India's New Age Robbers | Why are Banks silent about this Mega-Loot? | Akash Banerjee & Manjul

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  • Опубліковано 22 гру 2022
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    *****************
    In an admission in Parliament the Finance Ministry has revealed that just the TOP 50 wilful loan defaulters in India owe banks close to 1,00,000 CORE RUPEES! - Another RTI shows that just 300 defaulters who owe banks more than 100 core each - have a cumulative loan default of 1.4 LAKH CRORE RUPPES.
    Who sanctioned these loans ? How were these bad loan processed ? Why are rules only enforced when a middle class Indian or a farmer comes to ask for the loan? Why is the recovery process different for different people ? Why is the law so radically different for rich and poor (even when the rich default?)
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    Credits :
    Script : Manjul
    Edit : Tushar, Khursheed & Shivam
    Thumbnail : Khursheed
    Producer : Sahil Likhar
    #loanfraud #lootmoney #bank

КОМЕНТАРІ • 3,2 тис.

  • @thedeshbhakt
    @thedeshbhakt  Рік тому +230

    Download KukuFM! - kukufm.sng.link/Apksi/tx71/fnbi
    Use Coupon Code - SANTA60 on 24th & 25th Dec to get access to 10,000+ Titles at just Rs. 39

    • @gkk6866
      @gkk6866 Рік тому +6

      Pls do an episode on EVM

    • @kundankumarmishra6494
      @kundankumarmishra6494 Рік тому +2

      Sir education loan bhi daalna chahiya thaa video main jisse ek choti si loan se koi apna education afford kar payega but nhi ye koi nhi karta

    • @samindian1905
      @samindian1905 Рік тому

      Businesswalo ko lootlo Country scheme chal rahi hai 😜😜😜😜😅😂🤣

    • @samindian1905
      @samindian1905 Рік тому +2

      Lootlo bank schem? 😂😂😂😂

    • @samindian1905
      @samindian1905 Рік тому +2

      Har Har modi bank schem (Lootlo)

  • @subhradeepsamantray
    @subhradeepsamantray Рік тому +137

    I am just in awe of this hypocrisy of this country's system 🥲🥲

    • @sk....3049
      @sk....3049 Рік тому +3

      All scammers are from upper caste ...aur desh ko barbad 1.8 percent ( st sc st OBC) arakskan kr raha h waah andhbkhto 😝like this

  • @shiroycreation9044
    @shiroycreation9044 Рік тому +351

    Sir your creativity is a masterpiece. ❤❤

  • @theark.123
    @theark.123 Рік тому +114

    Thanks!
    Amazing satire ! Surely satire is his attire. Thanks Akash for your integritiy in helping the true Deshbhakts to think critically. Do continue this with strength and courage.
    Why does the SuperThanks stop at 4999 ? 😃

    • @thedeshbhakt
      @thedeshbhakt  Рік тому +29

      Many thanks Raj ! Why cannot we have more folks like you who support independent publications !!!
      In terms of support - this is this one time thank option on YT - but the best option continues to be patreon membership.
      The highest tier on patreon (Ultimate Deshbhakts) stay connected with me direct via a WA group - www.patreon.com/thedeshbhakt
      I look forward to hearing from you!

    • @theark.123
      @theark.123 Рік тому +14

      @@thedeshbhakt Thanks Akash for your response. What about those who may not want to be too involved with memberships but quietly support with bigger contributions. Do send me a link. Blessings !

    • @chaudharynavin3314
      @chaudharynavin3314 5 місяців тому

      ​@@theark.123❤

  • @vippartis
    @vippartis Рік тому +11

    1000 times I repented as a new officer in a bank in 1980 s, I was very harsh with a small vegetable seller to whom our bank lent rs 500 and she defaulted in repayment of one EMI of rs 25/. When I grew up in the Bank I had to shut my eyes for 100 crore defaulters also. What sort of culture practice.

  • @sukantbehera3901
    @sukantbehera3901 Рік тому +232

    This is the irony of our country....hats off to you for this information

    • @AsatiManas
      @AsatiManas Рік тому +1

      Arnab Gottuswami = Sadee nalee ka kutte ka babasir pilla.
      Sala dinbhar bhokta rehta h🐶

    • @aMAN-xk6iu
      @aMAN-xk6iu Рік тому

      We should raise our concerns so that vulnerability of our banking system fixed and reformed for benefit of all, otherwise it get happen in future too.

    • @btensionfree
      @btensionfree Рік тому

      Waah kya baat hai nice comment.

    • @sk....3049
      @sk....3049 Рік тому +4

      ALL ARE FROM UPPER CASTE

  • @ar34567
    @ar34567 Рік тому +345

    1.Editor and Akash at their best level 🤣🤣🤣
    2. RBI should bring and implement a hard law for banks and loan defaulters too

    • @Autumnfeverr
      @Autumnfeverr Рік тому +19

      RBI bhi joke ban gya hai.

