I have added a variety of stocks and ETF to my present holdings for the long term. I also have $300k aside to start following inflation-indexed bonds and stocks of companies with solid cash flow. I strongly believe this is a good time to capitalize on the market for long term gains. But actualizing a short term profit would not be a bad idea for me at all.
A collapse of margin debts leads to a decrease in stock prices and it triggers a ripple effect on selling of stocks as investors will try to cover their losses.
Investors should be cautious of their exposure and should be extra careful of their buys, especially during inflation. Such high yield in recession is only possible with the guide of an financial expert who has proven and knowledge on investment strategies.
I totally agree. That is the main reason I employed the service of financial advisor, seeing that their skill set is centered on going long and short at the same time, with the ability to identify and mitigate potential risk on and threat on my assets, employing risk for the asymmetrical upside and laying off risk as a hedge for the inevitable downward turns. I have netted a whooping 2.2million in 2years of working with my advisor, and I am not even doing much.
@@EthanRaynolds I have actually been looking into advisors lately to help in optimizing my financial growth and security, the market is becoming tougher by the day. Who is the advisor guiding you?
After the approval of some crypto ETFs, many people believe cryptocurrencies like Bitcoin could surpass $100k. I don’t want to miss out on this opportunity. I'm thinking about investing my $210k savings now, but I'm concerned it might be too late to maximize my profits.
Cryptö seems to have potential, but it’s important to be cautious. I’d recommend getting a financial advisor who can help you with entry and exit strategies.
If you don’t know much about the market, the best move is to get advice from a consultant or investment coach. Talking to a consultant helped me stay on track and grow my portfolio by around 65% since January, even if it sounds like common sense. I think it’s the most effective way to get started right now.
I sometimes wonder how successful investors manage to accumulate enormous wealth from their investment endeavours because I am an avid investor. I currently have equity from a recent house sale that exceeds $545K, but I'm not sure what to do with my money next. Is now the right moment to buy stocks, or should I wait for a better opportunity?
Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
I found her page by searching for her entire name online. After that, I emailed her and we set up a meeting so we could talk; I'm currently waiting on her response.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@SantiagoWyatt- The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Investing in stocks may appear simple, but selecting the appropriate stock without a proven strategy can be tough. I've been trying to develop my $210,000 portfolio for a while, but the biggest hurdle is a lack of a clear entrance and exit strategy. Any feedback on this topic would be greatly welcomed.
Investing in multiple asset classes can mitigate risk more effectively than placing all of your capital in one. See a financial consultant if you don't comprehend finances well enough.
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
3 years ago, I started investing with $300k, but I've only made about 6% total, or 2% per year, which my friends say is very low. I also put $800k into a 401k with a financial advisor, and it's now worth about $1.2 million after 10 years. I think I need to revamp my portfolio. Any advice on what to do with my money would be greatly appreciated.
I don.t really know your risk tolerance or asset allocation, sounds like just bad stock picking. Also unclear if the advisor is providing any other value via financial planning or other decision making. But likely scenario is just bad stock picks. Index funds, Etfs and chill.
You should definitely fire your advisor! That's a bad financial advisor. Over 50 years of data reveal that those who work with fiduciary advisors typically earn more than those who go it alone. I've been fortunate to work with one for 6 years, resulting in a $3 million portfolio.
Sure, 'Melissa Elise Robinson' is the licensed advisor I use. Just research the name. You’d find necessary details on the web to set up an appointment.
just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately 950k that same year. in reality, all I was doing was getting professional advice
The best investment one can do right now is investing on real estate though stocks are good but ever since I swapped to real estate, I've seen so much difference.
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
there are tons of cool stocks in different industries to watch. You don't have to act on every forecast. I suggest teaming up with a financial advisor who can help you pick the right times to buy and sell the stocks or ETFs you're eyeing. They can give you some solid advice to make smart moves.
That's awesome to hear! Having a skilled advisor to guide your day-to-day investment decisions, especially with their expertise in long and short positions, risk management, and access to exclusive information, can really make a difference. It's no surprise you've seen such impressive returns, netting over 2.8 million in over 2 years. Keep up the great work with your advisor!
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
ETFs are considered to be low-risk investments because they are low-cost and hold a basket of stocks or other securities, increasing diversification. For most individual investors, ETFs represent an ideal type of asset with which to build a diversified portfolio.
The consultant that guides and assist me is ROCHELLE DUNGCA-SCHREIBER, you can check her out online and reach out to her through her website to book an appointment.
I've worked with a lot of individuals but I have never come across anyone as good as Teresa Jensen White, Just by applying her new strategies I now trade independently. She is the best. I would advise any novice investor to invest/trade with her.
I feared a housing crash due to people buying homes above asking prices with little equity. If prices drop, affordability and potential foreclosures may arise, worsened by future layoffs and rising living costs. I want to invest more than $300k in houses but I'm not sure on how to mitigate risk.
You are not alone we can no longer afford our mortgage, wife wants us to travel or relocate/I am proposing cashing in, walking away and renting while putting the rest in the stock market.
If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets. It's better to hire a skilled financial planner especially if you're not one yourself. I hired one after my retirement pension took a hit in April due to the crash.
