Another way to think about it. Take 12-14% of the inherited amount out every year over 10 years. This would account for the growth of the investments over that 10 year period, otherwise you would likely still have a large amount left in year 10. 12% for more conservative allocations, 14% for more aggressive allocations. Also if the market pulls back at some point during a year, take that withdraw during the downturn and reinvest it into a brokerage account so the growth is subject to capital gains instead of ordinary income.
Regardless reinvest or not , wouldn't you pay ordinary income tax on that distribution anyway ? Then what's left one would invest it to pay capital gain ?
Yaaaa!!!! My first PR live.. but I’m LATE. Will watch this tonight. Husband sadly passed unexpectedly 3 months ago and now I need to adult and redo it. Ugg. I share your videos with my kids! Oregon sucks to die and retire in by the way.
My estate attorney had us create IRA Inheritance Trusts so distributions would flow into the trust with taxes being paid. The after tax funds going into the trust retain the protections from judgements and creditors of an IRA that would be lost if commingled with other funds.
@@georgewchilds Any capital gains, dividends or interest will be distributed. So taxes will be paid as ordinary income. No trust income will be retained in the trusts.
Ok...I think I heard you say that "Ben", who inherited his father's Trad IRA, is subject to RMDs on that inherited IRA (based on Ben's life expectancy) because his father died "after" his own required beginning date for taking RMDs....but that Ben "still" has to have all of the money out of that inherited IRA within 10 years. My situation is very similar...My father died at 88...had been taking RMDs for years...Left his IRA in equal parts to his four children.... HOWEVER...It has been my understanding that there ARE no required minimum distributions for any of us four children...and that I (and my bro and sisters) can opt to spread the distributions out evenly over 10 years...or take it ALL out at any time whatsoever, as long as it's fully distributed by the 10 year deadline. I can't tell when you made this video, and I know there has been some confusion over what the rules "actually" are among all kinds of people. I'm not even sure the rules were fully settled until pretty recently (It's now 2022), but I decided to call the IRS and I was specifically told that I am not "required" to take any particular annual distributions from this inherited Trad IRA... But that I must have it fully taken by year 10 after my fathers death. Clarification? BTW, THANK YOU SOOOO MUCH FOR THE INFORMATIVE VIDEOS!!!! They're practically a life saver for those of us who really need the info.
Great content! My dad died 12/15/2019 and I have an inherited IRA from him. Sounds like the secure act does NOT apply, given his death date. Am I right? It took some time to divest from the market and split the funds up to make new IRAs for three siblings. Those new inherited IRA’s weren’t created by 1/1/20 though. Hope there’s a simple answer! 🙏
Is there a difference between a trust named as a beneficiary vs. an estate named as the beneficiary? Are there any tax advantages with either one of those?
What if the IRA is a trust? 2 u.s. person beneficiaries, 3 Canadian ( non u.s. person) beneficiaries. Would and howthe u.s. beneficiaries be taxed after the owner of the trust passed away? What about for the Canadian beneficiaries (non us person)?
Hi, an important question re wills. Im from Australia and yes different laws but the scenario is; my parents are living and in their 80’s. Both in reasonable health. They have a new will
Another idea, live off a portion of the IRA, since been is over 50 he has 401k catch up contributions. Increase your work 401k contributions to the maximum about, 32000 in 2024. If he's in a good marriage and his wife works, she can do the same. That way you can protect/defer $64000 in taxes.
I don’t understand a comment you made. It sounded like you said folks who take the RMD are penalized now. And that most people would have waited the longest possible time, then taken everything out at once. I would think most people, given a deadline of 10 years, would do as you recommended, take distributions out every year and slowly empty the IRA.
You are amazing. Do you have an estate lawyer to recommend? I'm in the South Jersey area, about 25 minutes away from Atlantic City, New Jersey. I need help!!
What is the name of the trust ...to qualify for Medicaid....so heir doesn't have to go through probate... Irrevocable what ...?... I understand that... revocable trust..... they can take home.... if go to nursing home ..
MY FATHER HAD INCOME FROM AN IRA GOING INTO A TRUST .HE WAS THE NAMED BENIFICIARY AND TRUSTEE,VANGAURD BEING THE FIDICIARY.MY MOTHER DIED 22 YEARS AGO AND MY FATHER 4 YEARS AGO.PNC BECAME THE FIDICIARY FROM VANGAURD AND NOW HAS RESIGNED. I AM A 100 PERCENT BENIFICIARY NOW.BUT HAVE NO CONTROL AT ALL.IM NOT ASKED ABOUT INVESTMENTS.WHAT SHOULD I DO?
