Saving over $18,000! | Sinking Funds Update | Cash Unstuffing | Bill Exchange | December 2021

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  • Опубліковано 5 вер 2024
  • Saving over $18,000! | Bill Exchange | Sinking Funds Update | How Much Did I Save 2021 | Cash Unstuffing | December 2021
    Aloha everyone! In this video I will be giving you my December 2021 and Year End Sinking Funds Update! I will be counting how much I saved in my Sinking Funds, do a bill exchange and unstuff some of my sinking funds envelopes! This will be my last video of 2021! See you all In 2022!! 🥂🍾🎆 HAPPY NEW YEAR!
    EDIT**Thanks for stopping by everyone! This will be my last video of 2021! I hope you all have an amazing New Year’s!!
    I saved a total of $18,641 in 2021!
    (I wrote it down wrong on paper, mixed up the 4 and 6 🤦🏻‍♀️ lol)
    Living in Hawai‘i as a wife, mom of two, and homeowner on a low income, I am trying to have my family save money and pay off debts using the cash envelope system!
    Disclaimer: I am not a financial advisor, this is simply what works for me and my family and how I like to budget.
    Enjoy and Mahalo for watching! 🤙🏽
    Get my Savings Challenges here!
    My Etsy Shop:
    BrenzBudgetsShop
    etsy.me/3rkVlfR
    ***************************************************
    Videos to Watch:
    •Link to my Elevated Life Co Workbook Duo Unboxing:
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    •Link to my last cash stuffing video:
    • Cash Envelope Stuffing...
    •Link to my November 2021 Sinking Funds Update:
    • Bill Exchange! | Sinki...
    ***************************************************
    •About Me:
    ✨Born and raised in Hawai‘i ☀️
    ✨Married to my husband for 10 years 💍
    ✨Two wonderful children 👧🏻👦🏻
    ✨Work full time and trying to save money using the cash envelope system! 💵
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    ✉️Mini Cash Envelopes are from:
    Briana Life & Budgets:
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    ✉️Zipper Envelopes are from
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    ✉️ Pineapple Envelopes are from:
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    ✉️Savings Challenge Envelopes are from:
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    These links are affiliate links and I will earn a small amount of commission when you use the affiliate links to purchase the items. This is at no extra cost to you when you use my links to purchase the items. It’s just another way to support me and my channel. Thank you!
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КОМЕНТАРІ • 186

  • @BudgetWithBrenz
    @BudgetWithBrenz  2 роки тому +32

    Thanks for stopping by everyone! This will be my last video of 2021! I hope you all have an amazing New Year’s!!
    I saved a total of $18,641 in 2021!
    (I wrote it down wrong on paper, mixed up the 4 and 6 🤦🏻‍♀️ lol)

  • @SallyFunakoshi
    @SallyFunakoshi 2 роки тому +44

    Now this has got to feel great to un-stuff those envelopes and reflect on your savings accomplishments!! Consistency is such a key value in almost everything in life. When it comes to finances, that’s a different level of accomplishment ESPECIALLY when you live on Hawai’i! Congratulations Brenda!

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +3

      Yes exactly! Thank you so much Sally!! I appreciate you always ☺️♥️

  • @angels_aura3016
    @angels_aura3016 2 роки тому +4

    Just discovered your channel and I’m so excited!!! Started cash stuffing today ✨💸 I’ve realized paying yourself should always come first!!

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому

      Thank you for being here! ☺️

    • @elijahjohnson4491
      @elijahjohnson4491 Рік тому

      I agree, someone told me that everytime I get paid I should pay myself which has helped tremendously.

  • @kellynewton1609
    @kellynewton1609 2 роки тому +15

    Wowwwwwwww congratulations! That’s an amazing savings. This system truly does work. So happy for you. And your kids are going to be so blessed when they are old enough to see their savings!!!