    • @9845ist
      @9845ist Рік тому +11

      Yes but those law will be implemented strictly only on low and middle income group

    • @ar34567
      @ar34567 Рік тому +2

      @@9845ist sad reality 😭

    • @aritragupta4182
      @aritragupta4182 Рік тому

      The history graduate will take action against loan defaulters? Does he even know how to?

    • @basitjaved6585
      @basitjaved6585 Рік тому

      Law sb h bs chutiya bnaya h tmko or hmko

  • @subhasishmitra3421
    @subhasishmitra3421 Рік тому +6

    Without bank officials and ministry's help from bureaucrats it is impossible

  • @srdiwakar
    @srdiwakar Рік тому +33

    Another excellent episode from Deshbhakt! You have highlighted a big problem in India's economy. By this method the rich businessmen are getting "revdi" at the expense of the public.

    • @thedeshbhakt
      @thedeshbhakt  Рік тому +2

      this is the real REVDI!
      thanks for the support SUBODH!

  • @PegujiReviews
    @PegujiReviews Рік тому +410

    Nobody can beat uniqueness of Akash👍 and the Intro lit🔥🔥🔥

    • @AsatiManas
      @AsatiManas Рік тому +1

      🖖

    • @AsatiManas
      @AsatiManas Рік тому +1

      Arnab Gottuswami = Sadee nalee ka kutte ka babasirpilla.
      Sala dinbhar bhokta rehta h🐶

    • @Satya1_official
      @Satya1_official Рік тому

      Bengali in Bengal - Bangale bangla bólte hobe, aíta Bengal
      Bengali on UA-cam - Ham deshbhakt 😂

    • @onlynationalist
      @onlynationalist Рік тому

      AKASH BANERJEE TU THAA NAA INDIA TODAY MEIN 5+ YEARS?
      KAMAAL KI BAAT YEH HAI KI JAB CONGRESS SARKAARO MEIN YEH SAB DEFAULTERS LOAN PE LOAN LE RAHEY THAY, TAB TUM JAISEY HI BAAKI PATRAKAARO KE MUH PE STEEEL KA TAPE LAGAA HUAA THAA. AB OFFICE OFFICE KE MUSSADI LAAAL BAN RAHEY HO...

  • @alingbangmikhieyungdzuzu4043
    @alingbangmikhieyungdzuzu4043 Рік тому +215

    ........ "Minimum balance" wala idea toh "Master stroke" tha Banks aur Government ka......😜😆😆

    • @xclzv5900
      @xclzv5900 Рік тому +8

      They earned much in that and settled it somewhere in their balance sheets😂🤣
      Just bank things

    • @pritam2121
      @pritam2121 Рік тому +5

      Haan.. matlab jinke pass paisa nahi hai unka nivaala cheen ke ameero ka loan maaf karenge

    • @MrAtul1962
      @MrAtul1962 2 місяці тому

      Pension Rs 1965/-PM (fixed) Minm Balance required by the bank Rs 5000/- . Andheri nagri chopat raja.

  • @rishichowdhury533
    @rishichowdhury533 Рік тому +13

    You are absotuely right. Even Laxmi Mittal's brother Promod Mittal is one of them. He even doesn't pay his employees. One of our relatives suffered by joining his so called company. After offering huge salary and bringing them onboard, he stops paying them their salary.

  • @jcreole5222
    @jcreole5222 Рік тому +4

    This is perhaps why even some bank employees don't think twice about unethical behavior. I had two employees who I already had met earlier at a bank literally harassing me for investment by coming to the place I stay, saying that one of them was just short of her target for a promotion. Even after informing them I really needed the little money I had, they just did not care and continued for around an hour. Escalating this to their higher ups elicited zero response.
    If bank employees who have access to sensitive personal info can resort to fraud and unethical conduct, how should you regulate them?

  • @swapnil8453
    @swapnil8453 Рік тому +100

    Starting & Arnab's dubbing !😂😂😂
    Really Insane!

  • @tanilpodo8605
    @tanilpodo8605 Рік тому +121

    Sir I'm from Northeast arunachal.
    Currently the corruption issues are hampening our future, and no national channel are interested in reporting our issue....
    It is my humble request if you happens to update any on corruption issues, please do remember our state as well..
    We were always ignored....
    I really love and appreciate your work.... thankyou for you Deshbhakt dedication.♥️

    • @GODDARAJ
      @GODDARAJ Рік тому +4

      Agreed. All news channels are ignoring northeast news. I'm from Bihar Jharkhand.

    • @youdontknowme2913
      @youdontknowme2913 Рік тому +2

      Would like a hear a lot about the leaks of state exams and why the case have never been shed light on the capital of our country or why the state government never let such big story out.

