1(4:30) Lottery Tickets 2(6:50) Extended warranties 3(15:30) Avoid Bank fees 4(21:47)Junk Food 5(26:36) Interest fees/Debt 6(34:54) Expensive Dates 7(45:00)Wasting time 8(49:26) Taxes 9(52:57) Keeping up with trends 10(55:01) Impulse buying Scripture & wrap up(55:26) Taking advice from #7 and using my time to watch and listen all the way through and break some of my bad financial habits, Anthony if you really do read the comments I hope you see this one you truly are a inspiration to me seeing a fellow black man with platform to teach financial literacy. I stacked up for some weeks just to blow over 2k in Neimans it's those habits you teach us to break
I noticed that when I cut down on social media that I was able to read one book per month. It makes a difference. I'm more focused on paying cash for everything. I was planning to pay cash for a riding mower this year because I have a large yard. The main electrical panel in my house needs to be replaced so the riding mower is now on my list for next year unless I can make some extra money with side projects. You're helping to keep me focused on being financially responsible.
I learned all these points many years ago while on the money saving Facebook groups. I got approved a 30yr mortgage, paid off in 5. Pretty easy lifestyle to follow if you make the decision to. I'm not a millionaire tho 😅
@@thomasbrooksjr380 Bruh don't even go there with me Everyone loves to show only the positive moments on social media, but never the struggles along the way cause it makes them look better Show me both sides and I'll listen to what you have to say...
@@15KHPCLUB , I 'm not understanding your complaint? We all know that into this life some rain must fall. My question is so, what are you going to do about it? I have learned that you:. deal with it, learn the lesson, keep it moving and thank God as you're going through the storm, because guess what?! This too shall pass.
Paula, let me share what Anthony's mentor Dave Ramsey has said for years. "If you will live like no one else, later you will live like no one else." I wish you well on your debt free journey.
"Because we don't know how to steward our money, we have just funded somebody else's dream..."Brilliant!!! We are on the same page. I discovered you moments ago, happy I did. You've just acquired a new subscriber.💕🙏🏽
1. Your Mom is amazing. I ❤ her, always have. 2. I joined PrizePool off your suggestion and am enjoying it thus far. I am really excited to see my savings rack up 3. I have one more card to pay off then I will be debt free. Working on it!!!
11) service at Dealerships-- consistent, egregious fleecing 12) Political Campaigns-- big money controls the politicians 13) cigarettes and vaping stuff 14)time shares
I laughed when you said that people who have money, do not want to show you they have money. Buahaha, so true. Our response to everything, "we're broke", it helps deterring people asking us for money. On another note, when I met my husband, we were both forthright that we wanted to be financially stable since we came from unstable homes. It is a positive thing to date, but I (wife) do not expect high dollar dates, I prefer wings :) I actually like when my husband looks for deals. I find that pretty sexy.
Thank u Anthony for helping others make good decisions. My job is sponsoring me to go back to school....what a blessing! I'm planning to do internet technology or computer science by doing the courses online.
This man has uplifted the Black community in so many ways and he did it being him. He doesn't use Conservative talking points to tear down blacks. He's positive and trying to show people ways to income. Instead of just saying he is leading. I am thrilled you exist for our community! I prey you have long health and happiness on this planet! Thank, you for letting me know to pay on my student loans again. There are 42 million Blacks in America there needs to be a least 20 million viewing your material. This is much needed advice.
He really is. Amen, I pray he lives long and healthy and has even greater impact, and I fully expect that to happen because he's going to be more relatable than some of the other voices. To your other point, I have to ask how conservative talking points tear down black people.
Churchill is great even though they couldn’t help me refinance my second home because my interest rate was very low already. They are very responsive and give you advice for the future!!
Your channel just found me! I truly resonate and it’s so refreshingly unbelievable. I get more impressed with every episode. I can’t wait to hear more from you.
Oh I have to update still watching yes yes yes. I agree I love our generation but seriously why the need to require a man to spend so much on dates. I’m a professional woman who enjoys a quality not necessarily an expensive life Dates are about experiences getting to know someone: dinner grilling on the rooftop under the stars, walks along the river, picnic at sunset, breakfast at the framers market, art exhibits and coffee, free festivals, bike riding, hiking, fishing golfing basketball scavenger hunts, volunteering…the ideas are limitless. Nothing wrong with a nice dinner but there is no need to waste money when there’s a greater goal.
