Wow you’re a life saver as this was what I’m searching for daily here in Japan. Following your page now much appreciated with the information shared regarding investing in Japan 🙏
I have a NISA account that’s doing well. I’d like to expand my portfolio to crypto this year/2025. Any idea on how I can invest in crypto in Japan? Preferbly in a similar way as NISA where it’s hands off and i can deposit funds monthly or something. Even automate and forget about it for a year.
Sadly no. Crypto is more complicated in Japan. You can 'invest' via a platform like Bitflyer, but you need to do your own tax reporting and crypto gains are taxed as income, not capital gains.
The only Japan based broker with an English interface that I know of is Interactive Brokers Japan. Unfortunately they don't have NISA or tax deducting accounts yet, so most people are going to want to struggle on with a Japanese broker to get access to those (not US citizens though, they should just go with IB Jp)
Hi. I am just a beginner in Rakuten Securities and found your page. Can you discuss dividend-paying stocks here in Japan, how frequently they pay, and how to invest in them? Thank you.
One danger of mutual funds are how the fund managers actually allocate the cost of running the fund. The NAV can go up or down, and there is very little transparency, if any, during the transaction. The fund managers can fly a whole team overseas, first class, and it’s all charged to the fund. I would go SP500 index fund instead if this is an option. Last 20 years, 9% annual average return. Last 10 years, 11% annual average return. Then just let the magic of compounding do the work for you.
I found the channel a few weeks ago when I was looking for guidance in English to make the best decision for my NISA account investment. Your videos are very informative and friendly for beginners like me. Question: How important is the mutual funds graph? Do you a video explaining how to do the graph analysis? Thank you and looking forward to more videos.
In my opinion the graph is not at all important. Most important factor: what is in the fund? Second: how much are the fees? Third: can I buy it in a tax-advantaged account like iDeCo or NISA? Finally: can I keep it for a really long time to allow it to grow?
@@RetireJapan_OG thanks for the quick response and clarification sir. I appreciate the advice. There’s a lot of information in those funds and stocks pages that’s almost overwhelming. That kept me away from investing for a while (and I believe that’s the reason for most people that didn’t start yet as well). Your videos with thorough explanation but simple language definitely helps to break this barrier for beginners like me. Thanks a lot.
Informative. Lots of useful industry specific vocabulary in Japanese one needs to know in order to invest. In your opintion, gIven the 1989 bubble bust, do you think investors are mainly younger GEN Yers (you) or Zers, whereas the older Gen Xers, Boomers still have cold feet? Most late career working folks I talk to in Japan don't know much about the investing, but perhaps its just the gang I hang around. Keep up the good work.
My take on attitudes to investing in Japan is that the bubble had a huge effect, not just on the people who lost money but on their children and grandchildren too. But this started changing a few years ago with NISA and iDeCo, robo advisor ads on TV all the time, UA-camrs and comedians talking about investing in the stock market, etc. I used to teach a course at univesity on personal finance and maybe 4-5 years ago there was a big change in the number of students interested in investing, and even the number who had started investing already.
I am a beginner investor of Japanese mutual fund. Would you please let me know that once order is completed in real time, how can I sell it? How the work flows after purchasing an order. Can I use only a Rakuten point for investing?
Hi. Can you get this on the high street or do you have to do it online? Also, is this part of the Nisa? Absolute beginner here. Also, can you give me details of private coaching? Thanks.
Mutual funds are very popular in Japan. Most banks and brokers offer them. You can buy them in NISA. I would recommend an online broker -they usually have better range of products and lower fees.
It's a different investment that is likely to behave differently. Personally I prefer the diversification for long term investing, but it's very possible that the US will continue to outperform.
Hello! Do you offer any sort of consultation call? I would love to ask you a few questions and gain clarity on how to invest, set up the bank accounts and things of that nature I live in Japan full time with a PR
Capital gains tax (20.315%) is applied to the profit you get when you sell an investment. If the investment is in a NISA account, there is no tax to pay. The New NISA from next year is a very welcome develpment!
What's the selling fee, if any, for emaxis? Apologies if I missed it. Also, do we need to keep an eye on all these fees in case they change on us? I'm thinking here of a long-term investement via NISA. Thank you.
No selling fee for the eMaxis Slim range of funds. I guess it wouldn't hurt to keep an eye on fees, but most competitive funds tend to lower them over time, not raise them.
i am in japan, i have rakuten broker acocunt, applied for NISA account...would you kindly explain difference between NISA investment limit and NISA growth limit sir?
Wow you’re a life saver as this was what I’m searching for daily here in Japan. Following your page now much appreciated with the information shared regarding investing in Japan 🙏
Thanks for watching!
Thank you for the detailed info! with Japanese ! You're helping so many people!
My pleasure! Let me know if you have any questions 😀
Very informative! A binge watch of this chanel is underway. Big thanks
Ha, ha, enjoy! Please let me know if you have any questions.
Our main site and forum is at retirejapan.com
Excellent video, thank you for sharing your knowledge with us ❤
Thanks! My pleasure 😀
I have a NISA account that’s doing well. I’d like to expand my portfolio to crypto this year/2025. Any idea on how I can invest in crypto in Japan? Preferbly in a similar way as NISA where it’s hands off and i can deposit funds monthly or something. Even automate and forget about it for a year.
Sadly no. Crypto is more complicated in Japan. You can 'invest' via a platform like Bitflyer, but you need to do your own tax reporting and crypto gains are taxed as income, not capital gains.
