Home Loan for Construction of House | Land purchase and Construction | In Hindi

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  • Опубліковано 22 сер 2024
  • #homeloanforconstruction #homeloan #IntellectualSagar
    With the request of many of you, we hereby bring reply of all your queries regarding How to get home loan for construction or how to get loan to purchase land and construct house.
    After watching video you will get answers of following:
    1. Eligibility of Home Loan for construction: 01:30
    2. How much Rate of Interest will applicable : 02:00
    3. What will be the Home Loan Tenure : 02:13
    4. Documents required for Housing Loan for Construction: 03:25
    5. All the charges applicable in home loan to purchase land and construct house: 07:40
    6. Home loan quantum and how much loan to purchase plot and loan to construct house: 10:25
    Hope you like it. Please leave your queries in comments. If you like it then like and share this. And don’t forget to SUBSCRIBE our channel.

КОМЕНТАРІ • 61

  • @PrideKokan
    @PrideKokan Рік тому +2

    This is what , which we searching for...👌👌👌

  • @kuldeepsondhiya4124
    @kuldeepsondhiya4124 Рік тому +1

    That's the content I was searching for..Thanks for making such a video.

  • @NeverGiveup-nr1sj
    @NeverGiveup-nr1sj 9 місяців тому

    मेर को यही व्हिडिओ की जरुरत थी भैया बहुत बहुत धन्यवाद आपका

  • @mdeliyas8914
    @mdeliyas8914 Рік тому

    Very very nice information sir....es se Aachi malumat kohi de nahi sakta...thank you sir....👌🌟🌹⚘️🌺🍀🌷🇮🇳🇮🇳

  • @SureshKumar-tp3dy
    @SureshKumar-tp3dy Рік тому +1

    very helpful , thanks

  • @sonuyadav-pw9cu
    @sonuyadav-pw9cu 2 роки тому +1

    I have subscribed your channel it's very helpful 🙂

  • @gaus5810
    @gaus5810 Рік тому

    Comprehensive information 👍❤ Thank you

  • @rudreshwarpadoti2392
    @rudreshwarpadoti2392 Рік тому +1

    Jaberdast

  • @rushikeswararaopolaki3602
    @rushikeswararaopolaki3602 17 днів тому

    Sir, the compound loan 50L( plot+construction) , will be disbursed in single payment, after all approval? Please suggest

  • @bhageshkumarpatil542
    @bhageshkumarpatil542 Рік тому +1

    Who will decide the construction estimate cost?

  • @bishnubiswakarma5761
    @bishnubiswakarma5761 Рік тому

    Thanks for weary good knowledge about it...

  • @ML-nd5mb
    @ML-nd5mb 7 місяців тому

    Thank you so much sir

  • @ashokvaishnav8702
    @ashokvaishnav8702 Рік тому

    bahut shandar 🙏

  • @e.h.8142
    @e.h.8142 Рік тому

    Very nice video sir

  • @AnjulChourasiya-t4h
    @AnjulChourasiya-t4h Місяць тому

    Sir mene itr nhi kiya abhi aur mujhe plot + construction lone lena he

  • @purshottamsahu2634
    @purshottamsahu2634 2 роки тому

    Sir agar after two years age ka amount nahi lena chahte hi ( for construction) tab bank ka ka kya reply rahega koi extra charge lagega kya?

  • @Kamleshmimrot
    @Kamleshmimrot Рік тому

    Thanks sir

  • @anilkumarchoudhary6982
    @anilkumarchoudhary6982 3 місяці тому

    Plot plus construction loan liya h

  • @sonuyadav-pw9cu
    @sonuyadav-pw9cu 2 роки тому

    Sir maine home loan property and construction ke liye Liya hai and plot purchase kar liya hai per abhi Pura ghar nahi Bana hai. To mai ye Janna chahta hu ki pmay subsidy Mel Sakta hai ki nai ?

  • @socialscrollhub_30
    @socialscrollhub_30 Рік тому

    Land purchase ke bad construction nahi karte hai to kitna interest extra dena padta hai ya construction karna compulsary hai...

    • @IntellectualSagar
      @IntellectualSagar  Рік тому

      Within 2 years construction karna compulsory hai, otherwise different banks ka different criteria hai, either penalty or loan closure, it depends on individual bank.

    • @guruvachangrampardhanpal3775
      @guruvachangrampardhanpal3775 11 місяців тому

      Kya 2 year Tak mujhe koi EMI nhi Deni , agr aesha hai to kya 2 year k bad extra charge bhi lenge

  • @chandrasekhar6043
    @chandrasekhar6043 2 роки тому

    Sir, I have taken House lone 35 Lakhs for house construction as per confirmed by the bank copy of letter during holiday period need pay intrest amount.
    I have completed my house with in 11 months with in the holiday period.
    After received my last due payment the banker has deducted/debited 73 thousands at a time as Lone drown payment without any any information.

  • @anilkumarchoudhary6982
    @anilkumarchoudhary6982 3 місяці тому

    कम से कम कितना बनाना आवश्यक है क्या एक कमरा लैट बाथ, बाउंड्री बना सकते हैं और टैक्स बेनिफिट मिलेगा

    • @IntellectualSagar
      @IntellectualSagar  3 місяці тому

      Loan sanction hote samay jitna bataaya tha utna construction karwana padega. And yes, tax benefit milega.

  • @hariomsharma6040
    @hariomsharma6040 2 роки тому

    Sir,
    Jo amount construction ke liye diya jata hai, wo contracter ke account me jana compulsory hai kya?

