain in effect in Louisiana, however!). This is an area where professional advice is weiter paying for.
Isn't Expat used by people who just don't want to call themselves immigrants even though they are exactly that?
Academically speaking, yes, the term "expat" is for people living full time in a foreign country for a while, usually for professional reasons. There is no intention to stay forever. If permanent residency is the goal, academics use the term "immigration."
@@nikkiscott4341 Academically speaking yes but in practice I almost always find Americans using the term even though their intention may vary, while a lot of them would just call someone an immigrant for coming to US in spite of the reason. I don't have anything against the couple I just find interesting the broader phenomenon of Americans and sometimes Brits avoiding the word immigrant when speaking of themselves.
I'm wasn't really sure, so I appreciate Nikki's response. Thanks, Nikki!
Thanks, Nikki.
do u realize how EASY of a life u have? Married? Living in FR? Some of us - like me - a single mom - abused by ex, then US government who ripped my kids away, refused to even let me contact my kids and still holding me hostage and NOT letting me go home to Europe??? Pls pray for Corrupt Evil USA to let me leave!!! I am so traumatized.. I can not even build relationships.. I am robbed of motherhood and Love by evil USA Injustice and ABuse System! #VivelaFrance
I'm so sorry to hear of your struggles, Anna. How incredibly painful for you. There was a time in my life that I was in similar circumstances. I did not have my children taken, but it was one of my biggest fears. So I certainly imagine how traumatic this is for you. Please have hope 🙏
US go home!
I haven't read all the comments so hopefully this isn't a repeat tip. We discovered a priceless app for getting around unknown cities when traveling in Europe and the U.K. with high school students. It is called citymapper(green icon). It is free and shows all options available. I loved how efficient it was as we are usually on a tight schedule with limited free time.
We enjoy your videos, thank you!
Thank you, Michelle. Appreciate the resource 🥰
The discount code KJNTONY did not work for me. Any others having problems?
Add 30 to the end of the code
Yes, like Denise said. It's KJNTONY30 and you have to use the link in the description.
@@denisedavis9908 Thank you!
K J and Tony Thank You for all the information. Happy Travels.
Our pleasure!
Thank you very much 💕😊😊💕
Thanks for watching, Michele 🥰