Hello Paul!I sent you a message,about 1 month ago,with my passed away aunts case.I live in Greece and she was American citizen,died in Greece. The case has some issues and I don’t know what to do…so you kindly told me to text you in a specific number.I did!via UA-cam message,but I didn’t hade any replay…so can you please tell me how I can do it ,or if I can white you in an address,or if we can make a zoom meeting.If so,you must have in mind we are about 7-8 hours earlier here.I will appreciate any kind of help from you!cause I am in very deep waters here!! Thank you Alexandra Zochou
@Rabalais Estate Planning ,LLC hi Paul I really don’t know how to write you,in all these numbers..could you tell me how? is it a P.O. Box or something else..in Greece things are a bit different..I have an email as well.I”ll appreciate your enlightenment thank you Alexandra..
@Write Me 𝟒𝟎𝟓𝟓𝟗𝟑𝟖𝟒𝟒𝟔 hello again Paul,sorry for the intimacy,I hope you take this message.I live in Greece and I have an inheritance issue with my aunt,who passed away on 9/25/2020.It was and still is a nightmare for me,knowing now one to help me.I am her only hear,by will.She had in Greece an apartment(I take it on my name),but the will says to take any money left in a specific bank(not join account,unfortunately)and first must IRS to take her lust taxes for 2020 and as many pensions deposit until her death.It was difficult not only cause I didn’t know American lows,but it was the virus and the lock down,so everything goes very slow.I sent,with a cpas help her taxes to Kansas on September of 2021,but I forgot to sign,so I sent again on May of 2022,with DHL.Since then I didn’t hear for them.There was some papers needed from IRS in Philadelphia,found them only recently and I sent everything they needed.My aunt was 92!! so I don’t know what to do…any help will be appreciated! and expect any advice you can give me!i could try even to come to USA.I hope to hear from you thank you,Alexandra
Hi Paul my name is Matt from Pittsburgh Pa. Here's the situation. My father in law passed away in March at 92 . I am married to the youngest daughter of three daughters. Their mother passed away years ago at the age of 53. The father did remarry (we would assume that his second wife is the executor of his will) my wife and I don't know who is the executor. The middle sister has been saying that she has taken it upon herself to hire a lawyer, and is looking to be the executor. This sister is a control freak. She keeps blowing up phones with messages, trying to get my wife to sign a form that she has. The oldest sister is in spaceland.. Sorry this is so long..we just don't know what to do
Too long, too spread out, too scattered, too many interruptive ads, and too many disruptions to the main topic. Focus! Either name a trust the beneficiary or not, advantages and disadvantages. Your viewers tune in to hear your bottom line answer.
Please, need some advice. Mom 83 I am 58 Divorced and living with my Mom. I take card of my brothers needs who is mentally challenged He does not live with us and a Sister who has Mental issues. Mom refuses to get a Will or Living Trust. Home is paid off and she has not debt. Is there anyway I can protect myself?? I hate to think of going into Probate. Thanks
Hello,I saw your videos resently and I have a question to ask you.I am from Athens Greece and my aunt,who is American citizen,borne in Greece,died on 9/25/2020,in Greece.There is a will and I am her only heir,until I take all the papers needed(I sent it twice),know they have the papers about 1 and a half months),maybe 2).With the virus,there was a lot of problems everywhere,my aunt didn’t pay her IRS and I told them to take any money needed and sent me the rest.Is this possible and can the BOA freeze the money,all though they know she’s dead and a specific person has her case,with protocol number? please can you tell me? I am far away and I don’t know what’s going on.P S I sent the papers,with her taxes,everything in Kansas Mo ,thank you sir Alexandra Zochou
If I designate a grandchild (say age 10) as beneficiary of my IRA specifying a trust be established for him until age 21; does he therefore not need to withdraw any moneys until age 21 thereby giving the IRA/trust 10 years of tax free growth before the withdrawels begin ?