What're your thoughts on a good ETF that you would hold to go along with QQQ in an IRA? I still have a long way to go. Don't mind risk. But is there an etf in here you like in addition to QQQ that covers different sectors?.
@@raymondbarnes5264Hello. I'm actually looking for a good trader that can help me trade and make good profit, I've been seeing so many recommendations but I don't think they're trusted. Please do you have any recommendations?, you seem to know your way around the market.
Very helpful and simplified. I've been searching for months to find someone who can break it down in a way I could understand. Looking forward to watching your other videos!
I’m a finance student, one of my professors’ advice is to invest in ETF’s and mutual funds until you hit about $50K then if you feel like you’ve got a grasp on how to invest in individual securities after that, then branch off and diversify your portfolio further. But never just up and buy individual stocks when you first start out.
What you actually needs is a well experienced and certified financial advisor, because I don't invest in bonds and EFTS by my self, my financial advisor scan the market for me and invest my money appropriately, her name is Lana Rae St John you can search for her on Google and see how certified she is
What you actually needs is a well experienced and certified financial advisor, because I don't invest in bonds and EFTS by my self, my financial advisor scan the market for me and invest my money appropriately, her name is Lana Rae St John you can search for her on Google and see how certified she is
This is my advice to anyone interested, whatever you do in the market better work with a plan but if you find it hard navigating then seek help, I clumsily lost over 5 grand in a month but that's how I learnt my lesson
@@Noah-pj6tc In investing or trading you need more than financial literacy, extensive knowledge and experience/expertise are major advancement keys to consistent growth, my portfolio is handled by a fiduciary Sir Benjamin H. Ravies he's a prolific investor
The one thing with Stocks is if you haven't fully tried it you might never believe it is even more profitable, but then nobody has time to invite you to the vault when they can pack all the gold
I just started learning on my financial discipline with commitment this year, I started with ETFs which has given me 12 percent growth so far but I recently diversified into Forex which has made me over 70k from a 10k capital
Wow, I know it is profitable if done well which is a skill that is hard to learn so you must be good at it to make that much, can you help me get started
I know ABSOLUTELY NOTHING about investing. You mentioned bonds which I have NO CLUE what that even is, although I'm sure you have a video on your channel somewhere explaining it. (First video I've seen on ETF ever) You provided a step by step walkthrough on exactly how to buy and hold which, in my opinion, was flawless. The only thing I didn't notice was covered was how much money should be invested or how to do that on the app. I assume it's different for everyone how much you would want to invest. Other than that it was a perfect presentation on how to get started and I will be watching this again when I go to purchase my first one. Most people are discovering you don't become wealthy just through working 40 hours a week for a job you'll go nowhere in. You become wealthy through investing and I'm ready to hop on that train. Thank you SO SO SO MUCH for making this video and I look forward to watching all of your content and learning from it. PLZ keep up the good work!!!!! I will be recommending this video to several people!
hi! as a fellow youtuber, i thank you for this video! im beggining to tap in this economy world too and your videos are being helpful! you have a +1 subscriber!
I've been considering buying ETFs/SCHD stocks for retirement, I have set asides $100k but somewhere along the line, I get cold feet maybe because I'm a rookie and have no idea what I'm doing, please I could really use some guideline
Thank you for your video. I followed step by step and I’m all set up. Question: should I be placing more money into the investment already made? Meaning does it help to have a percentage of my check going into my portfolio (investments that I’ve already purchased)? Yes or no 🥰
Hi Joshua. Thank you for the information on ETF. I don’t live in the US, I’m based in the UK. The brokers are all American brokers. This is all new to me. Can I use those American brokers too as I don’t know what their requirements are?
Great video! Quick question, what's a fair good rule of thumb expense ratio amount when purchasing versus calculating what will your projected earnings will be like? What should I be looking and seeing for when buying?
Thank you for the video. Im still learning about trading and investments. When it comes to trading do you recommend a cash or margin account? And for investing do you recommend ETFs vs Stocks with Dividends for beginners? Can someone start with just a USD 100? I'm not in the US and I have a goal for 1 yr. Thank you.
I had Schwab&I didn’t like how complicated they made it. M1 is so easy. I’m gonna invest 540 a month every month till I’m 60 that’s like 30 years. Should retire wit a nice bag. Ima put 300 inna brokerage retirement account
Hi Joshua! Great video you have here, your presentation are really easy to understand. Im really new to this, so there is one thing i want to ask. Its about the expense ratio, so if i buy a certain etf, does my share would just be reduce for the expense ratio?
Hey thanks so much William! If I understand your question, the expense ratio is automatically deducted from your returns. When you view the daily net asset value (NAV) or price for an index fund or ETF inside your brokerage account, the fund's expense ratio is baked into the number you see. Sometimes it's really hard to find, but depending on he ETF it'll be a tiny number.
Hi Joshua nicely and simply explained thanks. I'm from India and just learning to do some investment as I'm a salaried person . Can you please guide me?
Hello Joshua, thank you for provided the information. I'm not sure if anyone asked this question already, but what advice can you give to international investors regarding ETF's and will this app allow international investors to subscribe?
