Treehuger, the US has lemon laws. It’s very easy in a litigious society to get a class action suit going on if you find out your insurance company is doing something like this. And Rob Wolchek (FOX2 Detroit) is pretty close to this guy in the US.
@@millie6828 Actually, if you check his Twitter, he changed it before the episode aired. He said he didn't want to associate this big win with Hugo Boss (the clothing company).
He changed it back but i dont think he had to, legally he could be called Hugo Boss and keep Joe Lycett as a stage name Tons of celebrities use a fake name
This happened to my mums car. She was told her car was to be written off. A year later while driving around in our new car we see the old car driving round... it was pretty obvious as it was bright orange and had the same number plate.
They should have to buy back all of those cars for the prices they were sold for and be fully liable for any malfunctions/accidents caused by improper repairs. Buying a reconstructed vehicle is fine if it was repaired properly, inspected, and disclosure before the sell. You could be driving a death-trap.
@@curtistilbo that's not really fair to conclude. My mother's car is held together by nothing more than hope and cobwebs and yet it's passed it's last 3 MOT's. It overheated on the way back from one of them too. MOT's may be dodgy, so if you bought the car with an existing MOT, you still can't be 100% sure it's safe.
@@PaperbackPlanes Mothers car is held together by nothing more than hope and cobwebs. And you still let her drive it? Bet you have a life insurance policy on her LOL
@@brynleyarcher5616 Last I checked, people didn't need their children's permission to drive a car. Sure, you can encourage your mother not to drive a particular car but if she's unwilling or unable to replace it, that's pretty much the end of it.
@@beeble2003 3 months old post and if you want to let your demented mother drive a dangerous car then, tbh, shed be better off without a licence and in a carehome being looked after by someone who actually cares.
How would you know if your car has been affected? Basically, saying that that they won't contact the new owners of affected cars is basically saying we have found a loophole to get away with it. Now it is up to every person who has visto bought a second hand car in good faith, perhaps having a checked that website, to repeat their due to diligence.
there's one more thing I think you could have done and that's confirm whether or not they are going to keep their promise of refunding people their price difference and updating that database maybe two things then
Scarlet reading the wrong part on the card 🤣🤣🤣. She's from my town and went to school with my sister. All I can say is you can take the girl out of Bishop but you can't take Bishop out of the girl! Xxxxx
The problem is not just the insurance company. it’s the fact that anyone can buy a written off car and repair it. I own my own paint shop and I have seen some horrors that some people call a repair. I now will not work on insurance write offs in my garages as I do not want my reputation on such a car. If the government made it law for the standard of the repair to be inspected by vosa before they can be sold it would stop many dangerous cars going back on the road.
The car was MOT'd when inspected, which it failed, it was never re-tested until the following February, 2,000 miles later.... it's also listed as a Category N, should certainly be a Category S.
It's not compulsory to enter that database, but it is illegal not to inform a buyer that their car has been in a crash or other technical problems you know of.
I was wondering why Joe doesn't stick a bit longer to the pun that miaftr is. Took me a while to notice that "after" doesn't mean the same in English as it does in German. But until then, I had a lot of fun with miaftr
Imagine watching this whilst total lossing a vehicle...yeah this is my life now. Also as an insurer, it's a legal requirement to record losses on miaftr
I don't like some of his jokes, but the work being done to get people back is fab. It wouldn't surprise me if Joe and the team disguised themselves as a brick wall to own people
How much you want to bet that the "compensation" received to those new owners will be a discount on their next/new insurance policy with them rather than a actual payout - double also, I bet that new insurance amount will be inflated by that exact amount of your "discount" due to the car being previously written off so they won't be out of pocket by £1 million
I'm sure he'd have mentioned if the compensation he'd been offered wasn't in cash. They won't be out of pocked by £1M because the car owner has to contact AXA on their own initiative, and only a tiny proportion of them will know to do that.