Paul, I just watched your portability video from 2020. I'm repeating my comment here because I don't know if you go back and respond to comments on videos from years past. "Paul, I'm not following your analysis on this one. Facts: Barry dies in 2020 with a 6 million dollar estate. Wife dies in 2026 with a 17 million dollar estate. If wife elects portability in 2020, she gets Barry's 11.5 million exemption, but 6 million is used up, right? Otherwise, you're really giving her 17.5 million, 6 million in cash and 11.5 million in credit. So she only gets to port over 5.5 million in remaining credit along with the 6 million in cash. When she dies in 2026, her exemption is her 6 million plus Barry's 5.5 million in credit for a total of 11.5 million in exempt assets. If she had 17 million, her estate is still paying taxes on the difference, 6 million. For some reason, you gave her Barry's exemption at the full 11.5 million on top of the 6 million she received from him, giving her a total Barry exemption of 17.5 million."
Really confusing when you jump around answering questions as they come in, instead of finishing primary topic before starting the next. I guess I need to find a new chanel
Good suggestion, once I finally got to the information after all it chat interruptions, however it is not 1/10 each year. You should be earning money on investments, so you need to be taking more than 1/10 th the first year, or you are still going to be having the largest payout at the end causing higher than necessary tax rates. Best solution is to educate heirs and remind them to stay below the really large jumps in the marginal tax breaks. That way the can make wise decisions and adjust for large bonuses, job layoffs and early retirement. They can also use mone taken early for fully maximizing their current IRA and 401k contributions including possibly the Roth versions so the next generation does not need to worry about is so much.
I'm adopted and seen my parents will. Gotta love God children getting it all. I understand they're not my real family, nor would I want them to be. After living a white privileged life, and abuse to look good for cameras and presidents, I'm glad they're not including me. I just wanna see in person how ALL families act during a death.... killing each other over a dead person's belongings. All families do it. And none visit while they are alive, but somehow they have time to pick up stuff after they died no?
Sorry, I forgot to add that trust is FULL of other assets Finally, she wants the keys to the house on Monday the 30th, saying the closing is on May 31? Shouldn't it be an April 1 closing? Because unlike the annuity I have gotten my first check direct deposit, how do I trust this lying gold digger? I know I can DESTROY the entire closing with probate court, but should I? I'd rather get my half of the house and then get my lawyer. Is that a wise choice I'm making?
My dad passed but in 79 but his wife hired attorney and I'd to judge and said my dad had no children I got on plane and proved was only child. Judge made me rep of estate , I'm only child, only heir, BUT I can't find my dad's stocks, mineral and oil rights, I cannot find his trust for 2 yrs. I know he had one. Yesterday after 2 yrs I found a house in Illinois and it is in his name and my grandma's his mom but both of them are passed his new wife iis gone since 2008 . Can I get house or sell it if I'm rep of estate? But the strange thing is someone iis paying 5.000 a yr taxes each year ? I'm only living heir and rep of estate and his only childbhis new wifeband him had no kids. So could the trust be paying the taxes? Or there is done real illegal stuff going on and treasury is greedy theybsaidvtheybcantbtell me where the 5.000 yr is coming from they just get there money point blank . I have no money what can I do free to solve this? If mumy dad's name is on house can I claim? Or sell ? How can I find that trust? Thanks
Great info! I will be sure to share this with my 2 daughters that will become beneficiaries subject to the Secure act.
Great information .you explain things so well .I’ve watched several of these videos from different attorneys and your seminars are the best explained.
Exhausting yet thank you, understanding thers new rules! Need to learn more about creating a trust for the IRA!
Another way to think about it. Take 12-14% of the inherited amount out every year over 10 years. This would account for the growth of the investments over that 10 year period, otherwise you would likely still have a large amount left in year 10. 12% for more conservative allocations, 14% for more aggressive allocations. Also if the market pulls back at some point during a year, take that withdraw during the downturn and reinvest it into a brokerage account so the growth is subject to capital gains instead of ordinary income.
Regardless reinvest or not , wouldn't you pay ordinary income tax on that distribution anyway ? Then what's left one would invest it to pay capital gain ?
Thanks Paul, for everything you do. Appreciate your info you provide.
Yaaaa!!!! My first PR live.. but I’m LATE. Will watch this tonight. Husband sadly passed unexpectedly 3 months ago and now I need to adult and redo it. Ugg. I share your videos with my kids! Oregon sucks to die and retire in by the way.
My estate attorney had us create IRA Inheritance Trusts so distributions would flow into the trust with taxes being paid. The after tax funds going into the trust retain the protections from judgements and creditors of an IRA that would be lost if commingled with other funds.
