small correction (15:21) Small correction, What happened earlier in TCS, If you invested below 7L in the global markets, you dint pay any TCS But if you invested 8L, you paid 20% on 1L =0.2L as TCS Now this 7L limit has been increased to 10L which means, upto 10L no TCS but at 11L of investments outside, you will have to pay 20% of 1L which is 0.20L as TCS
Sharan if you earn 12.76 lakh then there is something called marginal benifit where you will no tax on 12.75 and rest 1000 rs will go on taxes.. that s not you guys have covered.
I'm retired at 47, went from Grace to Grace. This video here reminds me of my transformation from a nobody to good home, honest wife and 35k biweekly and a good daughter full of love
vaah, main to bas hairaan hoon ki kisee ne visheshagy shreematee moreen ka ullekh kiya, mainne socha tha ki main hee ekamaatr vyakti hoon jo unake saath vyaapaar kar raha hoon... unhonne mujhe vah vaapas paane mein madad kee jo mainne svayan vyaapaar karane ke prayaas mein kho diya tha.
*Excellent! I really do have a question. As a beginner interested in trading. How would you recommend we enter into trading ? I will greatly appreciate any suggestions*
I would suggest to reach out to Mavis. What impresses me most about Mavis is how well she accumulate profit for client's and explains basic concept of winning before actually trading for you. And letting you use her trade signals. And she will also teach you how to trade as she trade for you, and let you know when to enter and exit trade for maximum profit as she trade for you. This goes a long way to ensure winning trades.
I'm not shocked that Mavis name was mentioned. My portfolio currently changed from 50k to 179k most people remain poor only because friends and relatives discouraged and advise them against trading while the wise one kept trading and growing highly financially
what he started saying at 43:32 gets real the people like me who are gonna pay taxes or get away from the taxes in the name of business income and not paying STCG or LTCG will get hugely impacted its like paying taxes of 20% but when you file through business income you will be exempted and relatively taxed at slab rate. As these capital gains and special taxes doesn't come in deductions and exemptions. God save us. Investors who take it as business will be shattered.
Mr sharan you have the knack of asking questions with such clarity that you bring out the answers from others in a very simplified manner. A lot of other videos would simply say TCS tds changed however, you made sure to ask what is tds TCS and you went one more step ahead to ask for examples. This is called clarity
Thank you for the informative video...✊❤🔥I think BTC and ETH are more likely to test resistance when they rise and then come back. But as always, the situation changes every day and all we can do is act responsibly, monitor the markets and reassess our strategies regularly. I want to thank you, Dylan Oliver, for giving me a crypto education as I comfortably earned 6.7 BTC....
So its very imp to have some sort of animations to showcase numbers so that i get what your saying, watch thinkschool budget video, they have shown numbers and animations which helps me get it better way
TCS example mentioned is wrong- If you are investing 8 lakhs on Nvidia stocks then you are paying tax of 20% on 1 lakh which is above 7 lakhs and not for the complete 8 lakhs-Please get this corrected
Thanks for this wonderful discussion and great walk-through on individual income tax. I would like to see a more detailed discussion of how disposal income would impact the country's supply and demand and inflation.
Thanku so much sharan for a detailed yet to the point discussion and explanation of the budget ..really loved it and it was very interesting to hear ..also really liked nitesh's knowledge and explanation part
26:56 Can't believe you have become a popular finfluencer without even knowing how HRA deductions work. They won't simply deduct all the rent amount you have given in your investment declaration. Please get the basics right, man :)
Sir, if someone like him is becoming a financial influencer without knowing something like that, then it reflects poorly on us. Why dont knowledgeable people like yourself, who know everything, become a finfluencer? He may not know everything but at least he is trying to enlighten others & bringing in experts who can decode complexities of financial literacy. 🙏
The actual government capex will be 15.21 lakh crore for FY26 as the government will also be providing 4 lakh crore to the states which is not included in the government capex calculation.
