She’s a nepo-baby who’s going to be inheriting a fortune. Of course she’s disconnected from reality. Never mind the target/Amazon fashion try ons from her $5 million house
Rachel is so incredibly spoiled and out of touch it's ridiculous. She has a freaking personal trainer 3 times a week and doesn't recognize how incredibly luxurious that is to the average person. her home is also worth more than 2 million dollars as a conservative estimate. She is a 5 all around and should own it.
Hiring a personal trainer is basically a 5, even if its once a week. You can literally do the same thing with a youtube video, and its free.... Her definition of frugal is like the upper class calling the middle class poor.
And didn't she say her other car is a Tesla??? The combined rating for a Tesla & a minivan is clearly a 5 - or if we're doing 1/2 points, I'd be willing to give her 1/2 point off for a total of 4.5
the ramsey [registered trademark] brand has just gotten too big. take what they say with a grain of salt. it's their money, spend it how ya want. it's just hard to take it all in from their 3,000 foot view.
Coming out of the trenches to say that all the people who are personally hurt by Rachael saying she is frugal in any way, you’ll be okay. Like they said, there’s no guilt if you can budget it and afford it. For me, bogie used to be the name brand chips. Now I will occasionally justify a non second hand clothing item. It’s what you can afford. Thank yall for this fun video!
I usually skip through the sponsor portions of videos and podcasts, but want to make a comment that I have used Tello phone plans for our two kids for the last year or two and they have been phenomenal. Excellent pricing. Excellent communication. No hassles.
Did she pay $2.4 in 2019 to build it, OR is it worth $2.4M? Those are very different things - current value vs how much she paid 5 years ago to build it after saving for 10 years. The appreciation of her home has dramatically increased in the last 5 years - pre-pandemic vs post pandemic housing market.
And, to be clear, I see nothing wrong with her having a nice house! It just comes across a little silly/out of touch to associate that kind of house with frugality lol.
I always find it hilarious when people living in big, fancy houses claim that they would be perfectly happy downgrading to an extremely small and basic dwelling.
I'll be curious what i think by the end of the video, but having some nice things doesnt equate to being an overall unfrugal person Got to that part of the video! Teslas arent the bougiest cars in my mind, but definitely up there. A four makes sense
My highest score was a 2 on food, because sometimes I buy food that is not on sale. If you got the money to do what you want without incurring debt, then all power to you. Just enjoy your life no matter how much money you have.
Oh man. I like this video. But it’s basically George trying not to hold Rachel accountable for being bougie. I mean she’s rich and grew up rich past 5. She should be bougie. Nothing wrong with that.
George is frugal frugal and Rachel is frugal for her NW! Neither of them really needs to be pinching pennies. Rachel is 1000% more bougie haha, but we love her for keeping it real!
Rachel is definitely bougie and doesn’t even realize just how bougie she is. It blows my mind that she is so clueless about it based on her ratings in this game.
Besides, the trope of a minivan being a frugal choice is extremely outdated. Modern minivans are actually now one of the more luxurious and techy options when it comes to family haulers, and have been for at least a decade.
How ridiculous. This was honestly uncomfortable to watch compared to an average income family. She thinks a $55,000 minivan is frugal just because it’s a minivan?!
I don't travel, attend events, or have a vehicle. I buy maybe 2 books a year, my clothes are either second hand or from Walmart. I don't drink coffee. I spend a lot of money on groceries but never order online. I always go in and buy the cheapest item I can find and I only shop at stores that offer the lowest prices. I also spend a bit extra for fitness but not nearly as much as Rachel. My weights, bands, and yoga mat were purchased new but my exercise bike is from the 90's and I got it for free.
How is Rachel not a 5 for exercise? Personal trainer has to be more than most gyms. 3x a week, maybe only something like an equinox is more monthly but I am guessing not.
I think in her town, she probably doesn't like being around Ramsey people. Order food, groceries, have trainer come in, it keeps the picture takers and fans at bay. I'm not saying she's "famous" but in TN they are well known.
Not gonna lie it doesn't sound like Rachel Cruz is very frugal in anything.... It is understandable tho...I'm sure she isn't poor by any means. She's probably a millionaire 😊
My most absolute favorite Ramsey Duo!!!!!! Y’all are the best and fantastic!! I never miss a show if you are both hosting!!!! Thanks for the fun and encouragement!!! Learned at a young age thru my immigrant parents of the hard work and labor it takes to earn a penny. They are def frugal and no money troubles! I’ve learned a lot from them so much so…that we don’t have any debt and 5 yrs from paying off our mortgage!! Love the tip for paying extra on mortgage and our lender has no issues!! Thank you for the extra encouragement!
