Integrated Ombudsman Scheme 2021 | Finance Current Affairs for RBI Grade B 2025 Preparation | EduTap

[@AritraRoyRup]

Homework Questions:-
Q1. Options E is correct! ( Option D is incorrect coz 4th statement is incorrect! Non-Scheduled Primary (Urban) Co-operative Banks with a deposit size of ₹50 crore and above [not 100 cr] are included)
Q2. Option 4. 10 is correct

[@sourishnandi5023]

Thank you Ma'am for the lovely session ❤
1. D
2. D

[@gururajaranganadham1539]

HW Questions
1)D
2)D
Thank you for the wonderful session Ma'am

[@kritikasharma7938]

You are most welcome gururajaranganadham1539
Absolutely correct answers. Well Done.
Regards,
Kritika

[@vermanish]

HW:
1. Option D
Reason - Ombudsman scheme for digital transactions was launched in 2019 & deposit size given in option 4 should be 50Cr
2. Option 4
Thank you ma'am

[@kritikasharma7938]

You are most welcome Manish
Absolutely correct answers. Well Done.
Regards,
Kritika

[@sabyamkerni5239]

Question 1 D
Question 2 D
Thank u
It was a great session

[@adityaviswanath112]

1. D
2. Answer D(10 regional languages)

[@lunatic891-q7n]

I made a complaint against axis Bank in rbi ombudsman portal on 12-10-2024 and still didn't get any response from RBI 😂
This scheme is only on paper 😂😂
Ans:-
Q1 - option D
Q2 - 10 languages

[@adityaupmanyu1220]

1. 1 and 4
2. 10 langs
Thank you ma'am

[@kritikasharma7938]

You are most welcome Aditya
Absolutely correct answers. Well Done.
Regards,
Kritika

[@bhawanakirsan7881]

Que 1. I guess the first sentence is wrong bcz Digital transactions was introduced in 2019 not in 2020.
Ans : C
Que 2: D

[@kunaln7]

