Is 12 Club App Approved by RBI - with Proof | Safe or Not

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  • Опубліковано 25 сер 2024
  • Is the 12 percent Club App by BharatPe approved by RBI and thus Safe or Not for investment? BharatPe launched its 12% club app which works on Peer 2 Peer Lending model and this Club app is giving the lenders on its platform an interest of upto 12%. The amount you deposit with Bharat Pe on it 12 percent club app is invested by them with RBI registered NBFC P2P company like LenDen Club. Whether RBI approves of P2P platform and are your investments safe, this is what I have tried to cover in this video.
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    💳 CRED - app.cred.club/... (₹250 on your first bill payment)
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    📺Learn about P2P Lending - • P2P Lending
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    📺Is 12 Club BharatPe App SAFE? - • 12 CLUB BharatPe App -...
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    Topics covered:
    The following topics have been covered in this video
    What is BharatPe Twelve Percent 12% Club
    What is 12% Club?
    Who are the NBFC partners and/or P2P NBFC Partner on the 12% Club?
    Is 12 Club App Approved by RBI?
    What is the risk and how to mitigate it?
    What are RBI approved NBFC?
    Is your money safe with 12% club app?
    What is the role of BharatPe
    Disclaimer:
    All videos/comments and all other forms of communication are for educational purposes only and should NOT be considered INVESTMENT ADVICE. Any individual shall NOT be held liable for any loss suffered in any form by a student/UA-cam viewer/member of the public. Any information provided through our videos/classes/comments/social media posts or any other form must NOT be considered Investment advice.
    Some contents are used for educational purpose under fair use. Copyright Disclaimer under Section 107 of the Copyright Act 1976, allowance is made for "fair use" for purposes such as criticism, comment, news reporting, teaching, scholarship, and research. Fair use is a use permitted by copyright statute that might otherwise be infringing. Non-profit, educational or personal use tips the balance in favor of fair use.
    Tags:
    #12club #peertopeerlending #investment #everypaisamatters

КОМЕНТАРІ • 127

  • @EveryPaisaMatters
    @EveryPaisaMatters  Рік тому +4

    ➡If you want to DOWNLOAD the 12% App - twelveclub.onelink.me/2Cmd/c1c1b881 (Affiliate Link)
    ✅Subscribe to my UA-cam Channel - bit.ly/EPMsub

  • @arjunkumar8998
    @arjunkumar8998 Рік тому +15

    It is approved by RBI but it is not guaranteed for money...... Risk Risk Risk

  • @parmodsingh5221
    @parmodsingh5221 Рік тому +15

    Hello sir...
    Can we withdraw both principal amount and the returns or just the returns?..also how long is it taking to withdraw any particular amount?

    • @SALIMKHAN-re2sk
      @SALIMKHAN-re2sk Рік тому +2

      YES U CAN ITS TAKES UPTO 48 HOURS, THANKS

    • @arjunkumar8998
      @arjunkumar8998 Рік тому +3

      Withdraw small amounts like 40000, 30000, 25000 don't withdraw huge amount like 1lkh at a time .

    • @parmodsingh5221
      @parmodsingh5221 Рік тому

      @@arjunkumar8998 okay brother..thanks

    • @arjunkumar8998
      @arjunkumar8998 Рік тому +2

      @@parmodsingh5221 bro don't invest it is risky... If you have plenty of money then no issue

    • @parmodsingh5221
      @parmodsingh5221 Рік тому +1

      @@arjunkumar8998 thanks for the suggestion Bhai...dekhte hai kya karna hai

  • @dipakdawkhar8916
    @dipakdawkhar8916 Рік тому +4

    Kindly make a video on Liquid Funds as well.

  • @himanshuk177
    @himanshuk177 Рік тому +4

    If multiple deposit and withdrawal transactions are done in these apps. It will be adding up to total credit and debit limit of my account so, can this cause tax implications?

  • @rupeshpatil6957
    @rupeshpatil6957 Рік тому +8

    Sir, maine last month me t bill for 91 days purchase kiye zerodha coin app pe. Units are credited to demat but now value is in negative (-250 Rs) what would be a reason? At the time of purchase interest shown is 6.7% something. Pls help

    • @nitishkumar-bf5kh
      @nitishkumar-bf5kh Рік тому +1

      91 days rkhe rho sb green ho jayga

    • @hiteshagarwal1572
      @hiteshagarwal1572 Рік тому

      Bhai T bills discount mein issue hote hain actual face value se so jab maturity aayega tabtak return aa jayega

