Why I Stopped Investing my SRS

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Current: Invest in S27 S&P500 ETF through POEMS Cash plus account, no min comms
Not much options to invest SRS, mainly for tax relief
Singapore Savings Bond already 3% p.a. risk free
Allocate my SRS to SSB since I already intend to own it
Keep cash for more liquid investments e.g. CSPX or VOO for S&P500
CPF is still investing through Endowus and MoneyOwl