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Good advice Andy , standing orders are your friend , if you treat the savings as a bill to pay yourself , you can get it automated job done.
Tips. Advice. Suggestions. Not hacks.
It's probably for the algorithm .
I know exactly what goes out on bills then ill give myself a weekly budget and rest goes in savings
Snap 👍 all wrote down for a 12 month period which i refer too weekly on pay day 👍
Paying yourself first (I heard about this earlier this year) is the reason we didn’t go into debt recently with an unexpected huge dental bill. Because we moved money to a savings account on pay day and didn’t accidentally spend it.
I keep all my spending in an easy access with the same bank I spend with and then transfer across as needed. Savings is transferred on pay day.
To get towards the 500 quid I need to spend for my Halifax reward, I pay a chunk into Chip as that has a debit card option.
Desperate for Santander account. But waiting for the next switch offer from them
Good advice Andy , standing orders are your friend , if you treat the savings as a bill to pay yourself , you can get it automated job done.
Tips. Advice. Suggestions. Not hacks.
It's probably for the algorithm .
I know exactly what goes out on bills then ill give myself a weekly budget and rest goes in savings
Snap 👍 all wrote down for a 12 month period which i refer too weekly on pay day 👍
Paying yourself first (I heard about this earlier this year) is the reason we didn’t go into debt recently with an unexpected huge dental bill. Because we moved money to a savings account on pay day and didn’t accidentally spend it.
I keep all my spending in an easy access with the same bank I spend with and then transfer across as needed. Savings is transferred on pay day.
To get towards the 500 quid I need to spend for my Halifax reward, I pay a chunk into Chip as that has a debit card option.
Desperate for Santander account. But waiting for the next switch offer from them