Eh, I've seen problems that are similar in some EU member states. They do a better job of "hiding" vested interests out there but they do have a few more affirmative protections (2 specific ones I can think of) so I'll give them that at least
Exactly. We need strong data privacy laws and laws to deal with the screen addiction that's destroying society. Not slavery to Silicon Valley Wall Street.
And blame the corporations and billionaires for paying money to write the law, and the Citizens United supreme court case for making it incredibly easy and legal for them to do it
It's because the EU goes based off the clear intent of the law (yes, many are vague af, but many are quite clear as well). In the US, our courts allow those nitpicky bullshit loopholes to set precedence. And my favorite legal argument in the US is a judge going "there is no precedence for it, sorry". Like, bruh, set the precedence. You think a judge has never done such before? What are they gonna do, overturn your case. It's so hard for a judge at _any_ level to receive reprimanding. I believe it's because they want to allow shitty corrupt behavior, but don't want to look like a dick doing so. Idk 🤷
The Disney TOS in their Disney+ app meaning you can't sue Disneyland/Disneyworld is actually disgusting, and I've made a point of telling everyone who has children to never take their kids there. Disney turned magic into lawyer magic Yes I know that Disney dropped that clause for the man, but they only did that after millions outcried on social media. Disney hopes that you will forget.
Eh, the queues for the rides there are egregious, anyway (referring to the time I went to Disneyland and had to wait 45 minutes for the Haunted Mansion ride).
Terms and conditions are presented like it can be "negotiated," but in reality, they're a "take it or leave it" agreement. Another illusion of freedom.
Yeah as if it's not required to have an email to sign up anywhere, or get a job, or if you buy a new phone it automatically comes with android and you gotta be a computer engineer to put in a different OS. and if ur not, oh no! the website where you could learn to requires you to sign up with a google or facebook account. well may as well go phoneless... wait i need a phone number to be able to get a job too! or to communicate with my landlord to rent a house, or to monitor my cards to make sure I have money to spend on food anyway.
@@shinypaintf588 fun fact. land lines, flip phones and voip like ooma still exists. i have multiple ooma voip numbers for my business for $100 a YEAR! yahoo mail and hotmail/msn etc and others still exist too for free. Though i pay godaddy for my@my domain email. oh blackberry is still in business too. so your argument holds no weight
Well let there be violence like my ancestors, we have to constantly fight back against evil. The heroes of old fought against evil monsters and kings. Let us be heroes for our children, let us fight for goodness. The never ending war between good and evil continues.
There are some who aren't as bad as others, proven by how they vote and what they are pushing to approve or decline being exactly in line with corporate greed and interest. Yet so many vote for the ones who blatantly, always prove their a corporate puppet because as hard as corporations/wealthy work to lobby and pay off politicians, they work even harder at making sure the general population votes for the politicians that are the most easily manipulated and bought. There's people who are so gullible they watch their news(corporate wealth propaganda) and believe everything they hear, get outraged and goes to vote for the very people the corporations/wealthy use to screw over everyone else, AND THEY THINK THEY ARE VOTING AGAINST THE CORPORATIONS/WEALTHY. At a certain point you have to blame the gullible and uneducated voters instead the corporations/wealthy. People preach small government and don't want government regulations because they're too stupid to realize corporations/wealthy want small government/lack of regulations so they can screw over everyone else easier, and that's why "small government, less regulations" is such a talking point on their propaganda news.
Frankly, saying they don't care is wrong, that implies they are neutral. They are not, they do care about the issue but they're on the wrong side. They don't represent us, they represent the donor class that owns the corporations.
@jamesquinley Well, businesses are the sole reason why America is thriving, consumers are the ones who continuously contribute to their pockets, government is created by "The People" who are elected by "The People." Funny thing is, Americans hold up that flag loud and proud.
Arbitrators are NOT independent, they depend on companies hiring them, so they are clearly incentivised to be biased towards companies rather than consumers.
Even if they were "independent", the company still gets to pick which one they get. They'll still inevitably end up with the "independent" arbitrator that most favors them.
Whenever i get those "we changed the contract terms without your consent" BS emails, i always reply back with a counter-proposal with my own new terms for the contract. Terms very much in my favor. And then finish it with "by replying to this email with an automated message, you are indicating that you agree to these terms."
Excellent. But please share ‘how’ to reply back. Usually the ‘I Agree’ button is at the point of no return, where you either agree, or cancel everything you have done. Also please share, ‘to whom’ to you send your amended ‘novation’ to their contract. THANK YOU.
As if these corporations who pay tens of millions of dollars to their CEO don't have the means to cover the damages for an accident the company caused. I am so fed up with greedy corporations!
I read a while back about a refrigerator manufacturer that *printed a TOS on the box.* The customer never even saw the box, but still had to fight it. Keep an eye on your cereal boxes. "Customer Rights" is quickly fading into a fantasy.
I bought a copy of LEGO Jurassic World for the Nintendo Switch. Warner Brother's Terms of Service are written INSIDE THE JACKET and by opening the case, it claims you have agreed to them. There's a tiny little URL for their terms of service printed on the back of the case so they can claim that the user should have looked up their TOS on their website prior to opening.
Waiting on corporate accountability for.. -Iran -Iraq -Syria -Palestine -Guatemala -Honduras -Nicaragua -Chile -Cuba -South Africa -Congo -Nigeria -all of west africa -N*ZI GERMANY -WEST GERMANY -FORMER YUGOSLAVIA -and so on, and so on, and so on, aaaaand so on... I was just thinking about a few examples from the 20th century, y'know..... Corporate "accountability" means momentary concession of half-baked settlements and ideological bandaids - when you take a long view of capitalism... But we tend to spend our time attending to the tips of our noses, and no further. Then, enrage when we get smacked again, bewildered as to hOw CoUlD tHiS hApPuN Well. Lol. Where to start? Imperialism* (and colonialism) is a great entry point for contextualizing capitalist history as it lives and affects us today.
Agreed, im still living subscription free and plan on continuing it to be like that. UA-cam is enough screen time for me. I could care less about anything on Netflix or Disney or anything streaming service.
Agreed, im still living subscription free and plan on continuing it to be like that. UA-cam is enough screen time for me. I could care less about anything on Netflix or Disney or anything streaming service.
@winesap2 Same bro same! 💯 Just another reason to continue to pirate content, besides if buying isn't owning, then pirating isn't stealing. These companies are literally giving people more reasons to pirate their content then pay for it, sign away my rights to sue if/when you do something wrong, no thank you!
It was in the news. A man who died on a Disney World ride - his wife was unable to sue Disney because the man had Disney+ and signed the forced arbitration clause.