Yes, that is a good question Bill and something I should have gone over! You would continue buying more shares of VOO. The more shares you own, the more compound interest (in the form of dividend payments) you'll earn and that will of course give you the compounding growth which is the most effective way to building long-term wealth. Think of ETFs as stocks. If you owned 100 shares of Apple stock, and Apple grew 50x over the next 5 years, your net worth would also increase since you own 100 shares of Apple. The same is true with ETFs, except instead of only owning Apple, you own 100s of other companies. I hope that helps. I may make an updated video with more information to replace this one
This may seem too simple of a question...since I have never invested in any of this... How do you know when you've made a profit... and... at what point and how can you take profits out???
Hi Sir thank you for your informative video though i tried to register on this app but it doesn’t exist in the Middle east where i live if you have an idea of a good app which work here i will be grateful thank you
Hi so I'm gonna use fidelity , my question is what is the right way to buy etfs, do I have to buy the whole eft share or let's say I can out 50 dollars every week/month into it?
With Fidelity, you can buy fractional shares of an ETF. So let’s say for example you wanted to invest in VOO. Even though that ETF is trading for close to $400, you can still buy $50 worth of the ETF. In terms of how much and how often to invest, I would try to invest as much and as often as you can. I made an ultimate ETF guide video on my channel recently and I go into more detail about all of this in that video. But basically, the more you can invest the better. Even $50 per week over a long period of time will add up and start to compound. I hope that helps!
@@JoshuaMayo omg thank you also do you think is a bad idea to own vti and voo at the same time, I have voo in acorns and will get vti in fidelity I was thinking of getting rid of voo and acorns in general but idk because they overlap each other right?
@@JoshuaMayo Hi bro, a follow up to this question. I struggle to understand what you get in return when you buy into an ETF as opposed to a stock. In this example, i buy the ETF for $400 does this mean i own one share of the ETF and how is this expressed as a % (dividing your cash input by the size of the fund?) Also as these ETF’s are traded on an exchange does that mean a sudden spike in demand for the ETF will prop up its price rather than the value of the underlying assets of the fund? i.e. how are these ETF’s priced if it’s following a stock index like the S&P 500 is the price governed by the average share price of the constituent companies that make up the index
Ok very cool informative for me but I still have a few questions where and how do you put the money in? I am new to this and so far what you have said is very clear I'm ready to get the ap , so can you explain it a little more? thanks oh as I said before I have more than a few questions but I can wait till I get an answer to the first question Thank you
"Now imagine for a second that he brought three baskets with him instead of just one, but on the way home, he dropped and still broke everything LMFAO"
Hey Joshua, In April I will be Getting a large sum of money $60-$70,000 and I wanted to invest into something that I could get income off of I currently have a mortgage and two car payments I wanted to pay off one of my vehicles at $10,000 and any smaller credit cards that I have equaling $5000 I wanted to put some money into bitcoin but I am looking to invest some money into something that is more of a dividend income stock how much do you think I should invest? Should I start small or start investing heavy
Hey Toxicjbot, first off that's an awesome sum of money to be getting and you have a lot to work with! I think paying down those debts first is great. I would also put maybe 1 months worth of living expenses away in a high yield savings account as an emergency fund. Then, the rest I would (personally) invest into a low cost diversified ETF such as VTI or VOO. If you don't already have a tax advantage retirement account such as a Roth IRA, you may consider opening one and maxing out your contribution in that account and investing in a low cost index fund or ETF (again, VTI or VOO) in your Roth IRA. Bitcoin is also a great investment. You sound like you have a great head on your shoulders!
I recently sold some of my NVDA stock to secure profits, but I'm retaining a portion for the long term. Nvidia's growth potential remains robust. I'm considering diversifying my 6-figure portfolio, but I'm uncertain about managing risks in my next move.
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
While balancing your portfolio allocations, de-risk your investments, support your core holdings, and take some gains. Even managed portfolios don't always perform as well as I would advise, so it's essential to get the advice of a qualified fiduciary; my spouse and I find that this works for us. Net of dividends, we have had over 80% capital growth.
@@Maryesther1 I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
@@JimGreenfield ‘Dianne Sarah Olson’ is the licensed advisor I use. Just search the name. You’d find her webpage and necessary details to work with to set up an appointment.
Just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains within months, l'm really just confused at this point.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
I read on CNBC about someone who is netting $20k a month himself from just his tradings in the market, which is from capital he had amassed long ago. That is incredible. How do people do that?
I have added a variety of stocks and ETF to my present holdings for the long term. I also have $300k aside to start following inflation-indexed bonds and stocks of companies with solid cash flow. I strongly believe this is a good time to capitalize on the market for long term gains. But actualizing a short term profit would not be a bad idea for me at all.
A collapse of margin debts leads to a decrease in stock prices and it triggers a ripple effect on selling of stocks as investors will try to cover their losses.
Investors should be cautious of their exposure and should be extra careful of their buys, especially during inflation. Such high yield in recession is only possible with the guide of an financial expert who has proven and knowledge on investment strategies.
