I am looking forward to saying goodbye to people that I know will not be part of my life after I retire. Over the years there has been a lot of people that needed something from me. I am glad I could help them, but now I need to move past them and do what I want to do. Nice video. Gives me hope I am on the right track.💗🇵🇷🙏🏽
Dictatorial bosses, who even years later removed from them, leave you reluctant to get involved with groups where's there's head-strong individuals. I have many groups of mild-mannered friends. I was with a retired golfing group but they are too competitive & berate you if you just want to hit another ball. I more enjoy golfing on my own, surrounded by deer. I think more important than just getting with new groups is that, like trying on new clothing, is that it fits you socially and emotionally
Wow I am retired 8 years and I’m still loving it! Every night when I set up my coffee maker for the morning I smile and say I don’t have to go to work!
My life has never revolved around work. It was always just a job to pay the bills. I never got my "sense of purpose" or identity from my job. I think retirement will be an easy transition for me. What I'm looking forward to the most: Getting enough sleep; eating healthier meals (without the temptation of donuts & candies that always are around in the office); and joining a gym with mid-morning fitness classes/swimming. And not ever having to answer to a boss again!
Right there with you, StevenBarnes, 35 year machinist, 12 of those managing a shop. 3 years, 9 months, 2 days to go. Or less. Not going to miss it a bit.
Work was always a means to end and I always prayed it would not be my end.I have been retired for 5 years and I will tell you ,the world is your oyster.I have taken trips to see family and friends,which is not a juggling act in getting time off anymore.I like the impromptu of it….or the sleeping in on a cold day knowing there is no rushing off to work.I enjoy the lack of the work day.I go to the gym 3 days a week for an hour and I feel invigorated.My Wife and me like to dine out.We planned pretty good to have the life we now enjoy…..and our dog approves too.🍻
Thank you for the topic! As a widow and being about 5-6 years out from retirement I would suggest both women and men realize a couple of things: about 48% of adults are single, with women being at a 52% level. So we all have basically a 50% odds of having no partner to share time with or expenses with. Also, prices are not ever coming down to where they were. Once you retire away from your job and coworkers the social aspect of that is likely gone. To the point made make sure to nurture and create friends and hobbies now. Pay off your debt and try to earn and save as much possible leading into retirement. Sell off the crap you have accumulated over the years and are just storing, you will feel lighter. Work on being a pleasant and interesting person. Happy retirement!
Very well stated! Working on being "a pleasant and interesting person" is a fantastic goal for any stage in life, not just retirement. More minimalism and less materialism is great too!
The statistic you stated of 48% of adults end up retiring single is hard to comprehend. I would have argued this point until I ended up one of those data points. After suffering 5 lay offs in a six year period I had had enough and at 57 y.o. launched my own business and that turned out to be one of my greatest blessing. I reduced my hours worked to 2 or 3 each day and now ten years later I have ended up quintupling my earnings. I can travel the world extensively and thoroughly enjoy my work - life balance. I only wish my wife had been able to enjoy it with me - she had more than earned it. Remember to count your blessings and thank God for them each day.
I eased into retirement gradually and didn’t feel the shock that others do. After getting laid off at 51, I sold everything and paid off all my debt, traveled for a few years, returned to college at 55 to retrain in a new field, launched my own business at 60 and now 4 years later, finally consider myself retired at 64. But I have a list of projects that keep me engaged, lead a comfortable yet frugal debt-free life and am happier than I’ve ever been. I didn't plan any of it but I did embrace every challenge along the way as an opportunity.
You know, retirement is something I always thought would be a smooth transition. You work for years, save up, and then one day you’re just… done. But now that I’m close to it, I’m realizing there’s so much I didn’t expect. There are definitely things I wish I’d known beforehand
I’ve been retired for about a year now, and let me tell you, it’s not all sunshine and relaxation like people imagine. There are parts of retirement that no one warns you about, and I think it’s so important to be prepared, both mentally and financially
Exactly! I think most of us don’t realize how much of our identity is tied to our work. When you retire, it’s like, “Who am I now?” And if you don’t plan for how to fill that time, it can really throw you off balance. I’ve been talking to my advisor about this, and he’s helped me see that retirement isn’t just about financial planning, but lifestyle planning too.
One of the biggest challenges I faced was the social aspect. When you’re working, you’re surrounded by people every day, you have colleagues to talk to. But in retirement, a lot of that social interaction disappears, and it can get lonely. I wasn’t expecting that.
Well, I’ve also been working with Joseph Nick Cahill. Having someone with his expertise in my corner has really enhanced my approach to investing and financial decision making. Good man!
I was forced to retire at 60 due to losing a 30 yr job (COVID). Definitely realized I defined myself by my job even though I thought I didn’t. After a very long depression/adjustment I have redefined my purpose and could not be happier! I will always be grateful for COVID for an early retirement.
I agree! In my community it’s been a real struggle to get the organizations to call back. I’ve reached out to several for the last 6 months. Some of my friends here are having a similar experience.
Agree: without a meaningful amount of funds for your retirement, that season of your life will become sheer misery. Having worked for a financial adviser for some years, I got to see that misery as well as how retirement looks when funding it isn't a worry. The funds won't deal with the other losses that come with retirement, though: sense of purpose, routine, daily social interactions with people you may have come to appreciate etc.
41 years at a major shipping/delivery company, working it 3rd shift the entire time and it ended this past July. I couldn't be happier. I will be enjoying my 1st Christmas with my family this year. Thanks for this video!!!! New subscriber too! 😁
Thank you for your service. Shipping and delivery are crucial to our economy and are a godsend for millions. And having the 3rd shift for 41 years, wow. I hope you spend lots of time in the sun!!
I worked for 40 years putting myself through university while working. Never had a break. Worked most weekends too. When I retired, I never looked back. Did not miss work at all, still don’t and never will. I have lots of hobbies and enjoy time by myself. I think I’m the rare person that didn’t need to work to feel I had a purpose.
I retired this year at 49…I wish I had done it at 40. I don’t miss the robotic voices. I get the REAL DEAL in the REAL WORLD! I’ve lost weight, anxiety, concept of time and I sleep 8 hours a day. I’m eager to wake up and take on the day after I work out. Life is AMAZING.
My sleep patterns are completely screwed over the last few years, waking up at 3am or 4am for no reason even though my start time is 8 or 9. I used to wake up with the sun. I am looking forward to hopefully getting back to waking up with first light when I retire.
This stage of retirement is exciting, but a bit nerve-racking. However, I won't miss dealing with a high stress engineering and FAA regulatory job, longggggg commutes, and an accomplishment lacking job. I just want to be outdoors, cooking, furniture building and alone with my dogs during my retirement working hours :).
Retired at 60 after losing my husband of 36 years at age 56. After retiring Covid destroyed my business of twenty years. Then I had two car accidents both no fault of mine. Now I’m 62 receiving SS a small pension and working 20 hours a week to keep busy. I do have a small mortgage of $500 per month. Not too bad. ❤
I retired a year ago at age 54. The best thing that vanished was my alarm going off every morning. I still get up around the same time in the morning but it's MY choice to do it. It's not dictated by the alarm clock.
Important topics! I was an expert at getting finances etc. in place to retire early. But in the hard push at the end I neglected some of these other things. My acreage in the middle of nowhere changed from that refuge from the stress at work to a very quiet place in retirement, borderline a lonely place. My identity was in my job and in my military career. I retired from both and am a bit lost. Much of our social network is at work, especially with a long term job. I knew changes were coming but wasn't sure what could be done. Try to be resilient and adapt. Everyone goes thru an adjustment phase.
I hear you Emery Creek. I have worked full time all my life, have been single all my life. I worry about finishing up work and being isolated. I set myself up financially but working all the time did not allow for hobbies and making meaningful friendships outside of work.
I used to be off every other Friday. I practiced what I would do if I were retired the last 5 years before I did. Best thing I ever did. Love retirement now 17 years.
Just retired in September after working my job of cabinet finishing for 47 years. IT IS AWESOME! You should have a hobby and a social life outside of work
Interesting video. So glad I live an introverted lifestyle. During work, I always worked alone with the once in while request for help, if needed. Now that I'm retired, I still don't feel the need to be around people, but once I'm asked to associate with friends and family, I'm there. I'm pursuing my hobbies, one being the ability to work on my cars whether to do repairs or to modify them. Financially speaking, I earn a monthly pension, one that fills my needs and still have margin to either play with or invest it. What I don't have is paid for home. Yet. I'm working on that to pay with cash. No mortgage.
I'm retiring soon for health reasons, and I'm really worried I will get depressed and feel lost. It doesn't really feel like a choice in my case, I'm struggling. My work is challenging but very rewarding (I with homeless families) so I know I'm going to miss being part of the mission. I've realized I've got to quickly find ways to engage in volunteer activities, sign up for exercise classes, and focus on taking care of myself.
You are on the right path! Exercise is so important to our mental and physical health. And there are often many volunteer opportunities. And with your experience, they’d be lucky to have you on board!
Your health will be your new focus. Don't fall into the volunteering trap , that's just unpaid work. You have been given a great opportunity to just concentrate on yourself, don't waste it on distractions.
With 3 months off between jobs ( redundancy) although I was job seeking it was a good trial run for retirement. I started each day with a walk then a swim, relax, read, have lunch and then I always went for a short drive or to the shops, bus to the museum etc. I did have a routine and those afternoon naps were heaven. I also saved a lot by not going out to dinner and drinks as often plus I didn’t need expensive convenience foods, I actually had time to cook every day. Bring on retirement!! 😊
Prior to retiring 2 years ago, I was a successful small business owner for 30 years. There was lots of stress dealing with staff and high-profile customers. I don't miss any of it. I currently have 3 wonderful hobbies that keep me socially connected and mentally engaged. None of them being golf. Thankfully, I don't have any financial stress, which might've changed everything.