You sure about that? I thought it was because his wife ate at a restaurant on a Disney property that had an allergen that she was allergic to, despite claims that the food didn't contain the allergen.
lets not blame the buttons. it's the legal system that's broken. it shouldn't be possible for them to take away your rights through a contract. you can't make a legal contract that makes murder legal. so why can they make a contract which makes taking away your right to justice or privacy legal?
The “elites” don’t understand what’s its like to be denied healthcare, and they don’t understand what’s its like for the poor that struggles to grow their money due to high insurance and monthly payments.
I'm actually amazed it has taken so long before someone like Luigi did what he did. It's more than 10 years over due imho. And to be honest, I'm afraid that, if changes don't come, more like him are going to act.
Not just products. The company I work for, big company, has an arbitration disclosure agreement every applicant must sign. Workplace violence against a $14-$20/hr associate goes to arbitration. Disgusted every time I see the “win” email reporting how much $$$$$ we saved with arbitration. Something needs to change.
I don't understand how these arbitration clauses can be enforceable. The right to sue someone for wrongdoing should be an inalienable right, and any clause to the contrary should be unenforceable. What's next? Paying people $1 per hour simply because they signed a piece of paper saying they waive their right to minimum wage?
In Canada employers will cheat in the hiring application process and say there isn't enough "qualified" Canadians available so the employers can Turn to LIMA... To hire TFWs for not quite $1 an hour but something inlivable like $10-15.... they treat these workers poorly because they have no rights- they have nowhere else to work
@TruthSeeker-z11 I agree with you but unfortunately because we have legalized bribery in this country, the vast majority of public servants serve their OWNERS the corporations that spend millions of dollars "donating" to their campaigns to get them elected. Also, I've seen in hospitals they have paperwork they give to patients to so they sign away the protections from the No Surprise Medical Billing Act, and THAT should also be illegal! 🤬
I see UA-cam channels with worthless garbage regularly hit 1 million views. Life changing information like on this channel almost never hit that mark. Share this with everyone you know
Reminder: As every company is racing to put AI into everything, not a SINGLE ONE has put AI into their TOS to help explain them to you. I work in tech and I bring this up every meeting, and I'm always told to shut up and that it's bad for business or we don't have enough story points or something. I promise you that we could do this and help so many, but companies aren't interested.
❌ Use AI to streamline services to consumers, saving money and improving the corporate image ✅ Use AI to justify denying people the service they paid for, knowing they will die from it
I have been talking about arbitration clauses to anyone who will listen for over 20 years. This needs to be solved on a national scale from Washington because you simply can't exist in the modern world without being forced to accept these. Most unamerican thing I could ever think of.
"Let's be clear, Google is no longer in the business of sending people to the best sources of information on the web. It now hopes to be a destination site itself for one vertical market after another, including news!" - Jeremy Stoppelman, Yelp CEO
They're all doing it. It's a fallacy to only focus on one company which is what the "trickle down" mafia want people to do. They'll feed the public one of their own deliberately to keep them distracted and control the anger to their favor. That's how insanely rich they are and what a leviathan the "trickle down" mafia is.
Are u going to cancel your "smartphone" too? Because I guarantee you Alphabet and Apple "operating system" are thieving from you and any "apps" are doing same or worse. This whole thing needs dealt with at national level.
I'm still trying to wrap my head around how people are even still finding any enthusiasm for these watered-down remakes of a remake of a remake that Disney has been pushing out for some years now.
You can’t reasonably expect an average person to be able to understand the hundreds of contracts they are presented with in order to function in modern society. By making them full of legal terms and intentionally unreadable they should not be allowed to enforce the terms.
Yes, it absolutely *_should_* be illegal, and Sherrod Brown's "FAIR" (Forced Arbitration Injustice Repeal) Act would have made it so. But sadly, the American people (well, a slim majority) voted Donald Trump into office, along with enough Republican senators and representatives to create a Republican majority in both houses of Congress. Which means any chance of this legislation ever succeeding has gone out the window. Maybe in four years, We The People will have another chance...but I doubt it.
This is the part that SHOULD be a MAJOR focus! It's on everything. This is what should be illegal. You can't get a work around or skip it. Otherwise, you won't get to use the services, period.
This has been driving me insane since 2017 when I saw Starbucks and Time Warner change their TOS. It's a relief that you guys have jumped on this topic, it's insane that arbitration clauses are legal
you can't even work for a company without signing your rights away saying you won't sue them in a lawsuit. and now every website you go to or every subscription to have says the same thing. scary. we have to do something about this.
There's a lot of cultural decay too, but the people in charge of making these corpo decisions are also a part of the culture so I suppose it's all coming from the same place. Which is, People are only looking out for themselves
I think making men and women compete against each other in every facet of life is why we’re on a decline. We’re complimentary, but we don’t act like it. “Anything you can do, I can do better!” Tell me, who sings that song, man or woman?
@@nickthompson1812Over-competition in general has been the problem. There's no _collaboration_ these days because everyone's trying to get a leg up on everyone else regardless of what's in their pants.
I remember reading Instagram's updated terms and conditions, and it basically amounted to that they could take anything you posted on the platform and use it for their proprietary technologies, including training their AI, and there was also an arbitration clause that said you couldn't sue them for anything unless you opted out by SENDING THEM A PHYSICAL LETTER saying you want to opt out with your full legal name, address, phone number, email, etc. They also said you couldn't use any of their trademarks, icons, etc. for your own use, and that you "can't modify, translate, create derivative works of, or reverse engineer [their] products or their components", which I found very ironic, given that they basically said they can yoink anything you post for THEIR use and can't do shit about it except delete your account
I don't understand why people flock to Disney World anyways. Out of all the destinations in our own country that are beautiful an exciting to visit see and do. Disney is not one of them!!!🤣
Mass arbitration actually turns their own arbitration device against them. If thousands of people file arbitration, the company's going to have a hell of a time dealing with all those arbitration cases. That should be the way going forward. At that point the companies would wish that there instead would be a class action lawsuit.
There have been attempts to do this. Valve aside, the response from most companies has been to add additional language to prevent or streamline mass arbitration.
Clicking a button on a computer should not be legally equivalent to signing your name on a contract. No written signature = no contract, full stop no exceptions.
The "Agree and Continue" button oversimplifies a complex agreement, depriving users of meaningful consent and reinforcing unfair power dynamics. Companies should remove this button and replace it with user-centric alternatives that emphasize transparency, informed decision-making, and compliance with consumer protection standards.
@@07Flash11MRCit’s crazy that although the problem is the government not holding corporations accountable. Your solution if for said government to be in control of everything? Because that has worked out well for socialist countries? We just need to organize and lobby our government to do better.
Great video mate. We need journalists like you in this day and age who research and talk about subjects that pass under the radar of most people. The people at the top are doing their dirty deeds in the shadows while the common folk is hooked to some bs sensational news of the day. This is real journalism. Subscribed.