- I don't own a car (but I never paid for parking even when I had one). 1 - I don't go to the gym (if I want to exercise I just run at the near park). 1 - I paid cash for a 1 bedroom, 1 kitchen, 1 bathroom condo and I like it too (it is in a good spot and energy efficient but I could have got a 3 bedroom condo or even an indipendent house if I decided to get a mortgage so I feel like I deserve to be called frugal on this). 1 - Books, videogames, anything pc releted a 5... I love spending in this area. - I don't like buying clothes. I only buy them when I have to. When I buy them I try to go with good quality just because I don't want to buy them again in a few months... still the last time I got anything clothes releted was 2 years ago (but I got new shoes a little more often because they do not last more than 18 months). 1 - Groceries I try to wait for sales but I always go with quality stuff like I always got kg of parmigiano in my fridge (I just love it), I always buy good quality pasta bronze cut. Still sometimes at the farmer market I can find better quality product that are also cheaper by weight like tomatoes right now. I also make everything that is possible from scratch (like bread, fresh pasta, nesquik (yes I make it from scratch), pesto, tomato sauce etc...) so even when I buy good quality product they are still usually cheaper than some already made crap at the supermarket. I think it is a fair 3. - I hate to travel for more than a few days each year and I still try to stay cheap... 1 - I spend 3,50€ each month for my phone plan (here it's usually most people spend 8€)... 1 - I don't own a car. 1 - Self care.... 1 (I got a shampoo and soap). - Eating out... I go once in a while... when I go I try to stay cheap but I also like to eat well so I don't mind spending a little bit more to get better food... still I don't go out often at all. 2 (but maybe compared to americans I should say 4 or 5, since I never go out to fast food, I hate fake food, let's go with 5). - Concert and events 1. I just don't go. - Coffee... I don't like coffee but I like milk and nesquik and other drinks and I go every week with my family at a bar so 5. 27... So I think I'm frugal. And I like it.
Minivan is NOT frugal unless is is an incredible deal… I was able to buy a same year jeep grand Cherokee for 5k less than a minivan that was two years older
She’s being honest to a point. What I have a problem with is is someone who has there nails done,latest phone car etc, smokes ,top of the line computers etc and then says there cheap.
For basic needs frugal makes sense but I have to agree with Rachel on travel especially if you can’t do it very often. With travel you’re buying an experience and memories and it will ruin your good time if you’re constantly trying to budget. Maybe you don’t have to go nuts on spending but don’t sweat the small stuff or it’s defeating the purpose of vacation
Man, I’m like a one or a 2 on everything. No gym ( or trainer), I avoid going downtown to avoid paying for parking, we eat out once a month or less, I haven’t been to a concert in 20 years, I drive a Subaru Outback that’s more than 10 years old that we bought used and paid cash for, I spend very little on clothing since I buy very little (though I do buy quality, I wear things until they are worn out beyond repair and do not follow trends). I dye my hair at home and give my kids and husband buzz cuts, Our house is small and more than half of our furniture is second hand) . We go on family road trips on a budget, and I buy books second hand. I am a little bougie about buying only high quality bedding, shoes, sofas/sectionals, wrinkle cream, and healthy groceries. We also spend a lot on kids sports and scouts and we are saving for a trip to Europe. Gotta live a little 🤷♀️
Why people listen to Rachel Cruze about being frugal and money is crazy to me. She has an insanely wealthy family and comes from money. It’s wrong to say she doesn’t. She was gifted a wealthy life on a platter because of her family.
There is an episode where Dave tells us that Rachel and her husband gets paid the same as everyone else. No more no less, and she has to live on what they make.
@@kitrivers979I think you misunderstood. Dave said the personalities have the same base pay. Rachel has books she makes a lot of money from and gets bonuses after speaking at events. Her husband runs the company and is not a personality. They do not make the same as everyone else.
I think what a lot of people are missing in this comment section is that yes she gets “paid the same as the others”, but she came out of college into the company with that at 22. So, it’s pretty insane for someone who was 22 with no experience to be paid at the a “world class speaking and financial expert” level. Not too many other places at that age and stage of career can you get that pay level expect your parents company.
parking is a safety issue for us ladies, especially a celebrity. Wait insta cart is a 5 for both of you! concerts? both a 5! common! you can live stream or live movie taylor now!
I am 1 in all areas. Even groceries, I can do $60 to $70 a week for 3 people. If I need to get TP and paper towels it be like $100. My managers can't be believed into i showed them my recipients. I am proud of how many things I do to save monet.
@someoneelse6934 , sorry for what? My son calls me cheap. I am not cheap, I am very smart with money. I have no debt, but my house and I have 23 months left to pay. I do not take off work unless I have to. I have rarely got sick, but when I do, it is like 106 temps since I was little. My dad is the same way. My wife is the spender. After the bills are paid, any leftover money from her check, she will go get it.
