I have literally just consumed a good couple hour's worth of your videos, and I can't get enough of them! Thank you for breaking everything down and making it so easy to understand. New subie :)
Good point around ETF's, holding just one ETF/Index Fund is adequate in most cases and provides all the diversification to mitigate risk. "When you own an index fund, you're also protected against all the unlucky decisions that active fund managers are liable to make” - Tony Robbins. Another good vid from Tracey! Keep em coming!! :)
Any chance of you doing a video of how your shares have been over time. A comparison from your starting point till current (timeline). ie; how much growth over the years in price and dividend? Has it been worthwhile? (guessing very much so!) How long has it taking you get this far? ps; loving the videos!
This video was exactly what I was looking for! I have established a few stocks already and was trying to figure out whether I focus on one or a little of all of them and if I focus on one when do I switch..... just the little details that I haven't seen many people address. This gave me great suggestions on where to go from here. Thank You!
One of the best videos I've seen on here to get started with investing in shares. Explained so clearly for us newbies, will definitely be following this strategy. Thank you.
Thank you so much for all your videos. You explain things so simply and are a big reason my husband and I have started our investment journey. Thank you so much!!!
wow what a fantastic video. You have simplified things for me and really nailed down the reasoning behind it. Makes sense to me and has helped in my direction for investments moving forward Thank you
Loved the thumbnail of this video. It made me laugh; not in a bad way - I think it's perfect! And spot on with the content of your video. I learn something new each time - today around your thoughts on how you rebalance.
Another super video. Thank you! Would love to hear your thoughts on ZYUS and RARI for potential dividend ETFs please. Using both of these would give both local and US exposure whilst honouring all your dividends ‘rules’ 😊
Hi Tracey, really enjoying your videos, super clear and helpful 👍 It would be great if you could do a video on portfolio rebalancing, what to consider and how best to go about it Thanks!
You don't need to use Vanguard Personal Investor to purchase their ETFs, although, the platform is pretty limited as you can only buy Vanguard products. Michael Ko made a video listing investing platforms, such as Pearler, Selfwealth, Superhero, Stake, etc. Keep in mind that a platform can either use a CHESS model or a Custodian model, which could affect your decision.
Excellent overview on building out a dividend growth portfolio. Tracey you always bring it to a very understandable level for the novice and mid level investors alike. Well done!
i love that i found a personal finance channel where the focus is on slow, steady truly 100% passive income ❤️ aussie wealth creation's strategy is too focused on active investing, and it's so stressful watching his videos. you exude such a calm energy. and after watching your videos, it really feels like investing isn't a complicated thing at all. in fact, it's very simple - just stick to good sense rules, be patient and rational, and the gold will come. i'm curious tracey, what was your career before you started living off your dividend income?
I had various careers, mostly admin type roles, but nothing with high income. I did study journalism at uni, although never worked in the field. I also wrote books for a while too.
Hi Tracy, what is your opinion on computershares as a registry? I am turned off buying stocks because they charge $55 to purchase your EOFY tax statement and when my portfolio isn't that large $55 is quite a big chunk. Compared to Linkedmarket serivces who do not charge you for your own EOFY statement.
Hello love you videos I was wondering if you could do a comparison on certain groups of ETFs again I'm currently picking my brains on property etfs VAP DJRE SLF VBLD
Thanks Tracey. Great insight into your approach on portfolio rebalance. Interesting your approach on whether to invest evenly or not. Personally I like to keep investments even. However I assume you mean by a company doing well as in growing dividend as opposed to share price? All things being even a dropping price if it doesn't indicate bad things happening to the company then it means a cheaper buy-in price?
Hi Tracy, great video as always, I noticed you said the has VAP, but that is only 2.9% correct? is there another reason you hold this one, just curious. I have VHY also in my portfolio, which seems to be doing well.
Hi Tracey.. what percentage of your income do you hold in cash? Do you have only an emergency fund and invest everything else? Specially in times of uncertainty where everybody's talking about an imminent stock market crash.
Hi I was looking at doing a high dividend and REIT ETF only through vanguard account as I give a Raiz account which has everything. Do you think this is a good idea? Thanks
I just keep track through my trading platform. Interesting that you mentioned Sharesight though - I haven't used them, but they contacted me for a possible sponsorship. Do you like them? I need to check them out.
