5 Best Bank Accounts Australia With HIGH Interest Rates

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  • Опубліковано 8 вер 2024

КОМЕНТАРІ • 59

  • @InvestWithQueenie
    @InvestWithQueenie  8 місяців тому +3

    Hey friends! Thanks so much for watching. Here are some links to the bank accounts mentioned:
    🏦 Ubank - up to 5.10% p.a. interest rate: bit.ly/3Xwnpf2 score $30 when you sign up using my code, QUEENIE30, and make 5 purchases using your debit card or phone.
    🏦 ING - up to 5.50% p.a. interest rate: bit.ly/3E7cVdr
    🏦 Up Bank - up to 4.35% p.a. interest rate. Get $7 using my code queeniet when you sign up: bit.ly/3Ea1mlM
    🏦 Macquarie 5.50% p.a. interest rate for the first 4 months 4.75% afterwards: bit.ly/3YNExMy
    🏦 Westpac Life 5.00% p.a. interest rate: bit.ly/3E9uzNP

  • @HuwWatson-yy7cf
    @HuwWatson-yy7cf 11 місяців тому +1

    St George/Bank of Melbourne/BankSA incentive saver at 5% (5.1 from memory for three months). Great Southern also has a 5.45% rate if you can deposit $500 a month :)

  • @HuwWatson-yy7cf
    @HuwWatson-yy7cf 11 місяців тому

    St George Incentive @5-5.1% for those who can grow by $50/m otherwise go with Macquarie to avoid hoops @4.5%. Better to go with a bank you can actually visit imo

  • @Matt_BakerYT
    @Matt_BakerYT Рік тому +1

    Have you heard of ANZ plus? 4.65% interest on savings under 250k. No monthly fees.

  • @rocknral
    @rocknral Рік тому +7

    Ubank seems to be easiest to qualify for the bonus interest. From April 1st. 2023 I think it's 4.6%.

    • @caphan8897
      @caphan8897 Рік тому +1

      Going up to 5% after 1st july

  • @thealcobies
    @thealcobies Рік тому +3

    With ING, one of the qualifying requirement was to purchase 5 times each month. However, it also required that the account balance next month is bigger than the current month, meaning we have to deposit more than $1k each month to qualify for the high interest?

    • @hocklee5924
      @hocklee5924 11 місяців тому

      You can just use (reuse) $1k to deposit and withdraw it each month.

    • @hocklee5924
      @hocklee5924 11 місяців тому +1

      $1 increase in maxi account is ok

  • @DeeLuxist
    @DeeLuxist Рік тому +8

    BoQ is 4.9% for customers aged 14-35. Have been very happy since I switched. It’s also nice to know there are physical branches to walk into if anything happens. I was with ING for a long time until something went wrong and took two days until I had a human on the phone. Appreciate being able to walk into my bank now and still get great interest.

    • @sarahwilliams-qq4ly
      @sarahwilliams-qq4ly Рік тому

      can teach, guide and mentor you on how you can invest with $500 start up investment and make $4,500 profits in a trading account controlled by you. you can decide to start with a lesser amount anyway, but the higher the start up capital, the bigger the profits.

  • @supriyjo
    @supriyjo Рік тому +1

    Hi Queenie what is the best interest for deposit saving for more than a million dollar?

    • @rockylee4696
      @rockylee4696 4 місяці тому +1

      There is none. Government can only guarantee up to $250,000 so the rest of your money may not be retrieved just in case it was hacked, lost or for some reason disappear

  • @sinfulden6
    @sinfulden6 8 місяців тому

    :: Hi! Could you share your referral code for ING? Thanks!

  • @qhaioops
    @qhaioops Рік тому

    Hi Queenie, What do you think of Macquarie Bank? Is this a good bank?

  • @gonzalosanchez401
    @gonzalosanchez401 Рік тому +3

    This is really helpful! I’m thinking to join either ING or Ubank. Ubank seems much easier even the rate is a bit lower.

  • @adityar6511
    @adityar6511 Рік тому +4

    For the people who are considering Ubank, one note that you need to be Australian PR or citizen to open an account, not an international student

  • @andresfelipeg6687
    @andresfelipeg6687 Рік тому

    Which one would you recommend for an international student in his first year and wanting to stay in the country for living

  • @shawnfrank5303
    @shawnfrank5303 Рік тому +1

    Thanks for this video. Is your customer experience with UBank good ? I almost wanted to sign up but then saw some bad reviews and even had a hard time reaching out to their customer service over phone. What has your experience been like ?

  • @musco71
    @musco71 Рік тому +1

    Market leader is Ubank without a doubt

  • @francescolampronti699
    @francescolampronti699 Рік тому +4

    With UBank if you still deposit more than $200 a month but withdraw some money do you still qualify for the bonus rate?

    • @hyphstar
      @hyphstar Рік тому +5

      Yes. Once you deposit $200, it doesn't matter how much you withdraw

    • @caphan8897
      @caphan8897 Рік тому

      Ubank 5% starting 1st July

  • @OldManPaxusYT
    @OldManPaxusYT Рік тому

    lol, quick, add the card for zero interest cc! (u forgot) 10:22

    • @InvestWithQueenie
      @InvestWithQueenie  Рік тому +1

      Ooo haha good spot!! Thanks for pointing it out!

    • @OldManPaxusYT
      @OldManPaxusYT Рік тому

      @@InvestWithQueenie welcome! I wish ppl would help me out when i make those whoopsies!