Downside here is the higher tax rate of trusts. Depends upon the competence of the beneficiaries.
@@georgewchilds Any capital gains, dividends or interest will be distributed. So taxes will be paid as ordinary income. No trust income will be retained in the trusts.
Ok...I think I heard you say that "Ben", who inherited his father's Trad IRA, is subject to RMDs on that inherited IRA (based on Ben's life expectancy) because his father died "after" his own required beginning date for taking RMDs....but that Ben "still" has to have all of the money out of that inherited IRA within 10 years. My situation is very similar...My father died at 88...had been taking RMDs for years...Left his IRA in equal parts to his four children....
HOWEVER...It has been my understanding that there ARE no required minimum distributions for any of us four children...and that I (and my bro and sisters) can opt to spread the distributions out evenly over 10 years...or take it ALL out at any time whatsoever, as long as it's fully distributed by the 10 year deadline.
I can't tell when you made this video, and I know there has been some confusion over what the rules "actually" are among all kinds of people. I'm not even sure the rules were fully settled until pretty recently (It's now 2022), but I decided to call the IRS and I was specifically told that I am not "required" to take any particular annual distributions from this inherited Trad IRA... But that I must have it fully taken by year 10 after my fathers death.
Clarification?
BTW, THANK YOU SOOOO MUCH FOR THE INFORMATIVE VIDEOS!!!! They're practically a life saver for those of us who really need the info.
the information you give is needed to everyone
Great content! My dad died 12/15/2019 and I have an inherited IRA from him. Sounds like the secure act does NOT apply, given his death date. Am I right? It took some time to divest from the market and split the funds up to make new IRAs for three siblings. Those new inherited IRA’s weren’t created by 1/1/20 though. Hope there’s a simple answer! 🙏
Education of reasonable people will always beat direction from the grave, but slugs won’t change.
Is there a difference between a trust named as a beneficiary vs. an estate named as the beneficiary? Are there any tax advantages with either one of those?
I learn something with each video. Thank you.
Thank you - Great This was the exact question I had about IRA
What if the IRA is a trust?
2 u.s. person beneficiaries, 3 Canadian ( non u.s. person) beneficiaries.
Would and howthe u.s. beneficiaries be taxed after the owner of the trust passed away?
What about for the Canadian beneficiaries (non us person)?
Hi, an important question re wills. Im from Australia and yes different laws but the scenario is; my parents are living and in their 80’s. Both in reasonable health. They have a new will
how would a IRA taxes work with a special needs person who has only a SSI check? Thanks for all the great videos!
Another idea, live off a portion of the IRA, since been is over 50 he has 401k catch up contributions. Increase your work 401k contributions to the maximum about, 32000 in 2024. If he's in a good marriage and his wife works, she can do the same. That way you can protect/defer $64000 in taxes.
Mr. Rabelais, Do you still do the 15 minute phone calls you mentioned in another video?
I don’t understand a comment you made. It sounded like you said folks who take the RMD are penalized now. And that most people would have waited the longest possible time, then taken everything out at once. I would think most people, given a deadline of 10 years, would do as you recommended, take distributions out every year and slowly empty the IRA.
Do you have to set up a separate IRA to handle this type of inheritance?
Can I designate my IRAs be transferred to IRAs that my son has had established? Roth IRA already has the tax paid?
I am indecisive as to getting a trust or jus a will . Thank you
You are amazing. Do you have an estate lawyer to recommend? I'm in the South Jersey area, about 25 minutes away from Atlantic City, New Jersey. I need help!!
What is the name of the trust ...to qualify for Medicaid....so heir doesn't have to go through probate... Irrevocable what ...?... I understand that... revocable trust..... they can take home.... if go to nursing home ..
Hello Judy how are you doing over there?
How's the bass
Doesn't the trust pay 37% tax anyway over 13k of income, so the result of high tax is the same thing because it is an IRA?
How do I contact you ? Will like to get some advice regarding setting up a life insurance trust, will, etc
I distributed my husbands Ira who died in 2019 should my daughters set up new Iras for my distribution in the future
What if the transitional IRA owns real estate? Is that mean the beneficiary has to sell the real estate within 10 years?
