VW POLO LIFE TSI, CAR DEALERSHIPH MANIPULATION, BALLON PAYMENT, COST OF BUYING EFFECT PART 2.
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- Опубліковано 16 жов 2024
- 2023 I BOUGHT A VW POLO LIFE TSI WHICH I DO NOT AFFORD AND ITS WELL ABOVE MY PAY GRADE. I WAS LIED TO OR MANIPULATED BY THE DEALERSHIP SALEMAN IN TO BUYING ONE. THIS CAR TAKES MORE THAN 50% OF MY SALLARY PLUS I STLIL HAVE R109 500 OF BALLON PAYMENT AT THE END OF MY TERM. I SURVIVE BY BORROWING MAN EVERY MONTH JUST TO MAKE END METS. THIS HAS AFFECTED MY METAL WELLBEING. SO, IN THIS VIDEO I SHARE HOW I SURVIVE AND HOW I TRY AN CHANGE MY LIFE AROUND.
#carcontent #vw #vwpolo #vwpologti #automobile
![Lp. Сердце Вселенной #30 ДВА В ОДНОМ [Один человек]• Майнкрафт](http://i.ytimg.com/vi/nrXy15orKhY/mqdefault.jpg)
I must say I admire your sense of humour in these difficult times😂😂
😅😅😅😅 I don’t think I have any other options but to laugh at my situation
@@Sipho.mdluli hhola mfethu i sold my golf 7 tdi last month lento i scam nje
@@thokozanicannon3917 bro 😂😂😂😂😂 scam lento ngempela
Thanks for bringing us to Reality Bafo, we appreciate it.
Lol 😂😂😂😂 the content creator we didn't know we needed 🙈 great sense of humour. Before selling the car, which is probably the best decision please make a detailed car review on the car
Definitely I wouldn’t miss that opportunity It’s coming probably my next video
lol its the way he speaks and his delivery is funny
Selling the car is the best decision bro, make sure you get a good price for it to limit your loss. All the best!
Yeah I have decided it’s no longer worth it
The Debt won’t go away, instead WeBuyCars will offer a low price and you’ll have a credit shortfall after selling it. You’ll still be in debt, but you’ll be walking. The mistake was buying a car you cannot afford. You should be driving a Swift.
The content we need. Big up bro 🔥🔥🔥🔥
Now this is a UA-camr that deserves a like, subscribe and turn on notifications! Thank you for your service Sir!
Appreciated ✌️
1 thing my dad taught me is buy a car not more than 50k and spend about less than 10k in spares depending on the prob of ur car and u good to go. Spending 250k for a car that is gonna lose value after takin it off the floor is madness. U can find a polo to for that price if u don't believe me but be careful not to buy a stolen car.
But buy 50k car in this day something else or you’re talking about buying em in auction?
@@Sipho.mdluli Ya or a second hand
you are so entertaing like muzi sampo you have gained a subscriber🤣🤣🤣🤣🤣🤣
Danko 😅😅😅 it’s too late for me to cry now
You kick ass 😂
We demand more content 🤟🏼
And I shall provide more
This was funny. 😅. Otherwise, all the best with regard to sorting out the financial situation. I’m glad you woke up early and enough and started being real with yourself. It’ll all work out in the end. 🤝
Dankie ✨😀
Bro I feel you, as a polo driver myself I fell in such a trap but slowly but surely I'm getting out. My employer helped me with overtime to manage.
I don’t get overtime
Even your background music is depressing lol 🙈 really setting the scene..yo get rid of this headache bo
😂😂😂 don’t get depressed
You just gained a subscriber. I will support you by watching all your content. Hope it makes you some money so that you can get yourself a new ride🙏🏼
bruhh , i thank the UA-cam algorithm for leading me to your videos LMAO
I thank it as well.
That wreckless walker nkos' yami 🤦♂😂
After hearing your story, I realized that car salesmen are scammers. Just legal ones 🚮
I'm 100% backing your final decision to sell the car 💯🔥
😂😂😂 I’m soon to join the walker because wow just wow
Mine Polo was involved in a accident it's very hard to sell it, they want it for R180 000 and I owe R320 000😢
Is it’s giving you problems?
You’ll only have to refinance R140k though?
Why did insurance not write it off or was the accident not bad?
Downgrade to a 2nd hand pre facelift Polo or Polo Vivo
I had an A45 and I paid 8k on it monthly. That 8k used to pain me even although I was saving a lot of money per month. I still wanted that extra 8k.
Long story short, I sold it and bought a 2012 mazda demio cash.
Obviously I am not getting huns but I am very happy financially.
Yooh bra, khona having a car creates convenience but when you consider cost vs benefit, cost outweighs benefit in this case, you should really look into downgrading my brother, you’re still young you have alot of life ahead no need to force things
That the reality, I’m going straight to public transport
You have inspired me on your tuff but wise financian decision. What i have learnt from this is to practice a delay gratification...
Now could have said it better
😂😂 u're funny bro, hope u make it out of this situation✊
Definitely I would
But us as consumers also need to take accountability and learn thoroughly about the financial world. We need to educate ourselves on things like how to save money, invest money and negotiate better and fair prices.
We must remember that with the corporate world if it's legal, they'll push as much as they can. They don't care about you or who your mother is. They're just there to make money. It's not personal.
True 🔥 but sometimes we think we know alot and be over confident
Ndikshayela izandla tor accepting ukuthi ingaphez kwamandla akho, many people rather drown than downgrade 😅
I won’t downgrade but I will just use public transport
streetwise but financially dom😂😂😂
😅😅😅 if I’m wiser I wouldn’t be in this mess
Ei hadee mfowethu. Its our struggle sonke. But we shall stay strong kuzolunga eventually
Thanko man ✌️
If I was in your situation, I would register myself on indriver. Just drive on weekends or offdays.