@@TraceyEdwards I use Sharesight, just the free one, it seems to be great for viewing my portfolio better laid out than Selfwealth that I'm with, hope this helps
I have literally just consumed a good couple hour's worth of your videos, and I can't get enough of them! Thank you for breaking everything down and making it so easy to understand. New subie :)
Great work Tracey. I’ve recently reached 10k$ invested and making on average 30$/month. One year into it and fully in love with it. 💎
Good point around ETF's, holding just one ETF/Index Fund is adequate in most cases and provides all the diversification to mitigate risk. "When you own an index fund, you're also protected against all the unlucky decisions that active fund managers are liable to make” - Tony Robbins. Another good vid from Tracey! Keep em coming!! :)
actually, I have 3 ETFs, AU, USA and World so I have something across everything. I'm now reducing individual stocks and reinvesting in my ETFs.
@@lindaj6675 how has investing in US and World stocks gone for you and how have you managed tax and brokerage expenses?
Any chance of you doing a video of how your shares have been over time. A comparison from your starting point till current (timeline). ie; how much growth over the years in price and dividend? Has it been worthwhile? (guessing very much so!) How long has it taking you get this far? ps; loving the videos!
I have just found your videos and binged on them. Looking forward to the next one, thanks for the easy to understand info 😁
This video was exactly what I was looking for! I have established a few stocks already and was trying to figure out whether I focus on one or a little of all of them and if I focus on one when do I switch..... just the little details that I haven't seen many people address. This gave me great suggestions on where to go from here. Thank You!
Excellent! Glad it was helpful :)
One of the best videos I've seen on here to get started with investing in shares. Explained so clearly for us newbies, will definitely be following this strategy. Thank you.
I like how your information is simple. Thank you for sharing your information. 💚
Thank you so much for all your videos. You explain things so simply and are a big reason my husband and I have started our investment journey. Thank you so much!!!
That's awesome! Thanks so much :)
Most of the big ASX dividend companies didn't pay a final dividend in 2020.
This is sooo valuable! Thank you so much for sharing this!
Love the video Tracey. Great work.
wow what a fantastic video. You have simplified things for me and really nailed down the reasoning behind it. Makes sense to me and has helped in my direction for investments moving forward
Thank you
Loved the thumbnail of this video. It made me laugh; not in a bad way - I think it's perfect! And spot on with the content of your video. I learn something new each time - today around your thoughts on how you rebalance.
Haha, I was having some fun with the thumbnail. Glad it made you laugh :)
Another super video. Thank you! Would love to hear your thoughts on ZYUS and RARI for potential dividend ETFs please. Using both of these would give both local and US exposure whilst honouring all your dividends ‘rules’ 😊
Oooh, I'll check them out soon!
A new subscriber now! Great video thank you for this general advice. It aligns with what I’m going for which very reassuring
Thank you Tracey. Loved the video. Its sooo good.
Thank you for this video. Was just thinking about going back into dividend investing. Glad you still making these videos 😂
This building up profolio is so useful !! Thanks
i heard every single word in this video.
Hi Tracey, really enjoying your videos, super clear and helpful 👍
It would be great if you could do a video on portfolio rebalancing, what to consider and how best to go about it
Thanks!
Love the video Tracy. Your explanations are always so clear and precise!
Thank you. I’m a starting off on this investment journey and found this really helpful.
H Tracey, is this secret code for a good investment? Lol
Someone was using my name and icon. I’ve deleted the comments and blocked the channel.
Love the visual and value breakdown!
Thanks so much Tracey! I really appreciate all that info, could you please share with us where you find all the info about the dividends?
Thanks 🙏
‘Way to go TE ! Great job
Always so thorough and helpful! Thank you Tracey!
hi tracey. love your video. just want to know where i can find your video on platforms to buy etf and stocks. do you use vanguard for vanguard etf?
You don't need to use Vanguard Personal Investor to purchase their ETFs, although, the platform is pretty limited as you can only buy Vanguard products. Michael Ko made a video listing investing platforms, such as Pearler, Selfwealth, Superhero, Stake, etc. Keep in mind that a platform can either use a CHESS model or a Custodian model, which could affect your decision.
Great video! Very informative and clearly explained.
Nice as always 😍
nice work Tracey i subscribed
Excellent overview on building out a dividend growth portfolio. Tracey you always bring it to a very understandable level for the novice and mid level investors alike. Well done!