  • @omkara85
    @omkara85 Рік тому +27

    This is the Information kept away from general citizens.. keep making such content👍🏼

  • @dr.jineshjayadevan8603
    @dr.jineshjayadevan8603 Рік тому +3

    Why Supreme Court is not interfering in correcting banks to get back these bad debts😢

  • @akashyadav8513
    @akashyadav8513 Рік тому +146

    "Banks can lend money they don't actually have and when they get grounded because of their own incompetence, they(banks+law maker) simply increase burden on people"

    • @Faisalaamair
      @Faisalaamair Рік тому +1

      Bankers Paradox

    • @Spyron_
      @Spyron_ Рік тому

      rona aa jata h yahan ek emi dene me ya jabardasti saving ka paisa jab mandatory tax filing me chala jata h 😑😑aur ye log ye sab itne paise leke baith te h

    • @sk....3049
      @sk....3049 Рік тому +4

      SARE K SARE UPPER CASTE K HAI SC MEIN JUDGE B APNE KHANDAN K BNATE H MOSLY BRAHMAN .... AUR YH ROTE H K SC ST OBC KISSAN FEMALES MUSLIM SIKH GADAAR H WAAH RE DOGLO 😂

    • @kpopstan7286
      @kpopstan7286 Рік тому +1

      Very true brother...Printing Money and losing its value by a common man and still getting lower FD interest and also working hard to earn his living and paying off EMI and fees and charges and abiding by law...after all..Its all for nothing...The money doesnt hold true value coz its not true...

    • @sunilkumaryadav2183
      @sunilkumaryadav2183 Рік тому

      @@sk....3049 abe castiest insan... isma upper caste ka sa aagaya. i am obc myself . apna propaganda kahi aur chala. their are rich obc sc and st too.

  • @mohammedmuzammilshaikh736
    @mohammedmuzammilshaikh736 Рік тому +105

    When banks know that a client is NPA but they still sanction additional Loans is not by chance. But Bank managers and bank higher authorities get kick back from such loans.
    Chanda Kocchar of ICICI bank is a shining example of this.

    • @xclzv5900
      @xclzv5900 Рік тому +3

      They apply from different banks and the staff gets transferred or new staff being sent when the old ones gets the kickbacks, they pay for their transfers in other places yo get more kickbacks while the new ones are made to handle the situation
      The masterminds know, even if the situation gets worse, the hunting will be of these new ones and the old ones will get saved.
      So all the decades of job performance with the transfers since their appointments, signed docs, must be investigated to get better results
      Among the new ones, also, there're ppl who're in position to pay heavy for the better appointments and placements

    • @sk....3049
      @sk....3049 Рік тому +4

      All scammers are from upper caste ...aur desh ko barbad 1.8 percent ( st sc st OBC) arakskan kr raha h waah andhbkhto 😝...

    • @JohnDoe-zj6xf
      @JohnDoe-zj6xf Рік тому

      ​@@sk....3049 Don't say this openly or you'll be lynched and killed on road or get UAPA and ruin your life.

    • @coolguy-zm7tn
      @coolguy-zm7tn Рік тому

      @@sk....3049 abe tum bhi reservation use karke Kitna saare resources loot Rahe ho

  • @ashwinnair1387
    @ashwinnair1387 Рік тому +8

    A suggestion:- you should have another UA-cam channel for such satirical skits like this 😂😂 . It was dope 👌.....

  • @sureshbaral1970
    @sureshbaral1970 Рік тому +3

    Common man gets arrested for a bounced check, but these looters get away with thousands of crores of commercial loans. What a scam?

    • @MrAtul1962
      @MrAtul1962 2 місяці тому

      Now banks are new Swindler dens

  • @umaduttbhargava7762
    @umaduttbhargava7762 Рік тому +145

    If you check the photos flaunted by such scoundrels with bigwigs,, you will understand the reason for banks' compulsion or overenthusiasm and anxiety to lend to them. And top officials first pressurised managers and officers to recommend their loan applications, and then issue charge sheets and file criminal cases against them. And these big fish then use lending bank's funds to fight legal battles against those very banks.

  • @bny9318
    @bny9318 Рік тому +60

    5000 crores are 10000 times more than 50 Lakhs.. yet the effort to get that money back is non existent.
    Wonder why we reached this point.

    • @parvindernogi6264
      @parvindernogi6264 Рік тому

      What makes you think that the effort is non-existent?

    • @bny9318
      @bny9318 Рік тому +1

      @@parvindernogi6264 How many of these Theives have been brought to justice?
      It's been years.. they're living their luxurious life and yet middle class folks are being harassed by banks.

    • @ARationalHindu
      @ARationalHindu Рік тому +2

      @@parvindernogi6264 I think NINE years are enough to catch atleast one of them.

  • @gavrav010
    @gavrav010 Рік тому +25

    Real knowledge buss haste haste..superb 👌

  • @kirankantyadav
    @kirankantyadav Рік тому +10

    Kudos
    You're great sir
    Collecting so much of authentic data amd then compiling and presenting in entertaining way is the talent you only can do
    India should be courteous for your efforts

  • @sirajshaik1984
    @sirajshaik1984 Рік тому +131

    "Risk se ishq" Asli Desh bhakt lete hain, like Akash sir.