Bank Fees for sure!! When I was very young I started using Mint to track my purchases. I saw that at the end of that year I spent over $600 in bank fees mainly overdrafting. I said never again after that. No fees since.
This is some good information, I bought me a $500 Coach purse and I feel like a paid 3,000.00 I don’t carry it everyday, but I am 46 years old and I am not excited about those thing anymore, I like to travel, I am more concerned about what make me happy and having a peaceful mind. I would like a LV , Prada, sometimes we want theses things because it says I’ve arrived, but to what 😳🤦♀️
Good stuff man! I love your content. Thank you so much for being a blessing to this black man. Thank you so much for helping my family. I'll be 43 wish I learned these principles 20 years ago. God bless
Man. I got convicted with the junk food thing. Wow. I just needed to get in conversation with minds set on higher things. Really needed this talking too. Thanks Anthony.
Thanks for all your time and Due Diligence Mrs Scott Learning a lot and hope for all of this Fam's sake that we take off with your continued guidance!!😊
Love your delivery, Anthony! Educational, truth and humor. I share your platform with family, friends, clients, and eGroups. Great feeling to be in the mix!
Greetings from the UK 🇬🇧. Thanks sharing such info and trying to enlighten the black community. How wish the community learns these lifetime skills from a early age, maybe maybe our life's might be better. Keep up the good work
My fiancé turned a lunch date at the lake into a wonderful experience. It was our first date. He had me hooked..lol...we spent the whole day together and had a great time. There was a band that set up and played great music near us. It was so cool and random.
Thanks for sharing. I have been learning so much on your channel. This is the information that my parents didn't know or have to share with me. I am able to share this information with the younger family members that are watching my moves. Thanks again!
Great episode AO! I was wondering if you’ve heard of the NACA and how they help people purchase properties without a credit check and without requiring a down payment? It’s a program that has been around for a very long time. What are your thoughts, if any, on the program? Would you recommend it to your listeners?
I have a friend that tried NACA. They applied, but stated that the process was very long. They ended up purchasing a home without using them, but only because of personal reasons. If it’s in your best interest then why not use them. Personally I would still try Dave Ramsey’s approach - 20% down to avoid PMI, 15 year fixed rate mortgage, and payment be no more than 1/4 of your monthly income. GOOD LUCK with everything! Personally mine is 30 year though
Much needed ! 💯❤️ Thankyou for your content because it’s helped keep me grounded for my future when it comes to my finances! & helped me become debt free by making wise decisions ! 🎉🥳🎊
Enjoyed this info, thank you! I did subscribe too, bc you have a lot of good info I can use and share with my family. I use to always listen to you on the Dave Ramsey Show, but glad I found you here! I've been planning to buy your book on how to go to college debt free to give to my grandchildren. I took notes on this video to share with my kids and grandchildren. Thank again!
I just forward this to two beautiful young ladies that I love that are growing. I hope your video will help them. Thank you so much for all the information.
I've got a paid off car with 175k miles. I spent $300 on lower control arms, ball joints, tie rod ends, sway bar bushings. (I do the work myself because I can) My wife was telling me how it's such a waste of money, we need to trade it in for a new car. I laughed. We haven't had a car payment for 3 years. We save $6k a year by not having a car payment. So as long as this thing is still running well and the engine and transmission are ok and it's reliable we are putting an extra $6k a year in the bank. She is partially right though. With the used car market being up my car would be worth $12k if it weren't for minor hail damage. (not visible unless you look hard at it) I might try my hand at paint-less dent repair this summer. Trade it in for $12k off a new car and get my wife the car she wants (pay $12-15k cash). My local credit union still has car loan rates below 4% with inflation being over 8% I might do that and save the $12-15k.
6/23/22...NEW cars are NOT as well made as the older used cars...like 3-5 yrs old....NOT ENOUGH PARTS + CHIPS TO PRODUCE NEW VEHICLES! New cars cost more insurance.... PROBLEMS with new EVs from fires 🔥 to time needed to recharge their batteries..... WAIT another year or so until VAST IMPROVEMENTS have been made. Just sayin'....
Lol all this time i have been watching your videos (for a year) in my feed and didnt know i never subscribed until this video. Thanks for the gentle reminder.