I totally agree. That is the main reason I employed the service of financial advisor, seeing that their skill set is centered on going long and short at the same time, with the ability to identify and mitigate potential risk on and threat on my assets, employing risk for the asymmetrical upside and laying off risk as a hedge for the inevitable downward turns. I have netted a whooping 2.2million in 2years of working with my advisor, and I am not even doing much.
@@EthanRaynolds
I have actually been looking into advisors lately to help in optimizing my financial growth and security, the market is becoming tougher by the day. Who is the advisor guiding you?
@@OliviaParker-rx3ni
His name is TIMOTHY ERIC MEEK. You should google him for more information.
After the approval of some crypto ETFs, many people believe cryptocurrencies like Bitcoin could surpass $100k. I don’t want to miss out on this opportunity. I'm thinking about investing my $210k savings now, but I'm concerned it might be too late to maximize my profits.
Cryptö seems to have potential, but it’s important to be cautious. I’d recommend getting a financial advisor who can help you with entry and exit strategies.
If you don’t know much about the market, the best move is to get advice from a consultant or investment coach. Talking to a consultant helped me stay on track and grow my portfolio by around 65% since January, even if it sounds like common sense. I think it’s the most effective way to get started right now.
That's fascinating. How can I contact your asset coach? My portfolio is dwindling.
Rebecca Nassar Dunne is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
I just curiously searched her up, and I have sent her an email. I hope she gets back to me soon. Thank you
I sometimes wonder how successful investors manage to accumulate enormous wealth from their investment endeavours because I am an avid investor. I currently have equity from a recent house sale that exceeds $545K, but I'm not sure what to do with my money next. Is now the right moment to buy stocks, or should I wait for a better opportunity?
The current market conditions may provide opportunities to increase revenues swiftly; however, experience is required to carry out such a plan.
Many people minimise the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm solvent. I looked for licenced advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
That does make a lot of sense; you appear to understand the market better than we do. This coach is who?
Actually its a Lady. Yes my go to person is a ‘Sonya Lee Mitchell'. So easy and compassionate Lady. You should take a look at her work.
I found her page by searching for her entire name online. After that, I emailed her and we set up a meeting so we could talk; I'm currently waiting on her response.
I'm 54 and my wife and I are VERY worried about our future, gas and food prices rising daily. We have had our savings dwindle with the cost of living into the stratosphere, and we are finding it impossible to replace them. We can get by, but can't seem to get ahead. My condolences to anyone retiring in this crisis, 30 years nonstop just for a crooked system to take all you worked for.
I feel your pain mate, as a fellow retiree, I’d suggest you look into passive index fund investing and learn some more. For me, I had my share of ups and downs when I first started looking for a consistent passive income so I hired an expert advisor for aid, and following her advice, I poured $30k in value stocks and digital assets, Up to 200k so far and pretty sure I'm ready for whatever comes.
@@SantiagoWyatt- That's actually quite impressive, I could use some Info on your FA, I am looking to make a change on my finances this year as well
@@FernandoBowen-78 My advisor is Victoria Carmen Santaella;
You can look her up online
@@SantiagoWyatt- The crazy part is that those advisors are probably outperforming the market and raising good returns but some are charging fees over fees that drain your portfolio. Is this the case with yours too?
Investing in stocks may appear simple, but selecting the appropriate stock without a proven strategy can be tough. I've been trying to develop my $210,000 portfolio for a while, but the biggest hurdle is a lack of a clear entrance and exit strategy. Any feedback on this topic would be greatly welcomed.
Investing in multiple asset classes can mitigate risk more effectively than placing all of your capital in one. See a financial consultant if you don't comprehend finances well enough.
Several individuals minimize the importance of counsel until their own feelings become overwhelming. A few summers ago, following a protracted divorce, I needed a significant push to keep my firm afloat. I looked for licensed advisors and found someone with the highest qualifications. She has contributed to my reserve increasing from $275k to $850k despite inflation.
That makes perfect sense; you seem to have a better understanding of the market than we do. The coach is who?
NICOLE ANASTASIA PLUMLEE is her name. She is regarded as a genius in her area and works for Empower Financial Services. She’s quite known in her field, look-her up.
I just Googled her name and her website came up right away. It looks interesting so far. I sent her an email and i hope she responds soon. Thanks
3 years ago, I started investing with $300k, but I've only made about 6% total, or 2% per year, which my friends say is very low. I also put $800k into a 401k with a financial advisor, and it's now worth about $1.2 million after 10 years. I think I need to revamp my portfolio. Any advice on what to do with my money would be greatly appreciated.
I don.t really know your risk tolerance or asset allocation, sounds like just bad stock picking. Also unclear if the advisor is providing any other value via financial planning or other decision making. But likely scenario is just bad stock picks. Index funds, Etfs and chill.
You should definitely fire your advisor! That's a bad financial advisor. Over 50 years of data reveal that those who work with fiduciary advisors typically earn more than those who go it alone. I've been fortunate to work with one for 6 years, resulting in a $3 million portfolio.
Your advisor must be really good. How I can get in touch? My retirement portfolio's decline is a concern, and I could use some guidance.
Sure, 'Melissa Elise Robinson' is the licensed advisor I use. Just research the name. You’d find necessary details on the web to set up an appointment.