@Nicolllld , yeah, I agree. I only get what we need to live. I know hot dogs are not good for you, but I like them. You can do a lot of things with Tuna. It's really not that I don't have the money for things. Before, I was overspending on a lot. I get what we need, and my wife gets ant wants. I don't want much. I have very little wants. I have everything I ever wanted. A good family.
I’m a 1 on almost all these cause I’m BROKE and things are so expensive and right now, any dime I can put into savings/investments, I will! I am just starting out with the baby steps tho!
A three in cars???? 😆 LMBO. The most I've ever paid for a vehicle is $8k. Mostly beaters between $2k-$3k. I'm currently rocking a '98 Silverado i got for $4.5k AND it came with an extra set of mounted tires. In this day and age i felt i hit the jackpot! That truck is my baby. Lol. Tesla and a $55k minivan doesn't sound like a three to me lol.
Frugal is how you spend and manage your money, not how much money you have. I know people completely broke who are extremely bougie, and I worked a job where I saw first hand the people with the most money were the MOST frugal. If you spend your money responsibly you can be frugal no matter how much money you have.
She does not come from money. When she was a toddler her father lost everything!!! They started over from zero. He has built his business over 30 years.
I recently decided that I am no longer sitting in the lawn for a concert. Also when flying delta (without kids) i'm upgrading out of the main cabin. otherwise I'm pretty frugal.
Even as someone who is working up through the baby steps, and no longer having to live the forced frugal lifestyle like I have in the past.. this was not very relatable. It was nice to think forward to reaching millionaire status and not caring about getting more “bougie” in some of these categories! Also, it’s okay not having to be frugal anymore once you have grown your wealth and are using it wisely!
Something some people need a little help remembering, whether a purchase is bougie or frugal is relative to the person's overall financial status. Buying a $50,000 car when you make $50,000 a year and have little savings is stupid bougie. Buying a $50,000 car when you make $500,000 and have a multi-million net worth is being very frugal. It's perfectly reasonable for a wealthy person to claim to be frugal when spending money in a way that a poor person would see as super bougie. It's also possible for rich people to be "stupid frugal" where they spend a lot of their time and effort saving, what is to them, small amounts of money, where it would make sense for a poor person to take the time to save the same amount of money.
Rachel might be bougie compared to you, but for her income she is incredibly frugal. It’s all relative. She COULD have a Porsche, personal chef, designer clothes, etc etc but she decides not to. She is frugal.
If she is frugal for her income wtf do you call a multimillionaire that lives in a 400k house, does deals to get cash back, does secret shops for the food and free car washes and drives a 13 year old car that was mid to low level when it was bought lol.
This is a good point. I rated myself at a 30 total, but was comparing to my previous self who couldn't afford not to be frugal and to my other friends that struggle financially. To them, if I told them that I consider my $17K used minivan purchase bougie but I use it as a mobile hotel room so I can travel for cheaper, they would probably blink in confusion. Bougie hits different at vastly different incomes.
Rachel has a minivan, good ones are between 50-80k and she has a yoke steering wheel tesla which is 75-95k. Shes a 5 on cars, house, and fitness(156 paid training sessions per year)
I like this. Buying quality cars is actually frugal, just not cheap or junky. Buying store brand groceries, and clothes at Old Navy and Target are also frugal. A personal trainer and valet parking are definitely #5 bougie! George’s clipping coupons for almost everything is over the top frugal, too bad there wasn’t a zero rating for that! Lol. High end coffee and personal hygiene products are # 5 bougie; however, both are less costly than Rachel’s bougie travel, personal trainer and valet parking. Love you guys. Huge respect for being unashamedly yourselves!!
14:14 - haha that's actually what I wanted too for a family car. I have a Model Y LR that is somewhat murdered out except for the emblems and headlights/taillights (I think those are too excessive). Black exterior on Black interior with Black rim covers and tinted windows. Looks great, and if I were to get a fun sporty car, I think I'd want maybe a deep red color (I'd prob get a Model 3 LR or Performance).
13:48 pssssssh ;) If the minivan is a Honda Odyssey Elite (or any other top trim of minivan), it ain't frugal UNLESS you waited 5 years and got a deal on one in great shape. Those things are like a palace on wheels.
She is pretty level headed for a wealthy person from a wealthy family. Those sandals are a wreck, but she is wearing them instead of something expensive. But also, having two nice cars is a 5 automatically.
Rachel! It’s great that you support authors, but how about supporting your local library, in order to help your public friends and neighbors be frugal and just because it’s a good thing to do. (Spoken by a mother of a public librarian). BTW, the library has more than just books for you and your kids!
