How is Digital Rupee different from UPI?
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- Опубліковано 14 гру 2022
- Difference between UPI & digital rupee?
Digital Rupee explained | What is digital Rupee? | What is e-rupee? | CBDC explained | How is e-rupee different from UPI?
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When UPI apps Like gpay and Phone pay Are increasing tax this is much needed
Still UPI payment is safe bcoz intermidiary is nothing but the most important part of transaction that is "responsiblity"
wait until they introduce transaction fees. Then everyone will use this.UPI transaction fees is inevitable.
If it’s a reasonable fee I don’t mind paying … upi is very convenient
Bruh no intermediary means blockchain and blockchain is the most secured transaction please take knowledge
Hello ma'am... I want to know that can we have/use a single different mobile number for ( other then which is linked to bank account) for phonePe, Googlepay(UPI apps ). Will it work.?
I mean recently updated my mobile no. In Bank. But I can still use phone, Googlepay.. etc for sending and receiving money for day-to-day task with my other no. Linked to it. I have not updated my new no. On this app.
Is it because I have dual sim phone. Or UPI linking no. Should be bank linked no. Is not mendatory. Please 🙏 reply and give me some clarity. I have been searching answer for this from past 4 days and not getting clearity. 😅
Upi is worst
Thanks you , ma'am again your valuable information
Well explained.
Wao this is knowledgeable information.
You have explained so simple I love it
Thank you ma'am your valuable information
Nyc information & Looking gorgeous✨
Thank you miss for sharing this information 👍
1. Intermediary will be RBI itself.
2. To add e-rupees to our wallet, we will have to add them from our bank account.
Hawa me se to paise nahi ayenge e rupee wallet me!
3. So, RBI, that is, the government will know each and every transaction anyway.
4. Hence, in my opinion, e rupee does jot benefit common people AT ALL!!!
PROVE ME WRONG WITH LOGIC
But transaction fail hone ke chance nhi he to jo log bade bade transaction karte he unke liye best he
@@someoneyoudontknow7825
There is possibility of transaction failing even if someone uses e rupee wallet.
Why not fail?
What's the logical reason behind not failing when using RBI's app?
Because, to use wallet for e rupee transactions, one has to download and install app for that.
Internet is MANDATORY for RBI to know how much balance is in our wallet, what is the transaction and to approve the transaction.
This CBDC system is useless until something in it improves, so that it is better for retail people like us.
CBDC is for our financial slavery nothing else..
This will work as a token system..
Gov't can control what u can buy & what not.
Once society becomes cashless,
They will link it with social credit system like china..
If you do or say something against the government, then they will block your wallet & u will die of hunger .
Ye e-rupee ka concept ne Paytm wallet ne saalo pehle nikal diya tha.. fir isme aisa kya khaas hai... 😂 Ya to ye didi thik se nhi bata rahi ya fir inko nhi pata hai...
we need not any bank account to use e-rupee
Upsc has asked question on this point so update your knowledge
Thank you ma'am
Very good information mam
Wow amazing 👌
Excellent clarity maam
Good explanation maam
so is it like a competitor for the banks?
isme se agar kuchh note ka khol ho Jaye to fir uska koi insurance hai technical issues ke liye
Got more clarity on e - rupee. Thanks for Information.
By the way have you used e - rupee.
Thanks mam😘😘😘😘
Hay so can we do this for overseas transactions
disadvantage kya kya ho sakta h eska 🤔?
So paytm wallet or other wallet? How is it different?
Paytm wallet is product of Paytm and is not accepted everywhere where as digital wallet is backed by government and will be accepted everywhere.
They are also 3rd parties right. They can see the transaction details. + The same point mentioned in the video for banks.
UPI also having wallet.... Government ultimately wants money in his wallet products as India proved in last few years they are comfortable with digital payment which is increasing transaction day by day
Very nice & simple pointers , but can't the rbi itself track and make restrictions .
mam... cbdc to dhayn rakhegi n....