Cant contact new owners due to confidentiality,... yet can soon give your details to 3rd party private ticketing companies to chase you for parking fines🙄
House insurance has went up by 108% since 2017 and have now started asking non related questions towards house insurance do you work no retired do you work part time or full time.?I'M NOT INSURING ME OR MY ACTIONS IN LIFE I AM INSURING MY HOUSE. IS IT TILED OR SLATE ROOF IT DOES NOT MATTER DO THEY WANT TO INSURE YOU OR NOT IS THERE A FLAT ROOF LISTEN IF IT LEAKED THEY WOULD SAY YOU NEGLECTED IT THROUGH MAINTENANCE EXCESS FIRST £250 YOU ARE BECOMING THE INSURER NO ONE SHOULD EVER ACCEPT THIS YOU ARE TAKING OUT INSURANCE THIS IS A DOUBLE ENDEMINITY BUT YOU AGREE TO THIS MORAN SORRY I MENTIONED MORE THAN. I ACTUALLY HAD A SEVERE LEAK BUT NEVER CLAIMED THE INSURANCE FOR SOAKED CARPET CEILING STAINS.ETC BUT NOW YOU CAN'T TAKE OUT INSURANCE OWING TO THEIR FORM OF QUESTIONS AS THEY ARE GET OUT CLAUSES THEY ASKED HAVE YOU EVER FLOODED NO DO YOU LIVE NEAR A RIVER I SAID NO BUT THERE IS A LAKE MANMADE IN A PARK NEAR MY HOME SHE ASKED HOW FAR FROM YOUR HOME I SAID I DON'T KNOW AND REFUSE TO GIVE ANSWER TO THAT INCASE YOU SAY THE LAKE GOT LARGER DURING A FLOOD SHE ACTUALLY ASKED ME TO MEASURE IT SO I HUNG UP PLUS THEY GAVE ALL MY PERSONAL DETAILS TO OTHER INSURERS ON THEIR DATA BASE I'VE NEVER HAD ANY ACCIDENTS OR CLAIMS IN MY LIFE AND NEVER BEEN REFUSED INSURANCE BUT I REFUSED UNLAWFUL INTERNATIONAL BY A 19 YEAR OLD
All the insurance companies are pretty much owned by one company. They all use the same black box company too. I once hit a pot hole and my black box said I’ve been in a crash. When I went to reinsure my car my price went up because the black box company put on my record I’ve had a crash. I managed to track down the company and all the main insurers use it and as I had no proof it was a pot hole wouldn’t insure me
"All the insurance companies are pretty much owned by one company." Who's that, then? (And note that an insurance broker selling you a policy backed by some company does _not_ mean that the broker is owned by that company.)
About they can’t contact new owner what a load of bull sh!t a private car park can contact you about a fine but they can’t contact you about there mistake because then they would have to pay out what a load of thieves
Outstanding work. I do feel it should actually be an offence to NOT log them though, aspecially as like Joe says they can't be properly repaired and make a profit. Selling potentially dangerous, overpriced cars really is criminal.
One interesting thing about working in IT is you have the confidence to call them on it - "how did you identify it was an IT problem? Was it a broken SQL query? Did you have to go through the app server logs? Did you patch the code in-house or was it a vendor fix?" It's amazing how quickly the excuses come out and how they can't pass your questions on to an actual IT person who might reveal the whole thing was made up
"Data Protection means we can't contact new owners"?? Yes you can, the new owner is the owner of the car and has a right to know. Sure, don't release the details of the previous owners to the new owner, but the new owner should be written to and written to immediately. You have a duty of care as someone could be driving a death trap!
@purplerains I did Data Protection for 19 years. Safety always takes precedance over Data Protection and just like the DVLA will release a keepers details to every 2-bit crook parking company for £2 a go, they will release the info to insurers in order to allow them to contact the new keeper and warn them of the potential death-trap they have bought. What I'd be frightened of is being sued by the new keeper once they find out what they've purchased! Not that I'm suggesting that is the real reason behind their reluctance...
I don't buy it either. If a 2nh hand car gets a saftey recall from the manufacturer they write to the current owner so it they are able to do that AXA can write to current owners of every car they have listed
If a parking company can get your details from the DVLA to fine you, I would like to think AXA could get the owners details to inform them. But this would mean actually paying money out which clearly they are trying to avoid. Well done Joe for getting them to at least fix the bug.
When Bic discovered their lighters were death-traps because of a design flaw which allowed the hot flint to fall down into the fuel and explode, their beancounters calculated that paying claims would be marginally cheaper than recalling all their lighters and fixing the problem, so they did nothing. They knowingly allowed their lighters to explode.