I'm dealing with sense of purpose now - it's real. My wife and I retired 10 months ago. Neither of us miss work commitments, but setting deadlines for our personal goals is starting to make a lot of sense. I don't regret retiring at all. My health has improved, and we've done things that we couldn't while working. I consider this search for purpose a part of my retirement journey. I like your suggestions for establishing new routines that support social and healthful activities.
Wow, that’s awesome! Sounds like you guys are living your best life in retirement! Keep setting those goals and enjoying every moment-cheers to new adventures!
Thank you! I am a carer, single, have two dependents at home and just been made redundant at 59. I am happy to retire and so much of what you said rang true.
This is also how I feel. I'm president of a small investment firm consisting of my wife and me. Stay afloat, grow assets, use the world's locations to keep costs down and interest high. Getting out of the US is our secret to success.
This is slightly off topic, but…. You always look great in these videos. I always notice how great your hair looks. Presenting yourself so well makes a difference.
Allison, I am not sure why you are getting a negative vibe from this video. It’s about preparing one’s mindset so they can transition successfully into retirement.
It's great when retirement works out for people, but I found that I didn't like it very much after about 3 months! So I went back to work and am glad that I did. And I'm actually better at my job now that I have a fresh perspective. Whatever floats your boat, I guess!
Lovely video and lovely presentation. Beautiful voice. My 5 cents on what vanished after retirement. 1. Health. I don't mean big issues. They don't have to be big to affect you. 2. Good sleep. Sleep disorder is a common problem when you get older. 3. Efficiency. There are no reasons to be quick and efficient, so whatever I do, it takes longer than it used to. 4. Relevance. It's a fact that retired people are less relevant. I can feel that.
Funny thing, my sister retired 3 years ago and she has problems sleeping and since there's no hurry, motivation is an issue for her. I'm just the opposite...my sleep is BETTER now since I retired in may. I think its because I lost all the stress of work and it doesn't keep me up. I get more done now because I have the time....even though it can still feel like the day flies by. My issue is getting myself out and about. I moved to a new town and need to make new friends. I also need to meet women after being single for 5 years. That is very difficult because I do not look my age so my dating pool skews 10 years younger, they can keep up with me.
@larrydrozd2740 Good for you. All sounds wonderful. It reminds me of my doctor, who used to say ( when analyzing my blood test results) :' Everything is perfect, but it may change in the future'. So, it did. Enjoy when you can. Nothing lasts forever.
I appreciate your desire to help "even if its one person" . I had back surgery cpl years ago and am presently still "retired" at 59 and havent shut the door on possible return to "work" whatever that may be but not in the construction field for sure...dont want any further surgeries lol. . Love the freedom. I am also sober for many years and participate in AA and understand that desire to help people. You posess a gift. And also a gifted smile. Its important to belong somewhere and be part of things and there are many possibilities. Just a few can make a world of difference. You are helping many by opening your life on a public forum which does take courage. Hopefully you have inspired me to look at my retirement a bit closer financially and spiritually. Best wishes and thank you
This is one of the nicest responses I have received. Thank you! It sounds like you have been through a lot and have come out with a great mindset! I wish you all the best!
Something else that vanishes... work friends. People that I spent 25 years with, when I retired I no longer had the shared experience that those relationships were built around. Even in this small town I've probably only had brief encounters with a few of them a half a dozen times, and the majority, none at all. I'm just not a part of their world anymore, and they aren't part of mine.
These are all great points and important to discuss and educate people on. All the people I know who have retired never talked about money (of course, that's personal) but did talk to me about "loss of purpose", "now what", etc. My Dad talked about retiring for years, but when he finally did retire, it almost killed him. Luckily he eventually figured it out and is still going strong at 89.
I spent 20+ years as a Navy officer in cryptology. Then I had 2 more careers I retired from. Now I spend time at the gym, helping at a local school and doing photography.
I just retired after having been a teacher for 40 years, and I am 64 years old. I obtained a "fun job" (working as a sales associate at Ross) to give me purpose, and I love it! I just have to be careful not to become as obsessed with it as I was with teaching. It gives me purpose, as well as--like you--making videos for my UA-cam channel. Slowly, but surely, I AM adjusting to retirement. Not there yet, but it is getting better!
I guess I had a super smooth transition. Most of my life I worked part time in various jobs. This enabled me to do what I loved, cycling and traveling in my younger years. In my mid fifties I buckled down and got a full time graphic design job. Only paid $42K a year, but I had full benefits and a 401K ($92k at the end of my job). After 9 years I was laid off at 62. I remember the day they called me into the office to give me the bad news, they looked at me strangely, since I had a big smile on my face. The very next day I was out riding my bicycle and felt like I was let out of jail. I felt so free, it’s been 5 years now, and I haven’t had a day of depression, and I never think of my old job. It was a good job, but nothing I’ll ever cry over. I now look forward to traveling and enjoying myself. I’m living the life of Riley once again. 😊
Maybe go back to work part time..? I retired for about three months and then went back to work minimal hours.. about a day a week. I love what l do, it gives me something to look forward to, and l love to get out of the house.. plus it brings in some extra income.
One of the biggest things that went away when I took early retirement from my factory job is the tuition assistance program. I was not able to take advantage of it for myself as an active employee because there was so much mandatory overtime that there was no free time for studying. Now I have a child who just went off to college and when I need it most, tuition assistance is not available. That was unexpected. I don't think many retirees from my job consider TAP because they retire much older after their kids are out of school, but I retired fairly young because of health issues, and my family is still dependent on me for such things. One thing that vanished for me that I didn't expect is the intensity of the health problems that put me out on disability. I still live with daily health issues, but being out of that stressful environment actually makes my issues bearable now.
Wow, that sounds like a real curveball! Retirement can hit you with some unexpected stuff. At least you’re feeling better health-wise now-here’s hoping the next surprise is a good one!
I'm 60 and am retiring at the end of February. I'm easing into it by using up my vacation time and only working Tuesdays and Wednesdays. I don't think that I will have much trouble adjusting to retirement. I'll be able to practice my archery and expand my German vocabulary. We have a little 60-acre farm, and there is always something to do. I also struggle with finding the time to write the books that I have stuck in my head, now I should be able to get them out.
Thanks for yet another thought provoking video! A couple of random thoughts: a) Voluntary retirement should never be a cause for depression. If it is and if one is second guessing one's decision, perhaps more planning and preparation should have been done prior to exiting the workforce. b) Retirement is not set in stone. It would be interesting to find out what percentage of retirees choose to go back to work- either full or part time, and how long after quitting their pre-retirement job. c) Psychologically, retiring 'cold turkey' seems harder than transitioning from a full-time to a part-rime job. Some people manage to make this transition with their last full-time employer/occupation, others find a new, more enjoyable calling (lucky them!). d) This video underscores the need to practice retirement before pulling the plug, especially if the intent is to retire 'cold turkey'.
Just six days past my three year retirement anniversary and I have to agree with you youn on all points. First thing I discovered was that there are more hours in a day than I ever realized and finding ways to fill them was a head scratcher. While being financially comfortable in the beginning on just Soc Sec and pensions, inflation is now eroding that comfort rapidly. Insurance , property taxes and just everything is on the rise a lot faster than I had anticipated, mostly as a hangover from the pandemic I imagine , so I must use a bit more of the nest egg than planned each month. While this is not dangerous to my long term financial health , it is eye opening none the less.
Wow, three years already? Time flies! I totally get what you mean about trying to fill those extra hours-it's like, what do I do with my time now? And yeah, inflation is a real party crasher too! But I am enjoying every second of it!!
The one thing I had to learn after retiring was, you DON'T have to accomplish anything today. Being in upper middle management for 35 years prior to the big R, every day was a day to do something that propelled both me and the company I worked at forward. There were solutions to be found, proposals to advance, ways to make things somehow better, and all the usual day to day things. I loved my career and actually looked forward to going into work. For the first couple of years after retirement, I still woke up fairly early with the thoughts of "what needs to be done today?", and poured a lot of energy into making sure I was somehow productive, and sometimes felt guilty for sleeping until 8:30 on a weekday. Then one day, somebody told me you really don't have to do anything, so what if the laundry isn't done, vacuuming can wait til tomorrow, and there is no report due at end of day on why it wasn't done.
It's a big adjustment, isn't it? Learning to embrace the freedom of retirement and letting go of that constant need to be productive can be quite liberating. Enjoy the journey!
@norton750commando. Thank you so much for your comment to this video. It really "spoke" to me. I retired at the beginning of 2024 and I'm still getting used to it. You said it just the way I feel, I need to get a long list of things done each day it seems. I have yet to understand what it feels like that I don't "have to do" whatever it is now. When you said that, it struck me like a bolt of lightning. It's funny, how we don't realize things as quickly as we thought we would. For some of us, we go through life going from one thing that we "have to do" to another. Our careers or jobs can be looked at as something that we "have to do". We have to make money in order to live... I'm afraid I don't know what it's like unless I "have to do" something. I know that may sound strange to some people, but it's all I know. Perhaps you may identify with it also, and that you were raised to be this way and you don't know any better I guess. After 50 plus years of mostly doing just what you "have to do" is hard to turn off. But your comment has started me on my journey of realizing it! Thank you.
I was forced to retire early. After 8 months of living at my pace, I woke up not in pain. I'd had that pain since I got hurt in the Army in the 70s. Retirement was great until my wife died. Now, its just nice. Good Luck, Rick
Thank you for sharing your journey, Rick. It's inspiring to hear about your healing process and your resilience through tough times. Sending you positive vibes!
Loved my Sales Career and yes I had a routine but I lOVE my new routine. Don’t miss the corporate life at all or this so called “identity.” That might mean those folks take themselves much too seriously.
Living without co-workers and children has been a challenge. Seeing my mil and mother age and get feeble makes me worry about aging. I have to realize that I need to do my best and not worry about aging
As a teacher, the bad disappear was being with the students. The good disappears: grading labs and tests, getting up at 5:30 AM, no time for myself(most years I taught required 50-60 hours per week), shooter drills, professional development meetings that were a total waste of time.
