Your Money or Your Life: Nine Steps to Transforming Your Relationship with Money

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  • Опубліковано 30 лис 2024

КОМЕНТАРІ • 100

  • @alexadnan1032
    @alexadnan1032 4 роки тому +136

    "I buy my freedom with my frugality every day, the less I spend the further my money goes, the more adventures I can have." GOLD

    • @breakfasttime8301
      @breakfasttime8301 2 роки тому

      The ability to buy food whenever I want is the best part for me in my frugal life

  • @karenwallace5855
    @karenwallace5855 5 років тому +120

    This book had a huge impact on my life. It shifted how I viewed trading my time for money and how I began to demand more value for value went I spent money. It inspired me to start saving and investing. My favorite, most memorable part of the book is "the crossover point". It opened my eyes to what was possible. I bought the book in the mid 90s and now less than 25 years later, I am financially independent at the age of 55.

    • @AndyTaylor9991
      @AndyTaylor9991 3 роки тому +4

      You just sold a book ;)

    • @lovher
      @lovher 3 роки тому +3

      Can u pls tell us how u applied her book ideas in practical?

    • @caffeineonmusic2276
      @caffeineonmusic2276 3 роки тому +1

      25 years later you're financially independent karen

    • @laughingheart3835
      @laughingheart3835 Рік тому +5

      Financial independence at 55, without social security is a huge achievement. Many people are working until the day they die.

  • @paulheffron4836
    @paulheffron4836 5 років тому +58

    This is something that should be taught in public schools.

    • @sofondadavis5028
      @sofondadavis5028 3 роки тому +4

      Should, but will NOT. Why?
      15:10 It doesn't help with encouraging consumerism or capitalism. Our training is for materialism 18:10.

    • @Mockduck2020
      @Mockduck2020 3 роки тому +2

      But then who would the corporations exploit?

  • @SimplyBeautiful516
    @SimplyBeautiful516 2 роки тому +12

    I read this book more than 15 years ago and it dramatically changed my mind and then my life. I am where I am today greatly due to these concepts.

  • @worthit2379
    @worthit2379 4 роки тому +50

    Since the day my son was born...I think of the price of purchases in terms of how many hours I have to be away from him/work in order to pay for it. Puts everything in perspective.

  • @ken_yap
    @ken_yap 4 роки тому +18

    Money is freedom and power.

  • @MadelineFarrell-rt5zg
    @MadelineFarrell-rt5zg Рік тому +4

    Thank you, everything you say is 💯true. All my life I looked for VALUE, and the less I buy, the MORE I have.

  • @thecommentmonster
    @thecommentmonster 5 років тому +16

    omg that guy who told her "India is a country" and she's like "yeah. i know. i'm a pretty smart lady. have you been listening?"

    • @shadestrider1033
      @shadestrider1033 4 роки тому

      She sounds like an Elder Scrolls Oblivion NPC, which is what most of us clicked on the video for.

    • @MILOESKOBAR20
      @MILOESKOBAR20 4 роки тому +11

      Erm no, she called Bhutan a state in India, which it is not! The guy was interjecting to tell her that it's a separate country not a state in India

  • @mikejarrells431
    @mikejarrells431 5 років тому +21

    Thank you for sharing your philosophy and techniques with the world! I've been financially independent for years now. Living the dream & trying to set a good example for others. ;-)

  • @PokeDude011
    @PokeDude011 5 років тому +20

    How to be an Oblivion Highway Man.

  • @MultiOutdoorman
    @MultiOutdoorman 6 років тому +13

    So in a nutshell,,, it means we should want what we have,,,not have what we want !

  • @MartianManHunter2258
    @MartianManHunter2258 5 років тому +31

    [Pay 100 gold]

    • @anandprahlad699
      @anandprahlad699 4 роки тому

      ;s91z6;|:🌊🌊☂️💨🌭🌭🥐🧀🥞🍉.|~🍚🥟🏉🍊🍋🍊🥙:.Xxxxzxo🎱🏀⚽️🍮

    • @shadestrider1033
      @shadestrider1033 4 роки тому +4

      You are smarter than you look.

