Hey Besties!!! Welcome to my 1st video of 2025! I am sharing my Payday Routine where I am completing a Zero Based Budget for beginners. Please share this with someone who may need or give yourself a refresher...I am also sharing my very 1st budget book at the end of this video...I hope that you enjoy! 💎
Thank God for you I'm 17 years old and I learned how to save so much money because of your channel you help me a lot my mom couldn't teach me this but God bless me to find your channel and I love it. Now I'm not gonna lie I get jealous when you say hey to ladies and leave us guys out, I'm just joking thanks for everything.
Your parents are supposed to be teaching you. My parents didn't. My teachers did a bit but it wasn't until my husband , whose parents taught him, where I really learned. But I'm happy that you're actually starting young.
Yes yes Bestie do a vid of the separating the money because I’m the opposite I have my sinking funds in separate checking accounts and saving challenges in cash
Love your videos❤ I'm a slow learner 😊 at 63 years old lol. I never budget before but at this stage in my life I need to learn how to manage money. Yes can you dedicate a video to organizing my finances please. Thank you ! You rock!
I started with a notebook and colored pens when i started then i found free printables and just created my own binder. I use to budget weekly now im biweekly and struggling a little. But ive been watching your page and others who budgets biweekly and I have found some nice treasure tips. So thank u
Because of you, I am participating in the January essentials only challenge and the save $1,000 challenge. Because I quit smoking, I will save $2000 per year.
I just made a budget binder because I didn't want to spend money I can save. Printed everything at a local library it's free. I'm so ready!!! TREASURESSS!!!
I use a 3 subject notebook that I decorated with different affirmations. I also use different color pens and highlighters. It makes everything so easy and pretty.
I am a seasoned budget planner but but but I love your channel and the information you share is valuable. Thank you for being transparent. And having a no judgement zone. I’m always learning something new from you. ❤❤❤❤
Treasure 💎 You are such a blessing. Would love to see that breakdown video. This is kingdom work! We have to be able to be good stewards of what God has give us.
I use a calendar white board instead of a paper calendar to keep track of paydays, etc. I use a Columnar Pad to list all our bills and a 1 Subject Notebook to list daily expenses. We had these in our closet, probably for a few years, and are now using them. We try to re-purpose stuff we already have.
I also have a 3 ring binder. I just got budget planner paper in etsy and its working great. I will be saving my money this year for a actually planner 😊
I appreciate you sharing your first binder. I'm was trying to figure out a DIY version and this will definitely work for me. Staying disciplined is my biggest hurdle, THIS is the year for accountability. I owe it to myself. Thank you for the words of advice.💠
thank you for sharing another inspirational video. l started my 100 envelope challege last year but not near done. Im going to keep it up and build my treasure box 😊 I going to use my montly planner to help me thru my new found journey. Thank you again 💓
Happy New Year! 🎉New subscriber here!! I’m so glad I found your channel! This is exactly what I need for 2025. Thank you so much for sharing your knowledge. I’m doing the no spend challenge and hope to develop better spending habits. ⭐️Treasures 💛
I have to use a pen and paper because I forgot to purchase my Happy Planner 😳😆. Thanks for the great tips, Jaz. I will make adjustments to my budget upon receiving my first paycheck next week.
This is an excellent overview of budgeting. Probably the best I've watched. Very clear and concise. My only question is why you wouldn't list minimum debt payments as part of your bills. I also use side hustle money to make extra payments to pay down debt, but I make sure the minimum payments are automatically paid from my bill account . Maybe you can go into that in another video?
Thank you! Great question...I actually do include my minimum payments in my budget. I believe in this paycheck budget I did not have any debt payments due with the exception of my "gas" payment which I pay off on a credit card. I will have a minimum payment due next budget
Hey bestie!! I love seeing the growth!! I remember starting with just a notebook and going through the Erin Condrens and stickers ppl were selling!! Now I'm digital and love to look back on how far I've come! It's truly a journey Tresurer!!
Treasure. Such a great video for the start of the year, zero based budgeting is a great tool to get finances in order. I also enjoyed the videos on getting one month ahead on bills.