    • @rupeshpatil6957
      @rupeshpatil6957 Рік тому

      @@hiteshagarwal1572 Hi Bhai, discounted price ke bhi niche aaya hai ab toh.. negative 300 chal raha.. but jaise apne bola ki maturity tak (91 days) recover ho jayega .. lets see then.. thanks for your reply

    • @rupeshpatil6957
      @rupeshpatil6957 Рік тому

      @@nitishkumar-bf5kh yes, thanks for your reply

    • @shashanksingh997
      @shashanksingh997 Рік тому

      Bhai 6.7% 91 days me milega...ya 6.7 % ki rate se 91 days me 2% milega ?? Plss clear my doubt

  • @musarafali3891
    @musarafali3891 Рік тому +2

    Apne to doubt main rakh diya, hum jab paisa deposit karte hai innofin solution private Ltd ke account main paisa jama karte hai, 12%club naam diya hai apps ka sayad.

  • @AloneBoy-io2bl
    @AloneBoy-io2bl 6 місяців тому +1

    Sir mobikwik xtra video banaye

  • @anilrajpurohitvlogs6277
    @anilrajpurohitvlogs6277 Рік тому +6

    Mene ek mahina huaa invest kiye huve 1000 rupee ka return earn Kiya hai
    Baki ek saal se dekh rha tha ab Jake invest Kiya hai trust krke😀

    • @EveryPaisaMatters
      @EveryPaisaMatters  Рік тому +1

      Just a question - ek saal baad kya karoge.
      ₹1000 ko ₹1Lakh ya exit and kyun?

    • @shubhamgupta8326
      @shubhamgupta8326 Рік тому

      👍Bhai kitna rs ka investment kiye ho? 🙄

  • @chinmayakumarnayak3471
    @chinmayakumarnayak3471 Рік тому +1

    Sir..we lost money in 12%club..please help me..

  • @kokategovind6763
    @kokategovind6763 Рік тому +2

    Koi bhi invest na kare please withdraw 48hr hai jo bilkul bhi safe nahi hai 😡👎😡😡😡😡😡👎😡👎👎😡😡😡😡😡😡😡

  • @swapnilbodhe7501
    @swapnilbodhe7501 Рік тому +7

    It's absolutely safe.. though 12% club is my second priority.. I have invested in cred mind which gives less returns but is highly reliable.. till now earned more than 1 lakh within a year !!!

    • @atharvakatre
      @atharvakatre Рік тому +1

      How do you have accounts with both 12% and cred mint? I got a cred invite, but it says that it is now yet opened for existing users

    • @swapnilbodhe7501
      @swapnilbodhe7501 Рік тому

      @@atharvakatre oh, never faced such issue cause I am using mint from 2 years and recently opened account in club just to check how it works

    • @Badal_Choudhary
      @Badal_Choudhary Рік тому

      @@swapnilbodhe7501 minimum amount kya hai

    • @swapnilbodhe7501
      @swapnilbodhe7501 Рік тому

      @@Badal_Choudhary 25K till your investment reach 8L then 50K for above 8L

  • @ALLABOUTPG
    @ALLABOUTPG 7 місяців тому

    Mein 12% club mein 2lac invest hai mera invest kiya money kaise bank mein le

  • @HimanshuSingh-cq1ms
    @HimanshuSingh-cq1ms Рік тому +1

    Gazab sir... ,

  • @venkateshpatil5387
    @venkateshpatil5387 Рік тому +1

    that's what honest review

  • @mustafaattarwala6606
    @mustafaattarwala6606 Рік тому

    Please make video on INDIAP2P

  • @modassirhussain8659
    @modassirhussain8659 Рік тому +4

    paisa lgana isme safe hai kya

  • @sunder10011
    @sunder10011 Рік тому +1

    Who bears the credit risk..is it us or the app provides the gurentee?

  • @godgaming1438
    @godgaming1438 Рік тому

    Invest karay ke nai a batawo

  • @upcomingdividendsupdates3119
    @upcomingdividendsupdates3119 Рік тому +32

    MUJE ISME INVEST KIYE HUWE 2 SAAL HOGAYE HAIN 🔥🔥🔥🔥🔥

  • @shashusjourney2967
    @shashusjourney2967 Рік тому +4

    Sir monthly returns 12% hai ki annually?

    • @EveryPaisaMatters
      @EveryPaisaMatters  Рік тому +4

      What is your understanding of monthly or yearly returns? Give example

    • @pushkarraj0
      @pushkarraj0 Рік тому

      Aapko meri channel ka first video dekhna chahiye

    • @ManojManoj-om2sy
      @ManojManoj-om2sy Рік тому +6

      It is calculated 12% annually and divided by 365 days. Each day's interest is credited which is 12% annual rate for whole year

    • @pushkarraj0
      @pushkarraj0 Рік тому +2

      @@ManojManoj-om2sy yes

    • @sanjiv144
      @sanjiv144 Рік тому +2

      Annually hai Shashu....