Thank you for sharing your perspective! Your dedication to your students is inspiring, and it's important to acknowledge both the challenges and rewards of teaching.
I'm also a teacher, but living in Denmark, I only work 32 hours a week, thank God. I don't think I'll miss any of it. Teaching Gen. Alpha is something I won't miss in the slightest. That, and getting up at 05:45 to travel 32 km. I hate it.
@@HALWG51 If you think it’s so easy, you should try it yourself! I almost guarantee that your local district is hiring. They all are…you know…because it’s such an easy job.
I have kind of experienced a lot of what you are talking about. I retired about a month past my 60th birthday but that retirement came with an asterix in that I later took a part time job with a consultant. My commitment is about 1400 yours a year plus mostly I work mostly as a senior professional with very little project management which was the source of a lot of my stress before. Basically I get to do the fun part of my work without the stressful parts. That said, I am thinking seriously of a several month work break next summer. We'll see how I feel after that. The free time has allowed me to do episodes of bing travel but also I have been heavy into elderly parent care as well. So it hasn't been all fun and games. It allows me to really prioritize fitness. It almost never happens that I cancel a workout session for something work related. It also allows me to prioritize connection opportunities as well, be it with friends, family or develop new connections or re-acquaint with old ones. One decision I made I am not sure I made the right one. I had a dear old German Shepherd dog who passed away 3 years ago and that created a big void. Last year, I learned that a breeder in the Palmer area had a litter of puppies coming so I put myself down for a puppy. She is great to have around. German Shepherds need a lot of work but I have the time and it forces me to get out when I otherwise might not. But it also adds a pretty significant expense to travel. I not only have to think about the kenneling costs but also not keeping her in a kennel too long at any one time. So binge travel is somewhat restricted unless I can find a house sitting arrangement that I can feel comfortable about. Part of me thinks getting her was a mistake. But I am committed now. You definitely look at your finances a little differently. What are the things that aren't bringing me value? Cutting an unnecessary cost is like a raise.
I can relate to your struggle with pets. I have 2 dogs (one large) I’m about to retire and would love to travel and visit my kids out of state. Like you I have to find someone I trust to stay with them or kennel them which can cause anxiety. Nonetheless what they do for my daily well being is worth the effort to figure it out. Good luck!
I can relate! Traveling when you have pets adds costs, and extra planning. But i think they are so worth it! I am glad you are doing well, and I hope happy!
I semi- retired last July and would love to do some traveling.. but l have an elderly fur baby who has tremendous separation anxiety whenever l leave, so I have always traveled with her.. which means traveling by car. I would love to do some trips out of the country.. but will not take her on a plane at this point.. she's 13 years old, and l know l won't have her forever, but she really was a godsend when l hit 'empty nest' after my five kids left the house.
Retiring soon. Looking forward to having time for my hobbies and daily outdoor exercise and time to get a decent night’s sleep. I’m also a little concerned about adjusting to less structure without getting lazy.
I initially struggled (pre-retirement) with the thought of ending a 40 yr career. It was not an issue. I have plenty of hobbies and am plenty busy. I thought retirement would be more leisurely - I still have to carve out non-scheduled time. One thing that did surprise me was the connection with work colleagues. People that I helped, mentored, supported, and worked with for many years - didn’t hear boo from in retirement. Oh well. 😊. Had I known it was this great, I would have retired sooner.
While I plan on leaving my profession in 17 months, I’m not retiring. I plan on expanding my current side hustle that I started 3 years ago not to regain another 50 hour week, but one that continues to sharpen my skills, creativity and passion. Shutting in completely down in retirement will simply move you towards death.
I do not know why this popped up on my feed beside the fact that I am retired and old. Did I miss something or was there no mention of hubby, kids and grandkids. If you have those in your life you do not need even think how you are going to spend your time when retired!
Agreed! I worked part time while babysitting my grandsons two days a week, so it was like working full time.. but l wouldn't trade watching my grandsons for anything ☺️
One thing you lose is contact to old workmates as they are still working shifts and you have no idea what they are working. I worked rotating shifts so thats why I said the previous.
Not a financial impact, but if you decide to move to another state when you retire, may be difficult to make new friends in the new state. I know my mom has struggled with this. She has also been a hard worker her entire life and got a lot of satisfaction from her career (education), so did/doing some work on the side in retirement to keep herself involved and sharp.
It definitely requires a concerted effort to rebuild your social circle when you move! I have done it several times. Each place is different and sometimes it’s easy, and sometimes not so much!
I used to have a career. I did not leave my career. My career has morphed into something unrecognizable in the last couple of years. Now they want all of us to say the exact same things and give negative value to my 20 years of experience. I retire in 126 days. I just struggle to keep the changes from impacting my health in a negative manner. I’m sad that my career is gone. But I didn’t leave it. I will not look back.
Getting ready myself to retire at 62 after 35 Years. My career has been rewarding and I love the people I work with but my wife and I are already travelling more and I can finally start saying yes to my buddies who call me every week to go Dirt Biking etc. can’t wait. I am also a member of the Cdn Ski Patrol and will Pro Patrol all winter. All this to say that you need to have a life to retire to. Also considering another pursuit but on my schedule, it five days per week, and only after I settle in to my Retirement.
It sounds like you have a fantastic retirement plan in place! Enjoy all the adventures and time with friends-you’ve earned it after 35 years of hard work!
@ it’s coming but wow the paperwork and connecting with our benefits group…yeesh! We are working through our expenses to absolutely understand them, and how best to access our income sources for best effect. It’s interesting to work through it. Thank you for following up. Have a nice morning.
My spouse and I have a small consulting business and after Covid we had forced partial retirement due to projects disappearing. Not having a career anymore is easy as we still participate and publish in professional organizations. It’s mainly the financial insecurity that all the CFPs seem to to tout that affect the decision. 62 and realistically I think we are 3 years from true retirement. We both have several hobbies and interests.
I’m two years out from retirement as a Speech Therapist ( when the last child goes off to college, I’ll be 54 at that time). We are completely debt free ( mortgage too). Hubby will have a pension ( will get to keep his insurance too) and has been a Pastor for over 20 years. I garden now and bake /cook too for coworkers and others as a side hustle and I LOVE doing this. I’m so looking forward to retiring and I definitely will not be bored.
Pre-Retirement: We are a couple ages 55 & 59. We recently joined a local Health Club & Spa with a family membership. Here is what we now are enjoying: 2 Pools, 1 outdoor and 1 indoor Heated pool. Outdoor Large Hot Tub that can seat 12 people. Indoor weight machine room. Sauna and Steam room. Rain showers body wash.shampoo and conditioner provided. Robes, Towels, Facecloths provided. Fruit and Teas provided. Not retired yet but did we just score for a little over $3200./yr Also, many people in our age group are members and we are making new friends! $3200 invested in your health for a year with exercise & relaxation without all the expenses for a pool, hot tub, hot water, water, fruit, shampo and conditioner and body wash.... It all adds up to make a great deal!
I was lucky. My boss and coworkers were good people. And I liked my job. But I worked at my job for 27 years and it offers a good pension, so I decided to call it a career. My commute and thinking about what to pack in my lunch is what vanished for me.
When I retired at 62, I started taking cakes eat my local university. They are thcenter for life Long Learning and they have these in many towns and cities, the classes were 6 to 8 weeks long and there are over 50/subjects. I did some fitness classes, knitting, genealogy, travel, art water color and acrylics. When my husband retire he joined me. The classes we only $50 for four classes easy session.
Agree on the purpose. I've been stock options trading and I am embarrassed to discuss it. Not only because so many people have strong opinions on day trading, but I do not feel like I am creating value. It's just for survival/bills. I'm sort of jealous of blue collar guys now and debating if there is enough time to go back to school for something technical
I’m retiring in 5 weeks and cant wait, after a military career and 22 years in law enforcement I’m ready. I’ve planned well and two pensions and ssi I’ll be fine, working these last few years in le has been horrible with all these dei hires as we no longer even have a test to qualify for a position, if you pass the background check your hired. It’s been stressful dealing with people who really don’t have the temperament for the job or feel the power of wearing a badge gives them special privileges and panic in emergency situations. I had an out brief with the commissioner and my first response was bring back testing to exclude those that aren’t really qualified. I work for a large department there are 2,500 in our department state wide. Godspeed to those officers that are in this career for the right reasons, remember the public trust. Semper Ducimus 👍
I’m not quite 50 yet. After several years in the military, marrying another military officer, and having kids, I became a stay at home parent. Besides some part time gigs, I stayed at home for years due to our military lifestyle. I’ve always stayed busy. I went back to school twice, work out regularly, constantly learn new things and meet new people. My husband retired from the military but works as a civilian now. We still have a 12 year old at home and two kids in college. I worry more about how my husband will feel once he fully retires.
I traded a stressful career in Software Security Development in for a career in Beekeeping with a new friend. It gives me some structure, but it is seasonal in my area so we are entering winter, the slow season. Currently I seem to have enough things to keep me busy, but it is all still new. It also gave me a new identity and people seem to like to talk about my new identity almost as much as I like to talk about it. I guess that ties into purpose and fulfillment. Now I just need to figure out what to do with a bunch of honey. Still think you are a brave woman, retirement is scary and super complex.
It sounds like you've made a wonderful transition! Embracing a new identity can be incredibly fulfilling, and I'm excited to hear how your beekeeping journey unfolds. As for the honey, maybe consider sharing it with friends or trying out some recipes!
I’m sure that some people may miss their careers, but I can guarantee you that if you had a corporate employer, they couldn’t care in the least that you’re gone. In fact , they may be rejoicing for many reasons. This is a fact that very few people realize. I say run a side gig in retirement to stay active, make a little cash, and do your own thing!
Haha, I love your perspective! It’s like breaking up with a corporate job-while they might miss your coffee-making skills, they’ll probably just hire someone new to take over your desk!
In Australia, retirement age is 67. I'm 54. So another 12.5 years left of 'working life'. I think l'll be happy to not being a productive member of the workforce by 67 and just have ordinary time for myself.