I like the way Channel 4's YT cut away from the URL and don't mention that it costs to get that check done... well done C4 for covering stuff up, quick, get Hugo Boss on the case!!!
The problem with this whole thing is voluntary. What should happen is disclosure before sale. The website seems unnecessary when a small claims court or arbitration would work just as well with less cost to the public.
Issue is theres actually no legal obligation to advise this at the point of sale, its up to the buyer to research this themselves. If its not being recorded then the buyer wouldnt find out
@flint364 that is kinda the point with me saying the problem is the word "voluntary". If they wrote a law that problems with the vehicle must be disclosed and give some sort of award based on court costs plus a multiplier of money spent on the vehicle with even higher awards if there is an injury related to the undisclosed damage. I loath insurance companies and government bureaucracies. A great example is that the epa rarely does anything good. That entire alphabet department could be replaced by a legal fund of arbitration where people sue companies/land owners for property damage due to environmental damage. Or the bigger one in America is the IRS. If we removed all of the deductions and subsidies. Then lowered the tax rates we would earn more money in taxes with less overhead of a government department nobody likes.
@@akitakipper Not nessercarily. Thats only the case if the vehicle is not deemed road legal. If you advertise a vehicle thats not road legal as being legal, then yes you're right. If the vehicle is road legal though, then no, they dont have to state any accidents/write offs unless they are directly asked by the buyer. If the seller lies at that point, then its misrepresentation and you can start a civil case for that. The issue is most of the vehicles being sold off again are Cat Ns meaning theres no structural damage to the vehicle, but the repair cost is more the 60% of the vehicles value. If theres no structural damage, then more often or not the vehicle would be road legal after repairs and doing the minimum allows the insurer to repair for the cheapest price and resell the recover as much as possibe
"Data protection means that we can't contact the new owners" - I can confirm that statement is nonsense. What they actually mean is: we can't be bothered to put in the effort required in order to contact the new owners.
It's not laziness: it's a _huge_ financial incentive. If they contact the new owners and say "Hey, would you like 600 quid?", I'm pretty sure all of them will say, "Yes, please". If they instead require the new owner to be aware of the problem and initiate the process themself, I'd be very, very surprised if even 10% of the payouts were claimed.
@@alext2933 unfortunately the word 'sorry' can be held against you in court of law in most countries. So any lawyer would recommend that you should never directly apologize in this type of situation.
Well, no. Not at all. It's not every AXA client, it's those affected, the 400 or so on Joe's list. If they're refunding people the same kind of £650 sum give-or-take a few hundred each time then that million covers a little over 1,500 people. Why on earth would they spread it evenly and include unaffected customers?
4 роки тому+1
LOL that gogglebox girl is evidence to the argument that looks trumps brains. So many funnier and smarter people appear in the show she came from, but none quite as cute. (Maybe the girl with the Asian dad and really nice but dingy mum
Watch more here: bit.ly/2RNgddB
Joe Lycett is The Boss.. Love a good Joeing
Forensic mechanic, what a cool job to have. 9:23 pwhoar.
Love this show.. Can u keep making it forever?
key word.. registration is voluntary..
"Hello, I've had an AXAdent"
Briar Kennedy and I think I’m entitled to some compensation
I know. I love that
This made me laugh more than it should have done
Ohhhh...
We could really use this guy in the US. I’d love for him to go after the shady practices of our ISPs
Last Week Tonight with John Oliver may be the show for you, then haha
No! He's our's
Satyasya Satyasya I’m a fan of his as well.
Or anything crooks in the US really...
Treehuger, the US has lemon laws. It’s very easy in a litigious society to get a class action suit going on if you find out your insurance company is doing something like this.
And Rob Wolchek (FOX2 Detroit) is pretty close to this guy in the US.
Excuse me? But shouldn't this be 'Hugo Boss has got your back'?
This guy is Hugo Boss.
@@millie6828 awww ☹
But he's Hugo Boss. Legally and spiritually. Although his spirit animal is a walrus...
@@millie6828 Actually, if you check his Twitter, he changed it before the episode aired. He said he didn't want to associate this big win with Hugo Boss (the clothing company).
@@trappedsound oh ok. In fairness I don't do twitter so that's why I didn't know he changed it back.
If it helps, his last statement as Hugo Boss was, "Hugo Boss has a smelly bum bum".