Toh hum digital crunchy ko use kaise karege
whenever we try to send money to anymobile number every time error display benefishary not registered how to transfer money
Mam is e rupay k se use kare?
Only government will know..i am right ??
Wallet to wallet will be done online right... so there is a 3rd party involved here facilitating the transaction
No,
Mam agar raju ko pinki ko e-rupay dene hai to uske liye to koi app use karna hi padega or us app ke pas sare transaction ki history rhegi
mam aap company law se related video bnao aap achhe se samjhati ho concept clear ho jaata hai
Mere bank me jo pade hain wo bhi to digital hi hain. Aur me usko paytm ke wallet me rakhu ya digital wallet me rakhu kya fark padta hai.. please clear confusion.
Tumhare bank me jo paise hai wo kisi ne to physically ja kar ek bar bank me deposit kre hai na dost. Tumhare me na sahi kisi ek bank me to ek bar deposit huye hai na.
Fir koi fraud hoga to kiske pas jaenge??
I think we have to Complain
Through rbi website
Or by writing letter
But abhi nahi aayega abhi unhe kuchh aise banana hoga jise hacker na samajh sake
Nahi to
Hackers millionaires honge 😂
Wow
Informative ❤️
Will banks server affect digital rupee ?
Erupee ka paise agai bank me bhej sakte hai
Agar mobile gum ho jaaye to upi ki tarah kisi aur me login kar sakte hai kya
Toh ab bank ka kaam sirf loan dena hoga??
Kya ye offline chalega..???
Ma'am is it based on block chain technology?
And if not won't it increase corruption
If rbi start kyc also... Then corruption will be removed immediately....
Aaj aapne भेजा फ्राई कर दिया
जो बात आपके समझ।ने से समझ आई वो
आरबीआई गर्वनर और govt of India
Ke भी समझाने से समझ नी आई
आज मेरे सवाल का सही जवाब मिला
बहुत सुंदर वर्णन
Thanks 🙏
Dhanyavad Mam Ji 🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏🙏
So this is same as paytm wallet right?
A wallet is also an a type of account.
Ryt
Hello ma'am... I want to know that can we have/use a single different mobile number for ( other then which is linked to bank account) for phonePe, Googlepay(UPI apps ). Will it work.?
I mean recently updated my mobile no. In Bank. But I can still use phone, Googlepay.. etc for sending and receiving money for day-to-day task with my other no. Linked to it. I have not updated my new no. On this app.
Is it because I have dual sim phone. Or UPI linking no. Should be bank linked no. Is not mendatory. Please 🙏 reply and give me some clarity. I have been searching answer for this from past 4 days and not getting clearity. 😅
And why I bother bank doesn't know my transaction.What is used of it.
Oh 😳 jab Lauch Hua tab se dimaag Mein yehi Chal Raha tha.
Glt jagh gya toh refund ho sakta hai kya?🤔🤔
Kab tak nahi pata lagaya gi ...
O means RBI is trying to figure out out total usage of money ( what they can not assume when it is hard cash ) .
E Rupee will have digital number, so all the transactions will get notified, like, how much cash is transferred or held by one
Bank ka kaam khatam... Tata bye bye 👋.
this will bring more transparency in money and will increase value of money 💰
You really think they will never know where are you transferring your money I mean literally😂
Who will print e rupees?
If serial number of 💵cash note is in process.It's best.
RBI is a private institute?
Fampay bhi esi h
Just like paytm wallet and amazon pay balance? So what's new in it companies were already providing such services before.
I thought e rupee will be a crypto currency.
Ab mai future me appne black money kha rakhunga 😢
In a family, not all the family members possess mobile phones. Sometimes, there is only one or two mobile phones in a family. Moreover it will make a boundation that everyone should have a smart phone. This is not a right thing done by the government.
yea...and children should be kept away from smartphones for their own good till they are grow old enough.
Bro smart phones are history. Smart watches are future. Or next 20 saal baad muje nahi lagta aisa koi bachega is dharti per jo smart gadget use nahi krega.