MY FATHER HAD INCOME FROM AN IRA GOING INTO A TRUST .HE WAS THE NAMED BENIFICIARY AND TRUSTEE,VANGAURD BEING THE FIDICIARY.MY MOTHER DIED 22 YEARS AGO AND MY FATHER 4 YEARS AGO.PNC BECAME THE FIDICIARY FROM VANGAURD AND NOW HAS RESIGNED. I AM A 100 PERCENT BENIFICIARY NOW.BUT HAVE NO CONTROL AT ALL.IM NOT ASKED ABOUT INVESTMENTS.WHAT SHOULD I DO?
TY. I always appreciate the insight u give. I will go to our attorney w the notes I have taken. Stay well.
Hello Debbie how are you doing over there?
But what if Owen dies before his required beginning date
Hello Paul!I sent you a message,about 1 month ago,with my passed away aunts case.I live in Greece and she was American citizen,died in Greece. The case has some issues and I don’t know what to do…so you kindly told me to text you in a specific number.I did!via UA-cam message,but I didn’t hade any replay…so can you please tell me how I can do it ,or if I can white you in an address,or if we can make a zoom meeting.If so,you must have in mind we are about 7-8 hours earlier here.I will appreciate any kind of help from you!cause I am in very deep waters here!! Thank you Alexandra Zochou
@Rabalais Estate Planning ,LLC hi Paul I really don’t know how to write you,in all these numbers..could you tell me how? is it a P.O. Box or something else..in Greece things are a bit different..I have an email as well.I”ll appreciate your enlightenment thank you Alexandra..
@Write Me 𝟒𝟎𝟓𝟓𝟗𝟑𝟖𝟒𝟒𝟔 hello again Paul,sorry for the intimacy,I hope you take this message.I live in Greece and I have an inheritance issue with my aunt,who passed away on 9/25/2020.It was and still is a nightmare for me,knowing now one to help me.I am her only hear,by will.She had in Greece an apartment(I take it on my name),but the will says to take any money left in a specific bank(not join account,unfortunately)and first must IRS to take her lust taxes for 2020 and as many pensions deposit until her death.It was difficult not only cause I didn’t know American lows,but it was the virus and the lock down,so everything goes very slow.I sent,with a cpas help her taxes to Kansas on September of 2021,but I forgot to sign,so I sent again on May of 2022,with DHL.Since then I didn’t hear for them.There was some papers needed from IRS in Philadelphia,found them only recently and I sent everything they needed.My aunt was 92!! so I don’t know what to do…any help will be appreciated! and expect any advice you can give me!i could try even to come to USA.I hope to hear from you thank you,Alexandra
Hi Paul my name is Matt from Pittsburgh Pa. Here's the situation. My father in law passed away in March at 92 . I am married to the youngest daughter of three daughters. Their mother passed away years ago at the age of 53. The father did remarry (we would assume that his second wife is the executor of his will) my wife and I don't know who is the executor. The middle sister has been saying that she has taken it upon herself to hire a lawyer, and is looking to be the executor. This sister is a control freak. She keeps blowing up phones with messages, trying to get my wife to sign a form that she has. The oldest sister is in spaceland..
Sorry this is so long..we just don't know what to do
Thanks!
Too long, too spread out, too scattered, too many interruptive ads, and too many disruptions to the main topic. Focus! Either name a trust the beneficiary or not, advantages and disadvantages. Your viewers tune in to hear your bottom line answer.
Please, need some advice. Mom 83 I am 58 Divorced and living with my Mom. I take card of my brothers needs who is mentally challenged He does not live with us and a Sister who has Mental issues. Mom refuses to get a Will or Living Trust. Home is paid off and she has not debt. Is there anyway I can protect myself?? I hate to think of going into Probate. Thanks
Hello Yolanda how are you doing over there?
@@stefandieter4044 Not too well Stefan, Just worried about when my Mom passes and her house is paid off.
@@yolanda9730 I'm sorry to hear that, where do you live?
@@stefandieter4044 Thank you Stefan. I live in Southern California
@@yolanda9730 That's cool. I live in San Francisco California
Hello,I saw your videos resently and I have a question to ask you.I am from Athens Greece and my aunt,who is American citizen,borne in Greece,died on 9/25/2020,in Greece.There is a will and I am her only heir,until I take all the papers needed(I sent it twice),know they have the papers about 1 and a half months),maybe 2).With the virus,there was a lot of problems everywhere,my aunt didn’t pay her IRS and I told them to take any money needed and sent me the rest.Is this possible and can the BOA freeze the money,all though they know she’s dead and a specific person has her case,with protocol number? please can you tell me? I am far away and I don’t know what’s going on.P S I sent the papers,with her taxes,everything in Kansas Mo ,thank you sir Alexandra Zochou
If I designate a grandchild (say age 10) as beneficiary of my IRA specifying a trust be established for him until age 21; does he therefore not need to withdraw any moneys until age 21 thereby giving the IRA/trust 10 years of tax free growth before the withdrawels begin ?