This video made me realize: 1. I am wealthy in mindset... the back account to match is in en route. 2. We need Clubhouse Anonymous meetings ... because it really is that addicting when you first join. 3. I'm like Auntie Maxine Waters about my time if you think about wasting it... 🔉 I'm reclaiming my time! 4.Refund checks is a whole scam 5. I too have a disdain for people who are constantly tardy. 6. It's the producer cackling the background for meeeeeeee. 7.Interest fees & Overdrafts fees is someone else's legit come up.... AHT AHT we not doing that. 8. My dawg Anthony is fluent in sacarasm ... y'all keep that man engagement up like he said! 9.These dealerships aint' loyal. 10. Adulting is ghetto 0/0 do not recommend.
When you said lottery tickets, I was like yes! I see so many people waste $600 plus dollars playing that and keep coming back and keep coming back. It's insane how they aren't afraid to dump their money into the lotto and are scared to invest that money to make more money. Also thank you so much for the info about Bethel! I'm over here taking notes!
My idiot mother used to do that and always said "You gotta be in it to win it!" She died with over $375,000 in debt So much for being "In it to win it"
1(4:30) Lottery Tickets
2(6:50) Extended warranties
3(15:30) Avoid Bank fees
4(21:47)Junk Food
5(26:36) Interest fees/Debt
6(34:54) Expensive Dates
7(45:00)Wasting time
8(49:26) Taxes
9(52:57) Keeping up with trends
10(55:01) Impulse buying
Scripture & wrap up(55:26)
Taking advice from #7 and using my time to watch and listen all the way through and break some of my bad financial habits, Anthony if you really do read the comments I hope you see this one you truly are a inspiration to me seeing a fellow black man with platform to teach financial literacy. I stacked up for some weeks just to blow over 2k in Neimans it's those habits you teach us to break
thanks !!
TYSM! Super helpful.
Currently doing number 4 😭🤦🏽♀️
Dankeschön 🙏.
Amen. Anthony's show has transformed my financial habit. Biggups to Anthony
Paid off my house two weeks ago 24 years early. 💪🏾 I'm happy as can be! I don't think it'll hit me until June 1st.
My next goal! Congrats
Congratulations mehn! You did that!
Congrats
You will never regret it! Invest that payment into your retirement or something. Congratulations!! 🥳👏🏾👏🏾👏🏾🥂🎉
Awesome!!! Congratulations!!!
“If you wanna stay wealthy, you gotta stay healthy” 👏🏾👏🏾
@The Queen's Guide to Life"
Yea, I L🔴VE that saying. "If you wanna stay wealthy, you gotta stay healthy". 👊
Wealthy people and financially-minded people marry someone who they can STRATEGICALLY and PEACEFULLY talk wealth-building with
👏👏👏
🎯
FACTS!!!!!!🤑🤑🤑
I noticed that when I cut down on social media that I was able to read one book per month. It makes a difference. I'm more focused on paying cash for everything. I was planning to pay cash for a riding mower this year because I have a large yard. The main electrical panel in my house needs to be replaced so the riding mower is now on my list for next year unless I can make some extra money with side projects.
You're helping to keep me focused on being financially responsible.
I learned all these points many years ago while on the money saving Facebook groups. I got approved a 30yr mortgage, paid off in 5. Pretty easy lifestyle to follow if you make the decision to. I'm not a millionaire tho 😅
Pretty easy to lie and leave out life hardships
@@15KHPCLUB pretty easy to complain and don't take responsibility for yourself..
@@thomasbrooksjr380 Bruh don't even go there with me
Everyone loves to show only the positive moments on social media, but never the struggles along the way cause it makes them look better
Show me both sides and I'll listen to what you have to say...
@@15KHPCLUB , I 'm not understanding your complaint? We all know that into this life some rain must fall. My question is so, what are you going to do about it? I have learned that you:. deal with it, learn the lesson, keep it moving and thank God as you're going through the storm, because guess what?! This too shall pass.
@@margaretwilliams7658 You literally said nothing. I like people like Tyler Lowe over your fluff with no substance.
Our penalty is someone else's reward - powerful statement
Indeed! That statement hit me in the gut and showed me my stupidity.
You are sooo right about "Showing up for the tryouts and not showing up for the finals" PREACH 👏🏽👏🏽👏🏽💯
Thank you for this I needed to hear this. On a 36 month goal to be debt free. Getting alot of grief for doing this . Thank for the encouragement.