Thank you Sharan and the guests. Another awesome coverage on another interesting topic. As usual it was great discussion with lot of value for everyone.
Correction: Just cause you pay 50K in monthly rent, doesn't mean you are eligible for 6L in HRA deduction. It depends on 3 items - lesser of the following 3 in fact: 1. HRA eligibility in the CTC breakup 2. Actual annual rent paid minus 10% of salary 3. 40% or 50% of basic salary (depending on whether its in a metro or non-metro city)
Yes for sure..they want our hard earned money at any cost... .I think only for senior citizens cap from 50k to 1 lakh increased for interest amount ..if we born in India we need to pay tax for each and everything..
Very good podcast. A small mistake observed is that , in the podcast it is said that DISCRETIONARY consumption means, the consumption which people cannot avoid, but it is the opposite actually. Discretionary consumption is which people at their choice consume, example buying a car.
The budget didn't address the high unemployment,inflation,reducing exports and increasing imports,falling exchange rates of rupee against major currencies
You are free to spend, save or invest however you think best. You wont be forced to buy property for the majority of the deductions from income tax. The bottom line is you have more money in your pocket if you were in these tax brackets before.
I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good stock recommendation on great performing stocks or Crypto will be appreciated....
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally.. What's your take on this approach? and How can i reach her, if you don't mind me asking??
The increase in income tax slab from 7 lakhs to 12 lakhs will benefit only about 1 crore people ,which is less than 1% of India's population,to give benefit to every Indian gst rates needs to be reduced even fuel taxes and toll taxes need reduction
You are correct that small amount of people pay income tax today, but over the next 50+ years as India develops and people make more money, the tax base will widen. Obviously when more people pay direct tax, they(voters) will have more power to tell govt how to spend that money then. Till then votes will be won with freebies and that's where the taxpayers money will be spent generally speaking. Talk to your CM of your state or constituency if you have more suggestions and are expecting results.
Andaman and Nicobar islands are under the control of the central government , there is no quasi federalism...with no power in local politics...no popular leader .... current LG and ias are damaging our islands ....plz sir make a video to bringing legislative assembly on Andaman🙏🏽#youtubersupports
Few critical Points missed... Govt should protect the employee. Social security and quality of life should be the agenda. Don't expect that a CEO or promoter earning 1000X than an employee will talk about employee benefits instead they will always crib about subsidies, capital infusion etc. It is always better to have (earning of Owner or CEO) /(earning of Employee) 10 Currently in many corporates this number is 500, 1000 times For e.g. In a company which advocates 90 hr. work week (earning of Owner or CEO) /(earning of Employee) >500
Absolutely,hard workers should be rewarded in this case.The rich are getting richer the poor are getting poorer and this L&T guy wants his employees to work 90hrs to make him rich first.Nobody cares about employees.
small correction (15:21)
Small correction,
What happened earlier in TCS,
If you invested below 7L in the global markets, you dint pay any TCS
But if you invested 8L, you paid 20% on 1L =0.2L as TCS
Now this 7L limit has been increased to 10L which means, upto 10L no TCS but at 11L of investments outside, you will have to pay 20% of 1L which is 0.20L as TCS
You fool don’t you know how hra exemption works?
Thanks
Sharan if you earn 12.76 lakh then there is something called marginal benifit where you will no tax on 12.75 and rest 1000 rs will go on taxes.. that s not you guys have covered.
Bhai, when you know you are not a tax expert then why confuse people just to pay your bills.
@@AageKyaKaru you really think he understands tax. He makes videos for views and not to share knowledge (because he doesn't have any)
I'm retired at 47, went from Grace to Grace. This video here reminds me of my transformation from a nobody to good home, honest wife and 35k biweekly and a good daughter full of love
vaah, main to bas hairaan hoon ki kisee ne visheshagy shreematee moreen ka ullekh kiya, mainne socha tha ki main hee ekamaatr vyakti hoon jo unake saath vyaapaar kar raha hoon... unhonne mujhe vah vaapas paane mein madad kee jo mainne svayan vyaapaar karane ke prayaas mein kho diya tha.