It is getting *really sickening* how much politicians will do for evil-acting corporations for money. *ENACT CONGRESSIONAL TERM LIMITS, BAN INSIDER TRADING AND BAN LOBBYING. THEN GIVE LIFE SENTENCES TO ANYONE FOUND BREAKING SAID LAWS!!!*
From what i know, insider trading is illegal. The People who do it just do not care, and usually have enough sway to make quite a few others also suddenly not care.
The answer you're looking for is "Corporate Lobbyists" but those are just the middlemen, you can look up and see what politicians pushed which bills and backed what policies. With a little detective work, you can then find out which corporations paid those lobbyists to get those proposals in front of whichever politician. It's all very convoluted, but it is public record, and a motivated individual could find all of this out. There's a reason companies and delisting their executive board from their public webpages. People are pissed are finally, doing something about it.
Same with Google photos! Not only do they track you, but they also view your photos. There's been multiple cases on parents accounts being flagged-for child content-except its their children. These innocent people's accounts are suspended without consideration.
This is 1 of many reasons why lobbying should be illegal. These companies pay off politicians to be in the companies favor and not the constituents who vote them into office
Politicians from both parties make believe that they are concerned about the average American but they don't care if they did they would do accurate research
Not from "both parties". Did you not see the part where 100% of democratic senators voted to enforce the rules of the consumer financial protection beureau??
My favorite judges are the ones who demand a company turn over their documents. The the company thinks they're clever and send tens to hundreds of thousands of memos. Most judges be like "lol, good luck defense." But on that rare occasion, it's cool to see a judge releases documents to the public to crowdsource. It makes the whole litigation process much worse for the company. Though, when found guilty, I'm of the opinion that companies have to give the money, not as a cash prize (that we'll end up footing), but rather in the form of shares. The government would then have a _financial_ incentive to keep the company on track, or else they risk losing their money too.
Having "studied" Scientology for decades, arbitration gives them the upper hand over the complainant. Thus, the complainant is screwed. It gives ALL the power to the people who SHOULD be on an equal playing field. THEY set up the guide lines. THEY determine ALL of the perimeters.
I heard that if the TOS are too long to read beyond the reasonable doubt that they are not held admissible by court. It's like when you update your phone. No one's got time to read 27 pages of terms and services. I have heard of people using, this as unreasonable therefore having a good lawyer will get you out of corporate trouble.
Year 2074: "You agreed to the TOS of the Apple istep automatic shoe lacing shoes, we have the right to shutdown your grandma's Apple ibreath life support at any time."
Exactly. And people are falling for it by design. My mom goes on and on about how trans woman should not be on woman’s teams and I’m like “what are your plans if you lose your Medicaid?”
@adriennethiery5432 this is by design. fascists need stupid people who are controlled by their emotions to thrive, so they need to tell them what they want to hear to stay in power
South Park warned us YEARS ago about this in their episode Human CentiPad (IIRC). The boys kept getting high-pressured to accept the TOS, and then "Steve Jobs" would yell "why won't it READ?!" and some fresh hell would follow that had been buried in the TOS somewhere.
Interestingly, a small local company I used to work tried to get everyone to sign arbitration agreements. The HR person was also very easy going about the clause, describing it as “no big deal” and refused to describe what the contract really meant for us. Thanks to my coworkers, I quickly learned that this was a way to prevent us from doing a class action lawsuit, which the company was already dealing with (for paying an employee from a different part of the company under minimum wage). So, when we refused to sign the paperwork, the HR & Manager said that we would be let go from our positions… so I decided to quit shortly after. I wish it was as easy as quitting to pull out of a massive corporation’s arbitration clause though.
We don’t have to wait for Hollywoods version to recognize that we have already been living in a dystopia! Because it doesn’t look like the movies, we’re being manipulated like frogs in a pot of water with the het on.
Thank you for raising awareness about this! Arbitration within terms of use or sale should be illegal. In fact, it should only be allowed if entered into explicitly and voluntarily by all parties at the point of dispute, and that's generous.
Another reason they want to use arbitration is that each case starts with a clean sheet. Someone could have prevailed the day before (not likely, but go with me here) on an extremely similar scenario. But your arbitrator is barred from sharing that result and if you don't make the same argument then you could lose even so. Its like I was screwed by Amazon out of 10K or so on my Amazon Seller account. My option is arbitration and I haven't been able to confirm that ANYONE has ever prevailed against Amazon. I hired a lawyer to "negotiate" with them short of legal action and they told my lawyer to pound sand. Why not, they know he had no legal recourse and THEY OWN their processes including arbitration.
Actually this case data can be collected using whatever means, but you'll need to send a spammy arbitration email, in order to reject this arbitration favouring you they need to reach many criteria. After this, be alert when collecting data with whatever means so you can wish them to have fun pounding sand while you getting free rights to distribute this data.
I actually had to involve my States office of consumer protection to get a refund that Sony PlayStation refused to give me because the terms were ONLY PROVIDED AFTER PAYMENT, and when I read it I refused it and could not use the product and it was a WHOLE THING
@@alternativeaccountmercury I know. it took A LOT OF TIME and Sony was very shady and even accused me of wanting to violate the terms of service and that that was the reason I did not want to sign them. In the end they did refund but the language was frustrating. Honestly our CPFB should do more. Especially in this case where these agreements are accepted by minors that have no idea of the implications at all.
@@siglerjorge9867The CPFB was trying to give consumers more protections but it was shot down by the republicans in Congress and Trump. It’s in the video
@@siglerjorge9867 I was under the impression that contracts weren’t legally binding if signed by a minor? wonder if that’s true. what were you were trying to get a refund for? was it something like a game that got taken offline or that wasn’t reasonably playable upon launch?
Instead of the FTC only requiring companies to make it easier for us to cancel services, I think they need to also make it easier to understand the terms and conditions for what we're signing up for in the first place.
Disney is a horrible company. They invited me to Shark Tank twice because I’d made millions with silicone wristbands. They canceled me because I spent 2 years in prison 13 years before my success Then, they invited one of my far less creative or passionate competitors! She wouldn’t agree to giving part of her wristband business so they shot her and her crappie new idea down that they didn’t want anyway.
I'm planning to retire at 59 in another country outside the US that is free, safe and very cheap with a high quality of life and good healthcare. I could fully just rely on only my SS if I wanted to when that times arrives but l'll also have at least one pension, a 403 (b) and a very prolific Investment account with my Stephanie Stiefel my FA. Retiring comfortably in the US these days is almost impossible
I know this lady you just mentioned. Stephanie Janis Stiefel is a portfolio manager and investment advisor. She gained recognition as an employee of neuberger berman; a renowned investor she is. Stephanie Janis Stiefel has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
I’m planning on moving to Thailand in the next 5 years if trump’s government doesn’t do anything with the high prices of groceries and taxes What about you??