I retired just over 2 years ago. I have more time for things around the house, my pup, golf and music. I still work a little from time to time installing wall coverings. I have more busy days than not. If you had Any kind of a life Before retirement, you'll have a much Better life After retirement
Humans are meant to walk not sit. Sitting in front of the television and or Internet All day, Can be damaging both physically and mentally. I agree with you.A new routine is important and that routine should not include Television Or internet in my opinion
I 'retired' last July to babysit my grandsons.. l got called back to work three months later for a very casual position, working about a day a week.. l love it because l love what l do, and it gets me out of the house while also providing some extra income.
I always find it sad when people who are retired still describe themselves by their old job. Yes you worked hard to create a career but now you get to create a new life. Ten years retired and loving it. Whenever someone asked me what I did for a living, I always say “nothing interesting”.
I retired at 59 after a new boss that was a micro manager. I have always had hobbies, done volunteer work during the years I was employed and had lots to do after I retired. I slept in for 3 months then started volunteer work, lunching with friends, reading, exercising more and working on my house. I have friends that went to work bc they had no other interests in life but work. You gonna work till you die?? No way....I am happier being retired and it's been 10 years. Planning a trip to Europe next year.
When I retired, all decisions went through me one minute, then one minute after my retirement party, I was history. I had to retire due to health issues so the first year of retirement was just trying to survive between surgeries and recover. All of the connections were severed, I got to see no one who Imhad seen for parts of 32.5 years. I work part time here and there to get out of the house and not drive my wife crazy. Financially I am ok for now but with the stupidity of California, the cost of living is exploding. This young lady has hit what happens right on the nose.
I'm glad to hear you are past your health scare. But sad to hear that you lost all of those connections. Hopefully you are building yourself a new social circle! It's so important.
@retirethisway I do have my personal (non employment) social circle but they are all still working, so I don't get to see them much. I have been working for a temp agency and honestly the people are generally good people. But about the time that you get comfortable enough to have communication outside of work, they just seem to disappear. No permanent work structure has a tendency to lead to a migrant lifestyle I guess. Well, Best Wishes on your retirement and Happy Holidays.
I'm fortunate I don't have to worry about all of the above. Yes, I have worked for 50 years, but do not take work to home. Work, stays at work. Never was into needing to belong to any group. I can do just as well with one or two real friends, not work acquaints. Don't need them. I've been working on hobbies for years in preparation for retirement. So my transition is going to be like going on vacation, where work stays behind, where only family members know where I am. Don't have a $1m on a 401K, or IRA, but I've been preparing for the last 10 years or so. Sure, I'll find some things I'll need to do, but the stress level will be lower, just as it is now. Zero stress.
Ugh i have to finish an annual self-eval. 52 now. I really want to retire. It's been a long wotking life. Ready for this? 9 years old working in the family business: metal fabrication. Lol. I was always confused when kids in school told me about the fun stuff they did each summer 😂
I've found the easiest way to prepare for retirement is to start slacking off at work That way when you retire, spending the day watching TV won't feel so odd. On retirement savings *DO NOT* listen to people (and they will be there) who say: "Why don't you take your savings and... buy a boat, travel to Europe, pay for your grandkids college, buy a Winnebago, etc. etc.. Your money will be gone, and you'll have to rely on that government check.
@@retirethisway That was just an analogy. The people I've seen that have the most trouble with retirement is those that are *driven* at work. Who seem to think their job "matters". They have this manic need to be busy and productive all day long. Suddenly they have nothing to do and nobody to impress. On the other hand, the rest of us are just getting by. Or to quote Office Space: Bob Slydell:If you would, would you walk us through a typical day, for you? Peter Gibbons: Well, I generally come in at least fifteen minutes late, ah, I use the side door - that way Lumbergh can't see me, heh heh - and, uh, after that I just sorta space out for about an hour. Bob Porter: Da-uh? Space out? Peter Gibbons: Yeah, I just stare at my desk; but it looks like I'm working. I do that for probably another hour after lunch, too. I'd say in a given week I probably only do about fifteen minutes of real, actual, work. So I say start no while you're at work.
hahaha exactly what I am doing right now. I delegate all the work to my team, in the past I would take on the complicated heavy tasks but now I'm doing my own thing to some extent. I watch Office Space many times to keep my sanity !
Hello! Just found your channel recently. Great info. I'm also in VA but must not be in the same area. We are in Central VA and it's hard to find book clubs, women's groups, etc that aren't centered around religion in my neck of the woods. All good for those that enjoy that but I'm struggling to find a good gym with classes, a Meet Up that is local for hiking. It's frustrating. Are you in NOVA? I imagine there is more to offer but I'm getting ready to retire at 64 in the next few weeks after a serious ankle and foot surgery but once I can get on my feet, I hope to get out to do some hiking. I know it's going to be a huge adjustment because work has been everything for me for years. I'm lucky to have my husband with me on this journey!
What are you looking forward to having vanish in your retirement?
The stress of workload and bad co-workers.
I am looking forward to saying goodbye to people that I know will not be part of my life after I retire. Over the years there has been a lot of people that needed something from me. I am glad I could help them, but now I need to move past them and do what I want to do. Nice video. Gives me hope I am on the right track.💗🇵🇷🙏🏽
Dictatorial bosses, who even years later removed from them, leave you reluctant to get involved with groups where's there's head-strong individuals. I have many groups of mild-mannered friends. I was with a retired golfing group but they are too competitive & berate you if you just want to hit another ball. I more enjoy golfing on my own, surrounded by deer. I think more important than just getting with new groups is that, like trying on new clothing, is that it fits you socially and emotionally
@@Goldies24, I'll second getting away from toxic people. I think that's what I'm most looking forward to getting away from by retiring.
Late dinners with customers....
Five things that vanish after retiring:
1. commute to work
2. commute from work
3. bosses who are jerks
4. deadlines
5. stress
Yes to all of these!
Amen! Don’t miss any of these! Well, at the end, my commute had switched to the DART train, which I do miss. Definitely don’t miss a car commute.
And meetings!
Crappie coworkers
There are still deadlines and stress. But at least your in more control and/or you choose more.
I retired a year ago. I’m 55. I LOVE every minute of retirement. I’m healthier and happier. I literally can’t wait to do it again tomorrow.
That is awesome!
@@maxpayne7419 👍👍
Congratulations ❤. I wish I could retire. I hate my job.
Everyday is a Saturday, and my favorite day to get things done with the least amount of crowd? Monday.
💕
Wow I am retired 8 years and I’m still loving it! Every night when I set up my coffee maker for the morning I smile and say I don’t have to go to work!
That is awesome!
I AGREE!
My life has never revolved around work. It was always just a job to pay the bills. I never got my "sense of purpose" or identity from my job. I think retirement will be an easy transition for me. What I'm looking forward to the most: Getting enough sleep; eating healthier meals (without the temptation of donuts & candies that always are around in the office); and joining a gym with mid-morning fitness classes/swimming. And not ever having to answer to a boss again!
That all sounds wonderful! How far off is retirement for you?
Exactly, Rosemary
Well said. I thought of retirement the same way and it's been great.
Ditto, although I was the boss
I’m doing aqua classes at 9.30 every day and have coffee with friends afterwards 😊 - too wonderful.😊
I retired 2 years ago at 61 as a machinist for 43 years and i absolutely do not miss it and dont look back.
Congratulations!
Right there with you, StevenBarnes, 35 year machinist, 12 of those managing a shop. 3 years, 9 months, 2 days to go. Or less. Not going to miss it a bit.
I was a tradesman for 34 years. I had 18 people working for me. I don’t miss the work or the people. Retirement is so peaceful.
Same here❤
You may miss your beloved career, but I will never miss my crappy job. There is a big difference.
haha! That's a good point!
100% same here! I’m working a very crappy job where it’s all metrics and micromanaged like I’ve never seen, ready to leave in two months!
Work was always a means to end and I always prayed it would not be my end.I have been retired for 5 years and I will tell you ,the world is your oyster.I have taken trips to see family and friends,which is not a juggling act in getting time off anymore.I like the impromptu of it….or the sleeping in on a cold day knowing there is no rushing off to work.I enjoy the lack of the work day.I go to the gym 3 days a week for an hour and I feel invigorated.My Wife and me like to dine out.We planned pretty good to have the life we now enjoy…..and our dog approves too.🍻
this is a great point! I am including you in a video next month. Thank you for the inspiration
Cattle in a cube farm. That’s all we were.
I’m an introvert. I await the day when I can retire so that I can choose who I interact with, and when.
I hear ya! I am much the same myself.
Yes this!
Definitely agree with this being single all my life !
Thank you for the topic! As a widow and being about 5-6 years out from retirement I would suggest both women and men realize a couple of things: about 48% of adults are single, with women being at a 52% level. So we all have basically a 50% odds of having no partner to share time with or expenses with. Also, prices are not ever coming down to where they were. Once you retire away from your job and coworkers the social aspect of that is likely gone. To the point made make sure to nurture and create friends and hobbies now. Pay off your debt and try to earn and save as much possible leading into retirement. Sell off the crap you have accumulated over the years and are just storing, you will feel lighter. Work on being a pleasant and interesting person. Happy retirement!
Excellant message...thanks
Great points! Thanks so much!
Wow, I was not aware of that.
Very well stated! Working on being "a pleasant and interesting person" is a fantastic goal for any stage in life, not just retirement. More minimalism and less materialism is great too!
The statistic you stated of 48% of adults end up retiring single is hard to comprehend. I would have argued this point until I ended up one of those data points. After suffering 5 lay offs in a six year period I had had enough and at 57 y.o. launched my own business and that turned out to be one of my greatest blessing. I reduced my hours worked to 2 or 3 each day and now ten years later I have ended up quintupling my earnings. I can travel the world extensively and thoroughly enjoy my work - life balance. I only wish my wife had been able to enjoy it with me - she had more than earned it. Remember to count your blessings and thank God for them each day.