He changed it back but i dont think he had to, legally he could be called Hugo Boss and keep Joe Lycett as a stage name
Tons of celebrities use a fake name
Hugo has been doing an amazing job promoting his brand recently.
Mr G He changed his name back
He changed his name back SPECIFICALLY to stop Hugo Boss (the company) gaining anything
@@F_I_J_I_W_A_T_E_R Gaining Anything?
@@FigmentSALabel Turns out if you name yourself after a brand, it makes more people aware of the brand.
Joe could make a brick in a wall entertaining, love him.
He changed his name back
Pink floyd already did that
The effort that went into making a hidden trap door in the desk just for the lame party blower joke, I salute you.
He uses that trap door for a bunch of other gags on this series.
This happened to my mums car. She was told her car was to be written off. A year later while driving around in our new car we see the old car driving round... it was pretty obvious as it was bright orange and had the same number plate.
They should have to buy back all of those cars for the prices they were sold for and be fully liable for any malfunctions/accidents caused by improper repairs. Buying a reconstructed vehicle is fine if it was repaired properly, inspected, and disclosure before the sell. You could be driving a death-trap.
the MOT's were passed so no safety concerns
@@curtistilbo that's not really fair to conclude. My mother's car is held together by nothing more than hope and cobwebs and yet it's passed it's last 3 MOT's. It overheated on the way back from one of them too. MOT's may be dodgy, so if you bought the car with an existing MOT, you still can't be 100% sure it's safe.
@@PaperbackPlanes Mothers car is held together by nothing more than hope and cobwebs. And you still let her drive it? Bet you have a life insurance policy on her LOL
@@brynleyarcher5616 Last I checked, people didn't need their children's permission to drive a car. Sure, you can encourage your mother not to drive a particular car but if she's unwilling or unable to replace it, that's pretty much the end of it.
@@beeble2003 3 months old post and if you want to let your demented mother drive a dangerous car then, tbh, shed be better off without a licence and in a carehome being looked after by someone who actually cares.
How would you know if your car has been affected?
Basically, saying that that they won't contact the new owners of affected cars is basically saying we have found a loophole to get away with it.
Now it is up to every person who has visto bought a second hand car in good faith, perhaps having a checked that website, to repeat their due to diligence.
Why is there someone under Joe's desk, oh suit you sir, suit you!!
Haha! Thank you for this comedy history gem.
I love Mark, and Joe and all the guests. I wish I could watch full episodes in Australia.
Use a VPN mate. Works like magic
there's one more thing I think you could have done and that's confirm whether or not they are going to keep their promise of refunding people their price difference and updating that database maybe two things then
He is not gonna see your message. He doesn‘t even know if these UA-cam videos exist or not.
Someone at AXA was getting kickbacks for not registering the write offs. Betcha!
“Not been correctly recorded”. Does he mean they were never recorded? There’s a difference. And as it was stated earlier it’s voluntary?
looking for this coment. at 1:13 thay say voluntary. making the whole piontless.
Scarlet reading the wrong part on the card 🤣🤣🤣. She's from my town and went to school with my sister. All I can say is you can take the girl out of Bishop but you can't take Bishop out of the girl! Xxxxx
Anyone else find it slightly creepy that the eyes blink in the background
If the Tories get their way with their new police bill, this peaceful protest could land Joe Lycett in prison for ten years.
The problem is not just the insurance company. it’s the fact that anyone can buy a written off car and repair it. I own my own paint shop and I have seen some horrors that some people call a repair. I now will not work on insurance write offs in my garages as I do not want my reputation on such a car. If the government made it law for the standard of the repair to be inspected by vosa before they can be sold it would stop many dangerous cars going back on the road.
I sold my old car to the scrap yard as the hand brake on it had gone... one year later it rolled up to me at the traffic lights XD
That hand appearing was reminiscent of old Vic n bob
The car was MOT'd when inspected, which it failed, it was never re-tested until the following February, 2,000 miles later.... it's also listed as a Category N, should certainly be a Category S.
Wow, is he twins with the comidean Hugo Boss or something???
I would like to think that Mark- (the man the myth the legend) is not scripted, just naturally sassy
M.I.A.F.T.R. is not a word.
8:07 broke me
i dont get it. He said that its not compulsory to register cars. So why would they pay anything to consumers? just out of good will?