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      Yes! I am so happy I was able to save this much! Thank you for watching! ☺️♥️

  • @nailtech_onabudget623
    @nailtech_onabudget623 2 роки тому +9

    I can't imagine how great it feels to put that much into the bank!! Congrats babes and happy new year!! ❤️

  • @BudgetsWithBess
    @BudgetsWithBess 2 роки тому +14

    Girl!!!! This is an inspiration and motivation to so many of us! Can’t believe how much you’ve been able to save. You are definitely working so hard. Can’t wait o see how this grows next year too! Great job 💕

  • @theresa2892
    @theresa2892 2 роки тому +7

    Awesome that you have been able to save that amount . Shows us all that every little bit adds up .
    Looking forward to seeing all your savings grow even more this new year .😊

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      Yes exactly! No amount is too little. Thank you for watching!! ☺️♥️

  • @BrianaBudgets
    @BrianaBudgets 2 роки тому +5

    That is so amazing!!! Congratulations on such a fruitful year, I hope next year is just as awesome if not even better.☺️🙌🏼

  • @trinahorton8839
    @trinahorton8839 2 роки тому +1

    Congrats! I hear how proud you are in your voice and you should be! You are an inspiration!

  • @MoneywithGab
    @MoneywithGab 2 роки тому +3

    Brenz girl you have come sooooo far!! Great job! 🤗🤗🤗

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      Thank you Gab!! I appreciate you ☺️♥️

  • @user-yk4vl3gx1h
    @user-yk4vl3gx1h 11 місяців тому

    Girl the way you count blows my mind. How do you think so fast lol!!!

  • @AshleyBudgets
    @AshleyBudgets 2 роки тому +1

    Amazing savings for 2021 Brenda! 🤗💕 Wow, you’re killing it 🥳🥳🥳 That stack at the end was super satisfying and thick 🤑

  • @nursejenna09
    @nursejenna09 2 роки тому

    I’ve just found your videos. Im going to watch them all because I want to start this!

  • @ashlyncaldwell5030
    @ashlyncaldwell5030 2 роки тому +1

    Yes!! So excited for this video!!

  • @allthingsnisha
    @allthingsnisha 2 роки тому +1

    OMG congratulations Brenda, that is amazing!!

  • @kifitnessjourney1484
    @kifitnessjourney1484 2 роки тому +1

    Amazing job! Can’t wait to see your cash stuffings for next year! 💙

  • @Pursuit_Of_A_Homestead
    @Pursuit_Of_A_Homestead 2 роки тому +2

    Wow!! You’re doing the dang thing, girl!! 🥳🙌🏽🥂

  • @msaprilmay2u
    @msaprilmay2u 2 роки тому

    That’s awesome! Congratulations 🎊🍾🎉

  • @mrstrinimarine4life714
    @mrstrinimarine4life714 2 роки тому

    Hi Brenz! I’ve missed your videos, I have had a lot going on but I’m back.

  • @reelroyals3222
    @reelroyals3222 2 роки тому +1

    wowzers!!! I was way off! So happy for you and your family!

  • @msfancypants_tay5840
    @msfancypants_tay5840 2 роки тому +1

    Yes Sis that’s amazing! 🤗 can’t wait to see how much you save next year.

  • @MegaBabycakes1234
    @MegaBabycakes1234 2 роки тому +1

    Your saving is amazing!!! You are doing a great job so continue to strive for the best!,

  • @phionahvivian918
    @phionahvivian918 2 роки тому +2

    I wanna know how long can 100dollars last in an envelop..

  • @rachelmanuel6141
    @rachelmanuel6141 2 роки тому +1

    Congratulations 🍾 that’s so great I can’t wait to see your system for next year. I’m about to start my UA-cam channel as well and I have learned a lot from you so thank you soooooo much.

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      Yay excited for you! Thanks for watching ☺️♥️

  • @cSADIEp
    @cSADIEp 2 роки тому

    Wow, Sis! Awesome unstuffing! Can't wait to see what you accomplish in 2022!! ❤

  • @mojosmoney
    @mojosmoney 2 роки тому +1

    Your savings amount is impressive! This is a great inspiration for your viewers for next year!

  • @SWEET1ON1
    @SWEET1ON1 2 роки тому

    That’s great! I’m just getting started and can’t wait to save that amount or whatever amount I’m blessed to acquire! Love the videos

  • @ForeverSmashley
    @ForeverSmashley 2 роки тому +2

    So awesome! Great savings! Idk if you stated this before or if you’re not ok with sharing, I understand, but what do you do for work?