I eased into retirement gradually and didn’t feel the shock that others do. After getting laid off at 51, I sold everything and paid off all my debt, traveled for a few years, returned to college at 55 to retrain in a new field, launched my own business at 60 and now 4 years later, finally consider myself retired at 64. But I have a list of projects that keep me engaged, lead a comfortable yet frugal debt-free life and am happier than I’ve ever been. I didn't plan any of it but I did embrace every challenge along the way as an opportunity.
Wow, you are busy! I'm glad you have finally retired and doing so well!
What did you study? Loved your story would love to hear more detail. 😊
Wow! That sounds great - good for you.✨🌻✨
You know, retirement is something I always thought would be a smooth transition. You work for years, save up, and then one day you’re just… done. But now that I’m close to it, I’m realizing there’s so much I didn’t expect. There are definitely things I wish I’d known beforehand
I’ve been retired for about a year now, and let me tell you, it’s not all sunshine and relaxation like people imagine. There are parts of retirement that no one warns you about, and I think it’s so important to be prepared, both mentally and financially
Exactly! I think most of us don’t realize how much of our identity is tied to our work. When you retire, it’s like, “Who am I now?” And if you don’t plan for how to fill that time, it can really throw you off balance. I’ve been talking to my advisor about this, and he’s helped me see that retirement isn’t just about financial planning, but lifestyle planning too.
One of the biggest challenges I faced was the social aspect. When you’re working, you’re surrounded by people every day, you have colleagues to talk to. But in retirement, a lot of that social interaction disappears, and it can get lonely. I wasn’t expecting that.
Well, I’ve also been working with Joseph Nick Cahill. Having someone with his expertise in my corner has really enhanced my approach to investing and financial decision making. Good man!
Thank you for this information. I conducted my own research and your advisor appears to be highly skilled and knowledgeable. I’ve sent him an email
I was forced to retire at 60 due to losing a 30 yr job (COVID). Definitely realized I defined myself by my job even though I thought I didn’t. After a very long depression/adjustment I have redefined my purpose and could not be happier! I will always be grateful for COVID for an early retirement.
That’s quite the journey! I’m so happy to hear you’ve come out on the other side and doing well! Depression in retirement can be difficult for many.
60 is not really an early retirement. But does enable you to invest in something else you may really enjoy doing.
Two years to go, I won’t miss the 5:00AM alarm.
I plan to volunteer, help other people.
Nice! I don’t miss that alarm either!
Please volunteer people. With most families needing both parents to work, the community needs volunteers more than ever.
I agree! In my community it’s been a real struggle to get the organizations to call back. I’ve reached out to several for the last 6 months. Some of my friends here are having a similar experience.
YES!!!!!
Don't simply retire from something; have something to retire to. Start saving, keep saving, and stick to investments
I agree completely!
Agree: without a meaningful amount of funds for your retirement, that season of your life will become sheer misery. Having worked for a financial adviser for some years, I got to see that misery as well as how retirement looks when funding it isn't a worry. The funds won't deal with the other losses that come with retirement, though: sense of purpose, routine, daily social interactions with people you may have come to appreciate etc.
41 years at a major shipping/delivery company, working it 3rd shift the entire time and it ended this past July. I couldn't be happier. I will be enjoying my 1st Christmas with my family this year. Thanks for this video!!!! New subscriber too! 😁
It sounds like you’ve earned a well-deserved break-enjoy your Christmas with your family! 🎉
@@retirethisway, Going to work on that. Thanks!
Thank you for your service. Shipping and delivery are crucial to our economy and are a godsend for millions. And having the 3rd shift for 41 years, wow. I hope you spend lots of time in the sun!!
@GallieSallie Living in Florida all my life so sunshine is very plentiful.😉
I worked for 40 years putting myself through university while working. Never had a break. Worked most weekends too. When I retired, I never looked back. Did not miss work at all, still don’t and never will. I have lots of hobbies and enjoy time by myself. I think I’m the rare person that didn’t need to work to feel I had a purpose.
Sounds like you have it figured out! Congrats!!
I retired this year at 49…I wish I had done it at 40.
I don’t miss the robotic voices. I get the REAL DEAL in the REAL WORLD! I’ve lost weight, anxiety, concept of time and I sleep 8 hours a day. I’m eager to wake up and take on the day after I work out.
Life is AMAZING.
I'm glad you are so happy!
My sleep patterns are completely screwed over the last few years, waking up at 3am or 4am for no reason even though my start time is 8 or 9. I used to wake up with the sun. I am looking forward to hopefully getting back to waking up with first light when I retire.
This stage of retirement is exciting, but a bit nerve-racking. However, I won't miss dealing with a high stress engineering and FAA regulatory job, longggggg commutes, and an accomplishment lacking job. I just want to be outdoors, cooking, furniture building and alone with my dogs during my retirement working hours :).
I can relate for sure!!
Retired at 60 after losing my husband of 36 years at age 56. After retiring Covid destroyed my business of twenty years. Then I had two car accidents both no fault of mine. Now I’m 62 receiving SS a small pension and working 20 hours a week to keep busy. I do have a small mortgage of $500 per month. Not too bad. ❤
My heart goes out to you for overcoming so much! I am glad you are doing well now!
@@retirethisway thank you ❤️
Sorry but why not volunteer your time to keep busy.
I retired a year ago at age 54. The best thing that vanished was my alarm going off every morning. I still get up around the same time in the morning but it's MY choice to do it. It's not dictated by the alarm clock.
Amen to that!
I am an a intervert and so is my wife, we don't miss anything about work and we don't care what the world is doing.
I hope you are enjoying your retirement!
Important topics! I was an expert at getting finances etc. in place to retire early. But in the hard push at the end I neglected some of these other things. My acreage in the middle of nowhere changed from that refuge from the stress at work to a very quiet place in retirement, borderline a lonely place. My identity was in my job and in my military career. I retired from both and am a bit lost. Much of our social network is at work, especially with a long term job. I knew changes were coming but wasn't sure what could be done. Try to be resilient and adapt. Everyone goes thru an adjustment phase.
Hang in there! It is important to rebuild your routine to one that makes you happy and feels fulfilled. Keep at it!
I hear you Emery Creek. I have worked full time all my life, have been single all my life. I worry about finishing up work and being isolated. I set myself up financially but working all the time did not allow for hobbies and making meaningful friendships outside of work.
You don't need to be sociable, you need to be you and free.
work friends aren't friends.. they are colleagues, and will disappear once you leave the workplace.
I used to be off every other Friday. I practiced what I would do if I were retired the last 5 years before I did. Best thing I ever did. Love retirement now 17 years.
That is genius! Thanks for sharing!
Just retired in September after working my job of cabinet finishing for 47 years. IT IS AWESOME! You should have a hobby and a social life outside of work
It’s fantastic to see you enjoying life after retirement! You’re absolutely right about hobbies and social connections.
Interesting video. So glad I live an introverted lifestyle. During work, I always worked alone with the once in while request for help, if needed. Now that I'm retired, I still don't feel the need to be around people, but once I'm asked to associate with friends and family, I'm there. I'm pursuing my hobbies, one being the ability to work on my cars whether to do repairs or to modify them. Financially speaking, I earn a monthly pension, one that fills my needs and still have margin to either play with or invest it. What I don't have is paid for home. Yet. I'm working on that to pay with cash. No mortgage.
Sounds like a nice set up! I am glad you are doing so well!
I'm retiring soon for health reasons, and I'm really worried I will get depressed and feel lost. It doesn't really feel like a choice in my case, I'm struggling. My work is challenging but very rewarding (I with homeless families) so I know I'm going to miss being part of the mission. I've realized I've got to quickly find ways to engage in volunteer activities, sign up for exercise classes, and focus on taking care of myself.
You are on the right path! Exercise is so important to our mental and physical health. And there are often many volunteer opportunities. And with your experience, they’d be lucky to have you on board!
Your health will be your new focus. Don't fall into the volunteering trap , that's just unpaid work. You have been given a great opportunity to just concentrate on yourself, don't waste it on distractions.
With 3 months off between jobs ( redundancy) although I was job seeking it was a good trial run for retirement. I started each day with a walk then a swim, relax, read, have lunch and then I always went for a short drive or to the shops, bus to the museum etc. I did have a routine and those afternoon naps were heaven. I also saved a lot by not going out to dinner and drinks as often plus I didn’t need expensive convenience foods, I actually had time to cook every day. Bring on retirement!! 😊
Well that sounds amazing!
Prior to retiring 2 years ago, I was a successful small business owner for 30 years. There was lots of stress dealing with staff and high-profile customers. I don't miss any of it. I currently have 3 wonderful hobbies that keep me socially connected and mentally engaged. None of them being golf. Thankfully, I don't have any financial stress, which might've changed everything.
That sounds wonderful!
What are your hobbies?
@@DragaSlovenija 1) UA-cam channel "LuxuryTravelSpotlight"; 2) Volunteer at local Performing Arts Theater; 3) Travel
I'm dealing with sense of purpose now - it's real. My wife and I retired 10 months ago. Neither of us miss work commitments, but setting deadlines for our personal goals is starting to make a lot of sense. I don't regret retiring at all. My health has improved, and we've done things that we couldn't while working. I consider this search for purpose a part of my retirement journey. I like your suggestions for establishing new routines that support social and healthful activities.
Wow, that’s awesome! Sounds like you guys are living your best life in retirement! Keep setting those goals and enjoying every moment-cheers to new adventures!
Thank you! I am a carer, single, have two dependents at home and just been made redundant at 59. I am happy to retire and so much of what you said rang true.
Katherine I am so glad I could be helpful!
Thanks for the honesty, made it through losing the work identify, and enjoying being Founder, CEO and President of Craig G!
Awesome to hear you’re loving your new gig as the big boss! Keep rocking that title, Craig G!
This is also how I feel. I'm president of a small investment firm consisting of my wife and me. Stay afloat, grow assets, use the world's locations to keep costs down and interest high. Getting out of the US is our secret to success.