  • @bichi999
    @bichi999 Рік тому +108

    theres no place for a poor & an honest man in this world

    • @apjkalam
      @apjkalam Рік тому +7

      Specially in India

    • @siddheshshivraj3534
      @siddheshshivraj3534 Рік тому +2

      In India

    • @bichi999
      @bichi999 Рік тому +1

      @@apjkalam everywhere in the world... we r divided by economic inequality not by religion

    • @Satya1_official
      @Satya1_official Рік тому

      Bengali in Bengal - Bangale bangla bólte hobe, aíta Bengal
      Bengali on UA-cam - Ham deshbhakt 😂

    • @bichi999
      @bichi999 Рік тому

      @@Satya1_official eta out of context bolle bodhoy dada

  • @the_legends_talk
    @the_legends_talk Рік тому +28

    Really different creativity 💯💯 with 100% reallity

  • @aarchi89
    @aarchi89 Рік тому +4

    This is so true. I once went to take out a student loan and the lady gave me a giant lecture on how they had to forgive another students student loan because he was shot and got killed. Bottom line - how dare you take student loans from us and how dare someone gets shot and killed.

  • @user43643
    @user43643 Рік тому +444

    Every Indian Citizen need equal law and order just like in America,until then nothing's gonna change!!!

    • @kingraiden2525
      @kingraiden2525 Рік тому +59

      You do realise that American law is just as screwed up 🙄🙄 and corporate tax in America is just pennies

    • @Rextom235
      @Rextom235 Рік тому +3

      @@kingraiden2525 exactly

    • @mukultiwari4447
      @mukultiwari4447 Рік тому +3

      You should write /s for sarcasm.

    • @armanhadi777
      @armanhadi777 Рік тому +9

      Like in America, you must be joking.

    • @kumarsarvesh303
      @kumarsarvesh303 Рік тому +6

      Dear mat bro, in india every thing is equal as per law but it's corruption which is making us unequal and I think in America the situation is same.

  • @amanahconsultants5797
    @amanahconsultants5797 Рік тому +18

    Bitter truth of Indian Banks. Here poor are ill treated and goons are well treated. 😭

  • @THETRIVIALTHINGS
    @THETRIVIALTHINGS Рік тому +2

    That sketch was too accurate. It was gut-wrenching.

  • @konchoksoom1229
    @konchoksoom1229 Рік тому +1

    I am not indian but very interesting and very useful to the every indian peoples and most your style of speaking is very favorable.

  • @ateequrrahman4684
    @ateequrrahman4684 Рік тому +28

    On slip counter there's a 2rs pen tied with thread that no one can steal it.

  • @deenKiChahat
    @deenKiChahat Рік тому +132

    जो मर्द थे वह जंग में चले गए और जो नामर्द थे वह संघ में चले गए जय जवान जय किसान

    • @Autumnfeverr
      @Autumnfeverr Рік тому +1

      👍

    • @omjoshi1748
      @omjoshi1748 Рік тому +8

      राष्ट्रीय समलैंगिक संघ.

    • @factnfission7280
      @factnfission7280 Рік тому +5

      Just like AIMIM and PFI

    • @factnfission7280
      @factnfission7280 Рік тому +3

      PAPPU TEAM ALSO NAMARD

    • @siddharthgoyal3023
      @siddharthgoyal3023 Рік тому +1

      Musalman aisi baat kare to samaj b aata h par hindu b batao support kar rhe h inhe , dhram badal lo bhai fir

  • @ObscuredByCloud
    @ObscuredByCloud Рік тому +3

    I generally don't like or follow your videos, but this video was great. I really urge more videos on lesser known defaulters you have mentioned in this video - Concast etc. You really shed light on a big problem with the current banking system.
    Good job. Keep this up.

  • @TheViqaruddin
    @TheViqaruddin Рік тому +3

    I am a retd Bank Manager and what he says is to a large extent correct. The Nationalised banks gave first preference to foreign excnage and big companies and gave least preference to its Agricultural branches in computerization. I have lot of experience in financing these simple farmers and small shop keepers on whom we put pressure to recover but unfortunaletly it is difficult to see the big borrowers because they will not be available in their officeses and we have to deal with their employees. big corporates don't come to the bank but bankers go to them to finance.

  • @Hussain-fn3wf
    @Hussain-fn3wf Рік тому +31

    2 factors to be added to the bank default formula. Political support and Electoral Bonds(un disclosed Money). Easy loan and No action on defaulters.

  • @sudheekshsadashiv3195
    @sudheekshsadashiv3195 Рік тому +66

    Banking system has become major exploiter in the present days. The zero balance accounts, higher rate of interest on savings accounts have vanished to thin air. Now they ask a simpleton to keep 2000-5000Rs. as minimum balance which is highly unreasonable. Majority of the household run on these 5k per month. And, the credit score is the most useless thing in India. I personally have 800+ credit score and still have struggled to get a decent amount of loan. Systematic planning to keep the poor below the line, push the middle class even below making the rich even richer.

    • @xclzv5900
      @xclzv5900 Рік тому

      Thats the while reason behind the growing wealth of millionaires and the rising no. Of it in the top 500/1k richest list.
      It shows how many people were rich from inheritance, hard work, scammers.
      How can some dictator govt across the world survived all these years, how were they funded
      There're people from some countries which were outsourcing many things outside and do things which is notorious in nature

  • @newtd2988
    @newtd2988 Рік тому +4

    Awesome!! Stories of the two categories are so real!! I just want to add when it comes to the remaining category of people who actually build or produce for the country. Watching the first few minutes, reminded me of a person near my village. Just to get a loan of 50 thousand for a small business what that person went through. "Sharmaji" an educated middle-class man, could still go to the xerox shop to get copies of the required documents. Compared to this think of that situation. Akash sir, kindly see if it is possible to add a part-2 on the video to cover people for whom getting access to the banking system is even more challenging.

