VGT outperformed SCHD and VOO over 5 and 10 years. Despite having most of my $500k retirement in VGT, I try to beat my Roth with my taxable account but still underperform the S&P 500.
I'm taking a hybrid approach with VGT, SCHD, and VOO as my foundation over a 20-year horizon. I still enjoy life, travel, and buy what I love. It's the best combo, plus I enjoy the small victories of dividends, dividend growth, and share price appreciation.
ETFs are great, but don't rely solely on it for retirement. I retired at 62 with a $1.5M portfolio, starting with $35K, thanks to an adv1sor and dividends. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Julianne Iwersen Niemann" I've worked with her for some time and highly recommend her. Check if she meets your criteria.
Great questions! Investing during retirement can be tricky, but it’s important to assess your risk tolerance and financial goals. I’d recommend consulting with a financial advisor for tailored advice.
Only issue with using a ROTH IRA, you're limited to the amount you can put into it on an annual basis. So in 10 years to may only have 60K invested capital at that point and would have lost out on all the dividends, dividend growth and gains and most of all, the compounding effect.
You raise a valid point about the contribution limits of a ROTH IRA. It's essential to consider how those limits can impact long-term growth potential. Diversifying your investment strategy might help maximize your returns.
I don't understand why he kept saying that SCHD only declined by .56% in 2022. That is simply not true. It actually lost 3.26% in 2022. However, it is still much better than the 18.2% loss in the broader market.
Numbers can be like a magician’s trick-sometimes they disappear or change shape! But you're absolutely right; the reality of SCHD's performance is still a silver lining compared to the broader market.
VGT outperformed SCHD and VOO over 5 and 10 years. Despite having most of my $500k retirement in VGT, I try to beat my Roth with my taxable account but still underperform the S&P 500.
I'm taking a hybrid approach with VGT, SCHD, and VOO as my foundation over a 20-year horizon. I still enjoy life, travel, and buy what I love. It's the best combo, plus I enjoy the small victories of dividends, dividend growth, and share price appreciation.
ETFs are great, but don't rely solely on it for retirement. I retired at 62 with a $1.5M portfolio, starting with $35K, thanks to an adv1sor and dividends. Invest wisely, build your nest egg, and don't sell the chicken that lays the egg!
Who is this person guiding you and how can i reach he/she?
I'm very cautious about giving specific recommendations as everyone's situation varies. Consider independent financial advisors like "Julianne Iwersen Niemann" I've worked with her for some time and highly recommend her. Check if she meets your criteria.
Thanks a lot for this suggestion. I needed this myself, I looked her up, and I have sent her an email. I hope she gets back to me soon.
This guy has an SCHD video like everyday. No complaints as I enjoy them.
Awesome to hear you’re loving the SCHD vids! I’ll keep ‘em coming!
What if you're already retired? Is this a good investment to derive income from? Is it considered low risk or medium risk? Thank you!
It has a significantly lower volatility score than the s and p 500
I am in the same boat. I just buy everytime I have the amount.
@@halwiggam5465 What amount?
Great questions! Investing during retirement can be tricky, but it’s important to assess your risk tolerance and financial goals. I’d recommend consulting with a financial advisor for tailored advice.
Only issue with using a ROTH IRA, you're limited to the amount you can put into it on an annual basis. So in 10 years to may only have 60K invested capital at that point and would have lost out on all the dividends, dividend growth and gains and most of all, the compounding effect.
You raise a valid point about the contribution limits of a ROTH IRA. It's essential to consider how those limits can impact long-term growth potential. Diversifying your investment strategy might help maximize your returns.
Well right now it got hammered down big......
It's definitely a volatile market right now! Staying informed and patient is key when investing.
I don't understand why he kept saying that SCHD only declined by .56% in 2022. That is simply not true. It actually lost 3.26% in 2022. However, it is still much better than the 18.2% loss in the broader market.
Numbers can be like a magician’s trick-sometimes they disappear or change shape! But you're absolutely right; the reality of SCHD's performance is still a silver lining compared to the broader market.