How To Get Mudra Loan From SBI | एसबीआई से मुद्रा ऋण कैसे प्राप्त करें
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- Опубліковано 15 вер 2024
- Watch this video in English : • Video
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How To Get Mudra Loan From SBI | एसबीआई से मुद्रा ऋण कैसे प्राप्त करें
Download Application Form : sbiforsme.sbi....
Here is the step by step information for applying to the Mudra Bank Loan Yojana for all categories i.e. Shishu, Kishor and Tarun.
Note - A business idea must be prepared before applying. You have to present your business idea along with application form
Documents required for Prdhan Mantri mudra Yojana
Self certified copy of identity proof such as Voter ID card / PAN Card / Aadhar Card / Passport / Driving License.
Residence proof which may contain recent telephone or electricity bill, property tax receipt (not older than 2 months). Voter’s ID card, Aadhar Card & Passport of the borrower can also act as proof of residence.
Proof of SC/ST/OBC/Minority.
Copies of relevant licenses/registration certificates/other documents pertaining to the ownership, identity and address of business unit.
The applicant should not be a defaulter in any Bank/Financial institution.
Statement of accounts (for the last six months), from the existing banker, if any.
Balance sheets of the units along with income tax/sales tax return etc of the last 2 years. (Applicable for all cases from Rs. 2 Lacs and above).
Projected balance sheets for one year in case of working capital limits and for the period of the loan in case of term loan (Applicable for all cases from Rs. 2 Lacs and above).
Project report (for the proposed project) containing details of technical & economic viability.
Sales achieved during the current financial year up to the date of submission of application.
Memorandum and articles of association of the company/Partnership Deed of Partners etc.
Asset & Liability statement from the borrower including Directors & Partners may be sought to know the net-worth in the absence of third party guarantee.
2 copies of Photographs of each Proprietor/ Partners/ Directors.
Category divided for Prdhan Mantri mudra Yojana -
There are total three categories that has been divided by Government on the basis of Development and Funding
Micro units or small business had to be categorized to signify the growth stage, Development and Funding requirements. Three categories were created for this purpose Namely “Shishu(Child Category)”, “Kishor Category” and “Tarun Category”.
So how to check in which category your business lies.., here is the detailed explanation of each category -
Shishu(Child) category - This category is for the Start ups.
All those businesses that have been just started and looking for Loan will fall in this category.
A loan Cover of Rs. 50,000 will be given to all micro units falling in this Category.
Interest Rate for Shishu Category is in the range of 10 to 12 %
Kishor Category - For those who have started their business but it has be established yet.
A loan cover from Rs. 50,000 to 5 Lakhs will be given to units falling into this category.
Interest rate in Kishor category is in the range 14 to 17% percent
Tarun Category - All small business which have been set up and established will fall into this category.
There may be some financial requirements for the betterment of business.
All small business or units falling into this category will be eligible for a Loan Cover of upto Rs. 10 Lakh.
Interest rate in the Tarun category starts from 16 %
.
Category SHISHU KISHORE TARUN
Stipulated Credit Limits Loans sanctioned under the scheme up to Rs.50,000 Loans sanctioned under the scheme up to Rs.50,001 to Rs.5.00 lacs Loans sanctioned under the scheme up to Rs.5,00,001 to Rs.10.00 lacs
CATEGORIZATION OF MUDRA LOANS
Prdhan Mantri Mudra Bank Loan Scheme detailed process -
Many small organizations, companies and start ups, Entrepreneurs in India. All these are collectively known as Micro Units.
It has been observed that these Micro Units lack Financial Support.
If Financial suppor
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Sir agar neya business suru Karna ho to kya kya ducoment chahiye please ek video banaye sir please......