  • @krakensraken5660
    @krakensraken5660 Рік тому +2

    Man these bank managers are the real culprits. Take bribe give loan.

  • @pabitrapradhan6184
    @pabitrapradhan6184 Рік тому +148

    Now it's time people like Akash, Abhishar, Ravish, Dhruv etc... create a mainstream channel to show the public at large the truth which the existing sold out mainstream channels are intentionally not showing

    • @thedeshbhakt
      @thedeshbhakt  Рік тому +45

      why mainstream channel - why not make youtube mainstream ?

    • @sk....3049
      @sk....3049 Рік тому +2

      Once watch science journey...it's doing great like these guys

    • @pabitrapradhan6184
      @pabitrapradhan6184 Рік тому

      @@thedeshbhakt 🫡

    • @266Abhijit
      @266Abhijit Рік тому

      They won’t … bcoz then unke hee narratives problems me aa jate hai. Eg: Malaya, Nirav modi etc etc scams started somewhere around 2010 - 2012. Mehul Chokshi had come to an ex employer of mine (a big finance company) in 2011 for a 50 crore loan (which means during congress time) also Check who was on board of directors in Kingfishers, u will be surprised. These r just 2 examples. Such big loans take time to accumulate. Normally over decade. It is after RBI started collecting data of loans above 5crore called as Special Mention Accounts since 2014 that these things started to come out and these ppl ran away + greed on the part of the banks.

    • @xclzv5900
      @xclzv5900 Рік тому

      These broadcast rights will censor anything every now and then at their wish. Moreover they'll charge the license fees as per their wish, the money which can be used in creating the content instead of fake sets and glittering lifestyle which doesnt mean concrete, when we know economics and maths, also it doesnt seem logical, to spend on fake things while the real expenditure should be on nutritious meals, clean drinking water, sanitation, education, medicines and treatments and other necessary things instead of fairness creams to look beautiful when we know there are countries with many b'ful people but do they really have good life, if it was then they dont need validation from other parts of the world🤔
      So why to play by their rules.
      When there is open arena to play own tournament
      Why to seek validation from those who are constantly busy watching fake news and paid news propaganda of an ideology ehich isnt going to feed us, pay expenses.
      They'll just create more and more babies to counter and create the vote bank they want and keep them as they wish to use it wherever they want

  • @sadhanayadav8748
    @sadhanayadav8748 Рік тому +2

    This video is so relatable with my personal experience.
    I always get so much of new things to learn from your videos. Thank you for taking a steps to make aware of this basic process. Lastly me and my partner enjoy whenever you personally act on any video.😊

  • @walterdmello9500
    @walterdmello9500 Рік тому +2

    Akash, you are exposing the reality so well. Keep up the good work!

  • @bijanmondal4639
    @bijanmondal4639 Рік тому +160

    This the quality of journalism... not only we want.....we also need ❤️

    • @AsatiManas
      @AsatiManas Рік тому

      Arnab Gottuswami = Sadee nalee ka kutte ka babasir wala pilla.
      Sala dinbhar bhokta rehta h🐶

    • @Satya1_official
      @Satya1_official Рік тому

      Bengali in Bengal - Bangale bangla bólte hobe, aíta Bengal
      Bengali on UA-cam - Ham deshbhakt 😂

    • @bijanmondal4639
      @bijanmondal4639 Рік тому

      @@Satya1_official Bengali bolne se deshbhakt nahi ho sakte hai kya? relation samaj main nahi aya....
      Math accha nahi tha kya?

    • @Satya1_official
      @Satya1_official Рік тому

      @@bijanmondal4639 r u Bengali?

    • @bijanmondal4639
      @bijanmondal4639 Рік тому

      @@Satya1_official does it matters?you are an Indian your vision and my vision should be same ....

  • @69Solo
    @69Solo Рік тому +23

    Bhai!
    I Got my very first house on loan this month. Please pray for me. I want to repay it within 5 years. Literally society ki zabardasti thi. But I am happy that I’ll have roof of my own. After possession Mai Puri society ko darwaze ke bahar rakhunga.
    Plus you are always welcome. It’s in karzat next to Matheran. If you ever come to that side my doors are always open for you.
    Once again pray for me! 😊

  • @jkj1459
    @jkj1459 Рік тому +1

    VERY TRUTHFUL CONTENT .. MILLIONS SUFFERING SUCH THINGS . WE ARE HELPLESS .

  • @jitendranarainmishra3185
    @jitendranarainmishra3185 Рік тому +1

    Public interest litigations ought to be filed in the Courts and questions ought to be raised by the Opposition in the Parliament and in public rallies to nail down those officers who are responsible for the corruption and issuance of loan to defaulters and also, for taking Swift action against such the guilty who have gobbled up public money, and for time bound recovery of money from them.

