Updates to my financial life!
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- Опубліковано 14 тра 2024
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I'm documenting my financial life which includes everything from paying off debt to budgeting to buying my first house! If you want to know what I'm up to on a daily basis, follow me on Instagram, Twitter, or TikTok. 😊
/ thelifeandnumbers
/ lifeandnumbers
/ lifeandnumbers
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Disclaimer: I don't have any formal financial background or training. I'm just someone who wished someone had taught me about finances when I was younger and I want to share what I've learned along the way. 😊
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And jobs have the audacity to give 2% cost of living increase (if you're lucky), the math is not mathing!! Love the lipstick shade
It ain't adding up at all!!
And thank you!
Welcome back! I agree that cutting back only goes so far. We have to increase the other side of the equation, income.
Thank you! Yeah at some point, we gotta make more money 💵
Lawd 2000 in rent? That's crazy. But you got this Monie!!! 💪🏾💪🏾💪🏾
Yes, $2184 to be exact 😭😢! Thank you, I’m trying!
My heart truly hurts for this generation who are trying to just afford a simple apartment or purchase their first home … my husband and I make good money together and if we had to pay that rent amount it would alter our lifestyle completely. Crossing fingers that things turn around in a couple years for this economy 🤞🏻 It was good to see you Poo back up on my IG again and I’d love to hear about your journey through this process!
Yes that’s something I talk about with my parents a lot, how things have changed. I haven’t even told my grandparents how much my rent is because it would blow their minds 😂. I’m currently saving, looking into buying smaller properties and hoping interest rates come down by this time next year. Thanks for watching!
Perfect example of the state of our economy 😩 everything is going up except salaries. You look great btw! 😊
Right! 🙄
Thank you!! 😊
👍🏾
This is so helpful and relatable. I did not mind renting because im not in a rush to deal with homeownership. But the way they up prices every year at these basic apts... it just doesnt make sense to keep renting.
I feel the same way. my rent up like $400 dollars this year which is insane. i'm trying to make this my last year as a renter
Yeah l live in a smart apartment. My rent is definitely more than my mortgage was before l sold it and moved across state. I've been in my apartment for a little over a year. I was able to negotiate my rent last year so my rent didnt go up this year but its still too much. I'm looking now to find a less expensive place. Yes l've been stressing too eventhough l do well financially, everything is expensive and l don't plan on buying again anytime soon.
It is absolutely crazy what people charge for rent!! Glad to know I'm not the only one with financial anxiety lol!
Welcome Back. Glad to see you back on my timeline. Hope to see more videos from you soon.
Thank you! Glad to be back! 😊
I need to redraft my budget sis because yea...student loans are starting back up in a few days =/ sucks!!
Yes and they've already started accruing interest again! 😩😩
That's a nice feature to your apartment but sheesh. Would have been nice if they gave the option to opt in or out
I know! I've been complaining to my friends and family for months about it lol
Book Club review would be awesome
coming soon! 😎
Btw... you look great! ❤
Thank you so much!! 😁
Love this… I bought last year, super small .. honestly the prices with what my mortgage is and rent balances out ( I would be paying same ) taxes are going up and insurance too.. plus interest rate. The snow ball effect was super helpful in saving! Would love to hear about books. Thanks for sharing
Congrats on being able to buy! Right for what I'd ideally want, a mortgage would be higher than rent. Which is why I gotta get creative about with how to be a homeowner 😂. Glad to hear it about the books, I'll start thinking of what to share!
Girl I’m the same boat down to the renewal date. You are correct about the current state of rent all over the United States. I’m in a 1 bedroom (supposed luxury) that is going up to $2185. So I decided to move. Rents are declining some in the Atlanta area. I found a beautiful apt in an area that I love. My rent is $1544. I don’t want to move bc I love my current apt. But I’m definitely getting a good deal and can’t beat the price and area.
Wow, over $2,100 for a 1 bedroom?!? You definitely made the right financial decision to move!
Welcome back & great video! Sorry to hear about your increase in rent 😕 Have you thought about house hacking with a family member when you buy a home? Also research assumable mortgages and seller financing which can potentially help you get a lower mortgage rate instead of traditional bank mortgages
For my mental health I don’t think living with a family member would work 🫠😂. But I have that about a duplex! Never heard of assurance mortgages I’ll look that up, thank you!
@lifeandnumbers hahaha yup! I feel you on the mental health part lol & yw!
Yes, I would love for you to share about the books that you have been reading! Yes, these rent increases are out of control. I am looking into a tiny house because I want to own. The downside is it is hard to find a place to put a tiny house, if you do not own land. Recently, I had a situation where I was forced to give up my apartment and had to move in with family and I am ready to get out. The downside is the rent is too high for my salary. I would be interested in hearing your ideas for making more income, too.
🙂.
I was thinking about a tiny home too! Then like you said the issue is finding land. You either buy land or rent it, like at a RV park. Buying land may be too expensive though, you’d have to find the right situation where the numbers make sense. I hope your living situation changes soon and you’re able to get a place of your own!
My renewal lease is up on October 1st, also with a rent increase. Would love to hear about the financial books your reading. I love the color of your lipstick! Do you mind sharing the brand name and color?
We’re in the same boat 😩! Thank you! I use Juvia’s place in the color Nile and the lip liner is NYX in the color total baller
Thank you!@@lifeandnumbers
Promo>SM
Yes to the book reviews and So looking forward to the return of your budget videos and seeing how your trim. I feel you girlie, rent is crazyyy everywhere now, such a shame. 🫤 I feel like homeownership slips farther away from my grip year after year.
Same! It literally feels like every year the goal gets further away 😩. And book reviews coming soon!