I think I’m a 1 or 2 on everything but travel. For travel I’m a 3 or 3.5. My house would be a 5 for my income except that I rent out rooms to offset the high monthly costs and improve my income. That said, a lot of things that were 1s for me a year or two ago are now 2s. I’m starting to loosen my spending a little. Although for parking, books and self care I’m still a 1.
People giving them a hard time. They've done the work. Have the money that's the point. How do you live when you have the money. When you don't have the money it looks different.
Yeah, it makes me sad that people of means aren’t supporting small businesses. Same with the books. Indie bookstore support authors the most by hosting readings. Not to mention creating community. And keeping money in the community.
![Lp. Сердце Вселенной #60 РОЖДЕНИЕ ЛОЛОЛОШКИ [Финал] • Майнкрафт](http://i.ytimg.com/vi/YoR0pAV9FVQ/mqdefault.jpg)
A trainer is a 5! That’s premium.
I was thinking the same thing! The more customized or personalized something is, the more bougie.
she's out of touch with reality - definitely needs to be a 5
Exactly. Trainer is the maximum luxury when it comes to fitness. There is no place else to go but down
She’s a nepo-baby who’s going to be inheriting a fortune. Of course she’s disconnected from reality. Never mind the target/Amazon fashion try ons from her $5 million house
Rachel is so incredibly spoiled and out of touch it's ridiculous. She has a freaking personal trainer 3 times a week and doesn't recognize how incredibly luxurious that is to the average person. her home is also worth more than 2 million dollars as a conservative estimate. She is a 5 all around and should own it.
When I’m being frugal it’s a PB&J every day for 6 months….when Rachael is being “frugal” it means only hiring a personal trainer for 3 days a week.
Hiring a personal trainer is basically a 5, even if its once a week. You can literally do the same thing with a youtube video, and its free....
Her definition of frugal is like the upper class calling the middle class poor.
@@Shoutinthewind she cool I would drink witt her🙃
That’s what happens when your dad builds a Billion dollar company and you work there
Me too.
Get a job @@curtis3688
Just because you drive a minivan does not automatically mean frugal. I just looked up the price of a 2024 Toyota Sienna Limited and it is $57,848!
And didn't she say her other car is a Tesla??? The combined rating for a Tesla & a minivan is clearly a 5 - or if we're doing 1/2 points, I'd be willing to give her 1/2 point off for a total of 4.5
the ramsey [registered trademark] brand
has just gotten too big.
take what they say with a grain of salt.
it's their money, spend it how ya want.
it's just hard to take it all in from their
3,000 foot view.
😂 my mini van was $4k and in wonderful condition with super low Mike's- until I promptly drove into one of those metal poles at the gas station 🤦♂️
58k to her is chump change honey
@@firefly9838 gots ta play the poor game, ta get the new rubes in the tent.
Coming out of the trenches to say that all the people who are personally hurt by Rachael saying she is frugal in any way, you’ll be okay. Like they said, there’s no guilt if you can budget it and afford it. For me, bogie used to be the name brand chips. Now I will occasionally justify a non second hand clothing item. It’s what you can afford. Thank yall for this fun video!
I usually skip through the sponsor portions of videos and podcasts, but want to make a comment that I have used Tello phone plans for our two kids for the last year or two and they have been phenomenal. Excellent pricing. Excellent communication. No hassles.
One thing I’ve been doing frugally is buying clothes second hand, goodwill, eBay, thrifting. I’m proud of that vs when I’d only buy retail
Temu and shein have some great deals. When you put it in your cart, just leave it till they reduce the price of give you a couple.
George is more frugal hands down… just ask Rachel how much she pays for house cleaning😅
This was a weird episode for a regular person to watch….
Because they are downplaying their bouginess
Building a 2.4 million dollar home is not a 3 on this scale, it is a 5 lol.
😂😂 but also remember she SAVED for 10 YEARS. That’s frugal and dedication
It doesn’t matter how long she saved. A lot of people can’t even save half of that in a lifetime
Did she pay $2.4 in 2019 to build it, OR is it worth $2.4M? Those are very different things - current value vs how much she paid 5 years ago to build it after saving for 10 years. The appreciation of her home has dramatically increased in the last 5 years - pre-pandemic vs post pandemic housing market.
@@blueskyeclipse1200 Paid 2.4. You can see the sale price online. Now its estimated worth is ~4.9 million
And, to be clear, I see nothing wrong with her having a nice house! It just comes across a little silly/out of touch to associate that kind of house with frugality lol.
This was fun!! Love Rachel and George. You’re both so humble.
I always find it hilarious when people living in big, fancy houses claim that they would be perfectly happy downgrading to an extremely small and basic dwelling.
