Bilang ng Gen Zs na gumagamit ng credit card, dumadami |
Вставка
- Опубліковано 6 вер 2024
- KASKAS BUDDIES
Madami raw sa mga Gen-Z ang gumagamit ng credit card bilang takbuhan sa mga bayarin. | via #MOJO RR Tubice
Follow us for the latest news and public service information!
One PH
Facebook: / onephoncignal
TikTok: / oneph_cignal
One News
Facebook: / onenewsph
Instagram: / 1newsph
TikTok: / onenewsph
Subscribe to the One PH channel and click the bell icon: / @onephoncignal
#News #Balita #LiveNewsTodayPhilippinesOnePH
Use credit card like debit card. Hindi sya para makautang na walang pangbayad. Gagamitin sya pag ayaw mo mag dala ng cash. Pagka gamit bayadan agad. Ok din cash back at rewards.
Ok nman un basta kaya nman bayadan
YUNG MGA DDS WALANG PAMBILI NG BIGAS KAYA HND MAAPPROVED SA CREDIT CARD
Haha ang harsh ah huhu 😅😂
Sarap kumaskas pero sakit rin bayaran haha kailangan mag workworkwork
di nyu ba naiisip yang promos pag ginamit cc tpos cashback reward sa cc nyu is all psychological manipulation ng mga merchants and banks para maengganyo ka bumili with cc utang, so how much points nacacashback mo kuno sa cc mo, kakapiranggot na points tapos bumili ka ng isang bagay na pang luho lng at di mo need. Ending ang business at banks lng yumayaman sa cc kaskas nyu. Think wisely, pagtungtung mo 50-60 yrs old wala ka ipon pang retirement nauubos pera mo tyaka time mo kaka kaskas ng cc mo.
kaskas responsibly, enjoy perks, pay dues in full and always ask to waive annual fees
Pinaka mataas sa mundo ang interest ng credit card sa Pinas. 36% p.a!! Having credit card kahit sabihin pa na babayaran din agad for no interest, nasa M.R.I studies na walang activated na pain receptors sa utak unlike pag paying in cash. So tendency is to swipe and swipe dahil no pain sa utak parang free lang dating. Up to the point na you can now imagine your credit limit as your own money. Kabahan ka na kapag masa ganitong stage ka na.
Been there done that.
Now I work interest for me. Not against me. I learned my lesson the hard way. Iba pa din ang debt free.
Yaya dami alam
for sure di mo alam ang ulitmate perks at pag gamit ng credit card. :D ahahha
yes utang muna , then sell kidney later
Yung mga Hamps lupa na di bale ng mabaon Sa utang at magpagpag para lang may pang flex 😂
May nag benta nga ng kidney tas bumili lang ng Iphone 14 😂
Hindi mo iipunin ang debt mo kundi i fully paid mo yung statement balance due kaya wala kang babayaran na interest fee. Naintindihan mo? ulit ulitin mo ang video until na intindihan mo na.
Credit card is not an emergency fund. You need to rethink your finances gurl. 8 cc but you cant afford a 7k pet emergency outright.
God forbid mawalan ka work and mgkapet emergency habang hindi mo pa tapos bayaran yung mga cc mo. Sometimes when it rains buhos talaga.
meaning alam nya ung hidden perks ng credit card tska wala syang palya sa "STATEMENT DATE" meaning wlang interest ung pag gamit nya neto. old school thinking pa ang mga karamihan ng pinoy.. hahahaha.
@nakamag-trader3319 good luck sayo if ang kaya mo lang isipin bayaran is yung balance mo sa due date.
Eventually you would understand na hindi old school advice to have a proper emergency fund of at least 3 to 6 months of expenses.
And pg may totoong emergency na lampas sa kaya mong bayaran sa due date ng cc mo, you would understand what I mean when I say na hindi emergency fund ang credit card. Ibabaon ka nyan sa interest.
Don't get me wrong I use credit cards for the perks and points as well even if I can pay for it in cash.
hindi lahat capable or ma approve sana lahat lang ng may kakayanan pwede kasi yung iba uutang tapos di na babayaran
Cash at debit pa din. Ganun din.
hindi mo naintindihan yung video. ang sabi ng video ay MAY CASHBACK REWARDS kung gagamitin ay credit card. Walang cashback ang cash at debit card!!!!
