Can I Retire at 55 with $650,000 in Retirement Savings?!?

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  • Опубліковано 1 січ 2025

КОМЕНТАРІ • 54

  • @davidcopeland2896
    @davidcopeland2896 8 місяців тому +4

    You have to consider social security is based on 35 highest earning years. When you receive your social security statement it assumes you continue to work. If you are retiring early you have to add 0 on the years to include 35 years which might lower your assumption on your social security benefit.

  • @MatrixMatched
    @MatrixMatched 5 місяців тому +1

    Thank you for this information. I’m crunching the numbers now

  • @Ww8.3
    @Ww8.3 9 місяців тому +2

    Because life is expensive. Insurance costs money. Property taxes never go away.

  • @jhfit
    @jhfit 9 місяців тому +9

    Pretty soon you'll have people asking if they can retire at 30

    • @yourfinancialekg
      @yourfinancialekg  9 місяців тому +5

      That's the goal!

    • @jennsuneditedjourneys
      @jennsuneditedjourneys 9 місяців тому +1

      Omg. So funny! "Can I retire at 30 with $1"?! I'll watch that! 😅

    • @NipItInTheBud100
      @NipItInTheBud100 9 місяців тому +1

      Hey, if you can pull it off why not!!

    • @Ww8.3
      @Ww8.3 9 місяців тому +1

      You can just not off a retirement account lol

    • @thienthan324
      @thienthan324 7 місяців тому

      yes one can, just retire in the street

  • @fasteddy3336
    @fasteddy3336 9 місяців тому +6

    I wish there was a company that still had pensions.

    • @larriveeman
      @larriveeman 9 місяців тому +1

      the fed's do, I have a nice one

    • @michaelperry7871
      @michaelperry7871 9 місяців тому

      The military

    • @vernshird711
      @vernshird711 9 місяців тому +1

      Most state gov'ts still offer pensions. Maryland state and county gov't offers pensions plus 401k and 457b. Education also offers a 403b.

    • @Abraham.Lincoln22
      @Abraham.Lincoln22 9 місяців тому +3

      Cops
      Teachers
      Firefighters
      UPS
      Utility workers
      DPW
      Auto workers
      Nurses
      Etc….

    • @yourfinancialekg
      @yourfinancialekg  9 місяців тому +1

      True Fast Eddy. Not many around anymore.

  • @jeffgagnon2622
    @jeffgagnon2622 9 місяців тому +2

    This was awesome, appreciate the detail, would have liked to see how health care costs in the bridge years changed the output.
    I feel ya on the minivan........go Dbacks

  • @yanzukmjy
    @yanzukmjy 9 місяців тому +3

    Go Phillies!!!

  • @glockman99
    @glockman99 9 місяців тому

    Great video. Go Rangers!!

  • @daveharness70
    @daveharness70 9 місяців тому +3

    No no no...to reverse mortgage in this scenario. For goodness sakes. They won't need that much money at 90-95. The spending doesn't continue to ramp up with inflation. Stop analyzing things like this! It is WRONG. They should be able to live off ONLY social security.

    • @yourfinancialekg
      @yourfinancialekg  9 місяців тому +3

      Going through multiple scenarios and having various options isn't wrong, its called good planning

    • @greenlantern1986
      @greenlantern1986 9 місяців тому

      ...wut

    • @edhcb9359
      @edhcb9359 9 місяців тому

      Math doesn’t lie. Reverse mortgage brokers do lie though. 😂

  • @Japplesnap
    @Japplesnap 2 місяці тому +2

    The Rays? That prediction didn't exactly age well. Yankees all the way!

    • @yourfinancialekg
      @yourfinancialekg  2 місяці тому

      HA!

    • @Japplesnap
      @Japplesnap 2 місяці тому

      @yourfinancialekg As an AL East guy, you should root for those Yankees! Honestly though, as a New Yorker, I'd still love to see a Subway Series happen again. Go Yanks!

  • @NipItInTheBud100
    @NipItInTheBud100 9 місяців тому +3

    I hope this one doesn't have a pension in the plan!!...LOL

  • @jimmyz5831
    @jimmyz5831 9 місяців тому +2

    No.

  • @marantz747
    @marantz747 9 місяців тому +2

    Chicago White Sox

    • @yourfinancialekg
      @yourfinancialekg  9 місяців тому

      It's going to be a tough year for the Sox I'm afraid

    • @marantz747
      @marantz747 9 місяців тому

      As long as the Cubs don’t win I’m happy

  • @cottontail132
    @cottontail132 9 місяців тому +2

    Waiting for a video from you on whether I can retire with 900k in savings at 48 years old. Need 32k a year to live abroad.
    Love all your videos❤🎉❤

  • @marantz747
    @marantz747 9 місяців тому +1

    Beatles - Tell Me Why

  • @hilarylevin623
    @hilarylevin623 9 місяців тому +2

    If one is not planning on retiring before 59.5 do you need a brokerage account or is a Roth just fine?

    • @joshuabritt5677
      @joshuabritt5677 9 місяців тому +2

      If you have a 401k. There is what's called the rule of 55. You can take your 401k at 55 years old with no penalties. I know you have to leave your job, and you can only use the 401k from that job until 59 and half. I don't know much about it. It's something to read up on.

    • @yourfinancialekg
      @yourfinancialekg  9 місяців тому +2

      Here is a video explaing: ua-cam.com/video/dAjcxGga56E/v-deo.html

  • @jimrinard1969
    @jimrinard1969 9 місяців тому

    St. Louis Cardinals

  • @Gambrills773
    @Gambrills773 9 місяців тому +2

    Let’s go Os

  • @jennsuneditedjourneys
    @jennsuneditedjourneys 9 місяців тому +1

    I don't know why people just don't get a basic job of 20 hours a week or less that you can quit easily to travel, 00 stress 😮, and not touch your retirement. I'm going to do and sell Medicare part time. Let my money grow and grow and be there when I can't work at all. Especially if you're quitting work world before 70. I'm waiting until 70 to collect SS. Of course, I understand if you physically can't work at all or mentally can't

  • @greenlantern1986
    @greenlantern1986 9 місяців тому

    Can't wait to watch these kinds of videos in another 5 or 10 years and they stop having pensions in them.