LTC Insurance: How to Make the Most of Pre-Existing Conditions

In this video, we dive into the complex world of long-term care insurance policies and their coverage of pre-existing conditions. Learn about the regulations in place across different states, common waiting periods imposed by insurers, and how to navigate this aspect of LTC insurance effectively. Whether you're considering purchasing a policy or simply want to learn more about this important aspect of financial planning, this video has all the information you need.
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Timestamps:
00:00 Intro
00:09 Long-Term Care (LTC) & Pre-Existing Conditions
00:20 Most States Require Insurers to Cover Pre-Existing Conditions
00:30 BUT most carriers utilize waiting periods
00:42 A specific waiting period before coverage kicks in