@@bokchoy9632well atleast walang utang. Iba iba kasi tayu ng psnanaw regsrding our finance
Debit card lang ako, kakatakot gumamit ng CC😢
Kumusta naman yung annual fees per card?
Usually yung promos ng cc para matemp n gumastos ng gumastos, so it’s good for banks. As for me, I usually kaskas lng para sa business if it personal cash na lang para I can live below my means.
*nakaka-pity at the same time, nakakairita tong mga ganitong klaseng tao -- hindi marunung maghandle ng pera -- puro kaartehan*
saludo ako sa batang ito, alam nya ung hidden perks kaya mdami sya credit card at mukang stable naman job at cashflow nya. kung mas natutunan ko ang kahalagahan ng credit card or perks nito nung mga early 20's ako mas better. haha dapat maturo miski simula sa elementarya ang pagamit at wastong kahalagahana ng credit card, edi sana mas madaming pinoy ang makaka ahon sa hirap. :ahaha free extra cash pang negosyo, investment from banks.
iyak ung mga kabayan ntn na sarado ang isip at old school money wise ang alam :D
Kung financially literate ka pwedeng pwede kang kumuha ng credit card kasi utang is life😊
That's why I have separate bank account for my buffer funds.. from there I can secure money which I can use to pay my credit card bills by the time I received the billing statement.
Considering my life style I'm not into kaskas creditcard, I more on debit and cash talga hehe. If ever na full cash back talga yung sa cc mas gsto ko yun kasya sa nga rewards na sometimes not applicable naman sakin. 😊
Okay lang yan basta on time binabayaran.
Hindi ko eto tolerate ang mga anak ko sa Credit Card baka lahat ng sweldo pambayad o kulang pa sa bills na yan, maigi parin ang mag save sya at mag ATM
Tama yan maraming maiistress after 2-5 years hahahhaa
A really big NO. May 8 CC ka pero wala ka 7k? Ako nga may 6digits savings 4 lng CC balak pa i-close yung may mga annual fee ksi temptation lng gumastos.
may debit at credit ako,, ginagamit ko lng ung cc pag bored ako or gusto bayaran for the next month at walamg interest..yung iba dito galit na galit sa cc .palibhasa hindi aproved laging rejected hahaha
If you can't pay it with cash it means you can't afford it.
affort naman pag one time payment
Just rethink before apply credit card kasi mas maigi pa din huwag ng gumamit kaysa lumubog ka sa interest
hindi porket my cc eh may interest na ...hanap ka lang ng merchant na nag ooffer na zero interest rate ..subok ko na yan
I have friend, na baon baon sya sa utang to the point na OLA sya para mabayaran din ang utang nya. Imagine 24 years old baon na sa utang. Credit card is good lalo na kong ang goal is pataasin ang credit limit to easily approve sa business or what. Pero not good if you’re impulsive
Hmmm so what kong nababayad naman anung issue hehe clickbait lang to haha hay naku
Credit utang yan.
Hindi mo iipunin ang debt mo kundi i fully paid mo yung statement balance due kaya wala kang babayaran na interest fee. Naintindihan mo? ulit ulitin mo ang video until na intindihan mo na.
ahha for sure wla kang credit card or di mo alam gumamit, haha never mag kaka interest kung before statement date mo babayaran. :D hahah perks neto ung mga cashback at rewards, if you know, you know.
Kung may cash and debit ka naman na dala you don't need to use CC. Imagine yong interest mo tapos hindi mo pa mabayaran on time. One CC is enough
ginagamit ko lang cc ko pang bili ng mcdo at jollibee wla lasi interest pag one time payment
ahha for sure wla kang credit card or di mo alam gumamit, haha never mag kaka interest kung before statement date mo babayaran. :D hahah perks neto ung mga cashback at rewards, if you know, you know.
No to fear mongering Credit Cards. Wealthy people know how to make it work for them. It's a tool, like a knife.
Sure, but when economic crisis happens like Pandemic, Recession or Geopolitical war. Good luck!
Hindi mo iipunin ang debt mo kundi i fully paid mo yung statement balance due kaya wala kang babayaran na interest fee. Naintindihan mo? ulit ulitin mo ang video until na intindihan mo na.