Guide My Finance sir ji trade licence kse bnta hai... Electrical contractor ke liye
Guide My Finance I am Gents Fashion Tailor in Hyderabad from Past 20 Years Plea Please Guide Me How can I Get 2-3 Lakhs Loan for 2-3 Years only on 8074752395
50 हजार के लोन के लिए कोई इतना करेगा। और 12% ब्याज भी। waha BJP Bakbas Party he isse accha to personal loan pahale hi he Intan karoge to 10 lakh tak milega aur only 10% ब्याज per
bank of barod dega keval 9% par
Thank you sir ... keep doing more videos like this.
I request you to make video on bussiness loan with out security , but with it returns and current account transaction other than mudra loan
+heera lal watch my video on sbi collateral free loan
Apke You channel ko maine polo kar ke more than 20 banks main gaya lekin aaj tak koi mudra loan nahi mila na he kabhi milega
Thank you, please let us know the different vocabulary for loans details and the amount to be distributed in business. Example term loans, capital, working capital, stocks etc and its amount of money distributed for these parts. Just general guidelines.
आपके सुझाव मुझे बहुत पसंद आए थैंक यू
sir yet i am not doing any business. so i can't show ITR or Balance sheet and P&L A/c. which business i want to start, it will be started in Rs 4 to 5 lakh. i need tarun loan. plz guide me because i am not doing business yet, i don't have ITR etc...... plz reply
Excellent explanation and very informative
thanks
आपके सुझाव बहुत अच्छे लगे
thankyou so much sir, you made it a lot easier.Still some doubts....what is asset liability?
Jo new business start karna chahta hain wo profit & loss Blnce sheet kaha se laiyga ?ITR file kbhi Kiya nahi phir kaha se document laiyga ...?
+Ranjan kumar for new business try other loans like pmegp, state sponsored scheme etc
shi Kha Bhai
Jo new business start karega WO kaise loan lekar business kar sakta hain please guide line dene ki must karre
@@GuideMyFinance Sir Mai PMEGP loan lena chahta hu lekin humara pehle se ek furniture ka shop hai papa ka tho kya PMEGP loan milega...? Lekin wo business register nahi hai..koi licences v nahi hai
Thanks Sir for mudra information
Sir lone paas nahi hota iski wajah malum ho jati h ..Thankyou sir..
Nice video sir thanks please make a video with full details about poultry hatchery and loan scheme and subsidy.
sir bhut aachi jankari hai par bank vale bina pisa liye dalal ke bina sunta bhi nhi mai bhut bar bank ja kar bat kar chuka hu koi sunta hi nhi
Nice information boss.carry on.😘
+Bangla Gossip thanks
Thank you
Valuable Inputs, to start a new business
very nice video thank you so much
sir mudra lone se pahle apna paisa lagakar bijnes karna hota hai tab jakar bank lone deta hai kya bank mainazer kahta hai iske bare me btay
Ami LED lights company Distributor . Last 10 month dhore, amar to 3 year income tax nei recent kora ache baki ja ja bolchen doc's sab ready tale ki ami loan pete pari ?? Ektu janan ASAP.
Most helpful for new venturers. But please advice about Mudra Loan Subsidy for existing Mudra Unit.Thanks & Regards, RABIN CHANDA..
There is no subsidy in mudra loan
Hello sir
मै आप से ये जानना चाहता हूं कि मेरा बिसनेस 2-3 साल पहले से हो रहा है रजिस्ट्रेसन नही था और अब GST में करायें है और सालना 8-10 लाख टर्नओवर है और current account अभी open किये है तो
Sir किया मैं 5-7 लाख तक का लोन ले सकता हु अपने बिसनेस को बड़ाने के लिए कृपया reply ज़रूर करें !
धन्यवाद Sir
Aur Sir
किस बैंक से लोन लिया जाए जो कि 4-5 साल तक के लिए हो और ब्याज़ भी कम हो ।और जैसा कि मैंने आपको बताया कि मै 2-3 साल से कर रहा हु और करेंट अकाउंट अभी open किये है तो Profit & loss ki बैलेंस शीट कहा से लगाएँगे ।
Koi local chaterd accountant se contact ki jiye for financial documenst . and apply mudra loan.