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +2

      Thank you so much! ☺️ I’m a supervisor/trainer for a customer service company 😊

  • @shrimpeatah
    @shrimpeatah 2 роки тому +1

    Wow that's awesome! Another great video!

  • @caitlinmariebudgets99
    @caitlinmariebudgets99 2 роки тому +1

    That’s amazing savings! Great job Brenz!! Have a great New Years!

  • @joy6742
    @joy6742 2 роки тому

    That is so humbling.😊 you did fantastic! Keep up the great work!!

  • @budgetwithkas6204
    @budgetwithkas6204 2 роки тому

    Great job saving. I can’t wait for the day I have that much in my envelopes

  • @xxMissPreciousxx
    @xxMissPreciousxx 2 роки тому +1

    Literally goals!!!! 🙌
    So awesome girl! ❤️

  • @Goldenrodbudgets
    @Goldenrodbudgets 2 роки тому

    Hey Girl!! You saved so much!! Cant wait to watch you crush it in 22!!!! Have a great New year!

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      Thank you so much!! Have a Happy New Year too!! 🍾🎆

  • @sarahmorris6860
    @sarahmorris6860 2 роки тому

    Amazing! Congratulations. I need to get more dedicated

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      Thank you!! It really all does add up! ☺️

  • @ashlyncaldwell5030
    @ashlyncaldwell5030 2 роки тому

    Can’t believe I’m so early!! First 20 minutes of posting!!

  • @mszoewise2
    @mszoewise2 2 роки тому +1

    Great video! Please explain the next step as far as what accounts are you putting that money in or is it all one account...thanks...Happy New Year!

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +2

      My kid’s money goes into their bank account, my savings money will go into my “no touch” savings account, my debt money and mortgage money will go straight to making a principal payment and the other misc money is going into a bucket account where I can separate different categories. I also keep track on a notebook I use as a register to see which money is for which category so I know when to use it if needed. ☺️ Hope this helps? Happy New Year!!! 🎆☺️

    • @mszoewise2
      @mszoewise2 2 роки тому

      @@BudgetWithBrenz yes ma’am it does help. Thanks again for your time ❤️

  • @BudgetByTheBag
    @BudgetByTheBag 2 роки тому

    💙 Wow...$18K! That's amazing Brenz! Great job! 💙

  • @HoloHoloAdventures
    @HoloHoloAdventures 2 роки тому

    That’s a lot of money saved! Great job mama.

  • @budgetwithjosie
    @budgetwithjosie 2 роки тому

    You did an awesome job on saving! Happy new year! 🥳😊❤️

  • @LifeWithTheChounardSix
    @LifeWithTheChounardSix 2 роки тому

    That's a great amount to have saved in 2021. Great job. Happy new year

  • @Mia_044
    @Mia_044 2 роки тому +1

    Good for you! Very motivational.

  • @FinancialFreedomMadeSimple
    @FinancialFreedomMadeSimple 2 роки тому

    Wow! Congratulations Brenz. That's a lot! Happy New Year!

  • @terrynorman1222
    @terrynorman1222 2 роки тому

    What a great savings for the ye👏🏽👏🏽👏🏽👏🏽🙌🏽🙌🏽🙌🏽🙌🏽💪🏾💪🏾💪🏾!!! I pray 2022 is just as prosperous if not more🙏🏾🙏🏾🙏🏾🙏🏾🙏🏾!! HAPPY NEW YEAR!! BLESSINGS!!!

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      Thank you so much!! Happy New Year! ☺️🥳

  • @johnsontayler4
    @johnsontayler4 2 роки тому

    You cut yourself short with the amount you saved. It was 18641 and you put on your paper 18461.
    Nice saving 👌🏾 👏 👍

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +2

      Thank you for catching that! I had to get somewhere after filming this and was sort of rushing… i need to pay more attention 😆 Thank you! ☺️

  • @tracyreaume6451
    @tracyreaume6451 2 роки тому

    Well done! Where can I find that Sinking Fund tracker sheet? I need it! Love your channel, Happy New Year!