Don't be like the crowd
It’s crazy how people will try to shame you for getting your life together, paying off debt, and being financially free.
Paula, let me share what Anthony's mentor Dave Ramsey has said for years. "If you will live like no one else, later you will live like no one else." I wish you well on your debt free journey.
Stay the course!!!!
The choices I am making today is preparing me for a better tomorrow
Tomorrow is not guaranteed
Live your best life while you can 💪
"Because we don't know how to steward our money, we have just funded somebody else's dream..."Brilliant!!! We are on the same page. I discovered you moments ago, happy I did. You've just acquired a new subscriber.💕🙏🏽
Wow you really talk straight to my soul. I agree with what you are saying. UA-cam is my only social media I enjoy learning and growing.
I love that you are a Christian man and use scripture with this teaching! May God continue to bless you.
"The choices I am making today are preparing me for a MUCH BETTER TOMORROW!!" God bless you AO and all you heed the Holy Spirit!
The choices I am making today are preparing me for a better tomorrow!
1. Your Mom is amazing. I ❤ her, always have. 2. I joined PrizePool off your suggestion and am enjoying it thus far. I am really excited to see my savings rack up 3. I have one more card to pay off then I will be debt free. Working on it!!!
11) service at Dealerships-- consistent, egregious fleecing
12) Political Campaigns-- big money controls the politicians
13) cigarettes and vaping stuff
14)time shares
The choices I am making today are preparing me for a better tomorrow. Amen.
I laughed when you said that people who have money, do not want to show you they have money. Buahaha, so true. Our response to everything, "we're broke", it helps deterring people asking us for money. On another note, when I met my husband, we were both forthright that we wanted to be financially stable since we came from unstable homes. It is a positive thing to date, but I (wife) do not expect high dollar dates, I prefer wings :) I actually like when my husband looks for deals. I find that pretty sexy.
Living life as Carreidas has many advantages.
That's great! Wings are the best...lol
Thank u Anthony for helping others make good decisions. My job is sponsoring me to go back to school....what a blessing! I'm planning to do internet technology or computer science by doing the courses online.
Congrats!! That is wonderful!
Thanks son!! Am from Africa and I love all of your wisdom!!! Please keep helping us learn more!! I love you for all what you are doing 👏👏👏❤️
The choices that I'm making today is preparing me for a better tomorrow 🙌🏽 golden ✨️
The choices I make today is preparing me for a better tomorrow!
Blessings
The choices I am making today are preparing me for a better tomorrow in Jesus Christ Name. Thank You again Anthony . Shalom
This man has uplifted the Black community in so many ways and he did it being him. He doesn't use Conservative talking points to tear down blacks. He's positive and trying to show people ways to income. Instead of just saying he is leading. I am thrilled you exist for our community! I prey you have long health and happiness on this planet! Thank, you for letting me know to pay on my student loans again. There are 42 million Blacks in America there needs to be a least 20 million viewing your material. This is much needed advice.
He really is. Amen, I pray he lives long and healthy and has even greater impact, and I fully expect that to happen because he's going to be more relatable than some of the other voices.
To your other point, I have to ask how conservative talking points tear down black people.
I hope you’re recording this cause I’d love to share with my friends ! You’re an amazing advisor ! If all topics financially thank you much. # new fan
Churchill is great even though they couldn’t help me refinance my second home because my interest rate was very low already. They are very responsive and give you advice for the future!!
Your channel just found me! I truly resonate and it’s so refreshingly unbelievable. I get more impressed with every episode. I can’t wait to hear more from you.
Oh I have to update still watching yes yes yes. I agree I love our generation but seriously why the need to require a man to spend so much on dates. I’m a professional woman who enjoys a quality not necessarily an expensive life Dates are about experiences getting to know someone: dinner grilling on the rooftop under the stars, walks along the river, picnic at sunset, breakfast at the framers market, art exhibits and coffee, free festivals, bike riding, hiking, fishing golfing basketball scavenger hunts, volunteering…the ideas are limitless. Nothing wrong with a nice dinner but there is no need to waste money when there’s a greater goal.
Great show Anthony! My favorite script for finances!
Thank you for providing mind-set guidance for finances.
First time I've seen you. Subscribing. Sharing with my children and grandchildren. These things worked for me.
Hi Anthony, I really liked this one. I did see myself doing one or two of these. This was the one that made me subscribe. Keep it coming.