  • @anmolpatel1630
    @anmolpatel1630 Рік тому +26

    What a great sense of Humour...😅😅
    A nice vedio to tell reality of Our Nation Banking...Loan faculty.....
    How the difference is done between Rich And Poor...
    Middle Class people take loan of just 5 lakh...but when one EMI is skipped..Banks will drag you courts...

    • @sharankumar4396
      @sharankumar4396 Рік тому +1

      Several times I have read in newspapers that farmers commit suicide just for 1-2+ lakhs loan meanwhile all this bank looters are looting thousands of crores to banks,but banks do nothing to this bank looters, this is harsh reality of India's banks

    • @anmolpatel1630
      @anmolpatel1630 Рік тому

      It's a harsh reality Bro...
      Some people in our society support this thing...😢😢

  • @priyankachauhan2519
    @priyankachauhan2519 Рік тому +2

    This is sooo informative and simultaneously sad as well. People deposit money in banks for their future growth and due to these scams banks are unable to pay good interest on deposits to these depositors. This money is technically collection from small funds which many small investors or individuals deposit. Very sad but thankyou Akash i hope your voice should reach to right people who can take action against such scams atleast.

  • @kiranpatel895
    @kiranpatel895 Рік тому +2

    Please research and do episodes on how bank's balancesheets are cleaned by moving NPA to ARCs and NARCL

  • @pranav275
    @pranav275 Рік тому +22

    Honesty is penalized and dishonesty is rewarded by our banks

    • @syedmustafa230
      @syedmustafa230 Рік тому

      Tabhi toh chuna lagta hai gareeb logon ki baddua se 😆 😂

  • @rgnandanshetty2950
    @rgnandanshetty2950 Рік тому +18

    This thought of mistreating small and hardworking people while trying to get loan was cribbing me since my college days, good that you brought this up....people need to take this issue very seriously and start questioning govt, instead of wasting time on trivial issues

  • @pz6855
    @pz6855 Рік тому +3

    I felt very bad . When sbi manager refused to give me education loan because my father's cebil score was not enough. My father has 23 lakhs home loan and due to covid we were not able to pay installments on time . My mother and I requested our bank branch manager. He angrily said " do you know from where this money comes from ? People save their hard earned money in our bank . And people like your father don't pay installments on time making inconvenience for us " I still remember my mom's face , she was very disappointed and sad .

    • @MrAtul1962
      @MrAtul1962 2 місяці тому

      This same bank ate 6k rupees in name of processing of home loan application and the whole excercise ended in a waste.

  • @ramakantyadav1317
    @ramakantyadav1317 Рік тому

    Excellent Reporting, Thanks

  • @alfredpullan1457
    @alfredpullan1457 Рік тому +14

    Everything is so true Akash. The only thing left to do is close the banks with huge bad debts instead of bailing of the banks.

  • @ayeshaclassesgk
    @ayeshaclassesgk Рік тому +21

    Jay hind sir❤️I love your content love the positive energy Your videos are always lit. Lot of hard work and dedication it take. Content always classic

    • @ETXD-fb5rn
      @ETXD-fb5rn Рік тому

      How come you are in every channel's comment section ! But didn't expect you here 😅

    • @YtChannel0007
      @YtChannel0007 Рік тому

      Rip Shahrukh Khan

  • @arunmittal8500
    @arunmittal8500 Рік тому +1

    Bank officials should be given lethal punishment for doing such acts

  • @arindamsen3268
    @arindamsen3268 Рік тому +1

    why are public sector bankers never held accountable?

  • @thelionsdenfitness613
    @thelionsdenfitness613 Рік тому +12

    Akash banargee is true man who speaks common man's voice ... Bhai u deserve more thanQ m facing same problem...

  • @mayankbhagat4791
    @mayankbhagat4791 Рік тому

    Economics ke baare me episode acche hai , bahut kuch samajhne ko milta hai aasan bhasha me 👍👍

  • @pavankumar.b7077
    @pavankumar.b7077 Рік тому +1

    Finally someone spoke on behalf of middle class family issues..

  • @SinghChandan123
    @SinghChandan123 Рік тому +30

    At 1:57 I stopped smiling, may be deep down, felt the seriousness of this situation😐

  • @dishabhattacharya4561
    @dishabhattacharya4561 Рік тому +7

    28 deshbhakt businessmen who looted money from Indian Banks:
    1) Vijay Mallya
    2) Mehul Choksi
    3) Nirav Modi
    4) Nishan Modi
    5) Pushpesh Baidya
    6) Ashish Jobanputra
    7) Sunny Kalara Arti Kalara
    9) Sunjay Kalara
    10) Varsha Kalara
    11) Sudhir Kalara
    12) Jatin Mehta
    13) Umesh Parikh
    14) Kamlesh Parikh
    15) Nilesh Parikh
    16) Vinay Mittal
    17) Eklavya Garg
    18) Chetan Jayantilal
    19) Nitin Jayantilal
    20) Dipti Bein Chetan
    21) Saviya Saith
    22) Rajiv Goyal
    23) Alka Goyal
    24) Lalit Modi
    25) Ritesh Jain
    26) Hitesh Nagenderbhai Patel
    27) Mayuriben Patel
    28) Ashish Suresh Bhai
    Total amount looted: Rs.10,000,000,000,000/- (Rupees Ten Trillion)
    None of them was a Pakistani, none was a Muslim, none was a Punjabi, no one was a Khalistani. None was declared a Terrorist, none was an Urban Naxal. No one from OBC/SC/ST.
    Except for Vijay Mallya, the rest all belong to Gujarat! And Modi sarkar is neither bringing them back nor arresting. So who is a deshbhakt?