Don't forget the issue with issue with videogames and that it's difficult to play older games that are no longer supported. Animal Crossing Pocket Camp is a game that is just one example. Nintendo recently ended its free app, and released a completed one time paid app. Many features that people paid for was gone. When do people own digital content? They don't. This is why I don't pay for online content-even streaming services.
I don’t buy digital movies for this reason. Besides being quite expensive, there’s no guarantee or refund if the movie suddenly is no longer supported by your provider for whatever reason possible under the sun. Ugh, no thanks.
If you had Disney+, dont eat at Disneyland Arbitration is what privatized court looks like, the party that pays the fees, aka the company, is always favored
seems pretty simple to me, if the corporation has the potential to profit like this from arbitration alone and ends up being the only way a company can get ahead, they simply cannot use arbitration as a way to line their pockets.
9:50 The president can change federal law at will, and withhold judicial/dept pay as extortion. Congress can ban all arbitration effectively immediately. So can SCOTUS. As can every state legislature. So can the BAR.
1:50 This is part of the reason I no longer driver for Uber. They have no concern for safety whatsoever. They will push new rides to drivers traveling at high speeds or near dangerous intersections and punish drivers for not accepting rides. This is while they are tracking the speed and every move the car makes. It is inexcusable.
None of this is legal in the EU. Don't blame the buttons, blame the law giving these absurd powers to corporations.
Eh, I've seen problems that are similar in some EU member states. They do a better job of "hiding" vested interests out there but they do have a few more affirmative protections (2 specific ones I can think of) so I'll give them that at least
Exactly. We need strong data privacy laws and laws to deal with the screen addiction that's destroying society. Not slavery to Silicon Valley Wall Street.
That's why Elon Musk is now messing with European politics.
And blame the corporations and billionaires for paying money to write the law, and the Citizens United supreme court case for making it incredibly easy and legal for them to do it
It's because the EU goes based off the clear intent of the law (yes, many are vague af, but many are quite clear as well).
In the US, our courts allow those nitpicky bullshit loopholes to set precedence. And my favorite legal argument in the US is a judge going "there is no precedence for it, sorry". Like, bruh, set the precedence. You think a judge has never done such before? What are they gonna do, overturn your case. It's so hard for a judge at _any_ level to receive reprimanding. I believe it's because they want to allow shitty corrupt behavior, but don't want to look like a dick doing so. Idk 🤷
The ability to sign away your right to sue is ridiculous.
You are not allowed to sign away your rights in EU afaik
The entire point of having rights is pointless if companies can make you sign them away as a condition to use their product/service.
@@Entertainment-is6ex sadly there is binding arbitration in b2b world. I think you should ALWAYS be able to go to court on something.
No it’s not lol. Imagine giving someone a service they desire then suing you when their own negligence results in injury.
@@Entertainment-is6ex rights don’t entitle you to a companies services/product, dude.
The Disney TOS in their Disney+ app meaning you can't sue Disneyland/Disneyworld is actually disgusting, and I've made a point of telling everyone who has children to never take their kids there. Disney turned magic into lawyer magic
Yes I know that Disney dropped that clause for the man, but they only did that after millions outcried on social media. Disney hopes that you will forget.
Eh, the queues for the rides there are egregious, anyway (referring to the time I went to Disneyland and had to wait 45 minutes for the Haunted Mansion ride).
Disney always exploits it's SUCKERS
It’s a product of extreme capitalist greed. That’s what America is, a consumerist society that vilifies consumers.
@@felwalkr_94 45 minutes is actually quick compared to some of the wait times I've heard about lol
@@3nertia …and my reason for not feeling the need to go to Disneyland is strengthened by this extra evidence.😆
Terms and conditions are presented like it can be "negotiated," but in reality, they're a "take it or leave it" agreement. Another illusion of freedom.
Yeah as if it's not required to have an email to sign up anywhere, or get a job, or if you buy a new phone it automatically comes with android and you gotta be a computer engineer to put in a different OS. and if ur not, oh no! the website where you could learn to requires you to sign up with a google or facebook account. well may as well go phoneless... wait i need a phone number to be able to get a job too! or to communicate with my landlord to rent a house, or to monitor my cards to make sure I have money to spend on food anyway.
@twibute1512 that's not freedom you corpofascist
@@shinypaintf588 Bingo,
great post!
@@shinypaintf588 fun fact. land lines, flip phones and voip like ooma still exists. i have multiple ooma voip numbers for my business for $100 a YEAR! yahoo mail and hotmail/msn etc and others still exist too for free. Though i pay godaddy for my@my domain email. oh blackberry is still in business too. so your argument holds no weight
@@twibute1512 Try to use a product that doesn't have a Terms and Conditions. I'll wait.
“When the corporations rob the poor, it’s called business ... When the poor fight back, it’s called violence.” - Mark Twain
Nowadays, they call it terrorism.
Well let there be violence like my ancestors, we have to constantly fight back against evil. The heroes of old fought against evil monsters and kings. Let us be heroes for our children, let us fight for goodness. The never ending war between good and evil continues.
Great powerful proverb ... thank you so much!
Yep, our politicians not only don't care they are complicit.
They are getting paid.
There are some who aren't as bad as others, proven by how they vote and what they are pushing to approve or decline being exactly in line with corporate greed and interest. Yet so many vote for the ones who blatantly, always prove their a corporate puppet because as hard as corporations/wealthy work to lobby and pay off politicians, they work even harder at making sure the general population votes for the politicians that are the most easily manipulated and bought.
There's people who are so gullible they watch their news(corporate wealth propaganda) and believe everything they hear, get outraged and goes to vote for the very people the corporations/wealthy use to screw over everyone else, AND THEY THINK THEY ARE VOTING AGAINST THE CORPORATIONS/WEALTHY.
At a certain point you have to blame the gullible and uneducated voters instead the corporations/wealthy. People preach small government and don't want government regulations because they're too stupid to realize corporations/wealthy want small government/lack of regulations so they can screw over everyone else easier, and that's why "small government, less regulations" is such a talking point on their propaganda news.
They were never "our" politicians.
Frankly, saying they don't care is wrong, that implies they are neutral. They are not, they do care about the issue but they're on the wrong side. They don't represent us, they represent the donor class that owns the corporations.
@@whatsthisidontevenwell said.
This should be illegal
But it probably won't be any time soon, because the US gov caters to business.
@jamesquinley Well, businesses are the sole reason why America is thriving, consumers are the ones who continuously contribute to their pockets, government is created by "The People" who are elected by "The People." Funny thing is, Americans hold up that flag loud and proud.
@@nickodemusjohnsonlol, that's a pretty lame attempt at trying to sound profound.
@@jon9103 If you have a rebuttal against what I said.
why don't you elaborate on your argument instead of some thrown clownish absurdity?