I don't think they say they'd be perfectly happy, just that they could do it if they needed to and be fine
@@TBLBill Except it's BS when you've NEVER lived that way.
@@GDuncan8002except she has as a kid and a young adult
It's their way of saying they are humble
You go from 5 bed and 4 bath to 4 bed?
Rachel is nice, but she has NO IDEA what Bougie means! She rated herself low to medium on things that clearly should have been a 5 !
It's her bubble
Yeah her idea of frugal is MUCH different than most people's idea of frugal. Her frugal is my bougie.
@@Mrs.J.D.B She can "budget" for 3000 purses and 50,000 pools and private schools. It's just different type of budget.
He went to the concert “with my friends … and John Delony” lol
😂
She has a Tesla AND a Minivan and she's not a 5? WTF
I'll be curious what i think by the end of the video, but having some nice things doesnt equate to being an overall unfrugal person
Got to that part of the video! Teslas arent the bougiest cars in my mind, but definitely up there. A four makes sense
Rachel is clearly a 5 in every category. 😅
My highest score was a 2 on food, because sometimes I buy food that is not on sale. If you got the money to do what you want without incurring debt, then all power to you. Just enjoy your life no matter how much money you have.
Amazon isn't frugal clothing store. You can get better deals at Macy's. Plus a lot of Amazon stuff is the lowest of low quality.
Amazon quality can be mid level!
Oh man. I like this video. But it’s basically George trying not to hold Rachel accountable for being bougie. I mean she’s rich and grew up rich past 5. She should be bougie. Nothing wrong with that.
She's very frugal. She only has two cars, gets food delivery and only went to two Swift concerts. Did you not see all the 1s she had??
George is frugal frugal and Rachel is frugal for her NW! Neither of them really needs to be pinching pennies. Rachel is 1000% more bougie haha, but we love her for keeping it real!
Most people still like her videos so that doesn't matter.
Rachel is definitely bougie and doesn’t even realize just how bougie she is. It blows my mind that she is so clueless about it based on her ratings in this game.
@@SilverCpaexactly!
You own 2 cars. Sure one is a minivan. Two cars, one driver, your a 5... there is nothing wrong with that it's just wow you don't see that.
Besides, the trope of a minivan being a frugal choice is extremely outdated. Modern minivans are actually now one of the more luxurious and techy options when it comes to family haulers, and have been for at least a decade.
does she? or do she and her hisband own 2 cars total?
Taylor swift twice and “I want good seats, so I’m a 1” 😂
How ridiculous. This was honestly uncomfortable to watch compared to an average income family. She thinks a $55,000 minivan is frugal just because it’s a minivan?!
Yeah it's ridiculous.
Compared to her net worth/income that is very reasonable
Right, my 2014 mini van is frugal.
She lives in a masion, has a maid, housekeeper, groundskeeper, pool boy, chef but she's a 3. okay....
😂 don’t hate
I don't travel, attend events, or have a vehicle. I buy maybe 2 books a year, my clothes are either second hand or from Walmart. I don't drink coffee. I spend a lot of money on groceries but never order online. I always go in and buy the cheapest item I can find and I only shop at stores that offer the lowest prices. I also spend a bit extra for fitness but not nearly as much as Rachel. My weights, bands, and yoga mat were purchased new but my exercise bike is from the 90's and I got it for free.
How is Rachel not a 5 for exercise? Personal trainer has to be more than most gyms. 3x a week, maybe only something like an equinox is more monthly but I am guessing not.
I think in her town, she probably doesn't like being around Ramsey people. Order food, groceries, have trainer come in, it keeps the picture takers and fans at bay. I'm not saying she's "famous" but in TN they are well known.
This was fun, I loved watching this. 😄
4:47 IT Crowd reference on point 🤣❤
Love the new do, Rachel!
Not gonna lie it doesn't sound like Rachel Cruz is very frugal in anything.... It is understandable tho...I'm sure she isn't poor by any means. She's probably a millionaire 😊
This was awesome ! Love you Guys 👏🏼👏🏼🎉
Haha smart home accessories are really quite reasonably priced compared to other home related costs. That doesn't automatically make George a 5.
There's no way George was ever coming out of this fancier than Rachel.😂
My most absolute favorite Ramsey Duo!!!!!! Y’all are the best and fantastic!! I never miss a show if you are both hosting!!!! Thanks for the fun and encouragement!!! Learned at a young age thru my immigrant parents of the hard work and labor it takes to earn a penny. They are def frugal and no money troubles! I’ve learned a lot from them so much so…that we don’t have any debt and 5 yrs from paying off our mortgage!! Love the tip for paying extra on mortgage and our lender has no issues!! Thank you for the extra encouragement!