This is slightly off topic, but…. You always look great in these videos. I always notice how great your hair looks. Presenting yourself so well makes a difference.
Ah, thank you!
She is very beautiful
Very attractive women and well spoken
Let’s all just enjoy the freedom and be grateful for what we have. So many older adults are working at Walmart delivering pizza in their late 70s.
Allison, I am not sure why you are getting a negative vibe from this video. It’s about preparing one’s mindset so they can transition successfully into retirement.
Some people want to. My friend loves her part time Walmart job in the pharmacy.
Some people actually choose to work.. it's not because they have to.
It's great when retirement works out for people, but I found that I didn't like it very much after about 3 months! So I went back to work and am glad that I did. And I'm actually better at my job now that I have a fresh perspective. Whatever floats your boat, I guess!
As long as you are happy, that’s what matters!
Thats right. Retirment isn't for everyone.
Lovely video and lovely presentation. Beautiful voice. My 5 cents on what vanished after retirement. 1. Health. I don't mean big issues. They don't have to be big to affect you. 2. Good sleep. Sleep disorder is a common problem when you get older. 3. Efficiency. There are no reasons to be quick and efficient, so whatever I do, it takes longer than it used to. 4. Relevance. It's a fact that retired people are less relevant. I can feel that.
Funny thing, my sister retired 3 years ago and she has problems sleeping and since there's no hurry, motivation is an issue for her. I'm just the opposite...my sleep is BETTER now since I retired in may. I think its because I lost all the stress of work and it doesn't keep me up. I get more done now because I have the time....even though it can still feel like the day flies by. My issue is getting myself out and about. I moved to a new town and need to make new friends. I also need to meet women after being single for 5 years. That is very difficult because I do not look my age so my dating pool skews 10 years younger, they can keep up with me.
@larrydrozd2740 Good for you. All sounds wonderful. It reminds me of my doctor, who used to say ( when analyzing my blood test results) :' Everything is perfect, but it may change in the future'. So, it did. Enjoy when you can. Nothing lasts forever.
@@robertk5441 EXACTLY!! It can change over night too!
Those are interesting points I hadn’t thought of. Thanks for sharing!
I found myself in a similar situation! All my sleep issues faded away. 😀
I appreciate your desire to help "even if its one person" . I had back surgery cpl years ago and am presently still "retired" at 59 and havent shut the door on possible return to "work" whatever that may be but not in the construction field for sure...dont want any further surgeries lol. . Love the freedom. I am also sober for many years and participate in AA and understand that desire to help people. You posess a gift. And also a gifted smile. Its important to belong somewhere and be part of things and there are many possibilities. Just a few can make a world of difference. You are helping many by opening your life on a public forum which does take courage. Hopefully you have inspired me to look at my retirement a bit closer financially and spiritually. Best wishes and thank you
This is one of the nicest responses I have received. Thank you! It sounds like you have been through a lot and have come out with a great mindset! I wish you all the best!
Something else that vanishes... work friends. People that I spent 25 years with, when I retired I no longer had the shared experience that those relationships were built around. Even in this small town I've probably only had brief encounters with a few of them a half a dozen times, and the majority, none at all. I'm just not a part of their world anymore, and they aren't part of mine.
Totally feel you! It’s wild how those daily chats just vanish. But hey, now’s the time to find some new friends for this new chapter!
They weren’t friends, they were colleagues
@@Cynicalgeek743 I suppose. Some of them felt like more than that to me but I guess I was wrong.
These are all great points and important to discuss and educate people on. All the people I know who have retired never talked about money (of course, that's personal) but did talk to me about "loss of purpose", "now what", etc. My Dad talked about retiring for years, but when he finally did retire, it almost killed him. Luckily he eventually figured it out and is still going strong at 89.
I'm glad he figured it out!
Great video! As I’m two days from retirement today - scarcity mindset is my biggest battle at the moment!
2 days? Congratulations!!
I spent 20+ years as a Navy officer in cryptology. Then I had 2 more careers I retired from. Now I spend time at the gym, helping at a local school and doing photography.
Nice! Thanks so much!
I just retired after having been a teacher for 40 years, and I am 64 years old. I obtained a "fun job" (working as a sales associate at Ross) to give me purpose, and I love it! I just have to be careful not to become as obsessed with it as I was with teaching. It gives me purpose, as well as--like you--making videos for my UA-cam channel. Slowly, but surely, I AM adjusting to retirement. Not there yet, but it is getting better!
That is wonderful! I just checked out your channel… you’ve for some mad editing skills!! I wish you all the best with your channel. 😀
@@retirethisway Thank you! I appreciate your appraisal!
I guess I had a super smooth transition. Most of my life I worked part time in various jobs. This enabled me to do what I loved, cycling and traveling in my younger years. In my mid fifties I buckled down and got a full time graphic design job. Only paid $42K a year, but I had full benefits and a 401K ($92k at the end of my job). After 9 years I was laid off at 62. I remember the day they called me into the office to give me the bad news, they looked at me strangely, since I had a big smile on my face. The very next day I was out riding my bicycle and felt like I was let out of jail. I felt so free, it’s been 5 years now, and I haven’t had a day of depression, and I never think of my old job. It was a good job, but nothing I’ll ever cry over.
I now look forward to traveling and enjoying myself. I’m living the life of Riley once again. 😊
Thanks for sharing your story! It’s wonderful to hear about good retirement experiences!
This video is spot on. I retired last year and wish i never did. So much of your identity, social networks, and self worth are tied to your career
I agree! It's been a nice mindset shift for me.
duh
Maybe go back to work part time..? I retired for about three months and then went back to work minimal hours.. about a day a week. I love what l do, it gives me something to look forward to, and l love to get out of the house.. plus it brings in some extra income.
One of the biggest things that went away when I took early retirement from my factory job is the tuition assistance program. I was not able to take advantage of it for myself as an active employee because there was so much mandatory overtime that there was no free time for studying. Now I have a child who just went off to college and when I need it most, tuition assistance is not available. That was unexpected.
I don't think many retirees from my job consider TAP because they retire much older after their kids are out of school, but I retired fairly young because of health issues, and my family is still dependent on me for such things.
One thing that vanished for me that I didn't expect is the intensity of the health problems that put me out on disability. I still live with daily health issues, but being out of that stressful environment actually makes my issues bearable now.
Wow, that sounds like a real curveball! Retirement can hit you with some unexpected stuff. At least you’re feeling better health-wise now-here’s hoping the next surprise is a good one!
I'm 60 and am retiring at the end of February. I'm easing into it by using up my vacation time and only working Tuesdays and Wednesdays. I don't think that I will have much trouble adjusting to retirement. I'll be able to practice my archery and expand my German vocabulary. We have a little 60-acre farm, and there is always something to do. I also struggle with finding the time to write the books that I have stuck in my head, now I should be able to get them out.
That’s a great plan! Start writing those books!
So true!!!! No one addresses these things when you retire, and they are very real.
Thanks Diane!
Thanks for yet another thought provoking video! A couple of random thoughts: a) Voluntary retirement should never be a cause for depression. If it is and if one is second guessing one's decision, perhaps more planning and preparation should have been done prior to exiting the workforce. b) Retirement is not set in stone. It would be interesting to find out what percentage of retirees choose to go back to work- either full or part time, and how long after quitting their pre-retirement job. c) Psychologically, retiring 'cold turkey' seems harder than transitioning from a full-time to a part-rime job. Some people manage to make this transition with their last full-time employer/occupation, others find a new, more enjoyable calling (lucky them!). d) This video underscores the need to practice retirement before pulling the plug, especially if the intent is to retire 'cold turkey'.
All very good points! Thanks so much for sharing.
Just six days past my three year retirement anniversary and I have to agree with you youn on all points. First thing I discovered was that there are more hours in a day than I ever realized and finding ways to fill them was a head scratcher. While being financially comfortable in the beginning on just Soc Sec and pensions, inflation is now eroding that comfort rapidly. Insurance , property taxes and just everything is on the rise a lot faster than I had anticipated, mostly as a hangover from the pandemic I imagine , so I must use a bit more of the nest egg than planned each month. While this is not dangerous to my long term financial health , it is eye opening none the less.
Wow, three years already? Time flies! I totally get what you mean about trying to fill those extra hours-it's like, what do I do with my time now? And yeah, inflation is a real party crasher too! But I am enjoying every second of it!!
The one thing I had to learn after retiring was, you DON'T have to accomplish anything today.
Being in upper middle management for 35 years prior to the big R, every day was a day to do something that propelled both me and the company I worked at forward. There were solutions to be found, proposals to advance, ways to make things somehow better, and all the usual day to day things. I loved my career and actually looked forward to going into work.
For the first couple of years after retirement, I still woke up fairly early with the thoughts of "what needs to be done today?", and poured a lot of energy into making sure I was somehow productive, and sometimes felt guilty for sleeping until 8:30 on a weekday. Then one day, somebody told me you really don't have to do anything, so what if the laundry isn't done, vacuuming can wait til tomorrow, and there is no report due at end of day on why it wasn't done.
It's a big adjustment, isn't it? Learning to embrace the freedom of retirement and letting go of that constant need to be productive can be quite liberating. Enjoy the journey!
@norton750commando. Thank you so much for your comment to this video. It really "spoke" to me. I retired at the beginning of 2024 and I'm still getting used to it. You said it just the way I feel, I need to get a long list of things done each day it seems. I have yet to understand what it feels like that I don't "have to do" whatever it is now. When you said that, it struck me like a bolt of lightning. It's funny, how we don't realize things as quickly as we thought we would. For some of us, we go through life going from one thing that we "have to do" to another. Our careers or jobs can be looked at as something that we "have to do". We have to make money in order to live... I'm afraid I don't know what it's like unless I "have to do" something. I know that may sound strange to some people, but it's all I know. Perhaps you may identify with it also, and that you were raised to be this way and you don't know any better I guess. After 50 plus years of mostly doing just what you "have to do" is hard to turn off. But your comment has started me on my journey of realizing it! Thank you.