Sure! I will leave her info under this comment.
+170✅
19. .78✅
7.455✅
*Excellent! I really do have a question. As a beginner interested in trading. How would you recommend we enter into trading ? I will greatly appreciate any suggestions*
I would suggest to reach out to Mavis. What impresses me most about Mavis is how well she accumulate profit for client's and explains basic concept of winning before actually trading for you. And letting you use her trade signals. And she will also teach you how to trade as she trade for you, and let you know when to enter and exit trade for maximum profit as she trade for you. This goes a long way to ensure winning trades.
I'm really interested to reach out to Mavis so I can build wealth. How would beginners like me contact her
She mostly respond to client's faster on Telegrams, using the user name.
Mavis1312 that is her user-name
I'm not shocked that Mavis name was mentioned. My portfolio currently changed from 50k to 179k most people remain poor only because friends and relatives discouraged and advise them against trading while the wise one kept trading and growing highly financially
12.75 lakh is only the general income which will not be taxable. This was specified by the FM in her speech.
what he started saying at 43:32 gets real the people like me who are gonna pay taxes or get away from the taxes in the name of business income and not paying STCG or LTCG will get hugely impacted its like paying taxes of 20% but when you file through business income you will be exempted and relatively taxed at slab rate. As these capital gains and special taxes doesn't come in deductions and exemptions. God save us. Investors who take it as business will be shattered.
This is such a detailed conversation in a super simplified manner! Loved the overall aesthetics of the video too 🔥
Awesome Sharan... This video gave me a lot of insight on Tax
Mr sharan you have the knack of asking questions with such clarity that you bring out the answers from others in a very simplified manner. A lot of other videos would simply say TCS tds changed however, you made sure to ask what is tds TCS and you went one more step ahead to ask for examples. This is called clarity
thank you so much ❤
Crystal clear explanations! Thank you so much🙏
For who here after reel or short 9:16
I came looking for this. Thanks
God bless you brother ❤
Wonderful discussion ❤
Guests are very resourceful, experts in their field
Great video. Very helpful ❤
Thank you for the informative video...✊❤🔥I think BTC and ETH are more likely to test resistance when they rise and then come back. But as always, the situation changes every day and all we can do is act responsibly, monitor the markets and reassess our strategies regularly. I want to thank you, Dylan Oliver, for giving me a crypto education as I comfortably earned 6.7 BTC....
This is interesting. I have heard a lot about the same person lately. How can I contact him???
His profile is verified with a blue badge... ;(🚀🚀✊
He is active in Telegrams; (🚀✊✊
@DylanVsignal✊✊
Thanks for the info... I'll contact him as soon as possible. I also want to get good knowledge and stop losing. 🙏🙏👍
Best explanation of Budget
This video give me a lot of knowledge
Great explanation! Simple and clear.
Thanks man that was really great insights ✌🏽
Thanks a lot sharan 👏👏👏
Thank you for the informative video
great episode...thankyou
Greatly explained! Thanks a ton🎉
Could you pls make a video on the investments we can make under new tax regime ?
Thank u Mr Sharan learning much more about financial knowledge from your UA-cam channel
Thanks @financewithsharan best podcast till now on this year budget analysis
Very well explained!!
🎉Great simplified information guys
Very informative
I am your new subscriber 🎉
Anyone watching who is unemployed
So its very imp to have some sort of animations to showcase numbers so that i get what your saying, watch thinkschool budget video, they have shown numbers and animations which helps me get it better way
Congrats sharan for became a RIA 🎉❤
Hand on shoulder is a creative idea😅😂😂😂
TCS example mentioned is wrong- If you are investing 8 lakhs on Nvidia stocks then you are paying tax of 20% on 1 lakh which is above 7 lakhs and not for the complete 8 lakhs-Please get this corrected
added the correction in pinned comment. thank you :)
@@financewithsharan You fool don’t you know how hra exemption works?