We have a Black Honda Odyssey, murdered out. if you're gonna get a van, gotta do it. Cheers!
LOVE this episode 🤩
- I don't own a car (but I never paid for parking even when I had one). 1
- I don't go to the gym (if I want to exercise I just run at the near park). 1
- I paid cash for a 1 bedroom, 1 kitchen, 1 bathroom condo and I like it too (it is in a good spot and energy efficient but I could have got a 3 bedroom condo or even an indipendent house if I decided to get a mortgage so I feel like I deserve to be called frugal on this). 1
- Books, videogames, anything pc releted a 5... I love spending in this area.
- I don't like buying clothes. I only buy them when I have to. When I buy them I try to go with good quality just because I don't want to buy them again in a few months... still the last time I got anything clothes releted was 2 years ago (but I got new shoes a little more often because they do not last more than 18 months). 1
- Groceries I try to wait for sales but I always go with quality stuff like I always got kg of parmigiano in my fridge (I just love it), I always buy good quality pasta bronze cut. Still sometimes at the farmer market I can find better quality product that are also cheaper by weight like tomatoes right now. I also make everything that is possible from scratch (like bread, fresh pasta, nesquik (yes I make it from scratch), pesto, tomato sauce etc...) so even when I buy good quality product they are still usually cheaper than some already made crap at the supermarket. I think it is a fair 3.
- I hate to travel for more than a few days each year and I still try to stay cheap... 1
- I spend 3,50€ each month for my phone plan (here it's usually most people spend 8€)... 1
- I don't own a car. 1
- Self care.... 1 (I got a shampoo and soap).
- Eating out... I go once in a while... when I go I try to stay cheap but I also like to eat well so I don't mind spending a little bit more to get better food... still I don't go out often at all. 2 (but maybe compared to americans I should say 4 or 5, since I never go out to fast food, I hate fake food, let's go with 5).
- Concert and events 1. I just don't go.
- Coffee... I don't like coffee but I like milk and nesquik and other drinks and I go every week with my family at a bar so 5.
27... So I think I'm frugal.
And I like it.
I feel like Rachel is pretty bougie. But she is also a rich woman so I mean I think it’s okay for her to be bougie a little.
I agree it’s just def tone to hear her say 2 and 3 for everything
Minivan is NOT frugal unless is is an incredible deal… I was able to buy a same year jeep grand Cherokee for 5k less than a minivan that was two years older
Im driving a '99 camry. Runs great.
Fun show! Love it!
She’s being honest to a point. What I have a problem with is is someone who has there nails done,latest phone car etc, smokes ,top of the line computers etc and then says there cheap.
Love you two together!
For basic needs frugal makes sense but I have to agree with Rachel on travel especially if you can’t do it very often. With travel you’re buying an experience and memories and it will ruin your good time if you’re constantly trying to budget. Maybe you don’t have to go nuts on spending but don’t sweat the small stuff or it’s defeating the purpose of vacation
I love watching the two of you. I enjoyed this one. 👑👸🤴
Man, I’m like a one or a 2 on everything. No gym ( or trainer), I avoid going downtown to avoid paying for parking, we eat out once a month or less, I haven’t been to a concert in 20 years, I drive a Subaru Outback that’s more than 10 years old that we bought used and paid cash for, I spend very little on clothing since I buy very little (though I do buy quality, I wear things until they are worn out beyond repair and do not follow trends). I dye my hair at home and give my kids and husband buzz cuts, Our house is small and more than half of our furniture is second hand) . We go on family road trips on a budget, and I buy books second hand. I am a little bougie about buying only high quality bedding, shoes, sofas/sectionals, wrinkle cream, and healthy groceries. We also spend a lot on kids sports and scouts and we are saving for a trip to Europe. Gotta live a little 🤷♀️
this was great. thanks!
Love this segment!
Why people listen to Rachel Cruze about being frugal and money is crazy to me. She has an insanely wealthy family and comes from money. It’s wrong to say she doesn’t. She was gifted a wealthy life on a platter because of her family.
Listen to her as a goal for what your kids and grandkids should be
There is an episode where Dave tells us that Rachel and her husband gets paid the same as everyone else. No more no less, and she has to live on what they make.
@@kitrivers979I think you misunderstood. Dave said the personalities have the same base pay. Rachel has books she makes a lot of money from and gets bonuses after speaking at events. Her husband runs the company and is not a personality. They do not make the same as everyone else.
I think what a lot of people are missing in this comment section is that yes she gets “paid the same as the others”, but she came out of college into the company with that at 22. So, it’s pretty insane for someone who was 22 with no experience to be paid at the a “world class speaking and financial expert” level. Not too many other places at that age and stage of career can you get that pay level expect your parents company.
@@peevestheghost6913
Her husband doesn't have anything to do with Ramsey Solutions.