I looked up her name online and found her page. I emailed and made an appointment to talk with her. Thanks for the tip
just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying its ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $200k gains with months, I'm really just confused at this point.
Yes, a good number of folks are raking in huge 6 figure gains in this downtrend, but such strategies are mostly successfully executed by folks with in depth market knowledge
Very true. Despite having no prior investing knowledge, I started investing before the pandemic and pulled in a profit of approximately 950k that same year. in reality, all I was doing was getting professional advice
how can I participate in this? I sincerely aspire to establish a secure financial future and I am eager to participate. who is the driving force.
I'd say a due diligence on "Dianne Sarah Olson" truly exceptional...
thank you for this tip. it was easy to find your coach. did my due diligence on her before emailing her. she seems proficient considering her résumé..
The best investment one can do right now is investing on real estate though stocks are good but ever since I swapped to real estate, I've seen so much difference.
I’m interested I want to move to real estate investment can you help me ?.
STEPHINE KOPP MEEKS she is whom i work with look her ///
when i get my cashflow i invest in Real Estate!!! it is the best form of investment. I TRUST MY GUT
I have a 3 fund portfolio consisting of 33% S&P, 33% Total stock, and 33% international. I feel a need to focus on complete growth so I went 100% stocks, but does the SP500 and TSM overlap too much to make sense holding both? However I’ve been in the red for a month now. I work hard for my money, so investing is making me a nervous sad wreck. I don’t know if I should sell everything, sit and just wait but watching my portfolio of $450k dwindle away is such an eye -sore.
there are tons of cool stocks in different industries to watch. You don't have to act on every forecast. I suggest teaming up with a financial advisor who can help you pick the right times to buy and sell the stocks or ETFs you're eyeing. They can give you some solid advice to make smart moves.
That's awesome to hear! Having a skilled advisor to guide your day-to-day investment decisions, especially with their expertise in long and short positions, risk management, and access to exclusive information, can really make a difference. It's no surprise you've seen such impressive returns, netting over 2.8 million in over 2 years. Keep up the great work with your advisor!
I actually subscribed for a few trading courses but it didn't help much, been getting suggestions to use a proper financial advisor, how did you go about touching base with your coach?
When ‘Carol Vivian Constable’ is trading, there's no nonsense and no excuses. She wins the trade and you win. Take the loss, I promise she'll take one with you.
She appears to be well-educated and well-read. I ran a Google search for her name and came across her website; thank you for sharing.
ETFs are considered to be low-risk investments because they are low-cost and hold a basket of stocks or other securities, increasing diversification. For most individual investors, ETFs represent an ideal type of asset with which to build a diversified portfolio.
The consultant that guides and assist me is ROCHELLE DUNGCA-SCHREIBER, you can check her out online and reach out to her through her website to book an appointment.
I've worked with a lot of individuals but I have never come across anyone as good as Teresa Jensen White, Just by applying her new strategies I now trade independently. She is the best. I would advise any novice investor to invest/trade with her.
@@nicolescherzinger8239 whats her website
@@micahgriffin358 ROCHELLE DUNGCA-SCHREIBER
30 seconds in- you earned a like and a follow. Thank you for being straightforward and not gimmicky
I feared a housing crash due to people buying homes above asking prices with little equity. If prices drop, affordability and potential foreclosures may arise, worsened by future layoffs and rising living costs. I want to invest more than $300k in houses but I'm not sure on how to mitigate risk.
You are not alone we can no longer afford our mortgage, wife wants us to travel or relocate/I am proposing cashing in, walking away and renting while putting the rest in the stock market.
If you are in cross roads or need sincere advise on the best moves to take now its best you seek an independent advisor who knows about the financial markets. It's better to hire a skilled financial planner especially if you're not one yourself. I hired one after my retirement pension took a hit in April due to the crash.
Sharon Ann Meny, is the name , Just search the name. You’d find necessary details to work with to set up an appointment.
What're your thoughts on a good ETF that you would hold to go along with QQQ in an IRA? I still have a long way to go. Don't mind risk. But is there an etf in here you like in addition to QQQ that covers different sectors?.
All these funds are 100% US. International diversification is important! VTSAX and VTIAX are all you need for stocks, or better yet VTWAX.
@@raymondbarnes5264Hello. I'm actually looking for a good trader that can help me trade and make good profit, I've been seeing so many recommendations but I don't think they're trusted. Please do you have any recommendations?, you seem to know your way around the market.
@@greenquake11931 I would recommend my personal trader, her strategies are working.
@@greenquake11931 Just look her up online.
@@greenquake11931 'MARGARET ANN WARNKEN"
Very helpful and simplified. I've been searching for months to find someone who can break it down in a way I could understand. Looking forward to watching your other videos!
Thank you Ni! :) I'm really glad you found it helpful 🙌
It may be a silly question. But how do you cash out and are you able to
I’m a finance student, one of my professors’ advice is to invest in ETF’s and mutual funds until you hit about $50K then if you feel like you’ve got a grasp on how to invest in individual securities after that, then branch off and diversify your portfolio further. But never just up and buy individual stocks when you first start out.