Bro he is a human, not an Ai, though ai also makes mistakes@@karthiks846
Also there is a 5% TCS till 7 lakhs (till 10 lakhs in coming FY as per the budget).
@@financewithsharanyou recommend all kind of things and invest your company funds in FD …this is heights ….total waste of time
got a clarity.
Explanations of topics all are good and easy to understand but improve the camera angles and sound in a video
Very informative video and discussion. Thank you
Who can see the cameraman through the play button!!? lol
Binance infinity ETH bug right now
I just made a video to show that>
Bold scammer
Thanks for this wonderful discussion and great walk-through on individual income tax. I would like to see a more detailed discussion of how disposal income would impact the country's supply and demand and inflation.
Government should have also focused on the sectors like high school fees, and higher expenses in medical as per Indian are considered
Thanku so much sharan for a detailed yet to the point discussion and explanation of the budget ..really loved it and it was very interesting to hear ..also really liked nitesh's knowledge and explanation part
26:56 Can't believe you have become a popular finfluencer without even knowing how HRA deductions work. They won't simply deduct all the rent amount you have given in your investment declaration. Please get the basics right, man :)
Sir, if someone like him is becoming a financial influencer without knowing something like that, then it reflects poorly on us. Why dont knowledgeable people like yourself, who know everything, become a finfluencer? He may not know everything but at least he is trying to enlighten others & bringing in experts who can decode complexities of financial literacy. 🙏
@@myemperor4716 He is not trying to enlighten. He is making a C out of people who watch his content.
Audio is poor quality
Thank you for this video. But i expect better quality of audio and video from you Sharan.
Bro please make a Budget for your mic as well…..
Is TDS deducted when we get our dividend feom stock? Or we have to pay it later on?
Can u pls make a video on import export bussiness + tax in btw amazing video
Appreciated 👏
My man love your content but pls a mic would be nice
The actual government capex will be 15.21 lakh crore for FY26 as the government will also be providing 4 lakh crore to the states which is not included in the government capex calculation.
Why is the experts image not in the thumbnail?
The poor audio quality might be due to not using the regular RODE microphone
Agreed. But I appreciate the speed at which we are getting this quality of information. We expect better quality because Sharan is Gen Zs CNN
Fantastic discussion 🔥🔥🔥🔥
LTCG exemption of 1.25 lkh ??
Does it make sense to take 2-3L in VPF to save tax?
What about 80c and HRA benifit we use to get. If we add that are we really getting any benifit?
Thank you Sharan and the guests. Another awesome coverage on another interesting topic. As usual it was great discussion with lot of value for everyone.
23:35 time stamp for Old tax vs New tax regime. Thank me later
What you didn’t tell clearly is.. you still need to file taxes below 12 lacks. Government will return in back to your bank account in rebate..
5:31 - 6:04 editor?
Editor went into God Mode🤪
Bro start doing podcasts relevant to investment banking
9:39 Catch
Thank you for the great session. Was so easy to understand for someone who doesn’t have finance knowledge. Well done!
Correction: Just cause you pay 50K in monthly rent, doesn't mean you are eligible for 6L in HRA deduction. It depends on 3 items - lesser of the following 3 in fact:
1. HRA eligibility in the CTC breakup
2. Actual annual rent paid minus 10% of salary
3. 40% or 50% of basic salary (depending on whether its in a metro or non-metro city)
So you're saying that a housewife who earned ₹1 lakh through trading has to pay ₹20,000 in taxes? That’s completely misleading.
@Financewithsharan, I'm 30. Until you simplified i didn't get clarity on these stuff thank you
I have a question FD includes or not?
Yes for sure..they want our hard earned money at any cost...
.I think only for senior citizens cap from 50k to 1 lakh increased for interest amount ..if we born in India we need to pay tax for each and everything..