Bhai Jaan
Bhai Jaan
Ni
Bahut sare jankari mila sir
*sir yeh trade license ya tradmark license or sir manufacturing ke konsa license lena hota hai jese water packaging ka or kitne din lagte haisir is license ko complete lene mai or air new bussiness ke liye mudra loan milega*
Hie.. That is good information for everyone....
But when we visit any bank for mudhra loan... They are asking for security... Which is also mentioned in the loan application form.
Is it necessary to give a collateral....
Bank can not demand collateral security in msme upto 10 lacs. Its a RBI guidelines. This is the circular. See page no 5. rbidocs.rbi.org.in/rdocs/notification/PDFs/37MD3DDC390BC8B74599AB7AE59F43F95755.PDF
sir how long does the bank take to sanction the loan amount after a complete paper work?
Thanks for information. ...if NRI first time want to do business in India ...so....they can apply mudra loan ?? Please explain detailly. ..no IT written or shop...so all as to create newly .please guide
In mudra loan u need to provide last 2 years balance sheet, pl, IT, if u r appling more than 2 lacs. So this schme not applicable to you. Better try try with normal credit process and apply sme loan for new business against collateral. And make sure u have pan and adhaar card
Thankyou Sir
*sir yeh trade license ya tradmark license or sir manufacturing ke loue nsa license lena hota hai jese water packaging ka or kitne din lagte haisir is license ko complete lene mai or air new bussiness ke liye mudra loan milega*
thanks sir jankari ke liye
Very well explained.....Thank you
Please guide me, how to apply mudra loan, to start a new business? Any reference will be helpful. Thanks
nice video sir ji
sir ji ek video how to apply online & offline mudra loan and how to fill form and how to register online mudra loan web site
thank you very much sir
please suggest me.. how much total expenses will be there to start layer poultry farming of 5000 birds. including infrastructure cost...please explain..i am very confused.
+abhishek saxena go through these project report. It ll clear ur idea www.wbpoultryfederation.org/Topic.aspx
very good explanation..
sir me giya tha lene loan mudra sacim se butt mujse kaha maneger ne ke apke pas ghar ka gagaj or reaturan magraha tha to muje kya krna chahiye
Please tel whats is process to start a new bushness,and get mudra loan
Thx sir 👍 hm apna koi kaam shuru krne k liye bank hme pesa de skta h
Sir
Rice cutting machine (Harvester) lone mil sakte he?
Sir Me Sahaj Ka VLE hoon CSC Centre Chala raha hoon 2009 se Loan ke liye Bahot bar Gaya Bank me par NAHI mila. KVIC se bhi apply kiya tha KVIC ki taraf se approve ho Gaya tha par Bank wale Cancel kar diya. Ab main apki video dekhne ke baad dobara loan Lena chahta hoon. Kuch bataiye mujhe Kya karna hoga sabhi documents hain
Nice video sir.
Thank you.
What if the business is one year old? 3 years balance sheet won't be possible then??
If I want to get 2 lac loan from mudra scheme so Sir what and which type document needed to apply ?
Kyc documents trade licence is sufficient or anything else
Sir pls reply
Sir.apse.bahut.kuch.seekha.hai
8x5x3x7x8x3x6x2x3x9,,
Emi Pe Loan Le,,
Thank you sir
Hi
Its confusing, please share special video only for person want to start new business unit those who don't have ITR Balance sheet and other business related documents, indicating min documents required and how to arrange them and max
LOAN AMT available for them.
bhai tu pehle thik se bolna SIKH JAA FIR UA-cam ME VIDE
O DAALAN THIKK HAI
I took first time 350000 repaid after 4 months , second loan I took 800000 repaid. After 11months 3 Rd I took 75000 repaid. After 13 months . From Syndicate Bank , shillong , meghalaya . When I applied in the 4th time of RS 700000 little less than previous loan newly arrive Branch Manager without even properly checked my previous records has flatly rejected my application stating that my proposal is not viable . I would under this circumstances you may kindly let me know weather I shall refer the case to the appropriate higher authorities or press reports for his bribery intension .