It's not compulsory to enter that database, but it is illegal not to inform a buyer that their car has been in a crash or other technical problems you know of.
I was wondering why Joe doesn't stick a bit longer to the pun that miaftr is. Took me a while to notice that "after" doesn't mean the same in English as it does in German. But until then, I had a lot of fun with miaftr
Lol this guy is funny, defo watching this in full
Oh, poor Debbie. Not everything has to be straight! Except for certain mechanical parts
Imagine watching this whilst total lossing a vehicle...yeah this is my life now. Also as an insurer, it's a legal requirement to record losses on miaftr
2:08 There’s just ten people hiding inside that desk.
I don't like some of his jokes, but the work being done to get people back is fab. It wouldn't surprise me if Joe and the team disguised themselves as a brick wall to own people
I'm so glad I saw this. It means the show is back on!
Josh I don’t watch much tv so hadn’t realised 😂😂
£ instead of $ in Mark’s video, always entertaining.
MIAFTR like "My After" 😂
I think he was saying "my BAFTA"
Only funny for German speaking people^^
Why is the background drawing blinking.
Stop calling it MY-AFTR... it is ME-AFTR lol!
Scarlet Moffat is kinda cute!
How much you want to bet that the "compensation" received to those new owners will be a discount on their next/new insurance policy with them rather than a actual payout - double also, I bet that new insurance amount will be inflated by that exact amount of your "discount" due to the car being previously written off so they won't be out of pocket by £1 million
I'm sure he'd have mentioned if the compensation he'd been offered wasn't in cash. They won't be out of pocked by £1M because the car owner has to contact AXA on their own initiative, and only a tiny proportion of them will know to do that.
Good lad Hugo!
Cant contact new owners due to confidentiality,... yet can soon give your details to 3rd party private ticketing companies to chase you for parking fines🙄
This Hugo is the Boss.
This guys class.
House insurance has went up by 108% since 2017 and have now started asking non related questions towards house insurance do you work no retired do you work part time or full time.?I'M NOT INSURING ME OR MY ACTIONS IN LIFE I AM INSURING MY HOUSE. IS IT TILED OR SLATE ROOF IT DOES NOT MATTER DO THEY WANT TO INSURE YOU OR NOT IS THERE A FLAT ROOF LISTEN IF IT LEAKED THEY WOULD SAY YOU NEGLECTED IT THROUGH MAINTENANCE EXCESS FIRST £250 YOU ARE BECOMING THE INSURER NO ONE SHOULD EVER ACCEPT THIS YOU ARE TAKING OUT INSURANCE THIS IS A DOUBLE ENDEMINITY BUT YOU AGREE TO THIS MORAN SORRY I MENTIONED MORE THAN.
I ACTUALLY HAD A SEVERE LEAK BUT NEVER CLAIMED THE INSURANCE FOR SOAKED CARPET CEILING STAINS.ETC BUT NOW YOU CAN'T TAKE OUT INSURANCE OWING TO THEIR FORM OF QUESTIONS AS THEY ARE GET OUT CLAUSES THEY ASKED HAVE YOU EVER FLOODED NO DO YOU LIVE NEAR A RIVER I SAID NO BUT THERE IS A LAKE MANMADE IN A PARK NEAR MY HOME SHE ASKED HOW FAR FROM YOUR HOME I SAID I DON'T KNOW AND REFUSE TO GIVE ANSWER TO THAT INCASE YOU SAY THE LAKE GOT LARGER DURING A FLOOD SHE ACTUALLY ASKED ME TO MEASURE IT SO I HUNG UP PLUS THEY GAVE ALL MY PERSONAL DETAILS TO OTHER INSURERS ON THEIR DATA BASE I'VE NEVER HAD ANY ACCIDENTS OR CLAIMS IN MY LIFE AND NEVER BEEN REFUSED INSURANCE BUT I REFUSED UNLAWFUL INTERNATIONAL BY A 19 YEAR OLD
riiiiiiiight... of course they will...
You raise me up so I can be inspected
Bold of you to assume I spend thousands on my cars
This show is like Nathan on your side but its actually funny
Binging on this show is going to send me into labor, I swear...
2:50 Business Blaze?
Hugo Boss back at it again with the Hero show
How original
I wonder how they get the audience to enthusiasticly applaud Moffat for reading off a card (badly)
Why is no one asking, who the hell is under the table?!?