I am in my 30s. But I am curious about the life as a senior. Thx for sharing.
You are welcome! Thanks for watching. (BTW, so strange to think of myself as a senior!)
@@retirethisway You really don't seem like a senior.
I was forced to retire early. After 8 months of living at my pace, I woke up not in pain. I'd had that pain since I got hurt in the Army in the 70s. Retirement was great until my wife died. Now, its just nice. Good Luck, Rick
Thank you for sharing your journey, Rick. It's inspiring to hear about your healing process and your resilience through tough times. Sending you positive vibes!
Loved my Sales Career and yes I had a routine but I lOVE my new routine. Don’t miss the corporate life at all or this so called “identity.” That might mean those folks take themselves much too seriously.
I’m loving my new retirement routine too!
Living without co-workers and children has been a challenge. Seeing my mil and mother age and get feeble makes me worry about aging. I have to realize that I need to do my best and not worry about aging
For sure! For me, it gives me extra motivation to workout regularly. 😀
As a teacher, the bad disappear was being with the students. The good disappears: grading labs and tests, getting up at 5:30 AM, no time for myself(most years I taught required 50-60 hours per week), shooter drills, professional development meetings that were a total waste of time.
Thank you for sharing your perspective! Your dedication to your students is inspiring, and it's important to acknowledge both the challenges and rewards of teaching.
I'm also a teacher, but living in Denmark, I only work 32 hours a week, thank God. I don't think I'll miss any of it. Teaching Gen. Alpha is something I won't miss in the slightest. That, and getting up at 05:45 to travel 32 km. I hate it.
Teachers only work part time anyway. 9 months work getting paid for 12. Oh, I feel so sorry for you! 😢😢
@@HALWG51 If you think it’s so easy, you should try it yourself! I almost guarantee that your local district is hiring. They all are…you know…because it’s such an easy job.
@@HALWG51 😭
*Question:* Why am I crying?
*Answer:* I weep for your blatant ignorance.
Great video!!! Loving your hair style. You look amazing!
Thank you so much!!
Retire=Re Tire for new journey
Best wishes for all retirees!
You deserve it!
Thanks so much!
I have kind of experienced a lot of what you are talking about. I retired about a month past my 60th birthday but that retirement came with an asterix in that I later took a part time job with a consultant. My commitment is about 1400 yours a year plus mostly I work mostly as a senior professional with very little project management which was the source of a lot of my stress before. Basically I get to do the fun part of my work without the stressful parts. That said, I am thinking seriously of a several month work break next summer. We'll see how I feel after that.
The free time has allowed me to do episodes of bing travel but also I have been heavy into elderly parent care as well. So it hasn't been all fun and games. It allows me to really prioritize fitness. It almost never happens that I cancel a workout session for something work related. It also allows me to prioritize connection opportunities as well, be it with friends, family or develop new connections or re-acquaint with old ones.
One decision I made I am not sure I made the right one. I had a dear old German Shepherd dog who passed away 3 years ago and that created a big void. Last year, I learned that a breeder in the Palmer area had a litter of puppies coming so I put myself down for a puppy. She is great to have around. German Shepherds need a lot of work but I have the time and it forces me to get out when I otherwise might not. But it also adds a pretty significant expense to travel. I not only have to think about the kenneling costs but also not keeping her in a kennel too long at any one time. So binge travel is somewhat restricted unless I can find a house sitting arrangement that I can feel comfortable about. Part of me thinks getting her was a mistake. But I am committed now.
You definitely look at your finances a little differently. What are the things that aren't bringing me value? Cutting an unnecessary cost is like a raise.
I can relate to your struggle with pets. I have 2 dogs (one large) I’m about to retire and would love to travel and visit my kids out of state. Like you I have to find someone I trust to stay with them or kennel them which can cause anxiety. Nonetheless what they do for my daily well being is worth the effort to figure it out. Good luck!
I can relate! Traveling when you have pets adds costs, and extra planning. But i think they are so worth it! I am glad you are doing well, and I hope happy!
I semi- retired last July and would love to do some traveling.. but l have an elderly fur baby who has tremendous separation anxiety whenever l leave, so I have always traveled with her.. which means traveling by car. I would love to do some trips out of the country.. but will not take her on a plane at this point.. she's 13 years old, and l know l won't have her forever, but she really was a godsend when l hit 'empty nest' after my five kids left the house.
Retiring soon. Looking forward to having time for my hobbies and daily outdoor exercise and time to get a decent night’s sleep. I’m also a little concerned about adjusting to less structure without getting lazy.
It’s important to establish a new daily routine in retirement. You can work on penciling that out pre retirement.
I initially struggled (pre-retirement) with the thought of ending a 40 yr career. It was not an issue. I have plenty of hobbies and am plenty busy. I thought retirement would be more leisurely - I still have to carve out non-scheduled time. One thing that did surprise me was the connection with work colleagues. People that I helped, mentored, supported, and worked with for many years - didn’t hear boo from in retirement. Oh well. 😊. Had I known it was this great, I would have retired sooner.
I’m sorry to heat about your work friends. Sadly it’s a common occurrence. It’s nice to be busy doing things you love though, right?
While I plan on leaving my profession in 17 months, I’m not retiring. I plan on expanding my current side hustle that I started 3 years ago not to regain another 50 hour week, but one that continues to sharpen my skills, creativity and passion. Shutting in completely down in retirement will simply move you towards death.
Love your mindset! Keep hustling and having fun with it-life’s too short to just chill on the couch all day!
I do not know why this popped up on my feed beside the fact that I am retired and old. Did I miss something or was there no mention of hubby, kids and grandkids. If you have those in your life you do not need even think how you are going to spend your time when retired!
I really appreciate your comment! Family is such a vital part of life, and it's fantastic that you have them to share your retirement with.
Agreed! I worked part time while babysitting my grandsons two days a week, so it was like working full time.. but l wouldn't trade watching my grandsons for anything ☺️
Such a clear and concise presentation on this very important aspect of retirement!
Glad you think so!
Very practical list and heartening to hear those fears spoken aloud.
I'm glad you found it helpful.
One thing you lose is contact to old workmates as they are still working shifts and you have no idea what they are working. I worked rotating shifts so thats why I said the previous.
It can be hard to stay in touch with coworkers after you retire. But retirement is also an opportunity to make new friends!
Not a financial impact, but if you decide to move to another state when you retire, may be difficult to make new friends in the new state. I know my mom has struggled with this. She has also been a hard worker her entire life and got a lot of satisfaction from her career (education), so did/doing some work on the side in retirement to keep herself involved and sharp.
It definitely requires a concerted effort to rebuild your social circle when you move! I have done it several times. Each place is different and sometimes it’s easy, and sometimes not so much!
I used to have a career. I did not leave my career. My career has morphed into something unrecognizable in the last couple of years. Now they want all of us to say the exact same things and give negative value to my 20 years of experience. I retire in 126 days. I just struggle to keep the changes from impacting my health in a negative manner. I’m sad that my career is gone. But I didn’t leave it. I will not look back.
Man, that really sucks! It’s wild how things change so fast. Just hang in there for those last 126 days-then it’s all about YOU time!
What did you do?
Nice advise. I needed that. Thank you for sharing.
Sure thing!
Getting ready myself to retire at 62 after 35 Years. My career has been rewarding and I love the people I work with but my wife and I are already travelling more and I can finally start saying yes to my buddies who call me every week to go Dirt Biking etc. can’t wait. I am also a member of the Cdn Ski Patrol and will Pro Patrol all winter. All this to say that you need to have a life to retire to. Also considering another pursuit but on my schedule, it five days per week, and only after I settle in to my Retirement.
It sounds like you have a fantastic retirement plan in place! Enjoy all the adventures and time with friends-you’ve earned it after 35 years of hard work!
@ it’s coming but wow the paperwork and connecting with our benefits group…yeesh! We are working through our expenses to absolutely understand them, and how best to access our income sources for best effect. It’s interesting to work through it. Thank you for following up. Have a nice morning.
My spouse and I have a small consulting business and after Covid we had forced partial retirement due to projects disappearing. Not having a career anymore is easy as we still participate and publish in professional organizations. It’s mainly the financial insecurity that all the CFPs seem to to tout that affect the decision. 62 and realistically I think we are 3 years from true retirement. We both have several hobbies and interests.
That is great!
Bored? Depressed? No way! I have time now to give back to my community and pursue my painting hobby. And gardening!
Fantastic!!
I’m two years out from retirement as a Speech Therapist ( when the last child goes off to college, I’ll be 54 at that time). We are completely debt free ( mortgage too). Hubby will have a pension ( will get to keep his insurance too) and has been a Pastor for over 20 years. I garden now and bake /cook too for coworkers and others as a side hustle and I LOVE doing this. I’m so looking forward to retiring and I definitely will not be bored.
Pre-Retirement: We are a couple ages 55 & 59.
We recently joined a local Health Club & Spa with a family membership. Here is what we now are enjoying:
2 Pools, 1 outdoor and 1 indoor Heated pool. Outdoor Large Hot Tub that can seat 12 people. Indoor weight machine room. Sauna and Steam room. Rain showers body wash.shampoo and conditioner provided. Robes, Towels, Facecloths provided. Fruit and Teas provided.
Not retired yet but did we just score for a little over $3200./yr
Also, many people in our age group are members and we are making new friends!
$3200 invested in your health for a year with exercise & relaxation without all the expenses for a pool, hot tub, hot water, water, fruit, shampo and conditioner and body wash.... It all adds up to make a great deal!
I can't agree more! I love my gym for many of the reasons you listed. Plus, staying healthy drastically reduces your medical costs!
Great points, thanks for sharing.
New sub, love your videos! No one is this honest about all you discuss. Thank you. ❤
Thanks for subbing! Welcome to the channel!
I was lucky. My boss and coworkers were good people. And I liked my job. But I worked at my job for 27 years and it offers a good pension, so I decided to call it a career. My commute and thinking about what to pack in my lunch is what vanished for me.