    • @user-tt6fh1ds8x
      @user-tt6fh1ds8x Рік тому

      It is in their blood" looting & exploiting poors" & history have already proven that.

    • @user-tt6fh1ds8x
      @user-tt6fh1ds8x Рік тому

      @@anupasati3433 paar khoon toh gujju ka hi hain.

    • @sjajsms
      @sjajsms Рік тому

      Kabi zindagi mein nai dekha 10000000000000000 🤣🤣

  • @cagurbir
    @cagurbir Рік тому +1

    Great video sir.. u r are a true deshbhakt..

  • @zaidmulla4184
    @zaidmulla4184 Рік тому +1

    Sir aapka explanation bahot unique hai

  • @alokbharti8261
    @alokbharti8261 Рік тому +52

    I missed 2 emi of PL, and the bank hired the team to call my relationship and defamed me ...

  • @issacdhan
    @issacdhan Рік тому +14

    From decades I'm telling about Banking and Monetary system and their close relation with our political system, and people laugh at me and say, we have to live in this society. They treat Bank Personals as God. I hope future generation will understand this Game.

    • @sharankumar4396
      @sharankumar4396 Рік тому

      Several times I have read in newspapers that farmers commit suicide just for 1-2+ lakhs loan meanwhile all this bank looters are looting thousands of crores to banks,but banks do nothing to this bank looters, this is harsh reality of India's banks

  • @swapnilchaudhari4253
    @swapnilchaudhari4253 Рік тому

    Thank you Deshbhakt. Amazing video with good information. 👍🏻💐👍🏻

  • @rgopalakrishnan1975
    @rgopalakrishnan1975 Рік тому +1

    Many loans become NPA because it is difficult to close down companies when they are no longer competitive. Employees continued to be paid as they cannot be fired. Amend industrial disputes act, and the loan defaults will decrease. Not all loan defaults are scams

  • @Sharekhan.PowerBroker
    @Sharekhan.PowerBroker Рік тому +15

    What about those who haven't left the country? You should do a story on other major defaulters where there are question marks on their accounting practices.

  • @dineshbhatt1223
    @dineshbhatt1223 Рік тому +15

    Dear Akash, great episode with super research work..and sarcasm in credible..really congratulatig you for bold and courageous journalism.

  • @syedbillal5405
    @syedbillal5405 Рік тому +1

    U r too good to keep the truth and facts to Indians

  • @rishichowdhury533
    @rishichowdhury533 Рік тому +2

    The faceless income tax is another such thing, where once gone will never be seen again. Can you please do an episode on it.

  • @Wisdom_Aspirant
    @Wisdom_Aspirant Рік тому +22

    I hope bank employees' start treating all customers with equal respect....not just bank employees', but All Govt. Employees'.

    • @lalalhmar6118
      @lalalhmar6118 Рік тому +5

      No matter which sector of work it is, High networth individuals will always get better treatment. You can always be angry on that fact, but it will always remain true. One of our main problem is the huge population! It effects everything.

  • @georgetimothy7819
    @georgetimothy7819 Рік тому +12

    You have discussed the defaulters but like previous head of
    ICICI,those who connived should be exposed and acted upon. Well done Akash.

  • @imamali3530
    @imamali3530 Рік тому +1

    same...

  • @kishandubeydubey577
    @kishandubeydubey577 Рік тому

    Thanks you for telling us 🤠

  • @AsatiManas
    @AsatiManas Рік тому +15

    ❣️❣️👏Unbeatable acting👏❣️❣️
    That's why i love akash bhai
    Unique and different concept ☺️

  • @mdsaif5889
    @mdsaif5889 Рік тому +4

    A similar situation prevails in Bangladesh. The government is protecting bank robbers and formulating banking policies so that they can launder more money abroad than before.

  • @padderhilal3502
    @padderhilal3502 Рік тому

    Wah nice to see this, it's really true as presented by dear bro

  • @AppOrgames
    @AppOrgames Рік тому

    Bhut achi se btate ho bhai....

  • @aaaaaaaaaaa362
    @aaaaaaaaaaa362 Рік тому +28

    Apke video ka hi intezar rehta h 😂😂 Good Job Akash sir 👍

  • @azharmd8525
    @azharmd8525 Рік тому +7

    Aap jaise desh bhakt k wajah se he hamein sachchai patha chalraha hai.
    Thank you dil sey sir.