♦️💎 for Christmas 2024 i purchased Budget Mom's workbook and cash envelope binders for 5 of our grown kids ( i have 3, hubby 7) to help teach them to be better with their money. I also been sharing your videos. 😊
Question for Budget Treasures and the Community.. I love the happy planner with the removable pages but unfortunately I got a spiral one for my first wack at this.. Do y'all save your flow sheets for the past years? What do you use to keep past years together? Do you just buy more of the rings? Seems like the spiral one will be good for storing after the end of the year, but the removable pages are fabulous. I'm torn..
I absolutely love your videos! You have helped me and hubby get on track with budgeting the right way! God bless you! Can you share where you purchased the cute gym clip from? She’s so cute 💎💎💎
When you go shopping and you're at the checkout what do you do with the money that is leftover? Do you replace it back into the toiletries folder or wherever the funds came from?
Day four no money spent I almost got shoes yesterday and matcha 🍵 but it was late in the afternoon to drink matcha and I told myself that I didn’t need new shoes,because I have some type of shoes in two pairs. So 45 euros was saved 😂.
I wanted the Budget Mom bill tracker you use but when I bought the pdf it didn’t have it. I emailed support and with the password I found it in BP Central and was able to print it.
Hey Besties!!! Welcome to my 1st video of 2025! I am sharing my Payday Routine where I am completing a Zero Based Budget for beginners. Please share this with someone who may need or give yourself a refresher...I am also sharing my very 1st budget book at the end of this video...I hope that you enjoy! 💎
Thank God for you I'm 17 years old and I learned how to save so much money because of your channel you help me a lot my mom couldn't teach me this but God bless me to find your channel and I love it. Now I'm not gonna lie I get jealous when you say hey to ladies and leave us guys out, I'm just joking thanks for everything.
Your parents are supposed to be teaching you. My parents didn't. My teachers did a bit but it wasn't until my husband , whose parents taught him, where I really learned. But I'm happy that you're actually starting young.
Yes yes Bestie do a vid of the separating the money because I’m the opposite I have my sinking funds in separate checking accounts and saving challenges in cash
💎💎💎💎💎💎💎
Love this for you❤ keep going “sir” ☺️
Treasures. Your first Budget Binder will be my starting point. Nothing fancy over here YET. It's coming. I am going to be "great".
Yes you are!
Love your videos❤ I'm a slow learner 😊 at 63 years old lol. I never budget before but at this stage in my life I need to learn how to manage money. Yes can you dedicate a video to organizing my finances please. Thank you ! You rock!
I started with a notebook and colored pens when i started then i found free printables and just created my own binder. I use to budget weekly now im biweekly and struggling a little. But ive been watching your page and others who budgets biweekly and I have found some nice treasure tips. So thank u
I am glad that you have found great tips...It will be very easy soon...
Because of you, I am participating in the January essentials only challenge and the save $1,000 challenge. Because I quit smoking, I will save $2000 per year.
Amazing!!! I love this for you!!
💎 It’s great you kept your original budget binder to see your progress. 🎉
Right...
I just made a budget binder because I didn't want to spend money I can save. Printed everything at a local library it's free. I'm so ready!!! TREASURESSS!!!
I use a 3 subject notebook that I decorated with different affirmations. I also use different color pens and highlighters. It makes everything so easy and pretty.
I am a seasoned budget planner but but but I love your channel and the information you share is valuable. Thank you for being transparent. And having a no judgement zone. I’m always learning something new from you. ❤❤❤❤
Treasure 💎 You are such a blessing. Would love to see that breakdown video. This is kingdom work! We have to be able to be good stewards of what God has give us.
Got curious after hearing about book titled Guarded Laws of Money Manifestation, and now I’m hooked. Such a good find
🔷. Thanks Bestie! I'm a paper and pen girl myself, real low maintainace, it's my vibe.
Love the budget binder. It reminds me of a time when budgeting was so simple. ☺️ Awesome video! 💎
I use a calendar white board instead of a paper calendar to keep track of paydays, etc. I use a Columnar Pad to list all our bills and a 1 Subject Notebook to list daily expenses. We had these in our closet, probably for a few years, and are now using them. We try to re-purpose stuff we already have.
Yes, please create a video on, "How to organize my money." Tx
Gotcha!