    • @ethanpower381
      @ethanpower381 3 роки тому

      [Steal 100 gold]

  • @nessst.pierre2396
    @nessst.pierre2396 5 років тому +13

    ". . .take it. It's useless to me anyway."

  • @jeffminnesota7376
    @jeffminnesota7376 7 років тому +6

    Good book your money or your life....must read. Yeah the flow charts work to see your passive income growing on monthly chart....plus you find your lifestyle number for living.

  • @alisdar1234
    @alisdar1234 5 місяців тому

    An excellent lecture and lecturer!

  • @alexadnan1032
    @alexadnan1032 4 роки тому +9

    10:55 I like how she trolled Microsoft smartly lool

  • @shellyortiz1977
    @shellyortiz1977 7 років тому +10

    which i would have come across this many years ago but is never late then never...

  • @doug2731
    @doug2731 3 роки тому +4

    Hey lady, don't undervalue protecting my family jewels!

  • @alexadnan1032
    @alexadnan1032 4 роки тому +2

    Consumer Spending accounts for roughly 70 percent of U.S. economic growth -- that amount has increased considerably, from 59.5 percent of the economy in 1969 to 68.1 percent of GDP in the third quarter of 2019, according to the Federal Reserve Bank of St. Louis.

  • @praveendm
    @praveendm 5 років тому +7

    Good that there is a sign language person but it would be great if the video of that person also would be exposed for public audience who depend of sign language .

    • @tiddlywinks456
      @tiddlywinks456 Рік тому

      At least the closed captions work which may be useful.

  • @davidexperiment916
    @davidexperiment916 7 років тому +8

    great, this is more about simplicity and values about consume, than the money! love this

  • @lydetpidor
    @lydetpidor 6 років тому +8

    This is interesting. Thank to upload this video that is available for public!

  • @alberpajares4792
    @alberpajares4792 3 роки тому +1

    Convert your money in to your life: living for money..,

  • @brunodunshee8937
    @brunodunshee8937 7 місяців тому

    - The economy will survive , even if every one goes off grid , building their own shelters, growing their food and foraging! I think the engagiment with the Market should begin from that point of view! When we evaluate someting for the DIY point of view, the worth of it became more acurate!

  • @mightyoak11111
    @mightyoak11111 6 років тому +5

    Useful video. Underrated.

  • @mamonsin
    @mamonsin 6 років тому +6

    Your money or your life. -No, take it from me if you can!!-Easily done!

  • @josearrieta4522
    @josearrieta4522 7 років тому +7

    Never too late

  • @reeso7539
    @reeso7539 6 років тому +17

    I thought it was an Oblivion video...i got clickbaited

  • @isequalto_klasses
    @isequalto_klasses Рік тому

    Thanks...really good stuff 👍🏾

  • @chickee2551
    @chickee2551 6 років тому +5

    42:34 Boom!

  • @vexb637
    @vexb637 4 роки тому +7

    She looks like Mrs Doubtfire.

  • @GTMediaLLC
    @GTMediaLLC 5 років тому +2

    19:45 listening to her talk about buying got me excited rite there, lol, i needed to hear this 😫🤣🤣

  • @jazzrose1424
    @jazzrose1424 4 роки тому +2

    fantastic book

  • @thenvsacademy7927
    @thenvsacademy7927 7 років тому +4

    God protect her l became uneasy while she kept gasping in the course of her speech.

  • @MadelineFarrell-rt5zg
    @MadelineFarrell-rt5zg Рік тому

    The new Green Economy provides solutions, and a solution driven economy gives us sooooo much more value for what we buy.

  • @ShakespeerTube
    @ShakespeerTube 2 роки тому

    18:19 y 19:38 our lovely Kati says a dog is a thing. Stuff... What a cutie.bunch of values 😧

  • @tommyjones4783
    @tommyjones4783 7 років тому +7

    I read the book in 1993.mo

    • @Tictokshorts
      @Tictokshorts 4 роки тому +1

      Read the richest man in babylon.