  • @dpk9747
    @dpk9747 Рік тому +1

    Please define the Indian banking system in one line.

  • @iamzeyrox01
    @iamzeyrox01 Рік тому +11

    Thats the problem a person when gets salary of Rs 50k-80k a month it is very hard for him or her to take a home loan

    • @junnarrcbz123
      @junnarrcbz123 Рік тому +1

      Hey bro my salary is 9k /month ...i still tell my children's to save money

    • @vijayakumarsamuel7748
      @vijayakumarsamuel7748 Рік тому +2

      @@junnarrcbz123 Wise father please keep. it up
      see that they regularly save God Bless you bro.

  • @gargimahapatra4818
    @gargimahapatra4818 Рік тому +50

    What irks me the most is .... Even if you question them.... They simply don't bother to answer.... They literally exploit their right to remain silent.... They will very well say "loan Lena hai to lo warna chalte bano."
    Ek genuine tax payer ye bhi nahi keh sakta ki... Humne Jo paise tax main diye Hain uska utilisation batao otherwise I won't contribute.... You are always taxed but never answered.

    • @napoleonbonaparte937
      @napoleonbonaparte937 Рік тому +5

      Exactly, One of the reasons why more than 12 Lakhs ultra bright Indians left Indian citizenship in last 8 years.

    • @sharankumar4396
      @sharankumar4396 Рік тому +3

      Several times I have read in newspapers that farmers commit suicide just for 1-2+ lakhs loan meanwhile all this bank looters are looting thousands of crores to banks,but banks do nothing to this bank looters, this is harsh reality of India's banks

    • @sk....3049
      @sk....3049 Рік тому +3

      All scammers are from upper caste ...aur desh ko barbad 1.8 percent ( st sc st OBC) arakskan kr raha h waah andhbkhto 😝i

    • @abhi111189jit
      @abhi111189jit Рік тому

      @@sk....3049 To lower cast to upar bheja to scam nahi hoga? Dekh lo , Casta matter nahi karta . Koi 5000 ka kata hain to koi 5000 crore ka. Doglapan sab caste me hota hain. Caste se bahar , apne ko desh ke vasi samjho.

    • @YtChannel0007
      @YtChannel0007 Рік тому +1

      *Modi hai to mumkin hai*

  • @bishnuprasad6511
    @bishnuprasad6511 Рік тому

    Out of those bank looters,Vijay mallya was most blamed while Fact is most bank looters were from North india, Gujrat/Sindh. SHAMELESS.

  • @RJ_Editz007
    @RJ_Editz007 Рік тому +2

    Sir Hoodie has a deep meaning 🤣

  • @jyotisingh6761
    @jyotisingh6761 Рік тому +31

    Mind blowing Dear Aakash. Always a very unique content full of humour and information. Congratulations to your team.

    • @arunmittal8500
      @arunmittal8500 Рік тому

      what kind of humour here??????????????????????

  • @sheetalpurigoswami4700
    @sheetalpurigoswami4700 Рік тому +22

    Quite informative. Let me add that, it is not only the customers of bank who pays by way of other charges for the stated defaults. Time and again, government infuses funds in nationalized banks, i.e. Capital Infusion.

  • @ratneshwar1979
    @ratneshwar1979 Рік тому

    This is very beautiful video which expose our third class banking system ...

  • @amanthakur11998
    @amanthakur11998 Рік тому +1

    Me bhi victim hu. Mene student loan ke liye apply kiya tha 2 lac rupee ka but private banks ne itna loan dene se mana kar diya yeh kehkar ki ye yojna band ho gayi hai. PSU bank ne bhi approve reject kar diya last moment me jiske chakkar me MBA karne se reh gaya 😭

  • @kpopstan7286
    @kpopstan7286 Рік тому +8

    My god Akash...It is truly a blessing and pleasure to have someone like u to make these videos man...Idk if its monetised...Becoz ur efforts deserve a lot more...Thanks to u for always unconditionally raising voices of truth and expose reality.

  • @deepaksomayya
    @deepaksomayya Рік тому +11

    Thanks a lot for the Information and also Agree with the way Bank Treats middle class people while giving loan as if they are favouring us big time

  • @sudhirp1273
    @sudhirp1273 Рік тому +1

    My friend went for a mortgage loan with all the property papers and the banker asks him "how should I believe that these documents are original and yours"? Without even checking the documents.

  • @arnavaggarwal8770
    @arnavaggarwal8770 Рік тому +21

    What you’ve portrayed is so on point! Banks harass middle class people so much and just hand out loans to HNIs so freely.

  • @WaliMediaOfficial
    @WaliMediaOfficial Рік тому

    Very true, great job done

  • @bornathlete9206
    @bornathlete9206 Рік тому +10

    4 yrs ago i was wandering from bank to bank to get education loan. Coz govt had scheme that any student can get loan without paying interest. My graduation started 2 yrs late due to insufficient money. I wonder how politely they talk while selling insurance, credit cards, FD's !

  • @ranjithp2026
    @ranjithp2026 Рік тому +30

    Very well presented 👌👌👌