The financial education that you provide is exactly what we need!
Thank you so much for the wisdom you have no idea.
Bank Fees for sure!! When I was very young I started using Mint to track my purchases. I saw that at the end of that year I spent over $600 in bank fees mainly overdrafting. I said never again after that. No fees since.
This is some good information, I bought me a $500 Coach purse and I feel like a paid 3,000.00 I don’t carry it everyday, but I am 46 years old and I am not excited about those thing anymore, I like to travel, I am more concerned about what make me happy and having a peaceful mind. I would like a LV , Prada, sometimes we want theses things because it says I’ve arrived, but to what 😳🤦♀️
Good stuff man! I love your content. Thank you so much for being a blessing to this black man. Thank you so much for helping my family. I'll be 43 wish I learned these principles 20 years ago. God bless
Excellent conversation thanks AO.
Thanks so much Anthony for this financial education!
The choices I’m making today is preparing me for my tomorrow
Man. I got convicted with the junk food thing. Wow. I just needed to get in conversation with minds set on higher things. Really needed this talking too. Thanks Anthony.
Thanks for all your time and Due Diligence Mrs Scott Learning a lot and hope for all of this Fam's sake that we take off with your continued guidance!!😊
I only wanted to give it a trial but you you surprised me beyond my expectations! Thank you sir Al received the coin as promised.
Thank You so much
Love your delivery, Anthony!
Educational, truth and humor.
I share your platform with family, friends, clients, and eGroups.
Great feeling to be in the mix!
Sent 🏹
Greetings from the UK 🇬🇧. Thanks sharing such info and trying to enlighten the black community. How wish the community learns these lifetime skills from a early age, maybe maybe our life's might be better. Keep up the good work
The choices I am making today are preparing me for a much better tomorrow
Thanks for your honesty about your experiences in dating, very refreshing🌹
Great advice Anthony thank you
I’m trying to find the link Anthony
The choices Im making today are preparing me for a better tomorrow
Thank you Anthony
My fiancé turned a lunch date at the lake into a wonderful experience. It was our first date. He had me hooked..lol...we spent the whole day together and had a great time. There was a band that set up and played great music near us. It was so cool and random.
The choices I am making today, are preparing me for a better tomorrow
Thanks for sharing. I have been learning so much on your channel. This is the information that my parents didn't know or have to share with me. I am able to share this information with the younger family members that are watching my moves. Thanks again!
AO, I upgraded to a coach purse from my Walmart specials, I am living large and love it! 🤣🤗❤️
Great episode AO! I was wondering if you’ve heard of the NACA and how they help people purchase properties without a credit check and without requiring a down payment? It’s a program that has been around for a very long time. What are your thoughts, if any, on the program? Would you recommend it to your listeners?
I have a friend that tried NACA. They applied, but stated that the process was very long. They ended up purchasing a home without using them, but only because of personal reasons. If it’s in your best interest then why not use them. Personally I would still try Dave Ramsey’s approach - 20% down to avoid PMI, 15 year fixed rate mortgage, and payment be no more than 1/4 of your monthly income. GOOD LUCK with everything! Personally mine is 30 year though
@@unspokentenacity Thank you for your response! Im starting the intake process for NACA this week. God bless you !
@@ebangamuriel You’re welcome! God Bless you as well 😊
Much needed ! 💯❤️ Thankyou for your content because it’s helped keep me grounded for my future when it comes to my finances! & helped me become debt free by making wise decisions ! 🎉🥳🎊
Enjoyed this info, thank you! I did subscribe too, bc you have a lot of good info I can use and share with my family. I use to always listen to you on the Dave Ramsey Show, but glad I found you here! I've been planning to buy your book on how to go to college debt free to give to my grandchildren. I took notes on this video to share with my kids and grandchildren. Thank again!
The choices I am making today will prepare me for a better tomorrow. 😌
Thank you Anthony for the gems in this video!
I just forward this to two beautiful young ladies that I love that are growing. I hope your video will help them. Thank you so much for all the information.
I've got a paid off car with 175k miles.
I spent $300 on lower control arms, ball joints, tie rod ends, sway bar bushings. (I do the work myself because I can)
My wife was telling me how it's such a waste of money, we need to trade it in for a new car.
I laughed. We haven't had a car payment for 3 years. We save $6k a year by not having a car payment.