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      I made it myself so it can pertain to my sinking funds, ☺️ I know Etsy shops sell something similar. Happy New Year!🎆

    • @tracyreaume6451
      @tracyreaume6451 2 роки тому

      @@BudgetWithBrenz I made my own version today, thanks for the inspiration! $1934 went into sinking funds, great start to 2022.💰

  • @JuliaB2
    @JuliaB2 2 роки тому

    That’s a nice amount to have saved!

  • @cessysave4009
    @cessysave4009 2 роки тому

    Thank you so much for giving me inspiration to save. 😘😘

  • @londynandfriends
    @londynandfriends 2 роки тому

    Wow that is an incredible savings accomplishment!!!! 👏 👏👏 get it girl! I'm sure you'll kill it even more in 2022!

  • @gaylepuou7214
    @gaylepuou7214 2 роки тому

    Congrats and keep it up!

  • @bosshaven9588
    @bosshaven9588 2 роки тому

    Omg yassss!!! You did so good this year! Congrats love💕

  • @APachecopinay808
    @APachecopinay808 2 роки тому

    Congratulations Brenz on ur end of the year savings. Awesome. Happy New Year🥳🎉

  • @AmethystBudgets
    @AmethystBudgets 2 роки тому

    Congrats on the savings. You did an awesome job with it🥰

  • @dreamyqui8472
    @dreamyqui8472 2 роки тому

    Happy New Years 💵💵💵💵💵💵💵🍾🍾🎊🎊🎊🎊🎊🎊🎊🎊🎊🎊🎊

  • @pvlmtreez
    @pvlmtreez 2 роки тому

    Such a great idea ! Thanks for the inspiration 😢

  • @cheesesalad3908
    @cheesesalad3908 2 роки тому

    So is budgeting saving money

  • @EmilysEditions
    @EmilysEditions 2 роки тому +1

    Ps love your nails!

  • @jonnaborosky8836
    @jonnaborosky8836 2 роки тому

    Congrats and Happy New Year! 🎉🎊

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      Thank n you so much!! ☺️ Happy New Year!

  • @budgetwithfatima6530
    @budgetwithfatima6530 2 роки тому

    Great 👍 video

  • @armie1941
    @armie1941 2 роки тому

    That is so awesome! Congratulations!

  • @ltbudget4772
    @ltbudget4772 2 роки тому

    This is awesome. Goals goals goals!!!

  • @cynthianeal8222
    @cynthianeal8222 2 роки тому

    Congratulations!

  • @ellieferriefunds5943
    @ellieferriefunds5943 2 роки тому

    Amazing! Great video😄💜

  • @marilyngatson2289
    @marilyngatson2289 2 роки тому

    How do you separate your money into the envelopes? Do you use a certain amount of money or percentage for each envelope? What do you do for work? What kind of debt do you have? This is great to save this much but I am trying to understand how without knowing what you separate each envelope every month.

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому

      In my other cash stuffing videos I have mentioned this, but I always make sure my bills are paid first, then whatever is leftover is what I cash stuff. I have a mortgage and one personal loan which is my only debt. I don’t have credit card debt. I decide how much I can put towards my sinking funds envelopes by priority of it. I’ll try to go over more in detail in a future video.

  • @BudgetsByJada
    @BudgetsByJada 2 роки тому +1

    hey brenda 💗 you’re doing amazing love 👏🏽 i’m so proud of you for saving this amount 🤑 great video girl

  • @CathysCashCoin
    @CathysCashCoin 2 роки тому

    Happy New Year Brenz! 🎆🎇 Amazing job!! Very inspiring!!😊💚

  • @EllieandGinger
    @EllieandGinger 2 роки тому

    Wow! Way to go! That's an amazing savings 🤗

  • @cashmeinparadise
    @cashmeinparadise 2 роки тому

    Hey Sis!! Wow you had a great year!!! Excited to see your progress in 2022!!! Have a safe and Happy New year! 🥰💜🤙🏼🌺

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      Happy New Year sis!! Excited to see your progress in 2022 as well!! 🥂☺️

  • @ThriftyAsian
    @ThriftyAsian 2 роки тому

    Wow!!! That is so awesome! I need this motivation in my life!