  • @ubabank6363
    @ubabank6363 7 років тому +1

    nothing is late only cant feel even to exchang right the moment

  • @astarisborn9820
    @astarisborn9820 7 років тому +16

    The book is so much better!!! She is not as articulate as she came across in the book.

  • @RaffaellaIT
    @RaffaellaIT 6 років тому +6

    If adult people think that a SUV can malke them happy, there is a lot of work to do, since such people seem to be spoiled kids instead.

    • @gracegirl1000
      @gracegirl1000 4 роки тому +2

      raffaella paci it’s just an example she’s using... someone might think they need the suv for their family

  • @ClassicCanoes
    @ClassicCanoes 7 місяців тому

    When you look at every dollar as an employee you are there

  • @nr1785
    @nr1785 6 років тому +12

    What’s with the guy interrupting her in the middle of her talk, just to try and correct her and arrogantly prove he’s supposedly smarter than her. Wow. Misogynistic man threatened by a wise woman. Pathetic!

    • @mightyoak11111
      @mightyoak11111 6 років тому +4

      Speaker was correct that countries and states can be used interchangeably. Clear example is Israel. Its often called the state of Israel. Israel is also a country. Many other examples. He was splitting hairs.

    • @philmole1209
      @philmole1209 5 років тому +1

      The person interrupting was clearly an ignorant candy-ass who thinks "state" only has a definition within the United States and has to be a different kind of thing than a nation.

  • @veganvocalist4782
    @veganvocalist4782 7 місяців тому

    💛💛💛

  • @darkangelcloud7
    @darkangelcloud7 6 років тому +4

    Skyrim brought me here

  • @sandbar3000
    @sandbar3000 6 місяців тому

    $20 an hour in southern california in 2024?
    Please lady. We need $40 an hour! I gotta mba And they never gave me a chance. All these companies never gave me a chance and wanted me to start working for free and In a in a unpaid internship, when I got my degree in 2011. I was 36 or 35 years old when I got my master's degree and I couldn't just quit basic customer service job. That was pai $1k a month...
    there was no way there was no way. I can quit my job and go work for some company.... 65 miles away in los. Angeles...for free as an unpaid internship.
    I
    paid cash for my suv when I got an inheritance in 2018.no car note. 2018. Now 2024.

  • @slavash532
    @slavash532 3 роки тому

    Привет Дружище! Рад тебя видеть! Рад навестить твой потрясающий канал! Ты как всегда на высоте!! епп

  • @HiMySue
    @HiMySue 5 років тому +1

    I care about my life and my Friend and my Cat and dog If i care about my money i be like *ew your poor* soo i care about my life

  • @CrashManUltra
    @CrashManUltra 4 роки тому +2

    Wait this isn’t oblivion

    • @fade2962
      @fade2962 3 роки тому +2

      Never has been

  • @sandbar3000
    @sandbar3000 6 місяців тому

    This is great for ppl that live together and BOTH make $7k a month in 2024
    But in 2024? A home is $600k in california. I have an mba & all im being offered a job 21 an hour.
    I need $25 hour or 1k a week

  • @readingbug
    @readingbug 7 років тому +4

    The lady in the beginning Kim sounds like Gidget from Secret Life of Pets!

  • @newattnow
    @newattnow 6 років тому

    Great video!!

  • @bharatp1998
    @bharatp1998 7 років тому +1

    She's just reflecting back what everyone said

  • @sandbar3000
    @sandbar3000 6 місяців тому

    How can you go to work if you're not paid? Who's paying you the gas money to get to work?
    So I don't know how people expect to drive to work If They'Re Not Getting Some. Type of gas money to get there and if you're working from home, somebody better be paying your electric bill to be able to go on the internet and somebody better be paying your internet bill as well.

