NEW Wells Fargo Attune card: 4% Cash Back!

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  • Опубліковано 28 вер 2024
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КОМЕНТАРІ • 67

  • @TheCreditShifu
    @TheCreditShifu  3 місяці тому

    Follow on Instagram (FREE Consultations Starting SOON) instagram.com/thecreditshifu/?hl=en

  • @peperodriguez4368
    @peperodriguez4368 3 місяці тому +20

    it’s like a card for the person that wants to completely optimize every single transaction possible

  • @ValeraPenguin
    @ValeraPenguin 3 місяці тому +22

    I'm so excited for this card! It covers so many miscellaneous categories for me it's basically a 4x catch-all card with transfer partners for free, what's not to love?

    • @AIRBORNE916
      @AIRBORNE916 3 місяці тому +3

      It’s Wells Fargo, that’s a start

  • @babybabibaby
    @babybabibaby 3 місяці тому +9

    Lots of people go out to spas, get their hair and nails done, barbershops, etc, and they're not cheap 💁🏾‍♀️ I think it's a good card

  • @ramonsuarez1051
    @ramonsuarez1051 3 місяці тому +8

    This is interesting. I have a gym membership, my wife goes to spas, we buy annual passes to theme parks, and dog boarding costs a lot. If it transfers points to my Autograph card I could get great value especially if Wells Fargo gets more transfer partners.

  • @FlintIronstag23
    @FlintIronstag23 3 місяці тому +8

    I guess it could be used as part of a Wells Fargo no annual fee trifecta. Along with the Autograph and Active Cash, every purchase would be earning between 2x-4x.

  • @pachabee
    @pachabee 3 місяці тому +1

    Excited for this! Pet stores, Uber, Gardening stores, and Etsy are things I use often. Hoping the points transfer. If points transfer, I'll likely stick with Wells Fargo as my main. Just hoping they add Grocery to one of their cards eventually.

  • @oaklandtoindy
    @oaklandtoindy 3 місяці тому +2

    This is a dream card for my wife. Hair Nails, Spa, Pet Care, Plant stores, etsy. What about poshmark?

    • @HockeyJock
      @HockeyJock 3 місяці тому

      oooo good question.

  • @Ryan-iq2zd
    @Ryan-iq2zd 3 місяці тому +1

    Can you upgrade your autograph card to the Attune card? Would that be a good idea?

  • @MichaelMcNeeley
    @MichaelMcNeeley 3 місяці тому +1

    Is it confirmed to be able to transfer cash back to points if you’re an Autograph holder?

  • @yeagsntoastable
    @yeagsntoastable 3 місяці тому +4

    Sweet Richard Simmons thumbnail!

    • @HockeyJock
      @HockeyJock 3 місяці тому

      Yeah totally loved it 🤣

  • @x1928
    @x1928 3 місяці тому +1

    If I got the WF Business Signify card a month ago, do I qualify for any of the personal new card bonuses or do I have to wait 6 months?

  • @heckteck
    @heckteck 3 місяці тому

    So would a trip to the chiropractor count as self care or doctor appointments if it does this would be my dedicated hsa credit card for those visits lol

  • @WhiteoutSnowy
    @WhiteoutSnowy 3 місяці тому

    Sounds ok to me but not sure if it worth giving up a slot for 5/24

  • @cristinaballi
    @cristinaballi 3 місяці тому

    I'm excited about these categories!

  • @fogrunr5075
    @fogrunr5075 3 місяці тому

    It's taking dead aim at the AMX Platinum's Equinox and Peloton credits.
    They're tearing down the Platinum building, brick by brick.

  • @peterparker2068
    @peterparker2068 3 місяці тому

    I was looking forward to seeing Ben to wear some colorful spandex for theme of this video.

  • @PKDN215
    @PKDN215 3 місяці тому +2

    OK Zoolander! 😂

  • @pd-ou1tg
    @pd-ou1tg 3 місяці тому

    I’m a yuppie due to my age and job but not yuppie enough for this card apparently. Wtf are those cashback categories?

  • @lewislouis6246
    @lewislouis6246 3 місяці тому +4

    Card is DOA. It does nothing for the average person.....all of the categories are occasional spend at best. Spas? Pyschic? We crap on cards with way more benefits for actual every day spend then this one.
    Now If you are a 19 year old young woman specifically from Calabasas you would absolutely clean up with this card.