You are truly inspirational Woman of God❤ Treasures ❤
I also have a 3 ring binder. I just got budget planner paper in etsy and its working great. I will be saving my money this year for a actually planner 😊
I appreciate you sharing your first binder. I'm was trying to figure out a DIY version and this will definitely work for me. Staying disciplined is my biggest hurdle, THIS is the year for accountability. I owe it to myself. Thank you for the words of advice.💠
You for sure owe it to yourself 🥰
You are a true Treasure. I'm happy I came across your page.🐃
Thank you for being here!!
thank you for sharing another inspirational video. l started my 100 envelope challege last year but not near done. Im going to keep it up and build my treasure box 😊
I going to use my montly planner to help me thru my new found journey. Thank you again 💓
Absolutely! I am so proud of you! Keep up the good job!
New year! Bless you bestie. You’ve helped many so many ways, you have know idea. Thank you for all the helpful content! ❤
Happy New Years!!! I am glad that the content has been a big help...I will for sure keep it up
We need the money organization detailed video. PLEASE
Coming right up...The next video
Thank you for your transparency! Your channel is very refreshing 💎💎💎
Thank you!!🙏🏽
Happy New Year! 🎉New subscriber here!! I’m so glad I found your channel! This is exactly what I need for 2025. Thank you so much for sharing your knowledge. I’m doing the no spend challenge and hope to develop better spending habits.
⭐️Treasures 💛
I am glad that you are here ❤️ I know you will conquer this money thing! I am rooting for you!!
I have to use a pen and paper because I forgot to purchase my Happy Planner 😳😆. Thanks for the great tips, Jaz. I will make adjustments to my budget upon receiving my first paycheck next week.
Treasure...Watching you have change my feeling about money/saving and budgeting ❤
Amen!!! I love to hear this!!
Treasures! Made it to the end and found every minute to be very informative. Thank you 😊
Thank you Bestie!! 🫶🏾
This is an excellent overview of budgeting. Probably the best I've watched. Very clear and concise. My only question is why you wouldn't list minimum debt payments as part of your bills. I also use side hustle money to make extra payments to pay down debt, but I make sure the minimum payments are automatically paid from my bill account . Maybe you can go into that in another video?
Thank you! Great question...I actually do include my minimum payments in my budget. I believe in this paycheck budget I did not have any debt payments due with the exception of my "gas" payment which I pay off on a credit card. I will have a minimum payment due next budget
Hey bestie!! I love seeing the growth!! I remember starting with just a notebook and going through the Erin Condrens and stickers ppl were selling!! Now I'm digital and love to look back on how far I've come! It's truly a journey Tresurer!!
Truly a journey!!!!! Thank you sooo much for being here with me this long! I appreciate you!!!
Treasure. Such a great video for the start of the year, zero based budgeting is a great tool to get finances in order. I also enjoyed the videos on getting one month ahead on bills.
Thank you!
Paper and pencil.
♦️💎 for Christmas 2024 i purchased Budget Mom's workbook and cash envelope binders for 5 of our grown kids ( i have 3, hubby 7) to help teach them to be better with their money. I also been sharing your videos. 😊
Thank you so much for sharing! Those are some great Christmas gifs. I am sure that they really appreciated that
Treasures. Another GREAT video! Nothing particular to add, just gonna make this algorithm WORK!
Thank you soooo much! 🙏🏽🙏🏽🙏🏽
You are a TREASURE! 😊❤
Treasures❤ I have really been enjoying your videos. I have learn a lot and I just want to say thank you
Thank you sooo much!
Definitely want to see the money organization video!
coming right up...Sunday's Video ☺
I was able to follow along and get my to my Zero Base 💎
Great video and budget breakdown!!!
Thank you for watching 🫶🏾
I love the video. I am trying my best to stick to a no spend month, but I will be happy if I can at least do a low spend month. 💎
I am rooting for you...I hope that you can do the No Spend...A low spend is also good
Question for Budget Treasures and the Community.. I love the happy planner with the removable pages but unfortunately I got a spiral one for my first wack at this.. Do y'all save your flow sheets for the past years? What do you use to keep past years together? Do you just buy more of the rings? Seems like the spiral one will be good for storing after the end of the year, but the removable pages are fabulous. I'm torn..
I love the erasable pens you used to use! Those have made my budget colorful! And I can easily fix my mistakes 😂 Treasures! 💵 Peace of mind!!
Oh yes...I did use those! Thank you so much for being and original GEM! LOL. We were GEMs before we were Besties...