It is illegal in rest of the world
Arbitrators are NOT independent, they depend on companies hiring them, so they are clearly incentivised to be biased towards companies rather than consumers.
Yep
if you file a claim you hire them
Even if they were "independent", the company still gets to pick which one they get. They'll still inevitably end up with the "independent" arbitrator that most favors them.
@@AlexsGoogleAccount dude shut up. you have no idea. the person filing the claim hires them! im a contract lawyer for 20 years
Customers should start hiring communist organisations to do arbitration.
Whenever i get those "we changed the contract terms without your consent" BS emails, i always reply back with a counter-proposal with my own new terms for the contract. Terms very much in my favor.
And then finish it with "by replying to this email with an automated message, you are indicating that you agree to these terms."
Excellent. But please share ‘how’ to reply back. Usually the ‘I Agree’ button is at the point of no return, where you either agree, or cancel everything you have done. Also please share, ‘to whom’ to you send your amended ‘novation’ to their contract. THANK YOU.
😂
@@nottiification is that legally binding? (At least as much as their terms changing)
@@Entertainment-is6ex Of course not... US law doesnt apply to corporations or rich folks.
Orange felon out front shoulda told ya.
😂
As if these corporations who pay tens of millions of dollars to their CEO don't have the means to cover the damages for an accident the company caused. I am so fed up with greedy corporations!
Welcome to capitalism - a system for predators, by predators!
@@3nertiaThe Club of Rome Crowd!
@@3nertia no this is just corruption abusing the legal system
I read a while back about a refrigerator manufacturer that *printed a TOS on the box.* The customer never even saw the box, but still had to fight it. Keep an eye on your cereal boxes. "Customer Rights" is quickly fading into a fantasy.
Louis rossmann.....y t
Steve Lehto as well
I bought a copy of LEGO Jurassic World for the Nintendo Switch. Warner Brother's Terms of Service are written INSIDE THE JACKET and by opening the case, it claims you have agreed to them.
There's a tiny little URL for their terms of service printed on the back of the case so they can claim that the user should have looked up their TOS on their website prior to opening.
This is important. Back in the day, corporations were held accountable for negligence. Now, there's legal work arounds in terms of service.
and politicians get paid off to do nothing. this country is done
The problem is, they weren’t held accountable for a long time. That’s why there were so many vigilantes during the Gilded Age.
Waiting on corporate accountability for..
-Iran
-Iraq
-Syria
-Palestine
-Guatemala
-Honduras
-Nicaragua
-Chile
-Cuba
-South Africa
-Congo
-Nigeria
-all of west africa
-N*ZI GERMANY
-WEST GERMANY
-FORMER YUGOSLAVIA
-and so on, and so on, and so on,
aaaaand so on...
I was just thinking about a few examples from the 20th century, y'know.....
Corporate "accountability" means momentary concession of half-baked settlements and ideological bandaids - when you take a long view of capitalism...
But we tend to spend our time attending to the tips of our noses, and no further.
Then, enrage when we get smacked again, bewildered as to hOw CoUlD tHiS hApPuN
Well. Lol. Where to start?
Imperialism* (and colonialism) is a great entry point for contextualizing capitalist history as it lives and affects us today.
lol when were corporations ever held accountable for the suffering they cause?
The problem is deregulation, it used to be there were laws that were enforced that prevented them from putting this sort of abusive contract language.
This is why I don’t pay for any of these subscriptions and don’t feel bad about it.
Ditto.
Agreed, im still living subscription free and plan on continuing it to be like that. UA-cam is enough screen time for me. I could care less about anything on Netflix or Disney or anything streaming service.
Agreed, im still living subscription free and plan on continuing it to be like that. UA-cam is enough screen time for me. I could care less about anything on Netflix or Disney or anything streaming service.
@winesap2
Same bro same! 💯
Just another reason to continue to pirate content, besides if buying isn't owning, then pirating isn't stealing.
These companies are literally giving people more reasons to pirate their content then pay for it, sign away my rights to sue if/when you do something wrong, no thank you!
I just pirate everything I want to see.
It was in the news. A man who died on a Disney World ride - his wife was unable to sue Disney because the man had Disney+ and signed the forced arbitration clause.
The same type of thing happened to the husband, when a lady died of a food allergy in a restaurant owned by a subsidiary of Disney...
@@Robert_McGarry_Poemsthat’s the one I heard about.
Sounds like another CEO needs a visit from Luigi
You sure about that? I thought it was because his wife ate at a restaurant on a Disney property that had an allergen that she was allergic to, despite claims that the food didn't contain the allergen.
@BackToTheGame.98 Right. But the restaurant was operated/ managed by a sub of Disney. My only point is that it reaches beyond just the Disney name.
lets not blame the buttons. it's the legal system that's broken. it shouldn't be possible for them to take away your rights through a contract.
you can't make a legal contract that makes murder legal. so why can they make a contract which makes taking away your right to justice or privacy legal?
Maybe if people valued their self respect more than watching a web series these wouldn't exist.
If people had to actually look at the TOS, no one would click the accept button. Disney doesn't want you to read it.
you know they actually could do that, they can strip away all your rights if they wanted with their terms and service
@@peppermeat8059 No they can't. Especially not when the TOS has unreasonable clauses.
@@NChambernator no, no this is never ok
Luigi reminded us all what our mandatory arbitration clase is inside this deliberatly rigged system.
Mario!
Yep, these elites are too much
The “elites” don’t understand what’s its like to be denied healthcare, and they don’t understand what’s its like for the poor that struggles to grow their money due to high insurance and monthly payments.
I'm actually amazed it has taken so long before someone like Luigi did what he did. It's more than 10 years over due imho. And to be honest, I'm afraid that, if changes don't come, more like him are going to act.
@@TheWeissrond
If things are going to change, more like him must act. The elite must be made to feel fear again.
Not just products. The company I work for, big company, has an arbitration disclosure agreement every applicant must sign. Workplace violence against a $14-$20/hr associate goes to arbitration. Disgusted every time I see the “win” email reporting how much $$$$$ we saved with arbitration. Something needs to change.
I heard Saint Luigi has come up with a nifty little solution for this sort of thing.
I don't understand how these arbitration clauses can be enforceable. The right to sue someone for wrongdoing should be an inalienable right, and any clause to the contrary should be unenforceable. What's next? Paying people $1 per hour simply because they signed a piece of paper saying they waive their right to minimum wage?
Don't give them ideas........
@@toomuchinformation They already do that. They just have to find a reason to put you in prison first.
In Canada employers will cheat in the hiring application process and say there isn't enough "qualified" Canadians available so the employers can Turn to LIMA...