If e-rupee come true.Then ₹500, ₹200, ₹100, ₹50 physical notes eliminate from circulation and market.
"Nobody can track". Ya right. The truth is that the government is always snooping around what we're doing.
Black hacker wow 😳
Choice between the government knowing about your transactions or banks.
The thing I want to know is if a bank goes bankrupt will my money be safe. DICGC only insures 5 lakhs. But since Digital rupee is supposed to be similar to physical money in my pocket/purse so is my digital wallet money safe if my bank goes bankrupt?
Why doesn't RBI launch a digital wallet instead of asking banks to open wallet. What's the need of a bank at all in CBDC
Mera e rupee wallet TRANSACTION failed ho gya amount deducted bhi ho gya but refund nhi aaya hai
HDFC Bank digital e rupee
UPI se accha hai. Isme offline transaction hoga.
Not even tax department???
So now govt will directly know the amount u are sending and receiving...no involvement of banks here
Mere 10k fass gye hain, transaction complete hogya but digital wallet mein add nhi hua or na hi refund aaya
Charges ?
Just like how you don't get charged for keeping cash on your physical wallet, same E-RUPI is also free virtual wallet.
Digital wallet to phone pe and Paytm ke pass bhi hai
E-RUPI is basically physical currency notes going digital, much like reel camera upgraded to digital camera 😃
Digital world सब कुछ track हो सकता है
did not like e-rupey
It doesn't make any sense. We have to add money from our bank accounts either by NetBanking or UPI or whatever from any bank...then after loading money we can able to transact...which is the same thing other wallet apps are doing, except Digital Rupee which is now officially announced as the digital currency in India. Or if we think like this..through UPI we can make direct payments from bank account and can can keep a track of transactions in the statement itself, and majority have more than 2 accounts, where they use 1 for petty transactions...in that case why one will be using this?? Unless and untill you make it work in an offline mode, so that even without internet one can use it.
CBDC Like Cash on centralised Block chain technology
Nice information. Is it equivalent to paytm wallets?
what will be use of Banks then
Bank will give you interest on ur money. Also for loan
App Sever left the chat
Par transaction toh ek hi hai na, farak kya hai fir
Aur erupee ko bank mein kaise transfer karenge 😅😅
If u cant know who is transferring whom then whts the purpose.. 🤦🏻♂️
Achha hy es kadam se rs ki value badhegi or janta ko kam nuksan hoga
जिसके पास keypad phone है? 50% से जायदा लोगों के पास फोन नही India में क्युकी अब rs 100 incomming और validity के लगते है
That erupe idea 👎🏻👎🏻👎🏻 😂
Toh yeh kya service provider karega? Without data bhi kya ho sakta hai?
Upi can increase your money with interest, but erupee can't.........
So according to third point ye currency sirf black money ko transfer krne ke liye he koi pta hi nhi lga payega ki kahan se aya or kahan gya 😂😂😂
What is new in this...this concept already available where we add moneybto eallet of Phonele Paytm etc...
Only thing is that we cant transfer Phonepe wallet money to Paytm etc.
Tab to ghotale khun hoega desh mai🤔
Crime badhega
रिश्वत लेना आसान हो जायेगा
लगता है कि आपकी सरकारी नौकरी है 😜😂
Rbi kyc karyaayega bhai..... Itna aasaan nahi hoga.... Jyada khush mat ho
Koi faayda nhi hai digital rupee ka bas sarkaar ko aasani hogi aur party to pata lag a hi sakti hai kyoki wallet me to saare transaction details hongey hi
nooo, you are wrong, firstly without bank account you cannot access this app, 2nd it's tracked directly By RBI😂😂 , It sounds like crypto currency but its not😂😂, do your research well
Interest bhi nhi milega.. Because there's no bank. It's like cash only but a digital one.. Not that useful for middle class people.
Raju cash kyo dega jab e rupee hi dena hai to upi hi karega
Kaise bhi sari chije gov ke control me ho jayega
Paytm wallet jaisa hai