    • @BlakeMadsen
      @BlakeMadsen 3 місяці тому +3

      Nothing for the average person?
      Pet care including food and pet sitters, gym memberships, streaming services, hobbies like craft stores and photography stores, live entertainment including Ticketmaster and Vivid Seats, etc.
      As someone who is moving to Las Vegas next month, this is the ultimate card

  • @fogrunr5075
    @fogrunr5075 3 місяці тому

    Dog breeders will enjoy 4%!

  • @Mr19853
    @Mr19853 3 місяці тому

    That's a very limited card!

  • @omarjames11
    @omarjames11 3 місяці тому

    Still getting free pizza at planet fitness? I cancel my subscription in 2013

  • @BuiltNutritionFitness
    @BuiltNutritionFitness 3 місяці тому +1

    Sounds like a card for recent Berkeley graduates

  • @LiamRichie825
    @LiamRichie825 3 місяці тому

    Boooooo vest thumbnail clickbait

  • @SuperVeganShark
    @SuperVeganShark 3 місяці тому +3

    It’s a pretty meh card.
    Should have had 4% for drugstores and medical charges up to a certain amount per month. That would have been more interesting.

    • @Adiscretefirm
      @Adiscretefirm 3 місяці тому +6

      I spend way more on the dogs than I do on drugstores and have other cards that give 3% on it anyway

  • @flash6231
    @flash6231 3 місяці тому

    in other words is trash card

  • @TheAudioCzar
    @TheAudioCzar 3 місяці тому +6

    Seems like you skipped over a lot that this card has to offer in getting 4% back, 4% on entertainment 4% on amusement parks, 4% on music stores, so audio engineers musicians who spend thousands on Studio gear you can get 4% back. Photography and video stores, that's an expensive hobby. 4% back. I'm not into arts and crafts so I don't know how expensive that hobby is but that's 4% back. Sports apparel, so if you shop at Nike or Adidas, puma, 4% back.

    • @HockeyJock
      @HockeyJock 3 місяці тому

      And pet owners??? Pet food, toys, beds … that’s a big deal. I only know of one obscure card that has pet food/supplies as a category

  • @dirtyred-ch7mk
    @dirtyred-ch7mk 3 місяці тому +3

    Ben rocking the pride month outfit in the thumbnail

  • @russellstewart9012
    @russellstewart9012 3 місяці тому +3

    The 0% introductory offer is by far not a scam. It is set up to help you fail miserably if you’re not very responsible and tuned to your spending and timelines. Which is what I’m sure you meant to call it. A scam leads people to believe that it is genuinely not a real thing instead of a set up for failure.

  • @yurig2530
    @yurig2530 3 місяці тому +5

    There are some interesting categories.
    Sporting goods stores - guns and ammo
    Bookstores - Amazon

    • @HockeyJock
      @HockeyJock 3 місяці тому

      If only Amazon still coded as a bookstore. If it does, I’d love to know which card codes that successfully

    • @yurig2530
      @yurig2530 3 місяці тому

      @@HockeyJock yes, it codes as bookstore. Was always the case, and it was great with an old Citi Forward card.

    • @sondoan2667
      @sondoan2667 2 місяці тому

      Are all purchases at Amazon coded as bookstore?

  • @tcgtpl
    @tcgtpl 3 місяці тому +11

    I’m still waiting for an AMEX card with an all spending 100X points multiplier. 😊

    • @TheIrvdoggg
      @TheIrvdoggg 3 місяці тому

      That’s cute 🥹🤣

  • @curmudgeonextraordinaire1884
    @curmudgeonextraordinaire1884 3 місяці тому +5

    It’s a no AF card, doesn’t matter if you spend a lot in the categories or not, it’s all gravy.

  • @TheAudioCzar
    @TheAudioCzar 3 місяці тому +2

    Seems like you skipped over a lot that this card has to offer in getting 4% back, 4% on entertainment 4% on amusement parks, 4% on music stores, so audio engineers musicians who spend thousands on Studio gear you can get 4% back. Photography and video stores, that's an expensive hobby. 4% back. I'm not into arts and crafts so I don't know how expensive that hobby is but that's 4% back. Sports apparel, so if you shop at Nike or Adidas, puma, 4% back.

