I’m so sick of being advised to switch to IBR from SAVE. What’s the point if they are NOT processing applications?? Why is this caveat never mentioned?
I sent my Final consolidation docs to Mohela back in Sept. and never heard anything and received e-mails about needing to start payments. Is Mohela processing these still? Trying to get to IDR 10% with Double Consolidation of PP loan.
My loans are showing in forbearance now at zero percent, but there is still capitalized extra interest from this summer. I called mohela in July/Aug and they told me this would be corrected but it hasn't been. How can I get this corrected or should I just wait it out? Also on the new IBR vs Old. What if you had undergrad loans from before 2014, that were paid off, and then you went to grad school in 2015 and got new loans, would you still get the 10% of new IBR or would you get the old rate cause you had loans in the past before 2014? thanks, big fan of what you guys are doing.
Has anyone else had problems with submitting the online form? I am on SAVE and have tried to switch to IBR three times. Each time I submit the application it looks completed and is pending and then the next day it is gone! I have tried 3 days in a row...
Meagan! Question about double consolidation loophole and PSLF. My PP loans are currently with Mohela and I want to end back up there for PSLF forgiveness. Should I move to Nelnet and Aidvantage for the paper applications then go back to Mohela for the final consolidation
If I was on PAYE and did a consolidation but my IDR plan application to get back on PAYE has been processing for many months should I also do mohela online application? Not sure if you consider that recertification
If you have two different dates for achieving your 120 payments for PSLF, do you wait to apply for forgiveness until the later date? The dates are 10 months apart.
I have parent plus loans . Should I start consolidation now since we can only do ICR and not SAVE, and ICR is 20% of our income which is quiet high. Can we do 2 different Consolidation since we have 2 child loans. Plus One child is still going to school so once we consolidate csn we go inschool deferment for that child loan if we choose so. Is that true combining 2 consolidation opens the door to get on SAVE plan?
Question around the IBR and partial financial hardship. What if one is in their last year of PSLF and SAVE gets abolished plus the person doesn’t qualify for IBR. Is it the case that this person would have put in 9+ years of public service yet then have no way to finish that 10th year? Thanks.
Did anyone else get a notification from MOHELA that you were enrolled in IDR but the payments wouldn't start until February? I was just about to apply for IDR so I could start paying my last 7 months of PSLF but then I got this notification and I don't know wtf it means!
Hi! I am going to apply for parent plus loan double consolidation, I already submitted the last step as a paper and mailed it in to aidvantage but since the portal opened, should I also submit through the online portal?
Wait until your student aid.gov account shows your consolidations went through meaning they both show “direct consolidation” loan type. Then as the last step, utilize the online platform to consolidate the two remaining loans.
I have about 95% of my loans taken out after 2014 and about 5% before. Does that mean IBR will be 15% for my payment? Is it pro-rated? I also consolidated in 2021. Not sure if that makes a difference.
I have about 95% of my loans taken out after 2014 and about 5% before. Does that mean IBR will be 15% for my payment? Is it pro-rated? I also consolidated in 2021. Not sure if that makes a difference.
I’m so sick of being advised to switch to IBR from SAVE. What’s the point if they are NOT processing applications?? Why is this caveat never mentioned?
Can I do the final consolidation by paper instead of online, it seems to be easier
I sent my Final consolidation docs to Mohela back in Sept. and never heard anything and received e-mails about needing to start payments. Is Mohela processing these still? Trying to get to IDR 10% with Double Consolidation of PP loan.
My loans are showing in forbearance now at zero percent, but there is still capitalized extra interest from this summer. I called mohela in July/Aug and they told me this would be corrected but it hasn't been. How can I get this corrected or should I just wait it out?
Also on the new IBR vs Old. What if you had undergrad loans from before 2014, that were paid off, and then you went to grad school in 2015 and got new loans, would you still get the 10% of new IBR or would you get the old rate cause you had loans in the past before 2014?
thanks, big fan of what you guys are doing.
fantastic!!
online apply button still grayed out
Hi do I have to apply again, I sent an application before they shot down IDR application.
Has anyone else had problems with submitting the online form? I am on SAVE and have tried to switch to IBR three times. Each time I submit the application it looks completed and is pending and then the next day it is gone! I have tried 3 days in a row...
My daughter consolidated her unsubsidized and subsidized can she reverse and what should I do?
Meagan! Question about double consolidation loophole and PSLF. My PP loans are currently with Mohela and I want to end back up there for PSLF forgiveness. Should I move to Nelnet and Aidvantage for the paper applications then go back to Mohela for the final consolidation
If I was on PAYE and did a consolidation but my IDR plan application to get back on PAYE has been processing for many months should I also do mohela online application? Not sure if you consider that recertification
If you have two different dates for achieving your 120 payments for PSLF, do you wait to apply for forgiveness until the later date? The dates are 10 months apart.
I have parent plus loans . Should I start consolidation now since we can only do ICR and not SAVE, and ICR is 20% of our income which is quiet high. Can we do 2 different Consolidation since we have 2 child loans.
Plus One child is still going to school so once we consolidate csn we go inschool deferment for that child loan if we choose so.
Is that true combining 2 consolidation opens the door to get on SAVE plan?
Question around the IBR and partial financial hardship. What if one is in their last year of PSLF and SAVE gets abolished plus the person doesn’t qualify for IBR. Is it the case that this person would have put in 9+ years of public service yet then have no way to finish that 10th year? Thanks.
Did anyone else get a notification from MOHELA that you were enrolled in IDR but the payments wouldn't start until February?
I was just about to apply for IDR so I could start paying my last 7 months of PSLF but then I got this notification and I don't know wtf it means!
Hi! I am going to apply for parent plus loan double consolidation, I already submitted the last step as a paper and mailed it in to aidvantage but since the portal opened, should I also submit through the online portal?
Wait until your student aid.gov account shows your consolidations went through meaning they both show “direct consolidation” loan type. Then as the last step, utilize the online platform to consolidate the two remaining loans.
I have about 95% of my loans taken out after 2014 and about 5% before. Does that mean IBR will be 15% for my payment? Is it pro-rated? I also consolidated in 2021. Not sure if that makes a difference.
Old ibr
Thank you Megan!!! Happy one month countdown to Amerizuela election!!!
I wish we could our questions answered in these videos but never do.
I have about 95% of my loans taken out after 2014 and about 5% before. Does that mean IBR will be 15% for my payment? Is it pro-rated? I also consolidated in 2021. Not sure if that makes a difference.
Old ibr for all