I like the idea of paying bills on the day you get paid😊
It works well!
🎉Time to put all this info to use,Action🔷️
💎 TREASURES !!! Great video bestie
Thank you Bestie 🫶🏾
👑💎💰🪙🔹️Thank you again for the inspiration, bestie!!🎉❤
I absolutely love your videos! You have helped me and hubby get on track with budgeting the right way! God bless you!
Can you share where you purchased the cute gym clip from? She’s so cute
💎💎💎
Happy New years 🎉🎉🎉
Treasure !!!!!!!!!!!😊😊😊😊😊
Thank you for watching!!
Love your detailed videos. Love ur love for god
Thank you 🥰
Please drop a video on organizing accounts. That would be helpful. Thank you
Coming right up. The next video drop
🙌treasure- be blessed🙏
Thank you for watching 🥰💎
Awesome class!
Thank you!
💎Thank you 😊 nice refresher never hurt ❤
☺️
So are you going to just wait until your supplement pay to budget moving forward and combine it with the unemployment?
Very helpful strategy!
💎 Thank you ❤❤❤
Treasures 🎉🎊💎🙌🏾🙌🏾🙌🏾
Thank you for watching 🥰💎
Treasures 🎉 HAPPY NEW YEAR 🎉
Happy New Year!
Yes bestie I need that video on how to spend the money😂
Treasure 🤑 💰💎
Thank you for watching ❤️
Treasure- thank you
those are the best pens in the world!!
Yes they are!
Love from Barbados 🇧🇧 🤎
Heyyyyy Now!!! Thank you for watching! I hope this video is helpful
Thank you for sharing details
You're welcome 🥰
Treasure 💎
Thank you for watching ❤️
When you go shopping and you're at the checkout what do you do with the money that is leftover? Do you replace it back into the toiletries folder or wherever the funds came from?
Treasures!😊😊
Thank you for watching ❤️
video yes please!
Thank you for watching 🥰💎
Thank you for the video
Thank you for watching 🥰💎
Treasure 👜 💍💎
Thank you for watching 🥰💎
I would love to see a money organization video.
Coming right up...tomorrow ☺
Treasures!
Hi, bestie I remember that folder
Heyyyyy an OG!!!!!
#Treasures. Fell off but I'm back at it again ❤
It's okay. The good thing is that you are back on it
Treasure 💰
Treasures 🤑
Would love to see the video organizing money!
Coming right up tomorrow...Sunday's video
Great video
Thank you!
Happy that I found your channel. Do you use basic printer paper for your workbook or a heavier one?
I am happy that you are here as well...Yes, I am using regular printer paper
Treasures!!
Thank you for watching ❤️
Treasures
Thank you for watching ❤️
🎉treasure
Thank you for watching 🥰💎
Day four no money spent I almost got shoes yesterday and matcha 🍵 but it was late in the afternoon to drink matcha and I told myself that I didn’t need new shoes,because I have some type of shoes in two pairs.
So 45 euros was saved 😂.
NICE!!!! I love this! You fought the urge and saved money!!
@@BudgetTreasures
Yes 🙌
Treasurers💍🙏🏽💞
Thank you for watching ❤️
Treasures❤
I can’t find the dairy with the paper that is removable like yours, can anyone tell me where or how to get the removable pages 😅
It’s regular paper and she uses the happy planner whole puncher instead of an average whole puncher
❤
💎💎
How did you get this angle/ or tripod did you use?
💎
Thank you for watching ❤️
Treasure 🙂
Money organizing video, please! 🙏 🙏 🙏
Coming right up! In Sunday's video
Where did you get the cute paper clips?
I got some of them from Temu
🍀
Thank you for watching 🥰💎
diamond💠
Hi bestie l am waiting on the bill tracker sheet 😊
OMG. I’m sorry Bestie. Did you DM me on IG?
@ l have your budget treasure email l will reach out. I am not on any social media platforms😊
I wanted the Budget Mom bill tracker you use but when I bought the pdf it didn’t have it. I emailed support and with the password I found it in BP Central and was able to print it.
I am glad that you were able to find it...
🏆🏆🏆💠💠💠💠💠 great video Besite 😘
Thank you for watching ❤️
treasures
Thank you for watching ❤️