He's Dave's rental property manager
parking is a safety issue for us ladies, especially a celebrity. Wait insta cart is a 5 for both of you! concerts? both a 5! common! you can live stream or live movie taylor now!
I am 1 in all areas. Even groceries, I can do $60 to $70 a week for 3 people. If I need to get TP and paper towels it be like $100. My managers can't be believed into i showed them my recipients. I am proud of how many things I do to save monet.
I’m sorry
@someoneelse6934 , sorry for what? My son calls me cheap. I am not cheap, I am very smart with money. I have no debt, but my house and I have 23 months left to pay.
I do not take off work unless I have to. I have rarely got sick, but when I do, it is like 106 temps since I was little. My dad is the same way. My wife is the spender. After the bills are paid, any leftover money from her check, she will go get it.
We do $70 a week for 4 . It’s hard, but we also eat out at least once a week :)
@Nicolllld , yeah, I agree. I only get what we need to live. I know hot dogs are not good for you, but I like them. You can do a lot of things with Tuna. It's really not that I don't have the money for things. Before, I was overspending on a lot. I get what we need, and my wife gets ant wants. I don't want much. I have very little wants. I have everything I ever wanted. A good family.
@@Nicolllldthat’s really low! what kinds of foods do you buy or meals to keep everyone fed/happy?
Informative & Fun
Ya' all don't need to apologize for being rich. ❤
I’m a 1 on almost all these cause I’m BROKE and things are so expensive and right now, any dime I can put into savings/investments, I will! I am just starting out with the baby steps tho!
A three in cars???? 😆 LMBO. The most I've ever paid for a vehicle is $8k. Mostly beaters between $2k-$3k. I'm currently rocking a '98 Silverado i got for $4.5k AND it came with an extra set of mounted tires. In this day and age i felt i hit the jackpot! That truck is my baby. Lol. Tesla and a $55k minivan doesn't sound like a three to me lol.
The outfit coordination is lovely!!!
I'm a 1 with George on parking ALLLL the way! Haha
Calling herself frugal is wrong. She is no where near that, she came from money and branding herself frugal is so out of touch
Frugal is how you spend and manage your money, not how much money you have. I know people completely broke who are extremely bougie, and I worked a job where I saw first hand the people with the most money were the MOST frugal. If you spend your money responsibly you can be frugal no matter how much money you have.
@@cassandrawessel7452 agree. I have a comfy bank account but frugality is what got me here, why would I change that?
@@cassandrawessel7452
P
She does not come from money. When she was a toddler her father lost everything!!! They started over from zero. He has built his business over 30 years.
@@taehyung7714 rich people stay rich by being frugal. It's not a new concept.
I would have given Rachel a 1 on clothes… and I love it! She shops at Walmart and Target and dresses so nicely! Love it ❤
Yeah, but also Golden Goose Sneakers for $600 and LV bag that currently costs $2k, etc.
Hey, I grew up with Jack LaLane. Working out at home with whatever you had in the house.
And...Amen, George. God gave us legs to park and walk.
I recently decided that I am no longer sitting in the lawn for a concert. Also when flying delta (without kids) i'm upgrading out of the main cabin. otherwise I'm pretty frugal.
Even as someone who is working up through the baby steps, and no longer having to live the forced frugal lifestyle like I have in the past.. this was not very relatable. It was nice to think forward to reaching millionaire status and not caring about getting more “bougie” in some of these categories!
Also, it’s okay not having to be frugal anymore once you have grown your wealth and are using it wisely!
Something some people need a little help remembering, whether a purchase is bougie or frugal is relative to the person's overall financial status. Buying a $50,000 car when you make $50,000 a year and have little savings is stupid bougie. Buying a $50,000 car when you make $500,000 and have a multi-million net worth is being very frugal. It's perfectly reasonable for a wealthy person to claim to be frugal when spending money in a way that a poor person would see as super bougie. It's also possible for rich people to be "stupid frugal" where they spend a lot of their time and effort saving, what is to them, small amounts of money, where it would make sense for a poor person to take the time to save the same amount of money.
A trainer is a 5 Rachel 😂
Rachel might be bougie compared to you, but for her income she is incredibly frugal. It’s all relative. She COULD have a Porsche, personal chef, designer clothes, etc etc but she decides not to. She is frugal.
If she is frugal for her income wtf do you call a multimillionaire that lives in a 400k house, does deals to get cash back, does secret shops for the food and free car washes and drives a 13 year old car that was mid to low level when it was bought lol.