  • @stevenjuan259
    @stevenjuan259 Рік тому +9

    fantastic video Everybody wants to be financially independent and live a better life. With savvy investing, an inexpensive lifestyle, and diligent budgeting, this is not difficult to do. I'm glad I realized early on that achieving financial freedom requires hard work.

    • @josephlee4001
      @josephlee4001 Рік тому

      Sincerely, I'm genuinely moved by what you said. I have a sizable amount of money that I am willing to invest if given the appropriate knowledge and I am highly interested in investing. My greatest concern is losing money on a bad investment. I'm open to hearing your advice on how to make sensible investments as a result.

    • @nathanjane7729
      @nathanjane7729 Рік тому

      As an OAP with extensive experience, I firmly think that having the appropriate information is essential to the success of any investment. Regardless of what others may say, do whatever you set your mind to. Warren Buffer frequently advises, "Be fearful when others are greedy, and greedy when others are fearful." The secret to succeeding even while others fail is undoubtedly this. Working with financial advisor "Jackson Sten Marsh," I earned $150,000. So far, working with him has been a promising experience.

    • @denisdavid342
      @denisdavid342 Рік тому

      As an OAP with extensive experience, I firmly think that having the appropriate information is essential to the success of any investment. Regardless of what others may say, do whatever you set your mind to. Warren Buffer frequently advises, "Be fearful when others are greedy, and greedy when others are fearful." The secret to succeeding even while others fail is undoubtedly this. Working with financial advisor "Jackson Sten Marsh," I earned $150,000. So far, working with him has been a promising experience.

    • @boseayoade3072
      @boseayoade3072 Рік тому

      As an OAP with extensive experience, I firmly think that having the appropriate information is essential to the success of any investment. Regardless of what others may say, do whatever you set your mind to. Warren Buffer frequently advises, "Be fearful when others are greedy, and greedy when others are fearful." The secret to succeeding even while others fail is undoubtedly this. Working with financial advisor "Jackson Sten Marsh," I earned $150,000. So far, working with him has been a promising experience.

    • @justinscott6855
      @justinscott6855 Рік тому

      As an OAP with extensive experience, I firmly think that having the appropriate information is essential to the success of any investment. Regardless of what others may say, do whatever you set your mind to. Warren Buffer frequently advises, "Be fearful when others are greedy, and greedy when others are fearful." The secret to succeeding even while others fail is undoubtedly this. Working with financial advisor "Jackson Sten Marsh," I earned $150,000. So far, working with him has been a promising experience.

  • @Dule-my1yc
    @Dule-my1yc Рік тому +1

    Hi Queenie, thank you for this informative video. I remember talking to you about this a few weeks ago :) I'm happy you listened to my recommendation.

    • @InvestWithQueenie
      @InvestWithQueenie  Рік тому +1

      Aww thanks so much for watching and for watching!! It was great talking with you the other day ☺️ I hope you’re well!

    • @rockylee4696
      @rockylee4696 4 місяці тому

      Don’t talk to much with her, we are jealous…😅

  • @monkezballs
    @monkezballs Рік тому +8

    Bank of Queensland is 4.9%

    • @zilox7851
      @zilox7851 Рік тому

      app is absolute trash, so it's not worth it imo, ubank is the best because the requirements are easy, especially if you mainly pay stuff with another account

    • @dadonwelfare
      @dadonwelfare Рік тому +1

      too many strings attached

  • @rockylee4696
    @rockylee4696 4 місяці тому

    Aaah ah aaah… aa aaaa … the best bank is ubank.. you had $18k with ubank, and the rest are $0,$5,$8, etc

  • @Sam-pn2kc
    @Sam-pn2kc Рік тому

    anz plus is great 4.25%

  • @wallyng106
    @wallyng106 2 місяці тому

    Used your ubank referral, enjoy

  • @matmac888
    @matmac888 Рік тому +1

    Westpac Life is actually 4% now and any age can have an account

  • @wayneguy6043
    @wayneguy6043 Рік тому +1

    Omgeezie, you are the cutest thing ever?❤

  • @candytutong3529
    @candytutong3529 Рік тому +1

    Hi Queenie! I really like your phone case. Can i ask where you got it from?

    • @InvestWithQueenie
      @InvestWithQueenie  Рік тому +1

      Aww thank you!! I got it from Mon Purse, it also has strap so I can wear it like a handbag!

  • @tompchromedome
    @tompchromedome 11 місяців тому

    I am on telephone hold again.
    Waiting for customer service, Brahahahahahahahah!!
    When you want help you want it now.
    I am prepared to pay, I will pay the help persons wage and more, even at $100 per hour it would only work out to be a few bucks.
    Common sense ?
    It will not work, they want, and are training everyone to be on the phone with "apps ' coming out of their arses.
    Where will they find their customers when no one has a job?

  • @thehopscotchkid6608
    @thehopscotchkid6608 8 місяців тому

    Hi there, regarding UBANK, just wondering what month the bonus interest is paid as it says PA? Is it from the date of opening the account, calendar year or financial year?

    • @InvestWithQueenie
      @InvestWithQueenie  8 місяців тому +2

      Interested is paid out monthly with ubank and I’m pretty sure that’s the same with all the banks mentioned ☺️

    • @thehopscotchkid6608
      @thehopscotchkid6608 8 місяців тому

      @@InvestWithQueenie thank you 😊