    • @IntellectualSagar
      @IntellectualSagar  2 роки тому +1

      Agar aapka contract (on stamp papers) hua hai, then it is compulsory. Otherwise you can get loan amount in your account and submit bills towards purchase of construction material.

  • @UmeshKumar-dg3rw
    @UmeshKumar-dg3rw Рік тому

    Land purchase के बाद घर न बनाये तो क्या होगा

  • @Vijaykumar-wp4es
    @Vijaykumar-wp4es Рік тому

    Only for plot ke lia

  • @guruvachangrampardhanpal3775
    @guruvachangrampardhanpal3775 11 місяців тому

    Sir meri sallary 50k hai ,mujhe kitna loan mil skta hai ,

  • @stutithegreat6058
    @stutithegreat6058 Рік тому

    Hamen construction plot construction loan mil raha hai aur ham construction karne nahin chahte Hain to use amount ki payment ham kaise karenge agar mujhse payment lenge nahin aur apna loan pahle close kar de to uske bare mein pura batao ke ghar mein concessional fare concession karna nahin chahte to usmein koi problem to nahin hai

    • @IntellectualSagar
      @IntellectualSagar  Рік тому

      Under construction housing loan mein max 2 years mein construction pura karna padta hai, otherwise bank penalty interest charge karte hain.

  • @dineshmali2791
    @dineshmali2791 2 роки тому +1

    Hello sar Maine recale house liya hain aur pmay subsidy ke liye liya hain ews cattegry main aata hu aur women ownership bhi hain abhi mera 3rd stage main hain Kya resale house main late subsidy aati hain?

    • @IntellectualSagar
      @IntellectualSagar  2 роки тому +1

      Nahi sir aisa nahi hai. Resale house and new house dono mein same procedure and time apply hota hai.

    • @IntellectualSagar
      @IntellectualSagar  2 роки тому +1

      If your queries get resolved then please SUBSCRIBE to our channel and LIKE our video. It motivates us to do better.

  • @seenu18
    @seenu18 Рік тому

    Brother the plot and construction
    Loan amount will send which person
    seller or purchaser
    Plz...brother

    • @IntellectualSagar
      @IntellectualSagar  Рік тому +1

      Plot amount will be sent to selle and construction amount will be sent to contractor.

  • @indrajitpradhan3261
    @indrajitpradhan3261 Рік тому

    Wo tin Video Ka Link Do Apne bola tha

  • @ketanrana8083
    @ketanrana8083 2 роки тому

    Sir salary agar 25k around h toh kya home loan ke eligible hai

    • @IntellectualSagar
      @IntellectualSagar  2 роки тому

      Sir eligible to hai, but loan amount vary karega bank to bank.

  • @vjdstephen432
    @vjdstephen432 Рік тому

    Salary 22000/-. Loan amount 15000/-
    Period 15 years
    Is possible

  • @subhojitsubhojit2134
    @subhojitsubhojit2134 2 роки тому

    Income tax me rebate milega kya... Section 24

    • @IntellectualSagar
      @IntellectualSagar  2 роки тому

      Yes, but if construction completed in 5 years (may be). And after completion you can claim rebate in equat parts for interest charged in these 5 years.

    • @IntellectualSagar
      @IntellectualSagar  2 роки тому

      Home loan tax benefit 2021-22 | How to save tax on Affordable Housing Loan in Hindi
      ua-cam.com/video/ieVGn5RfwHY/v-deo.html

  • @anandhanarayanans5488
    @anandhanarayanans5488 Рік тому

    Sir, I got home + a construction loan. Loan amount 36 lakhs. In that for land purchase, I got 16 lakh and registration completed.
    Now, is there any period within which I have to start construction and start getting rest 20 lakhs. If yes. What would be the time period.
    If I hadn't started the construction in that time period, what problems would I face. Pls clarify

    • @IntellectualSagar
      @IntellectualSagar  Рік тому

      You have to complete construction within 2 years (generally). Otherwise there will be penalties from bank in form of increased rate of interest.

    • @WebseriesUniverse99
      @WebseriesUniverse99 6 місяців тому +1

      From which bank u have taken a loan

    • @rushikeswararaopolaki3602
      @rushikeswararaopolaki3602 17 днів тому

      Sir, remaining 20L when will be disbursed?

  • @Gk.with-bpkvs
    @Gk.with-bpkvs 2 роки тому

    अगर हम plot + construction लोन लेते है और हम मकान नही बनाना चाहे तो क्या कोई दिक्कत हमे हो सकती है।
    और अगर उस लोन को हम लोन लेने के 2-3 साल मे क्लियर करना चाहे पूरे पैसे देकर बैंक को तो क्या हम ऐसा कर सकते है
    कृपया उचित राय दीजिएगा।

    • @IntellectualSagar
      @IntellectualSagar  2 роки тому

      Sir, ye allowed nahi hai. Sirf plot lene ke liye kai banks loan deti hai, aap usse le sakte hai.

  • @AnandKumar-tg1en
    @AnandKumar-tg1en 9 місяців тому

    Loan dilane ka chargr lekar loan dila do dost

  • @guruvachangrampardhanpal3775
    @guruvachangrampardhanpal3775 11 місяців тому

    Total loan amount to charges m hi chla jayega 😂

  • @NishantKumar-lm6oj
    @NishantKumar-lm6oj Рік тому

    Sr....Mera plot 100 gaj h...2 room st banana Mei Kitna amount LG sakta h