To hire TFWs for not quite $1 an hour but something inlivable like $10-15.... they treat these workers poorly because they have no rights- they have nowhere else to work
@TruthSeeker-z11
I agree with you but unfortunately because we have legalized bribery in this country, the vast majority of public servants serve their OWNERS the corporations that spend millions of dollars "donating" to their campaigns to get them elected.
Also, I've seen in hospitals they have paperwork they give to patients to so they sign away the protections from the No Surprise Medical Billing Act, and THAT should also be illegal! 🤬
@@Commented_Commenter The complexity of the US Legal System provides them with plenty of opportunities.
I see UA-cam channels with worthless garbage regularly hit 1 million views. Life changing information like on this channel almost never hit that mark. Share this with everyone you know
Reminder: As every company is racing to put AI into everything, not a SINGLE ONE has put AI into their TOS to help explain them to you.
I work in tech and I bring this up every meeting, and I'm always told to shut up and that it's bad for business or we don't have enough story points or something. I promise you that we could do this and help so many, but companies aren't interested.
Maybe you could do your own channel to do it for the public.
❌ Use AI to streamline services to consumers, saving money and improving the corporate image
✅ Use AI to justify denying people the service they paid for, knowing they will die from it
speak up and save emails. youre in a position where you can actually help people
I just texted my buddy that we need to create an app/extension to scan through these documents before agreeing to anythig
Because the fine print is deliberately dense and indecipherable by the average American.
I have been talking about arbitration clauses to anyone who will listen for over 20 years. This needs to be solved on a national scale from Washington because you simply can't exist in the modern world without being forced to accept these. Most unamerican thing I could ever think of.
Run for office.
nope, spunds pretty american to me.
Yea forreal, par for the course at this point
"Let's be clear, Google is no longer in the business of sending people to the best sources of information on the web. It now hopes to be a destination site itself for one vertical market after another, including news!" - Jeremy Stoppelman, Yelp CEO
We got a name for that, Monopoly.
We got a name for that, Monopoly.
This should be public knowledge time to cancel Disney
They're all doing it. It's a fallacy to only focus on one company which is what the "trickle down" mafia want people to do. They'll feed the public one of their own deliberately to keep them distracted and control the anger to their favor. That's how insanely rich they are and what a leviathan the "trickle down" mafia is.
Are u going to cancel your "smartphone" too? Because I guarantee you Alphabet and Apple "operating system" are thieving from you and any "apps" are doing same or worse. This whole thing needs dealt with at national level.
Share the video,
Talk about with colleagues,
Encourage piracy if Disney media
Learn other tactics to harm corporations incase this happens elsewhere
I'm still trying to wrap my head around how people are even still finding any enthusiasm for these watered-down remakes of a remake of a remake that Disney has been pushing out for some years now.
You can’t reasonably expect an average person to be able to understand the hundreds of contracts they are presented with in order to function in modern society. By making them full of legal terms and intentionally unreadable they should not be allowed to enforce the terms.
This is true.
"How corporations use this button to exploit you AND unalive your family members and get away with it"
That's terrorism with growing profits as manifesto, isn't it?
Law works for them not the average citizen
Even car dealerships use arbitration now.
I hate Disney. Would never subscribe or support.
Forced arbitration should be illegal.
Yes, it absolutely *_should_* be illegal, and Sherrod Brown's "FAIR" (Forced Arbitration Injustice Repeal) Act would have made it so.
But sadly, the American people (well, a slim majority) voted Donald Trump into office, along with enough Republican senators and representatives to create a Republican majority in both houses of Congress. Which means any chance of this legislation ever succeeding has gone out the window.
Maybe in four years, We The People will have another chance...but I doubt it.
But if you don't agree you can't continue.
Something called a shrink wrapped contract.
This is the part that SHOULD be a MAJOR focus! It's on everything. This is what should be illegal. You can't get a work around or skip it. Otherwise, you won't get to use the services, period.
I'm fine without these services..the more people who use them, the richer they get
@@MikeHuntBurns soooo, you never accepted UA-cams terms of service?
USA: Where GREED is GREAT
What we all get to look forward to: Making America Greedier Again
@@mapgeek6hey that's good, "make America Greedier again."
Double the workforce and everything becomes out of our reach. What’s next, bringing in a bunch of people from out of country?
No, where greed is GOD!
My go to slogan has been,
"America- Profits>People"
This organization, More Perfect Union, is doing extremely important work.
There are too many insensitive, uncaring bullies in the world.
Morals, ethics, compassion and empathy are needed for society to function.
Discretion too
This has been driving me insane since 2017 when I saw Starbucks and Time Warner change their TOS. It's a relief that you guys have jumped on this topic, it's insane that arbitration clauses are legal
you can't even work for a company without signing your rights away saying you won't sue them in a lawsuit. and now every website you go to or every subscription to have says the same thing. scary. we have to do something about this.
Monopoly power + unregulated contracts being the basis of our society is why we are in decline.
There's a lot of cultural decay too, but the people in charge of making these corpo decisions are also a part of the culture so I suppose it's all coming from the same place. Which is, People are only looking out for themselves
um hey stupid. contracts are regulated. lot of stuff you cant put in them. maybe you should go to school. i did
I think making men and women compete against each other in every facet of life is why we’re on a decline. We’re complimentary, but we don’t act like it. “Anything you can do, I can do better!” Tell me, who sings that song, man or woman?
@@nickthompson1812Over-competition in general has been the problem. There's no _collaboration_ these days because everyone's trying to get a leg up on everyone else regardless of what's in their pants.
The United States of Corporations
#FreeLuig!
UA-cam is blocking #Free Iuigi
#Lisreal2401
I remember reading Instagram's updated terms and conditions, and it basically amounted to that they could take anything you posted on the platform and use it for their proprietary technologies, including training their AI, and there was also an arbitration clause that said you couldn't sue them for anything unless you opted out by SENDING THEM A PHYSICAL LETTER saying you want to opt out with your full legal name, address, phone number, email, etc. They also said you couldn't use any of their trademarks, icons, etc. for your own use, and that you "can't modify, translate, create derivative works of, or reverse engineer [their] products or their components", which I found very ironic, given that they basically said they can yoink anything you post for THEIR use and can't do shit about it except delete your account
Yes - I did read some time ago that they own every single image you post there! Crazy!
I don't understand why people flock to Disney World anyways. Out of all the destinations in our own country that are beautiful an exciting to visit see and do. Disney is not one of them!!!🤣
The National Parks that actually have infrastructure and services are just as crowded. Getting into Yosemite or Yellowstone can even be worse.
disney world is crap
Is Disney going to take down this video because of the thumbnail? Boy, imagine!
South Park way ahead of us
@@aceous99 there’s a South Park episode about something like this?
If they copyright this that means its canon
Mass arbitration actually turns their own arbitration device against them. If thousands of people file arbitration, the company's going to have a hell of a time dealing with all those arbitration cases. That should be the way going forward. At that point the companies would wish that there instead would be a class action lawsuit.