MAM DO COVER ALL THESE CIRCULAR BEFORE 10 FEB PLS
Commercial Banking:
1. Sovereign Gold Bond (SGB) Scheme 2023-24
2. Corporate Governance in Banks - Appointment of Directors and Constitution of Committees of the
Board
3. Master Direction - Reserve Bank of India (Internal Ombudsman for Regulated Entities) Directions,
2023
4. Gold Monetization Scheme
5. Retails direct scheme
6. RBI as Banker to Government (FAQs)
7. Government Securities Market A Primer (FAQs)
8. Indian Currency (FAQs)
9. Payment and Settlement System (FAQs)
10. Deposit Insurance guidelines
11. Kisan credit card Guidelines
12. PM Vishwakarma Scheme
13. Guidelines for Licensing of Payments Banks
14. Guidelines for Licensing of Small Finance Banks
15. Guidelines for Licensing of Small Finance Banks
16. On tap’ Licensing of Universal Banks in the Private Sector”
17. Framework for acceptance of Green Deposits
18. Master Circular on Credit Facilities to Minority Communities
19. Master Circular - Lead Bank Scheme
20. Master Circular on SHG-Bank Linkage Programme
21. Master Circular - Deendayal Antyodaya Yojana - National Rural Livelihoods Mission (DAY-NRLM)
22. Revised Regulatory Framework - Categorization of Urban Co-operative Banks (UCBs) for Regulatory
Purposes
23. Master Circular- Prudential Norms on Capital Adequacy - Primary (Urban) Co-operative Banks
(UCBs)
24. Master Circular - Housing Finance for UCBs
25. Provisioning for standard assets by primary (Urban) co-operative banks - revised norms under
four-tiered regulatory framework
26. Master Circular - Housing Finance
27. Master Circular - Basel III Capital Regulations for All Scheduled Commercial Banks
28. Master Direction - Reserve Bank of India (Prudential Regulations on Basel III Capital
Framework, for All India Financial Institutions) Directions, 2023
29. Ways and Means Advances (WMA) Scheme of State Governments/ UTs
30. Master Direction - Reserve Bank of India (Call, Notice and Term Money Markets) Directions, 2021
31. Master Direction - Reserve Bank of India (Certificate of Deposit) Directions, 2021
32. Master Direction - Reserve Bank of India (Commercial Paper and Non-Convertible Debentures of
original or initial maturity upto one year) Directions, 2024
33. Master Directions - Priority Sector Lending (PSL) - Targets and Classification
34. Master Direction - Lending to Micro, Small & Medium Enterprises (MSME) Sector
35. Master Direction - Credit Card and Debit Card - Issuance and Conduct Directions, 2022
36. Master Circular - Prudential norms on Income Recognition, Asset Classification and Provisioning
pertaining to Advances
37. Master Direction - Reserve Bank of India (Regulatory Framework for Microfinance Loans)
Directions, 2022
38. Master Direction - Reserve Bank of India [Cash Reserve Ratio (CRR) and Statutory Liquidity Ratio
(SLR)] Directions - 2021 (Updated as on September 25, 2023)
39. Master Direction - Reserve Bank of India (‘Fit and Proper’ Criteria for Elected Directors on the
Boards of PSBs) Directions, 2019
40. Master Direction - External Commercial Borrowings, Trade Credits and Structured Obligations
41. Payments Infrastructure Development Fund - Extension of Scheme and Enhancements
42. Framework for Dealing with Domestic Systemically Important Banks (D-SIBs)
43. Liberalised Remittance Scheme (LRS) for Resident Individuals
44. Prompt Corrective Action (PCA) Framework for Banks and Non-Banking Financial Companies
(NBFCs)
45. Framework for Compromise Settlements and Technical Write-offs
46. General Credit Card (GCC) Facility - Review
47. Master Directions on Prepaid Payment Instruments (PPIs) (Updated as on February 10, 2023)
48. Inoperative Accounts /Unclaimed Deposits in Banks- Revised Instructions
49. Interest subvention Guidelines
NBFCs
50. Master Direction - Reserve Bank of India (Non-Banking Financial Company - Scale Based
Regulation) Directions, 2023
51. aster Direction - Non-Banking Financial Company - Housing Finance Company (Reserve
Bank) Directions, 2021 (Updated as on December 15, 2023)
52. Master Direction - Fit and Proper Criteria for Sponsors - Asset Reconstruction Companies
(Reserve Bank) Directions, 2018
53. Master Directions - Non-Banking Financial Company - Peer to Peer Lending Platform
(Reserve Bank) Directions, 2017 (Updated as on December 29, 2022)
54. Master Direction- Non-Banking Financial Company - Account Aggregator (Reserve Bank)
Directions, 2016 (Updated as on November 10, 2023)
55. Master Circular - Asset Reconstruction Companies
56. Master Circular - Bank Finance to Non-Banking Financial Companies (NBFCs)

[@VerizoneVisa-s5d]

Mam If I join a batch today . Will you provide daily current affairs classes for phase 1&2 .

[@Nyf25]

Thank you for the session. But is this scheme even relevant to rbi grade b exam? Neither this scheme is in the news, and we have already covered internal ombudsman scheme rbi ombudsman and how to differentiate between this scheme and internal ombudsman scheme

[@NainaKaushik-xo4sc]

D is correct answer mam

[@shreyanshsoni7377]

Ma'am who is then looking for the grievance of consumers who are having issues by the institution that are left under this Ombudsman scheme?

[@VidhiSharma1321]

CEPC

[@tarunkumar-wt1lv]

Ans is
D,D

[@nehachoudhary5124]

1.D
2.D

[@dhruvilmehta8251]

PDF is not in group mam

[@nileshgandhi3421]

1-D

[@tushargoyal9199]

Thank you Ma'am.

[@utkarshsrivastava921]

1 : 1 and 4
2 : d

[@kritikasharma7938]

Absolutely correct answers. Well Done Utkarsh
Regards,
Kritika

[@Ssharan07]

Answers
1. D
2. 1O Languages

[@kritikasharma7938]

Absolutely correct answers. Well Done Sharan
Regards,
Kritika

[@nileshgandhi3421]

2- 4