@@bitsnbytes10 I call that extremely frugal 😂
This is a good point. I rated myself at a 30 total, but was comparing to my previous self who couldn't afford not to be frugal and to my other friends that struggle financially. To them, if I told them that I consider my $17K used minivan purchase bougie but I use it as a mobile hotel room so I can travel for cheaper, they would probably blink in confusion. Bougie hits different at vastly different incomes.
Rachel has a minivan, good ones are between 50-80k and she has a yoke steering wheel tesla which is 75-95k.
Shes a 5 on cars, house, and fitness(156 paid training sessions per year)
Inspiring!
I’m a 1 in all of these categories but I still feel broke :/
@George Kamel: I feel like I have a crush on Rachel Cruze. She is something. Nice video.
You have to make a meme clip of Rachel saying "We need to hear each other" while wearing the crown. hahahaha
She could be miss America for that haha
I like this. Buying quality cars is actually frugal, just not cheap or junky. Buying store brand groceries, and clothes at Old Navy and Target are also frugal. A personal trainer and valet parking are definitely #5 bougie! George’s clipping coupons for almost everything is over the top frugal, too bad there wasn’t a zero rating for that! Lol. High end coffee and personal hygiene products are # 5 bougie; however, both are less costly than Rachel’s bougie travel, personal trainer and valet parking. Love you guys. Huge respect for being unashamedly yourselves!!
This was great.
Ha ha this is funny. George I was so gonna give you a 5 for the hair, so so glad you know your truth 😂
9:50 "Is Publix bougie" Yes, yes it is. Like my Southern grocery shopping is Walmart + Aldi, and Kroger occasionally if they don't have what I need.
Hey, I remember it mentioned on here that Rachel’s home has automatic timers for spraying yard for mosquitoes. That’s Bougie.
How about supporting the independent book sellers... if you aren't going to use the library........
Please do this game with other Ramsey personalities!
Rachel, where did you get your shoes?
Love tello- doesn't work in AK, FYI. Got an esim, so Tello still a winner in my book!
Am I frugal if I'm listening to this UA-cam episode while running back and forth in the church parking lot next to my house for exercise??
I’d love to know where she got her shoes? My wife would love those!
14:14 - haha that's actually what I wanted too for a family car. I have a Model Y LR that is somewhat murdered out except for the emblems and headlights/taillights (I think those are too excessive). Black exterior on Black interior with Black rim covers and tinted windows. Looks great, and if I were to get a fun sporty car, I think I'd want maybe a deep red color (I'd prob get a Model 3 LR or Performance).
We bought the red! We love the colour. It was non negotiable. We don't spend on many things but the red colour....
I like this video!
Great team!!!! I have learned a lot this past few months with the Ramsey Family!!! Thank you
You need more subscribers!
I love your UA-cam videos.
13:48 pssssssh ;)
If the minivan is a Honda Odyssey Elite (or any other top trim of minivan), it ain't frugal UNLESS you waited 5 years and got a deal on one in great shape. Those things are like a palace on wheels.
Interesting episode. Watching from South Africa 🔥🔥👌👌
Im frougie 😂 love it!
I LOVED this video!!❤️❤️❤️
Those crowns better be in the budget :D
This is wild. Y’all are both wealthy and that’s fine.
She is pretty level headed for a wealthy person from a wealthy family. Those sandals are a wreck, but she is wearing them instead of something expensive. But also, having two nice cars is a 5 automatically.
Rachel! It’s great that you support authors, but how about supporting your local library, in order to help your public friends and neighbors be frugal and just because it’s a good thing to do. (Spoken by a mother of a public librarian). BTW, the library has more than just books for you and your kids!
I think I’m a 1 or 2 on everything but travel. For travel I’m a 3 or 3.5. My house would be a 5 for my income except that I rent out rooms to offset the high monthly costs and improve my income.
That said, a lot of things that were 1s for me a year or two ago are now 2s. I’m starting to loosen my spending a little. Although for parking, books and self care I’m still a 1.
Love Racheal, she’s slamming, but go away 😂
People giving them a hard time. They've done the work. Have the money that's the point. How do you live when you have the money. When you don't have the money it looks different.
Love you both. You also both underrated yourselves on several of these hahaha
I’m frugal…I don’t thinking I have any bougie categories…except for travel. I’m a 3.
There’s a difference in broke and poor.
I’ve never been poor, but I have been broke……
And that’s when being frugal takes center stage
Minivan does not equate frugal. Those things are like $50,000 base
Oh man! Don’t dog the boutiques! Us small business owners still trying to make it lol!
Yeah, it makes me sad that people of means aren’t supporting small businesses. Same with the books. Indie bookstore support authors the most by hosting readings. Not to mention creating community. And keeping money in the community.
I have looked EVERYWHERE and can’t find them, does anyone know where George gets his shoes?!? Not the Nikes, the ones with the orange “V” 😂😂😂
Vejas