  • @jaggedlittlepill100
    @jaggedlittlepill100 6 років тому +12

    Well, she just said "I'm not talking about poverty, I'm talking about most normal people." Does she have any idea how many of us that leaves out? Because, you know, if you're living in poverty it must be because you're lazy and/or stupid. Great. No help or answers for some of us on how to get out of the trap we're in. We don't HAVE discretionary spending money. So I guess your 9 steps are just like every other "program" that's supposed to help. It helps people who already have money - big surprise.

    • @madgame1000
      @madgame1000 6 років тому +15

      jaggedlittlepill100 Wow, the way you speak so negatively. No wonder you're broke! Keep working on yourself and learning as much as you can daily to dig yourself out of whatever hole you're in. Hoping for the best for you!

    • @droptozro
      @droptozro 6 років тому +5

      Do you budget and track your money? Start there if you don't. If you need further help learn how---the internet is full of free resources to learn almost anything.

    • @effervescentrelief
      @effervescentrelief 6 років тому +10

      Doing well enough to watch this video and post. Cell phone? Unlimited data? Just saying. Try saving 5 a week. Start there.

    • @fraupauer916
      @fraupauer916 5 років тому

      Give it a try.... for most people living on a low budget Vicky' s words can be a blessing because they value their way of living.

  • @ethanpower381
    @ethanpower381 3 роки тому +1

    You're smarter than you look

    • @outlasted4148
      @outlasted4148 3 роки тому +1

      Take it, It's worthless to me anyway

  • @FirstNameLastName-wv2iz
    @FirstNameLastName-wv2iz 6 років тому +6

    *I WILL DRINK FROM YOUR SKULL*

  • @sencdaarvaarjemee205
    @sencdaarvaarjemee205 3 роки тому

    maybe start asking what is life. money is a storage of monetary energy.
    in gold we trust, in fiat currencies we lost, in bitcoin we'll blast !!
    Also, you can make more per hour. passive income even. she seems to be bound to x/hour.

  • @sandbar3000
    @sandbar3000 6 місяців тому +1

    Money is RENT

  • @curiousgeorge555
    @curiousgeorge555 7 років тому +2

    Prius gets better millage than the insight. Just sayin'. Like your vid!

    • @maximilionkristall1531
      @maximilionkristall1531 6 років тому +1

      curiousgeorge555 Prius gets better mileage than the new Honda Insight. The older Honda Insight gets way better mileage than any Prius since the beginning. She is correct that the Honda Insight is the highest mpg car ever produced. I agree with you, her video and book are awesome.

  • @sergeantmajor_gross
    @sergeantmajor_gross 6 років тому

    That's a nice head you have on your shoulders.

  • @ulfahl
    @ulfahl 5 років тому +4

    Another money guru. lol
    Take a bookkeeping course and stop watching commercials.
    Dieting - stop eating so much and move your butt.
    Life philosophy: KISS - Keep it Simple Stupid

  • @patriciadavidson3936
    @patriciadavidson3936 7 років тому +2

    I have to educate you guys in this room ? Does she kind sound snobby ? What you did not read my book ? You guys love G and A ?

  • @prettypurple7175
    @prettypurple7175 2 роки тому

    SO SAD////

  • @CatsAndGoodCoffee
    @CatsAndGoodCoffee 4 роки тому

    Ok Karen.

  • @mgtazco
    @mgtazco 5 років тому +1

    Everything went to the trash went started talking about environmental crisis. Omg. What a dumb point to talk about when talking about money 0 correlation. Thumbs down.

    • @yestohappiness2721
      @yestohappiness2721 5 років тому +9

      Apparently the 2-3min she talked about it made you stop watching. It is such a beautiful and heartfelt and fully human talk - there is so much depth in it - a wonderful gift to all of us! I recommend people to stick to it till the end. I am very grateful for the whole of it.

    • @raquelbeesley9885
      @raquelbeesley9885 5 років тому +16

      I disagree. There is a cost to consumerism, whether it be to you as a person or to the planet. Mindless consumption comes at a significant cost to our life energy and the environment. More is not better.