@ ohh yes you are right thank you so much🙏
Those who are in zero tax slab are also paying indirect TAX?
What about the people who earn more the 24.75 lakh. are there any changes for them ??
Underrated video guys!!!
Very good podcast. A small mistake observed is that , in the podcast it is said that DISCRETIONARY consumption means, the consumption which people cannot avoid, but it is the opposite actually. Discretionary consumption is which people at their choice consume, example buying a car.
+1
+1
28.10 The definition of discretionary and non discretionary is defined wrongly
28:10 Yes! Rightly pointed out.
13:33 1st April 2025? So I have to pay tax for fy 24-25 @ of 7.75 lakh tax free income tax or is it @ of 12.75 lakh tax free income tax??
Amazing discussed and explained.
The budget didn't address the high unemployment,inflation,reducing exports and increasing imports,falling exchange rates of rupee against major currencies
I think this budget is killing the savings culture and starting to build a consumer based so you can never come out of this matrix 😢😢
You are free to spend, save or invest however you think best. You wont be forced to buy property for the majority of the deductions from income tax. The bottom line is you have more money in your pocket if you were in these tax brackets before.
All in all the announcements were more of cosmetic will negligible on ground changes
Why didn't you use data presentation?
Kirtan is really a master,, market today was down bcz of the budget thing kirtan mentioned,. He is really good at this age
Brother can you make a video on GOLD Brother.
I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good stock recommendation on great performing stocks or Crypto will be appreciated....
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience.
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally.. What's your take on this approach? and How can i reach her, if you don't mind me asking??
Hi sharan. I have 2lakh rupees and 90 day it will be with me, where to put it for these period
If I want to buy a car, (above 10 lac).. shall I buy it after 31st March or before it? Which would be beneficial to me? Can anyone help me out
As long as you can afford it, buy anytime. The difference is small.
Very good.
"Thank you, @Financewithsharan, for simplifying the 2025 budget. Dividing it into chapters was especially insightful for me. 👏🏻👍🏻"
❤Thanks for your excellent explanation❤
glad you liked it
The increase in income tax slab from 7 lakhs to 12 lakhs will benefit only about 1 crore people ,which is less than 1% of India's population,to give benefit to every Indian gst rates needs to be reduced even fuel taxes and toll taxes need reduction
You are correct that small amount of people pay income tax today, but over the next 50+ years as India develops and people make more money, the tax base will widen. Obviously when more people pay direct tax, they(voters) will have more power to tell govt how to spend that money then. Till then votes will be won with freebies and that's where the taxpayers money will be spent generally speaking.
Talk to your CM of your state or constituency if you have more suggestions and are expecting results.
Can anyone tell who can choose Old regime instead of new regime and how much should be the deductions they can claim
Hlo bro i also think that this budget is good
If you ageree like
lovely stuff
Let's go XAI308K📈🙏💯
Plz 🙏 we need it in property hindi language
Why is the audio baddd
Less the background sound
Good morning bro
good morning
9:31
Andaman and Nicobar islands are under the control of the central government , there is no quasi federalism...with no power in local politics...no popular leader .... current LG and ias are damaging our islands ....plz sir make a video to bringing legislative assembly on Andaman🙏🏽#youtubersupports
If government doesn't spend, it will incentives private companies
What about marginal benifit 13:10
Few critical Points missed...
Govt should protect the employee. Social security and quality of life should be the agenda.
Don't expect that a CEO or promoter earning 1000X than an employee will talk about employee benefits instead they will always crib about subsidies, capital infusion etc.
It is always better to have
(earning of Owner or CEO) /(earning of Employee) 10
Currently in many corporates this number is 500, 1000 times
For e.g. In a company which advocates 90 hr. work week
(earning of Owner or CEO) /(earning of Employee) >500
Absolutely,hard workers should be rewarded in this case.The rich are getting richer the poor are getting poorer and this L&T guy wants his employees to work 90hrs to make him rich first.Nobody cares about employees.