Hello from New Jersey ,
Where are you located?
Paul, I just watched your portability video from 2020. I'm repeating my comment here because I don't know if you go back and respond to comments on videos from years past.
"Paul, I'm not following your analysis on this one. Facts: Barry dies in 2020 with a 6 million dollar estate. Wife dies in 2026 with a 17 million dollar estate. If wife elects portability in 2020, she gets Barry's 11.5 million exemption, but 6 million is used up, right? Otherwise, you're really giving her 17.5 million, 6 million in cash and 11.5 million in credit.
So she only gets to port over 5.5 million in remaining credit along with the 6 million in cash. When she dies in 2026, her exemption is her 6 million plus Barry's 5.5 million in credit for a total of 11.5 million in exempt assets. If she had 17 million, her estate is still paying taxes on the difference, 6 million.
For some reason, you gave her Barry's exemption at the full 11.5 million on top of the 6 million she received from him, giving her a total Barry exemption of 17.5 million."
Haven’t seen you in a while are you OK
Me Rabalis, did you text me today or is someone trying to scam me? I was trying to make an appointment with you.
if you are not making money as passiv income, then you are missing the time out !.....
Really confusing when you jump around answering questions as they come in, instead of finishing primary topic before starting the next. I guess I need to find a new chanel
Good suggestion, once I finally got to the information after all it chat interruptions, however it is not 1/10 each year. You should be earning money on investments, so you need to be taking more than 1/10 th the first year, or you are still going to be having the largest payout at the end causing higher than necessary tax rates. Best solution is to educate heirs and remind them to stay below the really large jumps in the marginal tax breaks. That way the can make wise decisions and adjust for large bonuses, job layoffs and early retirement. They can also use mone taken early for fully maximizing their current IRA and 401k contributions including possibly the Roth versions so the next generation does not need to worry about is so much.
What about leaving your 401k to a minor who is not your child? I have a trust for him but he is only 13.
I'm adopted and seen my parents will. Gotta love God children getting it all. I understand they're not my real family, nor would I want them to be. After living a white privileged life, and abuse to look good for cameras and presidents, I'm glad they're not including me. I just wanna see in person how ALL families act during a death.... killing each other over a dead person's belongings. All families do it. And none visit while they are alive, but somehow they have time to pick up stuff after they died no?
Sorry, I forgot to add that trust is FULL of other assets
Finally, she wants the keys to the house on Monday the 30th, saying the closing is on May 31?
Shouldn't it be an April 1 closing? Because unlike the annuity I have gotten my first check direct deposit, how do I trust this lying gold digger? I know I can DESTROY the entire closing with probate court, but should I? I'd rather get my half of the house and then get my lawyer. Is that a wise choice I'm making?
My dad passed but in 79 but his wife hired attorney and I'd to judge and said my dad had no children I got on plane and proved was only child. Judge made me rep of estate , I'm only child, only heir, BUT I can't find my dad's stocks, mineral and oil rights, I cannot find his trust for 2 yrs. I know he had one. Yesterday after 2 yrs I found a house in Illinois and it is in his name and my grandma's his mom but both of them are passed his new wife iis gone since 2008 . Can I get house or sell it if I'm rep of estate? But the strange thing is someone iis paying 5.000 a yr taxes each year ? I'm only living heir and rep of estate and his only childbhis new wifeband him had no kids. So could the trust be paying the taxes? Or there is done real illegal stuff going on and treasury is greedy theybsaidvtheybcantbtell me where the 5.000 yr is coming from they just get there money point blank . I have no money what can I do free to solve this? If mumy dad's name is on house can I claim? Or sell ? How can I find that trust? Thanks
I don't even know who was trustee his wife died on 2008 she would of been the one.
Your awesome
Oh I just want to know what the hell is going on because I get a text number from you saying that you wanna talk to me
i guess paul does not do consulting. no reply
I want a meeting too! I think he’s just doing Zoom calls now.