Its easier to qualify than Uber/Bolt. Thats what I used to do to afford baby groceries 😊...
I did try this, my location 🥲🥲
This is sad but i love how you narrate this whole thing and add humour to it. I noticed you use a prestige account with std bank, wasnt one of the benefits of having that account a prime minus interest rate or did you apply for your car financing at a different bank?
I got this account when I was trying to renegotiate Finance interest rates and they offer it to me
😅 Great financial advice.
Kodwa nawe, what was the thought process when you decided to buy a brand new Polo on a R17k net salary (I assume)? A 2/3 year Polo Vivo (around R200k) would've been a better choice surely, or you a Polo die hard a 2017 1.4tsi 81kw Highline manual would've sufficed too! You was moving funny hayi😂
😂😂😂😂😂 check part one of the video you will see how I ended up with this car
@@Sipho.mdluli you need to sell it and get something cash, a well kept Polo Bujwa wouldn't be bad. It's a lesson learnt angithi😅
@@musaarthurmasango6224 yiu cant sell a car that is financed by the bank,because you dont have the cars papers yet.(until you finish paying off the car)
Great video, you are very funny 😂
Glad you enjoyed
Definitely the car was a wrong decision... However though why do you have a Std Titanium card instead of the normal Gold card cause that's a service fee of R230 vs R115 per month?
I was trying to reduce the interest I’m paying on the car and they told me if I use this card it’s can be reduced to just 11% which was a lie 🥲
Sell that Satan and just get a Swift Morena it’s the right thing to do
True but at this point I don’t think I need a car I’m just gonna use public transport
Good for you im paying for a car that got smashed
Yoooh bro 😪
Can i ask why you don't consider using it as a bolt car?
I did consider it but my work hours are too long plus risk of driving high value cars as uber is too much
Buy it cash will it help?i was thinking of getting Polo GTi with some features like sun roof..16 ich..led lights? Advice
If you can buy it cash that the best option. You can add everything you like but extras in the car are expensive and if you’re not buying cash make sure that repayment are not more 30% of your income that includes insurance
Lets say in a good month I make close to 10.000 usd it will take me 4-5 months to buy it cash anyways thanks bro
Wow bro teach me how you do it
I'm guessing you'll go back to taxis for about a year or 2 while you're dealing with shortfall and getting debt free before pursuing a nice second hand polo vivo again
Maybe doing uber might help with paying the car and other expenses
Yeah but I’m concerned with the safety of it in uber since it’s one of the most stolen cars in S.A but I am considering it
Legend😂😂😂😂
Gaddamn
😂love the content abt the 17k i dnt believe that 😂 thats a standard bank prestige card minimum is 25k🙆🏾♂️
That 17 is after deductions
It's minimum 25k gross.
This is hilarious 😂😂😂😂
😅😅😅😅
I don't want peace... I want problems and depression always😂😂
I have enough manje 🔥😅😅😅
Reckless walking is a crime 😂😂 carwash at work 😂😂 space muffins 😂😂
It’s a lot 😅😅 everything is a crime
😂😂 best review
Drive thru yase Stanger...kwadukuza
😅😅😅😅😅😅😅 wazi yona
🤣🤣🤣this was funny af
😭😭😭😭 Polo is expensive yoh
Too much
And then we start blaming Polo drivers for reckless driving 😮 06:03
Bro can you imagine
haha tone kills me
😂chief...return that thing!!
I am returning it bro it’s not worth it to be this stressful yoooh lapho I’m 27 this year but I’m in deep dept like crazy
@Sipho.mdluli you'll bounce back bafo, dont stress too much
lmfao hahahahahaah bruh this is fucken funny
😅😅😅😅😅
They gave bro a credit card 😂😂😂
And I fell for it 😭😭😭
Are im the best😂😂😂
😂😂😂😂 Ai wena munne😂😂😂😂
😂😂😂😂
Who the hell would but a polo in 2024 😂😂😂😂 bro the Chinese are giving you faaaaar better value + 5 year warranty etc…
😅😅😅 we need to start looking at it because wow
But who cares, I own a VW Polo 🤣🤣😭
Great sense of humour , but this can’t be real. 😢 You are just reviewing cars and trying to educate us right?😅
This is really loan, overdraft and credit card everything
@@Sipho.mdluli I am waiting for a new video / update . Thank you 🙏🏾
Your video is depressing xem... The reality of an average employed middle class south african 🥺
But we will proceed ❤️❤️
you owe a bank too and a car of R7000
Check my next episode as I plan to break it down and show the full picture of my finances
We understand your concern. But why don't you just sell the car for once and get a car you can afford. 2nd hand Polo vivo or Hyundai i10. Otherwise youll keep drowning in debts.
Yeah I will do so it’s part of my plan
Yes true I have to stop this foolish act of borrowing every month
No fxcken way 🤣🤣🤣 😭😭😭😭😭
😅😅😅
😂😂😂😂
Reckless walking 😂😂😂😂😂
😂😂😂😂😂😂 if I didn’t hold the car before time I would be the one arrested
Sell the car
Nothing less than that
Lol selling the car wont put him in a better position... cause he would still be owing more on the loan for the car than the cars worth
Don't sell to we buy cars .
Alright I won’t
😂😂😂I can't believe this is a real story. Kodwa ke!! Sesiyofunda ngawe bafo 🫡
It’s actually true I’m in the process of selling it as we speak
Don't take the first offer that they will give you at webuys
Alright I understand
Bafo get a write off. Udle imali yeInsurance