  • @bieditso2038
    @bieditso2038 2 роки тому

    HAPPY NEW YEARS🎉🧨🎆

  • @GraceSoto805
    @GraceSoto805 2 роки тому

    This is great congratulations i have a question do you have a separate account for each category?

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      I have separate accounts for my kids, my savings, and tuition, the rest of my categories I put in one account that has a titling option so I keep track that way ☺️

  • @amandagutierrez9994
    @amandagutierrez9994 2 роки тому

    Awesome!! Amazing savings girl ❤️

  • @EmilysEditions
    @EmilysEditions 2 роки тому

    Goals ❤ thats amazing!

  • @sweetpeathebreadtamer411
    @sweetpeathebreadtamer411 2 роки тому

    New sub here! Hello from Texas 🙂

  • @Birdmom1823
    @Birdmom1823 2 роки тому

    Wow awesome video 🎄

  • @gogi2410
    @gogi2410 2 роки тому +2

    you wrote the wrong amount...recheck the math at the bottom..

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому

      Ah yes it should be $3326 month change.. Thanks for catching that!

    • @dominicandiva14
      @dominicandiva14 2 роки тому +1

      @@BudgetWithBrenz I believe it is supposed to be 3506 you mixed the 6 and the 4. It should read 18641 not 18461.

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      @@dominicandiva14 yes!! Had to look back, I can’t believe I mixed the 4 and the 6, changed it. I did have it correct just wrote it down on the paper wrong lol thank you for catching it! ☺️

  • @stacyharris9669
    @stacyharris9669 2 роки тому +1

    Terrific my Goodness that was so amazing to see I’m so glad you’re able to save so much and wow what a great balance to your children’s accounts as well I’m glad you’re taking care of yourself and your family so beautifully

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      Thank you!! Yes I’m so happy I had the discipline to save this much last year!

  • @MindYourMoney
    @MindYourMoney 2 роки тому

    amazing!!!

  • @brendabuskirk8520
    @brendabuskirk8520 2 роки тому

    Love it

  • @evesbudget7560
    @evesbudget7560 2 роки тому

    Congratulations!!

  • @missdrpepper2891
    @missdrpepper2891 2 роки тому

    Great job !

  • @mrstrinimarine4life714
    @mrstrinimarine4life714 2 роки тому

    Awesome savings 💖

  • @lynnsmaltino397
    @lynnsmaltino397 2 роки тому

    Just wondering when you take all that money to the bank will it be taxed?

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +1

      This is all leftover money from my paycheck, I pay my bills automatically then take the rest out to cash stuff so I don’t spend it.

  • @sims3life435
    @sims3life435 Рік тому

    6,600 dollors?! Omg are you rich haha

  • @Purpleharts
    @Purpleharts 2 роки тому

    Wow 🤩

  • @tammaraflake5685
    @tammaraflake5685 2 роки тому

    Congratulations!!!!!

  • @AtHomeintheSun
    @AtHomeintheSun 2 роки тому

    Way to gooo! 🎊💪

  • @JazzyMB7
    @JazzyMB7 2 роки тому

    Awesome staring my savings journey this year so excited May God bless our savings and multiple it 7x7 times in Jesus’s mighty name and it is so

  • @TheOscar15432
    @TheOscar15432 2 роки тому

    Good job. Yesssss friend

  • @herlindaflores3008
    @herlindaflores3008 2 роки тому

    💜

  • @jenidipu1348
    @jenidipu1348 Рік тому

    👌👌👌✌️✌️✌️

  • @iammeniece
    @iammeniece 2 роки тому

    Have you thought about hiring them under your company so they can have 401Ks that money right there would’ve filled it for the year start that tax free saving early?

    • @BudgetWithBrenz
      @BudgetWithBrenz  2 роки тому +2

      My kids you mean? They’re both under 10 years old ☺️

  • @starrsneed4717
    @starrsneed4717 2 роки тому

    $1000 dollar bills? Right... Lol.