I think it’s more appropriate to allocate depends on time horizon rather than simply the 100- rule for equity proportion. Eg, if you have 15 years horizon to use the fund then you can allocate 100%. If just 5 years the probably 1/3 as an example.
Thank you Josh for once again sharing your knowledge on asset allocation :) Any advices on what to start investing on as a fresh graduate and what should be the priority when it comes to asset allocation for fresh grad like me who have limited amount to invest in e.g. $1000. I have watched your video on what to do with your first $1000 too :) Really appreciate it !
No probs Chris. Happy to cya around. Before $100k mark, focus on building the pot. Work on your income, work on learnign investing. Mistakes dont damage life long. It's after $100k then perhaps the need to be "slow and steady" and diversify properly really kick in. Hope its a useful pov
@@joshconsultancy Hmm.. I see, yes I'm slowly building up my pot while at the same time, learning more about investing. However, I do believe that investing should begin when you are young and definitely not wait till you have accumulated $100k savings which I assumed what you are referring to :). All in all, I do understand from your pov on $100k mark as it allows better gains while also having an amount of money to fall back on in case of emergency. Not sure if there's what you think ? haha :)
I have heed your advise to not all into one equity. Have shaved down my allocation in Kep Infra to around 10%, previously was around 80%, cause my idea was to ride thru the pandemic then and collect dividends (as there was no light at the end of tunnel in 2020-2021), now sold 80% plus at a profit to go into other reits which temasek holdings had a stake in, whereas the prices is still depressed. Did not go all in into one equity like for Kep Infra as now there were many good Reits at discount, thus just cap at 10% for each reit.
It is a good topic, let me see if I can collate enough depth of information. Have you seen any NEWEST offer sheets? If have do send a copy to joshtantap@gmail.com
I've no ground insights also Bernard. From afar wheat is also correcting in tandem. Is it A) pullback then spring higher B) market see resolution to ukraine supply?
Hi Vicky, "pump" suggest a gambling inclination on averaging down to get out of losses. Generally, the approach is it be avoided. I'd address it in a future video stay tuned
But bragging rights is priceless! Haha, just joking. Anyway, I think the notion for younger people to go big on Equities is valid because - 1. the starting base is probably lower - which means that if they lose, they don't lose much in the grander scheme of things. 2. there are many invaluable lessons you can learn in the market - it's good to rake up those experiences early. 3. Theoretically, age correlates with risks generally.
I think it’s more appropriate to allocate depends on time horizon rather than simply the 100- rule for equity proportion. Eg, if you have 15 years horizon to use the fund then you can allocate 100%. If just 5 years the probably 1/3 as an example.
Possible. Think its still better than pure age based.
Thank you Josh for once again sharing your knowledge on asset allocation :) Any advices on what to start investing on as a fresh graduate and what should be the priority when it comes to asset allocation for fresh grad like me who have limited amount to invest in e.g. $1000. I have watched your video on what to do with your first $1000 too :) Really appreciate it !
No probs Chris. Happy to cya around. Before $100k mark, focus on building the pot. Work on your income, work on learnign investing. Mistakes dont damage life long. It's after $100k then perhaps the need to be "slow and steady" and diversify properly really kick in. Hope its a useful pov
@@joshconsultancy Hmm.. I see, yes I'm slowly building up my pot while at the same time, learning more about investing. However, I do believe that investing should begin when you are young and definitely not wait till you have accumulated $100k savings which I assumed what you are referring to :). All in all, I do understand from your pov on $100k mark as it allows better gains while also having an amount of money to fall back on in case of emergency. Not sure if there's what you think ? haha :)
I have heed your advise to not all into one equity. Have shaved down my allocation in Kep Infra to around 10%, previously was around 80%, cause my idea was to ride thru the pandemic then and collect dividends (as there was no light at the end of tunnel in 2020-2021), now sold 80% plus at a profit to go into other reits which temasek holdings had a stake in, whereas the prices is still depressed. Did not go all in into one equity like for Kep Infra as now there were many good Reits at discount, thus just cap at 10% for each reit.
Nice !
Hi Josh can u do a video on your preference on refinancing property with fix or floating rate at this period?
It is a good topic, let me see if I can collate enough depth of information. Have you seen any NEWEST offer sheets? If have do send a copy to joshtantap@gmail.com
Hi Josh, will you do any video on commodities anytime soon? Looking forward to your views on recent CPO pullback. Thank you
I've no ground insights also Bernard. From afar wheat is also correcting in tandem. Is it A) pullback then spring higher B) market see resolution to ukraine supply?
Hmm.. P8Z is down. Should I pump in more on this commodity? Need you advise. Many thanks
Hi Vicky, "pump" suggest a gambling inclination on averaging down to get out of losses. Generally, the approach is it be avoided. I'd address it in a future video stay tuned
What is your opinion on retirees having US equities.
Taking into consideration 40% estate tax above 60k....
Thank you in advance.
Estate tax can be side steps with funds from singapore. Thing we focus on the valuations better, I still stand by STI > NASDAQ for this year still
But bragging rights is priceless! Haha, just joking.
Anyway, I think the notion for younger people to go big on Equities is valid because -
1. the starting base is probably lower - which means that if they lose, they don't lose much in the grander scheme of things.
2. there are many invaluable lessons you can learn in the market - it's good to rake up those experiences early.
3. Theoretically, age correlates with risks generally.
Yo chi keng, work on starting a family first lol. Omg I sound like an old fashion dad 🤣 cya around
@@joshconsultancy You are 👀 HAHA JK, you're still young man
@@joshconsultancy
That is so funny!
May I know where can I get the correlation chart at 3:57?
I googled, cant remember site apologies. But there are many other similar ones. Invest safely
Thanks alot! I will try searching for it
Dumping ether and Bitcoin.
Dumping dumping..
Sentiments bad
@@joshconsultancy bad is an understatement ... The bubble burst ,,,
感恩。