As always a great video
this has been very educational, thank you
i love that i found a personal finance channel where the focus is on slow, steady truly 100% passive income ❤️
aussie wealth creation's strategy is too focused on active investing, and it's so stressful watching his videos.
you exude such a calm energy. and after watching your videos, it really feels like investing isn't a complicated thing at all. in fact, it's very simple - just stick to good sense rules, be patient and rational, and the gold will come.
i'm curious tracey, what was your career before you started living off your dividend income?
I had various careers, mostly admin type roles, but nothing with high income. I did study journalism at uni, although never worked in the field. I also wrote books for a while too.
Great video. At the time of rebalancing your portfolio would you sell a stock even if you’re making a loss? (i.e. sell price is lower than buy price)
I am so new here, I love your video, would you mind briefly explain what you meant having 1 single stock in each sector?
Many thanks
,Michelle
Great video Tracey, if your not working and have 0% taxable income do you still pay cgt on dividends received
Great video appreciate the content !!
Thoughts on VDHG?
Hi Tracy, what is your opinion on computershares as a registry? I am turned off buying stocks because they charge $55 to purchase your EOFY tax statement and when my portfolio isn't that large $55 is quite a big chunk. Compared to Linkedmarket serivces who do not charge you for your own EOFY statement.
Why ETFs and not LICs given you are in Australia and get the franking credits?
Hi Tracey, nice video. However with capital gains/losses with selling of shares, just wondering if portfolio rebalancing will be effective every year.
Hello love you videos
I was wondering if you could do a comparison on certain groups of ETFs again
I'm currently picking my brains on property etfs
VAP DJRE SLF VBLD
I thought your video was excellent! Thanks! 😊
Hello Tracey! Quick random question, do you use a teleprompter when speaking on camera?
Thanks Tracey. Great insight into your approach on portfolio rebalance. Interesting your approach on whether to invest evenly or not. Personally I like to keep investments even. However I assume you mean by a company doing well as in growing dividend as opposed to share price? All things being even a dropping price if it doesn't indicate bad things happening to the company then it means a cheaper buy-in price?
Absolutely! I like a good stock market sale. :)
Awesome video very informative, Where do you gather your information when companies pay dividends?
That info is usually in your brokerage account, but sites like yahoo finance have it too
Hi Tracy, great video as always, I noticed you said the has VAP, but that is only 2.9% correct? is there another reason you hold this one, just curious. I have VHY also in my portfolio, which seems to be doing well.
Currently VAP has a yield of 5.06% (taken from the Vanguard website www.vanguard.com.au/personal/products/en/detail/8206/portfolio).
Hi Tracey.. what percentage of your income do you hold in cash? Do you have only an emergency fund and invest everything else? Specially in times of uncertainty where everybody's talking about an imminent stock market crash.
Great video
Thank you 🙌 x
Hi Tracey
Do you max out your super yearly as this is tax free or do you put it all in stocks for the dividends but wouldn’t you be taxed on that?
Thank you
Hi I was looking at doing a high dividend and REIT ETF only through vanguard account as I give a Raiz account which has everything. Do you think this is a good idea? Thanks
So basically just keeping buying A200 or VAS and do nothing else. No point trying to pick individual stocks
Do you reinvest all the dividends to begin with to increase capital?
It's a good way to build capital fast, although I take the income now :)
I got 90 ooo in bank last year now 300 left the account I had near got rip of me so I spent it before it got taken 💮
Thanks Tracey - how do you check if companies are paying dividends that you are happy with - do you use something like Sharesight?
I think she mentioned marketindex.com.au
I just keep track through my trading platform. Interesting that you mentioned Sharesight though - I haven't used them, but they contacted me for a possible sponsorship. Do you like them? I need to check them out.
@@TraceyEdwards I use Sharesight, just the free one, it seems to be great for viewing my portfolio better laid out than Selfwealth that I'm with, hope this helps
@@TraceyEdwards I haven't actually used Sharesight yet either. Am looking into it now.
Sharesight will prob be good for you as it is really good for recording dividends and calculating overall return. Worth checking it out.
Any thoughts on Bega Cheese?
Can someone at 46 start?
Of course. 46 is still young when you consider how many years you have 😊
Vhy doesn't appear to be paying dividends.
They still are. Next payment is 19th January, so just over two weeks.
Investing 10k to get 5% a year!!!! I think 🤔 you could do better if u invested it in real life trading :buy cheap and sell higher...just my opinion
Are you guys in the comment section being paid? Terrible content..
Thanks so much Tracey! I really appreciate all that info, could you please share with us where you find all the info about the dividends?
Thanks 🙏