1:00 - expert? Reading from cards, or rather not managing to read from cards?
Note NO APOLOGY FROM AXA.
*Hugo Boss*
Devy Thesanehatter He changed his name back
All the insurance companies are pretty much owned by one company. They all use the same black box company too. I once hit a pot hole and my black box said I’ve been in a crash. When I went to reinsure my car my price went up because the black box company put on my record I’ve had a crash. I managed to track down the company and all the main insurers use it and as I had no proof it was a pot hole wouldn’t insure me
"All the insurance companies are pretty much owned by one company." Who's that, then? (And note that an insurance broker selling you a policy backed by some company does _not_ mean that the broker is owned by that company.)
Epic!!!
You don't own your car. You are the 'registered keeper ' of your car.
This is the Gay man we all need in our lives!😂 what a legend..... BTW i'm straight as an arrow..
Total Lad!!
Well yeah but it's voluntary right?
This is Hilarious joe is funny
'Joe Lycett, Professional Company Annoyer"
Wow winning against an insurance company over a car.
Sorry, I was looking for Hugo Boss. I'm confused.
He changed his name back
…”MeeAfta”
This corsa had a standard front end and a sporty bodykit and the back. A clue that this one is dodgy
This is very misleading!
Is his name still Hugo? 🤔
No
So, the vehicle WAS registered as a write off, you needed to know that have bought it, slightly set up bs
About they can’t contact new owner what a load of bull sh!t a private car park can contact you about a fine but they can’t contact you about there mistake because then they would have to pay out what a load of thieves
Hehe I spent £400 on my car
A write off vauxhall. Deadly combination.
IT Bug my ass.
vcheck is NOT free
This car is still on the road, Channel 4 should of scrapped it...
In the US if a car is totaled it goes on the title and it’s required by law.
She looks like a female Alan Carr
A social justice warrior who actually makes a difference!
Outstanding work. I do feel it should actually be an offence to NOT log them though, aspecially as like Joe says they can't be properly repaired and make a profit. Selling potentially dangerous, overpriced cars really is criminal.
Whenever someone messes up and they dont want to lose their job they blame an IT System - what a load of bollox :(
One interesting thing about working in IT is you have the confidence to call them on it - "how did you identify it was an IT problem? Was it a broken SQL query? Did you have to go through the app server logs? Did you patch the code in-house or was it a vendor fix?" It's amazing how quickly the excuses come out and how they can't pass your questions on to an actual IT person who might reveal the whole thing was made up
"Data Protection means we can't contact new owners"?? Yes you can, the new owner is the owner of the car and has a right to know. Sure, don't release the details of the previous owners to the new owner, but the new owner should be written to and written to immediately. You have a duty of care as someone could be driving a death trap!
@purplerains I did Data Protection for 19 years. Safety always takes precedance over Data Protection and just like the DVLA will release a keepers details to every 2-bit crook parking company for £2 a go, they will release the info to insurers in order to allow them to contact the new keeper and warn them of the potential death-trap they have bought. What I'd be frightened of is being sued by the new keeper once they find out what they've purchased! Not that I'm suggesting that is the real reason behind their reluctance...
I don't buy it either. If a 2nh hand car gets a saftey recall from the manufacturer they write to the current owner so it they are able to do that AXA can write to current owners of every car they have listed
If a parking company can get your details from the DVLA to fine you, I would like to think AXA could get the owners details to inform them. But this would mean actually paying money out which clearly they are trying to avoid.
Well done Joe for getting them to at least fix the bug.
@@Nick_G7IZR the issue is that there isn't safety concerns as MOT's have been passed. the only concern is a money one.
When Bic discovered their lighters were death-traps because of a design flaw which allowed the hot flint to fall down into the fuel and explode, their beancounters calculated that paying claims would be marginally cheaper than recalling all their lighters and fixing the problem, so they did nothing. They knowingly allowed their lighters to explode.
I like the way Channel 4's YT cut away from the URL and don't mention that it costs to get that check done... well done C4 for covering stuff up, quick, get Hugo Boss on the case!!!
The problem with this whole thing is voluntary. What should happen is disclosure before sale.
The website seems unnecessary when a small claims court or arbitration would work just as well with less cost to the public.