  • @Debasish-2024
    @Debasish-2024 Рік тому +3

    Agar loan lene wale default kar dia toh hum gaye 😐😭

    • @gomes8335
      @gomes8335 Рік тому

      That's not how it works. Watch the video lol

    • @Debasish-2024
      @Debasish-2024 Рік тому +2

      @@gomes8335 Came here again after loosing your money LOL 😏😂

  • @MdSirajYT
    @MdSirajYT Рік тому +2

    1st

  • @shamiit79
    @shamiit79 Рік тому

    Whatever, log jo paisa laga rahe hai wo safe hona chahiye aur wo easily withdrawal hona chahiye

  • @jdprasad2489
    @jdprasad2489 Рік тому +2

    Is interest amount is taxable?

  • @harpalsingh-xl4vk
    @harpalsingh-xl4vk Рік тому +1

    12 / club me risk hai kya??

    • @EveryPaisaMatters
      @EveryPaisaMatters  Рік тому +6

      Gaadi chalane mein risk hai kya?
      Seediyan utarne mein risk hai kya?
      Zyada videos dekhne mein risk hai kya?

    • @OmkarPatil-kk2mb
      @OmkarPatil-kk2mb Рік тому

      @@EveryPaisaMatters 😂

    • @dibyashubhroroy945
      @dibyashubhroroy945 Рік тому

      @@EveryPaisaMatters why are the avoiding the main question and why not answer straight forwardly n not being a Pussycat

    • @EveryPaisaMatters
      @EveryPaisaMatters  Рік тому +2

      Why do you not answer my 3 questions and not being a 🐈🐈 ?

  • @infinity305
    @infinity305 Рік тому +5

    I have earned 1.1L as interest till now

    • @EveryPaisaMatters
      @EveryPaisaMatters  Рік тому +5

      Thanks for sharing!!

    • @infinity305
      @infinity305 Рік тому +6

      @@EveryPaisaMatters but recently the withdrawal system has been downgraded as it takes 2days now instead of just 10sec for last 2years and also provides interest after 4days instead of next day

    • @EveryPaisaMatters
      @EveryPaisaMatters  Рік тому +3

      @@infinity305 Yups, that is why I created a specific video on it. That is currently the negative part.

    • @leansnscenes7806
      @leansnscenes7806 Рік тому +2

      @@infinity305 have you ever lost any money in this

    • @infinity305
      @infinity305 Рік тому +2

      @@EveryPaisaMatters please make a updated video on best p2p lending app

  • @meetshingala
    @meetshingala Рік тому

    Mahila samman seving certificate par video lao please

  • @bharatnema8768
    @bharatnema8768 Рік тому

    thanku

  • @SanjoyKumarMelody
    @SanjoyKumarMelody Рік тому

    Its a scam...I added 5000...Money debited but add money failed...I wrote mail about it...thay said...money will refund within 7 days..This is day 28...Sill not refund...Please be alert and save your money.🙏

    • @arnabsen8633
      @arnabsen8633 Рік тому

      it's not scam bro. that was techical issue. call them with payment proof. for me also it happened many times. i got my money back

  • @ranipandey6789
    @ranipandey6789 Місяць тому

    Kabhi nhi bahut hi bekar hai

  • @varunsharma3144
    @varunsharma3144 Рік тому +3

    *You cleverly stole our time by providing confusing information. But let me tell you, life is a vicious circle. Everything terrible you do will come back to haunt you in ways*

  • @ajaysingh-hk6ur
    @ajaysingh-hk6ur Рік тому +1

    bhai ap kya explain kiye ho and kya prove Krna chahte ho so shayad tumhe khud nahi pata hai... time west

  • @ManishKumar-lx6vg
    @ManishKumar-lx6vg Рік тому +2

    Thank you sir, At least you proved that its not a SCAM, Its like OYO/ZOMATO/SWIGGY/ where various P2P companies listed here.

    • @EveryPaisaMatters
      @EveryPaisaMatters  Рік тому +2

      But one difference that the companies cannot get themselves listed on their own, they have partnership agreements with BharatPe / 12% Club app

    • @ManishKumar-lx6vg
      @ManishKumar-lx6vg Рік тому +1

      @@EveryPaisaMatters **Thank You Sir** ❤❤

  • @gomes8335
    @gomes8335 Рік тому +1

    Does RBI have insurance for lenders if Bharatpe defaults ?