Great content. Thank you for sharing.
My pleasure!
Another super informative vlog. Thank you!
My pleasure! I hope it was useful.
Great video as always.
Is there any broker in Japan that has the information in english?
The only Japan based broker with an English interface that I know of is Interactive Brokers Japan. Unfortunately they don't have NISA or tax deducting accounts yet, so most people are going to want to struggle on with a Japanese broker to get access to those (not US citizens though, they should just go with IB Jp)
Hi. I am just a beginner in Rakuten Securities and found your page. Can you discuss dividend-paying stocks here in Japan, how frequently they pay, and how to invest in them? Thank you.
Great topic. I will add it to the list ^-^
One danger of mutual funds are how the fund managers actually allocate the cost of running the fund. The NAV can go up or down, and there is very little transparency, if any, during the transaction. The fund managers can fly a whole team overseas, first class, and it’s all charged to the fund.
I would go SP500 index fund instead if this is an option.
Last 20 years, 9% annual average return.
Last 10 years, 11% annual average return.
Then just let the magic of compounding do the work for you.
Not sure this is an issue for these best of class low fee mutual funds (annual fee 0.05%).
Brilliant information, thank you. Can you open an account if you are not a resident?
Sadly not as far as I know. Once you are a resident with a My Number card it should be pretty smooth though.
Thanks for info🙏
My pleasure!
I found the channel a few weeks ago when I was looking for guidance in English to make the best decision for my NISA account investment. Your videos are very informative and friendly for beginners like me.
Question: How important is the mutual funds graph? Do you a video explaining how to do the graph analysis?
Thank you and looking forward to more videos.
In my opinion the graph is not at all important.
Most important factor: what is in the fund? Second: how much are the fees? Third: can I buy it in a tax-advantaged account like iDeCo or NISA? Finally: can I keep it for a really long time to allow it to grow?
@@RetireJapan_OG thanks for the quick response and clarification sir. I appreciate the advice. There’s a lot of information in those funds and stocks pages that’s almost overwhelming. That kept me away from investing for a while (and I believe that’s the reason for most people that didn’t start yet as well). Your videos with thorough explanation but simple language definitely helps to break this barrier for beginners like me. Thanks a lot.
My pleasure! More information and resources on our website 😃
RetireJapan.com
thank you
My pleasure!
Informative. Lots of useful industry specific vocabulary in Japanese one needs to know in order to invest. In your opintion, gIven the 1989 bubble bust, do you think investors are mainly younger GEN Yers (you) or Zers, whereas the older Gen Xers, Boomers still have cold feet? Most late career working folks I talk to in Japan don't know much about the investing, but perhaps its just the gang I hang around. Keep up the good work.
My take on attitudes to investing in Japan is that the bubble had a huge effect, not just on the people who lost money but on their children and grandchildren too.
But this started changing a few years ago with NISA and iDeCo, robo advisor ads on TV all the time, UA-camrs and comedians talking about investing in the stock market, etc.
I used to teach a course at univesity on personal finance and maybe 4-5 years ago there was a big change in the number of students interested in investing, and even the number who had started investing already.
How to buy cyotro in japan from rakuten securities??
Not possible at the moment. You'd have to go through a crypto exchange like bitflyer or similar.
@@RetireJapan_OG I heard from rakuten wallet it will be possible.
But, no idea at all.
I am a beginner investor of Japanese mutual fund. Would you please let me know that once order is completed in real time, how can I sell it? How the work flows after purchasing an order. Can I use only a Rakuten point for investing?
You can use Rakuten Points, cash from your broker account, direct withdrawal from bank account, some credit cards and Rakuten Cash to buy investments.
Hi. Can you get this on the high street or do you have to do it online? Also, is this part of the Nisa? Absolute beginner here. Also, can you give me details of private coaching? Thanks.
Mutual funds are very popular in Japan. Most banks and brokers offer them. You can buy them in NISA. I would recommend an online broker -they usually have better range of products and lower fees.
Is there any particular reason why eMaxis Slim All-Country is more popular than eMaxis Slim S&P500?
It's a different investment that is likely to behave differently.
Personally I prefer the diversification for long term investing, but it's very possible that the US will continue to outperform.
Hello!
Do you offer any sort of consultation call?
I would love to ask you a few questions and gain clarity on how to invest, set up the bank accounts and things of that nature
I live in Japan full time with a PR
Yes! We have a coaching service here: www.retirejapan.com/coaching/ 😀
All country all the way!
It's a solid choice 😀
Is a Stock and mutual investment tax implies the deduction of amount by 20.135% to a profit you earned or the whole amount including profit’s 20.135%?
Capital gains tax (20.315%) is applied to the profit you get when you sell an investment.
If the investment is in a NISA account, there is no tax to pay. The New NISA from next year is a very welcome develpment!
What's the selling fee, if any, for emaxis? Apologies if I missed it.
Also, do we need to keep an eye on all these fees in case they change on us? I'm thinking here of a long-term investement via NISA.
Thank you.
No selling fee for the eMaxis Slim range of funds.
I guess it wouldn't hurt to keep an eye on fees, but most competitive funds tend to lower them over time, not raise them.
i am in japan, i have rakuten broker acocunt, applied for NISA account...would you kindly explain difference between NISA investment limit and NISA growth limit sir?
Look for the NISA videos on our channel 😀
You can also look at retirejapan.com
How to buy mutual funds ?
We have a few videos about that on the channel 😀
Cant read kanji😢