Issue is theres actually no legal obligation to advise this at the point of sale, its up to the buyer to research this themselves. If its not being recorded then the buyer wouldnt find out
@flint364 that is kinda the point with me saying the problem is the word "voluntary".
If they wrote a law that problems with the vehicle must be disclosed and give some sort of award based on court costs plus a multiplier of money spent on the vehicle with even higher awards if there is an injury related to the undisclosed damage.
I loath insurance companies and government bureaucracies. A great example is that the epa rarely does anything good. That entire alphabet department could be replaced by a legal fund of arbitration where people sue companies/land owners for property damage due to environmental damage. Or the bigger one in America is the IRS. If we removed all of the deductions and subsidies. Then lowered the tax rates we would earn more money in taxes with less overhead of a government department nobody likes.
It is illegal however to not disclose any crashes or anything that may place the new owner in danger
@@akitakipper Not nessercarily. Thats only the case if the vehicle is not deemed road legal. If you advertise a vehicle thats not road legal as being legal, then yes you're right.
If the vehicle is road legal though, then no, they dont have to state any accidents/write offs unless they are directly asked by the buyer. If the seller lies at that point, then its misrepresentation and you can start a civil case for that.
The issue is most of the vehicles being sold off again are Cat Ns meaning theres no structural damage to the vehicle, but the repair cost is more the 60% of the vehicles value.
If theres no structural damage, then more often or not the vehicle would be road legal after repairs and doing the minimum allows the insurer to repair for the cheapest price and resell the recover as much as possibe
"Data protection means that we can't contact the new owners" - I can confirm that statement is nonsense. What they actually mean is: we can't be bothered to put in the effort required in order to contact the new owners.
It's not laziness: it's a _huge_ financial incentive. If they contact the new owners and say "Hey, would you like 600 quid?", I'm pretty sure all of them will say, "Yes, please". If they instead require the new owner to be aware of the problem and initiate the process themself, I'd be very, very surprised if even 10% of the payouts were claimed.
Joe Lycett is such a legend
*name edit*
Malin söderström Joe Lycett* He changed his name back
@@Joe-fe4xi thanks I wasn't aware
Who??
@@RichManSCTV0 he changed it back
thank you hugo boss for your hard work
He changed his name back
0.14 seconds in that’s me on the left ........ ffs they could have reduced me bloody oily skin 😂
Nah, you were glowing girl!
ChaoticDoll simp
good kisser what does simp mean 😂😂
ChaoticDoll let’s petition to get me on the cover of vogue 😂
Dave so mANY FUCKIN SIMPS
Trouble is, if a car has been in a accident it dose not have to even go through the insurance company, the owner can repair it and not even report it.
Note NO APOLOGY FROM AXA.
Eh I prefer actions over words. If they really are fixing their mistake (retroactively as well) that's enough.
Is the word sorry really that hard to say? It shows regret.
@@alext2933 unfortunately the word 'sorry' can be held against you in court of law in most countries. So any lawyer would recommend that you should never directly apologize in this type of situation.
joe lycett is such a good man
You made me so emotional about a car!! Love you, Debbie!
How do they come up with these ideas? They're fantastic!
Hilarious! And great job Joe!but what of Debbie? I fear she’s been sold into some oil sheiks discount harem.
The title should say Hugo Boss Got Your Back
Good, AXA are a terrible company that weasels their way out of paying out on claims
"definitely been in a front end crash this one" yeah mate, it's a Corsa of course it has 😂
£1,000,000 that will be spread evenly amongst all AXA insurance clients.
No shit sherlock...
Yes, but AXA is still paying £1,000,000. They still lose £1,000,000. This isn't rocket science.
Usually they'll just stiff the clients and find an "extra charge" that they should be paying
@@xxxdumbwordstupidnumberxxx4844 Compulsory insurance. Just another police enforced tax.
Well, no. Not at all. It's not every AXA client, it's those affected, the 400 or so on Joe's list.
If they're refunding people the same kind of £650 sum give-or-take a few hundred each time then that million covers a little over 1,500 people.
Why on earth would they spread it evenly and include unaffected customers?
LOL that gogglebox girl is evidence to the argument that looks trumps brains. So many funnier and smarter people appear in the show she came from, but none quite as cute.
(Maybe the girl with the Asian dad and really nice but dingy mum