Interesting idea.
Good idea!
The corporates can afford to procrastinate endlessly.
There have been attempts to do this. Valve aside, the response from most companies has been to add additional language to prevent or streamline mass arbitration.
@@deathbird909 huh? has Valve been subject to attempted mass arbitration already?
And Trump and president-elect Musk want to get rid of the CFPB?
What a surprise.
I bet half of those folks are trump voters
Trump Won, 😂 Build a bridge and get the fook over it
Wtf. Just wtf.
No you are missing the point. What is CFPB doing? They were useless when I did a report.
@@Offriddim are you stupid?
Clicking a button on a computer should not be legally equivalent to signing your name on a contract. No written signature = no contract, full stop no exceptions.
Prophetic words. Amen. Your comment is the best on this whole chat. FOLKS better wake up and FAST.
Bill Gate needs to know your location.
Bill Gate needs to know your location.
The "Agree and Continue" button oversimplifies a complex agreement, depriving users of meaningful consent and reinforcing unfair power dynamics. Companies should remove this button and replace it with user-centric alternatives that emphasize transparency, informed decision-making, and compliance with consumer protection standards.
There shouldn't be any private corporations to begin with.
@@07Flash11MRCit’s crazy that although the problem is the government not holding corporations accountable. Your solution if for said government to be in control of everything? Because that has worked out well for socialist countries?
We just need to organize and lobby our government to do better.
Almost as if corporations cannot be trusted with anything and consciously choose to evil.
Great video mate. We need journalists like you in this day and age who research and talk about subjects that pass under the radar of most people. The people at the top are doing their dirty deeds in the shadows while the common folk is hooked to some bs sensational news of the day. This is real journalism. Subscribed.
It is getting *really sickening* how much politicians will do for evil-acting corporations for money.
*ENACT CONGRESSIONAL TERM LIMITS, BAN INSIDER TRADING AND BAN LOBBYING. THEN GIVE LIFE SENTENCES TO ANYONE FOUND BREAKING SAID LAWS!!!*
From what i know, insider trading is illegal. The People who do it just do not care, and usually have enough sway to make quite a few others also suddenly not care.
Term limits won't help as much as mandatory retirement age and uncapping the House will.
@doomsday : No, we need all of those three AND age limits. Nobody over 70 should be allowed anywhere near a public office.
@@07Flash11MRC The problem with term limits is that an individual congressperson can do very little.
I want to know the lawmakers that protect them in exchange for money.
The answer is basically all of them over the last couple decades
The answer you're looking for is "Corporate Lobbyists"
but those are just the middlemen, you can look up and see what politicians pushed which bills and backed what policies. With a little detective work, you can then find out which corporations paid those lobbyists to get those proposals in front of whichever politician.
It's all very convoluted, but it is public record, and a motivated individual could find all of this out.
There's a reason companies and delisting their executive board from their public webpages. People are pissed are finally, doing something about it.
Check for the ones with an R next to their names.
Same with Google photos! Not only do they track you, but they also view your photos. There's been multiple cases on parents accounts being flagged-for child content-except its their children. These innocent people's accounts are suspended without consideration.
And the best part is there is no customer support for Google photos. Only for print orders.
This is 1 of many reasons why lobbying should be illegal. These companies pay off politicians to be in the companies favor and not the constituents who vote them into office
Politicians from both parties make believe that they are concerned about the average American but they don't care if they did they would do accurate research
Not from "both parties". Did you not see the part where 100% of democratic senators voted to enforce the rules of the consumer financial protection beureau??
Companies are just now starting to forget the law isn't there to oppress them, it's there to protect them.
They do not want to hold any accountability because at the end of it, quality doesn’t matter if they’re getting their money’s worth.
In the UK and EU you cannot sign away your statutory rights
The contractual cluases that reasonable people would have dismissed 20 years ago as "ridiculous" are now legal reality.
My favorite judges are the ones who demand a company turn over their documents. The the company thinks they're clever and send tens to hundreds of thousands of memos. Most judges be like "lol, good luck defense." But on that rare occasion, it's cool to see a judge releases documents to the public to crowdsource. It makes the whole litigation process much worse for the company.
Though, when found guilty, I'm of the opinion that companies have to give the money, not as a cash prize (that we'll end up footing), but rather in the form of shares. The government would then have a _financial_ incentive to keep the company on track, or else they risk losing their money too.
Having "studied" Scientology for decades, arbitration gives them the upper hand over the complainant. Thus, the complainant is screwed. It gives ALL the power to the people who SHOULD be on an equal playing field. THEY set up the guide lines. THEY determine ALL of the perimeters.
Exceptional investigation, thank you everyone at More Perfect Union!
I heard that if the TOS are too long to read beyond the reasonable doubt that they are not held admissible by court. It's like when you update your phone. No one's got time to read 27 pages of terms and services. I have heard of people using, this as unreasonable therefore having a good lawyer will get you out of corporate trouble.
Deny defend DEPOSE
D3
I prefer the punctuated version: Deny? Defend? Depose!
They need to face consequences.
But remember, the police will NEVR side with anybody but them.
#Lisreal2401
I f*cking knew it.
There's no way I need to give that permission twenty times a day.
Year 2074:
"You agreed to the TOS of the Apple istep automatic shoe lacing shoes, we have the right to shutdown your grandma's Apple ibreath life support at any time."
While we’re fighting each other over books in libraries and political affiliation, companies are screwing over everyone
Exactly. And people are falling for it by design. My mom goes on and on about how trans woman should not be on woman’s teams and I’m like “what are your plans if you lose your Medicaid?”
@@adriennethiery5432 your both right however
fire words lemme tell ya 🔥@@adriennethiery5432
"noooo, don't grow class consciousness...you're so distracted by identity politics right now!"
@adriennethiery5432 this is by design. fascists need stupid people who are controlled by their emotions to thrive, so they need to tell them what they want to hear to stay in power
It’s almost as if these corporations cannot exist without these unethical business practices
South Park warned us YEARS ago about this in their episode Human CentiPad (IIRC). The boys kept getting high-pressured to accept the TOS, and then "Steve Jobs" would yell "why won't it READ?!" and some fresh hell would follow that had been buried in the TOS somewhere.
Interestingly, a small local company I used to work tried to get everyone to sign arbitration agreements. The HR person was also very easy going about the clause, describing it as “no big deal” and refused to describe what the contract really meant for us.
Thanks to my coworkers, I quickly learned that this was a way to prevent us from doing a class action lawsuit, which the company was already dealing with (for paying an employee from a different part of the company under minimum wage).
So, when we refused to sign the paperwork, the HR & Manager said that we would be let go from our positions… so I decided to quit shortly after.
