@@JeffTeeples For sure, it's a retirement account, I'm part of the fire movement. Im pushing 40 and going to retire in a few years. I work full time and toss everything into it and drip all dividends, so I add about 50k a year into it. I no longer own individual stocks.
Thank you for watching! I like SCHD too. I do roll with some JEPI and JEPQ as part of my ‘cash flow’ positions. But for long term investments, which is 90% or so for me, I’m a mix between VGT / VOO / SCHD.
I own both. I’m retiring in 5-6 years. Buying SCHD at the top of a grossly inflated market probably not the best idea for people near retirement. Slowly rotating my profits in JEPI and JEPQ preparing for dividend-income. I do not want to sell stocks to produce income. Thanks. Great video. I did buy most of my JEPI at 52-53. Once I fully retire I will move more into Preferred stocks like JPM and DUK as long as they are paying 4%+.
Thanks Robert! That is a great plan. I need to make another video to address JEPQ, JEPI, and SCHD. People always chase yield, and I wanted to shed light on the dividend growth. However, JEPI and JEPQ are GREAT for cash flow and retirement. I want to explain that a little better. This isn’t the typical yield chase that gets people in trouble like a dying dividend stock with a high payout ratio.
ThanX Jeff...... Great comparison video of these ETF's..... I hold all three..... Working hard to build up my ETF's percentages as they are lower than my individual dividend stock holdings percentages... Thanks again...
Hey Lance, love that strategy. All 3 are great for different purposes. The nice thing is that JEPI and JEPQ give you coverage of holding a more conservative version of the S&P 500 and the NASDAQ-100. Both amazing indexes to be based around, and the extra flow of yield doesn't hurt. SCHD nice dividend growth to combine with them. Dividend growth is so underrated. Many people want yield NOW.
I’m allergic to selling shares in retirement. Not interested in being a bucket strategy guy. 2 years in to retirement with 50% VOO, 33% JEPQ, 15% JEPI. Only buying shares with funds I don’t use for expenses. Likely will end up 33% VOO, 33% JEPQ, 33% JEPI.
I know it may not have come out in this video, but I do like JEPI a lot. I have it and JEPQ in my portfolio, as part of what I consider my ‘cash equivalents’. I reinvest the dividends because I don’t need that cash now. It is along side my money market. They are very good at what they do and I think your portfolio is a great mix for cash flow now and long term sustainability.
Hey Humbert. Absolutely. There are always weird situations that could have something else happen depending on 'the type' of bear market. But as a general rule of thumb, JEPI and JEPQ will have a 'higher floor' than VOO and QQQ. They will see lower upside because they cap growth potential with call options. But, they will likely lose less money in a downswing *because* of those call options that are paying premium income even when the price falls (buyer never strikes, but still pays the JEPI / JEPQ for the contract). I think VOO and QQQ will have higher total returns long-term, because the market will 'generally go up' when we zoom out 20 years. But anything can happen in the next 1, 3, or even 5 years. The guaranteed cash-flow is nice!
![연배당 5000만원 파이어족, '배당주 끝판왕' SCHD 아닌 JEPI 배당주에 투자하는 이유 [배당실험실]](http://i.ytimg.com/vi/OlRv8UskXKo/mqdefault.jpg)
Spot on. I do 50% SCHD, 25% JEPI and 25% JEPQ, no regrets.
Thanks for the comment! That, my friend, is an income producing machine.
@@JeffTeeples Over 30k a year.
@@Particle_Ghost daaaaaamn, and that will only continue to grow. Nice!
@@JeffTeeples For sure, it's a retirement account, I'm part of the fire movement. Im pushing 40 and going to retire in a few years. I work full time and toss everything into it and drip all dividends, so I add about 50k a year into it. I no longer own individual stocks.
Thanks for the video. I've always been a fan of SCHD.
Thank you for watching! I like SCHD too. I do roll with some JEPI and JEPQ as part of my ‘cash flow’ positions. But for long term investments, which is 90% or so for me, I’m a mix between VGT / VOO / SCHD.
I own both. I’m retiring in 5-6 years. Buying SCHD at the top of a grossly inflated market probably not the best idea for people near retirement. Slowly rotating my profits in JEPI and JEPQ preparing for dividend-income. I do not want to sell stocks to produce income. Thanks. Great video. I did buy most of my JEPI at 52-53. Once I fully retire I will move more into Preferred stocks like JPM and DUK as long as they are paying 4%+.
Thanks Robert! That is a great plan. I need to make another video to address JEPQ, JEPI, and SCHD.
People always chase yield, and I wanted to shed light on the dividend growth. However, JEPI and JEPQ are GREAT for cash flow and retirement. I want to explain that a little better. This isn’t the typical yield chase that gets people in trouble like a dying dividend stock with a high payout ratio.
ThanX Jeff...... Great comparison video of these ETF's..... I hold all three..... Working hard to build up my ETF's percentages as they are lower than my individual dividend stock holdings percentages... Thanks again...
Hey Lance, love that strategy. All 3 are great for different purposes.
The nice thing is that JEPI and JEPQ give you coverage of holding a more conservative version of the S&P 500 and the NASDAQ-100. Both amazing indexes to be based around, and the extra flow of yield doesn't hurt.
SCHD nice dividend growth to combine with them. Dividend growth is so underrated. Many people want yield NOW.
I hold jepq and schd to have awesome diversity and dividend growth. 👍
Very nice! Get the short term yield along with the long term growth! Nice 1-2 punch.
Thanks for commenting!
I’m allergic to selling shares in retirement. Not interested in being a bucket strategy guy. 2 years in to retirement with 50% VOO, 33% JEPQ, 15% JEPI. Only buying shares with funds I don’t use for expenses. Likely will end up 33% VOO, 33% JEPQ, 33% JEPI.
Forgot 2% TSLY. Might go to 0 if trend continues though lol.
I know it may not have come out in this video, but I do like JEPI a lot. I have it and JEPQ in my portfolio, as part of what I consider my ‘cash equivalents’. I reinvest the dividends because I don’t need that cash now. It is along side my money market.
They are very good at what they do and I think your portfolio is a great mix for cash flow now and long term sustainability.
Haha, yeah.
@@JeffTeeples Lots of young folks buying JEPI. It’s almost a meme stock. I understand it will underperform and would only want as retiree.
@@unorthodocs1 definitely. I only have it as part of my 10% ‘cash’ position. 90% of my portfolio is VGT / VOO / SCHD. I’m considering QQQM as well.
Hello Jeff.... question about Jepi and Jepq.... is true that in a bear market is going to be better for jepi and jepq than voo and qqq?
Hey Humbert. Absolutely. There are always weird situations that could have something else happen depending on 'the type' of bear market. But as a general rule of thumb, JEPI and JEPQ will have a 'higher floor' than VOO and QQQ.
They will see lower upside because they cap growth potential with call options. But, they will likely lose less money in a downswing *because* of those call options that are paying premium income even when the price falls (buyer never strikes, but still pays the JEPI / JEPQ for the contract).
I think VOO and QQQ will have higher total returns long-term, because the market will 'generally go up' when we zoom out 20 years. But anything can happen in the next 1, 3, or even 5 years. The guaranteed cash-flow is nice!
Can you please compare jepi vs jepq ? thanks
Hey Atul, I like that idea. Will throw it on the future video list! Thanks!
Thanks
Of course. I plan to make an updated video to show more detail about JEPI and JEPQ in the near future.