    • @yurig2530
      @yurig2530 3 місяці тому +2

      4% on Amazon and most gunstores

  • @robertgallacher9288
    @robertgallacher9288 3 місяці тому +1

    I guess you were so negative about this card as there is no referal bonus for you , this is the best catch all card out there 4 % is tops !!!!!

  • @donaldhughes6146
    @donaldhughes6146 3 місяці тому

    You can't even pay for many gym memberships with a credit card anyway. Planet Fitness requires that the monthly fee come directly from a bank account.

    • @melissamel3492
      @melissamel3492 3 місяці тому

      Planet fitness is the only gym that does that lol. Mainly bc it’s demo is the type to do a chargeback but also bc of their strategy with keeping people subscribed for a low cost

  • @SethuSenthil
    @SethuSenthil 3 місяці тому

    And planet fitness don’t even accept credit cards 😭

  • @chewie94116
    @chewie94116 3 місяці тому

    I usually don't want to go aquariums, museums, zoos, but I do go to theaters, symphonies and amusement parks. This card might fill that niche that literally many consumers are looking for. Plus it is no annual fee. How can you beat that? Not much cash back like you said, but literally every card is like that.

  • @Adiscretefirm
    @Adiscretefirm 3 місяці тому

    Was thinking about how much you can spend on pets and realized people with champion show dogs can spend tens of thousands annually. Now I'm wondering if horse owners are going to be able to take advantage of this? 4% on food and board for something that weighs half a ton is going to add up

  • @LordStevenStone
    @LordStevenStone 3 місяці тому

    I like the card definitely gonna get it for the future

  • @fogrunr5075
    @fogrunr5075 3 місяці тому

    I know the name for a good Cruise credit card! NEPTUNE

  • @flubberghosted2472
    @flubberghosted2472 3 місяці тому

    I want this for outdoorsy & sporting goods stores.

  • @michaelsmith953
    @michaelsmith953 3 місяці тому

    lol the perfect card for me to give to my wife

  • @thomasjohnson2916
    @thomasjohnson2916 3 місяці тому

    I need this card asap!!!

  • @junito1008
    @junito1008 3 місяці тому +6

    This card is like the bank…trash !!

  • @user-yy9op7uo2c
    @user-yy9op7uo2c 3 місяці тому

    I have 30k in credit card debt and a 654 credit score and make 33k per year. Can you recommend a card that will give me the best chance of approval with high credit limit and 0% balance transfer in order to transfer out of high interest? Thank you

    • @fogrunr5075
      @fogrunr5075 3 місяці тому +1

      By any chance are you a member of a credit union (or can you become a member of one) whose credit cards do not charge for balance transfers?
      Navy Federal Credit Union would be good.
      If the answer is yes, let me know and I'll tell you what I did.

    • @user-yy9op7uo2c
      @user-yy9op7uo2c 3 місяці тому

      I am a member of a credit union in my hometown. It’s not Navy Federal Credit Union though. Please share what you did if you don’t mind. Thank you

    • @garygretarsson
      @garygretarsson 2 місяці тому

      You are most likely going to need to pay down balances significantly first, before you can get approved for a balance transfer card which is fairly ironic. With that amount of income, it will be hard to get approved for a higher limit. What I did was get three jobs and work 7 days a week, alternating one and off with 6 and 7 day work weeks, and paying down chunks of the credit cards every single week sending payments and cutting spending as low as possible. Monitor your credit score closely through the process getting a full copy of all three reports every single month .it will take you 6 months or more to cross the point of getting the approval, and you may need to get 2-3 different balance transfer cards to accomplish getting all balances moved over. Keep in mind, that every single bank charges a balance transfer fee, usually 5% of the balance transferred. Some require that is paid in the first statement period. Bottom line is, you need to make more money and spend less, so you can pay this down. Even after you get the balance transfer cards, you will still need to be paying extra to pay it down before the promotional period ends so you can’t just slow down then. Time to get off your ass and get working to fix this hole you dig yourself into. Good luck to you.

  • @ericsolorio1431
    @ericsolorio1431 3 місяці тому

    This card is terrible. Should have made a 4% back on grocieries or online card. In order to make a killer cashback lineup.