I wish it was as easy as quitting to pull out of a massive corporation’s arbitration clause though.
It's a liability waiver. You have to sign it or you can't use the service. Corperate CYA 101. Profit before people.
Which is why you never click "accept cookies"
Here in Cali we've been trying to outlaw forced arbitration clauses for a while alas, the supreme court shuts us down each time
Time for us to ignore the Supreme Court methinks. Their power isn't constitutional.
We don’t have to wait for Hollywoods version to recognize that we have already been living in a dystopia! Because it doesn’t look like the movies, we’re being manipulated like frogs in a pot of water with the het on.
Everywhere you look, America is breaking.
I'm noticing that More Perfect Union's subscriber count has been going up recently. That alone is reason to have hope!
Thank you for raising awareness about this!
Arbitration within terms of use or sale should be illegal.
In fact, it should only be allowed if entered into explicitly and voluntarily by all parties at the point of dispute, and that's generous.
No, it shouldn't exist at all!
Another reason they want to use arbitration is that each case starts with a clean sheet. Someone could have prevailed the day before (not likely, but go with me here) on an extremely similar scenario. But your arbitrator is barred from sharing that result and if you don't make the same argument then you could lose even so.
Its like I was screwed by Amazon out of 10K or so on my Amazon Seller account. My option is arbitration and I haven't been able to confirm that ANYONE has ever prevailed against Amazon. I hired a lawyer to "negotiate" with them short of legal action and they told my lawyer to pound sand. Why not, they know he had no legal recourse and THEY OWN their processes including arbitration.
Actually this case data can be collected using whatever means, but you'll need to send a spammy arbitration email, in order to reject this arbitration favouring you they need to reach many criteria. After this, be alert when collecting data with whatever means so you can wish them to have fun pounding sand while you getting free rights to distribute this data.
I actually had to involve my States office of consumer protection to get a refund that Sony PlayStation refused to give me because the terms were ONLY PROVIDED AFTER PAYMENT, and when I read it I refused it and could not use the product and it was a WHOLE THING
well good job involving your state's office of consumer protection, a lot of people would've just bit the bullet.
@@alternativeaccountmercury I know. it took A LOT OF TIME and Sony was very shady and even accused me of wanting to violate the terms of service and that that was the reason I did not want to sign them. In the end they did refund but the language was frustrating. Honestly our CPFB should do more. Especially in this case where these agreements are accepted by minors that have no idea of the implications at all.
@@siglerjorge9867The CPFB was trying to give consumers more protections but it was shot down by the republicans in Congress and Trump. It’s in the video
@@siglerjorge9867 I was under the impression that contracts weren’t legally binding if signed by a minor? wonder if that’s true.
what were you were trying to get a refund for? was it something like a game that got taken offline or that wasn’t reasonably playable upon launch?
@@4tarobyte user agreement for Alan Wake 2
Instead of the FTC only requiring companies to make it easier for us to cancel services, I think they need to also make it easier to understand the terms and conditions for what we're signing up for in the first place.
My name jeff and I hate the corporate technocracy
You agreed to not use the name 'Jeff' by watching this video.
So never click on "I accept" ever?
If as you say it's pointless to read, then there is no solution beyond never accepting terms of anything.
i can only think of sailing the high seas whenever possible
Disney is a horrible company. They invited me to Shark Tank twice because I’d made millions with silicone wristbands. They canceled me because I spent 2 years in prison 13 years before my success Then, they invited one of my far less creative or passionate competitors! She wouldn’t agree to giving part of her wristband business so they shot her and her crappie new idea down that they didn’t want anyway.
I'm planning to retire at 59 in another country outside the US that is free, safe and very cheap with a high quality of life and good healthcare. I could fully just rely on only my SS if I wanted to when that times arrives but l'll also have at least one pension, a 403 (b) and a very prolific Investment account with my Stephanie Stiefel my FA. Retiring comfortably in the US these days is almost impossible
I know this lady you just mentioned. Stephanie Janis Stiefel is a portfolio manager and investment advisor. She gained recognition as an employee of neuberger berman; a renowned investor she is. Stephanie Janis Stiefel has demonstrated expertise in investment strategies and has been involved in managing portfolios and providing guidance to clients.
I’m planning on moving to Thailand in the next 5 years if trump’s government doesn’t do anything with the high prices of groceries and taxes
What about you??
Been debt free for two years thanks to Stephanie Janis Stiefel. So sad to see my friends in their 40s with car loans, mortgages and credit card debt.
Please stop gentrifying countries
How can i reach Stephanie if you don't mind me asking?
Heard she’s an IA.
These companies are insanely disgusting.
Thank you for this. There are so, so many more people who need to know about arbitration clauses.
Don't forget the issue with issue with videogames and that it's difficult to play older games that are no longer supported. Animal Crossing Pocket Camp is a game that is just one example. Nintendo recently ended its free app, and released a completed one time paid app. Many features that people paid for was gone. When do people own digital content? They don't. This is why I don't pay for online content-even streaming services.
It was a mistake to play any Nintendo mobile game anyway
I don’t buy digital movies for this reason. Besides being quite expensive, there’s no guarantee or refund if the movie suddenly is no longer supported by your provider for whatever reason possible under the sun. Ugh, no thanks.
Hold them ALL accountable!
Mandated legal agreements to use something should be ILLEGAL. Full stop. No you cannot have "terms of service" or "privacy policies".
You do an incredible service to humanity. Sincere gratitude!!!
If you had Disney+, dont eat at Disneyland
Arbitration is what privatized court looks like, the party that pays the fees, aka the company, is always favored
seems pretty simple to me, if the corporation has the potential to profit like this from arbitration alone and ends up being the only way a company can get ahead, they simply cannot use arbitration as a way to line their pockets.
Blame the "obligation of contracts". These are always biased to the corporations.
What a screwed up time we're living in. Thanks for covering this topic and driving more awareness to it.
The ways in which we've been overrun by oligarchs in this country is so deep and so vast we haven't even begun to comprehend it yet
9:50 The president can change federal law at will, and withhold judicial/dept pay as extortion. Congress can ban all arbitration effectively immediately. So can SCOTUS. As can every state legislature. So can the BAR.
If Southpark has taught me anything, it's that Disney can use me to make a human centipede.
1:50 This is part of the reason I no longer driver for Uber. They have no concern for safety whatsoever. They will push new rides to drivers traveling at high speeds or near dangerous intersections and punish drivers for not accepting rides. This is while they are tracking the speed and every move the car makes.
It is inexcusable.
How can we possibly remove power from these big corporations though?
This is horrible. The US is such a mess
Why piracy is perfectly fine. It’s a tool consumers can use to protect themselves from corporate greed
DENY, DEFEND , DEPOSE
Corporations are truly evil.
Employers have started demanding arbitration agreements for employment as well. It’s sick.