What you actually needs is a well experienced and certified financial advisor, because I don't invest in bonds and EFTS by my self, my financial advisor scan the market for me and invest my money appropriately, her name is Lana Rae St John you can search for her on Google and see how certified she is
What you actually needs is a well experienced and certified financial advisor, because I don't invest in bonds and EFTS by my self, my financial advisor scan the market for me and invest my money appropriately, her name is Lana Rae St John you can search for her on Google and see how certified she is
That's cool
Hoot info
Good*
This is my advice to anyone interested, whatever you do in the market better work with a plan but if you find it hard navigating then seek help, I clumsily lost over 5 grand in a month but that's how I learnt my lesson
What should I know early enough so as not to make costly mistakes, I hope you don't mind me asking
@@Noah-pj6tc In investing or trading you need more than financial literacy, extensive knowledge and experience/expertise are major advancement keys to consistent growth, my portfolio is handled by a fiduciary Sir Benjamin H. Ravies he's a prolific investor
The one thing with Stocks is if you haven't fully tried it you might never believe it is even more profitable, but then nobody has time to invite you to the vault when they can pack all the gold
@@randy4773 how can I locate him, maybe his office offline or online thanks
Bro this is a fucking bot! Do not email this shit
I've been binging your videos all evening, and want to say thanks for efforts and explanations!
Wow thanks so much! I'm going to be putting out a lot more content soon, and more consistently. I hope you'll stick around 😉
I just started learning on my financial discipline with commitment this year, I started with ETFs which has given me 12 percent growth so far but I recently diversified into Forex which has made me over 70k from a 10k capital
Wow, I know it is profitable if done well which is a skill that is hard to learn so you must be good at it to make that much, can you help me get started
Trading isn’t really easy so I employ the expertise of a pro Benjamin ravies, grateful for that
Benjamin ravies
That's his Gmai okay
Thank you I have been able to start my investment journey with him also
Kudos to you, I also actively trade Forex which changed my life. consistency really matters
Goal going through all your videos and taking notes as a newbie!!!!so helpful
I know ABSOLUTELY NOTHING about investing. You mentioned bonds which I have NO CLUE what that even is, although I'm sure you have a video on your channel somewhere explaining it. (First video I've seen on ETF ever) You provided a step by step walkthrough on exactly how to buy and hold which, in my opinion, was flawless. The only thing I didn't notice was covered was how much money should be invested or how to do that on the app. I assume it's different for everyone how much you would want to invest. Other than that it was a perfect presentation on how to get started and I will be watching this again when I go to purchase my first one. Most people are discovering you don't become wealthy just through working 40 hours a week for a job you'll go nowhere in. You become wealthy through investing and I'm ready to hop on that train. Thank you SO SO SO MUCH for making this video and I look forward to watching all of your content and learning from it. PLZ keep up the good work!!!!! I will be recommending this video to several people!
Hey Josh, thanks for sharing this. I wonder what mic are you using on this video?
Very nice and understandable video
Thanks for the update
Thanks Joshua! I really enjoyed watching your video
You're very welcome! 😊
hi! as a fellow youtuber, i thank you for this video! im beggining to tap in this economy world too and your videos are being helpful! you have a +1 subscriber!
Very helpful. Straight to the point 🔥👋 thanks
How do you withdraw money from your M1 brokerage account full of ETF investments?
I've been considering buying ETFs/SCHD stocks for retirement, I have set asides $100k but somewhere along the line, I get cold feet maybe because I'm a rookie and have no idea what I'm doing, please I could really use some guideline
You can buy dividend ETFs if you don't want to get into individual stocks. My favorite is SCHD. you can use a coach
@@jasminerachel336 A coach sounds like a good idea, but how can I get a reliable one considering the nature of the market today?
Thanks a lot for this info, it was really helpful.
Incredible video! Than you for the information
I need notification
Dankeschone fur die Webungen ess ist schone gut.
Great video! As a new investor, what are the benefits of going through M1 finance vs going through Vangaurd directly?
Very helpful, thank you!
You're welcome!
Never would know how to do this before thank you
Very helpful information, thank you! What is your recommendation on which app to use m1 finance or fidelity?
Thanks you explained very well
Great video ❤
Thank you for your video. I followed step by step and I’m all set up. Question: should I be placing more money into the investment already made? Meaning does it help to have a percentage of my check going into my portfolio (investments that I’ve already purchased)? Yes or no 🥰
Yes! 👍
Hi
How’s your experience from 10 months
Any updates since last year?
Thanks for your time. It’s so helpful
You're welcome Agnes!
Hello Josh. Luv the videos. A little advice please. I'm 51. Looking to invest for retirement. Are etfs the way to go? Ty
Thanks for the knowledge
Hi Joshua. Thank you for the information on ETF. I don’t live in the US, I’m based in the UK. The brokers are all American brokers. This is all new to me. Can I use those American brokers too as I don’t know what their requirements are?
Hi Foluso, you're welcome! A few good options in the UK include Trading 212, Fidelity International, IG, and Interactive Brokers. Hope that helps!
Great video! Quick question, what's a fair good rule of thumb expense ratio amount when purchasing versus calculating what will your projected earnings will be like? What should I be looking and seeing for when buying?