Sir jaise ki maine new kaam chalu kiya hu dj ka Jo ki 12 lakh ka h or mere ko dj me or saman lagane h to uske liye loan lena h to mil sakta hai kya 12lakh tak (mera DJ ka kaam chalu kiye 2mahine ho rhe h)
Thank you for your help
Aapne Lia ka loan to batana
@@bablumahato3403 use ful vedeo. Sir.
Perfect Knowledge Sir...
New business karne ke lie ahi sob document chahiye ky.. or extra kuch cahiye ky.. or akbat new currant account banane se is lone mil jayegha ky
sir jo new business( manufacturing coy) start karna chahta hi use SIDBI se loan mil sakta hi kya aur bo kya MSME per register kar sakta hi plese sir thoda bata dijia.
Wo mudra loan me upto 2 tak le saktein hein
Sir mudra loan cc se pament type matlab cheqe book to rahta hai iske sath online/app konsa tarika hai kya
But sir apne yaha wise businesses pe focus kiya hae jo pahle se stand hae wolog ye sare documents provide kr skte hae ... but as a new entrepreneur Currect Ac, Three Years Financial Statements kaha se provide kr paega ..... will you help me sir?
tanks sar jankari ke liye me nya kam karna cahta hu isase mdad milegi
Sir mudra loan par kitna intereste lagata he 200000
Sir mudra loan sbi say lene ke leye kya sir uss bank may account hona chahiye ya account na ho too bhi sbi say loan mile jaye ga sir
Sir main gaon se hu.. Toh kya naya business city me start karne ke liye loan le sakta hu..
RHS music&enter10
Kuch Success Mila To Thoda Batana Sir 7774862835 🙏
thanks for guideace
sir if we take this loan for startup any business IT file is needed or or not?
Sir, I have applied for Mudra Loan 2 Months back but the bank is not sanctioning my loan till now... They have verified all my documents and found genuine but till now no response from the bank... Please help me
Sir agar bussiness start kiye 4 month hue aur order acha mila raha hai to kya loan mil payega sare document hai with hain?
Thank You bro
Sir, United Bank of India se keya mudra loan mileage? sishu loan ke liye keya keya documents ka jarurat hai?
मुद्रा लोण हे श्रीमंत लोकांसाठी आहे
मुद्रा
Sir, I have account of idbi, kotak mahendra and yes bank, from there mudra Lon possible or not?
Sir Mera papa ka jomin he agar mere nam.pe 5 sal kelia kardiaho to me lon le sakta hukya sir
What is about marginal amount in case of if loan is about as ten lac.
Ghar mai owner say lana chata hu oh project pay submit karu ghar ka paisa milay ga?
Please describe.
Sir main loan lena chahta hu pr pan card bi document s bi hai pr current account nai hai balance sheet bi nai hai main kya kru
Thanks sir ji
Bhai Ji Aap Apna time vest karte ho dusri Ka bhi karte ho kyonki bank koi loan nhi details Mene sab kuch dene ke bad bhi nhi Diya sabko cammisan chahiye
Mohan Aggarwal no one wants commission and very few people take mudra loan with intention to repay. Banks are reluctant in this area becoz of huge NPAs u can file an RTI and know how many mudra loans disbursed and how many are NPAs.........before blaming just clear ur concept first
bhai sab apna tik bola
Mdfaruk
It helped me out thank you😃😃
sir mera ,2 sal se business chal raha .uska sal ka tornover 1cror ke pass h mujhe lone chahiye kya karna chahiye plz rply
Sir my salary is 7420 par month .
Mara loan section haga na
Yes or no please re
Sir Mani sbi s 2lac ka Loan 2019 mai leya h usko 10lac k ley kya karna hoga please help Mai
Bhai mera startup hai uske liye 10lakh ka loan apply krna hai toh kya start up direct 10 lakh ke liye apply kr skte yaa pehle Sishu krna hoga fir aage bdhega aap please apna Bata dijiye aapne kaise kiye the
Thanks for your public notice and video making .
nice explanation,and thanks
sar agar business new hi Hai or IT return nai bharte or current ac bhi nai Hai to apply kar sakte Hai ki nai
सर मुझे चीन से सामान emport करने के लिए 2000000 Rs का लोन लेना है तो क्या करना होगा लोन मिल जायेगा या नहीं ?