Sounds like you had a solid gig! Cheers to finally kicking back and not worrying about lunch ideas. Enjoy the freedom!
Stress is the big one. Hard to tell how stressed you are until you retire
For me, it was easy to know how stressed I was! And then it became even more accentuated once I retired!
@ No stress is wonderful huh!
When I retired at 62, I started taking cakes eat my local university. They are thcenter for life Long Learning and they have these in many towns and cities, the classes were 6 to 8 weeks long and there are over 50/subjects. I did some fitness classes, knitting, genealogy, travel, art water color and acrylics. When my husband retire he joined me. The classes we only $50 for four classes easy session.
I love that you found a great place to learn and grow! I'm always looking for new places to learn. Thanks for sharing.
Agree on the purpose. I've been stock options trading and I am embarrassed to discuss it. Not only because so many people have strong opinions on day trading, but I do not feel like I am creating value. It's just for survival/bills. I'm sort of jealous of blue collar guys now and debating if there is enough time to go back to school for something technical
IMO there is always time to learn new things. I say go for it!
I’m retiring in 5 weeks and cant wait, after a military career and 22 years in law enforcement I’m ready. I’ve planned well and two pensions and ssi I’ll be fine, working these last few years in le has been horrible with all these dei hires as we no longer even have a test to qualify for a position, if you pass the background check your hired. It’s been stressful dealing with people who really don’t have the temperament for the job or feel the power of wearing a badge gives them special privileges and panic in emergency situations. I had an out brief with the commissioner and my first response was bring back testing to exclude those that aren’t really qualified. I work for a large department there are 2,500 in our department state wide. Godspeed to those officers that are in this career for the right reasons, remember the public trust. Semper Ducimus 👍
Gosh, that sounds horrible! I’m glad that you have planned well and can leave that stress behind! 5 weeks is just a blink away!
I’m not quite 50 yet. After several years in the military, marrying another military officer, and having kids, I became a stay at home parent. Besides some part time gigs, I stayed at home for years due to our military lifestyle. I’ve always stayed busy. I went back to school twice, work out regularly, constantly learn new things and meet new people. My husband retired from the military but works as a civilian now. We still have a 12 year old at home and two kids in college. I worry more about how my husband will feel once he fully retires.
Creating a plan to add structure and purpose to his retired life will be key!
You have to retire to something, not from something. There’s nothing like owning your own time.
Well said!
I traded a stressful career in Software Security Development in for a career in Beekeeping with a new friend. It gives me some structure, but it is seasonal in my area so we are entering winter, the slow season. Currently I seem to have enough things to keep me busy, but it is all still new. It also gave me a new identity and people seem to like to talk about my new identity almost as much as I like to talk about it. I guess that ties into purpose and fulfillment. Now I just need to figure out what to do with a bunch of honey.
Still think you are a brave woman, retirement is scary and super complex.
It sounds like you've made a wonderful transition! Embracing a new identity can be incredibly fulfilling, and I'm excited to hear how your beekeeping journey unfolds. As for the honey, maybe consider sharing it with friends or trying out some recipes!
I’m sure that some people may miss their careers, but I can guarantee you that if you had a corporate employer, they couldn’t care in the least that you’re gone. In fact , they may be rejoicing for many reasons. This is a fact that very few people realize. I say run a side gig in retirement to stay active, make a little cash, and do your own thing!
Haha, I love your perspective! It’s like breaking up with a corporate job-while they might miss your coffee-making skills, they’ll probably just hire someone new to take over your desk!
In Australia, retirement age is 67. I'm 54. So another 12.5 years left of 'working life'. I think l'll be happy to not being a productive member of the workforce by 67 and just have ordinary time for myself.
Thank you for sharing your thoughts! It's inspiring to see others looking forward to enjoying their time after work.
I retired just over 2 years ago. I have more time for things around the house, my pup, golf and music. I still work a little from time to time installing wall coverings. I have more busy days than not. If you had Any kind of a life Before retirement, you'll have a much Better life After retirement
Wise words my friend! Congratulations on a successful retirement!
Humans are meant to walk not sit. Sitting in front of the television and or Internet All day, Can be damaging both physically and mentally. I agree with you.A new routine is important and that routine should not include Television Or internet in my opinion
Absolutely! It’s crucial to find a balance and incorporate more movement into our daily routines. Walking can do wonders for both body and mind!
Retired 1 year ago. Now looking to find a part time job to add something constructive to do and have a connection a work routine.
Nice!
I 'retired' last July to babysit my grandsons.. l got called back to work three months later for a very casual position, working about a day a week.. l love it because l love what l do, and it gets me out of the house while also providing some extra income.
I always find it sad when people who are retired still describe themselves by their old job. Yes you worked hard to create a career but now you get to create a new life. Ten years retired and loving it. Whenever someone asked me what I did for a living, I always say “nothing interesting”.
That’s a great response! I find when I tell people I am retired, they often ask me what I did previously. 😕
I retired at 59 after a new boss that was a micro manager. I have always had hobbies, done volunteer work during the years I was employed and had lots to do after I retired. I slept in for 3 months then started volunteer work, lunching with friends, reading, exercising more and working on my house. I have friends that went to work bc they had no other interests in life but work. You gonna work till you die?? No way....I am happier being retired and it's been 10 years. Planning a trip to Europe next year.
Love the vibe! Your retirement sounds like a blast, and Europe is gonna be epic! Enjoy every minute of it!
When I retired, all decisions went through me one minute, then one minute after my retirement party, I was history. I had to retire due to health issues so the first year of retirement was just trying to survive between surgeries and recover. All of the connections were severed, I got to see no one who Imhad seen for parts of 32.5 years. I work part time here and there to get out of the house and not drive my wife crazy. Financially I am ok for now but with the stupidity of California, the cost of living is exploding. This young lady has hit what happens right on the nose.
I'm glad to hear you are past your health scare. But sad to hear that you lost all of those connections. Hopefully you are building yourself a new social circle! It's so important.
@retirethisway I do have my personal (non employment) social circle but they are all still working, so I don't get to see them much. I have been working for a temp agency and honestly the people are generally good people. But about the time that you get comfortable enough to have communication outside of work, they just seem to disappear. No permanent work structure has a tendency to lead to a migrant lifestyle I guess. Well, Best Wishes on your retirement and Happy Holidays.
I'm fortunate I don't have to worry about all of the above. Yes, I have worked for 50 years, but do not take work to home. Work, stays at work. Never was into needing to belong to any group. I can do just as well with one or two real friends, not work acquaints. Don't need them. I've been working on hobbies for years in preparation for retirement. So my transition is going to be like going on vacation, where work stays behind, where only family members know where I am. Don't have a $1m on a 401K, or IRA, but I've been preparing for the last 10 years or so. Sure, I'll find some things I'll need to do, but the stress level will be lower, just as it is now. Zero stress.
Sounds like you have a great mindset for retirement - enjoy it!
Ugh i have to finish an annual self-eval. 52 now. I really want to retire. It's been a long wotking life. Ready for this? 9 years old working in the family business: metal fabrication. Lol. I was always confused when kids in school told me about the fun stuff they did each summer 😂
It sounds like you've had quite the journey! It's never too late to start thinking about what retirement could look like for you. You've earned it!
Some people are not ready for retirement, but I the fukc am. I have a daily routine in mind already. I had experience with it when I was unemployed.
Glad you have a plan!
The pandemic lockdown of 2020-2021 was a practice run for me. And I did just fine!!! 👍
That's great!
I've found the easiest way to prepare for retirement is to start slacking off at work
That way when you retire, spending the day watching TV won't feel so odd.
On retirement savings
*DO NOT* listen to people (and they will be there) who say: "Why don't you take your savings and... buy a boat, travel to Europe, pay for your grandkids college, buy a Winnebago, etc. etc.. Your money will be gone, and you'll have to rely on that government check.
That’s an interesting strategy. Hopefully you will have more than TV to fill your retirement days!
@@retirethisway That was just an analogy.
The people I've seen that have the most trouble with retirement is those that are *driven* at work. Who seem to think their job "matters". They have this manic need to be busy and productive all day long. Suddenly they have nothing to do and nobody to impress.
On the other hand, the rest of us are just getting by.
Or to quote Office Space:
Bob Slydell:If you would, would you walk us through a typical day, for you?
Peter Gibbons: Well, I generally come in at least fifteen minutes late, ah, I use the side door - that way Lumbergh can't see me, heh heh - and, uh, after that I just sorta space out for about an hour.
Bob Porter: Da-uh? Space out?
Peter Gibbons: Yeah, I just stare at my desk; but it looks like I'm working. I do that for probably another hour after lunch, too. I'd say in a given week I probably only do about fifteen minutes of real, actual, work.
So I say start no while you're at work.
hahaha exactly what I am doing right now. I delegate all the work to my team, in the past I would take on the complicated heavy tasks but now I'm doing my own thing to some extent. I watch Office Space many times to keep my sanity !
@@ntek2709 And remember: You're not slacking off, you're "Mentoring".
(Ask for a raise.)
Great Video 👏👏
thanks!
In my personal experience I am extremely happy to be retired I also involve myself in classes and meet lots of friends
Sounds like you’re living the dream! Congrats!
Hello! Just found your channel recently. Great info. I'm also in VA but must not be in the same area. We are in Central VA and it's hard to find book clubs, women's groups, etc that aren't centered around religion in my neck of the woods. All good for those that enjoy that but I'm struggling to find a good gym with classes, a Meet Up that is local for hiking. It's frustrating. Are you in NOVA? I imagine there is more to offer but I'm getting ready to retire at 64 in the next few weeks after a serious ankle and foot surgery but once I can get on my feet, I hope to get out to do some hiking. I know it's going to be a huge adjustment because work has been everything for me for years. I'm lucky to have my husband with me on this journey!
Hi! I am in the southern part of the state. Have you checked out MeetUp.Org? That's where I have been able to find many great groups to join.
Great information! I like what you said and how you said it.
Thank you!
Great Video!! Thansk!
You are very welcome!