I’d like to venture in to stock but need advice on starting up with Robinhood or M1?
Great video🙏
When i buy through a broker, will i lose my ETF in case anything went wrong with the broker?
very informative
Hey, so shall we stick to one etf and keep investing (1-2 shares) every month for the rest of life ? Is that the right approach ?
Thank you for the video. Im still learning about trading and investments.
When it comes to trading do you recommend a cash or margin account? And for investing do you recommend ETFs vs Stocks with Dividends for beginners?
Can someone start with just a USD 100? I'm not in the US and I have a goal for 1 yr. Thank you.
thank you! you are awesome.
Do you need to keep investing every month?
I am 73, and live in Bulgaria. I am a Brit. Question. I want to invest in mainly gold and silver. How would I go about it ?
how do you withdrawal from ur brokerage account when you are ready to?
Brokerage account good.. but cash or margin? I cannot find this ANYWHERE. Everything goes to margin borrowing which is not what I’m doing, I think?
Do you believe M1 Finance is better than Fidelity Investments, for beginners ? having trouble picking the best one
For how long can we hold the etf ? And do we have to buy every month ?
I had Schwab&I didn’t like how complicated they made it. M1 is so easy. I’m gonna invest 540 a month every month till I’m 60 that’s like 30 years. Should retire wit a nice bag. Ima put 300 inna brokerage retirement account
Please for someone in Nigeria which apps do you suggest for them for investing in ETF and please am a beginner which ETF do you also advise I get
Thank you! :)
You're welcome Mareka! :)
When you invest do I need to buy once a month or a one time thing
Hey, I'm in NZ and can't use M1 Finance. Can anyone recommend A good brokerage firm. Cheers.
Crypto ETF are the same?
Hi Joshua! Great video you have here, your presentation are really easy to understand. Im really new to this, so there is one thing i want to ask. Its about the expense ratio, so if i buy a certain etf, does my share would just be reduce for the expense ratio?
Hey thanks so much William! If I understand your question, the expense ratio is automatically deducted from your returns. When you view the daily net asset value (NAV) or price for an index fund or ETF inside your brokerage account, the fund's expense ratio is baked into the number you see. Sometimes it's really hard to find, but depending on he ETF it'll be a tiny number.
Hello Joshua, do you happen to know why Europeans cannot open M1 account? Thank you in advance
M1 finance support only green holder. I'm student I wanted to buy which app can I used
thanks for the video , but you did not mention any payment methods !!!!
How much money do u invest in though?
How do you choose the amount that you want to invest. You said it autmatically would buy the etf but ow does it know how much you can afford to spend?
Hi Joshua nicely and simply explained thanks. I'm from India and just learning to do some investment as I'm a salaried person . Can you please guide me?
Hello Joshua, thank you for provided the information. I'm not sure if anyone asked this question already, but what advice can you give to international investors regarding ETF's and will this app allow international investors to subscribe?
Can you buy fractional shares with M1?
Great tutorial, but, I am in the UAE and not able to open an account as I only have a UAE phone number..
what do i do after I buy one share of VOO ETF? do I leave it there or do I keep buying more VOO shares?
Good question.🤔
Yes, that is a good question Bill and something I should have gone over! You would continue buying more shares of VOO. The more shares you own, the more compound interest (in the form of dividend payments) you'll earn and that will of course give you the compounding growth which is the most effective way to building long-term wealth. Think of ETFs as stocks. If you owned 100 shares of Apple stock, and Apple grew 50x over the next 5 years, your net worth would also increase since you own 100 shares of Apple. The same is true with ETFs, except instead of only owning Apple, you own 100s of other companies. I hope that helps. I may make an updated video with more information to replace this one
What do you think of public app? For etfs
This may seem too simple of a question...since I have never invested in any of this... How do you know when you've made a profit... and... at what point and how can you take profits out???
Is M1 only accessible to certain geographical locations? Not able to add my phone number from a Pacific island nation.
Could I set it through Acorn and E-Trade?
When and how do you pay for the etf at the end of the year?
What if you are a UK resident? Can you recommend one for us as you can only be a US resident to sign up.
Great intro
Hi Sir thank you for your informative video though i tried to register on this app but it doesn’t exist in the Middle east where i live if you have an idea of a good app which work here i will be grateful thank you
Hi so I'm gonna use fidelity , my question is what is the right way to buy etfs, do I have to buy the whole eft share or let's say I can out 50 dollars every week/month into it?
With Fidelity, you can buy fractional shares of an ETF. So let’s say for example you wanted to invest in VOO. Even though that ETF is trading for close to $400, you can still buy $50 worth of the ETF. In terms of how much and how often to invest, I would try to invest as much and as often as you can. I made an ultimate ETF guide video on my channel recently and I go into more detail about all of this in that video. But basically, the more you can invest the better. Even $50 per week over a long period of time will add up and start to compound. I hope that helps!
@@JoshuaMayo omg thank you also do you think is a bad idea to own vti and voo at the same time, I have voo in acorns and will get vti in fidelity I was thinking of getting rid of voo and acorns in general but idk because they overlap each other right?