Hallo sir
. Pahele miane 50000 Ka tam mudra lon liya hai 2016 me or ab one time Baki raha huwa lon chukta Kar sakti hu kya maine 10lakh ki cash credit ki file JAMA ki hai or bank officer aakar visit dekar gaye hai or two month ho gaye hai.
Nice video
Very nice
Sir me footpath me sabji bikta hun mujhe loan milega kya....
Trade licence required for production of cosmetics items?
Naya busi ees ke li ye current account kena he
Sir muje ek no. Mila hai mene uspar call kiya uske baad unhone mere pure documents mange aur mene share kiye so uske baad unka msg aya MD-MUDRAF SE unhone 1200 rs mange uske baad mene wo pay kiye aur unka reply nahi aa raha so its original or fake plz tell me
Sir muze mere gav me pig farming karni he to mene mere paise se shed khada Kar Diya ye. Usame mere 5 lkh kharcha huva he. Abhi muze loan ki jarurat he to muze Kya karna padega
Sir which type of loan I can get for construction work business??? Plzz help
how much rate of intrest to this loan.. and which bank provide this loan. and can we return this amount to bank...? how many years to give us for return the amount to bank..? please inform me soon...... thank you
how much rate of intrest to this loan - 10.75% 2.which bank provide this loan - All commercial bank . 3.can we return this amount to bank- You have to repay the loan. 4. how many years to give us for return the amount to bank..- term loan - 5 years.
Mo no
Sir Humara furniture ka business hai land khudka hai,business ka bank se koi landen nahi hai lekin mera ek saving accounts hai 4-5 lac ka transaction hoga,business register v nahi hai humare lie kownsa loan sehi hoga? Kownsa loan milega? Mudra ya PMEGP loan? Plz reply
Sir NAMSKAR
AGAR koi person business start karna chahta h lekin stimate approximately 10 lakh he or vo unemployi he to it paid kahan se layega
Ye sab loan rich person k liye hi he bank or governments public ko fool bana rahe he
i completed all formalities but at last step they stepout. cz of my CIVIL SCORE. i checked my CIVIL on Bankbazar & its excellent but BANKERS checked their own software & its low. Kindly suggest me which application is good for checking CIVIL SCORE for Mudra Loan & kindly make a video on CIVIL SCORE.
THANK YOU.
m.ua-cam.com/video/fqBB7oLO3fU/v-deo.html
@@GuideMyFinance sunitasharma
9315757264
Possible for photography camera ? Because it was a job work not business
Plz give satisfied ans.
Yee scheme me Milna muskil hein.... Watch this for help. m.ua-cam.com/video/CWXP9PbEWWo/v-deo.html
Mujhe b mana KR diya,mera sandstone ka business h, business out of City industrial me h ,vo log crite area k bahar batate h.kya Karu???
Sir g ghar se kitani duri tak ke bank me loan apply kar sakte h kyonki kae bank wale bolate h Ki 30kilometer ke andar agar aapka ghar h to hi loan denge kya koe yes a rules h
+ramesh chandra isko service area kaha jata hein.. Yee rule sirf govt sponsor scheme ke liye lagu hota hein
BANK OF BARODA jane k bad pata chala lone milega pr project taiyar kar k lane k liye bola gaya hai.
hum computer institute open karna chahate hai.
jisme hume 6 coputer,1enviter ,1 printer aur furniture chahiye .
sir eska project taiyar karne me meri help kare please....
Watch this. m.ua-cam.com/video/SDs5FdUZIeM/v-deo.html
Thanks for information
Nice video sir....but mudra loan maay interest kitna parta hai????