So as long as this thing is still running well and the engine and transmission are ok and it's reliable we are putting an extra $6k a year in the bank.
She is partially right though.
With the used car market being up my car would be worth $12k if it weren't for minor hail damage. (not visible unless you look hard at it)
I might try my hand at paint-less dent repair this summer. Trade it in for $12k off a new car and get my wife the car she wants (pay $12-15k cash).
My local credit union still has car loan rates below 4% with inflation being over 8% I might do that and save the $12-15k.
6/23/22...NEW cars are NOT as well made as the older used cars...like 3-5 yrs old....NOT ENOUGH PARTS + CHIPS TO PRODUCE NEW VEHICLES!
New cars cost more insurance....
PROBLEMS with new EVs from fires 🔥 to time needed to recharge their batteries.....
WAIT another year or so until VAST IMPROVEMENTS have been made.
Just sayin'....
Ride till the wheels fall off!!!!
I just bought a house at 27 I'm very thankful and my goal is to pay it off in 5 years
Good info, but the sales pitches in the beg, middle & end were extremely annoying. I get it, but I just wanna hear the tips.
Thank you for this.
Wine is equivalent to our chips and cake. 😁I’m jusayin 🤷🏽♀️
Exactly!!!🤣🤣
Great advice! Thank you.
Nobody is a perfect mother bc we are not perfect people; I loved hearing you did this for your mom to show her you think she is worth a million!
Powerful stuff! 🤦🏽♀️👏🏾👏🏾❤️
SMART MAN.👍⭐⭐⭐⭐⭐THIS IS GREAT. THANK YOU FOR SHARING SIR.
Lol all this time i have been watching your videos (for a year) in my feed and didnt know i never subscribed until this video. Thanks for the gentle reminder.
The legacy building got me because I have 2 babies that I want to win. Perspective is key.
Thank you for all that you’re doing.
That's right, put some value on that time!
I have learn a lot today listening to you
About the extended warranty. Some companies make it difficult claim your warranty, when it's time to use it.
This is some IMMACULATE info!!
Thank you Sir. I have shared this video.
Great advice 👍
Anthony you are right...I work with them for years and you are correct
❤️ Coach. Their bags have served me well over the years. Researched Coach backpacks this morning. LOL!
This video made me realize:
1. I am wealthy in mindset... the back account to match is in en route.
2. We need Clubhouse Anonymous meetings ... because it really is that addicting when you first join.
3. I'm like Auntie Maxine Waters about my time if you think about wasting it... 🔉 I'm reclaiming my time!
4.Refund checks is a whole scam
5. I too have a disdain for people who are constantly tardy.
6. It's the producer cackling the background for meeeeeeee.
7.Interest fees & Overdrafts fees is someone else's legit come up.... AHT AHT we not doing that.
8. My dawg Anthony is fluent in sacarasm ... y'all keep that man engagement up like he said!
9.These dealerships aint' loyal.
10. Adulting is ghetto 0/0 do not recommend.
When you said lottery tickets, I was like yes! I see so many people waste $600 plus dollars playing that and keep coming back and keep coming back. It's insane how they aren't afraid to dump their money into the lotto and are scared to invest that money to make more money. Also thank you so much for the info about Bethel! I'm over here taking notes!
My idiot mother used to do that and always said "You gotta be in it to win it!"
She died with over $375,000 in debt
So much for being "In it to win it"
I play the lotto. I have to get a hold on it
#5 has definitely hit home to me.
Following you and Dave about two years now good Info thank you
Great video!
The club house part had me on the floor laughing 😂 🤣🤣
Congratulations!!!!!!!
Your assessment is right on point .
in process of closing on a home, wish i would have seen this video...can i refinance with you in 6 mos?
True Son. Thanks . I pass it on .
This is a great video. I had never thought about the extended warranty one. Great points;
Great Info!
Thank you A.O…!
Experiences 🍷 over Expenses 💰
A.O. Speaking the truth 🗣🗣🗣
I have to catch up on your videos been missing them ! I’m going to binge watch today :)
Golden Oreos are the wave brotha. In moderation! Thank you for the sermon.
Anthony, hope u find a good wife. I can tell you a great guy and will treat her well..... thanks for all the value u put out....
Long way to go, but I'm glad the habits of checking my bank accounts and budgets multiple times a day isn't that weird lol