@@JoshuaMayo Hi bro, a follow up to this question. I struggle to understand what you get in return when you buy into an ETF as opposed to a stock. In this example, i buy the ETF for $400 does this mean i own one share of the ETF and how is this expressed as a % (dividing your cash input by the size of the fund?)
Also as these ETF’s are traded on an exchange does that mean a sudden spike in demand for the ETF will prop up its price rather than the value of the underlying assets of the fund?
i.e. how are these ETF’s priced if it’s following a stock index like the S&P 500 is the price governed by the average share price of the constituent companies that make up the index
@@marlencinu11 u buy share price. U purchasing stock, not in saving account lol
Ok very cool informative for me but I still have a few questions where and how do you put the money in? I am new to this and so far what you have said is very clear I'm ready to get the ap , so can you explain it a little more? thanks oh as I said before I have more than a few questions but I can wait till I get an answer to the first question Thank you
From your bank. You verify yourself connect a bank and then the app will pull funds in a scheduled fashion for you
"Now imagine for a second that he brought three baskets with him instead of just one, but on the way home, he dropped and still broke everything LMFAO"
Am a Ghanaian and I tried using your app and it seems my country is not allowed. What app can we use
Hey Joshua, In April I will be Getting a large sum of money $60-$70,000 and I wanted to invest into something that I could get income off of I currently have a mortgage and two car payments I wanted to pay off one of my vehicles at $10,000 and any smaller credit cards that I have equaling $5000 I wanted to put some money into bitcoin but I am looking to invest some money into something that is more of a dividend income stock how much do you think I should invest? Should I start small or start investing heavy
Hey Toxicjbot, first off that's an awesome sum of money to be getting and you have a lot to work with! I think paying down those debts first is great. I would also put maybe 1 months worth of living expenses away in a high yield savings account as an emergency fund. Then, the rest I would (personally) invest into a low cost diversified ETF such as VTI or VOO. If you don't already have a tax advantage retirement account such as a Roth IRA, you may consider opening one and maxing out your contribution in that account and investing in a low cost index fund or ETF (again, VTI or VOO) in your Roth IRA. Bitcoin is also a great investment. You sound like you have a great head on your shoulders!
@@JoshuaMayo thank you 🙏🏼
Hey Joshua, nice video. Can an immigrant buy an ETF? I am not from the U.S. Thank you so much.:)
But if he carries 3 baskets and fells over...
I recently sold some of my NVDA stock to secure profits, but I'm retaining a portion for the long term. Nvidia's growth potential remains robust. I'm considering diversifying my 6-figure portfolio, but I'm uncertain about managing risks in my next move.
Everyone needs a Margin of Safety in their portfolios and just remember, It's time in the market versus timing the market.
I believe a healthy portfolio has 3 things, at the bare minimum: Exposure to ETFs for increased diversification, Exposure to assets that generate cash flow like dividend stocks, Exposure to market-leading tech.
While balancing your portfolio allocations, de-risk your investments, support your core holdings, and take some gains. Even managed portfolios don't always perform as well as I would advise, so it's essential to get the advice of a qualified fiduciary; my spouse and I find that this works for us. Net of dividends, we have had over 80% capital growth.
@@Maryesther1 I'm intrigued by this. I've searched for financial advisors online but it's kind of hard to get in touch with one. Okay if I ask you for a recommendation?
@@JimGreenfield ‘Dianne Sarah Olson’ is the licensed advisor I use. Just search the name. You’d find her webpage and necessary details to work with to set up an appointment.
Does the app tell you the percentage rate your going to get over the time?
What are the alternatives to M1?
m 1 finance is not available in Canada?
Thank you for the presentation. But I couldn’t find M1 Finance. Is this only limited to the US
ooh, it appears it currently only available to US residents. Where are you located? I can suggest a good alternative for you
@@JoshuaMayo Best alternative for UK?
Please can you suggest a good app for someone in Nigeria please
감사합니다 잘들었습니다.
구독과좋아요 누르고 갑니다
고맙습니다.
Hit 110k last week, lost over 14k today
Just sold a property in Portland and I'm thinking to put the cash in stocks, I know everyone is saying it’s ripe enough, but Is this a good time to buy stocks? How long until a full recovery? How are other people in the same market raking in over $450k gains within months, l'm really just confused at this point.
I agree that there are strategies that could be put in place for solid gains regardless of economy or market condition, but such executions are usually carried out by investment experts or advisors with experience
Heard someone mention a couple making around $120,000 during the recent Bitcoin pump. How're they doing it?
I read on CNBC about someone who is netting $20k a month himself from just his tradings in the market, which is from capital he had amassed long ago. That is incredible. How do people do that?
You need a pro that is good at navigating the market. Someone like Angela Reinhard
Can you do ROBINHOOD
Whatever happens,happens i'll survive either way
what brokerage can we use ? as a non US citizen ? can u plz tell me ?
TD Ameritrade, Charles Schwab, Firstrade, and Zachs trade are all great options for non US citizens
How many ETFs you own?
LOL well the beginning was a bit more than "so is this how i suck on an egg" talk
👌👌👌👌👌👌